PT.

KRESNA REKSA FINANCE

LAPORAN SALES PER SUMBER ORDER
CABANG SEMARANG
JANUARI 2011
OTR MOTOR

TANGGAL NAMA
NO. PSB
JUAL KONSUMEN
1 575779 26/01/11 SUMARDIYANA,S.PD
2 575784 31/01/11 SUSY HARJAYANTI
3 575770 14/01/11 WIDIYATMOKO
4 575581 6/1/2011 DENNY NOVIANTO
5 575769 14/01/11 BONNY HARYADI
6 575595 31/01/11 JUNAIDI
7 575589 13/01/11 TRIANA

1 575786 31/01/11 SULISTIYONO

2 575781 27/01/11 TITIK RESTININGSIH
3 575774 27/01/11 SIGIT HERBAYU PAMUNGKAS
4 575780 27/01/11 YUSTINUS SETIAWAN
5 575785 31/01/11 PUDJI ASTUTI
6 575782 28/01/11 DWI YULIANI
7 575776 26/01/11 KAHARTO

1 575583 10/1/2011 SURINI

2 575586 13/01/11 ALBERTUS DJOYO SUSENO
3 575584 7/1/2011 MURYATI
4 575582 6/1/2011 SUTOPO
5 575767 11/1/2011 LIDYA LINDIAWATI A
6 575723 10/1/2011 M.AGUNG KUNCORO
7 575590 20/01/11 PUJI RAHAYU
8 575585 12/1/2011 MUSKAN

1 575729 24/01/11 ARIK KURNIAWAN

2 575783 28/01/11 KENDAH PUJI HARSONO
3 575788 31/01/11 MIMIEN SUMIYATI
4 575778 26/01/11 JOKO NGATINO
5 575771 20/01/11 ANANG PREHATMOKO
6 575775 25/01/11 TASMINI
7 575727 17/01/11 SUBANDI
8 575591 24/01/11 ARNAS SUBAIK
9 575772 21/01/11 PARNINGSIH
10 575791 31/01/11 ANI HARTINI
11 575766 6/1/2011 SRI MULYANI
 12 575724 11/1/2011 SRI NURUL QOMARIYAH
13 575787 31/01/11 HERAWATI
14 575588 19/01/11 SOFIAN
15 575726 12/1/2011 ADJI NINDYO BROTO
16 575792 31/01/11 SEPTA INTAN CHRISTANTI
17 575777 26/01/11 JULIANTO WIDODO
18 575768 10/1/2011 AFRIYANTO
19 575773 24/01/11 KHOIRIYAH
20 575593 27/01/11 SITI MAHMUDAH
21 575722 4/1/2011 BAMBANG SUPRIYONO
22 575790 31/01/11 IMAM FAUZI
23 575594 28/01/11 ANIK PURWANI
24 575725 11/1/2011 ANDRI SETIAWAN
25 575580 5/1/2011 SURIATUN

NOTE:
OTR CABANG > DARI KEBIJAKAN : 8 KONSUMEN
OTR CABANG < DARI KEBIJAKAN : 7 KONSUMEN
OTR CABANG = KEBIJAKAN : 7 KONSUMEN
OTR CABANG TIDAK SESUAI DENGAN KEBIJAKAN : 25 KONSUMEN
TOTAL KONSUMEN BULAN JANUARI 2011 : 47 KONSUMEN
BUAT OLEH

)
 LAMA OTR
JENIS MOTOR SELISIH
ANGS CABANG KEBIJAKAN
SUZUKI FD110 XCSD'05 12 4,700,000 5,900,000 -1,200,000
HONDA NF100'03 6 5,100,000 6,000,000 -900,000
HONDA NF100'01 12 4,700,000 5,500,000 -800,000
HONDA NF100 LD'04 12 5,500,000 6,250,000 -750,000
SUZUKI FD110 XCD'03 6 3,900,000 4,500,000 -600,000
HONDA NF100'03 18 5,600,000 6,000,000 -400,000
SUZUKI FD110 XCSD'03 15 4,400,000 4,500,000 -100,000

HONDA GLP II'97 12 5,500,000 5,500,000 0

HONDA NF100'99 12 5,000,000 5,000,000 0
HONDA NF125'04 12 5,500,000 5,500,000 0
HONDA NF125SD'07 18 9,500,000 9,500,000 0
HONDA NNF125 D'03 12 5,200,000 5,200,000 0
SUZUKI FD110'01 12 3,900,000 3,900,000 0
SUZUKI FD110'02 12 4,200,000 4,200,000 0

HONDA NF100'00 15 5,750,000 5,250,000 500,000

HONDA GLP III'03 12 9,500,000 9,000,000 500,000
HONDA GLPIII'03 18 9,500,000 9,000,000 500,000
HONDA NF100 D'05 6 7,000,000 6,500,000 500,000
HONDA NF100'00 15 5,750,000 5,250,000 500,000
HONDA NF100D'02 24 6,250,000 5,750,000 500,000
SUZUKI FD110'02 6 4,700,000 4,200,000 500,000
HONDA NF125 D'04 18 6,500,000 5,600,000 900,000

YAMAHA V110 ZHE'03 12 3,300,000 - 3,300,000

YAMAHA T105 E'00 12 3,400,000 - 3,400,000
HONDA C100'94 12 3,500,000 - 3,500,000
HONDA C100'95 12 4,000,000 - 4,000,000
HONDA C100'95 12 4,000,000 - 4,000,000
HONDA C100'95 12 4,000,000 - 4,000,000
YAMAHA 5LM'01 12 4,000,000 - 4,000,000
HONDA C100'94 6 4,250,000 - 4,250,000
HONDA C100'96 15 4,250,000 - 4,250,000
HAONDA C100'97 15 4,500,000 - 4,500,000
HONDA C100'99 15 4,750,000 - 4,750,000
HONDA C100'97 12 5,000,000 - 5,000,000
YAMAHA 5MX'05 12 5,600,000 - 5,600,000
HONDA NF100SL'06 12 6,500,000 - 6,500,000
YAMAHA T105 ERD'05 18 6,500,000 - 6,500,000
YAMAHA T105 ERD'06 12 6,500,000 - 6,500,000
HONDA NF100 SLD'07 18 7,000,000 - 7,000,000
HONDAN NF100 TD'07 15 7,000,000 - 7,000,000
YAMAHA 4D7'07 12 7,000,000 - 7,000,000
YAMAHA R110'07 18 7,500,000 - 7,500,000
HONDA NF125 SD'06 12 8,000,000 - 8,000,000
YAMAHA 4D7'08 12 8,400,000 - 8,400,000
YAMAHA AL115S'06 12 8,500,000 - 8,500,000
YAMAHA 5D9'09 12 9,200,000 - 9,200,000
YAMAHA 2S6'08 12 10,400,000 - 10,400,000
 KETERANGAN CABANG SEMARANG

