Rencana Angsuran Kredit

Tanggal Pokok Angsuran Bunga Angsuran Total Angsuran

01-Jul-16 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778

1-Aug-16 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Sep-16 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Oct-16 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Nov-16 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Dec-16 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Jan-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Feb-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Mar-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Apr-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-May-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Jun-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Jul-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Aug-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Sep-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Oct-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Nov-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Dec-17 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Jan-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Feb-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Mar-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Apr-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-May-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Jun-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Jul-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Aug-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Sep-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Oct-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Nov-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Dec-18 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Jan-19 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Feb-19 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Mar-19 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
01-Apr-19 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-May-19 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
1-Jun-19 Rp 211,111,111 Rp 31,666,667 Rp 242,777,778
 Nilai Pokok Pinjaman
Rp 7,600,000,000
Rp 7,388,888,889
Rp 7,177,777,778
Rp 6,966,666,667
Rp 6,755,555,556
Rp 6,544,444,445 380000004
Rp 6,333,333,334
Rp 6,122,222,223
Rp 5,911,111,112
Rp 5,700,000,001
Rp 5,488,888,890
Rp 5,277,777,779
Rp 5,066,666,668
Rp 4,855,555,557
Rp 4,644,444,446
Rp 4,433,333,335
Rp 4,222,222,224
Rp 4,011,111,113
Rp 3,800,000,002
Rp 3,588,888,891
Rp 3,377,777,780
Rp 3,166,666,669
Rp 2,955,555,558
Rp 2,744,444,447
Rp 2,533,333,336
Rp 2,322,222,225
Rp 2,111,111,114
Rp 1,900,000,003
Rp 1,688,888,892
Rp 1,477,777,781
Rp 1,266,666,670
Rp 1,055,555,559
Rp 844,444,448
Rp 633,333,337
Rp 422,222,226
Rp 211,111,115
Rp 4
Tabel Peyusutan

Deskripsi Nilai perolehan Nilai Residu Umur Ekonomis

Bus Rp 13,980,000,000 Rp 800,000,000 8
Kendaraan Operasional Rp 1,200,000,000 Rp 50,000,000 8
Peralatan Rp 111,600,000 Rp - 5
Bangunan Rp 1,000,000,000 Rp 100,000,000 10
Total
 Nilai Penyusutan
Rp 1,647,500,000
Rp 143,750,000
Rp 22,320,000
Rp 90,000,000
Rp 1,903,570,000
PT. Green Wood
Laporan Laba/Rugi
Untuk 31 Desember 2016

Pendapatan Jasa Penumpang Rp 9,504,000,000

Pendapatan Jasa Barang Rp 576,000,000
Pendapatan Jasa Carteran Rp 168,000,000
Total Pendapatan Jasa Rp 10,248,000,000

Biaya Operasi
BBM Bus Rp 1,800,000,000
BBM Kendaraan OperaRp 72,000,000
Biaya Laundry Rp 21,600,000
Biaya Snack Penump Rp 138,240,000
Biaya pemeliharaan B Rp 480,000,000
Biaya pemeliharaan K Rp 57,600,000
Biaya Pelayanan dala Rp 84,000,000
Biaya Angsuran Bus Rp 2,660,000,004
Biaya Konsumsi Kary Rp 126,000,000
Biaya Adminisrasi & Rp 14,400,000
Beban Gaji Crew Bus Rp 1,844,640,000
Beban Gaji Karyawan Rp 330,000,000
Biaya listrik&tlp Rp 70,500,000
Total Biaya Operasi Rp 7,698,980,004

Biaya Di luar Operasi

Biaya Pemeliharaan Rp 20,000,000
Biaya Pajak Bus Rp 45,000,000
Biaya Pajak Kendaraa Rp 18,000,000
Biaya KIR Bus Rp 14,400,000
Total Biaya di Luar Operasi Rp 97,400,000
Total Selurh Beban
Pendapatan Sebelum Pajak
Pajak PPH
Laba Setelah Pajak

