Presentation on summer training

report


‘ INVESTORS PERCEPTION
REGARDING THEIR INVESTMENT
IN MUTUAL FUND ’

SUBMITTED TO : SUBMITTED BY :
Mr.Atish Khadse Nidhi
Lecturer PG / 15 / 060
SMS, Varanasi
TABLE OF CONTENTS:
COMPANY PROFILE
OBJECTIVES

RESEARCH METHODOLOGY
ANALYSISAND
INTERPRETATION
FINDINGS
LIMITATIONS
 Company profile
K- KUTUMBA RAO
A- AJAY KUMAR
R- RAMAKRISHNA
V- VAIDYANATHAN
Y- YUGANDHARA
 KARVY
§ Karvy Stock Broking Ltd, is a premier integrated financial
services provider established in 1981. In starting it was only
offering auditing and taxation services.
§ Later, it acted into the Registrar and subsequently into
financial services and services like Financial Product
Distribution, Investment Advisory Services, Demat Services,
Corporate Finance, Insurance etc.
§ It covers the entire spectrum of financial services such as
Stock broking, Distribution of financial products like mutual
funds, bonds, fixed deposit, equities, Insurance Broking,
Commodities Broking, Personal Finance Advisory Services.
§ KSBL is not a company but group of companies offering wide
spectrum of services to the investors.
§ Today, company has 230 branch offices across 164 cities all
over India
 objectiveS

 To study the consumer awareness

regarding Mutual Funds
 To know about investors
satisfaction regarding their
investment in mutual fund .
 To know about different mode of
investment followed by investors
 To know about the risk taking
ability of investors
 To know about investment horizon
of mutual fund investors .
 
 RESEARCH METHODOLOGY


 Type of research
: Descriptive Research
 Type of data collected :
Primary data
 Primary data collection method :
Survey
 Primary data collection technique :
Questionnaire
 Universe of study
: Mutual fund holders of varanasi
 Sample unit
: Individual mutual fund holders
 Sampling technique :
Probabilistic technique
 Sample size
 1) Do you invest in mutual fund?
 
a) Yes b) No

INVESTMENT IN RESPONSE
MUTUAL
YES FUND 100
NO 000
2) Sources of your awareness about the mutual funds?
i) Agents/brokers/professionals II) print or broadcasting
media
III)Advice from friends IV) others
 
Sources of awareness No. of respondents
Agents/brokers/professionals 37
print or broadcasting media 33
Advice from friends 18
others 12
 3) How many mutual funds do you have?

a) 1 b) 2 c) 3 d) more than 3
No.of mutual funds No. of respondents
1 8
2 31
3 47
More than 3 14
 4) What is your investment horizon?
a) 1 year b) 2 to 5 years c) 6 to 10 years d) more than 10

years
Investment Horizon No. of respondents
1 ye a r 24
2 to 5 ye a r 43
6 to 1 0 ye a r 34
M o re th a n 1 0 ye a r 9
5) Which mode of investment do you prefer?
a) Lump sum b) SIP

Mode of Investment No. of respondents

Lump sum 37
SIP 63
6) In which scheme do you like to invest?
a) Equity b) Debt c) Balanced

Preferred Schemes No. of respondents

Equity 47
Debt 31
Balanced 22
7)Do you think investing in mutual fund is risky?
a) Yes b) No c) Can’t say

IS Investment in mutual fund No. of respondents

risky
Yes 50
No 39
Can’t say 11
8)Which feature of mutual fund attracts you most?
a) Return potential b) Liquidity c) Tax benefits
d) Scheme diversification

Feature of mutual fund No. of respondents

Return potential 36
Liquidity 10
Tax Benefits 25
Scheme diversification 29
9) Are you satisfied with the return given by
mutual funds?

Satisfaction level Number Of respondents

Fu lly sa tisfie d 59
S a tisfie d 37
Pa rtia lly sa tisfie d 4
U n sa tisfie d 0

15
  Investors invest in different types of funds like debt, equity
or balanced schemes etc
 Main Sources of awareness about mutual funds among investors
are advice from agents/brokers/professionals/friends,Print and
broadcasting media also play an important role in creating
awareness.
 Most preferred mode of investment is SIP while some people
follow lump sum mode also. About 63% of investors followed
SIP mode of investment.
 Depending upon their risk taking ability, aggressive investors
prefer to invest in equity scheme while moderate investors
invest in balanced scheme. Some who do not want to take much
risk invest in debt fund.
 Most investors prefer to invest for less than 5 years.



 conclusion
 Investors invest in different types
of funds depending on their risk
taking ability and purpose of
investment . working of mutual
fund is carried out by fund
managers of AMCs who invest
money in diversified portfolios.The
investment period varies investor
to investor which may be either
for long term or short term.
 Limitations
Sample size is too small to
represent entire mutual fund
investors of varanasi.
Survey was conducted in a limited
area.
The study was conducted with a
severe time constraint .
Few of respondents did not want to
give their personal information.
There is possibility of incorrect
information.
 H ANK
T

YOU