Asuransi

Kepada

Merk New Passanger Tahun Kendaraan :

Asuransi Kombinasi +Banjir+RSCC+TJH 50jt
From
HP

Email
12 24
OTR 240,000,000 240,000,000
DP 20.00% 20.00%
Uang Muka 48,000,000 48,000,000
Pokok Hutang Awal 192,000,000 192,000,000
Rate Asuransi 0.000% 0.000%
Asuransi Kombinasi - -
Bunga Flat (%) 3.08% 3.88%
Bunga Jual 5,913,600 14,899,200
Total Hutang 197,913,600 206,899,200
Angsuran 16,492,800 8,620,800
Pembayaran I
Uang Muka 48,000,000 48,000,000
Angsuran 16,492,800 8,620,800
Asuransi - -
Banjir, Gempa Bumi - -
RSCC/Huru-hara - -
TJH Pihak Ketiga - -
Polis 14,000 14,000
Administrasi 1,500,000 1,500,000
Provisi 0.0000% - -
Fidusia 500,000 500,000
Total DP 66,506,800 58,634,800

Credit Protection 960,000 1,440,000

TDP 67,466,800 60,074,800

Pelunasan ke dealer 172,533,200 179,925,200

**Note : Estimasi kredit bukan persetujuan kredit
* Note : Bunga dapat berubah sewaktu-waktu
Persyaratan Aplikasi :
Perorangan :
1. KTP Suami Istri + Kartu Keluarga + Surat Nikah + NPWP
2. PBB + AJB / Sertifikat Kepemilikan Rumah
3. Tabungan / Rek Koran 3 Bln Terakhir BCA
4. Slip Gaji / Surat ket penghasilan (Karyawan)
5. SIUP (Pengusaha)
6.Mutasi bank lain 3 Bulan apabila diperlukan
7. FC. BPKB dan STNK (Refinancing)
Perusahaan :
1. KTP pengurus (Direksi & komisaris)
2. KTP semua pemegang saham
3. Akte pendirian & perubahannya
4. SK MENKEH untuk akte pendirian & perubahan
5. SIUP, NPWP, TDP, Ijin Domisili yang masih berlaku
6. Rekening Koran 3 bulan terakhir (BCA) - wajib
7. Laporan keuangan 2 thn terakhir
 merah dipilih, biru

2018

48 48 Keterangan
300,000,000 240,000,000 240,000,000
20.00% 20.00% 20.00%
60,000,000 48,000,000 48,000,000
240,000,000 192,000,000 192,000,000
3.220% 0.000% 3.600%
9,660,000 - 8,640,000
5.98% 5.98% 7.0000%
57,408,000 45,926,400 #VALUE!
297,408,000 237,926,400 #VALUE!
6,196,000 4,956,800 #VALUE!

60,000,000 48,000,000 48,000,000

6,196,000 4,956,800 #VALUE!
9,660,000 - 8,640,000
- - -
- - -
- - 0
14,000 14,000 14,000
1,500,000 1,500,000
- - -
500,000 500,000 500,000
77,870,000 54,970,800 #VALUE!

3,000,000 2,880,000 3,360,000

80,870,000 57,850,800 #VALUE!

219,130,000 182,149,200 #VALUE!

