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Lampiran 1.

Asumsi dan parameter untuk analisis keuangan

No Asumsi Jumlah Satuan


1 Periode Proyek 3 Tahun
2 Bulan kerja per tahun 12 Bulan
3 Jumlah bulan per musim 9 Bulan
4 Hari kerja per bulan 30 Hari
5 Luas lahan 2,000 m2
6 Populasi tanaman 6,000 Tanaman
7 Produktivitas 2.75 Kg/tanaman
8 Faktor kehilangan produksi 5 %
9 Waktu pendapatan pertama 4 Bulan
10 Harga jual ke mitra usaha
- Hijau 7,375 (Rp/kg)
- Merah 11,500 (Rp/kg)
- Kuning 12,500 (Rp/kg)
11 Volume penjualan
- Hijau 1,702 (kg/bulan)
- Merah 786 (kg/bulan)
- Kuning 262 (kg/bulan)
12 Suku bunga 14 %
Proporsi Kredit dan Modal
13 Sendiri
- Kredit 70  %
- Modal sendiri 30  %
14 Jangka waktu pengembalian
- Kredit investasi 3 Tahun
- Kredit modal kerja 1 Tahun
Lampiran 2. Kebutuhan Biaya Investasi

Umur
Ekonomis
Komponen Biaya Harga/Unit (musim
No Investasi Volume Satuan (Rp) Nilai (Rp) tanam) Depresiasi
1 Sewa lahan 2,000 m2 4,500 9,000,000 - -
Greenhouse
2 Plastik UV 450 kg 30,000 13,500,000 4 3,375,000
3 Kasa Polynet 250 m 7,250 1,812,500 4 453,125
4 Bambu Tiang 135 batang 15,000 2,025,000 4 506,250
5 Bambu Kecil 6,600 batang 3,500 23,100,000 4 5,775,000
6 Tambang Ijuk 294 ikat 2,500 735,000 4 183,750
7 Paku 250 kg 9,000 2,250,000 4 562,500
8 Kawat 250 kg 9,000 2,250,000 4 562,500
9 Benang kasur 60 pak 25,000 1,500,000 4 375,000
Tenaga kerja
Pembuatan
10 Greenhouse 2,000 m2 4,000 8,000,000 - -
Total Biaya GH 55,172,500 11,793,125
Peralatan Irigasi
Tetes
11 Pompa listrik 4 unit 325,000 1,300,000 7 185,714
12 Selang FE 5/8 1,200 m 4,000 4,800,000 7 685,714
13 Selang FE kecil 1,471 m 1,000 1,471,000 7 210,143
14 Regulating Stick 3,000 buah 1,000 3,000,000 7 428,571
15 Naple 3,000 buah 1,300 3,900,000 7 557,143
16 Take Off 33 set 9,000 297,000 7 42,429
17 Ball valve 1" 10 buah 135,000 1,350,000 7 192,857
18 Saringan 5 buah 160,000 800,000 7 114,286
19 Pipa Paralon 1 1/2" 24 batang 50,000 1,200,000 7 171,429
20 Pipa Paralon 1" 59 batang 30,000 1,770,000 7 252,857
21 Torn 1000 liter 7 buah 690,000 4,830,000 20 241,500
22 Gembor 2 buah 50,000 100,000 4 25,000

Total Biaya Irigasi 24,818,000 3,107,643

Peralatan Budidaya
23 Handsprayer 2 buah 5,000 10,000 7 1,429
24 Backpacksprayer 2 buah 275,000 550,000 13 42,308
25 Tray 66 buah 12,000 792,000 5 158,400
26 Timbangan 1 buah 1,000,000 1,000,000 26 38,462
27 Cangkul 2 buah 35,000 70,000 7 10,000
28 Sekop 2 buah 27,000 54,000 4 13,500
29 Pisau lapangan 2 buah 130,000 260,000 26 10,000
30 Parang 2 buah 25,000 50,000 7 7,143
31 Gunting Pangkas 2 buah 30,000 60,000 7 8,571
Total Biaya
Peralatan 2,846,000 289,812
Fasilitas Lainnya
32 Biaya perizinan 1 1,000,000 1,000,000 - -
Total Biaya
Fasilitas Lainnya 1,000,000 -
Total Biaya
Investasi 92,836,500 15,190,580
Nilai Sisa Pada
Akhir Proyek
-

