ALLOCATION BY INVESTORS IN
ULHASNAGAR
Objectives
Sources of data
Primary Secondary
data data
INTRODUCTION
REVIEW OF LITREATURE
NUMBER OF RESPONDENTS
MALE FEMALE
26%
74%
2.
AGE GROUP OF RESPONDENTS
1%
5% 3%
30% 30%
less than 18 yrs
18-21 yrs
21-25 yrs
30% 25-35 yrs
35-50 yrs
50 yrs & above
3.
Investments in different sectors
currency market
commodity market
cash and equivalents
Mutual funds
fixed income
Equities
Real estate
0% 5% 10% 15% 20% 25% 30% 35% 40% 45% 50%
4.
Reasons of investments
RISK DIVERSIFICATION
1
23% 2
3
39%
4
5
6. AGE OF INVESTING
Respondents view
1%
9%
early age
middle age
after 50 yrs
90%
7.
factors that investors consider while making
investments
40%
35%
30%
25%
20%
15%
10%
5%
0%
demand of popularity growth in inflation govt. benefits own needs
particular of particular particular policies from
investment investment investment particular
investment
8.
Beneficial investments on the basis of returns
mutual funds
currency market
commodity market
cash and equivalents
fixed incomes
equities
real estate
12%
88%
10.
Investment returns always beneficial
39%
YES
NO
61%
ANALYSIS AND INTERPRETATIONS
o From the survey of 100 respondents
Majority of respondents- male .
Most preferred avenues are- fixed incomes, equities, real estate.
The reason behind this could be investors risk taking capacity, investing
capacity, his attitude and knowledge towards particular investment.
The major reasons for investments are returns and rewards and risk
diversification.
Factors considered benefits, growth, popularity, demand, own needs, .
The main cause behind this is to analyze the avenues and than take
decisions to make the investments in a correct way.
Most beneficial investments on the basis of returns- real estate, fixed
incomes and equities.
The reason is simple , long term investments are more beneficial, as returns are high.
conclusion
ASSET ALLOCATION is investors choice of
making investments, depending upon past
experiences, knowledge, capacity, returns from
particular avenue to diversify risk and build a
stronger portfolio.
So it is never too late to get started, it is also never too
late to give your existing portfolio a face lift.
Asset allocation is not a one time event
It is life-long process of progession and fine tuning.
References
William Bernstein. (2000), The intelligent
asset allocator Mc Graw Hill publishing
house.
Richard ferri. (2010), The All about asset
allocation Mc Graw Hill publishing house.
Amar pandit. (2000), The journal on asset
allocation.
CNN MONEY MAGAZINE (2012).