ID Analisis Debit Banjir Dan Tinggi Muka Ai

ESTIMASI RUGI LABA GABUGAN
Pendapatan dari Penjualan

Pinjaman dari Investor
Total
Beban Usaha
- Pembebasan Lahan 28,264,940,625.00
- Perijinan dan Notaris 7,398,484,000.00
- Pematangan Lahan 6,092,560,000.00
- Biaya Konstruksi 102,107,500,000.00
- Pembangunan Sarana Prasarana 16,177,407,275.00
- Biaya Operasional, Pajak dll 36,223,940,100.00
- Pengembalian Pinjaman Bank 17,600,000,000.00
(Beban Hutang Proyek Lama)
- Pengembalian Ke Investor 63,774,292,833.33
Total
Net Profit
Pembagian Keuntugan
Investor
Pengelola
=
BUGAN
274,205,500,000.00
63,774,292,833.33
337,979,792,833.33
277,639,124,833.33
60,340,668,000.00
30,773,740,680 51%
29,566,927,320 49%
A. PERHITUNGAN RENCANA ANGGARAN BIAYA (RAB)
PERUM. JOGJA
A. PENGGUNAAN & BIAYA TANAH KESELURUHAN

Luas Lokasi Proyek (sesuai luasan sertifikat) m2 54,246
- Lahan Efektif m2 30,595
- RTH m2 6,130
- Jalan m2 17,521
Estimasi jumlah kav.KOMERSIAL Type 45 unit
Estimasi jumlah kav. KOMERSIAL Type 36 A unit

Estimasi jumlah kav. SUBSIDI Type 36 unit
Total
Uraian Pekerjaan Sat Volume
1. Pembebasan Tanah
- Lokasi Perumahan m2 54,246
Total
2. Perijinan & Notaris

- Pembuatan ITR & PTP ls 1
- Pengeringan & IPPTP m2 54,246
- Site Plan Ls 1
- Sosialisasi warga dan izin makam Ls 1
- Pecah Kavling Notaris unit 466
- IMB per Unit Rumah unit 466
- Study Andalalin UKL/UPL Ls 1
- Penggabungan (HGB) m2 54,246
Total
3. Pematangan Tanah
- Cut n fill +penataan kav + urugan jalan m3 54,246
Total Tanah Matang
B. BIAYA KONSTRUKSI
Pembangunan Type 45 Type 45
Pembangunan Type 36 A Type 36
Pembangunan Type 36 SUBSIDI Type 36
Total Biaya Kontruksi
C. BIAYA PEMBANGUNAN SARANA & PRASARANA
Uraian Pekerjaan Sat. Volume
1. Sarana Jalan
- Jalan Lingkungan m2 17,521
2. Prasarana Lingkungan Dalam

- Saluran lingkungan dalam kompleks (Buis Dia 40 cm) m2 5,836
- Penyediaan air bersih (saluran primer PDAM) unit 466
- Penyediaan jaringan listrik (BP + dll PLN) unit 466
- Penghijauan Lingkungan ls 3
- Aula, Taman dan Pagar ls 3
- Maingate dan Masjid ls 1
- Street Garden ls 1
- Sekolah TK ls 1
- Taman Bermain ls 1
- Rumah Sampah ls 1
Total Biaya Prasarana
D. BIAYA OPERASIONAL & PENUNJANG (2 TAHUN)
1. Biaya Operasional
- Sewa Kantor Pemasaran bln 2
- Gaji Pegawai bln 24
- Cadangan Biaya Operasional bln 24
Total Biaya Operasional
2. Biaya Pajak
Penjualan Rumah TYPE 36 Subsidi 1% 362
Penjualan Rumah TYPE 36 2.50% 54
Penjualan Rumah Type 45 2.50% 50
Total Biaya Pajak
3. Biaya Lain-lain
- Biaya Pengadaan Inventaris Kantor ls 1
- Fee Marketing
* Penjualan Rumah TYPE 36 Subsidi 1%
* Penjualan Rumah TYPE 36 2%
* Penjualan Rumah Type 45 2%
- Fee Makelar Tanah 2% 1,085
- Cadangan Kompensasi Warga ls 1
- Biaya Apprisal FS dan Persiapan Data Lainnya ls 1
- Biaya Site Plan 3d dan Sipil Lainnya ls 1
- Biaya Bunga bln 11
Total Biaya Lain-lain

1. TOTAL ESTIMASI BIAYA
Penggunaan & Biaya Tanah Keseluruhan
Biaya Konstruksi
Biaya Pembangunan Sarana & Prasarana
Biaya Operasional & Penunjang (2 Tahun)
Total
2. TOTAL ESTIMASI PENDAPATAN
Penjualan Rumah TYPE 36 SUBSIDI unit 362
Penjualan Rumah TYPE 36 unit 54
Penjualan Rumah Type 45 unit 50
Total
PROYEKSI KEUNTUNGAN
1. Total Estimasi Pendapatan
2. Total Estimasi Biaya 66,598,453,800
3. Total Keuntungan 15,081,546,200
PROSENTASE KEUNTUNGAN 22.65%
PROYEKSI PERMODALAN
1. Investor
2. Plafond Bank
Plafond Terpakai 100.00%
Plafond Sisa 0.00%
PROSENTASE KEUNTUNGAN INVESTOR 115.35%
NO
100%
56.40% 1.
11.30% 2.
32.30%
50
54
362
466
Harga sat. Total

(Rp) (Rp)
260,000.00 14,103,960,000.00 4,231,188,000.00
Total 14,103,960,000.00
20,000,000.00 20,000,000.00 3.
5,000.00 271,230,000.00
25,000,000.00 25,000,000.00
241,984,000.00 241,984,000.00
3,000,000.00 1,398,000,000.00
250,000.00 116,500,000.00
25,000,000.00 25,000,000.00
15,000.00 813,690,000.00
Total 2,911,404,000.00
80,000.00 4,339,680,000.00
Total Tanah Matang 21,355,044,000.00 11,482,272,000.00
2,500,000.00 5,625,000,000.00
2,500,000.00 4,860,000,000.00 90,000,000.00
1,700,000.00 22,154,400,000.00
Total Biaya Kontruksi 32,639,400,000.00
Harga Sat. Total Harga

(Rp) (Rp)
4.
100,000.00 1,752,145,800.00
75,000.00 437,700,000.00
1,500,000.00 699,000,000.00
2,500,000.00 1,165,000,000.00
50,000,000.00 150,000,000.00
100,000,000.00 300,000,000.00
350,000,000.00 350,000,000.00
50,000,000.00 50,000,000.00
100,000,000.00 100,000,000.00
50,000,000.00 50,000,000.00
80,000,000.00 80,000,000
Total Biaya Prasarana 5,133,845,800.00

(Rp) (Rp)
40,000,000.00 80,000,000.00
30,000,000.00 720,000,000.00
5,000,000.00 120,000,000.00
920,000,000.00
1,400,000.00 506,800,000.00
6,250,000.00 337,500,000.00
8,750,000.00 437,500,000.00
1,281,800,000.00
100,000,000.00 100,000,000.00
506,800,000.00
270,000,000.00
350,000,000.00
250,000.00 271,230,000.00
100,000,000.00 100,000,000.00
50,000,000.00 50,000,000.00
30,000,000.00 30,000,000.00
326,394,000.00 3,590,334,000.00
- -
5,268,364,000.00
21,355,044,000.00
32,639,400,000.00
5,133,845,800.00
7,470,164,000.00
Total 66,598,453,800.00
140,000,000.00 50,680,000,000.00
250,000,000.00 13,500,000,000.00
350,000,000.00 17,500,000,000.00
Total 81,680,000,000.00
81,680,000,000.00
66,598,453,800.00
15,081,546,200.00
22.65%
13,074,292,833.33
26,111,520,000.00
26,111,520,000.00
-
115.35%
PERHITUNGAN CASH FLOW (IN-OUT) VOLUME SAT NILAI
SALDO AWAL :
SUMBER DANA :
A. PERMODALAN
- Investor
- Bank
B. PENJUALAN
- Rumah Type 45 50.00 unit 350,000,000
UM 5% 20.00 %
pelunasan 95% 80.00 %
- Rumah Type 36 54.00 unit 250,000,000
UM 20% 20.00 %
- Rumah Type 36 Subsidi 362.00 unit 140,000,000
UM 20% 5.00 %
TOTAL PENJUALAN
TOTAL SUMBER DANA
BIAYA-BIAYA
I. PEMBEBASAN TANAH
II. PERIJINAN & NOTARIS
III. BIAYA PEMATANGAN LAHAN
IV. BIAYA PEMBANGUNAN SARANA & PRASARANA
V. BIAYA OPERASIONAL & PENUNJANG
- Pajak Subsidi (1%) 1.00 % 50,680,000,000
- Pajak Komersial (2,5%) Type 36 2.50 % 13,500,000,000
- Pajak Komersial (2,5%) Type 45 2.50 % 17,500,000,000
- Biaya Gaji
- Fee Makelar Tanah
- Cadangan Kompensasi Warga
- Sewa Kantor Pemasaran
- Biaya Pengadaan Inventaris Kantor
- Biaya Apprisal FS dan Persiapan Data Lainnya
- Biaya Site Plan 3d dan Sipil Lainnya
- Fee Marketing
- Cadangan Biaya Operasional
V. BIAYA KONSTRUKSI
- Konstruksi Tipe 45 50.00 unit 112,500,000
- Konstruksi Tipe 36 Subsidi 362.00 unit 61,200,000
REFINANCING BANK/MODAL
- Pengembalian modal/bank
- Bunga Bank 15.00 %pa
TOTAL PENGELUARAN
OUTSTANDING HUTANG BANK/ MODAL
SALDO
TOTAL PLAFOND PINJAMAN BANK
PLAFOND TERPAKAI 100.00%
PLAFOND SISA 0.00%
279
179
59
0.1141199226
59.3462282398
43,950,500
156,450,500
- 16,450,500
84,466,666.67
45,000,000.00
58,333,333.33
187,800,000.00
15,081,546,200
(0.00)
JUMLAH 1 2
0 0 0
13,074,292,833 4,854,755,333 523,567,333

26,111,520,000 0
17,500,000,000
3,500,000,000 -
14,000,000,000
13,500,000,000
2,700,000,000 -
10,800,000,000
50,680,000,000
2,534,000,000 -
48,146,000,000
81,680,000,000 0
4,854,755,333 523,567,333
14,103,960,000 4,231,188,000 0
2,911,404,000 485,234,000 485,234,000
4,339,680,000 0 0
5,133,845,800 0 0
3,879,830,000
506,800,000 0 0
337,500,000 0 0
437,500,000 0 0
720,000,000 30,000,000 30,000,000
271,230,000 0 0
100,000,000 0 0
80,000,000 3,333,333 3,333,333
100,000,000 100,000,000 0
50,000,000 0 0
30,000,000 0 0
1,126,800,000 0 0
120,000,000 5,000,000 5,000,000
32,639,400,000
5,625,000,000 0 0
4,860,000,000 0 0
22,154,400,000 0 0
39,185,812,833 0
3,590,334,000
105,784,266,633 4,854,755,333 523,567,333

4,854,755,333 523,567,333
0 0
26,111,520,000 Optimistic Cash Flow
26,111,520,000
0
61200000
1,400,000,000
3 4 5 6
0 1,368,000,000 2,736,000,000 2,427,705,167
1,788,487,333 5,907,482,833
0 0 0 10,444,608,000
0 0 0
10 10 10 10
700,000,000 700,000,000 700,000,000 700,000,000
- - -
10 10 10 20
500,000,000 500,000,000 500,000,000 1,000,000,000
- - -
24 24 24 24
168,000,000 168,000,000 168,000,000 168,000,000
- - -
1,368,000,000 1,368,000,000 1,368,000,000 1,868,000,000

3,156,487,333 8,643,482,833 4,104,000,000 14,740,313,167
0 4,231,188,000 0 0
485,234,000 485,234,000 485,234,000 485,234,000
1,084,920,000 1,084,920,000 1,084,920,000 1,084,920,000
0 0 0 0
0 0 0
0 0 0 0
0 0 0 0
30,000,000 30,000,000 30,000,000 30,000,000
0 67,807,500 67,807,500 67,807,500
100,000,000 0 0 0
3,333,333 3,333,333 3,333,333 3,333,333
0 0 0 0
50,000,000 0 0 0
30,000,000 0 0 0
0 0 0 0
5,000,000 5,000,000 5,000,000 5,000,000
0 0 1,125,000,000
0 0 0 900,000,000
0 0 1,468,800,000
0 0 0 0
0
0 0
1,788,487,333 5,907,482,833 1,676,294,833 5,170,094,833
1,788,487,333 5,907,482,833 5,907,482,833 16,352,090,833
1,368,000,000 2,736,000,000 2,427,705,167 9,570,218,333
26,111,520,000
7 8 9 10
9,570,218,333 6,292,603,500 7,824,380,167 30,779,895,383
0 0 0 0
5,222,304,000 5,222,304,000 5,222,304,000 0
10 - - -
700,000,000 - - -
- - 8,400,000,000 2,800,000,000
4
200,000,000 - - -
- - 6,000,000,000 4,000,000,000
24 24 50 50
168,000,000 168,000,000 350,000,000 350,000,000
- - 9,576,000,000 3,192,000,000
1,068,000,000 168,000,000 24,326,000,000 10,342,000,000

