FINANCIAL PLAN

Start Up Table
Cash on hand
Start Up Cost
Logo Printing Expense
Carpentry Expense
Labor Expense
Stationary Expense
Current Cash on Hand

10,000
(800)
(3200)
(1000)
(600)
4400

Sales Forecast FY2013

S.No.

Month

Year

No. of Clients

Registration Fee
(Rs.)

Skill Station's Revenue

(Rs.)

June

2012

500

3,000

July

2012

500

3,500

August

2012

500

4,000

September

2012

500

4,500

October

2012

10

500

5,000

November

2012

11

500

5,500

December

2012

12

500

6,000

January

2013

13

500

6,500

February

2013

14

500

7,000

10

March

2013

15

500

7,500

11

April

2013

16

500

8,000

12

May

2013

17

500

8,500
69,000

Sales Forecast FY2014

S.No.

Month

Year

No. of Clients

Registration Fee

Skill Station's Revenue

(Rs.)

(Rs.)

2013
1

June

18

500

9,000

19

500

9,500

17

500

8,500

10

500

5,000

12

500

6,000

11

500

5,500

16

500

8,000

18

500

9,000

14

500

7,000

11

500

5,500

15

500

7,500

16

500

8,000

2013
2

July
2013

August
2013

September
2013

October
2013

November
2013

December
2014

January
2014

February
2014

10

March
2014

11

April
2014

12

May

88,500

Proforma Cash Flow Statement (FY2013-FY2014)

June
4400

3650

3565

Oct
Nov
Dec
Jan
Feb
March April
May
Total
Rupees
3200
4160
5030
7070
8700
9134 11688 12443 13923 69000

3000
3000
7400

3500
3500
7150

4000
4000
7565

4500
4500
7700

5000
5000
9160

5500
5500
10530

6000
6000
13070

6500
6500
15200

7000
7000
16134

7500
7500
19188

8000
8000
20443

Office Utilities
Internet Service
Telephone Service
Line Rent
Salaries & Wages
Equipments-Purchase
Other

1100
750
1300
200
400
0
0

1000
750
1235
200
400
0
0

1050
750
1365
200
400
600
0

1070
750
1120
200
400
0
0

1060
750
1120
200
400
600
0

990
750
1120
200
400
0
0

975
750
1445
200
400
600
0

1050
750
1366
200
400
2300
0

1040
750
1456
200
400
600
0

775
750
1620
200
400
0
0

1070
750
1500
200
400
600
0

970
750
1300
200
400
0
0

12150
9000
15947
2400
4800
5300
0

Total Operations

3750

3585

4365

3540

4130

3460

4370

6066

4446

3745

4520

3620

49597

Investments

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

0
0
0
0

Total Finance & Admin

Advertising

Total Sales & Marketing

Beginning Cash Balance

Cash Inflows
Cash & cash equivalent sales
Total Cash Inflows
Available Cash Balance

July

Aug

Sep

8500
8500 69000
22423 155963

Cash Outflows
Operations

Finance & Administration

Salaries & wages

Interest

Taxes

Sales & Marketing

Total Cash Outflows

Net Inc(Dec) in cash
Ending Cash Balance

3750
-750
3650

June
Beginning Cash Balance
Cash Inflows
Cash & cash equivalent sales
Total Cash Inflows
Available Cash Balance

3585
-85
3565

July

4365
-365
3200

Aug

3540
960
4160

Sep

4130
870
5030

Oct
Rupees

3460
2040
7070

Nov

4370
1630
8700

Dec

6066
434
9134

Jan

4446
2554
11688

3745
3755
12443

4520
3480
13923

Feb

March April

3620
4880
14062

49597
19403

May

Total

14062

19327

10092

14177

15647

2492

4427

7886

785

-16711

-35331

-52366

9000

9500

8500

5000

6000

5500

8000

9000

7000

5500

7500

8000

9000

9500

8500

5000

6000

5500

8000

9000

7000

5500

7500

8000

88500

23062

28827

18592

19177

21647

7992

12427

16886

7785

-11211

-27831

-44366

72987

Office Utilities
Internet Service
Telephone Service
Line Rent
Salaries & Wages
Equipments-Purchase
Other

