SYED SAJJAD HAIDER

Phone No: 0092-61 - 6752705 Fathers Name: Faryad Hussain Shah Cell No: 0092-300-7808676 Date of Birth: March 23rd, 1984 Email: sajjadhaider1@live.com C.N.I.C. No: 31202 0424209 5 Postal Address: House No. 28/B, Street No.3, Dilawar Colony, Airport Road, Bahawalpur, Punjab, Pakistan.

Objective
To work in a result-oriented organization that seeks an ambitious and career oriented person, where acquired skills and education will be utilized towards continuous augmentation and profitability of the organization.

Corporate Experience August 2010 to Present

Working as the Credits Officer at the Bank AL Habib Limited, Gulgasht Colony Branch, Multan. The main responsibilities include; Preparation, enhancement, renewal, restructuring and rescheduling of credit proposal of various customers under the light of instructions of the bank and SBP prudential regulations. Arrangement of creation of charge over the property of borrowers in the relevant land authority after approval of credit proposal. Arrangement / maintenance of insurance record of all the limits which are primarily secured against the stocks/ tangible securities followed by the collaterals. Proper monitoring of all the facilities that are secured against pledge of stock. Keeping close liaison with macadam along with proper visits to the site where banks stocks are pledged. Maintenance of stock reports of accounts where limits are allowed primarily against hypothecation. Preparation of periodical returns regarding bank exposure for onward submission to SBP. Proper monitoring for timely recovery of markup of all the accounts where limits are granted. Constant efforts along with close liaison with the key customers to gain ancillary business with best possible efforts to enhance portfolio. Responsible for managing and oversight of classified loans. Compliance of daily operational work and periodic Audits in a timely and remedial manner Joint Custodian of Cash Vault and Lockers Keys. Back Up of Manager Operations.

January 2010 to July 2010

Worked as the Remittances Officer at the Bank AL Habib Limited, Gulgasht Colony Branch, Multan. The main responsibilities include; Inward /Outward Clearing & maintenance of its record Bills for Collection, Both Inward and Outward & its record maintenance Issuance of Demand Drafts and Payment Orders

Online and Internal Funds Transfer Maintenance of branch expenses record and process of approvals regarding all expenses Inventory of security and General stationary & its periodic Balancing ATM Operations, Daily Balancing and Reconciliation in case of Disputed transactions Official Reporting, Monthly and quarterly reporting to senior office Security Lockers Custodian, maintenance of all Record regarding Lockers

June 2009 to December 2009

Worked as the Account Opening Officer and IT Incharge at the Bank AL Habib Limited, Gulgasht Colony Branch, Multan. The main responsibilities include; Introduced new customers having healthy turnover and assembled deposit for the branch with good number of accounts. Processing all the formalities regarding account opening of various types of customers. Issuance of Term Deposits Receipts and maintenance of all term deposit formalities Online and Internal Funds Transfer Incharge of all I.T related matters of the branch including Start of day and End of Day processing, Data backup maintenance and correspondence to higher office regarding IT matters. Execution of Month end procedures on system, monthly reporting regarding Profits, Deposits, Advances and Trade. Ensuring to keep all IT related equipments in good working conditions.

Corporate Training
Selected as Management Trainee Officer in Bank AL Habib Limited and undergone six months training from December 14, 2008 to June 13, 2009 in the areas of banking theory and practices, including banking operations management, introduction to credits and trade financing and foreign exchange. Have the knowledge about the Internal, Statutory and Central Bank Audits and Controls.

Education
Degree JAIBP MBA (Finance) BBA (Honors) Intermediate Matriculation Institute The Institute of Bankers, Pakistan The Islamia University of Bahawalpur The Islamia University of Bahawalpur Army Public School & College, Bahawalpur F. G. Boys Public School, Bahawalpur Marks Passed 3.75 3.71 678/11 00 615/85 0 81% 76% 61.60% 72.40% % Year 201 1 200 8 200 7 200 4 200 1

Internships
Eight Weeks Internship experience from June 28th, 2007 to August 27th, 2007 at Faysal Bank, Divisional Branch, Bahawalpur Conduct the analysis of Faysal Bank under CAMELS framework and Financial Analysis. Worked in various departments of the bank to gain the industry specific knowledge and experience and presented the report to the management of the Faysal Bank Bahawalpur.

Eight Weeks Internship experience from June 19th, 2006 to August 18th, 2006 at Pearl Continental Hotel, Lahore Worked as an internee in the Marketing and Accounts department of the Hotel. Get the skills to manage the customer complaints amicably, cash recording and summarizes operations and customer services.

Skills
Excellent banking services knowledge. Very hardworking and job- centric. Having motivating and adapting skills. Familiar with banking services, processes and infrastructures. Excellent communication and writing skills.

References
Name: Designation: Organization: Contact No: Contact No. Office: Address: Name: Designation: Organization: Contact No: Contact No. Office: Address: Syed Ahmar Raza Zaidi Area Manager/ Senior Chief Manager Bank AL Habib Limited 0092-333-6112136 0092-61-4581300 Area Office, 126-C, Old Bahawalpur Road, Multan. Syed Sajjad Raza Rizvi Branch Manager/ Manager Bank AL Habib Limited 0092-333-6379815 0092-61-6752705 Plot No. 399-400-C, Gulgasht Colony Branch, Bosan Road, Multan.