A STUDY ON INVESTMENT BEHAVIOUR OF WOMEN ENTERPRENEURS IN COIMBATORE DISTRICT

QUESTIONNAIRE I. PERSONAL DATA : : : : : __________________________ __________________________ __________________________ __________________________

1.1 Name of the concern 1.2 Year of Establishment 1.3 Age of the Respondent 1.4 Educational Qualification 1.5 Marital Status a. Married b. Unmarried 1.6 Type of Family a. Nuclear b. Joint Family 1.7 No. of Members in the Family a. Upto 4 members b. Above 4 members

1.8 No. of earning members in your family ______________________________ 1.9 Personal income per annum 1.10 Family income per annum 1.11 Residing in a. Own House b. Rental House c. Leased Housh Rs. ________________________________ Rs. ________________________________

1.12 Place of Residence a. Rural b. Urban 1.13 Communication Facilities a. Telephone b. Fax c. Cell Phones d. E-Mail Yes Yes Yes Yes No No No No

1.14. Have you undergone any Training Programme to start the business? a. Yes b. No 1.15 If yes, state the nature of training ___________________________ 1.16 Mention the total expenses and savings of your family (per month) Rs. a. Total Expenses b. Total Savings II. PROFILE OF THE ENTERPRENEUR 2.1 State the Nature of occupation of your parents/husband If unmarried a. Father b. Mother If married c. Husband _________ ___________ Occupation _________ _________ Years of Service ___________ ___________ ______________ ______________

2.2 Which type of entrepreneur you are? a. First Generation b. Hereditary Business

2.3 Type of business a. Sole Trader b. Partnership 2.4 Nature of business a. Trading b. Manufacturing c. Service d. Agri related 2.5 Form of capital a. Owned Capital b. Borrowed capital c. Both 2.6. Sources of Borrowings a. Commercial Banks b. Co-operative Banks c. Friends d. Relatives e. Money Lenders 2.7 If you are unable to pay instalments regularly, Please rank the reasons a. Insufficient Income b. High rate of Interest c. Inadequate subsidy d. More Family expenses e. Low volume sales f. More amount of bad debts

g. Large volume of credit sales h. High Competition i. High cost of production j. Non-stable demand for the products k. Problems in unit (Manufacturing and Marketing) 2.8 Have you availed any government subsidy? a. Yes b. No 2.9 Do you get any support from your family members to run the business? a. Yes b. No 2.10. If yes, state the mode of help. a. Financial Help b. Physical Help c. Moral Help 2.11 Are you subscriber of any investment journal? a. Yes b. No 2.12 Average annual business turnover a. Upto Rs. 2,00,000 b. Rs. 2,00,000 - Rs. 4,00,000 c. Rs. 4,00,001 - Rs. 6,00,000 d. Above Rs. 6,00,000 2.13 Area of sales a. Urban

b. Rural c. Both 2.14 To what you invest your returns in your business? a. Fully Invested b. Partly Invested 2.15 If nil, where do you invest? a. Investment in Banks b. Investment in Post Office c. Investment in Chit Funds d. Investment in Jewels e. Investment in Share and Debentures f. Investment in Bonds g. Investment in LIC h. Investment ion Mutual Funds i. Investment in Real Estate 2.16 Mention your Asset possession for last three years. Fixed Assets Land Building Business Assets Farm Assets Rs. Rs. Rs. Current Assets Cash Bank Deposit Post Office Precious Objects Cons. Durables UTI LIC Chit Fund Securities Mutual Funds Rs. Rs. Rs.

