About F1 Soft

v F1 Soft has a wide range of clients from different sectors. v It provides effective services to clients. v It utilizes top creative, web design and software design talents in the field to create high-quality online presence for the clients.

Products of F1Soft

v SMS Banking . v Remittance System . v Online Banking . v Payment Gateway . v mCash . v SMS VAS . v Bill Payment . v Web Solution. v Internet Solutions.

eSewa

Introduction
veSewa is an online payment gateway. veSewa offers extremely high security, user friendly environment. vIts users can prefund/load balance in their eSewa account through existing banking channels .

v eSewa is a universal option and can be used by any banks to serve their customer as a value added services. v eSewa is the Nepal first online payment gateway.

Parties Involved in eSewa.

v eSewa v Merchant v Partner Bank v Settlement Bank

How secure is esewa ???

v e-Sewa is secured by VeriSign SSL Certificate v communication between the bank and e-Sewa is carried out through a secure VPN connection. v each of your transactions is also acknowledged via email. v e-Sewa does not access your bank account directly. v There is no risk of fraud.

How does eSewa Work?

1.Register for esewa. 2.Recharge/Prefund your esewa account. There are different means of prefunding
Through e-Sewa Recharge Cards Through partners bank e-banking system. Counter Deposit in Partner Banks

3. Esewa can be used to make transaction.

Financial Transaction Flow

Case1: Customer loads Rs.10000.00 to eSewa.

Customer A/c at partner bank eSewa Payable A/C at partner bank Partner Bank Nostro A/c at settlement Bank eSewa main A/c at settlement Bank eSewa Customer Account(Virtual A/c) Dr. 1000 Cr. 1000 Dr. 1000 Cr. 1000 Cr. 1000

Case2: customer pays Rs. 1000.00 for a merchant listed in eSewa.(Merchant has a bank account at partner bank)
eSewa Customer Account(Virtual A/c) eSewa main A/c at settlement Bank Partner Bank Nostro A/c at settlement Bank eSewa Payable A/C at partner bank Merchant A/c at partner bank Dr. 1000 Dr. 1000 Cr. 1000 Dr. 1000 Cr. 1000

vAll transaction are processed in real time to the extent supported by CBS at partner bank. vIf not supported, transaction are settled at EOD on the basis of settlement report.

Commission and charges

v eSewa does not charge transaction fees to users. v Commission and charges with merchant is handled by F1 soft international. v Commission can be either flat or percentage.

Conclusion

v eSewa is a project with new yet powerful concept. v It is focused on online payment for various services in products. v It supports all the parties, schools, colleges, banks and companies.