Demystifying Mutual Funds

BY ACE WEALTH MANAGEMENT SERVICES

Content
About Ace Wealth Management Services
Financial Planning
Mutual Fund
Types of Funds
SIP
About Ace Wealth Management Services
ACE Wealth Management Services is an Investments Advisory Company offering bespoke
financial solutions to the investors since more than a decade

One of the trusted investment advisory firms in the industry

Have assisted more than 250 clients including big corporates in wealth creation over last 10
years

Won several awards from MF AMCs for contributing significantly in the overall AUM growth
Approach
Structured focus on specific needs Bringing together our service dynamics
with customized approach for
individual clients Comprehensive
Access to local
knowledge and
Domain expertise
network

Strong industry experience and ...through a

knowledge across a range of assets structured focus

classes including: Across asset Your Ensure value

classes needs creation
Equities l Mutual funds
Real estate
Insurance
Services
Bonds & Fixed deposits Customized
regardless of
solutions
location
Working capital management for
entrepreneurs and corporate
for all your investment needs
Financial Planning
Goal based planning
Investment options
MUTUAL
PROPERTY
BONDS PPF FUNDS

BANK
INDIVIDUAL DEPOSITS
JEWELLERY STOCKS

Therefore, Asset Allocation is the key

.
Bigger
Challenge
for Us?????
Mutual Fund
A CONCEPT AND NOT A PRODUCT
Pooling of funds concept
INVESTORS Types of Funds
Delivered to Pool their money
Debt Oriented Funds

How
Equity Orient Funds
RETURNS Mutual Funds FUND
MANAGER
Work
Hybrid Funds

Helps generate Invest in

STOCKS / Equity Linked Savings Schemes
SECURITIES
Debt Oriented Funds
Aims to earn interest income and capital appreciation by investing in debt securities of
varying maturities
Invest in different types of fixed income securities
Suitable for those seeking income and moderate risk

Types of Debt Funds

Liquid Funds Medium Term Funds
Ultra Short Term Funds Long Term Funds
Short Term Funds
Equity Oriented Funds
Invests in equities and equity related instruments of companies
Enable long term growth, but volatile in the short term
Suitable for investors with higher risk appetite and longer investment horizon

Types of Equity Funds

Large Cap Funds Multi cap Funds
Mid Cap Funds Thematic / Sector Funds
Small Cap Funds
Hybrid Funds
Combination of Debt and Equity funds
Objective of this funds are to provide growth and stability
Suitable for investors with Lower to Moderate risk appetite and Medium term
investment horizon

Types of Hybrid Funds

Debt Oriented Hybrid Funds
Equity Oriented / Balanced Funds
Capital Protected Schemes
Arbitrage Funds
Equity Linked Savings Schemes (ELSS)
Save up to Rs.1,50,000 of taxable income under Section 80C of the Income Tax Act,
1961.
ELSS invests predominantly in equity
A lock-in period of 3 years from the date of allotment of units is applicable.

Many of these funds have given excellent returns in last 3 5 years

 MUTUAL FUNDS CLASSIFICATION

Mutual Fund Classification

OPEN ENDED CLOSE ENDED
FUNDS FUNDS
10k Invested on the date of Inception
Equity Fund Large Cap
Scheme Name Launch Date Growth Value CAGR Return (%) Absolute Return (%)

HDFC Top 200 Fund - Growth Option 03/09/1996 510,354 20.89 5,003.54

S&P BSE 200 02/01/1991 118,444 12.60 1,084.44

CNX Nifty 03/07/1990 92,779 11.29 827.79

Equity Fund Diversified

Scheme Name Launch Date Growth Value CAGR Return (%) Absolute Return (%)

Reliance Vision Fund Growth Option 08/10/1995 523,142 19.96 5,131.43

S&P BSE 100 02/01/1991 103,419 11.35 934.19

CNX Nifty 03/07/1990 91,075 10.70 810.75
10k Invested on the date of Inception
Equity Funds Mid and Small Cap
Scheme Name Launch Date Growth Value CAGR Return (%) Absolute Return (%)

Reliance Growth Fund - Growth Option 08/10/1995 1,015,268 23.68 10,052.68

S&P BSE 100 02/01/1991 103,419 11.35 934.19

CNX Nifty 03/07/1990 91,075 10.7 810.75

Equity Fund Diversified

Scheme Name Launch Date Growth Value CAGR Return (%) Absolute Return (%)
Mirae Asset India Opportunities
04/04/2008 42,161 16.85 321.61
Fund - Growth Option
S&P BSE 200 02/01/1991 21,775 8.79 117.75
CNX Nifty 03/07/1990 20,424 8.04 104.24
SIP It Up!!!!!!
Invest a small sum regularly

Build investment habit

Help in wealth creation

EMI that you pay to yourself

 Numbers doesnt lie..
Every Month SIP of INR 25,000; Yearly INR 300,000
Number of Years of SIP 5 10 15 20
Total Investment 1,500,000.00 3,000,000.00 4,500,000.00 6,000,000.00

RoR @ 8% 1,900,778.71 4,693,646.24 8,797,284.91 14,826,876.43

RoR @ 10% 2,014,683.00 5,259,350.12 10,484,918.96 18,900,749.83

RoR @ 12% 2,134,556.71 5,896,374.98 12,525,984.13 24,209,620.66

RoR @ 15% 2,326,121.53 7,004,782.79 16,415,241.75 35,343,036.00

RoR @ 18% 2,532,590.26 8,326,543.26 21,581,704.18 51,906,301.39

RoR @ 20% 2,678,976.00 9,345,125.56 25,932,638.83 67,207,679.86

RoR Rate of Return

 SIP SIP SIP.
Every Month SIP of INR 50,000; Yearly INR 600,000
Number of Years of SIP 5 10 15 20
Total Investment 30,00,000.00 60,00,000.00 90,00,000.00 120,00,000.00

RoR @ 8% 3,801,557.42 9,387,292.48 17,594,569.83 29,653,752.87

RoR @ 10% 4,029,366.00 10,518,700.24 20,969,837.92 37,801,499.67

RoR @ 12% 4,269,113.43 11,792,749.97 25,051,968.25 48,419,241.32

RoR @ 15% 4,652,243.06 14,009,565.58 32,830,483.49 70,686,072.01

RoR @ 18% 5,065,180.51 16,653,086.51 43,163,408.35 103,812,602.78

RoR @ 20% 5,357,952.00 18,690,251.12 51,865,277.67 134,415,359.73

RoR Rate of Return

 Power of Compounding
Performance : 15 Years of SIP & Single Time Total Number of Schemes 39
Investments
Highest Return 24.58%
Investment of INR 10,000 every month in SIP
for Last 15 years Lowest Return 8.99%
Average SIP Returns of above mentioned 39 Average Return 18.00%
Funds 18%
Schemes with 20% plus CAGR 12
Period from 1st June 2001 to 1st June 2016
Schemes with 15% -20 % CAGR 19
NAV Calculations as on 30th June 2016
Schemes with 12% plus CAGR 36

Past performance may or may not be sustained in future

Thank you!!!!

Parichay Shah
Founding Director
Mobile : +91 98250 71613
Email: parichay@acewealth.co.in
AC E WEALTH MA NAGEMENT S E RVICES
3 1 0, A s hwamegh E l e gance , A m bawadi ,
Ah medabad - 3 8 0006, Gu j arat, I ndia
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