Jumlah

Jumlah lama
Keterangan tindakan Harga Total Sebulan Total Setahun TOTAL
alat (tahun)
per bulan

Penerimaan 100 ( 50) ( 980,000) ( 4,900,000,000) ( 58,800,000,000) ( 10) ( 588,000,000,000)

Biaya Operasional :
Operasional di Rumah sakit 100 ( 50) ( 392,000) ( (1,960,000,000) ( (23,520,000,000) ( 10) ( (235,200,000,000)
Bahan pendukung 100 ( 50) ( 400,000) ( (2,000,000,000) ( (24,000,000,000) ( 10) ( (240,000,000,000)

Kas bersih Operasional ( 940,000,000) ( 11,280,000,000) ( 10) ( 112,800,000,000)

Pembayaran cicilan alat 100 ( (625,000,000) ( (7,500,000,000) ( 4) ( (30,000,000,000)
13% Bunga pinjaman 13% ( (81,250,000) ( (975,000,000) ( 4) ( (3,900,000,000)

Surplus / (Defisit ( 233,750,000) ( 2,805,000,000) ( 78,900,000,000)

5% 5% 13%
PROPOSAL BISNIS
KERJASAMA PENGELOLAAN ALAT HEAMODILISYS (HD)

1. BISNIS PROSES

1 Berdasarkan kerjasama operasi, Perusahaan menempatkan peralatan HD di Rumah sakit

2 Rumah sakit menggunakan tarif BPJS kelas B (Rp. 980.000 ) per tindakan kepada pasien
3 Biaya bahan pendukung setiap tindakan ditanggung oleh Perusahaan sebesar Rp. 350.000 per tindakan
4 Rumah sakit menetapkan biaya dokter dan perawat sekali tindakan Rp. 392.000 (40% dari Rp. 980.000)
5 Total penerimaan harian akan di transfer ke rekening Perusahaan setiap akhir hari (jika tidak menggunakan fasilitas BPJS)
6 Jika menggunakan fasiitas BPJS, rumah sakit akan mengklaim ke BPJS. Pembayaran dari BPJS akan membutuhkan waktu maksimal 3 bulan

2. KEBUTUHAN MODAL
Keterangan Satuan Unit Harga Total

Mesin HD set ( 100) ( 300,000,000) ( 30,000,000,000)

3. TINGKAT BUNGA DAN MASA PENGEMBALIAN

Bunga pinjaman 14% p.a

Masa pengembalian 38 bulan
Pembayaran 4 bulanan
Metode pembayaran automatic transfer dari rekening Perusahaan

4. PENERIMAAN DAN BIAYA PER UNIT PER BULAN

Jumlah tindakan Sub total per Jumlah
Keterangan Harga Total Catatan
per bulan bulan kebutuhan alat

Penerimaan ( 50) ( 980,000) ( 49,000,000) ( 100) ( 4,900,000,000) dua tindakan sehari x 25 hari
Biaya Operasional :
Bahan pendukung ( 50) ( 350,000) ( (17,500,000) ( 100) ( (1,750,000,000) Bahan kimia dan lainnya
Operasional di Rumah sakit ( 50) ( 392,000) ( (19,600,000) ( 100) ( (1,960,000,000) Biaya dokter dan perawat
Operasional lainnya ( (500,000) ( 100) ( (50,000,000) Petugas pemeriksa alat
Kas bersih Operasional per bulan ( 11,400,000) ( 1,140,000,000)
Kas bersih Operasional per tahun ( 136,800,000) ( 13,680,000,000)

5. ARUS KAS TAHUNAN

Tahun Total penerimaan Cicilan
operasional Pokok Bunga Total cicilan Surplus / Defisit Saldo Pinjaman
0 ( 30,000,000,000)
1 ( 13,680,000,000) ( 9,473,684,211) ( 3,757,894,737) (13,231,578,947) ( 448,421,053) ( 20,526,315,789)
2 ( 13,680,000,000) ( 9,473,684,211) ( 2,431,578,947) (11,905,263,158) ( 1,774,736,842) ( 11,052,631,579)
3 ( 13,680,000,000) ( 11,052,631,579) ( 1,105,263,158) (12,157,894,737) ( 1,522,105,263) ( 0)
4 ( 13,680,000,000) ( -  ) ( -  ) ( -  ) ( 13,680,000,000) ( 0)
5 ( 13,680,000,000) ( -  ) ( -  ) ( -  ) ( 13,680,000,000) ( 0)
6 ( 13,680,000,000) ( 13,680,000,000) ( 0)
7 ( 13,680,000,000) ( 13,680,000,000) ( 0)
8 ( 13,680,000,000) ( 13,680,000,000) ( 0)
9 ( 13,680,000,000) ( 13,680,000,000) ( 0)
10 ( 13,680,000,000) ( 13,680,000,000) ( 0)