Type motor Suzuki Smash Tromol 110 CC thn 2005

Type motor Supra tromol thn 2003 OTR di potong 500 rb sesuai kebijakan Bp. Anis
Type motor Supra tromol thn 2001 OTR di potong 500 rb sesuai kebijakan Bp. Anis
Type motor supra fit disk thn 2004
Type motor Suzuki smash Disk 110 CC thn 2003 OTR di potong 500 rb sesuai kebijakan Bp. Anis
Type motor Supra tromol thn 2003
Type motor Suzuki Smash R 110 CC thn 2003

Type motor Supra X Disk 100 CC thn 2000

Type motor Honda Mega Pro thn 2003
Type motor Honda Mega Pro thn 2003
Type motor Honda Supra X disk thn 2005
Type motor Supra X Disk 100 CC thn 2000
Type motor Supra X Disk 100 CC thn 2002
Type motor Shogun thn 2002
Type motor Supra 125 Disk thn 2004 OTR di potong 500 rb sesuai kebijakan Bp. Anis

Type Motor F 1 Z R bukan racing Thn 2003

Type Motor Vega R Thn 2000
Type motor grand Thn 1994
Type motor grand Thn 1995
Type motor grand Thn 1995
Type motor grand Thn 1995
Type motor Jupiter thn 2001
Type motor grand Thn 1994 Menggunakan plafon lama
Type motor grand Thn 1996
Type motor grand Thn 1997
Type motor grand Thn 1999
Type motor grand Thn 1997 Menggunakan plafon lama
Type motor Nouvo thn 2005
Type motor Supra fit New thn 2006
Type motor Vega disk thn 2005
Type motor Vega disk thn 2005
Type motor Supra fit Cakram thn 2007
Type motor Supra fit Cakram thn 2007
Type motor New Vega R thn 2007
Type motor Vega R Thn 2007
Type motor Supra X 125 injection thn 2006
Type motor New Vega R DB thn 2008
Type motor Mio thn 2006 Menggunakan plafon lama
Type motor Vega ZR thn 2009 Menggunakan plafon lama
Type motor New jupiter Z cW thn 2008
PT. KRESNA REKSA FINANCE
LAPORAN SALES PER SUMBER ORDER
CABANG SEMARANG
JANUARI 2011
OTR MOBIL

TANGGAL NAMA NAMA

NO. PSB
JUAL KONSUMEN BARANG
1 575224 5/1/2011 TUMINAH MITSUBISHI T120SS'97
2 575238 20/01/11 WIWIK BUDI LESTARI DAIHATSU S89'91
1 575235 10/1/2011 AGUS MULYONO DAIHATSU S88'88
2 575236 10/1/2011 RUMIATI SUZUKI ST.130'91
3 575239 24/01/11 MOHAMAD RIDLWAN DAIHATSU S89'91
4 575240 27/01/11 YANI RISMAWATI DAIHATSU G10'85
5 575241 28/01/11 SUMADI SUZUKI SH (4X2)'91
1 575234 10/1/2011 FY.HERU KUSDIYATMANTO,IR DAIHATSU G102'91

NOTE:
TOLONG DILAMPIRKAN PENGAJUAN HARGA MOBIL UNTUK SALES MOBIL DIATAS….

BUAT OLEH
)
LAMA OTR
SELISIH KETERANGAN CABANG SEMARANG
ANGS CABANG KEBIJAKAN
12 18,000,000 18,000,000 Type mobil Stasion thn 1997
18 18,000,000 18,000,000 Type mobil Pick Up thn 1991
18 20,000,000 20,000,000 Type mobil Zebra Station Wagon thn 1988
24 30,000,000 30,000,000 Type Mobil Cerry Station Thn 1991
12 20,000,000 20,000,000 Type mobil Zebra Station Wagon thn 1991
18 20,000,000 20,000,000 Type Mobil Charade thn 1985
12 30,000,000 30,000,000 Suzuki Katana Thn 1991
24 35,000,000 35,000,000 Type Mobil Charade thn 1991
Harga 30 Juta
Harga 30 Juta
Harga 20 Juta
Harga 25 Juta
Harga 25 Juta lihat dari STNK
Harga 23 Juta
Harga 30 Juta
Harga 23 Juta
PT. KRESNA REKSA FINANCE
LAPORAN SALES PER SUMBER ORDER
CABANG SEMARANG
JANUARI 2011
ADM MOTOR

CAIR 1 JUTA - 2.5 JUTA

TGL NAMA
NO. PSB JENIS MOTOR
JUAL KONSUMEN
1 24/01/11 575591 ARNAS SUBAIK HONDA C100'94
2 14/01/11 575769 BONNY HARYADI SUZUKI FD110 XCD'03
3 31/01/11 575784 SUSY HARJAYANTI HONDA NF100'03
4 20/01/11 575590 PUJI RAHAYU SUZUKI FD110'02

1 26/01/11 575778 JOKO NGATINO HONDA C100'95

2 31/01/11 575788 MIMIEN SUMIYATI HONDA C100'94
3 20/01/11 575771 ANANG PREHATMOKO HONDA C100'95
4 28/01/11 575783 KENDAH PUJI HARSONO YAMAHA T105 E'00
5 25/01/11 575775 TASMINI HONDA C100'95
6 11/1/2011 575724 SRI NURUL QOMARIYAH HONDA C100'97
7 28/01/11 575782 DWI YULIANI SUZUKI FD110'01
8 27/01/11 575781 TITIK RESTININGSIH HONDA NF100'99
9 17/01/11 575727 SUBANDI YAMAHA 5LM'01
10 26/01/11 575776 KAHARTO SUZUKI FD110'02
11 24/01/11 575729 ARIK KURNIAWAN YAMAHA V110 ZHE'03
12 26/01/11 575779 SUMARDIYANA,S.PD SUZUKI FD110 XCSD'05
13 4/1/2011 575722 BAMBANG SUPRIYONO HONDA NF125 SD'06
14 14/01/11 575770 WIDIYATMOKO HONDA NF100'01

