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Perhitungan Angsuran Kredit

Schedule Angsuran Flat Rate

Schedule Angsuran Effektif Rate Konversi Suku Bunga

Schedule Angsuran Anuitas

Design by Jose Rizal email : josenetmail@gmail.com

 Schedule Angsuran - Flat Rate
Plafond Rp 12,000,000 Pinjaman pokok
Jumlah Periode 12 x Angsuran
Flat rate 12.00% Suku bunga flat/ tahun
hutang bunga Rp 1,440,000 Hutang bunga yang muncul
Angs./ bulan Rp 1,120,000 Yang harus diangsur per bulan
Tanggal Realisasi 01-12-2008 Tanggal Realisasi Kredit
Jatuh Tempo 01-12-2009 Tanggal Jatuh Tempo Pelunasan

Angs. Angs. Total

Pokok Bunga Angsuran
Grand Total Rp 12,000,000 Rp 1,440,000 Rp 13,440,000

Angs. Schedule Angs. Angs. Total

ke Pembayaran Pokok Bunga Angsuran
1 2009-01-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
2 2009-02-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
3 2009-03-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
4 2009-04-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
5 2009-05-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
6 2009-06-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
7 2009-07-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
8 2009-08-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
9 2009-09-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
10 2009-10-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
11 2009-11-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
12 2009-12-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
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Sisa Sisa
Pinjaman pokok Pinjaman Bunga
Rp 11,000,000 Rp 1,320,000
Rp 10,000,000 Rp 1,200,000
Rp 9,000,000 Rp 1,080,000
Rp 8,000,000 Rp 960,000
Rp 7,000,000 Rp 840,000
Rp 6,000,000 Rp 720,000
Rp 5,000,000 Rp 600,000
Rp 4,000,000 Rp 480,000
Rp 3,000,000 Rp 360,000
Rp 2,000,000 Rp 240,000
Rp 1,000,000 Rp 120,000
Rp - Rp -
 Schedule Angsuran - effektif Rate
Plafond Rp 12,000,000 Pinjaman pokok
Jumlah Periode 12 x Angsuran
effektif rate 12.00% Suku bunga flate/ tahun
Tanggal Realisasi 01-12-2008 Tanggal Realisasi Kredit
Jatuh Tempo 01-12-2009 Tanggal Jatuh Tempo Pelunasan

Angs. Angs. Total

Pokok Bunga Angsuran
Grand Total Rp 12,000,000 Rp 780,000 Rp 12,780,000

Angs. Schedule Angs. Angs. Total

ke Pembayaran Pokok Bunga Angsuran
1 2009-01-01 Rp 1,000,000 Rp 120,000 Rp 1,120,000
2 2009-02-01 Rp 1,000,000 Rp 110,000 Rp 1,110,000
3 2009-03-01 Rp 1,000,000 Rp 100,000 Rp 1,100,000
4 2009-04-01 Rp 1,000,000 Rp 90,000 Rp 1,090,000
5 2009-05-01 Rp 1,000,000 Rp 80,000 Rp 1,080,000
6 2009-06-01 Rp 1,000,000 Rp 70,000 Rp 1,070,000
7 2009-07-01 Rp 1,000,000 Rp 60,000 Rp 1,060,000
8 2009-08-01 Rp 1,000,000 Rp 50,000 Rp 1,050,000
9 2009-09-01 Rp 1,000,000 Rp 40,000 Rp 1,040,000
10 2009-10-01 Rp 1,000,000 Rp 30,000 Rp 1,030,000
11 2009-11-01 Rp 1,000,000 Rp 20,000 Rp 1,020,000
12 2009-12-01 Rp 1,000,000 Rp 10,000 Rp 1,010,000
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Sisa
Pinjaman pokok
Rp 11,000,000
Rp 10,000,000
Rp 9,000,000
Rp 8,000,000
Rp 7,000,000
Rp 6,000,000
Rp 5,000,000
Rp 4,000,000
Rp 3,000,000
Rp 2,000,000
Rp 1,000,000
Rp -
 Schedule Angsuran - Anuitas
Plafond Rp 12,000,000 Pinjaman pokok
Jumlah Periode 36 x Angsuran
effektif rate 12.00% Suku bunga flate/ tahun
Tanggal Realisasi 01-12-2008 Tanggal Realisasi Kredit
Jatuh Tempo 01-12-2011 Tanggal Jatuh Tempo Pelunasan