1085

1150

1100

1060

1085

1095

1146

1085

1090

1150

1085

1100

13231

Total Operations

Cash Outflows
Operations
750

750

750

750

750

750

750

750

750

750

750

750

9000

1300

1235

1365

1120

1120

1120

1445

1366

1456

1620

1500

1300

15947

200

200

200

200

200

200

200

200

200

200

200

200

2400

400

400

400

400

400

400

400

400

400

400

400

400

4800

600

600

600

2300

600

600

5300

3735

3735

4415

3530

4155

3565

4541

6101

4496

4120

4535

3750

50678

Salaries & wages

10,000

20,000

20,000

20,000

20,000

90,000

Interest

Taxes

Finance & Administration

Investments

Total Finance & Admin

10,000

20,000

20,000

20,000

20,000

90,000

Advertising

15000

15000

30,000

Total Sales & Marketing

15000

15000

3735

18735

4415

3530

19155

3565

4541

16101

24496

24120

24535

23750

170678
-82178

Sales & Marketing

Total Cash Outflows

Net Inc(Dec) in cash
Ending Cash Balance

5265

-9235

4085

1470

-13155

1935

3459

-7101

-17496

-18620

-17035

-15750

19327

10092

14177

15647

2492

4427

7886

785

-16711

-35331

-52366

-67271

Proforma Profit & Loss Statement (FY2013 FY2014)

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

FY
2013

(Rupees)
Sales
3,000

3,500

4,000

4,500

5,000

5,500

6,000

6,500

7,000

7,500

8,000

8,500

69,000

5,000

2,300

7,300

5,000

2,300

7,300

(2,000)

3,500

4,000

4,500

5,000

5,500

6,000

4,200

7,000

7,500

8,000

8,500

61,700

(1)

400

400

400

400

400

400

400

400

400

400

400

400

4,800

600

600

600

600

600

600

3,600

3750

3585

4365

3540

4130

3460

4370

6066

4446

3745

4520

2620

39,497

4750

3985

5365

3940

5130

3860

5370

6466

5446

4145

5520

3020

47,897

Direct Cost of Sales

Total Cost of Sales

Gross Margin
Gross Margin %

Expenses
Payroll
Marketing/Promotion
Depreciation
Stationary Expense
Utilities

Total Operating Expenses

Net
Loss/Profit

(2750)

(485)

(1365)

560

(130)

Jun

Jul

Aug

Sep

Oct

9,000

9,500

8,500

5,000

6,000

1640

Nov

630

(2266)

1554

3355

2480

5480

Dec

Jan

Feb

Mar

Apr

May

FY2014

5,500

8,000

9,000

7,000

5,500

7,500

8,000

88,500

(Rupees)
Sales
Direct Cost of Sales
Total Cost of Sales

Gross Margin
Gross Margin %

9,000

9,000
-

9,000

9,500

8,500

5,000

6,000

5,500

8,000

9,000

7,000

5,500

7,500

8,000

88,500

400

400

400

400

400

400

400

10,400

20400

20400

20400

20400

94,800

600

600

600

600

Expenses
Payroll

15000

Marketing/Promotion
-

15000

30,000

Depreciation
-

Stationary Expense
600

3635

4635

3600

19000

3,600

Utilities

Total Operating
Expenses

600

41,433
3485

3410

3402

3625

3236

3285

3500

3500

3435

3405

4485

3810

19402

4025

4236

13685

24500

23900

24435

23405

169,833

8703

Net
Loss/Profit
4365

9500

4015

1190

13402

1475

3764

-4685

17500

18400

-16935

15405

81018

Balance Sheet (FY2013 FY2014)

FY2013
ASSETS
Current Assets
Cash
Office Supplies
Total Current Assets
Fixed Assets
Furniture
Total Fixed Assets
Total Assets

FY2014
Rs.

FY2013
LIABILITIES

FY2014
Rs.

Current Liabilities
14,062
600
14,662

(67,271)
600
(66,671)

3,200
3,200

3,200
3,200

17,862

(63,471)

Total Current Liabilities

Total Non Current Liabilities

Total Liabilities

2500
2500
2500
2500
-1800
9662
17862

2500
2500
2500
2500
7662
-81333
(63471)

OWNER'S EQUITY
Ali Hassan's Capital
Hani's Capital
Shazia's Capital
Sidra's Capital
Retained Earnings
Earnings
Total Owner's Equity

Total Liabilities & Equity

Break Even Analysis

Break Even Analysis

2012
9000
8000
7000
6000
5000
4000
3000
2000
1000
0

Expenditures

Revenue

17862

(63471)

CHARTS

Sales
90000
80000
70000
60000
50000
40000
30000
20000
10000
0

170678

Sales

180000
160000
140000
120000
100000
80000
60000
40000
20000
0

88500
69000
49597

Cash Inflow
FY2013

FY2014

FY2013

Cash Outflow
FY2014

9662

20000
10000

20000

0
-20000

FY2013

FY2014

-20000

-40000

-30000

-60000
-80000

-10000

-40000
-81333

-100000

-50000
-60000

Net Income/Loss

-70000

Total Assets

Total
Liabilities

Total Capital
FY2013
FY2014