Arnab Roy
Executive Director
National Housing Bank
39.30
04.37
43.67
90.00
10.00
100.00
Investment required for affordable housing (Trend and Progress of Housing in India 2012)
Units
Need for fresh housing units
Incremental housing to address congestion
Provision of infrastructure for new housing units
Up gradation of infrastructure in existing slums
In Rs. Billion
5701
760
1273
759
Extent of Participation
Central and State Level
Focus Areas
Policy
formulation
and
implementation of special
programs for EWS/LIG sections
Supportive and
environment
conducive
Public Sector
Private Sector
Developers
Builders
Construction Companies
Integrated
Township
Development particularly in
metro and semi-metro areas.
Focus on MIG/HIG segments
Individuals/SHGs/NGOs
Individual houses
Cooperative societies
Self Help Groups
Regulator
Target Groups
Housing
Companies
10
10
Parameters
PSBs(as on
March
31,2012)
Rs. 2, 730
billion
Housing Loan as a
percentage of total loan
9.2 %(including
priority sector
lending)
73.66%
2.63 %
Disbursements
11
11
12
and Financing
Promotion
Development
&
surveillance
12
13
14
Challenge: Delays/Types
Single window clearance for approvals
Challenge: Land/Tenure
Digitization of Land Records
Land Conversion
Rental Housing/Shelters for Migrants
14
15
15
Thank You