VOLUME
UNIT
5
1
1
3
Orang
Orang
Orang
Orang
Sub-Total
0.00%
0.00%
0.00%
0.00%
%
%
%
%
Sub-Total
0.00%
0.00%
0.00%
0.00%
%
%
%
%
Sub-Total
4 Biaya Operasional:
Listrik
Telpon
Suplai
Lain-lain
1
1
1
1
HARGA
PER-UNIT
1,500
1,000
800
Link
57,500
42,500
0
4,900
link
57,500
42,500
0
4,900
Lump Sum
Lump Sum
Lump Sum
Lump Sum
Sub-Total
GRAND TOTAL
500
500
150
100
Rp 000
TOTAL
HARGA
1,500
1,000
2,400
4,900
0
0
0
0
0
0
0
0
0
0
500
500
150
100
1,250
6,150
FORMULIR A
TEMPAT PEMANCINGAN IKAN
PERKIRAAN INVESTASI
NO.
KETERANGAN
I
Tanah
1 Biaya Pembelian Tanah
2 Biaya Pematengan Tanah
VOLUME
UNIT
Umur Ekonomis
(bulan)
Rp 000
TOTAL
HARGA
HARGA
PER-UNIT
60
60
m2
m2
Sub-Total
---
II Bangunan
1 Kontrak lahan + 5000 m2
2 Pembangunan kolam
1.00
1.00
Lump sum
Lump Sum
Sub-Total
12
36
50,000
50.00
35.00
1.00
1.00
1.00
Unit
m2
Unit
Unit
Unit
Sub-Total
36
36
36
36
36
250
IV Kendaraan
1. Mobil (kijang)
2. Motor Second
0.00
0.00
Unit
Unit
Sub-Total
60
60
V Legalitas
1. Biaya Perizinan
2. Royalty Fee
0.00
0.00
Lump Sum
Lump Sum
Sub-Total
12
12
TOTAL
7,500
750
250
2,500
1,000
0
0
0
50,000
7,500
57,500
12,500
26,250
250
2,500
1,000
42,500
0
0
0
0
0
0
100,000
FORMULIR C
TEMPAT PEMANCINGAN IKAN
KELOMPOK DAN PORSI PENJUALAN BARANG
NO.
KETERANGAN
Rp 000
PORSI
UNIT
1 Harga Jual (Rp)
Ikan
Porsi
7,500
HPP
70.00%
PENJUALAN
Rp / kg
PENJUALAN
Per-bulan
kg
15
Total Penjualan perbulan
112,500
112,500
%
112,500
Total Harga Pokok Barang
HPP
78,750
78,750
Nama Proyek
Nama File Komputer
ASUMSI
Keterangan
Kenaikan Harga Jual
Kenaikan Harga Pokok
Kenaikan Biaya Operasina
0.00% per-bulan
0.00% per-bulan
0.00% per-bulan
BULAN-1
BULAN-2 BULAN-3 BULAN-4 BULAN-5 BULAN-6 BULAN-7 BULAN-8 BULAN-9
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
70.00%
80.00%
90.00%
100.00%
105.00%
110.00%
115.00%
120.00%
125.00%
78,750
90,000
101,250
112,500
118,125
123,750
129,375
135,000
140,625
55,125
63,000
70,875
78,750
82,688
86,625
90,563
94,500
98,438
5,250
6,000
6,750
7,500
7,875
8,250
8,625
9,000
9,375
Rp 000
BULAN-10 BULAN-11 BULAN-12
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
100.00%
125.00%
125.00%
125.00%
140,625
140,625
140,625
98,438
98,438
98,438
9,375
9,375
9,375
\0 {paneloff}
/wgpe/wgrn/wgrm
LAMPIRAN-01
Masa
Investasi
88,980
73,683
85,487
100,765
117,831
138,652
161,261
185,657
55,125
63,000
70,875
78,750
82,688
86,625
90,563
94,500
0
144,105
0
136,683
0
156,362
0
179,515
0
200,518
0
225,277
0
251,824
0
280,157
100,000
100,000
(5,972)
94,028
100,000
(11,944)
88,056
100,000
(17,917)
82,083
100,000
(23,889)
76,111
100,000
(29,861)
70,139
100,000
(35,833)
64,167
100,000
(41,806)
58,194
100,000
(47,778)
52,222
100,000
238,133
224,739
238,445
255,626
270,657
289,444
310,018
332,380
50,000
50,000
55,125
82,343
137,468
35,438
74,857
110,294
39,375
67,371
106,746
43,313
59,885
103,197
43,313
52,399
95,711
45,281
44,913
90,194
47,250
37,427
84,677
49,219
29,941