15,860,522,333 11,682,907,500 37,372,684,167 41,121,895,383
5,641,584,000 0 0 0
0 0 0 0
0 0 0
0 1,283,461,450 1,283,461,450
0 100,800,000 33,600,000
0 0 187,500,000 125,000,000
0 0 262,500,000 87,500,000
30,000,000 30,000,000 30,000,000 30,000,000
67,807,500 0 0 0
0 0 0 0
3,333,333 3,333,333 3,333,333 3,333,333
0 0 0 0
0 0 0 0
0 0 0 0
5,000,000 5,000,000 5,000,000 5,000,000
1,125,000,000 1,125,000,000 1,125,000,000 1,125,000,000

900,000,000 900,000,000 1,800,000,000 360,000,000
1,468,800,000 1,468,800,000 1,468,800,000 1,468,800,000
0 0 0 0
326,394,000 326,394,000 326,394,000 326,394,000
0
9,567,918,833 3,858,527,333 6,592,788,783 4,848,088,783
21,574,394,833 26,796,698,833 32,019,002,833 32,019,002,833
6,292,603,500 7,824,380,167 30,779,895,383 36,273,806,600
765,000,000
50
26,111,520,000
3,916,728,000 3,394,497,600
326,394,000 282,874,800
1,980,123,600
179
279
458
92
11 12 13 14
36,273,806,600 40,152,717,817 38,625,129,033 15,747,081,700
0 0 0 0
0 0 0 0
- - - -
- - - -
2,800,000,000 - - -
-
- - - -
800,000,000 - - -
50 30 38
350,000,000 210,000,000 266,000,000
3,192,000,000 3,192,000,000 6,650,000,000 6,650,000,000
7,142,000,000 3,402,000,000 6,916,000,000 6,650,000,000

43,415,806,600 43,554,717,817 45,541,129,033 22,397,081,700
0 0 0 0
0 0 0 0
0 0 0 0
1,283,461,450 1,283,461,450 0 0
33,600,000 33,600,000 70,000,000 70,000,000

25,000,000 0 0 0
87,500,000 0 0 0
30,000,000 30,000,000 30,000,000 30,000,000
0 0 0 0
0 0 0 0
3,333,333 3,333,333 3,333,333 3,333,333
0 0 0 0
0 0 0 0
0 0 0 0
187,800,000 187,800,000 187,800,000
5,000,000 5,000,000 5,000,000 5,000,000
0 0 0 0
0 0 0 0
1,468,800,000 3,060,000,000 3,060,000,000 3,060,000,000
0 0 26,111,520,000 0
326,394,000 326,394,000 326,394,000 326,394,000
3,263,088,783 4,929,588,783 29,794,047,333 3,682,527,333

32,019,002,833 32,019,002,833 5,907,482,833 5,907,482,833
40,152,717,817 38,625,129,033 15,747,081,700 18,714,554,367
Most Likely
459,000,000 581,400,000
30 38
35.8
55.8
15 16 17 18
18,714,554,367 22,906,027,033 23,975,899,700 28,424,172,367
0 0 0 0
0 0 0 0
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
6,650,000,000 3,990,000,000 5,054,000,000 -
6,650,000,000 3,990,000,000 5,054,000,000 0

25,364,554,367 26,896,027,033 29,029,899,700 28,424,172,367
0 0 0 0
0 0 0 0
0 0 0
0 0 0 0
70,000,000 42,000,000 53,200,000 0

0 0 0 0
0 0 0 0
30,000,000 30,000,000 30,000,000 30,000,000
0 0 0 0
0 0 0 0
3,333,333 3,333,333 3,333,333 3,333,333
0 0 0 0
0 0 0 0
0 0 0 0
187,800,000 187,800,000 187,800,000
5,000,000 5,000,000 5,000,000 5,000,000
0 0 0 0
1,836,000,000 2,325,600,000 0
0 0 0 0
326,394,000 326,394,000 326,394,000
2,458,527,333 2,920,127,333 605,727,333 38,333,333

5,907,482,833 5,907,482,833 5,907,482,833 5,907,482,833
22,906,027,033 23,975,899,700 28,424,172,367 28,385,839,033
Pessimistic Cash Flow
19 20 21 22
28,385,839,033 28,347,505,700 28,309,172,367 28,270,839,033
0 0 0 0
0 0 0 0
- - - -
- - - -
- - - -
- - - -
- - - -
- - - -
0 0 0 0
28,385,839,033 28,347,505,700 28,309,172,367 28,270,839,033
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
30,000,000 30,000,000 30,000,000 30,000,000
0 0 0 0
0 0 0 0
3,333,333 3,333,333 3,333,333 3,333,333
0 0 0 0
0 0 0 0
0 0 0 0
0 0
5,000,000 5,000,000 5,000,000 5,000,000
0 0 0 0
0 0
0 0 0 0
38,333,333 38,333,333 38,333,333 38,333,333

5,907,482,833 5,907,482,833 5,907,482,833 5,907,482,833
28,347,505,700 28,309,172,367 28,270,839,033 28,232,505,700
23 24
28,232,505,700 28,194,172,367
0 0 13,074,292,833
0 0 26,111,520,000
0
0
- - 50
- - 3,500,000,000
- - 14,000,000,000
- - 54
- - 2,700,000,000
- - 10,800,000,000
362
2,534,000,000
48,146,000,000
0
0 0
28,232,505,700 28,194,172,367
0
0 0 14,103,960,000
0 0 2,911,404,000
0 4,339,680,000
0 0 5,133,845,800
0
0 0 506,800,000
0 0 337,500,000
0 0 437,500,000
30,000,000 30,000,000 720,000,000
0 0 271,230,000
0 0 100,000,000
3,333,333 3,333,333 80,000,000
0 0 100,000,000
0 0 50,000,000
0 0 30,000,000
0 0 1,126,800,000
5,000,000 5,000,000 120,000,000
0
5,625,000,000
0 0 4,860,000,000
0 22,154,400,000 0
0
0 13,074,292,833 39,185,812,833
3,590,334,000
0 105,784,266,633
38,333,333 13,112,626,167 105,784,266,633
5,907,482,833 (7,166,810,000)
28,194,172,367 15,081,546,200
PERUM. CITRA MANDIRI UTAMA 3 (CANDEN BOYOLALI)
ESTIMASI RUGI LABA

Total
Beban Usaha
- Pematangan Lahan 4,339,680,000.00
Total
Net Profit
N BOYOLALI)
BA
81,680,000,000.00
13,074,292,833.33
94,754,292,833.33
79,672,746,633.33
15,081,546,200.00
PERUM. GRIYA BERDIKARI

- RTH m2 1,344
- Jalan m2 1,814
Estimasi jumlah kav. Type 27 unit

Estimasi jumlah kav. Ruko unit
Total
1. Pembebasan Tanah
Total

- Site Plan Ls 1
Total
3. Pematangan Tanah
Total Tanah Matang
B. BIAYA KONSTRUKSI
Estimasi jumlah kav. Type 27 Type 27
Estimasi jumlah kav. Ruko Type 36
- Progres Pembagunan
1. Sarana Jalan

- Saluran lingkungan dalam kompleks (Buis Dia 40 cm) m' 302
- Street Garden ls 1
- Sewa Kantor Pemasaran Thn 2
- Cadangan Biaya Operasional bln 24.00
2. Biaya Pajak
Penjualan Ruko 2.50% 6
Ppn 10% 10.00% 6
Total Biaya Pajak
3. Biaya Lain-lain
- Fee Marketing
* Penjualan Ruko 2%
- Bunga Bank
- Beban Bank yang lalu

Biaya Konstruksi
Total
Unit yang sudah akad 10 Unit + DP yang sudah masuk Unit 10
Penjualan Ruko unit 6
Total
PROYEKSI KEUNTUNGAN
PROYEKSI PERMODALAN
1. Investor
PROSENTASE KEUNTUNGAN INVESTOR 58.33%
NO
100%
53.00% 1.
20.00% 2.
27.00%
55
6
61
Harga sat. Total

(Rp) (Rp)
250,000.00 1,679,750,000.00
503,925,000.00
Total 1,679,750,000.00
3.
5,000,000.00 5,000,000.00
5,000.00 33,595,000.00
8,000,000.00 8,000,000.00
25,000,000.00 25,000,000.00
5,000,000.00 305,000,000.00
300,000.00 18,300,000.00
14,000,000.00 14,000,000.00
15,000.00 100,785,000.00 491,380,000.00
Total 18,300,000.00 509,680,000.00
259,680,000.00
33,784.79 227,000,000.00
Total Tanah Matang 259,680,000.00 2,434,730,000.00
749,225,000.00
1,700,000.00 2,524,500,000.00
2,100,000.00 453,600,000.00
1,470,700,000.00 1,767,080,000.00
Total Biaya Kontruksi 1,507,400,000.00 45,900,000.00
4.
(Rp) (Rp)
100,000.00 181,413,000.00
75,000.00 22,676,625.00
1,500,000.00 91,500,000.00
2,500,000.00 152,500,000.00
10,000,000.00 20,000,000.00
50,000,000.00 50,000,000.00
Total Biaya Prasarana 518,089,625.00

(Rp) (Rp)
10,000,000.00 20,000,000.00
10,000,000.00 240,000,000.00
32,529,166.67 780,700,000.00
260,000,000.00
1,300,000.00 58,500,000.00
6,250,000.00 37,500,000.00
25,000,000.00 150,000,000.00
246,000,000.00
50,000,000.00 50,000,000.00
71,500,000.00
30,000,000.00
50,000,000.00 50,000,000.00
15,000,000.00 15,000,000.00
594,294,922.00
Total
216,500,000.00
259,680,000.00
1,507,400,000.00
518,089,625.00
722,500,000.00
Total 3,007,669,625.00
130,000,000.00 7,150,000,000.00
1,996,500,000.00
250,000,000.00 1,500,000,000.00
Total 6,653,500,000.00
6,653,500,000.00
3,007,669,625.00
3,645,830,375.00 5,626,885,453.00
121.22%
(1,354,169,625.00)
6,250,000,000.00
58.33%
SALDO AWAL :
SUMBER DANA :
A. PERMODALAN
- Investor
B. PENJUALAN
UM 5% 5.00 %
- Ruko 6.00 unit 250,000,000
UM 20% 20.00 %
TOTAL PENJUALAN
TOTAL SUMBER DANA
BIAYA-BIAYA
I. PEMBEBASAN TANAH
- Pajak Subsidi (1%) 1.00 % 7,150,000,000
- Pajak Penjual Komersial (2,5%) Type 36 2.50 % 1,500,000,000
- Pajak Ppn Komersial (10%) Type 36 10.00 %
- Biaya Gaji
- Fee Marketing Rumah Subsidi tipe 27
- Fee Marketing Ruko
V. BIAYA KONSTRUKSI
- Konstruksi Ruko 6.00 unit 75,600,000
- Pengembalian Investor
- Pengembalian Hutang Bank
- Bunga Bank
TOTAL PENGELUARAN
OUTSTANDING HUTANG MODAL
SALDO
PLAFOND SISA 0.00%
1,814
302
279
179
59
0.1141199226
59.3462282398
43,950,500
#REF!
#REF!
(5,000,000,000.00)
(1,354,169,625)
5,000,000,000.00
JUMLAH Sudah terbayarkan 0 1
0 0
6,250,000,000 550,000,000
7,150,000,000 5,153,500,000 55
357,500,000 357,500,000 0
6,792,500,000 1,639,000,000 5,153,500,000
1,500,000,000 1,500,000,000
300,000,000 300,000,000
1,200,000,000 1,200,000,000
8,650,000,000 1,996,500,000 6,653,500,000

550,000,000
1,679,750,000 1,679,750,000 0
509,680,000 250,000,000 259,680,000 259,680,000
227,000,000 227,000,000 0 0
518,089,625 518,089,625 0
1,503,200,000
58,500,000 13,000,000 58,500,000 0
37,500,000 37,500,000
150,000,000 150,000,000
240,000,000 240,000,000 10,000,000
50,000,000 50,000,000 50,000,000
20,000,000 20,000,000 833,333
50,000,000 50,000,000 50,000,000
15,000,000 15,000,000 0
71,500,000 71,500,000
30,000,000 30,000,000
780,700,000 780,700,000 0
2,978,100,000
2,524,500,000 1,470,700,000 1,053,800,000 175,633,333
453,600,000 453,600,000 0
6,250,000,000
5,000,000,000 5,000,000,000
594,294,922 594,294,922
14,260,114,547 5,015,444,922 8,007,669,625 546,146,667
550,000,000
3,853,333
14,260,114,547
0 1,981,055,078
2 3 4 5
3,853,333 67,386,667 115,920,000 229,453,333
250,000,000 250,000,000 200,000,000

0 0 0 0
0 0
-
- -
2
- - 100,000,000 -
- -
0 0 100,000,000 0
253,853,333 317,386,667 415,920,000 229,453,333
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
10,000,000 10,000,000 10,000,000 10,000,000

0 0 0
833,333 833,333 833,333 833,333
0 0 0 0
0 15,000,000 0 0
0 0 0 0
175,633,333 175,633,333 175,633,333 175,633,333