Biaya Depresiasi
Depresiasi Bus Rp 1,647,500,000
Depresiasi Kendaraan Rp 143,750,000
Depresiasi Peralatan Rp 22,320,000
Depresiasi Bangunan Rp 90,000,000
Total Biaya Depresiasi Rp 1,903,570,000
Laba Bersih
Rp 7,796,380,004
Rp 2,451,619,996
Rp 612,904,999
Rp 1,838,714,997
Proyeksi Laba Rugi
KETERANGAN
2016 2017
Pendapatan Jasa
Pendapatan Jasa Penumpang Rp 9,504,000,000 Rp 13,320,000,000
Pendapatan Jasa Barang Rp 576,000,000 Rp 864,000,000
Pendapatan Jasa Carteran Rp 168,000,000 Rp 243,000,000
Total Pendapatan Jasa Rp 10,248,000,000 Rp 14,427,000,000
Biaya Operasi
BBM Bus Rp 1,800,000,000 Rp 1,944,000,000
BBM Kendaraan Operasional Rp 72,000,000 Rp 72,000,000
Biaya Laundry Rp 21,600,000 Rp 21,600,000
Biaya Snack Penumpang Rp 138,240,000 Rp 195,840,000
Biaya pemeliharaan Bus Rp 480,000,000 Rp 500,000,000
Biaya pemeliharaan Kendaraan Rp 57,600,000 Rp 58,000,000
Biaya Pelayanan dalam Bus Rp 84,000,000 Rp 84,000,000
Biaya Angsuran Bus Rp 2,533,333,332 Rp 2,533,333,332
Biaya Konsumsi Karyawan Rp 126,000,000 Rp 126,000,000
Biaya Adminisrasi & umum Rp 14,400,000 Rp 16,000,000
Beban Gaji Crew Bus Rp 1,844,640,000 Rp 2,596,860,000
Beban Gaji Karyawan Rp 495,000,000 Rp 495,000,000
Biaya listrik&tlp Rp 70,500,000 Rp 72,000,000
Biaya Diluar Operasi
Biaya Pemeliharaan Bangunan Rp 20,000,000 Rp 20,000,000
Biaya Pajak Bus Rp 45,000,000 Rp 45,000,000
Biaya Pajak Kendaraan Operasional Rp 18,000,000 Rp 18,000,000
Biaya KIR Bus Rp 14,400,000 Rp 14,400,000
Bonus Akhir Tahun Rp 85,250,000 Rp 85,250,000
Biaya Bunga Rp 380,000,000 Rp 380,000,000
EBT Rp 1,948,036,668 Rp 5,171,316,668
Pajak Badan 25% Rp 487,009,167 Rp 1,292,829,167
EAT Rp 1,461,027,501 Rp 3,878,487,501
Total Depresiasi Rp 1,903,570,000 Rp 1,903,570,000
Total Arus Kas Rp 3,364,597,501 Rp 5,782,057,501
 TAHUN
2018 2019 2020

Rp 16,920,000,000 Rp 19,008,000,000 Rp 18,338,720,000

Rp 1,152,000,000 Rp 1,440,000,000 Rp 1,440,000,000
Rp 360,000,000 Rp 450,000,000 Rp 450,000,000
Rp 18,432,000,000 Rp 20,898,000,000 Rp 20,228,720,000

Rp 2,016,000,000 Rp 2,160,000,000 Rp 2,160,000,000

Rp 72,000,000 Rp 72,000,000 Rp 72,000,000
Rp 21,600,000 Rp 21,600,000 Rp 21,600,000
Rp 247,680,000 Rp 276,480,000 Rp 276,480,000
Rp 550,000,000 Rp 575,000,000 Rp 575,000,000
Rp 60,000,000 Rp 62,000,000 Rp 62,000,000
Rp 84,000,000 Rp 84,000,000 Rp 84,000,000
Rp 2,533,333,332
Rp 126,000,000 Rp 126,000,000 Rp 126,000,000
Rp 18,000,000 Rp 20,000,000 Rp 20,000,000
Rp 3,317,760,000 Rp 3,761,640,000 Rp 3,641,169,600
Rp 495,000,000 Rp 495,000,000 Rp 495,000,000
Rp 74,000,000 Rp 76,000,000 Rp 76,000,000

Rp 20,000,000 Rp 20,000,000 Rp 20,000,000

Rp 45,000,000 Rp 45,000,000 Rp 45,000,000
Rp 18,000,000 Rp 18,000,000 Rp 18,000,000
Rp 14,400,000 Rp 14,400,000 Rp 14,400,000
Rp 85,250,000 Rp 85,250,000 Rp 85,250,000
Rp 380,000,000
Rp 8,275,576,668 Rp 13,007,230,000 Rp 12,316,350,000
Rp 2,068,894,167 Rp 3,251,807,500 Rp 3,079,087,500
Rp 6,206,682,501 Rp 9,755,422,500 Rp 8,373,662,500
Rp 1,903,570,000 Rp 1,903,570,000 Rp 1,903,570,000
Rp 8,110,252,501 Rp 11,658,992,500 Rp 10,968,112,500
 2021
Rp 18,338,720,000
Rp 17,856,000,000
Rp 2,160,000,000
Rp 450,000,000
Rp 20,466,000,000
1
Rp 2,160,000,000 Biaya Operasi Rp 7,737,313,332
Rp 72,000,000 Biaya di luar Operasi Rp 182,650,000
Rp 21,600,000 Pajak Rp 550,342,499
Rp 259,200,000
Rp 575,000,000
Rp 62,000,000
Rp 84,000,000