( 30,000,000,000) ( 7,294,736,842) (37,294,736,842)

6. ARUS KAS BULANAN

Tahun Total penerimaan Cicilan Akumulasi
operasional Pokok Bunga Total cicilan Surplus / Defisit Surplus / Defisit Saldo Pinjaman
 0 ( 30,000,000,000)
1 ( 1,140,000,000) ( -  ) ( 1,140,000,000) ( 1,140,000,000) ( 30,000,000,000)
2 ( 1,140,000,000) ( -  ) ( 1,140,000,000) ( 2,280,000,000) ( 30,000,000,000)
3 ( 1,140,000,000) ( -  ) ( 1,140,000,000) ( 3,420,000,000) ( 30,000,000,000)
4 ( 1,140,000,000) ( 3,157,894,737) ( 1,400,000,000) ( 4,557,894,737) ( (3,417,894,737) ( 2,105,263) ( 26,842,105,263)
5 ( 1,140,000,000) ( 1,140,000,000) ( 1,142,105,263) ( 26,842,105,263)
6 ( 1,140,000,000) ( 1,140,000,000) ( 2,282,105,263) ( 26,842,105,263)
7 ( 1,140,000,000) ( 1,140,000,000) ( 3,422,105,263) ( 26,842,105,263)
8 ( 1,140,000,000) ( 3,157,894,737) ( 1,252,631,579) ( 4,410,526,316) ( (3,270,526,316) ( 151,578,947) ( 23,684,210,526)
9 ( 1,140,000,000) ( 1,140,000,000) ( 1,291,578,947) ( 23,684,210,526)
10 ( 1,140,000,000) ( 1,140,000,000) ( 2,431,578,947) ( 23,684,210,526)
11 ( 1,140,000,000) ( 1,140,000,000) ( 3,571,578,947) ( 23,684,210,526)
12 ( 1,140,000,000) ( 3,157,894,737) ( 1,105,263,158) ( 4,263,157,895) ( (3,123,157,895) ( 448,421,053) ( 20,526,315,789)
13 ( 1,140,000,000) ( 1,140,000,000) ( 1,588,421,053) ( 20,526,315,789)
14 ( 1,140,000,000) ( 1,140,000,000) ( 2,728,421,053) ( 20,526,315,789)
15 ( 1,140,000,000) ( 1,140,000,000) ( 3,868,421,053) ( 20,526,315,789)
16 ( 1,140,000,000) ( 3,157,894,737) ( 957,894,737) ( 4,115,789,474) ( (2,975,789,474) ( 892,631,579) ( 17,368,421,053)
17 ( 1,140,000,000) ( 1,140,000,000) ( 2,032,631,579) ( 17,368,421,053)
18 ( 1,140,000,000) ( 1,140,000,000) ( 3,172,631,579) ( 17,368,421,053)
19 ( 1,140,000,000) ( 1,140,000,000) ( 4,312,631,579) ( 17,368,421,053)
20 ( 1,140,000,000) ( 3,157,894,737) ( 810,526,316) ( 3,968,421,053) ( (2,828,421,053) ( 1,484,210,526) ( 14,210,526,316)
21 ( 1,140,000,000) ( 1,140,000,000) ( 2,624,210,526) ( 14,210,526,316)
22 ( 1,140,000,000) ( 1,140,000,000) ( 3,764,210,526) ( 14,210,526,316)
23 ( 1,140,000,000) ( 1,140,000,000) ( 4,904,210,526) ( 14,210,526,316)
24 ( 1,140,000,000) ( 3,157,894,737) ( 663,157,895) ( 3,821,052,632) ( (2,681,052,632) ( 2,223,157,895) ( 11,052,631,579)
25 ( 1,140,000,000) ( 1,140,000,000) ( 3,363,157,895) ( 11,052,631,579)
26 ( 1,140,000,000) ( 1,140,000,000) ( 4,503,157,895) ( 11,052,631,579)