0 0 0
0 0 0 0
0
186,466,667 201,466,667 186,466,667 186,466,667
250,000,000 250,000,000 200,000,000 200,000,000
67,386,667 115,920,000 229,453,333 42,986,667
Cash Flow
1,400,000,000
6 7 8 9
42,986,667 5,051,520,000 4,889,486,667 4,978,653,333
0
0 0 0 0
0
- -
5,153,500,000 - - -
2 2
100,000,000 - 100,000,000 -
- - 400,000,000
5,253,500,000 0 100,000,000 400,000,000

5,296,486,667 5,051,520,000 4,989,486,667 5,378,653,333
0 0 0 0
0 0 0 0
0 0 0
0 0 129,522,406
58,500,000 0
0 0 0 12,500,000
50,000,000
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
833,333 833,333 833,333 833,333
0 0 0 0
0 0 0 0
0 0 0 0
175,633,333 0 0 0
0 151,200,000 0 151,200,000
0 0 0 0
0 0
244,966,667 162,033,333 10,833,333 354,055,740
200,000,000 200,000,000 200,000,000 200,000,000
5,051,520,000 4,889,486,667 4,978,653,333 5,024,597,594
-
50
0
0
0
10 11 12 13
5,024,597,594 4,812,741,854 4,848,686,115 4,708,330,375
0 0 0 0
0 0 0 0
- - - -
- - - -
- - - -
400,000,000 400,000,000
0 400,000,000 0 400,000,000
5,024,597,594 5,212,741,854 4,848,686,115 5,108,330,375
0 0 0 0
0 0 0 0
0 0 0 0
129,522,406 129,522,406 129,522,406 0
0 0
0 12,500,000 0 12,500,000
0 50,000,000 0 50,000,000
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
833,333 833,333 833,333 833,333
0 0 0 0
0 0 0 0
71,500,000 0 0 0
10,000,000 10,000,000
0 0 0 0
0 0 0 0
0 151,200,000 0 0
0 0 0
211,855,740 364,055,740 140,355,740 83,333,333

200,000,000 200,000,000 200,000,000 200,000,000
4,812,741,854 4,848,686,115 4,708,330,375 5,024,997,042
Most Likely
- -
30 38
0
0
0
179 35.8
279 55.8
458
92
14 15 16 17
5,024,997,042 5,014,163,708 4,993,330,375 4,982,497,042
0 0 0 0
0 0 0 0
- - - -
- - - -
- - - -
- - - -
0 0 0 0
5,024,997,042 5,014,163,708 4,993,330,375 4,982,497,042
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
833,333 833,333 833,333 833,333
0 0 0 0
0 0 0 0
0 0 0 0
10,000,000
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
10,833,333 20,833,333 10,833,333 10,833,333

200,000,000 200,000,000 200,000,000 200,000,000
5,014,163,708 4,993,330,375 4,982,497,042 4,971,663,708
18 19 20 21
4,971,663,708 4,960,830,375 4,949,997,042 4,939,163,708
0 0 0 0
0 0 0 0
- - - -
- - - -
- - - -
- -
0 0 0 0
4,971,663,708 4,960,830,375 4,949,997,042 4,939,163,708
0 0 0 0
0 0 0 0
0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
833,333 833,333 833,333 833,333
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0
0 0 0 0
10,833,333 10,833,333 10,833,333 10,833,333

200,000,000 200,000,000 200,000,000 200,000,000
4,960,830,375 4,949,997,042 4,939,163,708 4,928,330,375
22 23 24
4,928,330,375 4,917,497,042 4,906,663,708
0 0 0 1,250,000,000
0 0 0 0
0
0
- - - 55
- - - 0
- - - 5,153,500,000
6
300,000,000
1,200,000,000
0
0 0 0
4,928,330,375 4,917,497,042 4,906,663,708
0
0 0 0 0
0 0 0 259,680,000
0 0 0
0 0 0 518,089,625
0
0 0 0 58,500,000
0 0 0 37,500,000
0 0 0 150,000,000
10,000,000 10,000,000 10,000,000 240,000,000
0 0 0 50,000,000
833,333 833,333 833,333 20,000,000
0 0 0 50,000,000
0 0 0 15,000,000
0 0 0 71,500,000
30,000,000
0 0 0 0
0
0 0 0 1,053,800,000
0 0 453,600,000
0
0 0 6,250,000,000 6,250,000,000
5,000,000,000
0 0
10,833,333 10,833,333 6,260,833,333
200,000,000 200,000,000 (6,050,000,000)
4,917,497,042 4,906,663,708 (1,354,169,625)
###
No. Dana Yang dikeluarkan
PERUM. GRIYA BERDIKARI
ESTIMASI RUGI LABA

Total
Beban Usaha
- Pembebasan Lahan 0.00
- Perijinan dan Notaris 259,680,000.00
- Pematangan Lahan 0.00
- Pembangunan Sarana Prasarana 518,089,625.00
- Biaya Operasional, Pajak dll 722,500,000.00
- Pengembalian Pinjaman Bank
(Beban Hutang Proyek Lama) 5,000,000,000.00
Total
Net Profit
*Nb : Modal Kerja Dari Bank Bukopin Rp 5.000.000.000,00

BA
6,653,500,000.00
6,250,000,000.00
12,903,500,000.00
14,257,669,625.00
-1,354,169,625.00
PERUM. CITRA MANDIRI UTAMA 3

- RTH m2 1,734
- Jalan m2 2,271
Ruko unit
Total
1. Pembebasan Tanah
Total

- Site Plan Ls 1
Total
3. Pematangan Tanah
- Cut n fill +Urugan Tanah m3 11,353
Total Tanah Matang
B. BIAYA KONSTRUKSI
Pembangunan Subsidi Type 36 Type 27
Pembangunan Ruko Type 28
1. Sarana Jalan

- Lain - Lain
- …..
- Sewa Kantor Pemasaran thn 2
2. Biaya Pajak
Penjualan Ruko 2.5% 4
Penjualan Ruko Ppn 10% 10% 4
Total Biaya Pajak
3. Biaya Lain-lain
- Fee Marketing Subsidi Type 27 1% 114
- Fee Marketing Ruko 2% 4
- Fee Makelar Tanah 1% 1
- Beban Bunga Bank
1. HUTANG BANK
1. Hutag BTN Konven

Total Biaya

Biaya Konstruksi
Hutang Bank
Total
Penjualan Rumah TYPE 36 Subsidi unit 114
Penjualan Ruko unit 4
Total
PROYEKSI KEUNTUNGAN
NO
100%
64.73% 1.
15.27% 2.
20.00% 100%
4
114
118
Harga sat. Total

(Rp) (Rp)
250,000.00 2,838,250,000.00 56,765,000.00
1,135,300,000.00
Total 2,838,250,000.00 3.
5,000,000.00 5,000,000.00 5164

5,000.00 56,765,000.00 860.6666666667
15,000,000.00 15,000,000.00 1721.3333333333
50,000,000.00 50,000,000.00
2,000,000.00 236,000,000.00
250,000.00 29,500,000.00 141,765,000.00
15,000,000.00 15,000,000.00 520,795,000.00
10,000.00 113,530,000.00
Total 379,030,000.00
25,000.00 283,825,000.00 662,855,000.00

Total Tanah Matang 379,030,000.00
1,700,000.00 5,232,600,000.00
2,500,000.00 280,000,000.00
-
Total Biaya Kontruksi 5,512,600,000.00 4,410,080,000.00
5,545,380,000.00
46,994,745.76
Harga Sat. Total Harga 28,907,100.59
(Rp) (Rp) 4.
90,000.00 204,354,000.00
55,000.00 94,710,000.00
1,500,000.00 177,000,000.00
2,000,000.00 236,000,000.00
20,000,000.00 40,000,000.00
15,000,000.00 60,000,000.00
150,000,000.00 150,000,000.00

(Rp) (Rp)
25,000,000.00 50,000,000.00
10,000,000.00 240,000,000.00
18,466,906.25 443,205,750.00
290,000,000.00
1,400,000.00 159,600,000.00
250,000,000.00 25,000,000.00
250,000,000.00 100,000,000.00
284,600,000.00
20,000,000.00 20,000,000.00
140,000,000.00 159,600,000.00
250,000,000.00 20,000,000.00
2,838,250,000.00 28,382,500.00
50,000,000.00 50,000,000.00
15,000,000.00 15,000,000.00
494,860,000.00
787,842,500.00

(Rp) (Rp)
2,600,000,000.00
Total Biaya 2,600,000,000.00
379,030,000.00
5,512,600,000.00
962,064,000.00
1,362,442,500.00
2,600,000,000.00
Total 10,816,136,500.00
140,000,000.00 15,960,000,000.00
250,000,000.00 1,000,000,000.00
Total 16,960,000,000.00
16,960,000,000.00
10,816,136,500.00
6,143,863,500.00
56.80%
9,893,863,500.00
SALDO AWAL :
SUMBER DANA :
A. PERMODALAN
- Investor
- BTN Syariah PPL
- BTN Syariah Konstruksi KYG
B. PENJUALAN
- Rumah Type 36 Sibsidi 114.00 unit 140,000,000
UM 5% 5.00 %
- Rumah Ruko 4.00 unit 250,000,000
UM 20% 20.00 %
TOTAL PENJUALAN
TOTAL SUMBER DANA
BIAYA-BIAYA
I. PEMBEBASAN TANAH
- Pajak Subsidi (1%) 1.00 % 15,960,000,000
- Pajak Ruko (2,5%) 2.50 %
- Pajak Ruko Ppn (10%) 10.00 %
- Biaya Gaji
- Fee Makelar Tanah
- Fee Marketing Type 27 Subsidi 1.00 %
- Fee Marketing Ruko 2.50 %
- Bunga Bank
V. BIAYA KONSTRUKSI
- Konstruksi
- Konstruksi Ruko 4.00 unit 70,000,000
- Pengembalian Modal Investor
- Pengembalian Hutang Bank BTN koven
- Pembagian Keuntungan untuk Investor
- Pengembalian Hutang Bank
TOTAL PENGELUARAN
OUTSTANDING HUTANG INVESTOR
SALDO
TOTAL PLAFOND PINJAMAN INVESTOR
PLAFOND SISA 0.00%
279
5,232,600,000.00 179
4,186,080,000.00 59
1,674,432,000.00
1,419,125,000.00 0.1141199226
3,093,557,000.00 59.3462282398
43,950,500
89,850,500
50,149,500
-
-
JUMLAH Biaya Pengeluaran 0 1
0 0
3,750,000,000 3,750,000,000 3,150,000,000

1,135,300,000 1,135,300,000
4,410,080,000 4,410,080,000
15,960,000,000 15,960,000,000 10
798,000,000 798,000,000 70,000,000
15,162,000,000 15,162,000,000
1,000,000,000 1,000,000,000
200,000,000 200,000,000 -
800,000,000 800,000,000
15,960,000,000 15,960,000,000 70,000,000

20,845,300,000 3,220,000,000
2,838,250,000 2,838,250,000 0
520,795,000 141,765,000 379,030,000 379,030,000
283,825,000 283,825,000 0 0
962,064,000 962,064,000 192,412,800
1,310,788,250 867,582,500
159,600,000 159,600,000 0
25,000,000 25,000,000
100,000,000 100,000,000
240,000,000 240,000,000 10,000,000
28,382,500 28,382,500 0
50,000,000 50,000,000 0
50,000,000 50,000,000 2,083,333
20,000,000 20,000,000 20,000,000
15,000,000 15,000,000 15,000,000
159,600,000 159,600,000 0
20,000,000 20,000,000
443,205,750 443,205,750 0 0
494,860,000 494,860,000
5,512,600,000 5,512,600,000
0
5,232,600,000 5,232,600,000 0
280,000,000 280,000,000
0
3,750,000,000 3,750,000,000
2,600,000,000 2,600,000,000
1,981,055,078
5,545,380,000
17,778,322,250 3,707,045,750 11,471,276,500 3,218,526,133
3,150,000,000
1,473,867
1,135,300,000
0
4,581,055,078
(2,333,194,250)
2 3 4
1,473,867 7,977,733 2,235,431,100
600,000,000
1,135,300,000
1,764,032,000
10 10 20
70,000,000 70,000,000 140,000,000
1,330,000,000
- - -
70,000,000 70,000,000 1,470,000,000

671,473,867 2,977,309,733 3,705,431,100
0 0 0
192,412,800 192,412,800 192,412,800
0 0 14,000,000
10,000,000 10,000,000 10,000,000

0 28,382,500
0 50,000,000 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
0 0 0
39,900,000
10 10
459,000,000 459,000,000 459,000,000
0 0 0
469,947,458
663,496,133 741,878,633 1,187,343,591
600,000,000 0 0
7,977,733 2,235,431,100 2,518,087,509
114750000 13081500000
1,400,000,000
5 6 7
2,518,087,509 3,223,759,918 3,339,829,127
882,016,000 882,016,000
20 20 20
140,000,000 140,000,000 140,000,000
1,330,000,000 1,330,000,000 2,660,000,000
2
- 100,000,000 -
1,470,000,000 1,570,000,000 2,800,000,000

4,870,103,509 4,793,759,918 7,021,845,127
0 0 0
0
0 0 0
192,412,800
14,000,000 14,000,000 28,000,000
10,000,000 10,000,000 10,000,000

0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
0 0 0
39,900,000 39,900,000 79,800,000
10 20 20
918,000,000 918,000,000 918,000,000
140,000,000
0 0
469,947,458 469,947,458 939,894,915