1 31/01/11 575791 ANI HARTINI HAONDA C100'97

2 21/01/11 575772 PARNINGSIH HONDA C100'96
3 6/1/2011 575766 SRI MULYANI HONDA C100'99
4 10/1/2011 575583 SURINI HINDA NF100'00
5 11/1/2011 575767 LIDYA LINDIAWATI A HONDA NF100'00

1 31/01/11 575595 JUNAIDI HONDA NF100'03

CAIR > 2.5 JUTA - 5 JUTA

1 6/1/2011 575582 SUTOPO HONDA NF100 D'05

1 27/01/11 575774 SIGIT HERBAYU PAMUNGKAS HONDA NF125'04

2 31/01/11 575786 SULISTIYONO HONDA GLP II'97
3 31/01/11 575787 HERAWATI YAMAHA 5MX'05
4 31/01/11 575785 PUDJI ASTUTI HONDA NNF125 D'03
 5 19/01/11 575588 SOFIAN HONDA NF100SL'06
6 6/1/2011 575581 DENNY NOVIANTO HONDA NF100 LD'04
7 11/1/2011 575725 ANDRI SETIAWAN YAMAHA 5D9'09
8 31/01/11 575792 SEPTA INTAN CHRISTANTI YAMAHA T105 ERD'06
9 31/01/11 575790 IMAM FAUZI YAMAHA 4D7'08
10 28/01/11 575594 ANIK PURWANI YAMAHA AL115S'06
11 24/01/11 575773 KHOIRIYAH YAMAHA 4D7'07
12 5/1/2011 575580 SURIATUN YAMAHA 2S6'08
13 13/01/11 575586 ALBERTUS DJOYO SUSENO HONDA GLP III'03

1 13/01/11 575589 TRIANA SUZUKI FD110 XCSD'03

2 10/1/2011 575768 AFRIYANTO HONDAN NF100 TD'07

1 27/01/11 575593 SITI MAHMUDAH YAMAHA R110'07

2 12/1/2011 575585 MUSKAN HONDA NF125 D'04
3 12/1/2011 575726 ADJI NINDYO BROTO YAMAHA T105 ERD'05
4 26/01/11 575777 JULIANTO WIDODO HONDA NF100 SLD'07
5 27/01/11 575780 YUSTINUS SETIAWAN HONDA NF125SD'07
6 7/1/2011 575584 MURYATI HONDA GLPIII'03

1 10/1/2011 575723 M.AGUNG KUNCORO HONDA NF100D'02

NOTE:
ADM CABANG SUDAH SESUAI DENGAN KEBIJAKAN
TOTAL KONSUMEN = 47
BUAT OLEH

)
LAMA ADM
NILAI CAIR SELISIH
ANGS CABANG KEBIJAKAN
6 1,500,000 400,000 400,000 0
6 1,800,000 400,000 400,000 0
6 2,000,000 400,000 400,000 0
6 2,500,000 400,000 400,000 0

12 1,500,000 400,000 400,000 0

12 1,500,000 400,000 400,000 0
12 1,700,000 400,000 400,000 0
12 1,700,000 400,000 400,000 0
12 1,800,000 400,000 400,000 0
12 2,000,000 400,000 400,000 0
12 2,000,000 400,000 400,000 0
12 2,000,000 400,000 400,000 0
12 2,000,000 400,000 400,000 0
12 2,000,000 400,000 400,000 0
12 2,200,000 400,000 400,000 0
12 2,300,000 400,000 400,000 0
12 2,500,000 400,000 400,000 0
12 2,500,000 400,000 400,000 0

15 2,000,000 450,000 450,000 0

15 2,000,000 450,000 450,000 0
15 2,100,000 450,000 450,000 0
15 2,500,000 450,000 450,000 0
15 2,500,000 450,000 450,000 0

18 2,100,000 450,000 450,000 0

6 3,000,000 400,000 400,000 0

12 2,700,000 400,000 400,000 0

12 2,700,000 400,000 400,000 0
12 2,900,000 400,000 400,000 0
12 3,000,000 400,000 400,000 0
12 3,200,000 400,000 400,000 0
12 3,300,000 400,000 400,000 0
12 3,500,000 400,000 400,000 0
12 3,500,000 400,000 400,000 0
12 3,500,000 400,000 400,000 0
12 4,000,000 400,000 400,000 0
12 4,000,000 400,000 400,000 0
12 4,500,000 400,000 400,000 0
12 4,500,000 400,000 400,000 0

15 2,600,000 450,000 450,000 0

15 3,100,000 450,000 450,000 0

18 3,000,000 450,000 450,000 0

18 3,200,000 450,000 450,000 0
18 3,500,000 450,000 450,000 0
18 3,500,000 450,000 450,000 0
18 3,700,000 450,000 450,000 0
18 4,500,000 450,000 450,000 0

24 3,500,000 500,000 500,000 0

DISET

(
PT. KRESNA REKSA FINANCE
LAPORAN SALES PER SUMBER ORDER
CABANG SEMARANG
JANUARI 2011
ADM MOBIL

TGL NAMA NAMA

NO. PSB
JUAL KONSUMEN BARANG
1 5/1/2011 575224 TUMINAH MITSUBISHI T120SS'97
2 24/01/11 575239 MOHAMAD RIDLWAN DAIHATSU S89'91
3 28/01/11 575241 SUMADI SUZUKI SH (4X2)'91

1 10/1/2011 575235 AGUS MULYONO DAIHATSU S88'88

2 27/01/11 575240 YANI RISMAWATI DAIHATSU G10'85
3 20/01/11 575238 WIWIK BUDI LESTARI DAIHATSU S89'91

1 10/1/2011 575236 RUMIATI SUZUKI ST.130'91

2 10/1/2011 575234 FY.HERU KUSDIYATMANTO,IR DAIHATSU G102'91

NOTE:
ADM CABANG SUDAH SESUAI DENGAN KEBIJAKAN
TOTAL KONSUMEN = 8
BUAT OLEH

)
LAMA ADM
NILAI CAIR SELISIH
ANGS CABANG KEBIJAKAN
12 5,000,000 600,000 600,000 0
12 6,500,000 600,000 600,000 0
12 10,000,000 600,000 600,000 0

