Anda di halaman 1dari 16

| |


|    
  
  
    
    
   
     
   
  
?  
?
 ?
þ|  
    
 
     
  
þ 
   
 
þ  
 
    
þ   
  
   
 
    
þ     

 
  
 

 ?«..Employee·s
state insurance act -1948
     


   


  
   
! |

   " #



     $
! 

    %&'()
!  %*'()
! |

  
  + 
    
  %*,()
! 
 

 
   
   
£ow it has benefited the worker?

! |  

! -  

! -
 
 

! 
 

!  
# 

|     !""#


$

´ % &'   ( )


% &'   ( )
*"!  
'%( (+"+ % &
,-   % &
´  '(+"+  !,.
  '   
   -#/
÷ecent social security acts :
ù VV V  VV V
VV

‰ rovides insurance for the £ead of the family or to earning


member only (not to members of the family).
‰ ge group 18-59 against accidental death coverage is
÷s.75000.In case of natural death sum will be ÷s.37500.
‰ nnual premium is ÷s.200 shared by central and state Govt
in 50-50 ratio
ù ÷V  ÷V V V V
V V
÷   
‰ otal sum insured is ÷s.30000 per annum per B 
family.
‰ overage of health services, hospitalization and
surgeries.
‰ entral Govt bears 75% and state Govt bears 25% in
premium payment.
ù '  
' 
‰ rovides ife insurance protection to rural and urban
persons living B .
‰ overs artisans irrespective of gender in age group
18-60.
‰ nnual premium of ÷s.200 of which ÷s.40 paid by
artisan, ÷s.60 by Govt of India and ÷s.100 by I
ù V V  ÷V VV V
 

‰ im is to reduce maternal death and infant mortality


rate in B .
‰  falls under National ÷ural £ealth Mission which covers
all pregnant women who are above 19 years old are assisted
with a sum of ÷s.500 per month.
ù           
   
‰ aunched by Ministry of ÷ural Development which provides
a sum of ÷s.400 per month for people belonging to the age
group of 65 years and above.
‰ eople who don·t have any source of remuneration can also
avail this scheme.
ù V V÷ V  

‰ his cheme provides 10 kg of food grains per month to


people B .
Food grains are provided at free of cost under NO
scheme and covers those who don·t receive pension.

ù      
   

‰ It grants a one time financial assistance of ÷s.10000 to


families B .
‰ his scheme can be availed when the bread winner of
the family dies or suffers from permanent disability.
à      
à


‰ his scheme gives a minimum of 100 days of


employment to unorganized sector.
‰ Income of the workers raised from ÷s.20 to equivalent
of $2 a day.
‰ cheme will be implemented in a phased manner to
cover 6 crore unorganized workers in Indiau
he facts«
ù V 
   


ù        
   
   

ù      
   

 
    
    
ù  
 
 
Excluded sections
ù       
   
.,/,
 0   

 
  
 *12       
ù 3      
  
   
 
ù 4(     *'

     

ù   (5   +   

imitations of unorganised sector act

ù V 
     +  
ù 

        


  +  
ù  

 
 +
 
ù  
   


ù 6   
       
        
   

 
    
 

 
ù    
  
ù  

 



Major issues

       



     
    
 
 3 7 

    

 

    

 
    
  

   .  

  0
uggestions

ù      
 
  
+
 
 
 
+
ù 8         
  
  
       
ù   


  
 
    
 
ù 6     
   
  

ù | 

  
 

ù |  
      #  


ù 9