-
-
-
-
-
-
-
-

-
-

557,143
2,057,143
630,429
1,285,714
1,671,429
127,286
578,571
342,857
514,286
758,571
3,864,000
-

12,387,429

4,286
380,769
158,400
846,154
30,000
-
220,000
21,429
25,714
1,686,752

14,074,180
Lampiran 3. Kebutuhan Biaya Operasional per Bulan dalam Satu Musim Tanam

Bulan
No Uraian 1 2 3 4 5
A Biaya Variabel
1 Benih
- Paprika Merah 4,455,000
- Paprika Kuning 1,650,000
2 Arang Sekam 3,600,000
3 Pupuk AB Mix 1,525,000 1,525,000 1,525,000 3,050,000
4 Pestisida 1,562,500 1,562,500 1,562,500 1,562,500
5 Polybag 4,420,000
6 Plastik Mulsa 2,210,000
7 Plastik Slap 980,500
Total Biaya
Variabel 17,315,500 3,087,500 3,087,500 3,087,500 4,612,500
B Biaya Tetap
1 Tenaga Pengelola 1,800,000 1,800,000 1,800,000 1,800,000 1,800,000
Ass. Tenaga
2 Pengelola 1,300,000 1,300,000 1,300,000 1,300,000 1,300,000
3 Tenaga Kerja Tetap 2,100,000 2,100,000 2,100,000 2,100,000 2,100,000
4 Listrik 300,000 300,000 300,000 300,000 300,000
5 Telepon 400,000 400,000 400,000 400,000 400,000
Perawatan
6 Greenhouse 100,000 100,000 100,000 100,000 100,000
7 Biaya lain-lain 10% 290,000 290,000 290,000 290,000 290,000
Total Biaya Tetap 6,290,000 6,290,000 6,290,000 6,290,000 6,290,000
Total Biaya
Operasional 23,605,500 9,377,500 9,377,500 9,377,500 10,902,500
Modal Kerja
selama 4 bulan 51,738,000
Bulan
6 7 8 9

3,050,000 4,575,000 4,575,000 4,575,000


1,562,500 1,562,500 1,562,500 1,562,500

4,612,500 6,137,500 6,137,500 6,137,500

1,800,000 1,800,000 1,800,000 1,800,000

1,300,000 1,300,000 1,300,000 1,300,000


2,100,000 2,100,000 2,100,000 2,100,000
300,000 300,000 300,000 300,000
400,000 400,000 400,000 400,000

100,000 100,000 100,000 100,000


290,000 290,000 290,000 290,000
6,290,000 6,290,000 6,290,000 6,290,000

10,902,500 12,427,500 12,427,500 12,427,500


Lampiran 4. Biaya Operasional per Musim Tanam

Harga Biaya

Satuan per Bulan

No Komponen Volume Satuan (Rp) (Rp)


A Biaya Variabel
1 Benih
- Paprika Merah 4,950 biji 900
- Paprika Kuning 1,650 biji 1,000
2 Arang Sekam 600 karung 6,000
3 Pupuk AB Mix 80 set 305,000
4 Pestisida 25 liter 500,000
5 Polybag 260 kg 17,000
6 Plastik Mulsa 130 kg 17,000
7 Plastik Slap 53 kg 18,500
Total Biaya Variabel
B Biaya Tetap
1 Tenaga Pengelola 1 BOK 1,800,000 1,800,000
2 Asisten Tenaga Pengelola 1 BOK 1,300,000 1,300,000
3 Tenaga Kerja Tetap 60 HOK 35,000 2,100,000
4 Listrik 1 unit 300,000 300,000
5 Telepon 1 unit 400,000 400,000
6 Perawatan Greenhouse 1 unit 100,000 100,000
7 Biaya lain-lain 10% 1 unit 290,000 290,000
Total Biaya Tetap 6,290,000
Total Biaya Operasional
Total Biaya

per Musim

(Rp)