 merah dipilih, biru di isi

Jenis Kendaraan New Passanger

CP Yes
Yes No
Cluster B

B A
OTR 240,000,000
Tahun Kendaraan 2018
DP 20%
Gathering No
Disc Bunga 0.00%
Disc Provisi 0.00%
Disc Admin 0
Asuransi Kombinasi
Banjir No
RSCC No
TJH No
NPWP No
RATE KENDARAAN BARU & SEMILEASBACK
Prepaid
Tenor
Ketentuan
1 2 3 4 5
Flat 3.08% 3.88% 4.18% 4.48% 7.00%
Bunga
Eff 6.6771% 7.93% 8.31% 8.70% 12.98%
Provisi 0.00%
Passenger Car
DEPRESIASI 100% 90% 80%
Jenis OTR / Tenor 1 Thn 2 Thn 3 Thn
0 s/d Rp. 125.000.000 3.26% 6.194% 8.802%
> Rp. 125.000.000 s/d Rp. 180.000.000 2.47% 4.94% 7.41%
> Rp. 180.000.000 s/d Rp. 200.000.000 2.47% 4.693% 6.669%
> Rp. 200.000.000 s/d Rp. 300.000.000 2.08% 4.16% 6.24%
COMPREHENSIVE > Rp. 300.000.000 s/d Rp. 400.000.000 2.08% 3.952% 5.616%
> Rp. 400.000.000 s/d Rp. 600.000.000 1.20% 2.40% 3.60%
> Rp. 600.000.000 s/d Rp. 800.000.000 1.20% 2.28% 3.24%
> Rp. 800.000.000 s/d Rp. 1.150.000.000 1.05% 2.10% 3.15%
> Rp. 1.150.000.000 1.05% 1.995% 2.835%
0 s/d Rp. 125.000.000 3.26% 3.845% 4.365%
> Rp. 125.000.000 s/d Rp. 180.000.000 2.47% 2.91% 3.35%
> Rp. 180.000.000 s/d Rp. 200.000.000 2.47% 2.866% 3.218%
> Rp. 200.000.000 s/d Rp. 300.000.000 2.08% 2.46% 2.84%
KOMBINASI > Rp. 300.000.000 s/d Rp. 400.000.000 2.08% 2.422% 2.726%
> Rp. 400.000.000 s/d Rp. 600.000.000 1.20% 1.45% 1.70%
> Rp. 600.000.000 s/d Rp. 800.000.000 1.20% 1.425% 1.625%
> Rp. 800.000.000 s/d Rp. 1.150.000.000 1.05% 1.25% 1.45%
> Rp. 1.150.000.000 1.05% 1.23% 1.39%
0 s/d Rp. 125.000.000 0.65% 1.235% 1.755%
> Rp. 125.000.000 s/d Rp. 180.000.000 0.44% 0.88% 1.32%
> Rp. 180.000.000 s/d Rp. 200.000.000 0.44% 0.836% 1.188%
> Rp. 200.000.000 s/d Rp. 300.000.000 0.38% 0.76% 1.14%
TLO > Rp. 300.000.000 s/d Rp. 400.000.000 0.38% 0.722% 1.026%
> Rp. 400.000.000 s/d Rp. 600.000.000 0.25% 0.50% 0.75%
> Rp. 600.000.000 s/d Rp. 800.000.000 0.25% 0.475% 0.675%
> Rp. 800.000.000 s/d Rp. 1.150.000.000 0.20% 0.40% 0.60%
> Rp. 1.150.000.000 0.20% 0.38% 0.54%
 75% 70% 70% Tenor
Jenis
4 Thn 5 Thn 6 Thn 1 Thn 2 Thn 3 Thn
11.247% 13.529% 15.811% 0.2200% 0.4180% 0.5940%
9.88% 12.35% 14.82% 0.2200% 0.4400% 0.6600%
8.5215% 10.2505% 11.9795% 0.2200% 0.4180% 0.5940%
8.32% 10.40% 12.48% Banjir, Angin Topan, Gempa 0.2200% 0.4400% 0.6600%
7.1760% 8.6320% 10.0880% Bumi, Tsunami (Act of God) 0.2200% 0.4180% 0.5940%
4.80% 6.00% 7.20% Comprehensif 0.2200% 0.4400% 0.6600%
4.14% 4.98% 5.82% 0.2200% 0.4180% 0.5940%
4.20% 5.25% 6.30% 0.2200% 0.4400% 0.6600%
3.6225% 4.3575% 5.0925% 0.2200% 0.4180% 0.5940%
4.8525% 5.3075% 5.7625% 0.1500% 0.2850% 0.4050%
3.79% 4.23% 4.67% 0.1500% 0.3000% 0.4500%
3.548% 3.856% 4.164% 0.1500% 0.2850% 0.4050%
3.22% 3.60% 3.98% Banjir, Angin Topan, Gempa 0.1500% 0.3000% 0.4500%
3.0110% 3.2770% 3.5430% Bumi, Tsunami (Act of God) 0.1500% 0.2850% 0.4050%
1.95% 2.20% 2.45% TLO 0.1500% 0.3000% 0.4500%
1.8125% 1.9875% 2.1625% 0.1500% 0.2850% 0.4050%
1.65% 1.85% 2.05% 0.1500% 0.3000% 0.4500%
1.54% 1.68% 1.82% 0.1500% 0.2850% 0.4050%
2.2425% 2.6975% 3.1525% 0.0500% 0.0950% 0.1350%
1.76% 2.20% 2.64% 0.0500% 0.1000% 0.1500%
1.518% 1.826% 2.134% 0.0500% 0.0950% 0.1350%
1.52% 1.90% 2.28% 0.0500% 0.1000% 0.1500%
Huru Hara dan Kerusuhan
1.3110% 1.5770% 1.8430% 0.0500% 0.0950% 0.1350%
(SRCC)
1.00% 1.25% 1.50% 0.0500% 0.1000% 0.1500%
0.8625% 1.0375% 1.2125% 0.0500% 0.0950% 0.1350%
0.80% 1.00% 1.20% 0.0500% 0.1000% 0.1500%
0.69% 0.83% 0.97% 0.0500% 0.0950% 0.1350%
TJH 10Jt 150,000 300,000 450,000
TJH 25JT 300,000 600,000 900,000
TJH 50JT 425,000 850,000 ###
Tenor
4 Thn 5Thn 6 Thn
0.7590% 0.9130% 1.0670%
0.8800% 1.1000% 1.3200%
0.7590% 0.9130% 1.0670%
0.8800% 1.1000% 1.3200%
0.7590% 0.9130% 1.0670%
0.8800% 1.1000% 1.3200%
0.7590% 0.9130% 1.0670%
0.8800% 1.1000% 1.3200%
0.7590% 0.9130% 1.0670%
0.5175% 0.6225% 0.7275%
0.6000% 0.7500% 0.9000%
0.5175% 0.6225% 0.7275%
0.6000% 0.7500% 0.9000%
0.5175% 0.6225% 0.7275%
0.6000% 0.7500% 0.9000%
0.5175% 0.6225% 0.7275%
0.6000% 0.7500% 0.9000%
0.5175% 0.6225% 0.7275%
0.1725% 0.2075% 0.2425%
0.2000% 0.2500% 0.3000%
0.1725% 0.2075% 0.2425%
0.2000% 0.2500% 0.3000%
0.1725% 0.2075% 0.2425%
0.2000% 0.2500% 0.3000%
0.1725% 0.2075% 0.2425%
0.2000% 0.2500% 0.3000%
0.1725% 0.2075% 0.2425%
600,000 750,000 900,000
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