Health insurance saves money by covering expenses

in case of unexpected calamities. Takes care of high medical expenses Carries the assurance and freedom from unplanned financial burdens.

Marketing
Marketing different from that of a product Health insurance for children and young people a new

concept From individual health insurance to family health insurance The main driver of growth in the non-life insurance is the motor and health insurance A significant development during 2004 was the arrangements entered into between the insurers and Commercial Banks for marketing the contracts either as Corporate Agents or on referral basis providing database to the insurers. The marketing of insurance products can be done directly by an insurance carrier as well as an agent or company representative.

Mediclaim Policies

Individual Health Insurance policies

Family Floater Health Insurance

Individual Health Insurance policy: only the policyholder is covered. Family Floater Health Insurance: This is a policy where the sponsor owns the policy and a group of people are covered under the plan Critical illnesses cover: comes with a cap on the amount payable and a waiting period. gives you a lump sum payment of your total sum assured in case you get admitted for a critical disease Comprehensive plan will pay only the amount spent on the treatment within the sum assured limits.

Tax benefits
Save tax under section 80(D) of income tax act

Dual benefits when opting for health insurance; you

save on tax as well as on medical expenses

Health Insurance Covers

Common features covered in a health policy. Hospital room and boarding charges Ambulance charges. Doctor's consultation charges, diagnostic charges, ICU charges & other medical material cost. Chemotherapy, Radiotherapy and Dialysis. Pre and post hospitalization charges. Cashless Hospitalization in best hospitals is offered by most of the general Insurers.

Major players

ICICI Lombard

MaxBupa

Bajaj Allianz

Metlife

L&T

Likh ke doge kya?

Reference
http://www.bajajallianz.com/Corp/health-insurance/health

insurance.jsp https://www.icicilombard.com/health-insurance/familyfloater.cms?gclid=CNaigO-0_LQCFVF96wodtEYAIw http://www.royalsundaram.in/family-goodhealth.aspx?se=GE&cl=royalsundaram&cp=Search-HealthInsurance&ag=HealthInsurance&st=SE&kd=health%20insurance&gclid=CN35--0_LQCFQh66wodg38AKw http://www.maxbupa.com/ http://www.metlife.co.in/metlifeindplans_health_methealthcare.aspx