1,646,343,591 1,453,930,791 2,117,778,249
0 0 0
3,223,759,918 3,339,829,127 4,904,066,879
229500000
8 9 10 11
4,904,066,879 5,700,288,630 7,844,926,381 9,654,658,641
882,016,000 0
4
28,000,000 - - -
2,660,000,000 2,660,000,000 2,660,000,000 532,000,000
2
100,000,000 - - -
400,000,000
2,788,000,000 2,660,000,000 3,060,000,000 532,000,000

7,692,066,879 9,242,304,630 10,904,926,381 10,186,658,641
0 0 0 0
0 0 0 0
0 0 0 0
28,000,000 28,000,000 28,000,000 5,600,000

12,500,000
50,000,000 0
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
0 0 0 0
2,083,333 2,083,333 2,083,333 2,083,333
0 0 0 0
0 0 0 0
14,000,000 14,000,000 14,000,000 28,000,000
0 0 0 0
79,800,000 79,800,000 99,800,000 15,960,000
20 20 4 0
918,000,000 183,600,000 0 0
0 140,000,000 0 0
0 0 0 0
939,894,915 939,894,915 1,033,884,407 187,978,983

1,991,778,249 1,397,378,249 1,250,267,740 249,622,316
0 0 0 0
5,700,288,630 7,844,926,381 9,654,658,641 9,937,036,325
229,500,000 45900000
179 35.8
279 55.8
458
92
12 13 14
9,937,036,325 6,360,463,500 6,320,380,167
- -
- - -
- - -
- - -
400,000,000
400,000,000 0 0
10,337,036,325 6,360,463,500 6,320,380,167
0 0 0
0 0 0
0 0 0
0 0
0 0 0
12,500,000
50,000,000
10,000,000 10,000,000 10,000,000
0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
28,000,000 28,000,000 28,000,000
10,000,000 0 10,000,000
0 0 0
20,000,000 0 0
0 0 0
0 0 0
3,750,000,000 0 0
93,989,492 0 0
3,976,572,825 40,083,333 50,083,333
(3,750,000,000) 0 0
6,360,463,500 6,320,380,167 6,270,296,833
Most Likely
0
15 16 17 18
6,270,296,833 6,252,613,500 6,240,530,167 6,228,446,833
- - - -
- - - -
- - - -
- - - -
0 0 0 0
6,270,296,833 6,252,613,500 6,240,530,167 6,228,446,833
0 0 0 0
0 0 0 0
0 0 0
0 0 0 0
0 0 0 0
10,000,000 10,000,000 10,000,000 10,000,000

0 0 0 0
0 0 0 0
2,083,333 2,083,333 2,083,333 2,083,333
0 0 0 0
0 0 0 0
5,600,000 0 0 0
0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
17,683,333 12,083,333 12,083,333 12,083,333
0 0 0 0
6,252,613,500 6,240,530,167 6,228,446,833 6,216,363,500
19 20 21
6,216,363,500 6,204,280,167 6,192,196,833
- - -
- - -
- - -
- - -
0 0 0
6,216,363,500 6,204,280,167 6,192,196,833
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
10,000,000 10,000,000 10,000,000

0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0
0 0 0
0 0 0
12,083,333 12,083,333 12,083,333

0 0 0
6,204,280,167 6,192,196,833 6,180,113,500
22 23 24
6,180,113,500 6,168,030,167 6,155,946,833
- - -
- - -
- - -
- - -
0 0 0
6,180,113,500 6,168,030,167 6,155,946,833
0 0 0
0 0 0
0 0
0 0 0
0 0 0
10,000,000 10,000,000 10,000,000

0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0
12,083,333 12,083,333 12,083,333

0 0 0
6,168,030,167 6,155,946,833 6,143,863,500
2,436,817,750
3,750,000,000
1,135,300,000
4,410,080,000
114
798,000,000
15,162,000,000
4
200,000,000
800,000,000
0
379,030,000
0
962,064,000
0
159,600,000
25,000,000
100,000,000
240,000,000
28,382,500
50,000,000
50,000,000
20,000,000
15,000,000
159,600,000
20,000,000
0
494,860,000
0
114
5,232,600,000
280,000,000
0
0
3,750,000,000
2,600,000,000
0
5,545,380,000
20,111,516,500
PERUM. CITRA MANDIRI UTAMA 3 (CANDEN BOYOLALI)
ESTIMASI RUGI LABA

Total
Beban Usaha
- Beban Hutang BTN Konven 2,600,000,000
- Pembangunan Sarana Prasarana 962,064,000.00
'- Pengembalian Ke Investor 3,750,000,000.00
Total
Net Profit
N BOYOLALI)
BA
16,960,000,000.00
3,750,000,000.00
20,710,000,000.00
14,566,136,500.00
6,143,863,500.00
PERUM. CITRA MANDIRI UTAMA 4 (Teras - Boyolali)

- RTH m2 3,816
- Jalan m2 5,824
Estimasi jumlah kav. KOMERSIAL Type 80/60 unit

Estimasi jumlah kav. KOMERSIAL Type 40 unit
Total
1. Pembebasan Tanah
- DP Pembebasan Lahan
Total

- Site Plan Ls 1
Total
3. Pematangan Tanah
- Sudah terbayar Cut n fill
Total Tanah Matang
B. BIAYA KONSTRUKSI
Pembangunan Type 80/60 Type 80
Pembangunan Type 27 SUBSIDI Type 27
1. Sarana Jalan

- Spot Center ls 1
- Sekolah TK ls 1
- Rumah Sampah ls 1
2. Biaya Pajak
Penjualan Rumah TYPE 80/60 2.50% 6
Ppn 10% 10.00% 6
Ppn 10% Type 40 10.00% 85
Total Biaya Pajak
3. Biaya Lain-lain
- Fee Marketing
* Penjualan Rumah TYPE 80/60 2%
* Penjualan Rumah TYPE 40 2%
- Bunga BPRS bln 5
- (Bunga BPRS yang sudah terbayarkan) bln 2
- Biaya Bagi Hasil Komercial 3.50% 91
- Biaya Bagi Hasil Subsidi 3% 223

Biaya Konstruksi
Total
Penjualan Rumah TYPE 80/60 unit 6
Total
PROYEKSI KEUNTUNGAN
4. Pengembalian BPRS
PROYEKSI KEUNTUNGAN
2. Keuntungan Investor 3,208,601,441
3. Sisa Keuntungan 3,082,773,933
NO
100% 291
66.91% 29,130 66.9069687607 1.
13.10% 33.0930312393 2.
20% 13.0930312393
20
6
85 2.23
223 66.9
314 138
Harga sat. Total

(Rp) (Rp)
342,803.81 9,985,875,000.00
4,522,234,375.00 2,995,762,500.00
Total 5,463,640,625.00
15,000,000.00 15,000,000.00
5,000.00 145,650,000.00 3.
20,000,000.00 20,000,000.00
400,000,000.00 400,000,000.00
2,500,000.00 785,000,000.00
300,000.00 94,200,000.00
25,000,000.00 25,000,000.00
15,000.00 436,950,000.00
Total 1,921,800,000.00
36,000.00 1,048,680,000.00
200,000,000.00
848,680,000.00 5,966,242,500.00
Total Tanah Matang 8,234,120,625.00
2,500,000.00 1,200,000,000.00 200,000,000.00

2,500,000.00 8,500,000,000.00
1,700,000.00 10,235,700,000.00 960,000,000.00
8,188,560,000.00
15,948,560,000.00
(Rp) (Rp)
100,000.00 582,400,000.00
75,000.00 145,600,000.00
1,500,000.00 471,000,000.00 4.
2,500,000.00 785,000,000.00
75,000,000.00 225,000,000.00
150,000,000.00 150,000,000.00
250,000,000.00 250,000,000.00
100,000,000.00 100,000,000.00
80,000,000.00 80,000,000

(Rp) (Rp)
Nb :
14,000,000.00 28,000,000.00
10,000,000.00 240,000,000.00
5,000,000.00 265,627,900.00
268,000,000.00
1,400,000.00 312,200,000.00
8,750,000.00 52,500,000.00
35,000,000.00 210,000,000.00
6,250,000.00 531,250,000.00
25,000,000.00 2,125,000,000.00
3,230,950,000.00
100,000,000.00 100,000,000.00
312,200,000.00
42,000,000.00
425,000,000.00
340,000.00 198,084,000.00
100,000,000.00 100,000,000.00
50,000,000.00 50,000,000.00
350,000,000.00 1,750,000,000.00
350,000,000.00 700,000,000.00
18,680,000,000.00 653,800,000.00
29,659,000,000.00 889,770,000.00
3,820,854,000.00
8,234,120,625.00
19,935,700,000.00
2,789,000,000.00
7,319,804,000.00
Total 38,278,624,625.00
140,000,000.00 31,220,000,000.00
350,000,000.00 2,100,000,000.00
250,000,000.00 21,250,000,000.00
Total 54,570,000,000.00
54,570,000,000.00
38,278,624,625.00
16,291,375,375.00
10,000,000,000.00
6,291,375,375.00
42.56%
6,291,375,375.00
3,208,601,441.25 51%
3,082,773,933.75 49%
SALDO AWAL :
SUMBER DANA :
A. PERMODALAN
- Investor
-
- Dana KYG BTN Syariah
B. PENJUALAN
- Rumah Type 40 85.00 unit 250,000,000
UM 20% 20.00 %
- Rumah Type 80/60 6.00 unit 350,000,000
UM 20% 20.00 %
UM 5% 5.00 %
TOTAL PENJUALAN
TOTAL SUMBER DANA
BIAYA-BIAYA
I. PEMBEBASAN TANAH
- Pajak Subsidi (1%) 1.00 % 31,220,000,000
- Biaya Gaji
- Fee Makelar Tanah
- Fee Marketing
- Fee Marketing Type 27
- Fee Marketing Tipe 80
- Biaya Bagi Hasil Komercial
- Biaya Bagi Hasil Subsidi
V. BIAYA KONSTRUKSI
- Konstruksi Tipe 80/60 6.00 unit 200,000,000
- Pengembalian Hutang BPRS
- Pengembalian Bank
- Bunga BPRS
- Bagi Hasil Investor
TOTAL PENGELUARAN
SALDO
PLAFOND TERPAKAI #DIV/0!

PLAFOND SISA #DIV/0!
160,000,000.00
36,720,000.00
80,000,000.00
279
179
59
0.1141199226
59.3462282398
43,950,500
#REF!
#REF!
52,033,333.33
7,000,000.00
#REF!
#REF!
(13,208,601,441.25)
JUMLAH Sudah Terbayar 0 1
0 0
13,700,000,000 13,700,000,000 6,700,000,000
15,948,560,000
21,250,000,000 21,250,000,000
4,250,000,000 4,250,000,000
17,000,000,000 17,000,000,000
2,100,000,000 2,100,000,000
420,000,000 420,000,000
1,680,000,000 1,680,000,000
31,220,000,000 31,220,000,000 10
1,561,000,000 112,000,000 1,449,000,000 70,000,000
29,659,000,000 29,659,000,000
84,218,560,000 112,000,000 33,208,000,000 70,000,000

6,770,000,000
9,985,875,000 4,522,234,375 5,463,640,625 5,463,640,625

1,921,800,000 1,921,800,000 320,300,000
1,048,680,000 200,000,000 848,680,000 282,893,333
2,789,000,000 2,789,000,000 0
7,585,431,900 5,776,234,000
312,200,000 312,200,000 0
52,500,000 52,500,000 0
210,000,000 210,000,000 0
531,250,000 531,250,000
2,125,000,000 2,125,000,000
240,000,000 240,000,000 10,000,000
198,084,000 198,084,000 0
100,000,000 100,000,000 0
28,000,000 28,000,000 1,166,667
100,000,000 100,000,000 100,000,000
50,000,000 50,000,000 0
0
312,200,000 312,200,000 0
42,000,000 42,000,000 0
425,000,000 425,000,000 0
265,627,900 265,627,900 0 0
653,800,000 653,800,000 0
889,770,000 889,770,000 0
19,935,700,000
1,200,000,000 1,200,000,000 0
10,235,700,000 10,235,700,000 0
8,500,000,000 8,500,000,000 0
10,000,000,000 10,000,000,000
15,948,560,000 15,948,560,000
13,700,000,000 13,700,000,000
1,750,000,000 700,000,000 1,050,000,000 350,000,000
3,208,601,441 3,208,601,441
74,173,648,341 5,687,862,275 6,528,000,625
25,948,560,000
241,999,375
Optimistic Cash Flow
0
0
(2,605,088,341)
2 3 4 5
241,999,375 1,347,639,375 1,717,029,375 374,622,708
2,000,000,000 2,500,000,000 2,500,000,000 0

0 0 0 0
6,379,424,000 0
5 10
250,000,000 500,000,000
- - -
- - - -
- -
10 20 20 30
70,000,000 140,000,000 140,000,000 210,000,000
1,330,000,000 1,330,000,000
70,000,000 140,000,000 1,720,000,000 2,040,000,000

2,311,999,375 3,987,639,375 12,316,453,375 2,414,622,708
0 0 0 0
320,300,000 320,300,000 320,300,000 320,300,000
282,893,333 282,893,333
0 697,250,000 697,250,000 697,250,000
0 0 0 0
0 0 0 0
0 0 0 0
10,000,000 10,000,000 10,000,000 10,000,000