Company Deposits III. III.1 AWARENESS OF INVESTMENT AVENUES Source of awareness (please Rank)

a. Advertisements in print media b. Advertisements in TV c. Advertisements in Radio d. Friends e. Relatives f. Parents g. Other Investors h. Share brokers i. Investment Consultants III.2 Specify to what extent you are aware of the following investment

avenues. GE To a greater extent PA Partially Aware I. In Post Office a. Savings b. RD c. MIS d. CTD e. NSC, NSS II. Banks a. Savings Deposits [ ] [ ] [ ] [ ] [ ] SE To some extent A Aware

NA Not at all aware (No Idea) GE [ ] [ ] [ ] [ ] [ ] SE [ ] [ ] [ ] [ ] [ ] A [ ] [ ] [ ] [ ] [ ] PA [ ] [ ] [ ] [ ] [ ] NA [ ] [ ] [ ] [ ] [ ]

b. Recurring Deposits c. Fixed Deposits[ ] d. Cash Certificate III. Company a. Shares b. Debentures IV. V. VI. VII. VIII. IX. X. XI. III.3 Chit Funds UTI Mutual Funds LIC

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Government Securities [ ] Jewels Real Estates Others (Specify) [ ] [ ]

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Factors that you consider while selecting a particular investment A Agree M Moderate

SA Strongly Agree DA Disagree

SDA Strongly Disagree SA A M [ ] DA [ ] SDA [ ]

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Higher and Regular Income [ ] [ ]

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Value appreciation/capital gain [ ] [ ] [ ]

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Media Influence [ ] [ ] [ ]

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Liquidity [ ] [ ] [ ]

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Easy Withdrawals [ ] [ ] [ ]

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Risk free investments/lesser risk [ ] [ ] [ ] [ ]

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No interference of brokers [ ] [ ]

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Goodwill of the company [ ] [ ] [ ]

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Collection at door steps [ ] [ ] [ ]

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Low Price [ ] [ ] [ ]

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Sentiments [ ] [ ] [ ]

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Hereditary [ ] [ ] [ ]

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Speculative profit [ ] [ ] [ ]

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III.4

Point out your level of importance given to select a particular investment MOI More Important LEI Least Important MI MOI [ ] JI [ ] LI [ ] LEI [ ] JI Just Important

MI Most Important LI Low Important

a. Higher Education of Children

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b. Marriage of children c. Prestige / Image d. Tax Benefit e. Capital appreciation [ ] [ ]

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f. Stable and regular income [ ] g. Liquidity h. Transferability i. Minimizing risk j. Raising the standard of living k. Provision for business l. Develop the habit of thrift and savings m. Interest / Dividend [ ] [ ] [ ] [ ] [ ] [ ] [ ]

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III.5

Rank the investments that you prefer for tax planning

a. NSC VIII Issue b. LIC Schemes c. Public Provident Fund d. ULIP e. Mutual Funds f. Bank Deposits g. Residential House III.6 Problems faced while investing your money SA A N DA SDA

1. Cumbersome Procedure 2. Price Fluctuation 3. Illiquidity 4. High rate of commission and Brokerage 5. High risk 6. Closure of Business 7. Cheating by chit fund Companies 8. Liquidation of companies

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9. Interference of intermediates [ ] 10. Lake of awareness III.7 [ ]

Investment decision is taken by a. Self b. Husband c. Jointly d. Parents e. Co-partners

III.8

How often you use to consult your auditor for your tax planning and

investment related works a. Regular b. Occasional c. Not at all III.9 How often you monitor your investment

a. Very Regular

b. Regular c. Occasional d. Not at all IV Specify to what extent you are agree with the following statements (Attitude) SA 1. Investing today is for a better tomorrow 2. Investment offers safety 3. It is profitable 4. It is liquid 5. It postpones the joy of today to an uncertain tomorrow 6. It is a tough task but is a must 7. Investment is an inborn habit of Many peoples 8. Increase in wants reduces the Investments 9. Genuine investors are cheated by Unscrupulous persons 10. Government securities are not 11. Investment reduces liability 12. Invest today and smile tomorrow 13. I will never invest money with Private parties 14. Investment is a long term affair [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] [ ] A N DA SDA

15. Investor is guided by credit rating Agencies [ ] [ ] [ ] [ ] [ ]

V. 6.1 6.2 6.3 6.4 6.5

SUGGESTIONS