79,160
50,000
0
50,000
89,829
10,836
100,665
89,829
24,616
114,445
89,829
41,871
131,699
89,829
62,600
152,429
89,829
85,117
174,946
89,829
109,421
199,250
89,829
135,513
225,341
89,829
163,391
253,220
100,000
0
238,133
0
224,739
0
238,445
0
255,626
0
270,657
0
289,444
0
310,018
0
332,380
0
Persediaan
Piutang
TOTAL
Harta Tetap:
Investasi
Akumulasi Penyusutan
Harta Bersih
Total Harta
Hutang & Modal
Hutang lancar:
- Hutang Dagang
- Pinjaman Bank
Modal:
Setoran Modal
Laba ditahan
Total Modal & Akumu. Keuntungan
Total Hutang dan Modal
100,000
LAMPIRAN-02
KETERANGAN
PENDAPATAN
A/R Collection
90,000
101,250
112,500
118,125
123,750
129,375
135,000
(55,125)
(4,900)
0
0
(1,250)
0
(61,275)
(35,438)
(55,125)
(4,900)
0
0
(1,250)
0
(96,713)
(39,375)
(35,438)
(4,900)
0
0
(1,250)
0
(80,963)
(43,313)
(39,375)
(4,900)
0
0
(1,250)
0
(88,838)
(43,313)
(43,313)
(4,900)
0
0
(1,250)
0
(92,775)
(45,281)
(43,313)
(4,900)
0
0
(1,250)
0
(94,744)
(47,250)
(45,281)
(4,900)
0
0
(1,250)
0
(98,681)
(49,219)
(47,250)
(4,900)
0
0
(1,250)
0
(102,619)
17,475
(6,713)
20,288
23,663
25,350
29,006
30,694
32,381
0
(57,500)
(42,500)
0
0
(100,000)
(7,486)
(7,486)
(7,486)
(7,486)
(7,486)
(7,486)
(7,486)
(7,486)
100,000
(667)
71,505
(1,098)
(8,584)
(998)
(8,484)
(898)
(8,384)
(798)
(8,284)
(699)
(8,185)
(599)
(8,085)
(499)
(7,985)
88,980
(15,296)
11,803
15,278
17,066
20,822
22,609
24,396
KAS AWAL
KAS AKHIR
0
0
0
88,980
88,980
73,683
73,683
85,487
85,487
100,765
100,765
117,831
117,831
138,652
138,652
161,261
161,261
185,657
AKTIVITAS OPERASIONAL:
Pembelian Barang
- Tunai
- Kredit
Tenaga Kerja
Asuransi & Kesehatan:
Perbaikan & Pemeliharaan:
Biaya Operasional:
Pajak PPh
89,829
50,000
39,829
KREDIT BANK
89,829
50,000
39,829
(89,829)
LAMPIRAN-03
KETERANGAN
Penjualan
Harga Pokok Penjualan
Keuntungan Kotor
Biaya Operasional:
Tenaga Kerja
Asuransi & Kesehatan:
Perbaikan & Pemeliharaan:
Biaya Operasional:
Biaya Penyusutan:
Bangunan
8.33%
Mesin & Perlengkapan
2.78%
Kendaraan
1.67%
Legalitas
8.33%
TOTAL BIAYA OPERASIONAL
Pendapatan Operasional
Biaya Bunga
TOTAL
Pendapatan Sebelum Pajak
Pajak PPh
Laba (Rugi Bersih)
Dividen
Akumulasi Keuntungan
perbulan
1.33%
0.00%
(4,900)
0
0
(1,250)
(4,900)
0
0
(1,250)
(4,900)
0
0
(1,250)
(4,900)
0
0
(1,250)
(4,900)
0
0
(1,250)
(4,900)
0
0
(1,250)
(4,900)
0
0
(1,250)
(4,900)
0
0
(1,250)
(4,792)
(1,181)
0
0
(12,122)
(4,792)
(1,181)
0
0
(12,122)
(4,792)
(1,181)
0
0
(12,122)
(4,792)
(1,181)
0
0
(12,122)
(4,792)
(1,181)
0
0
(12,122)
(4,792)
(1,181)
0
0
(12,122)
(4,792)
(1,181)
0
0
(12,122)
(4,792)
(1,181)
0
0
(12,122)
11,503
14,878
18,253
21,628
23,315
25,003
26,690
28,378
(667)
(667)
(1,098)
(1,098)
(998)
(998)
(898)
(898)
(798)
(798)
(699)
(699)
(599)
(599)
(499)
(499)
10,836
0
10,836
0
13,780
0
13,780
0
17,255
0
17,255
0
20,730
0
20,730
0
22,517
0
22,517
0
24,304
0
24,304
0
26,091
0
26,091
0
27,879
0
27,879
0
10,836
24,616
41,871
62,600