18 6,500,000 700,000 700,000 0

18 6,500,000 700,000 700,000 0
18 7,000,000 700,000 700,000 0

24 11,500,000 700,000 700,000 0

24 14,000,000 700,000 700,000 0
DISETU

(
PT. KRESNA REKSA FINANCE
LAPORAN SALES PER SUMBER ORDER
CABANG SEMARANG
JANUARI 2011
RATE MOTOR

TGL NAMA
NO. PSB JENIS MOTOR
JUAL KONSUMEN
1 12/1/2011 575726 ADJI NINDYO BROTO YAMAHA T105 ERD'05
2 26/01/11 575777 JULIANTO WIDODO HONDA NF100 SLD'07
3 19/01/11 575588 SOFIAN HONDA NF100SL'06
4 7/1/2011 575584 MURYATI HONDA GLPIII'03
5 6/1/2011 575581 DENNY NOVIANTO HONDA NF100 LD'04
6 10/1/2011 575768 AFRIYANTO HONDAN NF100 TD'07
7 31/01/11 575784 SUSY HARJAYANTI HONDA NF100'03
8 11/1/2011 575725 ANDRI SETIAWAN YAMAHA 5D9'09
9 31/01/11 575792 SEPTA INTAN CHRISTANTI YAMAHA T105 ERD'06
10 31/01/11 575790 IMAM FAUZI YAMAHA 4D7'08
11 14/01/11 575769 BONNY HARYADI SUZUKI FD110 XCD'03

1 4/1/2011 575722 BAMBANG SUPRIYONO HONDA NF125 SD'06

2 14/01/11 575770 WIDIYATMOKO HONDA NF100'01

1 20/01/11 575590 PUJI RAHAYU SUZUKI FD110'02

2 28/01/11 575594 ANIK PURWANI YAMAHA AL115S'06
3 24/01/11 575773 KHOIRIYAH YAMAHA 4D7'07
4 24/01/11 575591 ARNAS SUBAIK HONDA C100'94
5 6/1/2011 575582 SUTOPO HONDA NF100 D'05
6 27/01/11 575774 SIGIT HERBAYU PAMUNGKAS HONDA NF125'04
7 31/01/11 575786 SULISTIYONO HONDA GLP II'97
8 27/01/11 575780 YUSTINUS SETIAWAN HONDA NF125SD'07
9 5/1/2011 575580 SURIATUN YAMAHA 2S6'08
10 13/01/11 575586 ALBERTUS DJOYO SUSENO HONDA GLP III'03
11 31/01/11 575787 HERAWATI YAMAHA 5MX'05
12 31/01/11 575785 PUDJI ASTUTI HONDA NNF125 D'03
13 26/01/11 575779 SUMARDIYANA,S.PD SUZUKI FD110 XCSD'05
14 24/01/11 575729 ARIK KURNIAWAN YAMAHA V110 ZHE'03
15 13/01/11 575589 TRIANA SUZUKI FD110 XCSD'03
16 27/01/11 575593 SITI MAHMUDAH YAMAHA R110'07
17 11/1/2011 575724 SRI NURUL QOMARIYAH HONDA C100'97
18 28/01/11 575782 DWI YULIANI SUZUKI FD110'01
19 27/01/11 575781 TITIK RESTININGSIH HONDA NF100'99
20 17/01/11 575727 SUBANDI YAMAHA 5LM'01
21 26/01/11 575776 KAHARTO SUZUKI FD110'02
 22 10/1/2011 575583 SURINI HINDA NF100'00
23 11/1/2011 575767 LIDYA LINDIAWATI A HONDA NF100'00
24 12/1/2011 575585 MUSKAN HONDA NF125 D'04
25 25/01/11 575775 TASMINI HONDA C100'95
26 20/01/11 575771 ANANG PREHATMOKO HONDA C100'95
27 28/01/11 575783 KENDAH PUJI HARSONO YAMAHA T105 E'00
28 31/01/11 575791 ANI HARTINI HAONDA C100'97
29 21/01/11 575772 PARNINGSIH HONDA C100'96
30 6/1/2011 575766 SRI MULYANI HONDA C100'99
31 26/01/11 575778 JOKO NGATINO HONDA C100'95
32 31/01/11 575788 MIMIEN SUMIYATI HONDA C100'94
33 10/1/2011 575723 M.AGUNG KUNCORO HONDA NF100D'02
34 31/01/11 575595 JUNAIDI HONDA NF100'03

NOTE:
RATE CABANG > RATE KEBIJAKAN : 34 KONSUMEN
RATE CABANG < RATE KEBIJAKAN :11 KONSUMEN
RATE CABANG = RATE KEBIJAKAN : 2 KONSUMEN
TOTAL KONSUMEN = 47

UNTUK YANG DI BLOK KUNING TOLONG DI CEK DI TABEL RATE, TENOR 3 & 6 BULAN CAIR >= 2.5 JUTA TIDAK DIATU
BUAT OLEH

)
LAMA BUNGA
NILAI CAIR ANGSURAN SELISIH
ANGS CABANG KEBIJAKAN
18 3,500,000 322,000 38.84 39.00 -0.16
18 3,500,000 322,000 38.84 39.00 -0.16
12 3,200,000 392,000 25.13 25.25 -0.12
18 4,500,000 404,000 38.89 39.00 -0.11
12 3,300,000 403,000 25.15 25.25 -0.1
15 3,100,000 331,000 32.4 32.50 -0.1
6 2,000,000 481,000 15.43 15.50 -0.07
12 3,500,000 425,000 25.19 25.25 -0.06
12 3,500,000 425,000 25.19 25.25 -0.06
12 3,500,000 425,000 25.19 25.25 -0.06
6 1,800,000 441,000 15.47 15.50 -0.03