27 ( 1,140,000,000) ( 1,140,000,000) ( 5,643,157,895) ( 11,052,631,579)
28 ( 1,140,000,000) ( 3,157,894,737) ( 515,789,474) ( 3,673,684,211) ( (2,533,684,211) ( 3,109,473,684) ( 7,894,736,842)
29 ( 1,140,000,000) ( 1,140,000,000) ( 4,249,473,684) ( 7,894,736,842)
30 ( 1,140,000,000) ( 1,140,000,000) ( 5,389,473,684) ( 7,894,736,842)
31 ( 1,140,000,000) ( 1,140,000,000) ( 6,529,473,684) ( 7,894,736,842)
32 ( 1,140,000,000) ( 3,157,894,737) ( 368,421,053) ( 3,526,315,789) ( (2,386,315,789) ( 4,143,157,895) ( 4,736,842,105)
33 ( 1,140,000,000) ( 1,140,000,000) ( 5,283,157,895) ( 4,736,842,105)
34 ( 1,140,000,000) ( 1,140,000,000) ( 6,423,157,895) ( 4,736,842,105)
35 ( 1,140,000,000) ( 1,140,000,000) ( 7,563,157,895) ( 4,736,842,105)
36 ( 1,140,000,000) ( 4,736,842,105) ( 221,052,632) ( 4,957,894,737) ( (3,817,894,737) ( 3,745,263,158) ( -  )
37 ( 1,140,000,000) ( 1,140,000,000) ( 4,885,263,158) ( -  )
38 ( 1,140,000,000) ( 1,140,000,000) ( 6,025,263,158) ( -  )
39 ( 1,140,000,000) ( 1,140,000,000) ( 7,165,263,158) ( -  )
40 ( 1,140,000,000) ( 1,140,000,000) ( 8,305,263,158) ( -  )
41 ( 1,140,000,000) ( 1,140,000,000) ( 9,445,263,158) ( -  )
42 ( 1,140,000,000) ( 1,140,000,000) ( 10,585,263,158) ( -  )
43 ( 1,140,000,000) ( 1,140,000,000) ( 11,725,263,158) ( -  )
44 ( 1,140,000,000) ( 1,140,000,000) ( 12,865,263,158) ( -  )
45 ( 1,140,000,000) ( 1,140,000,000) ( 14,005,263,158) ( -  )
46 ( 1,140,000,000) ( 1,140,000,000) ( 15,145,263,158) ( -  )
47 ( 1,140,000,000) ( 1,140,000,000) ( 16,285,263,158) ( -  )
48 ( 1,140,000,000) ( 1,140,000,000) ( 17,425,263,158) ( -  )
49 ( 1,140,000,000) ( 1,140,000,000) ( 18,565,263,158) ( -  )
50 ( 1,140,000,000) ( 1,140,000,000) ( 19,705,263,158) ( -  )
51 ( 1,140,000,000) ( 1,140,000,000) ( 20,845,263,158) ( -  )
52 ( 1,140,000,000) ( 1,140,000,000) ( 21,985,263,158) ( -  )
53 ( 1,140,000,000) ( 1,140,000,000) ( 23,125,263,158) ( -  )
54 ( 1,140,000,000) ( 1,140,000,000) ( 24,265,263,158) ( -  )
55 ( 1,140,000,000) ( 1,140,000,000) ( 25,405,263,158) ( -  )
56 ( 1,140,000,000) ( 1,140,000,000) ( 26,545,263,158) ( -  )
57 ( 1,140,000,000) ( 1,140,000,000) ( 27,685,263,158) ( -  )
58 ( 1,140,000,000) ( 1,140,000,000) ( 28,825,263,158) ( -  )
59 ( 1,140,000,000) ( 1,140,000,000) ( 29,965,263,158) ( -  )
60 ( -  ) ( -  ) ( 29,965,263,158) ( -  )

( 30,000,000,000) ( 7,294,736,842) (37,294,736,842)