Rp 126,000,000
Rp 20,000,000
Rp 3,683,880,000
Rp 495,000,000
Rp 75,000,000

Rp 20,000,000
Rp 45,000,000
Rp 18,000,000
Rp 14,400,000
Rp 85,250,000
Rp 1,297,225,000
Rp 12,671,270,000
Rp 3,167,817,500 Rp 9,503,452,500
Rp 8,206,227,500 Rp 3,364,597,501
Rp 1,903,570,000
Rp 10,109,797,500 10968112500
 2 3 4 5 6
Rp 8,714,633,332 Rp 9,615,373,332 Rp 7,729,720,000 Rp 7,609,249,600 Rp 7,633,680,000
Rp 182,650,000 Rp 182,650,000 Rp 182,650,000 Rp 182,650,000 Rp 182,650,000
Rp 1,350,762,499 Rp 2,126,827,499 Rp 3,246,407,500 Rp 3,246,407,500 Rp 3,162,417,500
Proyeksi Anggaran Kas
TAHUN
Keterangan
2016 2017 2018
Arus Kas Masuk
Saldo Kas Awal Rp 3,934,597,497 Rp 9,890,454,994
Modal Pemilik Rp 9,488,200,000
Pinjaman Leasing Rp 7,980,000,000
Pendapatan Jasa (total) Rp 10,248,000,000 Rp 14,427,000,000 Rp 18,432,000,000
Depresiasi (total) Rp 1,903,570,000 Rp 1,903,570,000 Rp 1,903,570,000
Total Arus Kas Masuk Rp 29,619,770,000 Rp 20,265,167,497 Rp 30,226,024,994
Arus Kas Keluar
Investasi Awal Rp 9,488,200,000
Biaya Operasi Rp 7,863,980,004 Rp 8,841,300,004 Rp 9,742,040,004
Biaya Di luar Operasi Rp 182,650,000 Rp 182,650,000 Rp 182,650,000
Angsuran Bus Rp 2,660,000,004 Rp 2,660,000,004 Rp 2,660,000,004
Pajak Rp 555,742,499
Total Arus Kas Keluar Rp 20,750,572,507 Rp 11,683,950,008 Rp 12,584,690,008
Saldo Kas Akhir Rp 8,869,197,493 Rp 8,581,217,489 Rp 17,641,334,986
TAHUN
2019 2020 2021

Rp 18,174,507,491 Rp 27,157,299,987 Rp 38,800,092,487

Rp 20,898,000,000 Rp 20,898,000,000 Rp 20,466,000,000

Rp 1,903,570,000 Rp 1,903,570,000 Rp 1,903,570,000
Rp 40,976,077,491 Rp 49,958,869,987 Rp 61,169,662,487

Rp 10,389,720,004 Rp 7,729,720,000 Rp 7,633,680,000

Rp 182,650,000 Rp 182,650,000 Rp 182,650,000

Rp 10,572,370,004 Rp 7,912,370,000 Rp 7,816,330,000

Rp 30,403,707,487 Rp 42,046,499,987 Rp 53,353,332,487
 INVESTASI AWAL
KETERANGAN SATUAN HARGA/UNIT TOTAL
Bangunan Kantor Pusat & POOL Rp 1,000,000,000
Renovasi Sub Perwakilan 4 Rp 50,000,000 Rp 200,000,000
Biaya Sewa Sub Perwakilan 4 Rp 50,000,000 Rp 200,000,000
Tanah Rp 500,000,000
Bus 4 Rp 3,400,000,000 Rp 13,600,000,000
Kendaraan Operasional 3 Rp 400,000,000 Rp 1,200,000,000
Peralatan Bengkel Rp 60,000,000
Meja 6 Rp 800,000 Rp 4,800,000
Tempat Duduk 18 Rp 450,000 Rp 8,100,000
Komputer 8 Rp 4,500,000 Rp 36,000,000
Lemari 2 Rp 800,000 Rp 1,600,000
Telepon 6 Rp 200,000 Rp 1,200,000
HP 6 Rp 250,000 Rp 1,500,000
Sarana Perlengkapan Lainnya Rp 25,000,000
Biaya Pembuatan Aplikasi dan Website Rp 50,000,000
Biaya Pendirian Perusaahaan Rp 200,000,000
Total Investasi Rp 17,088,200,000
Sumber Investasi Pembagian Modal Total Pembagian Modal
Modal Pemilik 56% Rp 9,488,200,000
Pinjaman Leasing 44% Rp 7,600,000,000