12 2,500,000 318,000 26 26.00 0

12 2,500,000 318,000 26 26.00 0

6 2,500,000 582,000 15.51 15.50 0.01

12 4,000,000 480,000 25.28 25.25 0.03
12 4,000,000 480,000 25.28 25.25 0.03
6 1,500,000 381,000 15.55 15.50 0.05
6 3,000,000 683,000 15.57 15.50 0.07
12 2,700,000 338,000 25.33 25.25 0.08
12 2,700,000 338,000 25.33 25.25 0.08
18 3,700,000 339,000 39.08 39.00 0.08
12 4,500,000 535,000 25.35 25.25 0.1
12 4,500,000 535,000 25.35 25.25 0.1
12 2,900,000 360,000 25.37 25.25 0.12
12 3,000,000 371,000 25.38 25.25 0.13
12 2,300,000 303,000 28.69 26.00 2.69
12 2,200,000 292,000 28.79 26.00 2.79
15 2,600,000 291,000 35.32 32.50 2.82
18 3,000,000 288,000 42.01 39.00 3.01
12 2,000,000 270,000 29.03 26.00 3.03
12 2,000,000 270,000 29.03 26.00 3.03
12 2,000,000 270,000 29.03 26.00 3.03
12 2,000,000 270,000 29.03 26.00 3.03
12 2,000,000 270,000 29.03 26.00 3.03
 15 2,500,000 282,000 35.58 32.50 3.08
15 2,500,000 282,000 35.58 32.50 3.08
18 3,200,000 305,000 42.11 39.00 3.11
12 1,800,000 248,000 29.3 26.00 3.3
12 1,700,000 237,000 29.46 26.00 3.46
12 1,700,000 237,000 29.46 26.00 3.46
15 2,000,000 235,000 36.14 32.50 3.64
15 2,000,000 235,000 36.14 32.50 3.64
15 2,100,000 245,000 36.32 32.50 3.82
12 1,500,000 215,000 29.83 26.00 3.83
12 1,500,000 215,000 29.83 26.00 3.83
24 3,500,000 279,000 56.85 53.00 3.85
18 2,100,000 215,000 43.55 39.00 4.55

N CAIR >= 2.5 JUTA TIDAK DIATUR PROSENTASE RATENYA. APA ADA PENYIMPANGAN UNTUK [PERHITUNGAN DIATAS?
DISET

(
 PT. KRESNA REKSA FINANCE
LAPORAN SALES PER SUMBER ORDER
CABANG SEMARANG
JANUARI 2011
RATE MOBIL

TGL NAMA
NO. PSB
JUAL KONSUMEN
Hitung Angs Di bawah 1 5/1/2011 575224 TUMINAH
2 10/1/2011 575234 FY.HERU KUSDIYATMANTO,IR
3 10/1/2011 575236 RUMIATI

1 10/1/2011 575235 AGUS MULYONO

2 27/01/11 575240 YANI RISMAWATI

1 24/01/11 575239 MOHAMAD RIDLWAN

2 28/01/11 575241 SUMADI
3 20/01/11 575238 WIWIK BUDI LESTARI

NOTE:
RATE CABANG > RATE KEBIJAKAN : 3 KONSUMEN
RATE CABANG < RATE KEBIJAKAN :3 KONSUMEN
RATE CABANG = RATE KEBIJAKAN : 2 KONSUMEN
TOTAL KONSUMEN = 8

Cara Menghitung Angsuran

Harga Pencairan 5 juta
5000.000 + 20% x 3% = Asuransi
Asuransi + Administrasi 1 THn 600.000 + Pencairan 5.000.000 x Rate 5.000.000 (1.2525) : Tenor 5.0
Hasilnya = 616,228 pembulatan = 616.000

Mari Kita Hitung Bersama Sama

Cara Penghitungannya beda atau sama
BUAT OLEH

)
 NAMA LAMA BUNGA
ANGSURAN NILAI CAIR SELISIH
BARANG ANGS CABANG KEBIJAKAN
MITSUBISHI T120SS'97 12 616,000 5,000,000 25.2 25.25 -0.05 Pakai Rate Mobil 25.25%
DAIHATSU G102'91 24 992,000 14,000,000 48.95 49.00 -0.05 Pakai Rate Mobil 49.00%
SUZUKI ST.130'91 24 823,000 11,500,000 48.99 49.00 -0.01 Pakai Rate Mobil 49.00%

DAIHATSU S88'88 18 596,000 6,500,000 39 39.00 0 Pakai Rate Mobil 39%

DAIHATSU G10'85 18 596,000 6,500,000 39 39.00 0 Pakai Rate Mobil 39%

DAIHATSU S89'91 12 782,000 6,500,000 25.26 25.25 0.01 Pakai Rate Mobil 25.25%
SUZUKI SH (4X2)'91 12 1,169,000 10,000,000 25.29 25.25 0.04 Pakai Rate Mobil 25.25%
DAIHATSU S89'91 18 638,000 7,000,000 39.08 39.00 0.08 Pakai Rate Mobil 39%

00 x Rate 5.000.000 (1.2525) : Tenor 5.000.000 ( 11.748 )

DISETU

(
Pakai Rate Mobil 25.25%
Pakai Rate Mobil 49.00%
Pakai Rate Mobil 49.00%

Pakai Rate Mobil 39%

Pakai Rate Mobil 39%

Pakai Rate Mobil 25.25%

Pakai Rate Mobil 25.25%
Pakai Rate Mobil 39%
PT. KRESNA REKSA FINANCE
LAPORAN SALES PER SUMBER ORDER
CABANG SEMARANG
JANUARI 2011
ASS MOTOR

TGL NAMA
NO. PSB JENIS MOTOR
JUAL KONSUMEN
1 20/01/11 575590 PUJI RAHAYU SUZUKI FD110'02
2 6/1/2011 575582 SUTOPO HONDA NF100 D'05
3 24/01/11 575591 ARNAS SUBAIK HONDA C100'94
4 14/01/11 575769 BONNY HARYADI SUZUKI FD110 XCD'03
5 31/01/11 575784 SUSY HARJAYANTI HONDA NF100'03