85,117
109,421
135,513
163,391
LAMPIRAN-04
Masa
Investasi
BULAN-1
BULAN-2
BULAN-3
BULAN-4
BULAN-5
BULAN-6
BULAN-7
BULAN-8
0
110,250
(55,125)
55,125
55,125
70,875
(63,000)
63,000
63,000
78,750
(70,875)
70,875
70,875
86,625
(78,750)
78,750
78,750
86,625
(82,688)
82,688
82,688
90,563
(86,625)
86,625
86,625
94,500
(90,563)
90,563
90,563
98,438
(94,500)
94,500
78,750
90,000
101,250
112,500
118,125
123,750
129,375
135,000
0
78,750
0
0
90,000
0
0
101,250
0
0
112,500
0
0
118,125
0
0
123,750
0
0
129,375
0
0
135,000
BULAN-1
BULAN-2
BULAN-3
BULAN-4
BULAN-5
BULAN-6
BULAN-7
BULAN-8
(100,000)
0
(79,658)
17,475
0
0
(6,713)
0
0
20,288
0
0
23,663
0
0
25,350
0
0
29,006
0
0
30,694
0
0
32,381
(100,000)
(62,183)
(6,713)
20,288
23,663
25,350
29,006
30,694
32,381
(100,000)
(79,658)
Penjualan:
Total Penjualan
Piutang (Credit Card)
- Awal
- Akhir
A/R Collection
LAMPIRAN-05
Payback Period
Total Investasi
Masa
Investasi
(100,000)
(100,000)
17,475
(62,183)
(162,183)
1
(6,713)
(6,713)
(168,895)
1
20,288
20,288
(148,608)
1
23,663
23,663
(124,945)
1
25,350
25,350
(99,595)
1
29,006
29,006
(70,589)
1
30,694
30,694
(39,895)
1
32,381
32,381
(7,514)
1
0
50,000
0.00%
144,105
137,468
104.83%
136,683
110,294
123.93%
156,362
106,746
146.48%
179,515
103,197
173.95%
200,518
95,711
209.50%
225,277
90,194
249.77%
251,824
84,677
297.39%
280,157
79,160
353.91%
0
100,000
0.00%
11,503
172,172
6.68%
14,878
164,686
9.03%
18,253
157,200
11.61%
21,628
149,714
14.45%
23,315
142,228
16.39%
25,003
134,742
18.56%
26,690
127,256
20.97%
28,378
119,770
23.69%
0
50,000
0.00%
10,836
89,829
12.06%
13,780
89,829
15.34%
17,255
89,829
19.21%
20,730
89,829
23.08%
22,517
89,829
25.07%
24,304
89,829
27.06%
26,091
89,829
29.05%
27,879
89,829
31.04%
bulan
Rasio Keuangan:
Likuiditas - Harta Lancar (A)
- Hutang Lancar (B)
A/B x 100%
R. O. I.
R. O. E.
Rp 000
BULAN-9 BULAN-10 BULAN-11 BULAN-12
211,841
238,124
266,476
294,931
98,438
98,438
98,438
98,438
0
310,278
0
336,562
0
364,914
0
393,369
100,000
(53,750)
46,250
100,000
(59,722)
40,278
100,000
(65,694)
34,306
100,000
(71,667)
28,333
356,528
376,840
399,219
421,702
51,188
22,455
73,642
49,219
14,969
64,188
49,219
7,483
56,702
49,219
0
49,219
89,829
193,057
282,886
89,829
222,823
312,652
89,829
252,689
342,518
89,829
282,654
372,483
356,528
0
376,840
0
399,219
0
421,702
0
Rp 000
BULAN-9 BULAN-10 BULAN-11 BULAN-12
140,625
140,625
140,625
140,625
(51,188)
(49,219)
(4,900)
0
0
(1,250)
0
(106,556)
(49,219)
(51,188)
(4,900)
0
0
(1,250)
0
(106,556)
(49,219)
(49,219)
(4,900)
0
0
(1,250)
0
(104,588)
(49,219)
(49,219)
(4,900)
0
0
(1,250)
0
(104,588)
34,069
34,069
36,038
36,038
7486
(7,486)
(7,486)
(7,486)
(399)
(7,885)
(299)
(7,785)
(200)
(7,686)
26,184
26,283
28,352
28,455
185,657
211,841
211,841
238,124
238,124
266,476
266,476
294,931 <<< Harus POSITIF, jika NEGATIF kurangi
Bagiandaribuku"Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z.
