R.O.

I
Comparison
Finance Portfolio

Initial amount of Investment RM30'000 (example)

1st Year Return 3rd Year Return 5th Year Return
Return of Investment (P.A)
(RM)
(RM)
(RM)

Saving Account

1.80%

30540

31649.33

32798.96

Fixed Deposit

3.00%

30900

32781.81

34778.21

EPF

5.50%

31650

35227.24

39208.8

Investment Linked

6.00%

31800

35730.48

40146.77

Amanah Saham Nasional

8.00%

32400

Unit Trust

6.00 10.00%

32400 (8%)

37791.36
37791.36
(8%)

44079.84
44079.84
(8%)

12.00 36.00%

33600
(12%)

40800
(12%)

48000
(12%)

Dual Currency
Investment

Rule of 72
Interest Rate: 36% per year

Interest Rate: 24% per year

Interest Rate: 12% per year

Years Required for Principal

to Double

Years Required for Principal

to Double

Years Required for Principal

to Double

Exact Answer: 2.25 years

Exact Answer: 3.22 years

Exact Answer: 6.12 years

Rule of 72 Estimate: 2 years

Rule of 72 Estimate: 3 years

Rule of 72 Estimate: 6 years