1 5/1/2011 575580 SURIATUN YAMAHA 2S6'08

2 6/1/2011 575581 DENNY NOVIANTO HONDA NF100 LD'04
3 13/01/11 575586 ALBERTUS DJOYO SUSENO HONDA GLP III'03
4 28/01/11 575594 ANIK PURWANI YAMAHA AL115S'06
5 4/1/2011 575722 BAMBANG SUPRIYONO HONDA NF125 SD'06
6 11/1/2011 575724 SRI NURUL QOMARIYAH HONDA C100'97
7 11/1/2011 575725 ANDRI SETIAWAN YAMAHA 5D9'09
8 24/01/11 575729 ARIK KURNIAWAN YAMAHA V110 ZHE'03
9 14/01/11 575770 WIDIYATMOKO HONDA NF100'01
10 24/01/11 575773 KHOIRIYAH YAMAHA 4D7'07
11 27/01/11 575774 SIGIT HERBAYU PAMUNGKAS HONDA NF125'04
12 26/01/11 575778 JOKO NGATINO HONDA C100'95
13 28/01/11 575782 DWI YULIANI SUZUKI FD110'01
14 31/01/11 575785 PUDJI ASTUTI HONDA NNF125 D'03
15 31/01/11 575787 HERAWATI YAMAHA 5MX'05
16 31/01/11 575788 MIMIEN SUMIYATI HONDA C100'94
17 31/01/11 575792 SEPTA INTAN CHRISTANTI YAMAHA T105 ERD'06
18 27/01/11 575781 TITIK RESTININGSIH HONDA NF100'99
19 19/01/11 575588 SOFIAN HONDA NF100SL'06
20 17/01/11 575727 SUBANDI YAMAHA 5LM'01
21 20/01/11 575771 ANANG PREHATMOKO HONDA C100'95
22 25/01/11 575775 TASMINI HONDA C100'95
23 26/01/11 575776 KAHARTO SUZUKI FD110'02
24 26/01/11 575779 SUMARDIYANA,S.PD SUZUKI FD110 XCSD'05
25 28/01/11 575783 KENDAH PUJI HARSONO YAMAHA T105 E'00
26 31/01/11 575786 SULISTIYONO HONDA GLP II'97
27 31/01/11 575790 IMAM FAUZI YAMAHA 4D7'08

1 10/1/2011 575583 SURINI HINDA NF100'00

2 13/01/11 575589 TRIANA SUZUKI FD110 XCSD'03
 3 6/1/2011 575766 SRI MULYANI HONDA C100'99
4 11/1/2011 575767 LIDYA LINDIAWATI A HONDA NF100'00
5 31/01/11 575791 ANI HARTINI HAONDA C100'97
6 10/1/2011 575768 AFRIYANTO HONDAN NF100 TD'07
7 21/01/11 575772 PARNINGSIH HONDA C100'96

1 7/1/2011 575584 MURYATI HONDA GLPIII'03

2 12/1/2011 575726 ADJI NINDYO BROTO YAMAHA T105 ERD'05
3 12/1/2011 575585 MUSKAN HONDA NF125 D'04
4 27/01/11 575593 SITI MAHMUDAH YAMAHA R110'07
5 31/01/11 575595 JUNAIDI HONDA NF100'03
6 26/01/11 575777 JULIANTO WIDODO HONDA NF100 SLD'07
7 27/01/11 575780 YUSTINUS SETIAWAN HONDA NF125SD'07

1 10/1/2011 575723 M.AGUNG KUNCORO HONDA NF100D'02

NOTE:
SUDAH SESUAI DGN KEBIJAKAN
BUAT OLEH

)
LAMA PERTANGGUNGAN
NILAI CAIR ASSURANSI RATE BIJAK PREMI ASS SELISIH
ANGS ASS
6 2,500,000 45,000 3,000,000 1.50% 45,000 0
6 3,000,000 54,000 3,600,000 1.50% 54,000 0
6 1,500,000 27,000 1,800,000 1.50% 27,000 0
6 1,800,000 32,400 2,160,000 1.50% 32,400 0
6 2,000,000 36,000 2,400,000 1.50% 36,000 0

12 4,500,000 113,400 5,400,000 2.10% 113,400 0

12 3,300,000 83,160 3,960,000 2.10% 83,160 0
12 4,500,000 113,400 5,400,000 2.10% 113,400 0
12 4,000,000 100,800 4,800,000 2.10% 100,800 0
12 2,500,000 63,000 3,000,000 2.10% 63,000 0
12 2,000,000 50,400 2,400,000 2.10% 50,400 0
12 3,500,000 88,200 4,200,000 2.10% 88,200 0
12 2,200,000 55,440 2,640,000 2.10% 55,440 0
12 2,500,000 63,000 3,000,000 2.10% 63,000 0
12 4,000,000 100,800 4,800,000 2.10% 100,800 0
12 2,700,000 68,040 3,240,000 2.10% 68,040 0
12 1,500,000 37,800 1,800,000 2.10% 37,800 0
12 2,000,000 50,400 2,400,000 2.10% 50,400 0
12 3,000,000 75,600 3,600,000 2.10% 75,600 0
12 2,900,000 73,080 3,480,000 2.10% 73,080 0
12 1,500,000 37,800 1,800,000 2.10% 37,800 0
12 3,500,000 88,200 4,200,000 2.10% 88,200 0
12 2,000,000 50,400 2,400,000 2.10% 50,400 0
12 3,200,000 80,640 3,840,000 2.10% 80,640 0
12 2,000,000 50,400 2,400,000 2.10% 50,400 0
12 1,700,000 42,840 2,040,000 2.10% 42,840 0
12 1,800,000 45,360 2,160,000 2.10% 45,360 0
12 2,000,000 50,400 2,400,000 2.10% 50,400 0
12 2,300,000 57,960 2,760,000 2.10% 57,960 0
12 1,700,000 42,840 2,040,000 2.10% 42,840 0
12 2,700,000 68,040 3,240,000 2.10% 68,040 0
12 3,500,000 88,200 4,200,000 2.10% 88,200 0

15 2,500,000 96,000 3,000,000 3.20% 96,000 0

15 2,600,000 99,840 3,120,000 3.20% 99,840 0
15 2,100,000 80,640 2,520,000 3.20% 80,640 0
15 2,500,000 96,000 3,000,000 3.20% 96,000 0
15 2,000,000 76,800 2,400,000 3.20% 76,800 0
15 3,100,000 119,040 3,720,000 3.20% 119,040 0
15 2,000,000 76,800 2,400,000 3.20% 76,800 0

