Kumara Raj
Pradeep Sharma Srikumar Panda Sushil Mohnish Chamaria
An agricultural cooperative is a cooperative where farmers pool their resources in certain areas of activity
Coimbatore
The governing body consist of board of
Joint Secretary
Assistant
Clerk
Peon
No. of Employees
Nature of Job
Full Time
Type of Labor
Professional
Pay Structure
Averaging @ 7000
interest rates.
Maternity Credit loan availed by only the members
Financials
Net worth-Rs. 13,80,000 Point of baking needs of farmers Deposits- Rs. 70 lakh Loan issued under KCC- Rs 33.44 lakh Agriculture jewel loans outstanding- Rs.34.92 lakh
Membership
Serves land-owning farmers of two villages who
Membership (Contd)
A class members can avail benefits given by
Recovery Strategies
Bank recovery rate of its loans 97%
Issue of notice and reminders Personal visit to farmers in case of delay
like
Buying tractors Buying livestock Home loans
Issues
Land less farmers are not extended the loans
No investment has been made on the technology
housing and vehicle needs and educational needs are still not offered
Bureaucracy and Red tapism is prevalent in the
government system
Issues (Contd)
Unmet needs from the farmers side like
availability of farm equipments in the vicinity and fertilizers and pesticides in the smaller quantities.
Coverage in terms of the number of farmers is
very limited.
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