3417640000
13670560000

17088200000

Rp 17,088,200,000
Proyeksi Neraca
TAHUN
KETERANGAN
2016 2017 2018
Aktiva
Kas Rp 3,380,797,501 Rp 5,782,057,501 Rp 8,110,252,501
Bus Rp 13,600,000,000 Rp 13,600,000,000 Rp 13,600,000,000
Kendaraan Rp 1,200,000,000 Rp 1,200,000,000 Rp 1,200,000,000
Peralatan Rp 111,600,000 Rp 111,600,000 Rp 111,600,000
Bangunan Rp 1,000,000,000 Rp 1,000,000,000 Rp 1,000,000,000
Tanah Rp 500,000,000 Rp 500,000,000 Rp 500,000,000

Penyusutan (Total) Rp 1,903,570,000 Rp 3,807,140,000 Rp 5,710,710,000

Total Aktiva Rp 17,888,827,501 Rp 18,386,517,501 Rp 18,811,142,501

Passiva
Utang Rp 6,939,600,000 Rp 5,019,830,000 Rp 3,116,260,000
Modal
Modal Sendiri Rp 9,488,200,000 Rp 9,488,200,000 Rp 9,488,200,000
Laba Pendapatan Rp 1,461,027,501 Rp 3,878,487,501 Rp 6,206,682,501
Total Passiva Rp 17,888,827,501 Rp 18,386,517,501 Rp 18,811,142,501
TAHUN
2019 2020 2021
Rp 6,909,002,500
Rp 11,658,992,500 Rp 10,968,112,500 Rp 10,109,979,500 Rp -
Rp 13,600,000,000 Rp 13,600,000,000 Rp 13,600,000,000
Rp 1,200,000,000 Rp 1,200,000,000 Rp 1,200,000,000 Rp 8,373,662,500
Rp 111,600,000 Rp 111,600,000 Rp 111,600,000 Rp -
Rp 1,000,000,000 Rp 1,000,000,000 Rp 1,000,000,000 Rp -
Rp 500,000,000 Rp 500,000,000 Rp 500,000,000

Rp -

Rp 7,614,280,000 Rp 9,517,850,000 Rp 11,421,420,000 Rp -

Rp 20,456,312,500 Rp 17,861,862,500 Rp 16,397,202,500

Rp -
Rp 1,212,690,000 Rp - Rp -
Rp -
Rp 9,488,200,000 Rp 9,488,200,000 Rp 9,488,200,000
Rp 9,755,422,500 Rp 8,373,662,500 Rp 6,909,002,500
Rp 20,456,312,500 Rp 17,861,862,500 Rp 16,397,202,500 Rp 6,909,002,500

Rp 16,397,202,500
 No Tahun EAT Penyusutan Kas Bersih DF 4% Jumlah
1 2016 Rp 223,349,997 Rp 1,903,570,000 Rp 2,126,919,997 0,9615 Rp 2,045,033,577
2 2017 Rp 2,624,609,997 Rp 1,903,570,000 Rp 4,528,179,997 0,9246 Rp 4,186,755,226
3 2018 Rp 4,925,804,997 Rp 1,903,570,000 Rp 6,856,374,997 0,8890 Rp 6,095,317,373
4 2019 Rp 6,316,544,997 Rp 1,903,570,000 Rp 8,220,114,997 0,8548 Rp 7,026,554,300
5 2020 Rp 8,311,545,000 Rp 1,903,570,000 Rp 10,215,115,000 0,8219 Rp 8,395,803,019
6 2021 Rp 8,059,575,000 Rp 1,903,570,000 Rp 9,963,570,000 0,7903 Rp 7,874,209,371
JUMLAH PV KAS BERSIH Rp 35,623,672,866
INVESTASI AWAL Rp 17,462,200,000
NPV Rp 18,161,472,866
KESIMPULAN LAYAK/DITERIMA