0 0 33,014,000 33,014,000
0 100,000,000 0 0
1,166,667 1,166,667 1,166,667 1,166,667
0 0 0 0
0 50,000,000 0 0
0 0 14,000,000 14,000,000
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 39,900,000 39,900,000
0 0 0 0
0 459,000,000 459,000,000 918,000,000
0 0 0 0
10,000,000,000 0
0 0 367,200,000 367,200,000
350,000,000 350,000,000 0
964,360,000 2,270,610,000 11,941,830,667 2,400,830,667
1,347,639,375 1,717,029,375 374,622,708 13,792,042

c Cash Flow
13.0833333333
1,400,000,000
6 7 8 9
13,792,042 3,877,573,375 4,680,192,708 8,981,174,042
0 0 0 0
0 0 0 0
3,189,712,000 3,189,712,000
10 10 10 10
500,000,000 500,000,000 500,000,000 500,000,000
1,000,000,000 2,000,000,000
2 2 2
140,000,000 140,000,000 140,000,000 0
- - 0 0
30 40 30 20
210,000,000 280,000,000 210,000,000 140,000,000
2,660,000,000 2,660,000,000 3,990,000,000 3,990,000,000
3,510,000,000 3,580,000,000 5,840,000,000 6,630,000,000

6,713,504,042 7,457,573,375 13,709,904,708 15,611,174,042
0 0 0 0
320,300,000 0 0 0
0 0
697,250,000 0 0 0
14,000,000 14,000,000 28,000,000 28,000,000

0 0
0 0 0
31,250,000 62,500,000
125,000,000 250,000,000
10,000,000 10,000,000 10,000,000 10,000,000
33,014,000 33,014,000 33,014,000 33,014,000
0 0 0 0
1,166,667 1,166,667 1,166,667 1,166,667
0 0 0 0
0 0 0 0
28,000,000 28,000,000 42,000,000 42,000,000
0 0 0 0
0 0 25,000,000 50,000,000
0 0 0 0
0 0 35,000,000 70,000,000
79,800,000 79,800,000 119,700,000 119,700,000
0 0 400,000,000 400,000,000
918,000,000 1,377,000,000 1,377,000,000 1,836,000,000
0 500,000,000 1,000,000,000 1,000,000,000
734,400,000 734,400,000 1,501,600,000 1,901,600,000
2,835,930,667 2,777,380,667 4,728,730,667 5,803,980,667
3,877,573,375 4,680,192,708 8,981,174,042 9,807,193,375
229,500,000
50
0
0
0
10 11 12 13
9,807,193,375 15,279,738,708 17,421,672,042 5,262,005,375
0 0 0 0
0 0 0 0
3,189,712,000
10 10 10
500,000,000 500,000,000 500,000,000 0
2,000,000,000 2,000,000,000 2,000,000,000 2,000,000,000
0 - - -
560,000,000 560,000,000 560,000,000 -
13
91,000,000 0 0 0
5,320,000,000 3,990,000,000 2,660,000,000 1,729,000,000
8,471,000,000 7,050,000,000 5,720,000,000 3,729,000,000

21,467,905,375 22,329,738,708 23,141,672,042 8,991,005,375
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
42,000,000 42,000,000 56,000,000 42,000,000

17,500,000 17,500,000 17,500,000 0
70,000,000 70,000,000 70,000,000 0
62,500,000 62,500,000 62,500,000 62,500,000
250,000,000 250,000,000 250,000,000 250,000,000
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
0 0 0 0
1,166,667 1,166,667 1,166,667 1,166,667
0 0 0 0
0 0 0 0
56,000,000 42,000,000 28,000,000 18,200,000
14,000,000 14,000,000 14,000,000 0
50,000,000 50,000,000 50,000,000 50,000,000
0 0 0 0
89,600,000 89,600,000 89,600,000 70,000,000
159,600,000 119,700,000 79,800,000 51,870,000
400,000,000 0 0 0
1,377,000,000 918,000,000 596,700,000 0
1,000,000,000 1,000,000,000 1,000,000,000 1,000,000,000
2,588,800,000 2,221,600,000 1,854,400,000 1,277,360,000

13,700,000,000
6,188,166,667 4,908,066,667 17,879,666,667 2,833,096,667
15,279,738,708 17,421,672,042 5,262,005,375 6,157,908,708

Most Likely
- -
30 38
166,056,800
13,838,067
96,866,467
179 35.8
279 55.8
458
92
14 15 16 17
6,157,908,708 5,886,242,042 5,624,375,375 6,380,708,708
0 0 0 0
0 0 0 0
2,000,000,000 2,000,000,000 2,000,000,000 0

- - - -
- - - -
- - - -
0 0 0 0
- - - -
2,000,000,000 2,000,000,000 2,000,000,000 0

8,157,908,708 7,886,242,042 7,624,375,375 6,380,708,708
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
28,000,000 18,200,000 0 0
0 0 0 0
0 0 0 0
62,500,000 62,500,000 62,500,000 0
250,000,000 250,000,000 250,000,000 0
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
0 0 0 0
1,166,667 1,166,667 1,166,667 1,166,667
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
50,000,000 50,000,000 50,000,000 0
0 0 0 0
70,000,000 70,000,000 70,000,000 0
0 0 0 0
0 0 0 0
0 0 0 0
1,000,000,000 1,000,000,000 0 0
800,000,000 800,000,000 800,000,000 0

0
2,271,666,667 2,261,866,667 1,243,666,667 11,166,667
5,886,242,042 5,624,375,375 6,380,708,708 6,369,542,042

18 19 20 21
6,369,542,042 6,358,375,375 6,347,208,708 6,336,042,042
0 0 0 0
0 0 0 0
0 0 0 0
- - - -
- - - -
- - - -
0 0 0 0
- - - -
0 0 0 0
6,369,542,042 6,358,375,375 6,347,208,708 6,336,042,042
0 0 0 0
0 0 0 0
0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0
0 0 0 0
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
0 0 0 0
1,166,667 1,166,667 1,166,667 1,166,667
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
11,166,667 11,166,667 11,166,667 11,166,667
6,358,375,375 6,347,208,708 6,336,042,042 6,324,875,375

22 23 24
6,324,875,375 6,313,708,708 6,302,542,042
0 0 0 13,700,000,000
0 0 0 0
15,948,560,000
0
85
4,250,000,000
0 0 0 17,000,000,000
- - - 6
- - - 420,000,000
- - - 1,680,000,000
223
0 0 0 1,561,000,000
- - 29,659,000,000
0
0 0 0 54,570,000,000
6,324,875,375 6,313,708,708 6,302,542,042 221,624,721,625
0
0 0 0 5,463,640,625
0 0 0 1,921,800,000
0 0 848,680,000
0 0 0 2,789,000,000
0
0 0 0 312,200,000
0 0 0 52,500,000
0 0 0 210,000,000
531,250,000
0 0 0 2,125,000,000
10,000,000 10,000,000 10,000,000 240,000,000
0 0 0 198,084,000
0 0 0 100,000,000
1,166,667 1,166,667 1,166,667 28,000,000
0 0 0 100,000,000
0 0 0 50,000,000
0
0 0 0 312,200,000
0 0 0 42,000,000
0 0 0 425,000,000
0 0 0 0
0 0 0 653,800,000
0 0 0 889,770,000
10,235,700,000
0 0 0 8,500,000,000
0 0 0 0
0 0 0 10,000,000,000
15,948,560,000
13,700,000,000
0 0 0 1,050,000,000
0 0 0 81,135,786,066
3,208,601,441
11,166,667 11,166,667 3,219,768,108
6,313,708,708 6,302,542,042 3,082,773,934

v
v
76,727,184,625
PERUM. CITRA MADITI UTAMA 4
ESTIMASI RUGI LABA

Total
Beban Usaha
- Hutag Pihak ke 3 10,000,000,000.00
- Pematangan Lahan 848,680,000.00
Total
Net Profit
A
54,570,000,000.00
13,700,000,000.00
68,270,000,000.00
61,978,624,625.00
6,291,375,375.00
PERUM. PESONA CITRA INDAH

- RTH m2 5,040
- Jalan m2 11,760
Estimasi jumlah kav. KomersilType 42 unit

Total
Total

- Site Plan Ls 1
Total
3. Pematangan Tanah
Total Tanah Matang
B. BIAYA KONSTRUKSI
Pembangunan Subsidi Type 27 ( 64 Unit ) 27 64
Pembangunan Subsidi Type 27 ( 60 Unit ) 27 60
Pembangunan Subsidi Type 42 42 168
1. Sarana Jalan

- Penyediaan air bersih Pamsimas unit 306

- Penyediaan air bersih Pamsimas yang sudah terbayar 1
- Jaringan Listrik dan Trafo terbayar 1
- Aula, Taman, Pagar, Musholla Paket 1
- …..
1. Biaya Pajak
Total Biaya Pajak
2. Biaya Lain-lain
-'Sewa Kantor thn 2
- Fee Marketing Tipe 27(subsidi) 1% 124
- Fee Marketing Tipe 40 2% 168
- Beban Konstruksi Pak Pur
- Perpanjangan BTNs 1
- Marketing Tools : Banner, Baliho, Mobil Branding 1
- Pengembalian DP tanah
- 2 Bangunan Rumah Contoh Komersial
- Kekurangan Listrik ( Instalasi Dalam )
- Kekurangan Air
- Penambahan Lahan SHM 6090 m2
- Kekurangan bayar Notaris
- Pinjaman Pihak 3
- Biaya bagi Hasil Subsidi % 7.63
Biaya Konstruksi
Total
Penjualan Rumah TYPE 42 Komersil unit 168
Total
PROYEKSI KEUNTUNGAN
4. KYG BTN Syariah
PROSENTASE KEUNTUNGAN
RINCIAN DANA PINJAMAN

1. KYG BTN syariah
2. Pak Joko
1. Pembebasan lahan
- Pembuatan ITR & PTP
- Pengeringan & IPPTP
- Site Plan
- Sosialisasi warga dan izin makam
- Pecah Kavling Notaris
- Study Andalalin UKL/UPL
- Penggabungan (HGB)
3. Pematangan Tanah
- Cut n fill +Urugan Tanah
4. Pembangunan 78 Unit rumah
5. - Penyediaan air bersih Pamsimas yang sudah terbayar
6. - Jaringan Listrik dan Trafo terbayar
Total Pengeluaran Awal Rp 19,162,400,0

NO
100%
60.00% 1.
12.00% 2.
28.00%
168
138
306
350,000.00 14,700,000,000.00
Total 14,700,000,000.00
294,000,000.00
5,000,000.00 5,000,000.00 3.
5,000.00 210,000,000.00
15,000,000.00 15,000,000.00
30,000,000.00 30,000,000.00
2,000,000.00 612,000,000.00 5164
1,500,000.00 459,000,000.00 860.6666666667
15,000,000.00 15,000,000.00 1721.3333333333
8,000.00 336,000,000.00
Total 1,682,000,000.00
14,285.71 600,000,000.00
- -
1,900,000.00 3,078,000,000.00 (15,876,000,000.00)
2,250,000.00 15,876,000,000.00 2,282,000,000.00
(15,876,000,000.00)
Total Biaya Kontruksi 18,954,000,000.00
1,587,600,000.00

(Rp) (Rp)
125,000.00 1,470,000,000.00
#REF!
125,000.00 490,000,000.00
1,500,000.00 459,000,000.00 4.
178,000,000.00
2,000,000.00 612,000,000.00
210,000,000.00
550,000,000.00 550,000,000.00
Total Biaya Prasarana 3,969,000,000.00 3,581,000,000.00

(Rp) (Rp)
1,380,000.00 402,960,000.00
402,960,000.00
80,000,000.00 80,000,000.00
20,000,000.00 40,000,000.00
138,000,000.00 171,120,000.00
250,000,000.00 840,000,000.00
25,000,000.00 25,000,000.00
1,750,000,000.00 1,800,000,000.00
250,000,000.00 250,000,000.00
250,000,000.00 250,000,000.00
400,000,000.00
130,000,000.00
93,000,000.00
100,000,000.00
430,000,000.00
837,389,000.00
6,500,000,000.00
19,044,000,000.00 1,453,057,200.00 10,529,400.00
13,349,566,200.00
459,000,000.00
18,954,000,000.00
3,581,000,000.00
13,752,526,200.00
Total 36,746,526,200.00
250,000,000.00 42,000,000,000.00
138,000,000.00 17,112,000,000.00
Total 59,112,000,000.00 17,112,000,000.00

17,112,000,000.00
59,112,000,000.00
36,746,526,200.00 -
22,365,473,800.00 12,215,473,800
10,150,000,000.00 - (10,150,000,000.00)
12,215,473,800.00
12,215,473,800
-
Rp 10,150,000,000.00
Rp 6,500,000,000.00
Rp 2,512,400,000.00
Rp 19,162,400,000.00
Rp 14,700,000,000.00
Rp 5,000,000.00
Rp 210,000,000.00
Rp 15,000,000.00
Rp 30,000,000.00
Rp 612,000,000.00
Rp 15,000,000.00
Rp 336,000,000.00
Rp 600,000,000.00
Rp 2,251,400,000.00
Rp 178,000,000.00
Rp 210,000,000.00
p 19,162,400,000.00
Rp -
Rp -
Pencairan Konstruksi -
PPL 7,350,000,000.00
7,350,000,000.00
#REF! 43,491,124.26
140,000,000.00
96,508,875.74
7,000,000.00
89,508,875.74
15,127,000,000.00
PERHITUNGAN CASH FLOW (IN-OUT) VOLUME SAT
SALDO AWAL :
SUMBER DANA :
A. PERMODALAN
- Modal INVESTOR
- BTN Syariah
- Pinjaman Pihak 3
- Modal Pribadi
B. PENJUALAN
- Rumah Type 27 Sibsidi 138.00 unit

