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INTRODUCTION

We had just completing our studies in Institut Pendidikan Guru Malaysia


Kampus Darulaman and now we are fresh graduated teacher which was posting to
primary school. We rent a house which situated quite far from the school. This is
because, there was no rented house nearby the school. Every morning we woke up
early in the morning so that we didn’t missed the bus. We found that taking a bus to
school is such a bad things. We always arrived late. Besides, we always having
difficullites to go to the the shops, market or other place quickly. This is because we
need to take a public transport.
Therefore, we plan to buy our own car by using our saving and salary. Our
salary is RM 2500 per month. Our allowance during studies was RM100 per month
therefore our total saving until now is RM 6000. So, our total amount for the first
salary and saving is RM 8500. The rent of our house is RM 300 per month. The
other factors are we spend RM 100 per month for bills, RM 100 for our parents, RM
150 for emergency,and foods RM 400 per month, RM 200 for shopping. The usage
of money for the per month as shown below:

ITEMS AMOUNT
(per month)
House rent RM 300
Bills RM 100
  Parents RM 100
Emergency RM 150
Foods RM 400
Shopping RM 200
TOTAL AMOUNT RM 1350
TYPES OF CAR
VIVA

Small turning radius for easy manoeuvring ( 4.4m).


High performance and fuel efficiency ( saving petrol).
A new generation compact car design.
The quality interior is designed for maximum comfort.
Spacious cabin, comfortable legroom and wide luggage
area.
Built–in impact – absorbing material in the roof protects
vehicle occupants.
 
KENARI
Outstanding fuel economy and surprising power.
spacious urban runabout with automatic transmission.
Design that provides excellent visibility and headroom.
With a powerful yet economical 1 litre DOHC engine
MYVI

Redesigned with a bolder character and touches of elegance.


With ample and legroom for the comfort of five people.
Interior includes extendable seats.
A spacious luggage boot for storing large items.
Brake pedal intrusion.
RATE OF EACH CARS

VIVA 1000CC ( 1.0EZi Premium – auto )

ON THE ROAD RM 44,200.00


LOAN AMOUNT RM 44200 x 90%
= RM 39,700

DOWN PAYMENT RM 44200 – RM 39700


= RM 4,500

INTEREST 4.1% x RM 39700 x 9 YEARS


= RM 14,649.30

TOTAL RM 39700 + RM 15363.90


= RM 54,349.30

INSTALLMENT RM 54349.30
108 MONTHS
= RM 503.23 PER MONTH
KENARI RS EZ ( BLACK )

ON THE ROAD RM 45890.00

LOAN AMOUNT RM 45890 X 90%


= RM 41301

DOWN PAYMENT RM 45890 – RM 41301


= RM 4589

INTEREST 4.1% X RM 41301 X 9 YEARS


= RM 15240.069

TOTAL RM 41301 + RM 15240.069


= RM 56541.069

INSTALLMENT RM 56541.064
108 MONTHS
= RM 524 PER MONTH
 
MYVI 1300CC ( 1.3ZH – AUTO )

ON THE ROAD RM 49,700.00

LOAN AMOUNT RM 49700 X 90%


= RM 44700

DOWN PAYMENT RM 49700 – RM 44700


= RM 5000.00

INTEREST 4.1% X RM 44700 X 9 YEARS


= RM 16494.30

TOTAL RM 44700 + RM 16494.30


= RM 61194.30
INSTALLMENT RM 61194.30
108 MONTHS
= RM 566.61 PER MONTH
BUDGET
The usage of money per month

ITEMS AMOUNT
(per month)
House rent RM 300
Bills RM 100
Parents RM 100
Emergency RM 150
Foods RM 400
Shopping RM 200
TOTAL AMOUNT RM 1350

SALARY – THE USAGE OF MONEY PER MONTH

RM 2 500 – RM 1 350 = RM 1 150 (balance)


Saving during studies (allowance per month)
= RM 100 X 5 years
= RM 6 000
Saving + Salary
= RM 6 000 + RM 2 500
= RM 8 500

MYVI KENARI VIVA


RM 8 500-(RM 1 350 + RM 8 500-(RM 1 350 + RM RM 8 500 –(RM 1 350+ RM
RM 5 000 + RM 5 66.61) 4 589 + RM 524) 4 500 + RM 503.33)
= RM 1 583.39 = RM 2 037 = RM 2 146.77
(Balance) (Balance) (Balance)
RATIONALLY OF CHOOSING A PARTICULAR
CAR
 
After of all, we would like to choose VIVA 1000CC ( 1.0EZi Premium – auto ) as our
transport. We choose VIVA because it is has high performance when driving and
save a lot petrol. it is because the VIVA car use Dynamic Variable Valve Timing
(DVVT), Double Overhead Camshaft (DOC), and Electronic Fuel Injection (EFI) .
Beside that, VIVA is a small and more compact models of cars. So, it solve our
parking problem because small space to parking and has small turning radius for
easy maneuvering only about 4.4 metre. It also suitable for single and woman like
us to look elegance.
Moreover, the exterior of VIVA is a new generation compact car design and
the quality interior is designed for maximum comfort because it built with the high
quality of materials. In addition, VIVA is the best transport for long or short journey
because it has spacious cabin, comfortable legroom, wide luggage area and had
five seats with ease.
On the other hand, VIVA also provide the first safety. VIVA was built with
collision – safe body structure that has highlighted area represent reinforced
sections. It also has collapsible steering shaft mechanism to reduces impact to the
driver’s head and chest. Besides that, VIVA have dual SRS airbags and head
impact protection to absorb material in the roof protects vehicle occupants.
 

 
CONCLUSION

During collecting the resources, we had have a look at a few of


car’s shop at Jitra likes Perodua Sales Sdn. Bhd, Proton, and
Nissan. We had been given some explanation about the car’s
features by the car representative. We also when to CIMB bank,
Eon Cap and Maybank to get the car’s loan. We compare
among the best three cars regarding their own specialization.
Lastly, after consider all the important aspects and procedure to
buy a car, we decide to buy Viva 1000cc 1.0EZi Premium (auto).
We choose this car because its fulfill our desire, budget, and it
have more benefit compare to the other cars.

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