ANDHRA PRADESH
Name : G.Rajeswari
Designation : Senior Lecturer
Branch : Commercial and Computer Practice
Institute : Government Polytechnic, Srikakulam
Year/Semester : V semester
Subject : Banking
Subject code : CCP 504(B)
Topic : Banking, types of banks
Duration : 50mts
Sub topic : Types of banks and basis for
classification
Teaching Aids : PPT, Animation
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Types of Banks
Objectives:-
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Recap
Banks basically deal with money.
Their motive is Profit making.
They provide Cheque system as a medium of
exchange.
They collect deposits and lend loans to the needy
public.
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Questions for the students – known
to Unknown
How many types of Banks are there ?
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Types of Banks
The following are the various types of Banks.
1. Commercial Banks
2. Industrial Banks
3. Agricultural Banks
4. Exchange Banks
5. Savings Banks
6. Central Bank
7. World Bank
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Classification of Banks
• Commercial Banks:
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2. Industrial Banks:
3. Agricultural Banks:
These banks provide credit to farmers, artisans etc.
4.Exchange Banks:
These banks deal in foreign exchange and finance
foreign trade.
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5. Savings Banks:
These banks are nothing but commercial banks.
6. Central Bank:
It is the apex bank. It controls, supervises and
regulates the monetary and credit system of the
country.
7.World Bank:
This bank provides finance to its member countries.
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Classification of Banks on the Basis
of Ownership
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1. Private sector Banks
These banks are owned by the Private
individuals or corporations and not by the
Government or Co-operative Societies.
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Co – operative Banks
Cooperative Banks are operated on the co-
operative lines. In India co-operative credit
Institutions organized under the co-operative
societies Act and play an important role in
meeting Financial needs in the rural areas.
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Classification of Banks on the Basis
of Domicile
1. Domestic Banks
• Foreign Banks
When the operations of the Banks extended to
other Countries, it is called foreign Banks.
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Commercial Banks
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Functions of Commercial Banks
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Summary
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Quiz
A. Functions
B. Reserves
C. Customs
D. None
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2. Commercial Banks Provides Loans for
A. Business people
B. Foreigners
C. Government
D. Social Organizations
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Questions
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