photo by Daniel Boot

photo by Lindsey Altoft

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CONTENTS
COVER: 18 Jonathan Dick
HEALTHY LIVING

COVER: 19 Sandras Home Health

LIFESTYLE

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Van Hoorns Custom Woodworking

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FINANCIAL

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Dell Pharmacy Home Health Services Zanon Denture and Anti-Snoring Clinic Midtown Denture Clinic Mount Carmel Retirement Home Age Related Macular Degeneration Real Estate Lawyer Sandras Home and Healthcare Services Fallsview Casino Resort The War of 1812 Van Hoorns Custom Woodworking

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The Coconut Palm Tree Maid of the Mist Tours Upper Canada Cheese Put a Little Spring in Your Step Garys Maintenance St. Catharines Athletic Schedule Life Lessons from the line- Who is the Knucklehead? Long-Term Healthcare Schooner Bay, Abaco, Bahamas

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PUBLISHERS NOTE
Where there is hatred, let me sow love. Where there is injury, pardon. Where there is doubt, faith. Where there is despair, hope. Where there is darkness, light. Where there is sadness, joy. O Divine Master, grant that I may not so much seek to be consoled, as to console; to be understood, as to understand; to be loved, as to love. For it is in giving that we receive. It is in pardoning that we are pardoned, and it is in dying that we are born to Eternal Life.

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www.thesilverjournal.ca
905-933-5953 Publisher The Silver Journal

Associate Publisher Mary Susan Staton, susan@thesilverjournal.ca Editor in Chief Christine Bavender, christine@thesilverjournal.ca Editor Karen Moncur, karen@thesilverjournal.ca Travel Editor Liz Fleming liz@thesilverjournal.ca Contributing Writers Sandra Alvarez Christine Bavender George Chow Liz Fleming Tim Miller Chef Jan-Willem Stulp, CCC Photographers Photos by Daniel Boot Lindsey Altoft Director of Sales George Chow, george@thesilverjournal.ca Director of Marketing Rose Magro Grimsby Region Graphics Co-ordinator Christy Goines-Large Graphic Design Lindsey Althof Brian Kountourogiannis Webmaster Justin Luey, justin@thesilverjournal.ca ADviSory PAnEl Arie Vrugteveen Executive Director, Retire at Home Jane Bradley B.A Psychology Johnathon Dick, Lawyer & Notary Public Ruth A. Rutherford-Pretty Executive Director, Victim Services CirCUlATion ThE ST. CAThArinES STAnDArD The Silver Journal is printed every other month and is delivered as an insert in the St. Catharines Standard. The information and opinions contained in this publication are obtained from various sources believed to be reliable, but their accuracy cannot be guaranteed. The Silver Journal and its employees and agents assume no responsibility for errors or omissions or damages arising from the use of the published information and opinions. Readers are cautioned to consult their own professional advisers to determine the applicability of information in this publication. For further information, please contact the publisher.

ord, make me an instrument of your peace.

Happy Easter
Amen.
Mary Susan Staton Associate Publisher

Mary Susan Staton

Editor in Chief

Christine Bavender
Karen Moncur Editor

Karen Moncur
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healthy living

Personalized denture and sleep disorder treatment at Zanon Denture and Anti-Snoring Clinic
Tim Miller

I would like to introduce myself as the newest member of The Silver Journal. I have been doing business in the Grimsby Area for many years and I look forward to doing business with you in the upcoming months.

People live longer, said denturist Carlo Zanon of the Zanon Denture and AntiSnoring Clinic in Grimsby. But dentures do wear out as people live longer, and some are on their third or fourth set. Offering a personalized service, Zanon provides five sessions for a clients needs, from building study models and making impressions to the final fittings of the dentures. Trained in Liechtenstein and a denturist for 32 years, Zanon not only provides dentures and related services, but teaches the profession, and is the editor of Spectrum Denturism, a periodical devoted to the profession. All denture work is done in-house, which Zanon said provides more accuracy. And while the clinic works with a variety of materials, Zanon tends to favor porcelain. In my mind, porcelain is the best-looking and wears the best. A full range of denture work is provided at the clinic, including the construction of partial and complete dentures, dental implants, the repair and relining of dentures, and the construction of mouth guards. But that isnt all through a school mate, Zanon said he got involved with the understanding and treatment of snoring and sleep apnea, two conditions which are related. While snoring is more of a nuisance which can come with age, especially in men, Zanon said sleep apnea is a health issue where neither age nor weight is a factor. Sleep apnea is not sleeping or resting properly, he said. People we see know they have this problem and we can provide help. That help - the Suad Device - an innovative and patented dental appliance that effectively treats sleep apnea and snoring. The device offers more flexibility than other appliances, does not need to be attached to a machine, and is easier to use when travelling. The oral appliance fits in a users mouth and has been proven to be highly successful. While there is no medical cure to eliminate snoring completely, the clinic can provide assistance with snoring problems. The Zanon Denture and Anti-Snoring Clinic also provides free consultations. It has the expertise, knowledge, and qualifications along with personalized service for the return to a healthier more confident lifestyle. There are two clinics, one situated at 21 Elm Street in Grimsby and the other at 39 King Street East in Hagersville.

ith the healthier life styles people live today, replacing teeth with dentures is not as prominent as it once was, but with people living longer, those with dentures do need them replaced from time to time.

Rose Magro
Director of Marketing Grimsby Region

Victim Services
Niagara
Anne - Volunteer Crisis Responder hree years ago I had no idea that an organization like Victim Services Niagara even existed. I first heard about it during a United Way presentation at work when, almost as an afterthought, the presenter remarked that none of us ever know when we might need the services of the United Way. He asked us to imagine a police officer coming to the door to inform us that a loved one had been killed in an accident, then mentioned VSN and the work that its volunteers do.

Why I Volunteer with

I immediately remembered an incident that happened to a close friend of mine almost 30 years ago. Liz was working in Hamilton and arrived home one night to a message to call a detective with the regional police. She made contact and the detective asked her to come down to the police station, but would not tell her why. Upon arrival at the station Liz was told that her father, who had been estranged from the family for several months, had been
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healthy living Midtown Denture Clinic provides complete denture assistance to clients.
In-home service part of Midtowns pledge to ensure optimum oral health
Tim Miller

Rick Bianchi DD Peter Lapichino DD Serving St. Catharines since 1972 Established by Clive Mussel

idtown Denture Clinic not only offers a full denture program from consultation to fabricating to cleaning, it provides clients with a smile they can be proud of and a return to their self-esteem. In 2002 Rick Bianchi took ownership of the facility, located a 117 Welland Avenue in St. Catharines. As fully-trained denturists, Bianchi, along with Peter Iapichino, provide a full range of implant and denture work for their clients, including at-home service. Bianchi became a licensed denturist in 1999 after starting his dental career as a technician in 1987. Iapichino also began his career as a dental technician before becoming a licensed denturist in 2006. No referrals are necessary for this specialized dental work, but if you think there is work to be done, Midtown offers a free consultation and will discuss available options. Bianchi explained that denturists are not dentists but provide the fabrication of full or partial dentures and custom fitting of these dentures. Bianchi noted that Midtown is one of the only denture clinics to offer this in-home service, and it is provided to clients throughout the Niagara Peninsula. He added that this service is welcome with the senior population they deal with. He also said that people are living longer than in the past, and that about 20 percent of his patients are 80 to 85- years-old, which does make fitting dentures more challenging than younger people. While dental implants are a preferred method of replacing teeth, materials and technologies have
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healthy living

hen I was diagnosed with a mental health disorder, understandably my world turned upside down. In the beginning, I slept a lot and thought it easier to just stay tucked in bed while the days turned into nights and back into days again. This choice was not a viable one for me though. I not only had to get well for myself, I had a husband, and a young son to care for. So I found the will to reach way down inside, beyond the illness, and chose to get out of bed and accept professional help. Today I am 45-years-old and, looking back, I realized I had coped for more than 30 years of my life with an undiagnosed mental illness - Bipolar-Schizoaffective Disorder. This means that I fluctuate between deep dark pits of depression and the very high peaks of mania. I have experienced delusional beliefs and hallucinations hearing and seeing things that werent really there. There were many days I didnt feel like living at all. I was unable to do any sort of work for a nine year period with symptoms at their worst. For those years I struggled with the prospect that I would never work again, but was unable to accept that concept. I wanted to work, I wanted to be around people, and I wanted a life. So with a lot of hard personal work, I was able to venture down a new path and a new beginning. Through this journey I had lost friendships, a career and most importantly my self esteem. I hid my illness trying to fit in. After many starts and restarts, I began to feel good about myself.

