INTRODUCTION

ICICI Bank (The Industrial Credit and Investment Corporation of India

Limited) is India's second-largest bank with total assets of Rs. 3,634.00
billion (US$ 81 billion) at March 31, 2010 and profit after tax Rs. 40.25
billion (US$ 896 million) for the year ended March 31, 2010. The Bank
has a network of 2,035 branches and about 5,518 ATMs in India and
presence in 18 countries. ICICI Bank offers a wide range of banking
products and financial services to corporate and retail customers
through a variety of delivery channels and through its specialized
subsidiaries in the areas of investment banking, life and non-life
insurance, venture capital and asset management.
The Bank currently has subsidiaries in the United Kingdom, Russia and
Canada, branches in United States, Singapore, Bahrain, Hong Kong, Sri
Lanka, Qatar and Dubai International Finance Centre and representative
offices in United Arab Emirates, China, South Africa, Bangladesh, Thailand,
Malaysia and Indonesia. Our UK subsidiary has established branches in
Belgium and Germany.

ICICI Bank's equity shares are listed in India on Bombay Stock Exchange
and the National Stock Exchange of India Limited and its American
Depositary Receipts (ADRs) are listed on the New York Stock Exchange
(NYSE).
 HISTORY OF ICICI BANK
In 1955 The Industrial Credit and Investment Corporation of India Limited
(ICICI) incorporated at the initiative of the World Bank, the Government
of India and representatives of Indian industry, with the objective of
creating a development financial institution for providing medium-term
and long-term project financing to Indian businesses. Mr.A.Ramaswami
Mudaliar elected as the first Chairman of ICICI Limited.

ICICI emerges as the major source of foreign currency loans to Indian

industry. Besides funding from the World Bank and other multi-lateral
agencies, ICICI was also among the first Indian companies to raise funds
from international markets
 VISION Statement
To be the preferred brand for total financial and banking.

To be the leading provider of financial services in India

and a major global bank.
 MISSION Statement
Perfection in Power.

We will leverage our people, technology, speed and financial capital

to
be the banker of first choice for our customers by delivering high
quality, world-class products and services -expand the frontiers of
our business globally play a proactive role in the full realization of
India's potential
maintain a healthy financial profile and diversify our earnings across
businessman and geographies maintain high standards of governance
and ethics contribute positively to the various countries and markets
in which we operate create value for our stakeholders.
 PERSONAL BANKING
Accounts & Deposits
ICICI Bank has designed a gamut of accounts and deposits to cater
to your unique banking needs. Add this to our extensive branch &
ATM network and facilities like mobile, phone, internet and
doorstep banking, and experience banking at its best.
Dream Deposits

All of us have ‘dreams’. We dream for ourselves, for our families,,

friends and relatives and for society at large too.

A unique offering of four term deposit plans that enable you realize
your dreams at every stage of your life.

• Dream Car Plan

 
• Dream Home Plan

• Dream Education Plan

• Dream Retirement Plan

Fixed Deposit
• You can invest in our Fixed Deposit for as long as you wish
between 7 days to 10 years.
• All fixed deposits come with a set choice of investment plans.
• Fixed Rate Deposit accounts also provide Fixed Loans.
• Re-investment Fixed Deposit rates do not change but work like a
Recurring Debit Account transaction.
• In other words, Re-investment Plans are compounded over
traditional deposits and hence are more lucrative over different
time periods.
Savings Account
Facilities provided by ICICI Savings Account

• Debit-cum-ATM Card

• Money Multiplier Facility

• Internet Banking

• Customer Care

• Mobile Banking

• Standing Instructions

• Nomination Facility
Privilege Banking
Choose the ICICI Bank Privilege Banking account to enjoy exclusive
benefits across wide range of product and services.

The Privilege banking account variants we offer are - silver, gold and
titanium; each designed to suit your specific needs. In addition to
benefits like money multiplier, nomination facility, internet banking and
mobile banking, you can avail other special privileges like:
Priority service at all ICICI bank branches and through Customer Care.
Preferential rate on purchase of ICICI Bank pure gold and foreign
exchange.
Discount on annual fee for safe deposit locker.
Special rates on ICICI Bank loans.
Preferential rate on DD/ PO charges.
Multi-city cheque book.
Salary Account
ICICI Bank Salary Account is a benefit-rich payroll account for
Employers and Employees.

As an organization, you can opt for our Salary Accounts to enable

easy disbursements of salaries and enjoy numerous other benefits
too.

With ICICI Bank Salary Accounts your employees will enjoy the
convenience of :
Having the largest network of ATMs at their command.
Free 24 hour Phone Banking.
Free Internet Banking.
 INSURANCE PLANS

Life insurance Retirement plans Health insurance

 Life Insurance
Life insurance ensures that your family will receive financial
support in your absence. Put simply, life insurance provides
your family with a sum of money should something happen
to you. It protects your family from financial crises.

ICICI Prudential Life Insurance Plan

• i-Protect Term Plan is a term insurance plan available online only.
• Pure-Protect : ICICI Pru Pure Protect is a term plan without Return of Premium
How to plan for retirement?

• Decide how much income you require

• Determine how much you need to save regularly DEFINATION

A retirement plan is
• Select the right retirement plan an assurance that
you will continue to
• Start saving now earn a satisfying
income and enjoy a
• Systematically invest a fixed amount comfortable lifestyle,
even when you are
no longer working.
 HEALTH INSURANCE
Health insurance policies insure you against several illnesses and
guarantee you stay financially secure should you ever require
treatment. They safeguard your peace of mind, eliminate all worries
about treatment expenses, and allow you to focus your energy on
more important things, like getting better
ICICI Prudential Health Insurance
• ICICI Pru Health Saver is a policy which provides a hospitalization cover.
• ICICI Pru MediAssure is a policy which gives you reimbursement
hospitalization plan covering hospitalization stay and treatment.
 Personal loan

Car loan LOANS Education loan

Home loan
Credit loan
 AWARDS
• ICICI Bank has won Gold in the Readers Digest Trusted Brands 2010
Consumer award in the Finance category for a) Best Bank and b) Best
Credit Card Issuing Bank.

• ICICI Prudential Life Insurance was awarded India's Most Customer

Responsive Insurance Company. AGC Networks - Economic Times,
Customer Responsiveness Awards, 2010.

• ICICI Lombard awarded 'Most Preferred General Insurance Brand' at

CNBC Awaaz Consumer Awards 2010.
Presented by:-
NAME ROLL NO.
Naman Samdaria 1011353
Pritam Kumar Das 1011356
Dhaval Kava 1011337
Sehaj Khanna 1011358
N Raghavan 1011342
Pritesh Bafna 1011303