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  • Lecture 19,20

    Diunggah oleh

    Takhleeq Akhter
    9 tayangan11 halaman
    Mudarabah is an Islamic financing method where one party provides capital to another party to invest in a business venture. There are two parties involved - the Rab-ul-Mal who provides the capital and the Mudarib who manages the business. The profits are shared between the parties according to a predetermined ratio, but losses are solely borne by the Rab-ul-Mal. Mudarabah allows businesses to be financed according to Islamic principles and has been utilized for hundreds of years.

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    FM 98

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    Mudarabah is an Islamic financing method where one party provides capital to another party to invest in a business venture. There are two parties involved - the Rab-ul-Mal who provides the capital and the Mudarib who manages the business. The profits are shared between the parties according to a predetermined ratio, but losses are solely borne by the Rab-ul-Mal. Mudarabah allows businesses to be financed according to Islamic principles and has been utilized for hundreds of years.

    Hak Cipta:

    © All Rights Reserved
    Unduh sebagai PPTX, PDF, TXT atau baca online dari Scribd
    Tandai sebagai konten tidak pantas
    9 tayangan11 halaman

    Lecture 19,20

    Diunggah oleh

    Takhleeq Akhter
    Mudarabah is an Islamic financing method where one party provides capital to another party to invest in a business venture. There are two parties involved - the Rab-ul-Mal who provides the capital and the Mudarib who manages the business. The profits are shared between the parties according to a predetermined ratio, but losses are solely borne by the Rab-ul-Mal. Mudarabah allows businesses to be financed according to Islamic principles and has been utilized for hundreds of years.

    Hak Cipta:

    © All Rights Reserved
    Unduh sebagai PPTX, PDF, TXT atau baca online dari Scribd
    Tandai sebagai konten tidak pantas
    dari 11

    MUDARBAHA

    Lecture 19,20
    AL-QURAN
    • Believers, fear Allah and give up what is still due to you from
    usury, if you are believers; [SURAH AL-BAQARAH AYAH 278]
    MODARABA- DEFINITION
    • “Modaraba is a kind of partnership , wherein one party
    provides finance to other party for the purpose of carrying
    on business”
    • is a special kind of partnership where one partner gives
    money to another for investing it in a commercial enterprise.
    •The investment comes from the first partner who is called
    “rabb-ulmal”, while the management and work is an
    exclusive responsibility of the other, who is called “mudarib”.
    MODARABA
    • Modaraba is one of the prime modes of Islamic Financial
    System. The concept of Modaraba was given FOURTEEN
    HUNDRED YEARS back by our Holy prophet Hazrat
    Muhammad (Peace be upon him).
    • 100% Islamic concept
    • Non-Banking Company
    • Mudarabah is a product of Islamic bank
    PARTIES INVOVLE
    • There are two parties invovle:
    • Rab-Ul-Mal (Invester)
    • Mudarib (Agent,working capital)
    TYPES OF MUDARABAH

    • Al Mudarabah Al Muqayyadah (Restricted


    Mudarabah)
    • Al Mudarabah Al Mutlaqah (Unrestricted
    Mudarabah)
    ROLES OF MUDRIB
    • Ameen (Trustee)
    • Wakeel (Agent)
    • Shareek (Partner)
    • Zamin (Liable)
    • Ajeer (Employee)
    RAB-UL-MAL
    • He gives only money
    • He has no management skills
    • Rab-ul-Mal cannot ask to Mudarib
    • Where is my money
    • Where to invest
    MUDARIB
    • He cannot invest in business
    • He knows about business term & condition
    • He works Separately
    • Has business skills.
    • Have knowledge about business management.
    • All decision are made by him.
    CONSTITUTION OF MODARABA
    COMPANIES AND MODARABA
    • In 1980 Zia-ul-haq Islamization all financial institutions
    operating in Pakistan
    • The Modaraba Companies & Modaraba (Floatation &
    Control) Ordinance, 1980 and Modaraba Companies and
    Modarabas Rules 1981, were promulgated in the early 80’s
    by the Government of Pakistan.
    MUDARABAH CAN BE TERMINATED
    • Mudarabah can be terminated any time by giving notice.
    • If Mudarabah was for a particular term, it will terminate at
    the end of the term.
    • Termination of Mudarabah means that the Mudarib cannot
    purchase new goods for the Mudarabah. However, he may
    sell the existing goods that were purchased before
    termination.

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