OPPORTUNITIES AND CHALLENGES FOR HEALTH INSURANCE IN CACHAR DISTRICT

I the student of Masters of Business administration(MBA) programme under the Department of Business Administaration ,Assam university is undergoing a project titled Opportunities and Challenges for Health Insurance in Cachar District.In this regard I need your co-operation. I shall every remain grateful if you would kindly spare some of your valuable time and fill this Questionnaire .Information provided by you will be used for academic purpose only.

(Ashok Pandey)

Questionnaire
1. Name 2. Age group (in years) a. 20- 29 b. 30-39 c. 40- 49 d. above 49

3. Sex - Male

Female

4. Marital Status a. Married b. Unmarried

5. Type of Family a. Joint b. Nuclear

6. Educational qualification a. Below matriculation b. Matriculation b. Higher Secondary Page | 1

c. Graduate d. Post Graduate e. others 7. Occupation a. Serviceman d. Others 8. Income Level (in Rupees Per month ) b. Businessman c. Student d. Housewife

a. Below 10,000 c. 21,000- 30,000

b . 10,000 20,000 d. above 30,000

9. Do you have any Insurance Policy. Yes 10. If yes then which one : a. Life Insurance d. Motor Insurance b. Unit Linked Insurance Plan e. Fire Insurance c. Health Insurance f. Others No

11. If No ,then why ? 12. Out of the following benefits offered by health Insurance Policy Please tick the five most important factors which you consider most important for purchasing a health Insurance policy .(rank as 1 to 5) a. Tax Benefits d. Cover for critical illness g. Day care facility Page | 2 b. Level premium e. Family Cover c. Hospitalisation f. Low Premium

13 . Do you know the difference between Life Insurance and Health Insurance

Yes

No

14. Do you have any Health Insurance Policy . Yes No

15.If Yes , from which of the following companies , you possess a health Insurance Policy

LIC Max New york Appolo Munich

ICICI

BAJAJ Allianz Birla sun Life

Tata AIG GIC

AVIVA

Any other please specify

16. If No, then why ? a. Unaware of health insurance b. Low salary /unavailability of fund c. No one Suggested about it d. Dont feel the need for it e. Prefer to invest in some other areas f. Lack of reliability and flexibility

g. More co payment involved h. More deductible applicable i. j. Difficulty to approach insurance agents Narrow policy options

k. Unavailability of required features l. Scarcity of time Page | 3

m. Not known whom to approach n. Any other please specify..

17 . Are you aware of the Companies giving Health Insurance Policies in Cachar District . Yes No

18 . If yes from which source you came to know about it . Insurance Agents Relatives Leaflets and Brouchers TV Ads Outdoor Advertising Print Ads Friends

19. Are you Willingness to pay for Health Insurance Policy . a. b. c. d. Ready to buy Not ready to buy No response Still need some time

20. Conditions to buy health Insurance Policy a. If some contribution will be made by employer b. If available with least formalities d. If friends and relatives buy e. If Someone suggests about it

f. Any other please specify .

21. Are you still continuing with your Health insurance Policy ? Yes No

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22. If not then what is /are the reasons ? a. No return on maturity b. Increase in premium c. Scarcity of money d. Difficulty in Reimbursement e. Agents inactiveness f. Hurdles in Getting Benefits g. Poor service quality h. Limited Features i. Any other please specify ..

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