UM 5% 5.00 %
- Rumah Type 42 Komersil 168.00 unit
UM 20% 20.00 %
TOTAL PENJUALAN
TOTAL SUMBERDANA
BIAYA-BIAYA
I. PEMBEBASAN TANAH
1. Biaya Pajak
Penjualan Rumah TYPE 27 Subsidi 1.00 %
Total Biaya Pajak
2. Biaya Lain-lain
Sewa Kantor
- Fee Marketing Tipe 27(subsidi)
- Beban Konstruksi Pak Pur
- Perpanjangan BTNs
- Marketing Tools : Banner, Baliho, Mobil Branding
- Pengembalian DP tanah
- 2 Bangunan Rumah Contoh Komersial
- Kekurangan Listrik ( Instalasi Dalam )
- Kekurangan Air
- Penambahan Lahan SHM 6090 m2
- Kekurangan bayar Notaris
- Pinjaman Pihak 3
- Biaya Bagi Hasil Subsidi 3 %

Total Biaya Lain Lain
V. BIAYA KONSTRUKSI
Pembangunan Subsidi Type 42 168 unit
Pembangunan Subsidi Type 27 ( 60 Unit ) 60 unit
- Pengembalian modal/bank
- Modal Investor
TOTAL PENGELUARAN
SALDO
PLAFOND SISA 22.00%
7,079,400,000 138
Rp 2,251,400,000 44
4,828,000,000 94
4,822,200,000
3,078,000,000.00
2,462,400,000.00
984,960,000.00
7,350,000,000.00
8,334,960,000.00
126
12,215,473,800.00
(10,150,000,000.00)
12,215,473,800
10,150,000,000.00
0
NILAI JUMLAH Sudah terbayarkan 0
14,000,000,000 14,000,000,000
13,013,520,000 10,150,000,000 2,863,520,000
6,500,000,000 6,500,000,000
580,400,000
138,000,000 19,044,000,000 17,112,000,000

952,200,000 96,600,000 855,600,000
18,091,800,000 1,835,400,000 16,256,400,000
250,000,000 42,000,000,000 42,000,000,000
8,400,000,000 8,400,000,000
33,600,000,000 33,600,000,000
61,044,000,000.00 1,932,000,000 59,112,000,000.00
75,044,000,000.00 0 73,112,000,000.00
14,700,000,000 14,700,000,000 0
1,682,000,000 1,223,000,000 459,000,000
600,000,000 600,000,000 0
3,969,000,000 388,000,000 3,581,000,000
13,752,526,200 13,752,526,200
402,960,000 402,960,000
402,960,000 402,960,000
80,000,000 80,000,000
40,000,000 40,000,000
171,120,000 171,120,000
840,000,000 840,000,000
25,000,000 25,000,000
1,750,000,000 2,251,400,000 1,750,000,000
250,000,000 250,000,000
250,000,000 250,000,000
400,000,000 400,000,000
130,000,000 130,000,000
93,000,000 93,000,000
100,000,000 100,000,000
430,000,000 430,000,000
837,389,000 837,389,000
6,500,000,000 6,500,000,000
138 1,453,057,200 1,453,057,200

13,349,566,200 13,349,566,200
18,954,000,000 18,954,000,000
94,500,000 15,876,000,000 15,876,000,000
51,300,000 3,078,000,000 3,078,000,000
10,150,000,000 10,150,000,000
14,000,000,000 14,000,000,000
63,807,526,200 19,162,400,000 60,896,526,200
13,013,520,000
10,150,000,000
2,863,520,000 44,645,126,200
19,162,400,000
0
65,067,600 73,550,725
168
65067600 126
294
279 13,013,520,000
179 15,163,200,000 12,215,473,800
59 2,149,680,000
0.1141199226
59.3462282398
43,950,500
95,250,500
44,749,500
1 2 3 4
0 992,444,333 1,830,277,667 2,300,777,667
12,000,000,000 1,000,000,000 1,000,000,000 0

0 0 0 0
0 0 0 0
0
10 10 10 10
69,000,000 69,000,000 69,000,000 69,000,000
- - - 1,311,000,000
- - - 10
0 0 0 500,000,000
-
69,000,000.00 69,000,000.00 69,000,000.00 1,880,000,000.00
12,069,000,000.00 2,061,444,333.33 2,899,277,666.67 4,180,777,666.67
0 0 0 0
229,500,000 229,500,000 0 0
0 0 0 0
0 0 596,833,333 596,833,333
0 0 0 0
13,800,000
80,000,000 0
1,666,667 1,666,667 1,666,667 1,666,667
13,800,000
25,000,000
1,750,000,000
250,000,000
250,000,000
400,000,000 0
130,000,000 0 0 0
93,000,000 0
100,000,000 0
430,000,000 0 0 0
837,389,000 0 0 0
6,500,000,000
0 0 0 145,305,720
0 0 0 0
0 0 0 513,000,000
735,507,246
11,076,555,667 231,166,667 598,500,000 2,019,912,966
992,444,333 1,830,277,667 2,300,777,667 2,160,864,700

Optimistic Cash Flow
11,076,555,667 231,166,667 598,500,000

11,906,222,333
3,078,000,000
0
0
#REF!
1,400,000,000
5 6 7 8
2,160,864,700 2,020,951,734 936,038,768 2,356,325,801
0 0 0 0
0 0 0 0
0 0 0 0
10 10 20 20
69,000,000 69,000,000 138,000,000 138,000,000
1,311,000,000 1,311,000,000 1,311,000,000 1,311,000,000
10 10 20 20
500,000,000 500,000,000 1,000,000,000 1,000,000,000
- 2,000,000,000 2,000,000,000
1,880,000,000.00 1,880,000,000.00 4,449,000,000.00 4,449,000,000.00
4,040,864,700.29 3,900,951,733.91 5,385,038,767.54 6,805,325,801.16
0 0 0 0
0 0 0 0
0 0 0 0
596,833,333 596,833,333 596,833,333 596,833,333
0 0 0 0
13,800,000 13,800,000 27,600,000 27,600,000
1,666,667 1,666,667 1,666,667 1,666,667

13,800,000 13,800,000 13,800,000 13,800,000
50,000,000 50,000,000
0 0 0 0
0 0 0 0
145,305,720 145,305,720 145,305,720 145,305,720
0 945,000,000 945,000,000 945,000,000

513,000,000 513,000,000 513,000,000 513,000,000
735,507,246 735,507,246 735,507,246 735,507,246
2,019,912,966 2,964,912,966 3,028,712,966 3,028,712,966
2,020,951,734 936,038,768 2,356,325,801 3,776,612,835
4,822,200,000
3,078,000,000
- 1,744,200,000
9 10 11 12
3,776,612,835 4,848,733,202 8,807,546,322 12,738,759,443
0 0 0 0
0 0 0 0
0 0 0 0
20 4
138,000,000 27,600,000 - -
1,311,000,000 2,622,000,000 2,622,000,000 2,622,000,000
20 20 20 20
1,000,000,000 1,000,000,000 1,000,000,000 1,000,000,000
2,000,000,000 4,000,000,000 4,000,000,000 4,000,000,000
4,449,000,000.00 7,649,600,000.00 7,622,000,000.00 7,622,000,000.00
8,225,612,834.78 12,498,333,201.74 16,429,546,322.32 20,360,759,442.90
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
27,600,000 55,200,000 55,200,000 55,200,000
1,666,667 1,666,667 1,666,667 1,666,667

13,800,000 27,600,000 27,600,000 27,600,000
50,000,000 100,000,000 100,000,000 100,000,000
0 0 0 0
0 0 0 0
145,305,720 145,305,720 145,305,720 145,305,720
1,890,000,000 1,890,000,000 1,890,000,000 1,890,000,000

513,000,000 0 0
735,507,246 1,471,014,493 1,471,014,493 1,471,014,493
3,376,879,633 3,690,786,879 3,690,786,879 3,690,786,879
4,848,733,202 8,807,546,322 12,738,759,443 16,669,972,563
### 2.423925E+016
179 35.8
279 55.8
458
92
13 14 15 16
16,669,972,563 4,594,847,133 6,575,580,467 8,745,313,800
0 0 0 0
0 0 0 0
0 0 0 0
- - - -
- - - -
524,400,000 - - -
18 - - -
900,000,000 0 0 0
4,000,000,000 4,000,000,000 4,000,000,000 3,600,000,000
5,424,400,000.00 4,000,000,000.00 4,000,000,000.00 3,600,000,000.00
22,094,372,563.48 8,594,847,133.33 10,575,580,466.67 12,345,313,800.00
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
33,120,000 27,600,000 27,600,000 24,840,000
1,666,667 1,666,667 1,666,667 1,666,667

5,520,000 0 0 0
100,000,000 100,000,000 100,000,000 90,000,000
0 0 0 0
0 0
145,305,720 0 0 0
1,890,000,000 1,890,000,000 1,701,000,000 0

0 0 0 0
0
1,323,913,043 0 0
14,000,000,000
17,499,525,430 2,019,266,667 1,830,266,667 116,506,667
4,594,847,133 6,575,580,467 8,745,313,800 12,228,807,133

Most Likely
17 18 19 20
12,228,807,133 12,227,140,467 12,225,473,800 12,223,807,133
0 0 0 0
0 0 0 0
0 0 0 0
- - - -
- - - -
- - - -
- - - -
0 0 0 0
- - - -
0.00 0.00 0.00 0.00
12,228,807,133.33 12,227,140,466.67 12,225,473,800.00 12,223,807,133.33
0 0 0 0
0 0 0 0
0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
1,666,667 1,666,667 1,666,667 1,666,667

0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0
0 0 0 0
1,666,667 1,666,667 1,666,667 1,666,667
12,227,140,467 12,225,473,800 12,223,807,133 12,222,140,467

21 22 23 24
12,222,140,467 12,220,473,800 12,218,807,133 12,217,140,467
0 0 0 0
0 0 0 0
0 0 0 0
- - - -
- - - -
- - - -
- - - -
0 0 0 0
- - -
0.00 0.00 0.00 0.00
12,222,140,466.67 12,220,473,800.00 12,218,807,133.33 12,217,140,466.67
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
1,666,667 1,666,667 1,666,667 1,666,667

0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0
1,666,667 1,666,667 1,666,667 1,666,667
12,220,473,800 12,218,807,133 12,217,140,467 12,215,473,800

177,138,836,835
0
0
14,000,000,000
0
0
0
0
200
124
855,600,000
16,256,400,000
168
8,400,000,000
33,600,000,000
59,112,000,000
250,250,836,835
0
0
459,000,000
0
3,581,000,000
0
0
402,960,000
0
0
80,000,000
40,000,000
171,120,000
840,000,000
25,000,000
1,750,000,000
250,000,000
250,000,000
400,000,000
130,000,000
93,000,000
100,000,000
430,000,000
837,389,000
6,500,000,000
0
1,453,057,200
0
0
15,876,000,000
3,078,000,000
0 18,954,000,000
0 10,150,000,000
10,150,000,000
14,000,000,000
60,896,526,200
PERUM. PESONA CITRA INDAH
ESTIMASI RUGI LABA

Total
Beban Usaha
- Pengembalian Pinjaman
Bank (Beban Hutang Proyek
Lama) 10,150,000,000.00
Total
Net Profit
BA
59,112,000,000.00
14,000,000,000.00
73,112,000,000.00
60,896,526,200.00
12,215,473,800.00
0.00

- RTH m2 2,068
- Jalan m2 4,825

Total
1. Pembebasan Tanah
Total

- Site Plan Ls 1
Total
3. Pematangan Tanah
Total Tanah Matang
B. BIAYA KONSTRUKSI
Pembangunan Subsidi Type 36 Type 36
1. Sarana Jalan

- Lain - Lain
- …..
2. Biaya Pajak
Total Biaya Pajak
3. Biaya Lain-lain
- Fee Marketing 1% 169
- Bagi hasil Bank 3% 169
Biaya Konstruksi
Total
Total
PROYEKSI KEUNTUNGAN
PROYEKSI KEUNTUNGAN
1. Total Keuntungan
NO
100%
60.00% 1.
12.00% 2.
28.00%
169
169
Harga sat. Total

(Rp) (Rp)
230,000.00 3,963,590,000.00 79,271,800.00 3.