4,455,000
1,650,000
3,600,000
24,400,000
12,500,000
4,420,000
2,210,000
980,500
54,215,500

16,200,000
11,700,000
18,900,000
2,700,000
3,600,000
900,000
2,610,000
56,610,000
110,825,500
Lampiran 6. Jadwal Angsuran Kredit

A. Angsuran Kredit Investasi


Jumlah Kredit:Rp 64.985.550,-
Jangka Waktu Kredit:3 tahun
Bunga per Tahun:14%
Sistem Perh. Bunga:efektif menurun

PERIODE KREDIT IDC ANGSURAN TETAP BUNGA


Musim-0 61,891,550
Bulan -1 1,719,210 722,068
Bulan -2 1,719,210 702,011
Bulan -3 1,719,210 681,953
Bulan -4 1,719,210 661,896
Bulan -5 1,719,210 641,838
Bulan -6 1,719,210 621,781
Bulan -7 1,719,210 601,723
Bulan -8 1,719,210 581,666
Bulan -9 1,719,210 561,609
Musim I 15,472,888 5,776,545
Bulan -1 1,719,210 541,551
Bulan -2 1,719,210 521,494
Bulan -3 1,719,210 501,436
Bulan -4 1,719,210 481,379
Bulan -5 1,719,210 461,321
Bulan -6 1,719,210 441,264
Bulan -7 1,719,210 421,206
Bulan -8 1,719,210 401,149
Bulan -9 1,719,210 381,091
Musim II 15,472,888 4,151,891
Bulan -1 1,719,210 361,034
Bulan -2 1,719,210 340,977
Bulan -3 1,719,210 320,919
Bulan -4 1,719,210 300,862
Bulan -5 1,719,210 280,804
Bulan -6 1,719,210 260,747
Bulan -7 1,719,210 240,689
Bulan -8 1,719,210 220,632
Bulan -9 1,719,210 200,574
Musim III 15,472,888 2,527,238
Bulan -1 1,719,210 180,517
Bulan -2 1,719,210 160,460
Bulan -3 1,719,210 140,402
Bulan -4 1,719,210 120,345
Bulan -5 1,719,210 100,287
Bulan -6 1,719,210 80,230
Bulan -7 1,719,210 60,172
Bulan -8 1,719,210 40,115
Bulan -9 1,719,210 20,057
Musim IV 15,472,888 902,585
B. Angsuran Kredit Modal Kerja
Jumlah Kredit: Rp 36.216.600,-
Jangka Waktu Kredit: 1 tahun
Bunga per Tahun14%
Sistem Perh. Bunga: efektif menurun

PERIODE KREDIT ANGSURAN TETAP BUNGA TOTAL


Musim-0 36,216,600
Bulan -1 3,018,050 422,527 3,440,577
Bulan -2 3,018,050 387,316 3,405,366
Bulan -3 3,018,050 352,106 3,370,156
Bulan -4 3,018,050 316,895 3,334,945
Bulan -5 3,018,050 281,685 3,299,735
Bulan -6 3,018,050 246,474 3,264,524
Bulan -7 3,018,050 211,264 3,229,314
Bulan -8 3,018,050 176,053 3,194,103
Bulan -9 3,018,050 140,842 3,158,892
Musim I 27,162,450 2,535,162 29,697,612
Bulan -10 3,018,050 105,632 3,123,682
Bulan -11 3,018,050 70,421 3,088,471
Bulan -12 3,018,050 35,211 3,053,261
Musim II 9,054,150 211,264 9,265,414

