Released on: August 12, 2011 Author: Raffles Advisory Division Raffles Equity Research, Inc.

reports Guaranteed Investments are rapidly gaining in popularity, as many investors who felt the pain of the recent slump in stock investments seek more stability and security, moving forward. This follows a no ticeably sharp rise in the number of Raffles Equity clients eager to invest capi tal but also looking for the security that Guaranteed Investments provide. Guaranteed Investments offer stability and security to those wishing to invest wit h no risk to capital. This is a significant attraction to those who saw the valu e of their other investments fall dramatically in recent years, and indeed to th ose who only witnessed the economic downturn, and are coming to invest money now ." said Dr. James W. Arnold, CFA and Director of Research. There are a wide variety of guaranteed products on the market. These range from the Guaranteed Investment Bond to various structured derivatives to principal p rotected alternative asset classes. The newest of such alternative asset classes is the Principal Protected Notes involving Litigation Funding. The Guaranteed Investment Bond is a single premium, unit linked insurance bond t hat invests in a range of managed equity portfolios. You can protect principal a nd, within a predetermined range, participate in an additional return derived fr om equity gains on the underlying supporting investment portfolio. This type of bond is not invested directly in the stock market, and may be the guaranteed investment of choice for those wishing to avoid stock market risk. As guaranteed investments, income bonds offer the security of knowing that the ori ginal sum is secure and will be returned. "Income bonds may suit those who wish to enjoy a monthly income from interest o n a lump sum guaranteed investment." said Dr. Arnold. Guaranteed yield return bonds with principal guaranteed may yield higher stated returns without any upside equity participation potential over the life of the bond. Returns on fixed rate bonds depend on the amount invested, the interest rate agr eed, and the term of the investment. Generally, the longer the investor agrees t o leave their money, the better the terms they will receive. Income Bonds are su itable only where the investor can do without the cash for the term of the bond. Raffles Equity Research, Inc. offers advisory services covering all fixed and v ariable rate principal guaranteed investment instruments.