1,585,436,000.00
Total 3,963,590,000.00
5,000,000.00 5,000,000.00 5164

5,000.00 86,165,000.00 860.6666666667
10,000,000.00 10,000,000.00 1721.3333333333
30,000,000.00 30,000,000.00
2,000,000.00 338,000,000.00
250,000.00 42,250,000.00
15,000,000.00 15,000,000.00
10,000.00 172,330,000.00
Total 698,745,000.00
25,000.00 430,825,000.00 1,129,570,000.00

4.
1,700,000.00 10,342,800,000.00
-
-
9,859,676,000.00
58,341,278.11
(Rp) (Rp)
887,370,840.00
90,000.00 434,271,600.00 73,947,570.00
55,000.00 94,710,000.00
1,500,000.00 253,500,000.00
2,000,000.00 338,000,000.00
20,000,000.00 60,000,000.00
15,000,000.00 105,000,000.00
200,000,000.00 200,000,000.00

(Rp) (Rp)
25,000,000.00 50,000,000.00
10,000,000.00 240,000,000.00
5,916,666.67 142,000,000.00
290,000,000.00
1,400,000.00 236,600,000.00
236,600,000.00
20,000,000.00 20,000,000.00
140,000,000.00 236,600,000.00
3,963,590,000.00 39,635,900.00
50,000,000.00 50,000,000.00
15,000,000.00 15,000,000.00
22,477,000,000.00 674,310,000.00
1,035,545,900.00
5,093,160,000.00
10,342,800,000.00
1,485,481,600.00
1,562,145,900.00
Total 18,483,587,500.00
140,000,000.00 23,660,000,000.00
Total 23,660,000,000.00
23,660,000,000.00
18,483,587,500.00
5,176,412,500.00
28.01%
5,176,412,500.00 100%
2,639,970,375.00 51%
2,536,442,125.00 49%
11,376,412,500.00
SALDO AWAL :
SUMBER DANA :
A. PERMODALAN
- Investor
- BTN Syariah (PPL)
- BTN Syariah Konstruksi (KYG)
B. PENJUALAN
UM 5% 5.00 %
TOTAL PENJUALAN
TOTAL SUMBER DANA
BIAYA-BIAYA
I. PEMBEBASAN TANAH
- Pajak Subsidi (1%) 1.00 % 23,660,000,000
- Biaya Gaji
- Fee Makelar Tanah
- Fee Marketing 1.00 %
- Bagi Hasil Bank
V. BIAYA KONSTRUKSI
- Konstruksi
- Pengembalian BTN Syariah
TOTAL PENGELUARAN
SALDO
TOTAL PLAFOND PINJAMAN INVESTOR
PLAFOND SISA 0.00%
279
10,342,800,000.00 179
8,274,240,000.00 59
3,309,696,000.00
1,981,795,000.00 0.1141199226
5,291,491,000.00 59.3462282398
43,950,500
105,150,500
34,849,500
-
0 0
6,200,000,000 6,200,000,000 4,200,000,000

1,585,436,000 1,585,436,000
8,274,240,000 8,274,240,000
23,660,000,000 10
1,183,000,000 70,000,000
22,477,000,000
23,660,000,000 0 70,000,000
7,785,436,000 4,270,000,000
3,963,590,000 3,963,590,000 3,963,590,000

698,745,000 698,745,000 174,686,250
430,825,000 430,825,000 0
1,485,481,600 1,485,481,600 0
1,704,145,900 1,704,145,900
236,600,000 236,600,000 0
240,000,000 240,000,000 10,000,000
39,635,900 39,635,900 0
50,000,000 50,000,000 0
50,000,000 50,000,000 2,083,333
20,000,000 20,000,000 20,000,000
15,000,000 15,000,000 15,000,000
236,600,000 236,600,000 0
142,000,000 142,000,000 142,000,000 0
674,310,000 674,310,000
10,342,800,000 10,342,800,000
0
10,342,800,000 10,342,800,000 0
0
6,200,000,000 6,200,000,000
9,859,676,000 9,859,676,000
0
34,685,263,500 142,000,000 24,825,587,500 4,185,359,583
9,859,676,000 4,200,000,000
84,640,417
9,859,676,000
0
10,342,800,000
142,000,000
2 3 4
84,640,417 416,087,933 45,899,550
1,000,000,000 1,000,000,000
1,585,436,000
3,309,696,000
15 15 20
105,000,000 105,000,000 140,000,000
1,330,000,000
105,000,000 105,000,000 1,470,000,000

1,189,640,417 1,521,087,933 6,411,031,550
0 0 0
174,686,250 174,686,250 174,686,250
215,412,500 215,412,500
371,370,400 371,370,400 371,370,400
0 0 14,000,000
10,000,000 10,000,000 10,000,000
0 39,635,900
0 50,000,000 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
0 0 0
39,900,000
10 15
0 612,000,000 918,000,000
0 0 0
583,412,781
0 0 0
773,552,483 1,475,188,383 2,113,452,764
1,000,000,000 1,000,000,000 0
416,087,933 45,899,550 4,297,578,786
153,000,000
1,400,000,000
5 6 7
4,297,578,786 4,175,155,881 5,772,951,376
1,654,848,000
20 20 20
140,000,000 140,000,000 140,000,000
1,995,000,000 1,995,000,000 2,660,000,000
2,135,000,000 2,135,000,000 2,800,000,000

6,432,578,786 7,965,003,881 8,572,951,376
0 0 0
0
0 0 0
371,370,400 0
21,000,000 21,000,000 28,000,000

10,000,000 10,000,000 10,000,000
0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
0 0 0
59,850,000 59,850,000 79,800,000
15 20 20
918,000,000 1,224,000,000 1,224,000,000
0 0
875,119,172 875,119,172 1,166,825,562
0 0 0
2,257,422,905 2,192,052,505 2,510,708,895
0 0 0
4,175,155,881 5,772,951,376 6,062,242,480
306000000
8 9 10 11
6,062,242,480 7,992,381,585 8,260,672,689 10,106,811,794
1,654,848,000 1,654,848,000
20 20 9
140,000,000 140,000,000 63,000,000 -
2,660,000,000 2,660,000,000 2,660,000,000 2,660,000,000
2,800,000,000 2,800,000,000 2,723,000,000 2,660,000,000

10,517,090,480 10,792,381,585 12,638,520,689 12,766,811,794
0 0 0 0
0 0 0 0
0 0 0 0
28,000,000 28,000,000 28,000,000 28,000,000

10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
0 0 0 0
2,083,333 2,083,333 2,083,333 2,083,333
0 0 0 0
0 0 0 0
14,000,000 21,000,000 21,000,000 28,000,000
0 0 0 0
79,800,000 79,800,000 79,800,000 79,800,000
20 20 20 20
1,224,000,000 1,224,000,000 1,224,000,000 1,224,000,000
0 0 0 0
1,166,825,562 1,166,825,562 1,166,825,562 1,166,825,562
0 0 0 0
2,524,708,895 2,531,708,895 2,531,708,895 2,538,708,895
0 0 0 0
7,992,381,585 8,260,672,689 10,106,811,794 10,228,102,898
306,000,000 306000000
179 35.8
279 55.8
458
92
12 13 14
10,228,102,898 4,822,594,003 5,405,929,167
- -
- - -
2,660,000,000 1,197,000,000 -
2,660,000,000 1,197,000,000 0
12,888,102,898 6,019,594,003 5,405,929,167
0 0 0
0 0 0
0 0 0
0 0
28,000,000 12,600,000 0
10,000,000 10,000,000 10,000,000
0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
28,000,000 28,000,000 28,000,000
0 0 0
79,800,000 35,910,000 0
9 0 0
550,800,000 0 0
6,200,000,000 0 0
1,166,825,562 525,071,503 0
0 0 0
8,065,508,895 613,664,836 40,083,333
(6,200,000,000) 0 0
4,822,594,003 5,405,929,167 5,365,845,833
Most Likely
137700000
15 16 17 18
5,365,845,833 5,325,762,500 5,285,679,167 5,260,995,833
- - - -
- - - -
- - - -
0 0 0 0
5,365,845,833 5,325,762,500 5,285,679,167 5,260,995,833
0 0 0 0
0 0 0 0
0 0 0
0 0 0 0
0 0 0 0
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
0 0 0 0
2,083,333 2,083,333 2,083,333 2,083,333
0 0 0 0
0 0 0 0
28,000,000 28,000,000 12,600,000 0
0 0 0 0
0
0 0 0 0
0 0
0 0 0 0
0 0 0 0
0 0 0 0
40,083,333 40,083,333 24,683,333 12,083,333
0 0 0 0
5,325,762,500 5,285,679,167 5,260,995,833 5,248,912,500
19 20 21
5,248,912,500 5,236,829,167 5,224,745,833
- - -
- - -
- - -
0 0 0
5,248,912,500 5,236,829,167 5,224,745,833
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
10,000,000 10,000,000 10,000,000
0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
0 0 0
0 0
0 0 0
0 0 0
0 0 0
12,083,333 12,083,333 12,083,333
0 0 0
5,236,829,167 5,224,745,833 5,212,662,500
22 23 24
5,212,662,500 5,200,579,167 5,188,495,833
- - -
- - -
- - -
0 0 0
5,212,662,500 5,200,579,167 5,188,495,833
0 0 0
0 0 0
0 0
0 0 0
0 0 0
10,000,000 10,000,000 10,000,000
0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0
12,083,333 12,083,333 12,083,333
0 0 0
5,200,579,167 5,188,495,833 5,176,412,500
6,200,000,000
1,585,436,000
8,274,240,000
9,859,676,000
169
1,183,000,000
22,477,000,000
3,963,590,000
698,745,000
430,825,000
1,485,481,600
0
236,600,000
240,000,000
39,635,900
50,000,000
50,000,000
20,000,000
15,000,000
236,600,000
0
674,310,000
0
169
10,342,800,000
0
6,200,000,000
9,859,676,000
34,543,263,500
PERUM : CITRA MANDIRI UTAMA 6 (Karang Malang - Sragen)
ESTIMASI RUGI LABA

Total
Beban Usaha
Total
Net Profit
23,660,000,000.00
6,200,000,000.00
29,860,000,000.00
24,683,587,500.00
5,176,412,500.00

- RTH m2 1,325
- Jalan m2 6,249
type 40 unit
Type 36 Subsidi unit
Total
1. Pembebasan Tanah
Total

- Site Plan Ls 1
Total
3. Pematangan Tanah
Total Tanah Matang
B. BIAYA KONSTRUKSI
Pembangunan Type 36 Subsidi Type 36
1. Sarana Jalan

- Lain - Lain
- …..
2. Biaya Pajak
Penjualan Rumah TYPE 40 Ppn 10% 10% 63
Total Biaya Pajak
3. Biaya Lain-lain
- Fee Marketing subsidi type 36 1% 113
- Fee Marketing type 40 2% 63
- Bagi hasil Bank Komersial 3.50% 63
- Bagi hasil Bank Subsidi 3% 113
Biaya Konstruksi
Total
Total
PROYEKSI KEUNTUNGAN
PROYEKSI KEUNTUNGAN
1. Total Keuntungan
NO
100%
60.00% 1.
7.00% 2.
33.00%
63
113
176
Harga sat. Total

(Rp) (Rp)
250,000.00 4,733,750,000.00 94,675,000.00

1,893,500,000.00
3.
Total 4,733,750,000.00
5,000,000.00 5,000,000.00 5164

5,000.00 94,675,000.00 860.6666666667
10,000,000.00 10,000,000.00 1721.3333333333
50,000,000.00 50,000,000.00
2,000,000.00 352,000,000.00
300,000.00 52,800,000.00
15,000,000.00 15,000,000.00
10,000.00 189,350,000.00
Total 768,825,000.00
25,000.00 473,375,000.00 1,242,200,000.00

2,500,000.00 6,300,000,000.00 80,000,000.00

1,700,000.00 6,915,600,000.00 48,960,000.00
-
4.
(Rp) (Rp)
90,000.00 562,369,500.00
55,000.00 114,556,750.00
1,500,000.00 264,000,000.00
2,000,000.00 352,000,000.00
20,000,000.00 60,000,000.00
15,000,000.00 105,000,000.00
250,000,000.00 250,000,000.00

(Rp) (Rp)
25,000,000.00 50,000,000.00
10,000,000.00 240,000,000.00
5,000,000.00 120,000,000.00
410,000,000.00
1,400,000.00 158,200,000.00
6,250,000.00 393,750,000.00
25,000,000.00 1,575,000,000.00
2,126,950,000.00
20,000,000.00 20,000,000.00
140,000,000.00 158,200,000.00
250,000,000.00 315,000,000.00
4,733,750,000.00 47,337,500.00
50,000,000.00 50,000,000.00
15,000,000.00 15,000,000.00
12,600,000,000.00 441,000,000.00
15,029,000,000.00 450,870,000.00
1,497,407,500.00
5,975,950,000.00
13,215,600,000.00
1,707,926,250.00
4,034,357,500.00
Total 24,933,833,750.00
250,000,000.00 15,750,000,000.00
140,000,000.00 15,820,000,000.00
Total 31,570,000,000.00
31,570,000,000.00
24,933,833,750.00
6,636,166,250.00
26.62%
6,636,166,250.00 100%
3,384,444,787.50 51%
3,251,721,462.50 49%
13,436,166,250.00
SALDO AWAL :
SUMBER DANA :
A. PERMODALAN
- Investor
- BTN Syariah
B. PENJUALAN
- Rumah Type 40 63.00 unit 250,000,000
UM 20% 20.00 %
UM 5% 5.00 %
TOTAL PENJUALAN
TOTAL SUMBER DANA
BIAYA-BIAYA
I. PEMBEBASAN TANAH
- Pajak Subsidi (1%) 1.00 % 15,820,000,000
- Pajak Komersil Type 40 2.50 % 15,750,000,000
- Pajak Komersil Type 40 Ppn 10% 10.00 %
- Biaya Gaji
- Fee Makelar Tanah 1.00 %
- Fee Marketing Subsidi 1.00 %
- Fee Marketing Type 40 2.00 %
- Bagi hasil Bank Komersial
- Bagi hasil Bank Subsidi
V. BIAYA KONSTRUKSI
- Konstruksi Type 40 63.00 unit 100,000,000
- Pengembalian Bank
TOTAL PENGELUARAN
SALDO
TOTAL PLAFOND PINJAMAN Bank
PLAFOND SISA 0.00%
61,200,000.00 5,532,480,000.00
100,000,000.00 5,040,000,000.00
279
6,915,600,000.00 179
5,532,480,000.00 59
2,212,992,000.00
2,366,875,000.00 0.1141199226
4,579,867,000.00 59.3462282398
43,950,500
105,150,500
34,849,500
0.00
0.00
0 0
6,800,000,000 6,800,000,000 5,000,000,000