MUSIM ANGSURAN TETAP BUNGA TOTAL


0
1 42,635,338 8,311,707 50,947,044
2 24,527,038 4,363,155 28,890,192
3 15,472,888 2,527,238 18,000,126
4 15,472,888 902,585 16,375,473
TOTAL SALDO AWAL SALDO AKHIR
61,891,550 61,891,550
2,441,278 61,891,550 60,172,340
2,421,220 60,172,340 58,453,131
2,401,163 58,453,131 56,733,921
2,381,105 56,733,921 55,014,711
2,361,048 55,014,711 53,295,501
2,340,991 53,295,501 51,576,292
2,320,933 51,576,292 49,857,082
2,300,876 49,857,082 48,137,872
2,280,818 48,137,872 46,418,663
21,249,432 48,137,872 46,418,663
2,260,761 46,418,663 44,699,453
2,240,703 44,699,453 42,980,243
2,220,646 42,980,243 41,261,033
2,200,588 41,261,033 39,541,824
2,180,531 39,541,824 37,822,614
2,160,474 37,822,614 36,103,404
2,140,416 36,103,404 34,384,194
2,120,359 34,384,194 32,664,985
2,100,301 32,664,985 30,945,775
19,624,779 32,664,985 30,945,775
2,080,244 30,945,775 29,226,565
2,060,186 29,226,565 27,507,356
2,040,129 27,507,356 25,788,146
2,020,071 25,788,146 24,068,936
2,000,014 24,068,936 22,349,726
1,979,957 22,349,726 20,630,517
1,959,899 20,630,517 18,911,307
1,939,842 18,911,307 17,192,097
1,919,784 17,192,097 15,472,888
18,000,126 17,192,097 15,472,888
1,899,727 15,472,888 13,753,678
1,879,669 13,753,678 12,034,468
1,859,612 12,034,468 10,315,258
1,839,554 10,315,258 8,596,049
1,819,497 8,596,049 6,876,839
1,799,440 6,876,839 5,157,629
1,779,382 5,157,629 3,438,419
1,759,325 3,438,419 1,719,210
1,739,267 1,719,210 0
16,375,473 1,719,210 0

SALDO AWAL SALDO AKHIR


36,216,600 36,216,600
36,216,600 33,198,550
33,198,550 30,180,500
30,180,500 27,162,450
27,162,450 24,144,400
24,144,400 21,126,350
21,126,350 18,108,300
18,108,300 15,090,250
15,090,250 12,072,200
12,072,200 9,054,150
12,072,200 9,054,150
9,054,150 6,036,100
6,036,100 3,018,050
3,018,050 0
3,018,050 -

SALDO AWAL SALDO AKHIR


98,108,150 98,108,150
98,108,150 55,472,813
55,472,813 30,945,775
30,945,775 15,472,888
15,472,888 0
Lampiran 5. Proyeksi Produksi dan Pendapatan

Nilai Penjualan
Satu Bulan Produktif
Faktor
Kehilang
Jenis Volume Harga an 1 Musim dgn 6 Bulan
No Mutu (Kg) (Rp/Kg) Nilai Jual (Rp) Produksi Produktif
1 Hijau 1,702 7,375 12,554,094 5% 71,558,334
2 Merah 786 11,500 9,034,208 5% 51,494,988
3 Kuning 262 12,500 3,277,083 5% 18,679,375
TOTAL 141,732,697
Lampiran 7. Proyeksi Laba Rugi Usaha

