WHY Do You DREAM???

Do We Plan our Professional Goals?

YES

One Planner =

All Financial Solutions

Proposition
Comprehensive Financial Plan
Dream>Decide>Do

Convenience Consolidation

One Advisor All Products

One Statement All Investments

About Us
We help people achieve their Goals
Established in March 2009
Unbiased, qualified, client focused, fee based - FA 1200 client members and growing

Mumbai, Pune, Delhi and Chennai & expanding

150 Employee members, 100 financial planners and recruiting

The Current Financial Services Industry

MANUFACTURERS Life Insurance General Insurance Equity Broking Mutual Funds Loans FDs/Bonds Commodities DISTRIBUTORS Banks Distribution Houses Broking firms IFAs/Agents CLIENTS

Currently, the loyalty of the distributor lies with the manufacturer as they are compensated by them.

Ffreedom reverses the current flow by representing the client to the manufacturers as we get compensated by the client

Health Vs. Wealth

Doctor ?????? Fees Patient Comm. Medicine Products Client Comm.

Fees

Anybody who is providing Financial Advice for free is actually not providing Financial Advice

Your Planner should

When disaster strikes

How to plan for emergencies?

How much and where?

3-6 Months Expenses

In Liquid Funds

Sweep In Fixed Deposits

Your Planner should

Life Health Asset

Risk Planning- What to Buy??

Risk Planning- How Much to buy ??

Human Life Value:A Scientifically proven formula

Risk Planning- How Much to buy ??

A Thumb Rule: Life Insurance Cover needed=

Annual Expenses *20

Risk Planning

Medical cover needed: Rs. 5,00,000/- per person separately

Risk Planning

Income Replacement Covers: Critical Illness Accidental Disability Cover

Your Planner should

Life Goals Financial Goals

Your Dream Home

CHILDREN EDUCATION

Your Childrens Marriage

Dream to Buy a BMW

Price Range: Starting from Rs 32 Lakhs

Steps in goal based investing

GOAL

Due when?

Plan for this dream

Invest Rs.5250 every month @ 12% May cost Rs. 28 lacs in future May cost Rs. 10 lacs today Child Education 15 years from now

Your Planner should

How is your retirement looking?

OR

Retirement Did you know?

Lets say you are spending Rs.50,000 a month now. How much will you spend when you are 60? Assuming 8% inflation..

739,267

503,133 342,424

233,048
158,608

45

40

35 Current Age

30

25

Ffreedom Financial Planners

USP: Regular Portfolio Rebalancing and Progressive Asset Allocation

Your Planner should

Hindu Succession Act Some Facts

Class I Spouse Mother Daughter Son I. II Class II Father (1) Sons grandchildren, (2) brother, (3) sister. III (1) Daughter's grandchildren IV. (1) Brother's children (2) Sister's children, V. Father's father; father's mother. VI. Father's widow; brother's widow. VII. Father's brother; fathers' sister. VIII. Mother's father; mother's mother. Class III Government

Think of these situations..

Young person in 30s married with 2 children
parents dependent.

Nominates wife in all investments, insurance, EPF

etc. If he were to die and wife chooses to remarry

What will happen to parents?

Comprehensive Financial Planning

Comprehensive Financial Planning

Additional Services
Loans Tax Filing Will, POA and Trust Creation Personal Credit Score Analysis and Improvement

Core Philosophy

By doing good, we will do well

So, how are you faring?