18 4,500,000 172,800 5,400,000 3.20% 172,800 0

18 3,500,000 134,400 4,200,000 3.20% 134,400 0
18 3,200,000 122,880 3,840,000 3.20% 122,880 0
18 3,000,000 115,200 3,600,000 3.20% 115,200 0
18 2,100,000 80,640 2,520,000 3.20% 80,640 0
18 3,500,000 134,400 4,200,000 3.20% 134,400 0
18 3,700,000 142,080 4,440,000 3.20% 142,080 0

24 3,500,000 168,000 4,200,000 4.00% 168,000 0

DISET

(
PT. KRESNA REKSA FINANCE
LAPORAN SALES PER SUMBER ORDER
CABANG SEMARANG
JANUARI 2011
ASS MOBIL

TGL NAMA NAMA

NO. PSB
JUAL KONSUMEN BARANG
1 5/1/2011 575224 TUMINAH MITSUBISHI T120SS'97
3 24/01/11 575239 MOHAMAD RIDLWAN DAIHATSU S89'91
5 28/01/11 575241 SUMADI SUZUKI SH (4X2)'91

2 20/01/11 575238 WIWIK BUDI LESTARI DAIHATSU S89'91

1 10/1/2011 575235 AGUS MULYONO DAIHATSU S88'88
4 27/01/11 575240 YANI RISMAWATI DAIHATSU G10'85

2 10/1/2011 575236 RUMIATI SUZUKI ST.130'91

1 10/1/2011 575234 FY.HERU KUSDIYATMANTO,IR DAIHATSU G102'91

NOTE:
SUDAH SESUAI DGN KEBIJAKAN
BUAT OLEH

)
LAMA PERTANGGUNGAN PERTANGGUNGAN
NILAI CAIR ASSURANSI RATE BIJAKPREMI ASS
ANGS ASS ASS
12 5,000,000 180,000 6,000,000 1,000,000 3.00% 180,000
12 6,500,000 234,000 7,800,000 1,300,000 3.00% 234,000
12 10,000,000 360,000 12,000,000 2,000,000 3.00% 360,000

18 7,000,000 378,000 8,400,000 1,400,000 4.50% 378,000

18 6,500,000 351,000 7,800,000 1,300,000 4.50% 351,000
18 6,500,000 351,000 7,800,000 1,300,000 4.50% 351,000

24 11,500,000 786,600 13,800,000 2,300,000 5.70% 786,600

24 14,000,000 957,600 16,800,000 2,800,000 5.70% 957,600
DISETU

(
SELISIH

0
0
0

0
0
0

0
0
PT. KRESNA REKSA FINANCE
LAPORAN SALES PER SUMBER ORDER
CABANGSEMARANG
JANUARI 2011

KONSUMEN RO
SUMBER TANGGAL NAMA LAMA NILAI HARGA % KETERANGAN DARI CABANG SEMARANG
NO. PSB JENIS MOTOR PATOKAN SELISIH
ORDER JUAL KONSUMEN ANGS CAIR OTR CAIR
1 2 4/1/2011 575722 BAMBANG SUPRIYONO HONDA NF125 SD'06 12 2,500,000 8,000,000 31.25% 60.00% -28.75% Pencairan RO tdk 60 % dr OTR karena :
2 2 26/01/11 575778 JOKO NGATINO HONDA C100'95 12 1,500,000 4,000,000 37.50% 60.00% -22.50% 1. Lihat Kondisi Motor
3 2 11/1/2011 575725 ANDRI SETIAWAN YAMAHA 5D9'09 12 3,500,000 9,200,000 38.04% 60.00% -21.96% 2. Lihat Pembayaran Angsuran Sebelumnya
4 2 11/1/2011 575724 SRI NURUL QOMARIYAH HONDA C100'97 12 2,000,000 5,000,000 40.00% 60.00% -20.00% 3. Keinginan Konsumen untuk pencairan senilai segitu
5 2 31/01/11 575788 MIMIEN SUMIYATI HONDA C100'94 12 1,500,000 3,500,000 42.86% 60.00% -17.14% 4. Surveyor Tidak Berani Pencairan terlalu besar
6 2 5/1/2011 575580 SURIATUN YAMAHA 2S6'08 12 4,500,000 10,400,000 43.27% 60.00% -16.73%
7 2 10/1/2011 575583 SURINI HINDA NF100'00 15 2,500,000 5,750,000 43.48% 60.00% -16.52%
8 2 11/1/2011 575767 LIDYA LINDIAWATI A HONDA NF100'00 15 2,500,000 5,750,000 43.48% 60.00% -16.52%
9 2 6/1/2011 575766 SRI MULYANI HONDA C100'99 15 2,100,000 4,750,000 44.21% 60.00% -15.79%
10 2 31/01/11 575791 ANI HARTINI HAONDA C100'97 15 2,000,000 4,500,000 44.44% 60.00% -15.56%
11 2 28/01/11 575594 ANIK PURWANI YAMAHA AL115S'06 12 4,000,000 8,500,000 47.06% 60.00% -12.94%
12 2 7/1/2011 575584 MURYATI HONDA GLPIII'03 18 4,500,000 9,500,000 47.37% 60.00% -12.63%
13 2 13/01/11 575586 ALBERTUS DJOYO SUSENO HONDA GLP III'03 12 4,500,000 9,500,000 47.37% 60.00% -12.63%
14 2 27/01/11 575774 SIGIT HERBAYU PAMUNGKAS HONDA NF125'04 12 2,700,000 5,500,000 49.09% 60.00% -10.91%
15 2 28/01/11 575782 DWI YULIANI SUZUKI FD110'01 12 2,000,000 3,900,000 51.28% 60.00% -8.72%
16 2 31/01/11 575787 HERAWATI YAMAHA 5MX'05 12 2,900,000 5,600,000 51.79% 60.00% -8.21%
17 2 20/01/11 575590 PUJI RAHAYU SUZUKI FD110'02 6 2,500,000 4,700,000 53.19% 60.00% -6.81%
18 2 14/01/11 575770 WIDIYATMOKO HONDA NF100'01 12 2,500,000 4,700,000 53.19% 60.00% -6.81%
19 2 12/1/2011 575726 ADJI NINDYO BROTO YAMAHA T105 ERD'05 18 3,500,000 6,500,000 53.85% 60.00% -6.15%
20 2 31/01/11 575792 SEPTA INTAN CHRISTANTI YAMAHA T105 ERD'06 12 3,500,000 6,500,000 53.85% 60.00% -6.15%
21 2 10/1/2011 575723 M.AGUNG KUNCORO HONDA NF100D'02 24 3,500,000 6,250,000 56.00% 60.00% -4.00%
22 2 24/01/11 575773 KHOIRIYAH YAMAHA 4D7'07 12 4,000,000 7,000,000 57.14% 60.00% -2.86%
23 2 31/01/11 575785 PUDJI ASTUTI HONDA NNF125 D'03 12 3,000,000 5,200,000 57.69% 60.00% -2.31%
24 2 13/01/11 575589 TRIANA SUZUKI FD110 XCSD'03 15 2,600,000 4,400,000 59.09% 60.00% -0.91%