Happy Being Me takes on mental health challenges and WINS!

Wendy Bodner Matthews wendy@happybeingme.com

Finally, 10 years later, I actually awoke in the middle of the night with the fact that I was happy being me! I was content I got it! The impact of that epiphany was so powerful, that I began to share the message. I created a new business appropriately called Happy Being Me. This exciting business offers products all proudly announcing the Happy Being Me message with an image selected from a fun family of characters. The prints offers special fun niches including a cheerleader, equestrians , computer guy, golfer, boater, nurse, etc. - available from infants to adults sizes. Regardless of the novelty character, the message is the same we are all unique and special individuals, celebrate who you are and what you love. Because of the wide affects that mental illness has on people from young to mature and how it not only impacts the individual but also those who care for them, I strive to send this message to all people not only through Happy Being ME clothing and accessories but also through my second company Wendy Speaks Up. I offer inspiring talks about the challenges and triumphs of living, parenting and working with a mental illness. Happy Being ME retail store is located at 4 Secord Dr. St. Catharines, 905.935.2082 or visit us online at www.happybeingme.com

Midtown Denture Clinic contd

improved over the years in building each custom-made set of dentures. We want people to keep their teeth, Bianchi said. Implants are a viable option compared to 20 years ago, and are easier for the patient. He explained that todays polymers used in the fabrication of dentures and denture-supported implants is denser and stronger than the porcelain used in the past, which could also wear on the patients bone structure. Midtown Denture Clinic, locally owned and operated, is committed to providing the best solution for its clients. The first step is the oral assessment, then impressions with jaw and bite measurements using state-of-the-art technology and instrumentation. This will take one to two visits, and then a testing of the impression to ensure the client is satisfied. We will make the final adjustments for looks and fit, said Bianchi. When were all happy then we finish them. People have to be comfortable. The dentures are then built, on-site, and the client returns for a final fitting. Depending on the situation and amount of work involved, four to six visits are necessary from initial consultation to the fitting of the new dental work. Bianchi said that two or three follow-up sessions are held. He added that regular cleanings are important part of the process. The promotion of dental hygiene is important, he said. Its important to get dentures cleaned of plaque and bacteria. The Midtown Denture Clinic offers this service with an ultrasonic cleaning process. Same-day repairs including the relining or rebasing of existing loose dentures are services also available. Whatever the clients situation, Midtown Denture Clinic is committed in providing the best solution for oral and dental health and in building solid relationships with its patients. The Clinic can be reached at 905.688.3543.

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healthy living

Mount Carmel retirement home providing

care for close to a century
or close to 100 years the Carmelite Sisters have provided care and a welcoming environment in Niagara.
Tim Miller

As a branch of the Order of Our Lady of Mount Carmel, the Carmelite Sisters of the Divine Heart of Jesus was founded in Berlin in 1981. After working with neglected children in Milwaukee, Wisc., the Sisters came to Toronto for mission work, and in 1919 purchased the McLaren House on Yates Street in St. Catharines as a home for the aged. The home opened its doors in 1920. Since that time, the facility has been a retirement home for those wanting the comfort of a full-service residence. As a retirement home we provide help with some basic needs, explained Sister Rosario, administrator of Mount Carmel Retirement Home. We take care of the general wellness of a person. Sister Rosario added that guests at Mount Carmel must be mobile and independent. The 50 residents receive meals, housekeeping, and social activities. A registered nurse is on duty to administer any necessary medications, and residents are free to pursue any outside interests. Some of our residents still drive, she said. They are free to come and go as they wish. The present facility was build in 1966 after the original home was deemed unsafe. Daily Mass is still said in the adjoining chapel. People know we are Roman Catholic, and assume that we provide a religious environment, but we embrace all, said Sister Rosario, adding that the home provides a caring, family atmosphere. We try to instill a practice that our residents feel they are family, she said. We promote they are a part of our family and we love our residents like our own families.

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Age related macular degeneration leading cause of blindness among seniors

Cara Hamm OD FAAO

s we age we tend to develop certain ailments for those 65 years of age and older, age related macular degeneration (AMD) is the leading cause of blindness.

The macula is needed for viewing detailed objects clearly and is necessary for many daily tasks including reading and driving. The main causes of macular degeneration are thought to be related to a persons age, family history, and race. Other contributing factors include smoking, exposure to sunlight, cardiovascular disease, high blood pressure, and low antioxidants. The average age of onset is 75-years-old, although after the age of 50 the frequency steadily increases. Caucasian blue-eyed individuals are most affected. The Macula is located in the back of the eye near the center of the retina. This part of the retina is very small, but it is one of the most important areas to see fine detail work like threading a needle and reading the road signs. There are two types of AMD: non-neovascular (dry) and neovascular (wet). Even though dry macular degeneration makes up approximately 80 percent of all diagnosed cases, wet macular degeneration is responsible for nearly 80 percent of the significant visual disability associated with this disease. Wet AMD occurs when new blood vessels grow underneath the macula and begin to leak. This condition can occur very quickly and changes in vision should be investigated promptly. The dry form of macular degeneration generally occurs at a slower pace, and may start with yellow deposits within the macula called drusen. It is possible for one to have the dry form of the disease that becomes the wet form if new blood vessels begin to grow within the area. Early forms of dry and wet macular degeneration may have few symptoms. In certain cases, straight objects may appear wavy or a spot in the central vision is missing. Eye specialists often give patients a take home grid test to help people with dry macular degeneration monitor their vision. This grid by no means takes the place of a dilated eye exam, but helps the patient to monitor their vision between doctor visits. To test ones vision with an Amsler grid, the patient is to look at the grid to the left of the photo below with their reading spectacles on. Focus on the center dot, and without moving your eye check to make sure there are no missing or wavy lines. An example is shown to the right of what a person with wet macular degeneration might see. Repeat the test with the other eye. There is currently no treatment for dry macular degeneration. There are nutritional supplements enriched with zinc, beta carotene, high dose antioxidants, and lutein that may slow the progression of dry macular degeneration.

Treatment of wet macular degeneration has progressed greatly over the last decade. The treatment of choice among retinal specialists is a class of injectible drugs called angiogenesis inhibitors. They work by slowing or stopping the abnormal blood vessel growth and leakage of fluid that causes vision loss. These drugs do not cure AMD or restore vision back to normal but may slow the course of the disease. Low vision aids are available to individuals who experience untreatable vision loss that affects his or her ability to perform activities of daily living. Bright lighting, hand-held magnifiers, electronic books, and closed-circuit televisions are among many devices used today. If you think that you may have macular degeneration please contact your eye care provider promptly.