Angs. Angs. Total

Pokok Bunga Angsuran
Grand Total Rp 12,000,000 Rp 2,348,582 Rp 14,348,582

Angs. Schedule Angs. Angs. Total

ke Pembayaran Pokok Bunga Angsuran
0 2008-12-01
1 2009-01-01 Rp 278,572 Rp 120,000 Rp 398,572
2 2009-02-01 Rp 281,357 Rp 117,214 Rp 398,572
3 2009-03-01 Rp 284,171 Rp 114,401 Rp 398,572
4 2009-04-01 Rp 287,013 Rp 111,559 Rp 398,572
5 2009-05-01 Rp 289,883 Rp 108,689 Rp 398,572
6 2009-06-01 Rp 292,782 Rp 105,790 Rp 398,572
7 2009-07-01 Rp 295,709 Rp 102,862 Rp 398,572
8 2009-08-01 Rp 298,667 Rp 99,905 Rp 398,572
9 2009-09-01 Rp 301,653 Rp 96,918 Rp 398,572
10 2009-10-01 Rp 304,670 Rp 93,902 Rp 398,572
11 2009-11-01 Rp 307,716 Rp 90,855 Rp 398,572
12 2009-12-01 Rp 310,794 Rp 87,778 Rp 398,572
13 2010-01-01 Rp 313,902 Rp 84,670 Rp 398,572
14 2010-02-01 Rp 317,041 Rp 81,531 Rp 398,572
15 2010-03-01 Rp 320,211 Rp 78,361 Rp 398,572
16 2010-04-01 Rp 323,413 Rp 75,159 Rp 398,572
17 2010-05-01 Rp 326,647 Rp 71,924 Rp 398,572
18 2010-06-01 Rp 329,914 Rp 68,658 Rp 398,572
19 2010-07-01 Rp 333,213 Rp 65,359 Rp 398,572
20 2010-08-01 Rp 336,545 Rp 62,027 Rp 398,572
21 2010-09-01 Rp 339,910 Rp 58,661 Rp 398,572
22 2010-10-01 Rp 343,310 Rp 55,262 Rp 398,572
23 2010-11-01 Rp 346,743 Rp 51,829 Rp 398,572
24 2010-12-01 Rp 350,210 Rp 48,362 Rp 398,572
25 2011-01-01 Rp 353,712 Rp 44,860 Rp 398,572
26 2011-02-01 Rp 357,249 Rp 41,322 Rp 398,572
27 2011-03-01 Rp 360,822 Rp 37,750 Rp 398,572
28 2011-04-01 Rp 364,430 Rp 34,142 Rp 398,572
29 2011-05-01 Rp 368,074 Rp 30,497 Rp 398,572
30 2011-06-01 Rp 371,755 Rp 26,817 Rp 398,572
31 2011-07-01 Rp 375,473 Rp 23,099 Rp 398,572
32 2011-08-01 Rp 379,227 Rp 19,344 Rp 398,572
33 2011-09-01 Rp 383,020 Rp 15,552 Rp 398,572
34 2011-10-01 Rp 386,850 Rp 11,722 Rp 398,572
35 2011-11-01 Rp 390,718 Rp 7,853 Rp 398,572
36 2011-12-01 Rp 394,625 Rp 3,946 Rp 398,572
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Sisa
Pinjaman pokok
Rp 12,000,000
Rp 11,721,428
Rp 11,440,071
Rp 11,155,900
Rp 10,868,887
Rp 10,579,004
Rp 10,286,223
Rp 9,990,513
Rp 9,691,847
Rp 9,390,193
Rp 9,085,523
Rp 8,777,807
Rp 8,467,013
Rp 8,153,112
Rp 7,836,071
Rp 7,515,860
Rp 7,192,447
Rp 6,865,800
Rp 6,535,886
Rp 6,202,673
Rp 5,866,128
Rp 5,526,218
Rp 5,182,908
Rp 4,836,166
Rp 4,485,956
Rp 4,132,243
Rp 3,774,994
Rp 3,414,172
Rp 3,049,742
Rp 2,681,668
Rp 2,309,913
Rp 1,934,440
Rp 1,555,213
Rp 1,172,194
Rp 785,344
Rp 394,625
Rp 0
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Konversi Suku Bunga Effektif ke Flat

Plafond Rp 12,000,000
Jumlah Periode 12
Effektif rate 12.00%
Angsuran Perbulan Rp 1,066,185.46
Flat rate 6.62%

Konversi Suku Bunga Flat ke Effektif

Plafond Rp 12,000,000
Jumlah Periode 12
Flat rate 6.62%
Angsuran Perbulan Rp 1,066,200.00
Effektif rate 12.00%

Design by Jose Rizal

ttp://jnet99.wordpress.com
email : josenetmail@gmail.com

ke Flat

ffektif