Musim
No Uraian 1 2 3 4
A Penerimaan
1 Paprika Hijau 71,558,334 71,558,334 71,558,334 71,558,334
2 Paprika Merah 51,494,988 51,494,988 51,494,988 51,494,988
3 Paprika Kuning 18,679,375 18,679,375 18,679,375 18,679,375
Total Penerimaan 141,732,697 141,732,697 141,732,697 141,732,697
B Pengeluaran
1 Biaya Variabel 54,215,500 54,215,500 54,215,500 54,215,500
2 Biaya Tetap 56,610,000 56,610,000 56,610,000 56,610,000
1 Biaya Operasional 110,825,500 110,825,500 110,825,500 110,825,500
2 Depresiasi 14,879,509 14,879,509 14,879,509 14,879,509
C Angsuran Bunga 8,311,707 4,363,155 2,527,238 902,585
Total Pengeluaran 134,016,715 130,068,163 128,232,247 126,607,594
R/L Usaha Sebelum
Pajak 7,715,982 11,664,533 13,500,450 15,125,103
Pajak (15%) 1,157,397 1,749,680 2,025,068 2,268,765
Laba bersih 6,558,584 9,914,853 11,475,383 12,856,338
Profit on sales 5% 7% 8% 9%
BEP : Rupiah 129,236,788 122,842,172 119,868,934 117,237,835
Unit Produksi (kg) 15,045 14,301 13,955 13,648
Lampiran 8. Proyeksi Arus Kas dan Analisis Kelayakan

Musim
No Uraian 0 1 2 3
A Arus Masuk
1 Total Penjualan 141,732,697 141,732,697 141,732,697
2 Kredit
- Investasi 61,891,550
- Modal kerja 36,216,600
3 Modal sendiri
- Investasi 26,524,950
- Modal kerja 15,521,400
4 Nilai sisa
Total Arus Masuk 88,416,500 193,470,697 141,732,697 141,732,697
Arus Masuk untuk IRR 0 141,732,697 141,732,697 141,732,697

B Arus Keluar
1 Biaya Investasi 88,416,500
2 Biaya Operasional 110,825,500 110,825,500 110,825,500
3 Angsuran pokok
- Investasi 0 15,472,888 15,472,888 15,472,888
- Modal Kerja 0 27,162,450 9,054,150 0
4 Bunga
- Investasi 5,776,545 4,151,891 2,527,238
- Modal Kerja 2,535,162 211,264 0
5 Pajak 1,157,397 1,749,680 2,025,068
Total Arus Keluar 88,416,500 162,929,941 141,465,372 130,850,693
Arus Keluar untuk IRR 88,416,500 111,982,897 112,575,180 112,850,568
C Arus Bersih 0 30,540,755 267,324 10,882,004
Cash Flow untuk IRR -88,416,500 29,749,800 29,157,517 28,882,129
DF 1 0.901 0.812 0.731
D Present Value -88,416,500 26,800,758 23,663,370 21,116,324
E Kumulatif -88,416,500 -61,615,742 -37,952,371 -16,836,048
NPV 9,204,776
IRR 15.59%
Net B/C 1.1
PBP 3.65 musim
4

141,732,697

10,898,466
152,631,163
152,631,163

110,825,500

15,472,888
0

902,585
0
2,268,765
129,469,738
113,094,265
23,161,425
39,536,897
0.659
26,040,824
-9,204,776
Sensivitas Usaha Budidaya Paprika Skenario I : Pendapatan Turun 1%

Musim
No Uraian 0 1 2
A Arus Masuk
1 Total Penjualan 140,315,370 140,315,370
2 Kredit
- Investasi 64,985,550
- Modal kerja 36,216,600
3 Modal sendiri
- Investasi 27,850,950
- Modal kerja 15,521,400
4 Nilai sisa
Total Arus Masuk 92,836,500 192,053,370 140,315,370
Arus Masuk untuk IRR - 140,315,370 140,315,370
B Arus Keluar
1 Biaya Investasi 92,836,500
2 Biaya Operasional 110,825,500 110,825,500
- Biaya Variabel 54,215,500 54,215,500
- Biaya Tetap 56,610,000 56,610,000
3 Angsuran pokok
- Investasi - 16,246,388 16,246,388
- Modal Kerja - 27,162,450 9,054,150
4 Bunga
- Investasi 6,065,318 4,359,447
- Modal Kerja 2,535,162 211,264
5 Pajak 854,821 1,459,287
Total Arus Keluar 92,836,500 163,689,639 142,156,035
Arus Keluar untuk IRR 92,836,500 111,680,321 112,284,787
C Arus Bersih - 28,363,731 -1,840,665
Cash Flow untuk IRR -92,836,500 28,635,048 28,030,583
DF 1 0.901 0.812
D Present Value -92,836,500 25,796,510 22,748,785
E Kumulatif -92,836,500 -67,039,990 -44,291,205
NPV 3,366,484
IRR 12.60%
Net B/C 1.04
PBP 3.88 musim
%