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COVER

Real estate lawyer can provide peace of mind in home buying process
to real estate, Dick explained. At times, title issues can be quite complex and require specific expertise to handle such problems properly. A real estate lawyer is trained to advise and raise questions or concerns that you may not have thought about. Dicks best advice when deciding to retain a real estate lawyer is to - if possiblespeak to the lawyer directly. You want to make sure your file is important and handled personally as much as possible. Also, get an idea of what your closing costs will be. Ask questions like, What is your fee? Approximately how much will my disbursements be and what is included? What is Land Transfer Tax and how much is it? What is title insurance? Dick said. Some clients choose a lawyer based on who they believe will charge the lowest fee, thinking that real estate is straight forward and doesnt require strong representation. Believe me; its not always that simple. So make sure you have an expert in your corner. For more information, contact Jonathon Dick at 905.988.9900. Offices are located at 149 Welland Avenue, St. Catharines.

Christine Bavender

ts a dream many have to become homeowners. But it isnt always as easy as it may seem. Thats where utilizing the services a real estate lawyer early in the process can help ensure peace of mind.

If you do not have a real estate agent and are looking to submit or entertain an offer to purchase it is important that you retain a lawyer in order to prepare an offer and agreement, explained real estate lawyer Jonathon Dick. The propertys legal description, HST, deposit, financing, type of ownership and home inspection are just some of the considerations that your lawyer will review with you. If you have a real estate agent, they will ask who your lawyer is typically for the purpose of closing the transaction. Title searches, title insurance, mortgage and deed preparation, closing funds, keys and closing documentation are all aspects of the transaction that are dealt with by your lawyer, said Dick. Thats why its so important to retain the services of someone with expertise in real estate. Lawyers who practice real estate in Ontario are required to carry extra liability insurance coverage and they typically dedicate a majority of their practice to real estate law. Not all lawyers practice real estate. For example, some work solely in civil litigation or criminal law. A real estate lawyer is someone who stays current with the laws and procedures relating to contracts, local by-laws, succession law and legislation related

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COVER

Passion for others guides local womans life

Christine Bavender

t started with lunch.

I was approached by a friend who asked if I would help this family out by making their mother healthy meals every other day. She was not eating properly, explained Sandra DAlessandro, owner of Sandras Home and Health Care Services. I started by going every other day and making her lunch. She did not like the idea of me being there - I was a stranger in her home. She tried everything to get me to leave, but I was not giving up. As time went on, DAlessandro and the woman became close friends. This woman taught me so many things I will never forget. She lives on in me every single day! said 35-year-old DAlessandro. She once told me that when she passes she wanted me to start my own agency to care for people at home so they too can be in the comfort of their own home with dignity. She said this was my calling and other people need to benefit from what I can provide them. DAlessandro did just that. For more than 10 years, Sandras Home and Health Care

Services has provided quality care in the Niagara area for the elderly in the comfort of their own homes. We range from companion care, caregiver relief, light housekeeping, we will accompany them to appointments, palliative care, and everything in-between, DAlessandro said. Whatever the needs are, we accommodate. It doesnt matter if you live in your own home or you are in retirement and need some extra help - we are there for all your needs - big or small. The 21 employees provide care in increments ranging from as little as two hours to 24/7 service. Clients typically are referred to the agency by word of mouth or have seen the TV commercial. We are a team of highly motivated professionals dedicated to providing optimum health care, DAlessandro said. Our strengths include a commitment to excellence, continuing education and our respect for each of our patients needs as individuals. Clients are quick to sing the praises of DAlessandro and her staff.

When our family needed help for our mother we were very concerned that we chose someone who was not only competent but compassionate. Sandra and her team put the care back into personal service. She earned our upmost respect in her professionalism, and we cherished the way she treated our mother with such cheerful compassion, said Sandra OConnor. She and her team were completely reliable, including the provision of service on very short notice any time of the day or night. I recommend Sandras Home Health Care without reservation. We were lucky to have her in my mothers life and in our life too. She considers her job to be a vocation and performs it accordingly. I would describe her as being responsible, competent, responsive, but most of all caring! Every effort is made to provide services in a familial rather than a custodial manner. To her it isnt just a job but a vital service - because it is, said Louise Leyland. Over the years I have witnessed her make every effort to continue learning and growing with her clients. If a skill needs to be learned in order to accommodate a client, she relishes the challenge and rises to the occasion. Sandra

is always available for consultation, and when this is not possible she gives notification and a substitute contact thus making you feel that you are always supported. Without her help, support, and input it would have been very difficult for me to be an effective caregiver. I have and will continue to highly recommend her services as the consummate, caring professional. The help she provides is truly invaluable. Thats because DAlessandros motto is simple treat every client like your own family member. And it is that compassion for others that will surely make Sandras Home and Health Care Services a valuable asset in the future. We live in the retirement capital. With the news of no more nursing homes being built, where are people going to go,

asked DAlessandro. In the future, everyone will be cared for at home. And DAlessandro and her staff will be right there to lend a helping hand.

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lifestyle

World class resort offers breathtaking views

elcome to Fallsview Casino Resort. A world-class resort as majestic as the Falls themselves. Perched on a soaring cliff overlooking Niagara Falls is a casino larger than three football fields, a luxurious CAA Four Diamond hotel complete with a full-service spa and fitness centre, more than a dozen restaurants and shops and an intimate 1,500 seat theatre featuring the biggest names in show business. With more than 3,000 slots and 100 table games, Fallsview Casino Resort has countless ways to win for every level of player. Try your luck on reel, video reel and video poker machines or take a shot on the progressives the action is non-stop! Whether you are a novice player or a refined player, pull up a chair at one of Fallsviews exhilarating table games! From Blackjack to Baccarat and Poker to Craps, Fallsview Casino Resort has something for everyone! Get into the action! Fallsview has become synonymous with world-class live entertainment thanks to the intimate Avalon Theatre with more than 300 performances per year. The Avalon lets audiences get up close and personal with some of the most famous recording artists in the world, including Ringo Starr, Jay Leno, Al Pacino, Diana Ross and Reba, to name just a few. Plus, there is no need to travel far for great production shows with dozens of talented singers and dancers, dazzling costumes and incredible set designs. Fallsview has set the stage for Return to Grace, Man in the Mirror, Le Grand Cirque and Dancing Queen. And dont forget the food with more than a dozen restaurants to whet your appetite, the resort has dining options to satisfy every taste. Prepare yourself for an all-you-can eat extravaganza! The Grand Buffet is sure to satisfy whatever it is you have a craving for. Other great dining options include The Falls Deli, Ponte Vecchio and the recent arrival of the 21 Club. For authentic Chinese dining, Golden Lotus, The Noodle, Sushi and Oyster Bars complete the culinary journey of the Far East. Or, visit the great restaurants of continental Europe, the blazing hearths of China, a British style pub or an all-American roadside diner, all without leaving the building! Whatever your pleasure, you are sure to find it waiting for you at Fallsview Casino Resort! Fallsview Casino Resort, The Place You Want To Be! Must be at least 19 years of age to enter the casino. www.knowyourlimit.ca
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The War War comes to of 1812: Upper Canada

