A Study of Beed District

Assistant Professor Department of Commerce Swa. Sawarkar Mahavidyalaya, Beed

Assistant Professor Department of Public Administration Swa. Sawarkar Mahavidyalaya, Beed

MAVIM is a nodal agency to implement various women empowerment programs through Self Help Groups (SHGs) in every district of Maharashtra through its district offices. SHGs has proved to be a strategic tool for organizing rural women in groups and promoting savings and thrift habits to gain access to institutional credit for their socio-economic development and empowerment.

The present study implies the role of MAVIM in Beed district in empowering
women. It is try to take a review of various schemes and programs implemented by MAVIM for women empowerment and study that, whether social and economic development has been done in women through MAVIM in Beed District. It is found that MAVIM fulfilling the object of sustainable development of women in Beed district by successfully implementing central and state government sponsored schemes.

 To study the role of MAVIM for empowering women.

To take a review of various schemes and programs

implemented by MAVIM for women empowerment. To study whether social and economic development has been done in women through MAVIM in Beed District.

 Improvement in womens economical development is

possible through the MAVIM. MAVIM performed significant role in developing womens identity in society.

The study is based on secondary data, like Reports, Prospectus published by MAVIM, GoMs documents, Books, Journals, Magazines, Articles from news papers.
The internet sources also be used to collect data on the

subject.

The women in this process is said empowered only when she can able to plan for herself and her family and takes decisions, implement it and achieve expected goals.

Micro-credit through Self-Help Groups (SHGs) has proved to be a strategic tool for organizing rural women in groups and promoting savings and thrift habits to gain access to institutional credit for their socio-economic development and empowerment.

 Social, economical and political justice for women though

for sustainable development MAVIM was established. It was established in February 1975 by State Government of Maharashtra under section 25 (C) of Company Act 1956 to celebrate International Womens year with an authorised share capital of Rs. 4.00 crores. Her Excellency Hon. Pratibhatai Patil president of India was the first chairperson of MAVIM. MAVIM has covered 13000 villages of Maharashtra, formed more than 53929 SHGs and more than seven lakhs women have been mobilized.

To make women organized. To broaden womens capacity. To develop self confidence. To develope entrepreneurship among women. To co-ordinate employment opportunities and market demands. To develop womens participation in education , politics and assets building. To empower SHGs by providing status of institute for sustainable development.

 MAVIM implements various programs and schemes.

There are two types of schemes SHG Based Schemes These schemes are implemented through Self Help Groups ( SHGs). The details of these and performance is shown in Table No. 1.1 Non SHG Based Schemes MAVIM Mahila Prangan (MAVIM Ghar) : Mahila Swavalamban Nidhi (MSN):

SHG Concept Training Book Keeping / Accounts Training Leadership Development training Gender Sensitization Training Functional Literacy Entrepreneurship Awareness Programme (EAP) Panchayat Raj Institutions (PRI) Monitoring and Evaluation Village Level Committee CMRC

Apart from these MAVIM organizes different need base training for the SHG members such as health training, etc.

Amt. in Cr.
Name of Program Internal Lending. 39.56 35.15 Savings Aim / Objects No. of Org. Women District Sr. No. No. of SHGs Self Emp. Bank Loan 25.82 Year.

1 2

Maharashtra Rural Credit Program Suvarna Jayanti Gram Swarojgar Yojana Swayamsiddha Program Ramai Mahila Shakshamikaran NABARD Add-on Project

Womens access to 1994credit 2007 Alleviating poverty Women empowerment Entrepreneurship development in women Establishing SHGs and making credit available to them Agriculture skill and self employment Tribul women 19992007 20022006 20042007 20032005 20042007 20052007 2007-

12 33

4516 10413

64423 115828

10.51 35.15

45405

3 4

19 33

3943 20950

50066 253092

5.70 22.10

17734 56190

10.31 34.33

10

1773

21293

12.85

4141

Rashtriya Sam Vikas Yojana Tribul Development Project Tejaswini Maharashtra Rural Women Emp. Pro. (TEJA)

04

501

9441

49.00

2628

44.00

08

2832

33663

41.58

1.58

7 8

Poor,widow backword women

33

65000

2475

 To implement development schemes and Strengthening

SHGs movement in the district, MAVIM formed its district office at Beed in December 1998. Present Status

Sahayoginies - 36 SHGs 1449 Members - 16847

Table No. 1.2 : Growth of SHGs through MAVIM

Sr. No.
1 2 3 4 5 5 TOTAL

Name of Scheme
SCP MAVIM SCP NGO SGSY SWYM MRCP TEJA

Up to 2004
169 68 470 129 836

2004-2005
132 64 118 75 389

2010-2011
399 534 115 41 360 1449

Table 1.3 : Performance of various schemes in Beed District (2010-2011)

Name of Scheme No. of Villages Total SHGs Total SHGs Members Total Savings Total Internal Lendings Total Total Internal Bank Lendings Linkages Repayment
659760 5068652 3774585 2694222 3388838 15586057 43 510 220 115 165 1053

No. of women Started Business

150 500 250 75 350 1325

MRCP SGSY SCP SWYM TEJA TOTAL

25 324 242 75 83 749

41 534 399 115 360 1449

514 5569 4731 1480 4547 16841

32700 213105 217205 115030 2838985 3417025

578000 6364280 5434901 2783480 5088743 20249404

Table 1.4 : Agriculture and Non-agriculture business started through SHGs

Type of Business Year No. SHGs Participants No. of women doing business
3336 4281 545 611

Turnover (Per month)

Capital Investment

Agriculture

2005 2010-11

1146 564 728 119

577250 2755575

8673404 1931900 -

Non Agriculture

2005 2010-11

MAVIM has purposefully created awareness about social and political issues and inspired for participation in such activities. As a result they has got an esteemed position in their own family and society as well. Now a days it is a common scenario that they are standing strongly against the social problems like alcoliolism, dovery etc. Their participation has also increased in various social activities like Gram Swachata, Planting Trees. Thus contributing in village development by their way.
Table 1.4: Women of SHGs Participation in LSG in Beed District

Year

No. of Women Mebers of SHGs

No. of Participated women in LSG Election 275

No. of Women Elected 123

Elected Women %

2005

16685

44.72 %

2010

16847

534

312

58.43 %

MAVIM is implementing SHG related programs in rural Maharashtra from more than a decade. There is a definite socio economic development taking place in the lives of the SHG members. In Beed district MAVIM implements 5 schemes for fulfilling the object of sustainable development of women. We can see the visible findings such as tremendous increase in the confidence of women, enhanced leadership qualities, participation in decision making process, increased participation in LSG etc. Their vision towards self development and village development is broadening to a greater extent.

MAVIM has carried out research studies in the year 2007 with the help of Tata Institute of Social Sciences, Nirmanla Niketan College of Social Work, SNDT, and IRFT to assess the changes in the socio economic status of the women after being the members SHGs. In addition to that MAVIM has also conducted Annual Outcome Survey during 08-09 and

09-10 (under process) which reveals these findings.