usim
3 4

140,315,370 140,315,370

14,074,180
140,315,370 154,389,550
140,315,370 154,389,550

110,825,500 110,825,500
54,215,500 54,215,500
56,610,000 56,610,000

16,246,388 16,246,388
- -

2,653,577 947,706
- -
1,746,857 2,002,738
131,472,321 130,022,331
112,572,357 112,828,238
8,843,049 24,367,219
27,743,013 41,561,313
0.731 0.659
20,283,492 27,374,197
-24,007,713 3,366,484
Sensivitas Usaha Budidaya Paprika Skenario I : Pendapatan Turun 2%
Musim
No Uraian 0 1 2 3
A Arus Masuk
1 Total Penjualan 138,898,043 138,898,043 138,898,043
2 Kredit
- Investasi 64,985,550
- Modal kerja 36,216,600
3 Modal sendiri
- Investasi 27,850,950
- Modal kerja 15,521,400
4 Nilai sisa
Total Arus Masuk 92,836,500 190,636,043 138,898,043 138,898,043
Arus Masuk untuk
IRR - 138,898,043 138,898,043 138,898,043
B Arus Keluar
1 Biaya Investasi 92,836,500
2 Biaya Operasional 110,825,500 110,825,500 110,825,500
- Biaya Variabel 54,215,500 54,215,500 54,215,500
- Biaya Tetap 56,610,000 56,610,000 56,610,000
3 Angsuran pokok
- Investasi - 16,246,388 16,246,388 16,246,388
- Modal Kerja - 27,162,450 9,054,150 -
4 Bunga
- Investasi 6,065,318 4,359,447 2,653,577
- Modal Kerja 2,535,162 211,264 -
5 Pajak 642,222 1,246,688 1,534,258
Total Arus Keluar 92,836,500 163,477,040 141,943,436 131,259,722
Arus Keluar untuk
IRR 92,836,500 111,467,722 112,072,188 112,359,758
C Arus Bersih - 27,159,003 -3,045,393 7,638,321

Cash Flow untuk IRR -92,836,500 27,430,320 26,825,855 26,538,285


DF 1 0.901 0.812 0.731
D Present Value -92,836,500 24,711,205 21,771,063 19,402,690
E Kumulatif -92,836,500 -68,125,295 -46,354,232 -26,951,542
NPV -370,834
IRR 10.83%
Net B/C 1
PBP 5.01 musim
4

138,898,043

14,074,180
152,972,223

152,972,223

110,825,500
54,215,500
56,610,000

16,246,388
-

947,706
-
1,790,139
129,809,732

112,615,639
23,162,491

40,356,585
0.659
26,580,708
-370,834
Sensivitas Usaha Budidaya Paprika Skenario I : Biaya Operasional Naik 2%

Musim
No Uraian 0 1 2 3
A Arus Masuk
1 Total Penjualan 141,732,697 141,732,697 141,732,697
2 Kredit
- Investasi 64,985,550
- Modal kerja 36,940,932
3 Modal sendiri
- Investasi 27,850,950
- Modal kerja 15,831,828
4 Nilai sisa
Total Arus Masuk 92,836,500 194,505,457 141,732,697 141,732,697
Arus Masuk untuk 
IRR - 141,732,697 141,732,697 141,732,697
B Arus Keluar
1 Biaya Investasi 92,836,500
2 Biaya Operasional 113,042,010 113,042,010 113,042,010
- Biaya Variabel 54,215,500 54,215,500 54,215,500
- Biaya Tetap 56,610,000 56,610,000 56,610,000
3 Angsuran pokok
- Investasi - 16,246,388 16,246,388 16,246,388
- Modal Kerja - 27,705,699 9,235,233 -
4 Bunga
- Investasi 6,065,318 4,359,447 2,653,577
- Modal Kerja 2,585,865 215,489 -
5 Pajak 727,339 1,338,776 1,626,980
Total Arus Keluar 92,836,500 166,372,618 144,437,342 133,568,954
Arus Keluar untuk 
IRR 92,836,500 113,769,349 114,380,786 114,668,990
C Arus Bersih - 28,132,839 -2,704,645 8,163,743