The Niagara Light Dragoons were being assembled and Brock gave Hamilton an appointment as lieutenant in his fathers unit. A few days later he was sent in command of a detachment of twenty troopers to mount a guard at Chippawa with a promise of a further twenty when they become available. General Brock was sure that the enemy would strike quickly and it was imperative to get patrols out as soon as possible. Merritts troop, augmented by additional reinforcements including Hamiltons cousin William Merritt, patrolled the bank of the river from the mouth of the Chippawa south to a point where they met with the patrols from Fort Erie. They were on the alert for any unusual concentration of boats and troops that would signal an attack upon the province. Long days in the saddle took its toll on the citizen soldiers and when the expected invasion failed to materialize the early excitement gave way to the monotony of constant patrolling. They scanned the opposite riverbank in vain for the enemy that should have been there. On the same day that William Hamilton Merritt received the news of the war, the word spread throughout the region. In Queenston, James Secord was contemplating his position. He had resigned his commission in the 1st Lincoln Militia a few years previously. He was now unsure as to how he could best serve in this

lifestyle

Robert J. Foley

war that no one wanted either on this side of the river or on the other. Communications between friends in Queenston and Lewiston had continued. Indeed, one local farmer was in the middle of negotiations to sell a cow to a farmer on the far bank and the two were confidently continuing to haggle. James stepped into the street and headed for Bannisters Inn where the officers from Fort George were sorting out the militia for call up. He caught up to the farmer leading his cow down to the river where it was destined for Lewiston and its new American owner. Since there was no longer a ferry service on the river, he intended to row a boat across the water and swim her over. James wished him good luck and turned into Bannisters. The inns common room was filled with militiamen reporting or seeking an exemption from service. James approached a table where an harassed looking captain was sorting out a mountain of paper which James recognized as everything from muster rolls to requisitions for stores. Without looking up the captain directed him to an equally harassed lieutenant who in turn sent him to Ensign Peter Ball of the second flank company of the 1st Lincoln Militia Regiment. Ball greeted James and then sat in confusion not knowing whether he should be treated as a common soldier
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illiam Hamilton Merritt held the teams reins loosely as he drove toward the general store with his list of provisions. He was anxious to get his business finished and get back to the farm that he ran for his father. The late spring had made it impossible to get the crops planted until well past the usual date. Prospects for a repeat of the excellent harvest of the previous year seemed slim. His mind thus occupied, Hamilton failed to see the young ensign of the 41st Regiment come galloping into Shipmans Corners until that young officer had pulled his horse up beside the wagon. With his excitement barely under control he informed Hamilton that war had been declared and that his father,
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Thomas, had been authorized to raise a troop of dragoons. Provisions and farming were forgotten in an instant and Hamilton, a lieutenant in the militia, turned the team for home. Saddling his best horse he galloped off to find his father. To this nineteen year old the prospects of adventure put all thoughts of danger from his mind. After consulting his father he rode off to report to General Brock himself to offer his services in any capacity the general thought fit. At Fort George Brock welcomed young Merritt with enthusiasm. Brock knew the Merritts through his dealings with Hamiltons father, the sheriff of Niagara, and was impressed with the abilities of his son.

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War continued
or an officer. James helped him out of his dilemma by immediately enlisting as a private. A relieved ensign gave him his instructions as to muster days and training. Since he had already taken the oath of allegiance, James was allowed to go home. As he left the inn he met a young farmer who was reporting for duty. He was in a state of great excitement. He remarked that they were in for a great adventure. James had heard enough stories from his uncle and other veterans of the Revolutionary War to know that the great adventure was really a journey into terror alternating with periods of sheer boredom. The British had a force of three hundred regulars and some militia at Fort Malden near Amherstburg to oppose the American troops destined for Detroit. On the Niagara Frontier the American General, Stephen Van Rensselaer, a militia officer, was mustering a force of six thousand men to oppose Brocks command, which consisted of twelve hundred regulars plus militia scattered over the frontier from Fort Erie to Newark (Niagara-on-the-lake). With the stage set Brock, outnumbered and with a population of uncertain loyalty, decided to take the fight to the enemy and the drama was to unfold in a way that shook the confidence of the American Army in its leadership and training in 1812.

The Shack by Win Paul Young

Reviewed by: Dana Donovan - Booksmart
I was engrossed in this book right from page one. It is creatively not only a page-turner but an eye-opener to the pain and suffering we deal with in our daily lives. The great sadness that author Young is going through is felt deeply by the reader. At one point I was not sure if I was ready to carry on with the novel. but Im so glad that I did! The message in this book is a life changer to the believer and to the unsure. Why? A question asked by many is finally answered in such a manner that your way of thinking is altered forever. I not only enjoyed this book, I embraced it and can think of many friends I will pass it on to with love. This is a book you will want to read over and over!

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lifestyle

offers total flooring package for homes Whether its oak, maple, or mahogany, IHF will provide quality and expertise
Tim Miller

imperial hardwood Flooring

We provide a personalized service, said Marlene Heinrichs, who along with husband Jurgen, operates IHF. Depending on a clients lifestyle, we suggest the appropriate flooring type with samples, whether its hardwood, laminate, or cork. Started in 1995, IHF originally made its own flooring on-site, but now works with several wood suppliers in providing a wide range of woods from around the world. Heinrichs noted that domestic woods such as oak, maple, and birch are popular, as well as exotics such as Brazilian cherry and mahogany. She added that todays trends include flooring that is hand-scraped with
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s a family-operated business, Imperial Hardwood Flooring (IHF) prides itself in providing a homeowners wood flooring needs, and supplies all the necessary steps from initial ideas and designs to a finished floor.

man-made imperfections, and a wider five-inch plank that has become popular over the traditional three-inch plank. IHF, situated at 580 Read Road in St. Catharines, has a large showroom for any taste and desire in flooring, and all work is done by IHF employees. We have our own installers, Heinrichs said. We dont subcontract, which allows us to work through the entire process. The company provides specialized services for seniors, ripping out old carpet and flooring along with their disposal, and reinstalling furniture and appliances when the flooring is laid. The company works on custom applications as well, such as stair treads and threshold pieces. Showroom hours at Imperial Hardwood Flooring are 9:30 a.m. to 5 p.m. Monday to Friday and 9:30 a.m. to 1 p.m. Saturday.

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or more than 20 years, Van Hoorns Custom Woodworking has been providing custom kitchens and related renovations with an overall goal of ensuring clients meet their goals. A commitment to quality and total customer satisfaction is the mandate for this company. The kitchen is the hub of the house now, explained Steve Van Hoorn. We help people maximize their living space and improve their lifestyle. We deal with the client on a one-to-one basis and provide mid to high-end cabinetry with a focus on quality. All projects start with an idea, which are then translated into a viable product that is produced entirely within Van Hoorns shop. While kitchens are the main focus of the business, Van Hoorns also builds and installs entertainment centers, vanities, and custom furniture. We build unique and one of a kind furniture, anything out of wood, said Van Hoorn. We cater to the clients needs. The business has been built through the years with this focus to quality and customer care, and Van Hoorn said that although he has seen materials and designs change over the years, one of the biggest factors has been the establishment of the kitchen as the main room in the house. And what was in style 20 years ago in wood, flooring, and countertops has changed significantly. Its not just a kitchen any more, he said. Its now a major part of the house, and a place to spend time in.

Quality and customer satisfaction priority #1 at van hoorns Custom Woodworking

Tim Miller

A great deal of the business is in the area of retrofitting the kitchen area, from total tear-downs and room adjustments to new cabinetry. Many of the clients who are in the baby boomer group, are retrofitting their kitchens with quality, tailor-made applications and are more aware of the changes these modifications make to their lifestyles. Those changes include the use of computer software. After determining the basic premise of a new kitchen, Van Hoorn can use this software to design a new kitchen, and can present it to the client with a strong visual impact before the construction actually takes place. It is also at this time that Van Hoorn can apply the experience and expertise to enhance the layout to suit the needs of the client. Throughout the design and installation process, Van Hoorns provides all the services related to the project, including interior alterations, appliance hook-ups, and mechanical needs. All wood products are built and finished in the shop, and associated integrated and facial hardware, such as drawer slides, hinges, and handles are of the latest design and the best of quality. Van Hoorn said that while this quality comes with a higher price, the client appreciates this commitment. We stress quality, he said. We are caring and approach each project with enthusiasm, and have built our reputation on this. The customer can see the extra mile we go. With this philosophy of providing the best in product, workmanship, and attitude, Van Hoorns can make the kitchen a new, exciting, and viable part of the family home. And this caring attitude is reflected in each of their projects. I believe I have been blessed with a talent, said Van Hoorn, and Im sharing it with others. Van Hoorns Custom Woodworking can be reached at 905.562.8886, or sevanhoorn@talkwireless.ca.

