SIMULASI SKEMA COP 2018

OTR 141,000,000
PLAFON MAX : 300,000,000
80% : 240,000,000
20% : 60,000,000
TENOR 48 Bln
Contoh :
1. Installment
Lumpsum/bulan = Plafon 80% - Hutang Pokok 240,000,000
48
KKB BCA = Hutang Pokok+ Bunga 133,017,600
48
Total Installment Yang Dibayarkan

2. Pengembalian DP COP
Cicilan DP COP/bulan = 20% PLAFON 60,000,000
48

Jika DP Yg di Bayar ke Delaer 45,836,800 45,836,800

Maka Sisa Cicilan DP COP

Total Pembayaran/Bulan

Sisa Benefit Cash Utk Karyawan

- 112,800,000 = 2,650,000 karyawan (+)
48
/ 48 = 2,771,200 + KKB (+)

5,421,200 Perusahaan (-)

/ 48 = 1,250,000

/ 48 = 954,933 - Karyawan (-)

295,067 +

5,716,267

2,945,067

sisa buat karyawan 1,695,067