Cash Flow untuk IRR -92,836,500 27,963,348 27,351,911 27,063,707


DF 1 0.901 0.812 0.731
D Present Value -92,836,500 25,191,394 22,197,995 19,786,838
E Kumulatif -92,836,500 -67,645,106 -45,447,111 -25,660,273
NPV 1,266,502
IRR 11.60%
Net B/C 1.01
PBP 3.95 musim
4

141,732,697

14,074,180
155,806,877

155,806,877

113,042,010
54,215,500
56,610,000

16,246,388
-

947,706
-
1,882,860
132,118,964

114,924,870
23,687,914

40,882,007
0.659
26,926,775
1,266,502
Sensivitas Usaha Budidaya Paprika Skenario I : Biaya Operasional Naik 3%

Musim
No Uraian 0 1 2 3
A Arus Masuk
1 Total Penjualan 141,732,697 141,732,697 141,732,697
2 Kredit
- Investasi 64,985,550
- Modal kerja 37,303,098
3 Modal sendiri
- Investasi 27,850,950
- Modal kerja 15,987,042
4 Nilai sisa
Total Arus Masuk 92,836,500 195,022,837 141,732,697 141,732,697
Arus Masuk untuk IRR - 141,732,697 141,732,697 141,732,697
B Arus Keluar
1 Biaya Investasi 92,836,500
2 Biaya Operasional 114,150,265 114,150,265 114,150,265
- Biaya Variabel 54,215,500 54,215,500 54,215,500
- Biaya Tetap 56,610,000 56,610,000 56,610,000
3 Angsuran pokok
- Investasi - 16,246,388 16,246,388 16,246,388
- Modal Kerja - 27,977,324 9,325,775 -
4 Bunga
- Investasi 6,065,318 4,359,447 2,653,577
- Modal Kerja 2,611,217 217,601 -
5 Pajak 557,298 1,172,220 1,460,741
Total Arus Keluar 92,836,500 167,607,808 145,471,696 134,510,970
Arus Keluar untuk IRR 92,836,500 114,707,563 115,322,485 115,611,006
C Arus Bersih - 27,415,028 -3,738,999 7,221,726
Cash Flow untuk IRR -92,836,500 27,025,134 26,410,211 26,121,691
DF 1 0.901 0.812 0.731
D Present Value -92,836,500 24,346,184 21,433,739 19,098,110
E Kumulatif -92,836,500 -68,490,316 -47,056,577 -27,958,467
NPV -1,652,148
IRR 10.22%
Net B/C 0.98
PBP 5.06 musim
4

141,732,697

14,074,180
155,806,877
155,806,877

114,150,265
54,215,500
56,610,000

16,246,388
-

947,706
-
1,716,622
133,060,980
115,866,887
22,745,897
39,939,990
0.659
26,306,319
-1,652,148
Sensivitas Usaha Budidaya Paprika Skenario III : Pendapatan Turun