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The Coconut Palm Tree

More Than a Shade Tree
Since the beginning of time, the sexy silhouette of the coconut tree has always attracted tourists to the tropics. This tall and slender palm tree is not just symbolic of the tropics but also a symbol of health for the residents of these tropical regions since their ancestors arrived at the shores that host these welcoming coconut palms. In Sanskrit it is called kalpa vriksha, meaning the tree that provides all necessities of life. In many regions of the world the coconut palm is the primary source of food, drink, and building materials.

FAQ on Coconut oil

1. Why do some say that coconut oil is bad for you? A: The perception that coconut oil is bad for you is still around today even though that myth has been widely disproved. By the mid 60s the negative mindset established by the soybean and corn industries put coconut oil (in its hydrogenated form) in a bad light. Hydrogenated coconut oil is a saturated fat, or one that has been altered from its original form by refining. It was a very sad turn of events that led people to believe that one of natures most amazing resources has been lost to the public because of bad press. 2. is it ok to use coconut oil on your skin? A: This is a food product, but many people use coconut oil as a moisturizer. Massaging into the skin will soften it. If you work a bit into your scalp 20 minutes before you shampoo, you will see some healthy results. 3. how do i use coconut oil to cook? A: Coconut is one of the safest oils to cook with because it does not break down, unlike many other oils. It can be used in frying but also as a substitute for butter in baking. Cookies, muffins, spreads and many other treats can be cooked with coconut oil. 4. Do you need to keep coconut oil in the fridge? A: Conveniently, it can be stored at room temperature. It has a long shelf life at room temperature. Just be sure to store out of direct sunlight. 5. how do you get the oil out of the coconut? A: Coconut oil comes from the mature fruit. It is broken, hammered, milled and filtered. The method is a cold press process. It is packed and stored to organic standards.
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Maid of the Mist tours will carry on starting in April

Tim Miller

tarting in 2014, one of the Niagara areas most coveted tourist attractions will have a new owner on the Ontario side.

There has been concern that the present operators would shut down the tours this year, but it was recently announced Maid of the Mist tours will take place on both sides of the border starting in April on a month-to-month basis. The first Maid of the Mist started as a ferry service across the Niagara river in 1846 when the owners found it more profitable to use the boat as a tourist attraction. Steam-powered boats were used until 1955 when a 66-foot, twin diesel-engine Maid was employed. By 1972 Maid of the Mist III could carry 210 passengers, and this capacity increased to 600 passengers with the 1997 launching of the Maid of the Mist VII. Some of the personalities taking the tour including US Presidents Theodore Roosevelt (1901) and Jimmy Carter (1996), movie star Marilyn Monroe (1952), Canadian Prime Minister Pierre Trudeau (1983) and the Duke and Duchess of York (1987). When it becomes effective, the lease with Hornblower Canada is expected to generate more than $500 million in revenue for the NPC over the 30-year span of the contract, representing an increase of more than $300 million in revenue compared to previous agreements. This includes guaranteed minimum revenue of $67 million in the first five years. Hornblower, which was awarded this 30-year lease by the NPC, has promised new boats and facilities when it takes over in 2014. It presently operates tourist boat rides for Alcatraz Island in California, and the Statue of Liberty and Ellis Island in New York City.

The iconic Maid of the Mist tours that have thrilled millions of visitors since 1846 will be owned and operated by Hornblower Cruises and Events Canada on the Canadian side of the Niagara River after this California-based tour company was deemed the successful bidder recently. Operated by the Glynn family of Lewiston New York since 1971, the leases for this tourist attraction in both Ontario and New York have been awarded to Glynn, including a 25-year term in 2008 by the Niagara Parks Commission. But this untendered bidding on the Canadian side came to a halt recently when the Ontario Minister of Tourism overruled the NPC commissioners and ordered the NPC to put the tours to tender. Hornblower won out over five others as the accepted bidder by the NPC. There has been no such tendering in New York, so the US side of the operation remains the same, although there are no storage or dockage facilities on the US side, as all operations have been handled from the Ontario side. Which could prove troublesome when Hornblower takes over. U.S. interests are hoping the new Canadian side owner will sublet land to Glynn for docking his boats on the Canadian side. The length of the U.S. lease, signed in 2002, is 40 years. New York government officials are also expressing an interest in a bidding process for the tours similar to the process of the NPC and the Ontario government.

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Spring is in the air at Upper Canada Cheese

Lauren Petryna

At Upper Canada Cheese, we are also looking for indicators of springs return, but of a different type. The first sign is the shift that occurs in our beautiful Guernsey milk. As the cows begin to pasture every year, the quality of their milk is altered. It takes on the fresh aromas of the new green grass that the girls are again eating. The rich aromas are distinctive as the milk flows into the vat to start the cheese-making process. These fantastic flavours are retained in the process and the milk this time of year produces delicious cheeses. It is always exciting for us to receive that first load of milk every spring that carries these subtle flavors. Equally as exciting is when our first loads of goat milk begin to arrive in early spring. Certain dairy goat farmers still breed their animals on a seasonal schedule. This means the majority of their nanny (female) goats are bred in the fall, pregnant through the winter and give birth, or kid, in the very early spring. Unfortunately, I have never witnessed a kidding, but I have seen kids only an hour old. It is amazing to see them stumbling around, shaky on legs that have never touched the ground and hooves that were too soft to support them only an hour prior. It is common for nanny goats to give birth to twins and triplets, or even quadruplets! Because of this, there may be a runt in the litter and sometimes the mother will ignore it in order to focus on the other kids. Some of these runts may be adopted by another nanny, but frequently must be hand fed and given special attention by the farmer. Because these particular runts were so tiny, the farmer I was visiting had cut the sleeves off many of his sweaters in order to make little shirts to help keep them warm. It was the cutest thing to see these tiny little goats playing together in the barn, wearing different coloured sweaters! Immediately after kidding, the nanny begins to produce milk. This initial milk contains many protective qualities essential to the health

he trees are budding, the robins are out hopping around and the crocuses are blooming. Everyone waits in anticipation and watches for these signs of the season changing.

of the kids and is not used in cheese making. Three to four weeks after kidding, the milk quality stabilizes and at this point, we can begin to make cheese with it. Goats milk has many different qualities than cows milk, which makes it exciting to work with both. Goat milk is much more delicate then cow, and is bone-white with a tangy aroma. So like everyone else, we wait in anticipation of spring and the changes that happen in the creamery that follow the changing of the season.

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Put a little spring in your step

Sandra Alvarez CPT NWS

fter months of being cooped up in layers of clothes and heavy boots, its finally time for warmer days and lots of sunshine! What better time head outside and enjoy the sunshine, healthy vitamin D, and fresh air while you work out!