Rp 000
BULAN-9 BULAN-10 BULAN-11 BULAN-12
140,625
140,625
140,625
140,625
(98,438)
(98,438)
(98,438)
(98,438)
42,188
42,188
42,188
42,188
(4,900)
0
0
(1,250)
(4,900)
0
0
(1,250)
(4,900)
0
0
(1,250)
(4,900)
0
0
(1,250)
(4,792)
(1,181)
0
0
(12,122)
(4,792)
(1,181)
0
0
(12,122)
(4,792)
(1,181)
0
0
(12,122)
30,065
30,065
30,065
(4,792)
(1,181)
0
0
(12,122)
0
30,065
(399)
(399)
(299)
(299)
(200)
(200)
(100)
(100)
29,666
0
29,666
0
29,766
0
29,766
0
29,866
0
29,866
0
193,057
222,823
252,689
29,966
0 << % pajak dihitung rata-rata, dan dapat dirubah
29,966 sesuaikan dengan jenis legalitas Usaha (PT, CV, Perorangan)
0 << Diisi jika ada pembagian keuntungan
282,654
Rp 000
BULAN-9 BULAN-10 BULAN-11 BULAN-12
94,500
102,375
(98,438)
98,438
98,438
98,438
(98,438)
98,438
98,438
98,438
(98,438)
98,438
98,438
98,438
(98,438)
98,438
140,625
140,625
140,625
140,625
0
0
140,625
0
0
140,625
0
0
140,625
0
0
140,625
Rp 000
BULAN-9 BULAN-10 BULAN-11 BULAN-12
0
0
34,069
0
0
34,069
0
0
36,038
0
0
36,038
28,333
98,438
0
34,069
34,069
36,038
162,808
0
Bagiandaribuku"Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z.
34,069
34,069
26,555
0
34,069
34,069
60,624
0
36,038
36,038
96,661
0
36,038
36,038
132,699
0
310,278
73,642
421.33%
336,562
64,188
524.34%
364,914
56,702
643.57%
393,369
49,219
799.23%
30,065
112,284
26.78%
30,065
104,798
28.69%
30,065
97,312
30.90%
30,065
89,829
33.47%
29,666
89,829
33.03%
29,766
89,829
33.14%
29,866
89,829
33.25%
29,966
89,829
33.36%
LAMPIRAN-0
Rp 000
Suku Bunga Kredit
50,000
39,829
50,000
39,829
179,658
Hutang Dagang
16.00% per-tahun
Porsi
50.00%
Persediaan Barang
Kenaikan Harga Jual
1.00
50.00%
Bulan
0.00%
0.00%
0.00%
50.00%
per-bulan
- Tunai
- Kredit
50.00%
50.00%
per-bulan Piutang
per-bulan - Tunai
- Credit Card
(1 bulan)
100.00%
0.00%
(1 bulan)
50.00%
BULAN-1 BULAN-2 BULAN-3 BULAN-4
7,486
7,486
7,486
7,486
667
1,098
998
898
8,153
78,750
8,584
90,000
8,484
101,250
8,384
112,500
8,284
118,125
8,185
123,750
8,085
129,375
7,985
135,000
7,885
140,625
7,785
140,625
7,686
140,625
55,125
10,836
88,980
63,000
13,780
73,683
70,875
17,255
85,487
78,750
20,730
100,765
82,688
22,517
117,831
86,625
24,304
138,652
90,563
26,091
161,261
94,500
27,879
185,657
98,438
29,666
211,841
98,438
29,766
238,124
98,438
29,866
266,476
104.83%
123.93%
146.48%
173.95%
209.50%
249.77%
297.39%
353.91%
421.33%
524.34%
643.57%
6.68%
12.06%
bulan
9.03%
15.34%
11.61%
19.21%
14.45%
23.08%
16.39%
25.07%
18.56%
27.06%
20.97%
29.05%
23.69%
31.04%
26.78%
33.03%
28.69%
33.14%
30.90%
33.25%
Rasio Keuangan:
Likuiditas
R. O. I.
R. O. E.
Payback Period
IRR 1 tahun
IRR 5 tahun
8
12.00%
60.02%
Per-tahun (seharusnya dihitung seumur ekonomis mesin usaha ini, coba dikalikan 5 tahun, ini merupakan nilai IRR minimal)
BULAN-12
7,483
100
7,583
140,625
98,438
29,966
294,931
799.23%
33.47%
33.36%
minimal)