dan Biaya Operasional Naik 1,0%

Musim
No Uraian 0 1 2 3
A Arus Masuk
1 Total Penjualan 140,315,370 140,315,370 140,315,370
2 Kredit
- Investasi 64,985,550
- Modal kerja 36,578,766
3 Modal sendiri
- Investasi 27,850,950
- Modal kerja 15,676,614
4 Nilai sisa
Total Arus Masuk 92,836,500 192,570,750 140,315,370 140,315,370
Arus Masuk untuk IRR - 140,315,370 140,315,370 140,315,370
B Arus Keluar
1 Biaya Investasi 92,836,500
2 Biaya Operasional 111,933,755 111,933,755 111,933,755
- Biaya Variabel 54,215,500 54,215,500 54,215,500
- Biaya Tetap 56,610,000 56,610,000 56,610,000
3 Angsuran pokok
- Investasi - 16,246,388 16,246,388 16,246,388
- Modal Kerja - 27,434,075 9,144,692 -
4 Bunga
- Investasi 6,065,318 4,359,447 2,653,577
- Modal Kerja 2,560,514 213,376 -
5 Pajak 684,781 1,292,732 1,580,619
Total Arus Keluar 92,836,500 164,924,829 143,190,389 132,414,338
Arus Keluar untuk IRR 92,836,500 112,618,536 113,226,487 113,514,374
C Arus Bersih - 27,645,921 -2,875,019 7,901,032
Cash Flow untuk IRR -92,836,500 27,696,834 27,088,883 26,800,996
DF 1 0.901 0.812 0.731
D Present Value -92,836,500 24,951,299 21,984,529 19,594,764
E Kumulatif -92,836,500 -67,885,201 -45,900,671 -26,305,907
NPV 447,834
IRR 11.22%
Net B/C 1
PBP 3.98 musim
4

140,315,370

14,074,180
154,389,550
154,389,550

111,933,755
54,215,500
56,610,000

16,246,388
-

947,706
-
1,836,499
130,964,348
113,770,254
23,425,202
40,619,296
0.659
26,753,741
447,834
Lampiran 14. Sensivitas Usaha Budidaya Paprika Skenario III : Pendapatan Turun dan Biaya Operasional Na

Musim
No Uraian 0 1 2
A Arus Masuk
1 Total Penjualan 138,898,043 138,898,043
2 Kredit
- Investasi 64,985,550
- Modal kerja 36,940,932
3 Modal sendiri
- Investasi 27,850,950
- Modal kerja 15,831,828
4 Nilai sisa
Total Arus Masuk 92,836,500 191,670,803 138,898,043
Arus Masuk untuk IRR - 138,898,043 138,898,043
B Arus Keluar
1 Biaya Investasi 92,836,500
2 Biaya Operasional 113,042,010 113,042,010
- Biaya Variabel 54,215,500 54,215,500
- Biaya Tetap 56,610,000 56,610,000
3 Angsuran pokok
- Investasi - 16,246,388 16,246,388
- Modal Kerja - 27,705,699 9,235,233
4 Bunga
- Investasi 6,065,318 4,359,447
- Modal Kerja 2,585,865 215,489
5 Pajak 302,140 913,578
Total Arus Keluar 92,836,500 165,947,420 144,012,144
Arus Keluar untuk IRR 92,836,500 113,344,150 113,955,588
C Arus Bersih - 25,723,383 -5,114,101
Cash Flow untuk IRR -92,836,500 25,553,892 24,942,455
DF 1 0.901 0.812
D Present Value -92,836,500 23,020,783 20,242,552
E Kumulatif -92,836,500 -69,815,717 -49,573,164
NPV -6,208,133
IRR 8.03%
Net B/C 0.93
PBP 5.24 musim
tan Turun dan Biaya Operasional Naik 2,0%

usim
3 4

138,898,043 138,898,043

14,074,180
138,898,043 152,972,223
138,898,043 152,972,223

113,042,010 113,042,010
54,215,500 54,215,500
56,610,000 56,610,000

16,246,388 16,246,388
- -

2,653,577 947,706
- -
1,201,781 1,457,662
133,143,756 131,693,765
114,243,791 114,499,672
5,754,287 21,278,458
24,654,251 38,472,551
0.731 0.659
18,025,234 25,339,796
-31,547,930 -6,208,133