Remember that technique does matters - stand tall, belly button tucked in toward your spine to avoid arching your lower back. Take quicker steps, never longer ones. Keep your arms bent and move them in a forward and back motion. Faster arms, means faster feet! Push off your back foot, swing the foot forward and land heel to toe. Done right a walking routine can be so perfect for all of us! You can walk any where anytime; there are no special skills to learn and its cost efficient! So lets start today - be consistent, remember to always strive to improve, walking faster or going up hills or on longer walks. You can even carry hand or leg weights! The key is to simply START! For more information, visit www.alvarezfitness.com

Grab a friend or two and start walking! Exercise is the key to STAYING YOUNG! A good walking routine can be overwhelming even though it comes with many benefits! It can help you get in shape, lose weight, improve cardiovascular function, reduce the risk of heart disease, improve your fitness level, boost your self confidence, build strength in your legs and even help improve your balance! Brisk walking, combined with a healthy diet, is the key to achieving a healthier, happier new you! Walking will add quality years to your life, it will help with forgetfulness and best of all you will be stronger in body, mind and spirit!!

A few tips before starting:

Make sure your doctor gives you the okay to walk and make sure you know your limits. Get the proper shoes! This is so important for our feet, knees, joints, balance and our overall performance. Its worth the investment. Find a walking buddy or two who can keep you accountable and motivated. Use a pedometer to help track your number of steps. Keep a log or a diary and push yourself to constantly improve. Have achievable goals and set schedule in advance to help you get up and get going on those lazy days. Be SAFE, carry ID and a cell phone or change for a pay phone, make yourself visible, be careful wearing head phones. Watch for traffic; always walk on sidewalks, in parks, or even the mall if its too warm for you outside. Carry water and drink it before, during and after your walk. Incorporate a warm up, cool down and stretches When you first start to incorporate walking into your fitness regimen, use a slow pace, walk for a set amount of time and then do a short cool down and stretching.

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Maintenance
Tim Miller

Preventative upkeep and client satisfaction stressed at Garys

large part of Gary Archers working day is spent emphasizing to his customers the importance of regularly scheduled maintenance on their vehicles. And, while he added that the quality of cars today is better than ever, this regular maintenance will save money in the long run. I would estimate about 20 to 25 percent of our customers are seniors and we look after them, said Archer, owner of the Read Road auto and truck repair facility in Niagara-onthe-Lake. Their car is important to them. With a staff of fully-certified technicians, Garys Maintenance has the experience, equipment, and commitment to customer satisfaction that can keep your car on the road and running well. The former heavy truck mechanic opened his shop 16 years ago, and now provides a complete line of services for autos including emissions testing and general repairs from his 3,200-square foot facility. Archer also supplies restoration services to the custom and collector car trade, and can provide custom fabrication on the premises. Some of his many projects have included restoration on Mustangs, Hudsons, Thunderbirds, and pickup trucks from the 1950s. But, he added that it is important that everyday cars are maintained to keep them running properly. Sure , we dont see the breakdowns with cars we did in the past, Archer said, but I want to see you at least twice a year for oil changes alone. I want to help you keep your car running with preventative maintenance. Situated at 327 Read Road, Garys Maintenance can be reached at 905.934.0444, or at www.garysmaintenace.com.

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2012 Exhibition Schedule

Wednesday May 2, 2012 Brampton B.B.A. 8:00pm

2012 Regular Season Schedule

Date Opponent Arena Time

Sunday May 13, 2012 Wednesday May 16, 2012 Friday May 18, 2012 Wednesday May 23, 2012 Friday May 25, 2012 Wednesday May 30, 2012 Sunday June 3, 2012 Wednesday June 6, 2012 Friday June 8, 2012 Sunday June 10, 2012 Wednesday June 13, 2012 Thursday June 14, 2012 Saturday June 16, 2012 Monday June 18, 2012 Wednesday June 20, 2012 Friday June 22, 2012 Saturday June 23, 2012 Wednesday June 27, 2012 Friday June 29, 2012 Saturday June 30, 2012

Toronto Barrie Peterborough Mississauga Mississauga Toronto Brampton Whitby Whitby Six Nations Orangeville Kitchener Burlington Burlington Peterborough Barrie Brampton Kitchener Orangeville Six Nations

Ted Reeve B.B.A. Memorial Arena B.B.A. Port Credit B.B.A. Memorial Arena B.B.A. Iroquois Park ILA B.B.A. Waterloo Rec B.B.A. Central Arena B.B.A. Holly Rec Centre B.B.A. B.B.A. Tony Rose B.B.A.

7:00pm 8:00pm 8:30pm 8:00pm 8:00pm 8:00pm 7:00pm 8:30pm 8:30pm 7:00pm 8:00pm 8:00pm 7:00pm 8:00pm 8:00pm 8:00pm 7:00pm 8:00pm 8:00pm 8:00pm

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Life lessons from the lineWho is the knucklehead?

Day 1, my culinary career:
I had worked in several kitchens, fresh out of culinary school. I was at the bottom of the totem pole, a greenhorn in the industry. Now, however, I had seized an opportunity close to my house, (and my new bride,) and had been hired under a new chef. I was no longer a gopher, but part of a kitchen team. It was my first day, a Friday, and my new chef was an intense man, demanding, quick and driven. I was toasting some nuts, which scorch notoriously quickly, under a broiler, and left them too long. Smoke filled the kitchen, during dinner service, and the toasted nuts were needed on the service line. When I acknowledged my fault, I was warned that, if that ever happened again, I would be gone. Ominous words, for your first day. It happened again, the very next day. You know that sensation when you see the police car, and know youre speeding? Everything tightens, your throat constricts, your pulse pounds, and you pretend to be doing what youre supposed to be doing, hoping against hope you havent been caught (strictly hypothetical, of course, not like I have experienced that!) That was the sensation I had for the rest of the day. Nothing was said, but I knew. I was finished. The chef, however, did not fire me, allowing the weight of my guilty conscience to teach me, all day, what his words had not. We spoke later and, in a very different tone, the chef explained that the value of that experience was only in the lesson that was to be learned. Retain the lesson, and build on it. If I was to succeed, I needed to learn, and learn a lot! And truly, that was the beginning of a very steep learning curve. For the next several years, I would force myself to try harder, move faster, know more, and be the best. I became very good at learning from someone elses mistakes. I often heard the phrase knucklehead, a term reserved for anyone doing a simple task, very poorly. But I prided myself on the fact that it was never again applied to me. When it became my responsibility to teach and mentor and, yes, discipline, I would often remember that day.

lifestyle

Chef Jan-Willem Stulp

Over time, my colleagues became my peers, my peers became my staff, and often, in situations where one of the newbies had failed, I was left with little doubt as to what my cooks felt I should do - Chef, this kid will never work out. Let him/her go, Chef, he/she cant do the job. Chef, the newbie is hopeless! But I was never quick to fire someone, or let one of my new cooks go. I can only imagine what was said about me, on my first day, the rookie toasting nuts and messing it up. Or what would have happened if the chef had fired me, as threatened, instead of giving me a chance, and teaching a lesson all at the same time. I have been grateful for that chance, and often (too often, if you ask my cooks) extend another chance for the new kids that have passed through my kitchen. And when I can, I try to teach a lesson, because, as my chef taught me, that is where the value is - sometimes the only value - when a mistake has been made, and product is unusable. Although perhaps its not obvious at the time, especially for the seasoned staff, teaching a lesson that sticks with an employee is very rewarding. This is particularly true when someone cannot understand why I didnt let them go but chose instead to invest more time in them. Experience has taught me that someones desire to do well can often be fanned by simply allowing them to mess it up, on occasion, and then have a chance to learn from it. I think often of how blessed I have been, how that one lesson early on changed my approach to my tasks, my work, and my chef. Compare that to the numerous books, courses, speeches and seminars one can access today, in order to learn a concept or approach. I wonder if anyone understands any more how powerful a simple lesson can be, and how comparatively inexpensive 10 bucks worth of scorched pecans are. A few months ago, there was a mishap in the kitchen; after dealing with the offender, and applying an appropriate amount of discipline, I reassured the rookie that he had not lost his job. Later, I overheard some of my cooks chatting in the change rooms, and one of them stated, Whyd the chef not fire him .must be nuts! Nuts. What an apt word! You know, theres a lesson in that!

