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MOTIVES FOR HOLDING CASH

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Transactions
motive

Precautionary Speculative
motive motive
METHODS TO
IMPROVE
CASH
MANAGEMENT
EFFICIENCY

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SPEEDING UP CASH RECEIPTS


   

   



  

 
   
 

COLLECTIONS


   

 
 
   


 
  

  
A time-line explanation of the collection float and its components

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CONCENTRATION BANKING
  

    
  


 

 
  

 

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EFFECTS OF CASH CONCENTRATION

It improves
control over It allows for
inflows and It reduces more
outflows of idle balances effective
corporate investments
cash
SLOWING DOWN CASH PAYOUTS

  

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ELECTRONIC COMMERCE

 
  


  

  

  

  

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E- COMMERCE..

 
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COST & BENEFITS

Benefits Cost

Faster Cash & info


Hardware + Software
movement; reliable

Reduces mail, doc &


Train Personnel
storage

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Better cash forecasting
Client network for
& mgmt
changing

Eliminates float Float Elimination!!


INDIAN SYSTEMS FOR E-COMMERCE

NEFT RTGS

CTS
(only in
ECS
Delhi as
of now)
OUTSOURCING

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COMPENSATING BALANCES AND FEES

     



  


  

 
  

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Criteria for selecting Marketable Securities


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MARKETABLE SECURITIES PORTFOLIO

  

   

  



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Ready Cash
Segment
MARKETABLE SECURITIES PORTFOLIO

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Controllable
Cash Segment
MARKETABLE SECURITIES PORTFOLIO

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Free
Cash Segment
COMMON MARKETABLE SECURITIES

    
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READY CASH SEGMENT

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TREASURY BILLS ü (.4 (4(@+4A.
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Marketability

CONTROLLABLE CASH SEGMENT

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·Marketability less
important
FREE CASH SEGMENT

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