10,572,480,000 10,572,480,000
15,750,000,000 15,750,000,000
3,150,000,000 3,150,000,000
12,600,000,000 12,600,000,000
15,820,000,000 15,820,000,000 10
791,000,000 791,000,000 70,000,000
15,029,000,000 15,029,000,000
15,820,000,000 15,820,000,000 70,000,000

33,192,480,000 5,070,000,000
4,733,750,000 4,733,750,000 4,733,750,000

768,825,000 768,825,000 192,206,250
473,375,000 473,375,000 0
1,707,926,250 1,707,926,250 0
4,034,357,500 4,034,357,500
158,200,000 158,200,000 0
393,750,000 393,750,000 0
1,575,000,000 1,575,000,000
240,000,000 240,000,000 10,000,000
47,337,500 47,337,500 0
50,000,000 50,000,000 0
50,000,000 50,000,000 2,083,333
20,000,000 20,000,000 20,000,000
15,000,000 15,000,000 15,000,000
158,200,000 158,200,000 0
315,000,000 315,000,000
120,000,000 120,000,000 5,000,000
441,000,000 441,000,000 0
450,870,000 450,870,000 0
13,215,600,000 13,215,600,000
6,300,000,000 6,300,000,000
6,915,600,000 6,915,600,000 0
0
6,800,000,000 6,800,000,000
10,572,480,000 10,572,480,000
0
42,306,313,750 0 31,733,833,750 4,978,039,583
5,000,000,000
91,960,417
10,572,480,000
0
48,960,000.00
80,000,000.00
0
2 3 4
91,960,417 465,983,333 3,687,188
750,000,000 1,050,000,000
4,228,992,000
3
150,000,000
10 10 10
70,000,000 70,000,000 70,000,000
1,330,000,000
70,000,000 70,000,000 1,550,000,000

911,960,417 1,585,983,333 5,782,679,188
0 0 0
192,206,250 192,206,250 192,206,250
236,687,500 236,687,500
0 426,981,563 426,981,563
0 0 14,000,000
0 0 0
10,000,000 10,000,000 10,000,000

0 47,337,500
0 50,000,000 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
5,000,000 5,000,000 5,000,000

0 0 0
0 0 39,900,000
0 612,000,000 612,000,000
0 0 0
489,600,000
0 0 0
445,977,083 1,582,296,146 1,791,771,146
750,000,000 1,050,000,000 0
465,983,333 3,687,188 3,990,908,042
153000000
951,523,200
79,293,600
1,400,000,000
5 6 7
3,990,908,042 3,991,343,146 5,476,274,250
2,114,496,000 2,114,496,000
10 10 10
500,000,000 500,000,000 500,000,000
600,000,000
10 20 20
70,000,000 140,000,000 140,000,000
1,330,000,000 1,330,000,000 1,330,000,000
1,900,000,000 1,970,000,000 2,570,000,000

5,890,908,042 8,075,839,146 10,160,770,250
0 0 0
0
0 0 0
426,981,563 426,981,563
14,000,000 14,000,000 14,000,000

0 0 18,750,000
75,000,000
10,000,000 10,000,000 10,000,000
0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0
5,000,000 5,000,000 5,000,000

0 0 21,000,000
39,900,000 39,900,000 39,900,000
300,000,000 1,000,000,000 1,000,000,000
612,000,000 612,000,000 612,000,000
0 0 0
489,600,000 489,600,000 729,600,000
0 0 0
1,899,564,896 2,599,564,896 2,527,333,333
0 0 0
3,991,343,146 5,476,274,250 7,633,436,917
1.53E+016
8 9 10 11
7,633,436,917 9,680,849,583 10,386,266,250 11,639,682,917
2,114,496,000
10 10 10
500,000,000 500,000,000 500,000,000
2,000,000,000 2,000,000,000 2,000,000,000 2,000,000,000
10 10 3
70,000,000 70,000,000 21,000,000 -
1,330,000,000 2,660,000,000 2,660,000,000 1,330,000,000
3,900,000,000 5,230,000,000 5,181,000,000 3,330,000,000

13,647,932,917 14,910,849,583 15,567,266,250 14,969,682,917
0 0 0 0
0 0 0 0
0 0 0 0
14,000,000 28,000,000 28,000,000 14,000,000

62,500,000 62,500,000 62,500,000 62,500,000
250,000,000 250,000,000 250,000,000 250,000,000
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
0 0 0 0
2,083,333 2,083,333 2,083,333 2,083,333
0 0 0 0
0 0 0 0
14,000,000 14,000,000 14,000,000
15,000,000 50,000,000
5,000,000 5,000,000 5,000,000 5,000,000
70,000,000 70,000,000 70,000,000 70,000,000
39,900,000 79,800,000 79,800,000 39,900,000
1,000,000,000 1,000,000,000 1,000,000,000 1,000,000,000
1,224,000,000 1,224,000,000 612,000,000 612,000,000
0 0 0 0
1,289,600,000 1,779,200,000 1,779,200,000 1,289,600,000
0 0 0 0
3,967,083,333 4,524,583,333 3,927,583,333 3,419,083,333
0 0 0 0
9,680,849,583 10,386,266,250 11,639,682,917 11,550,599,583
### 1.53E+016
179 35.8
279 55.8
458
92
12 13 14
11,550,599,583 6,089,916,250 7,062,282,917
2,000,000,000 2,000,000,000 0
- -
- - -
1,330,000,000 399,000,000 -
3,330,000,000 2,399,000,000 0
14,880,599,583 8,488,916,250 7,062,282,917
0 0 0
0 0 0
0 0 0
0 0
14,000,000 4,200,000 0
62,500,000 62,500,000 0
250,000,000 250,000,000 0
10,000,000 10,000,000 10,000,000
0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
14,000,000 14,000,000 28,000,000
50,000,000 50,000,000 50,000,000
5,000,000 5,000,000 5,000,000
70,000,000 70,000,000 0
39,900,000 11,970,000 0
0 0 0
183,600,000 0 0
6,800,000,000 0 0
1,289,600,000 946,880,000 0
0 0 0
8,790,683,333 1,426,633,333 95,083,333
(6,800,000,000) 0 0
6,089,916,250 7,062,282,917 6,967,199,583
Most Likely
0
15 16 17 18
6,967,199,583 6,872,116,250 6,791,032,917 6,759,949,583
0
- - - -
- - - -
- - - -
0 0 0 0
6,967,199,583 6,872,116,250 6,791,032,917 6,759,949,583
0 0 0 0
0 0 0 0
0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
10,000,000 10,000,000 10,000,000 10,000,000
0 0 0 0
0 0 0 0
2,083,333 2,083,333 2,083,333 2,083,333
0 0 0 0
0 0 0 0
28,000,000 14,000,000 14,000,000 4,200,000
50,000,000 50,000,000 0 0
5,000,000 5,000,000 5,000,000 5,000,000
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
0 0 0 0
95,083,333 81,083,333 31,083,333 21,283,333
0 0 0 0
6,872,116,250 6,791,032,917 6,759,949,583 6,738,666,250
19 20 21
6,738,666,250 6,721,582,917 6,704,499,583
- - -
- - -
- - -
0 0 0
6,738,666,250 6,721,582,917 6,704,499,583
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
10,000,000 10,000,000 10,000,000
0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
0 0 0
5,000,000 5,000,000 5,000,000
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
0 0 0
17,083,333 17,083,333 17,083,333
0 0 0
6,721,582,917 6,704,499,583 6,687,416,250
22 23 24
6,687,416,250 6,670,332,917 6,653,249,583
- - -
- - -
- - -
0 0 0
6,687,416,250 6,670,332,917 6,653,249,583
0 0 0
0 0 0
0 0
0 0 0
0 0 0
0 0 0
0 0 0
10,000,000 10,000,000 10,000,000
0 0 0
0 0 0
2,083,333 2,083,333 2,083,333
0 0 0
0 0 0
0 0 0
0
5,000,000 5,000,000 5,000,000
0 0 0
0 0 0
0 0 0
0 0 0
0 0
0 0 0
0 0
17,083,333 17,083,333 17,083,333
0 0 0
6,670,332,917 6,653,249,583 6,636,166,250
6,800,000,000
10,572,480,000
3,150,000,000
12,600,000,000
113
791,000,000
15,029,000,000
4,733,750,000
768,825,000
473,375,000
1,707,926,250
0
158,200,000
393,750,000
1,575,000,000
240,000,000
47,337,500
50,000,000
50,000,000
20,000,000
15,000,000
158,200,000
315,000,000
120,000,000
0
6,300,000,000
6,915,600,000
0
6,800,000,000
10,572,480,000
42,306,313,750
PERUM : PESONA CITRA INDAH 2 (Karang Malang - Sragen)
ESTIMASI RUGI LABA

Total
Beban Usaha
Total
Net Profit
A
31,570,000,000.00
6,800,000,000.00 3,400,000,000.00
38,370,000,000.00
31,733,833,750.00
6,636,166,250.00

ID Analisis Debit Banjir Dan Tinggi Muka Ai

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ESTIMASI RUGI LABA GABUGAN

Pendapatan dari Penjualan

A. PENGGUNAAN & BIAYA TANAH KESELURUHAN

Estimasi jumlah kav.KOMERSIAL Type 45 unit

Estimasi jumlah kav. KOMERSIAL Type 36 A unit

Uraian Pekerjaan Sat Volume

2. Perijinan & Notaris

C. BIAYA PEMBANGUNAN SARANA & PRASARANA

Uraian Pekerjaan Sat. Volume

2. Prasarana Lingkungan Dalam

Total Biaya Prasarana

D. BIAYA OPERASIONAL & PENUNJANG (2 TAHUN)

Uraian Pekerjaan Sat. Volume

Total Biaya Lain-lain

Harga sat. Total

260,000.00 14,103,960,000.00 4,231,188,000.00

Harga Sat. Total Harga

Total Biaya Prasarana 5,133,845,800.00

Harga Sat. Total Harga

13,074,292,833 4,854,755,333 523,567,333

105,784,266,633 4,854,755,333 523,567,333

0 1,368,000,000 2,736,000,000 2,427,705,167

1,368,000,000 1,368,000,000 1,368,000,000 1,868,000,000

9,570,218,333 6,292,603,500 7,824,380,167 30,779,895,383

1,068,000,000 168,000,000 24,326,000,000 10,342,000,000

1,125,000,000 1,125,000,000 1,125,000,000 1,125,000,000

36,273,806,600 40,152,717,817 38,625,129,033 15,747,081,700

7,142,000,000 3,402,000,000 6,916,000,000 6,650,000,000

33,600,000 33,600,000 70,000,000 70,000,000

3,263,088,783 4,929,588,783 29,794,047,333 3,682,527,333

18,714,554,367 22,906,027,033 23,975,899,700 28,424,172,367

6,650,000,000 3,990,000,000 5,054,000,000 -

6,650,000,000 3,990,000,000 5,054,000,000 0

70,000,000 42,000,000 53,200,000 0

2,458,527,333 2,920,127,333 605,727,333 38,333,333

28,385,839,033 28,347,505,700 28,309,172,367 28,270,839,033

38,333,333 38,333,333 38,333,333 38,333,333

Pendapatan dari Penjualan

A. PENGGUNAAN & BIAYA TANAH KESELURUHAN

Estimasi jumlah kav. Type 27 unit

Uraian Pekerjaan Sat Volume

2. Perijinan & Notaris

Uraian Pekerjaan Sat. Volume

2. Prasarana Lingkungan Dalam

Total Biaya Prasarana

D. BIAYA OPERASIONAL & PENUNJANG (2 TAHUN)

Uraian Pekerjaan Sat. Volume

Total Biaya Lain-lain

Harga sat. Total

Total Biaya Prasarana 518,089,625.00

Harga Sat. Total Harga

8,650,000,000 1,996,500,000 6,653,500,000

3,853,333 67,386,667 115,920,000 229,453,333

250,000,000 250,000,000 200,000,000

10,000,000 10,000,000 10,000,000 10,000,000

175,633,333 175,633,333 175,633,333 175,633,333

42,986,667 5,051,520,000 4,889,486,667 4,978,653,333

5,253,500,000 0 100,000,000 400,000,000

5,024,597,594 4,812,741,854 4,848,686,115 4,708,330,375

211,855,740 364,055,740 140,355,740 83,333,333

5,024,997,042 5,014,163,708 4,993,330,375 4,982,497,042

10,833,333 20,833,333 10,833,333 10,833,333

4,971,663,708 4,960,830,375 4,949,997,042 4,939,163,708