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Scentsy is a safe, wickless alternative to scented candles. The idea is simple decorative ceramic warmers melt scented wax using the heat from a low watt light bulb instead of a candle. A very good friend starting selling it and then told me about the great opportunity Scentsy offers and the amazing products, Buchanan explained. I had some samples sent to me and I was immediately hooked with the scents, and the great support team in place. Buchanan knew she needed to spread the word about the product that leaves your home smelling amazing. In just a year, the 48-year-old Buchanan moved up four levels in her Scentsy business and is now a Star Consultant meaning she earns commissions from her team sales. She also won an incentive trip to the Hard Rock Hotel Punta Cana. Four more levels and I will be at the top of my game, as a Super Star Director, with added commission and bonus from my team sales, added incentive trips and access to more Scentsy training, said Buchanan, who currently resides in Fonthill. But dont ask Buchanan to name her favorite Scentsy scent! I have a lot, depending on the day, she said. But Im pretty excited Jumpin Jelly Bean is back in the Spring/Summer 2012 catalog. Buchanan is also excited about the companys new line of body scents - Layers. Rumor has it that people were using our room sprays as body spray - they were not intended for the body - but sometimes you cant get enough of your favorite scent, explained Buchanan. Scentsy is always asking for input from its consultants and customers and so Layers was born. The Layers line includes body wash, body butters, hand cream and even scents for the laundry, allowing you to layer your personal favorites to take you from the moment you wake up to the moment you slide into dream land. And while Buchanan is quick to note she could easily spend her entire day immersed in her Scentsy business, for now it is just part-time. I am having such a blast with the products, the people and the opportunities, she said. I am working toward making Scentsy my full time job in two years. For more information on becoming part of the Scentsy team, or to host a party or place an order, visit Buchanans personal website at http://laurieholly.scentsy. ca. You can also email her at scentit@gmail.com or call 289.480.1033.

Fonthill woman plugs in to rewarding career

alk into Laurie Buchanans home and the first thing you might notice is just how fantastic it smells! Its all thanks to her home business the last two years with Scentsy.

by Christine Bavender

Fun on the job is key to local womans success

When Lisa Craig decided 25 years ago it was time to add a second income she didnt have to look very far. I was looking for something fun to do part time, and decided to give Mary Kay a try since my cousin was already in Mary Kay, and having a great time, Craig explained. I thought it would be a good idea to see what all the fun was about! The 49-year-old St. Catharines native is now a sales director with the direct selling company. The reasons she loves her job are numerous. Its a fabulous company with safe and natural products that are always on the cutting edge, and thats important. It offers job flexibility, a great income, and great friendships with sister directors across Canada that builds self-esteem and self-confidence I love the support, Craig said. Not to mention the free cars, free diamonds and numerous gifts - I could go on and on. While most people tend to associate Mary Kay strictly with makeup products, Craig is quick to point out the company offers much more. I agree most people think I peddle lipstick, but I teach women how to look good which makes them feel great. I sit down with them and find out what their needs are. I teach them about anti-aging skin care and makeup she said. In 10 years their skin will reap the benefits of a great anti-aging skin care, but the makeup will do nothing to slow the aging process down, and will not give them beautiful young looking skin forever. And that means sometimes trying to break years of bad habits. Most think makeup is the answer, but beautiful skin is absolutely the key, then the makeup will look flawless and polished, said Craig. I can always spot a lady that loves makeup, but doesnt use a good skin care system first, and it shows. Craig loves too many of the Mary Kay products to mention, but does have two favorites, the makeup remover and the microdermabrasion treatment. If you would like to learn more about becoming a Mary Kay consultant, or would like a free consultation or to order product visit www. marykay.ca/lcraig1.You can also call Craig at 905.938.0852, text her at 905.246.9246, or email lisa.craig@sympatico.ca . Contact me anytime for some free pampering in the privacy or their home, or mine.

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by Christine Bavender

Family, fun and career blend seamlessly for Burlington woman

Flexibility and time with her family thats what Chantel Tyers loves most about her job as a Stella & Dot stylist. I started out doing the occasional Trunk Show to make a bit of extra income and to get out of the house on one of my maternity leaves. I quickly fell in love with the positive energy I was a part of and moved on to part-time, Tyers, a former school teacher said. With the arrival of my third daughter I knew this is what I was called to do full-time. It allows me the flexibility to go on school field trips, to volunteer in my daughters classes and to be at home to play with my youngest for an hour or two each day. I now spend 40 hours a week following up with clients, chatting with hostesses and working with the stylist on my team. Stella & Dot is a San Francisco based social selling company that offers boutique-style jewelry and accessories available exclusively through in-home Trunk Shows by Independent Stylists and online. The one of a kind collections are designed by New York designers and featured in such publications as In Style and Lucky Magazine. The company has recently branched out with small leather goods and a line of handbags. Along with my responsibility to provide excellent customer service and style suggestions, I am honored to lead a team of 100 stylists from all over Canada, the 36-year-old Tyers said. My goal is to double my team this year. I would like to have stylists in every province and to also grow outside of Canada we also have the ability to sponsor in the US and into Europe. Ask Tyers what her favorite Stella & Dot item is and shes quick to answer! It has to be the 3 Way Waverly Hand bag! Its a versatile genuine lambskin with a removable curb chain strap that converts from full length cross body (which I have used as my diaper bag), to fold over cross body, to fold over clutch, she explained. It has signature hardware with gold plated finish, tassel zipper pull, and teal signature clover lining. It is a must have for all women! Hosting a trunk show is easy. Our accessories line is sold exclusively through trained, independent stylists who offer trunk shows for you and a group of your friends in your home, Tyers said. Indulge your friends. Theyll adore the style; youll enjoy your new accessories wardrobe. Its casual, no pressure and, most importantly, fun. Whats not to love? To host the ultimate personal shopping experience, contact Tyers by phone at 289.887.1972.You can also email her at chantel@tyers.ca or visit her website at www.stelladot.com/chantel

Condiments conundrum leads to new career

I was always very nervous because of the added MSG they put in which always gave me a migraine after using, the 46-year-old Stoney Creek woman explained. Also the salt they added was unbelievable. That all changed when Derbyshire discovered Epicure Selections, a familyowned Canadian company. The company Victorian Epicure - initially offered just four hand-crafted spice blends sold at local markets from the back of a station wagon. The spices were such at hit it led to the creation of Epicure Selection. Derbyshire was such a fan she soon became involved as a consultant with the company. Fast forward five years and she is a Senior Unit Leader and still passionate about what she does. I love that I am in my own business and can set up my own hours around my family, Derbyshire explained. I am never alone with so much support from our head office. Her favorite product? The Lemon Dill! Its great for fish, chicken and egg salad sandwiches, she said. Other favorites include the chicken bouillon base, red pepper jelly and gravy.

rying to buy spices at the grocery used to be a nerve-wracking experience for Kelly Derbyshire.

