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Ammar Yasir

BE-10-04

Financing
The act of providing funds for business activities, making purchases or investing. Financial institutions and banks are in the business of financing as they provide capital to businesses, consumers and investors to help them achieve their goals.

Fund Base Financing

NBP Saiban
Finance available for home purchase, home construction, home improvement Period of repayment range between 3-20 years Loan available up to a maximum of 1535millions Mark up choice available Minimum documentation

NBP Advance salary


20month salaries in advance Minimum documentation Repayable in 5 year 1% processing charge Mark up charge at 19% per annum

NBP Cash & Gold


Facilities of Rs 40000 against 10 gram of gold Mark up 15.5 % annum Repayable after 1 year No maximum limit of cash No penalty for earlier repayment

NBP Kisan Dost


Loan available for farmers for production, development purpose for installation of tube wells , fish pond , for milk processing etc. Mark up 15.5 % annually Loan available at farmer doorstep Agricultural expert to guide farmer Loan available against gold ornaments and paper security

Short Term Finance


The Bank offers short-term loans for a period ranging from 3 months to 12 months to sound corporate for meeting their specific shortterm working capital requirements.

Working Capital Finance


NBP offer working capital facilities - both fundbased and fee-based. Fund-based working capital products include cash credit, overdraft, bill discounting, short-term loans, export financing (pre-shipment as well as postshipment).

Term Lending
We offer term loans to both Industrial as well as Infrastructure sectors promoted by strong business houses. These loans are for a period of 3-5 years with a moratorium period. Interest rates could be fixed or floating linked to the bank's BPLR.

Non Fund Based Facilities

Letter of Credit
National Bank of Pakistan is providing this service to its customers who have an account with the branch and other businessmen too. This facility has been recognized as a modern banking activity of all commercial banks that are included in the list of 6000 Banks internationally.

Bank Guarantees
Bank Guarantee is a contract to perform the promise or discharge the liability of a third person in case of his default. NBP Guarantee limit to facilitate issue of guarantees on behalf of its clients. Various types of guarantees offered are financial, performance, bid bond, tenders, customs, etc. Our guarantees are well accepted. Our overseas correspondent bank alliances also enable us to issue guarantees overseas for participation in global tenders, etc.

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