Introduction

Small Industries Development Bank of India

(SIDBI), set up on April 2, 1990 under an Act of
Indian Parliament, is the Principal Financial
Institution for the Promotion, Financing and
Development of the Micro, Small and Medium
Enterprise (MSME) sector and for Co-ordination
of the functions of the institutions engaged in
similar activities.

It was incorporated initially as a wholly owned

subsidiary of Industrial Development Bank of
India.

Beginning as a refinancing agency to banks and

state level financial institutions for their credit to
small industries, it has expanded its activities,
including direct credit to the SME through 100
branches in all major industrial clusters in India.

Recently it has opened seven branches christened

as Micro Finance branches, aimed especially at
dispensing loans up to Rs. 5 lakh.

It is an apex body and nodal agency for

formulating coordination and monitoring the
policies and programmes for promotion and
development of small scale industries.

SIDBI has also floated several other entities for

related activities. Credit Guarantee Fund Trust for
Micro and Small Enterprises provides guarantees
to banks for collateral-free loans extended to SME.

Business Domain of
SIDBI

The business domain of SIDBI consists of small

scale industrial units, which contribute
significantly to the national economy in terms of
production, employment and exports.
Small scale industries are the industrial units in
which the investment in plant and machinery does
not exceed Rs.10 million .
About 3 crore such units, employing 7 crore
persons, manufacturing 60000 products, account
for a share of 40 per cent of India's exports and 45
per cent of industrial manufacture.
In addition, SIDBI's assistance flows to the
transport, health care and tourism sectors and
also to the professional and self-employed persons
setting up small-sized professional ventures.

Mission & Vision

Mission:
To empower the Micro, Small and Medium
Enterprises (MSME) sector with a view to
contributing to the process of economic growth,
employment generation and balanced regional
development
Vision:
To emerge as a single window for meeting the
financial and developmental needs of the MSME
sector to make it strong, vibrant and globally
competitive, to position SIDBI Brand as the
preferred and customer - friendly institution and for
enhancement of share - holder wealth and highest
corporate values through modern technology
platform
platform

Objectives

Four basic objectives are set out in the SIDBI

Charter. They are:
Financing
Promotion
Development
Co-ordination

for orderly growth of industry in the small scale sector. The

Charter has provided SIDBI considerable flexibility in adopting
appropriate operational strategies to meet these objectives.

Achievements

SIDBI retained its position in the top 30

Development Banks of the World in the latest
ranking of The Banker, London.

As per the May 2001 issue of The Banker,

London, SIDBI ranked 25th both in terms of
Capital and Assets.

Conferred upon with the Gold Award for

Leadership in MSMEs, In the 36th Skoch
Summit during June 20-21, 2014 at New Delhi,
with the theme " Delivering to an Aspirational
India"

Products And Services

Service Sector Assistance
Loan Facilitation & Syndication Service
Financing Schemes for Sustainable
Development - Energy Efficiency and Cleaner
Production
World Bank GEF Project - Financing Energy
Efficiency at MSMEs
Growth Capital & Equity Assistance
Receivable Finance Scheme
Flexible Assistance For Capital Expenditure
Finance for Upgradation / Modernisation
TIFAC- SIDBI Revolving Fund for Technology
Innovation

Service sector assistance

Who is it for
Needs
Scheme Details
Key Benefits
Eligibility

Loan Facilitation & Syndication

Service

What is it?
Why Is It Needed?
Benefits to MSME Entrepreneurs
How does it Work?
Services provided by Accredited
Consultants

Financing Schemes for Sustainable

Development - Energy Efficiency and
Cleaner Production

Who is it for?
Objective:
Needs Addressed
Key Benefits
Financing Schemes
JICA-SIDBI Financing Scheme
KfW-SIDBI Financing Scheme
Sustainable finance Scheme (SFS)

World Bank GEF Project Financing Energy Efficiency at

MSMEs

Objective
Focus

Growth capital and equity

assistance

Who is it for
Needs
Scheme Details
Key Benefits
Eligibility

Receivable Finance Scheme

How does it work?

What is the Scope of Coverage?
Who is Eligible for this scheme?

Flexible Assistance For Capital

Expenditure

Who is it For
Needs
Eligibility
Quantum of Assistance
Repayment Period
Interest Rate

Finance for Upgradation /

Modernisation

Technology Upgradation Fund Scheme for The

Textile Industries (TUFS)
Credit Linked Capital Subsidy Scheme (CLCSS)
Integrated Development of Leather Sector
Scheme (IDLSS)
FPTUFS Scheme for Food Processing
Industries
Technology and Quality Upgradation Support to
Micro, Small and Medium Enterprises

TIFAC- SIDBI Revolving Fund

for Technology Innovation

Who is it for
Needs
Eligibility
Assistance

THANK
YOU