Derbyshire is quick to recommend the entire Epicure Selections line. People really dont know what they are putting into their bodies until they hear our product is better for them, she said. People also think if it is healthy it probably doesnt taste good. When someone new tries Epicure they are very excited to try more. Top selling items includes the Top 6 Collection which comes with Lemon Dill, 3 onion, Cheese, Chive &Bacon, Chicken Soup Base, Salsa and Summer Berry fruit dip. In the cookware line, the Tea Pot and Multi-Purpose Pot are popular items. If you are looking for a product that is healthy then Epicure is your product, said Derbyshire. If you need a girls night out and would like to get some FREE Product host a party. I do all the work you just invite your friends. No matter what events you are doing you will need food - thats when you call me. And, tis the season for wedding showers so try an Epicure Bridal Shower -they are lots of fun! For more information on hosting an Epicure Selections party or becoming a consultant, email Derybshire at hotpinkmamas@yahoo.ca or call 905.643.9823.
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When you plan for your retirement, dont forget about long term health care.

financial

Courtesy Sun Life Financial

hink about your retirement years: walking along a beach, perfectly hitting a golf ball, exploring ruins in an exotic land, playing with your grandchildren. Thoughtful retirement planning can bring a smile to your face. Were spending more time and putting in more effort to put away more money to ensure our golden years are ideal. Its our reward for decades of hard work. Canadians are living longer than ever before, and in general, our early retirement years are usually healthy ones. In later years, however, illnesses seem to occur with greater frequency. They can lead to an increasing dependency on others for assistance with the activities of daily living. Many helpful and necessary services are not covered adequately, if at all, by provincial medicare programs. The costs of in-home care are high, but the costs of a long term residential care facility can be even higher, depending on the care that you need and want.

What would happen, for example, if you had an accident and had to hire caregivers to assist you daily? Statistics show government home care spending reached $3.4 billion in 2003/04, an average annual increase of over 9 percent from 1994/95. Even so 65 percent of adults who needed help with eating, bathing or dressing did not receive government-subsidized home care*1. Home care can quickly become a costly venture. Or, what if you had to spend extensive time in a nursing home or other long term care facility? Accommodation in a long term care facility can cost from $800 to over $5,000 per month depending on the type of room and the level of government funding available in your province. Such costs can quickly mount up, and can erode or destroy your financial security by draining your RRSPs and other retirement investments. Unfortunately, serious illnesses and accidents can happen at any time. Consider these facts:

One in four people in Canada will suffer from heart disease or stroke.2 More than 80 percent of heart attack patients who are admitted to hospital survive. 60 percent of stroke survivors in Canada will be left with a disability. Many Canadians experience - and survive - heart attacks, strokes, cancer, and other serious illnesses that change their ability to cope, physically and mentally. In many cases, they cant return to work right away. Short- and long-term disability insurance can cover some of the expenses resulting from illness and accident. But not everyone has that kind of insurance, or they will lose the coverage if they leave their current job. Long term care insurance can be of immense value in helping you to preserve your independence and freedom of choice of care in later years. If you dont already have one, you should consider including one of these policies as part of your overall retirement strategy.

Remember, when you have a long term care insurance policy, you own it. Unlike short- or long-term disability insurance, you wont lose your coverage if you find new employment or retire. Even if you havent reached the age of 50, 40, or even 30, you should start thinking about your long term health care. Its better to start paying for long term care insurance when youre younger, because your premiums can be less expensive. Also, you should apply when youre healthy, because you may not be eligible for health insurance in the future. Now is the time to start protecting the assets that will supply your retirement income. I can show you how a long term care insurance policy completes your retirement picture.
Sun Life Assurance Company of Canada, 2007. *1 Public-Sector Expenditures and Utilization of Home Care Services in Canada: Exploring the Data,Canadian Institute for Health Information, March 2007.Kathryn Wilkins. Government-subsidized home care in Health Reports, Vol. 17, No. 4, October 2006, Statistics Canada. Based on 2003 statistics. *2 Heart and Stroke Foundation of Canada, 2007.

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Schooner Bay, Abaco, Bahamas

Sue Coleman President & CEO Life Rich Real Estate Inc.

chooner Bay is uniquely located at a point of Great Abaco Island where the land narrows between the open Atlantic on the east and the placid Little Bahama Banks on the west. North are the exquisite Sea of Abaco, Abaco Cays and the City of Marsh Harbor with its international airport offering direct flights daily from Florida and points north; south is 20 miles of the finest expanse of unspoiled land and sea left in the North Bahamas leading to Sandy Point and the domestic land-air-sea arrival point. South Abaco is a natural habitat for diverse wildlife and a playground abundant with recreational opportunities, eco adventures and wide open spaces. I had the opportunity to visit Schooner Bay in early December 2011 and found it to be delightful example of the properties that Life Rich Real Estate maintains in its portfolio. Schooner Bay is being developed as a car-free village around a sheltered harbor featuring a promenade lined with houses, shops, restaurants, galleries, offices, a yacht club and a bonefish club & lodge, all faithful to vintage Bahamian design. An island in the middle of the harbor features waterfront cottage residences. Two spectacular beaches surround either side of the village.

In additional to being beautiful, and offering an attractive lifestyle and idyllic location, Schooner Bay is also one of the early adopters of sustainability and green design principles. The developer has a strong personal interest in sustainable development, and his emphasis on maintaining natural systems is evident throughout the Schooner Bay development. To create a place that is truly sustainable, the built environment must reflect the character and heritage of the natural environment, and modern technology must coexist with indigenous innovations. At Schooner Bay, residential & commercial construction is permitted only on the least ecologically sensitive one-third of the community land, with the rest being preserved in its natural state. A broad swath of old-growth forest has been preserved as a parrot sanctuary, plant nursery and urban frontier. Natural dunes along the beachfronts have been preserved providing natural surge protection to the homes built directly behind them. Homes are formed, poured concrete on raised foundations to reduce ground impacts. Reinforced concrete structures, steel and Dura-rock interior walls provide intrinsic storm protection and

energy efficiency. Alternate energy systems such as Geo-Thermal Air Conditioning, Passive solar water heaters and rain catchment tanks in all homes help minimize the impact on the local environment and infrastructure. Golf cards are powered by solar panels taking advantage of the abundant sunshine providing low impact transportation. Buildings have been designed to take advantage of the sea breeze and natural shading, but also feature Wi-Fi and energy monitoring smart grids. Atop the ridge is where the Schooner Square civic & commercial neighborhood will be built with food store, farmers market, Pub & Inn, a K-6 school, clinic, post office and other community-oriented buildings connecting Schooner Bay to the rest of Abaca. In this way, Schooner Bay will contribute to the existing community that provides workers and locally grown foods. At Life Rich Real Estate, it is not enough for a project to be beautifully designed, but we also insist

that our portfolio properties fully disclose their financial status, title, and all terms and conditions. The Schooner Bay project is fully bonded and is not reliant on external financing to complete the development. The developers have no debt and we are confident that your due diligence and your personal advisors will show that the purchase of lots starting at $160,000 and contracting for construction of houses is a secure investment that meets the criteria set out in our book Life Rich Real Estate To see more photos of Schooner Bay please visit our website www. liferichrealestate.com If you would like an information package on Schooner Bay or if we can assist you with your search for a second, vacation or retirement property please contact Sue at 1.800.209.3214 or by e-mail sue@liferichrealestate.com

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Victims Services Testimonial continued

found dead in an alley in downtown London. In his pocket the police found an expired drivers license and Lizs phone number. The detective gave Liz the name of the officer in London who was handling the case and told her to make arrangements as soon as possible to go to London to make a formal identification. He then escorted her to the door and told her she could call him if she had any questions. When I learned that VSN provides trained volunteers to assist and support victims of crime or tragedy I immediately knew it was an organization that I wanted to work for. I cant possibly go back and make Lizs experience any easier but, through VSN I can help ensure that no one else has to endure the same trauma.
If you are interested in learning more about becoming a Volunteer Crisis Responder with Victim Services Niagara, contact the office 905 688 4111 Ext 5084 and ask for the Program Coordinator. Requirements: Empathetic Mature Responsible

photos by Daniel Boot

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