Core Competencies
Under Mian Mansha (synergies within businesses) New Workforce (with double productivity) Only Insurance Company Dealing with crop insurance Low Cost Referral Sales Teams. Changes in external environment Increase in cars / increase in trade
Issues
General Insurance Sales Teams Handling life insurance as well Natural Calamities cannot be dealt with (hedge themselves with more companies) Failure of Premia software Lahore Region only 60 employees (includes other cities) Reward benchmarks not set according to territories
Core Problem
More emphasis on auto insurance / get companies like Ctrack still to insure for a reasonable price
Premium in more installments