Kopertis 1 Sumut dan NAD

Student Loan

Student Loan, kredit tanpa jaminan Program student loan adalah program kerja sama antara Bank Internasional Indonesia (BII), International Finance Corporation (IFC), dan Sampoerna Foundation (SF). Tujuan program ini adalah menyediakan bantuan finansial dalam bentuk pinjaman dana tanpa agunan bagi mahasiswa/i S1, S2 dan S3 di institusi pendidikan yang tersebar di seluruh Indonesia. Menyelesaikan pendidikan tinggi merupakan cita-cita banyak orang di Indonesia, karena dipandang sebagai salah satu jalan dalam meniti masa depan yang lebih cerah. Namun faktor biaya terkadang memang menjadi kendala. Untuk menyiasati masalah tersebut, Sampoerna Foundation dan BII menawarkan satu alternatif solusi.

Pinjaman ini bertujuan untuk membantu siswa Indonesia dalam melanjutkan pendidikan ke tingkat yang lebih tinggi serta mengurangi angka siswa yang putus sekolah. Pembagian kerja dan tanggung jawab antara SF, BII dan IFC disesuaikan dengan keahlian masing-masing. Sampoerna Foundation menyediakan jasanya sebagai ahli di bidang pendidikan, BII mengurus proses peminjaman dan promosi, sedangkan IFC memonitor dan memberikan masukan untuk memastikan program ini berjalan dengan baik. Jumlah pinjaman yang bisa diambil berkisar dari 10 juta s.d. 200 juta rupiah dengan bunga 1,075% flat per bulan. Jangka waktu cicilan bervariasi maksimal sampai seseorang menyelesaikan kuliahnya, atau maksimal 3 tahun. Adapun persyaratan untuk mengajukan Student Loan adalah sebagai berikut: # Warga Negara Indonesia # Maksimal kredit adalah 5x penghasilan bersih per bulan # Berpenghasilan bersih minimal Rp. 40 jt/tahun (join income) # Hubungan debitur dan mahasiswa adalah hubungan keluarga: orang tua, saudara kandung, paman, bibi, pasangan (suami/istri) atau mertua # Usia kerja minimal 1 tahun untuk karyawan dan 2 tahun untuk Profesional dan Pengusaha

A joint facility between BII, Sampoerna Foundation,and International Finance Corporation by providing financial support for educational at Sampoerna SBM-ITB.

Easy and Surely! • Surely prepared education financing. • Application can be easily get from university*, Sampoerna Foundation, and BII branches nearest. • Easy access to well known university* across Indonesia • Simple requirement • Maximum credit facility up to IDR 200 million

Plenty of Advantages! • No Collateral Credit Facility • Administration Fee is Free • Credit Provision Fee is Free • Flexible Credit Tenor that is 6, 12, 18, 24, 30, and 36 months. • The debtor can be Parents, Uncle/Auntie, Spouse, Family Member, or such Student. • Very Competitive Interest Rate. • Income can be calculated by joint income. • Well known participating university* across Indonesia. • Credit process can be accepted before University intake for surely bank financing.

Special Benefits await you! • You get BII ComboCard for free and enjoy price discount up to 20% at thousands of merchants all over
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Kopertis 1 Sumut dan NAD

• You can transact at 700 BII ATM, 3,000 ALTO ATM and over 800,000 Cirrus ATM • You can conduct various bill payment transaction: credit card, Telkom, hand phone, pager, insurance and Mutual fund at BII ATM • Access to BII Internet Banking Conditions to be met by applicant: • Indonesian citizen (WNI) who is law literate. • Minimum age of applicant is 21 years old or is married, and maximum is 60 years old (when credit duration ends). • Minimum net income must be IDR 40 million per year. • Work experience must be at least 1 year for employees and 2 years for professional and entrepreneurs. • Location of residence/work must be located within BII branch area. • Applicant must be willing to open savings account at BII.

Document Requirement for Employees and Student: • Original Application Form • Copy of ID (KTP) belonging to Debtor, Spouse, Guarantor, and Student • Copy of Kartu Keluarga including Student • Original Salary Slip and original Work Reference Letter • Copy of Marriage/Divorce. • Copy of personal NPWP or copy of SPT PPH 21 • Copy of Birth Certificate of Student • Original of Offering Letter from University for Student • Copy of Latest Legalized Educational Certificate for Student • Copy of Latest Student ID for Student • Copy of Latest Legalized Transcript for Student

Additional for Entrepreneurs: • Copy of SIUP • Copy of current2/savings account for the last 3 months • Copy of Personal NPWP

Additional for Professionals: • Copy of business license • Copy of current/savings account for the last 3 months • Copy of Personal NPWP 3 For more details, please feel free to contact the Program Officer (Student Loan) Mr. Adi Pratama: Apratama@bankbii.comThis email address is being protected from spam bots, you need Javascript enabled to view it (0813.81108292). Reference: www.bii.co.id http://www.sampoernafoundation.org/content/view/501/52/lang,en/namun sayang beasiswa ini tidak untuk Kopertis I

kata kunci pencarian: Student Loan, Education Loan Consolidation, College Consolidation Loan, Student Loan Debt Consolidation, Student Loan Consolidation Rate, Education Consolidation Loans, Student Loan Partners, Masih belum menemukan artikel yang anda cari. coba cari:

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