1 2 6/1/2011 575581 DENNY NOVIANTO HONDA NF100 LD'04 12 3,300,000 5,500,000 60.00% 60.00% 0.00%

1 2 24/01/11 575729 ARIK KURNIAWAN YAMAHA V110 ZHE'03 12 2,200,000 3,300,000 66.67% 60.00% 6.67% Kebutuhan Konsumen pencairan senilai 2.200.000 dan Marketing be
PT. KRESNA REKSA FINANCE
LAPORAN SALES PER SUMBER ORDER
CABANSEMARANG
JANUARI 2011

KONSUMEN RO
SUMBER TANGGAL NAMA NAMA LAMA HARGA NILAI % KETERANGAN DARI CABANG SEMARANG
NO. PSB PATOKAN SELISIH
ORDER JUAL KONSUMEN BARANG ANGS OTR CAIR CAIR
1 2 5/1/2011 575224 TUMINAH MITSUBISHI T120SS'97 12 18,000,000 5,000,000 27.78% 60.00% -32.22% Pencairan RO tdk 60 % dr OTR karena :
2 2 20/01/11 575238 WIWIK BUDI LESTARI DAIHATSU S89'91 18 18,000,000 7,000,000 38.89% 60.00% -21.11% 1. Lihat Kondisi Motor
2. Lihat Pembayaran Angsuran Sebelumnya
KONSUMEN BARU 3. Keinginan Konsumen untuk pencairan senilai segitu
1 6 10/1/2011 575235 AGUS MULYONO DAIHATSU S88'88 18 20,000,000 6,500,000 32.50% 60.00% -27.50% 4. Surveyor Tidak Berani Pencairan terlalu besar
2 6 10/1/2011 575236 RUMIATI SUZUKI ST.130'91 24 30,000,000 11,500,000 38.33% 50.00% -11.67%
3 6 24/01/11 575239 MOHAMAD RIDLWAN DAIHATSU S89'91 12 20,000,000 6,500,000 32.50% 50.00% -17.50% Pencairan Konsumen Baru tdk 50 % dr OTR karena :
4 6 27/01/11 575240 YANI RISMAWATI DAIHATSU G10'85 18 20,000,000 6,500,000 32.50% 50.00% -17.50% 1. Lihat Kondisi Motor
5 6 28/01/11 575241 SUMADI SUZUKI SH (4X2)'91 12 30,000,000 10,000,000 33.33% 50.00% -16.67% 2. Keinginan Konsumen untuk pencairan senilai segitu
6 9 10/1/2011 575234 FY.HERU KUSDIYATMANTO,IR DAIHATSU G102'91 24 35,000,000 14,000,000 40.00% 50.00% -10.00% 3. Surveyor Tidak Berani Pencairan terlalu besar

NOTE:
NILAI CAIR KONSUMEN RO > 60 % = 0 KONSUMEN1 6E+05 TUMINAH
NILAI CAIR KONSUMEN RO < 60 % = 2 KONSUMEN 6E+05 WIWIK BUDI LESTARI
NILAI CAIR KONSUMEN RO = 60 % = 0 KONSUMEN

NILAI CAIR KONSUMEN BARU > 50 % = 0 KONSUMEN

NILAI CAIR KONSUMEN BARU < 50 % = 6 KONSUMEN
NILAI CAIR KONSUMEN BARU = 50 % = 0 KONSUMEN
PT. KRESNA REKSA FINANCE
CABANG SEMARANG
JANUARI 2011
OTR MOTOR

TANGGAL NAMA
NO. PSB JENIS MOTOR
JUAL KONSUMEN
1 575788 31/01/11 MIMIEN SUMIYATI HONDA C100'94
575591 24/01/11 ARNAS SUBAIK HONDA C100'94

2 575784 31/01/11 SUSY HARJAYANTI HONDA NF100'03

575595 31/01/11 JUNAIDI HONDA NF100'03

3 575776 26/01/11 KAHARTO SUZUKI FD110'02

575590 20/01/11 PUJI RAHAYU SUZUKI FD110'02

PT. KRESNA REKSA FINANCE

CABANG SEMARANG
JANUARI 2011
OTR MOBIL

TANGGAL NAMA NAMA

NO. PSB
JUAL KONSUMEN BARANG
1 575238 20/01/11 WIWIK BUDI LESTARI DAIHATSU S89'91
575239 24/01/11 MOHAMAD RIDLWAN DAIHATSU S89'91
BUAT OLEH

)
LAMA OTR
SELISIH
ANGS CABANG KEBIJAKAN
12 3,500,000 - 3,500,000 Menggunakan Plafon Baru
6 4,250,000 - 4,250,000 Menggunakan Plafon Lama ( Kudus )

6 5,100,000 6,000,000 -900,000 Menggunakan Plafon Baru

18 5,600,000 6,000,000 -400,000 Menggunakan Plafon Lama ( Kudus )

12 4,200,000 4,200,000 0 Menggunakan Plafon Baru

6 4,700,000 4,200,000 500,000 Menggunakan Plafon Lama ( Kudus )

LAMA OTR
SELISIH
ANGS CABANG KEBIJAKAN
18 18,000,000 18,000,000 Lihat Harga Pasar Semarang Dan Kondisi Mobil
12 20,000,000 20,000,000 Lihat Harga Pasar Semarang Dan Kondisi Mobil