Kontraktor Sipil (Bangunan)
Kontraktor Sipil (Bangunan)
TOTAL 148,100
Kenaikan Omset (%) 130.00% 150.00% 170.00% 180.00% 190.00% 200.00% 210.00% 220.00% 230.00% 240.00% 245.00% 250.00%
Total Penjualan (Rp) 214,500 247,500 280,500 297,000 313,500 330,000 346,500 363,000 379,500 396,000 404,250 412,500
Total Pokok (Rp) 156,000 180,000 204,000 216,000 228,000 240,000 252,000 264,000 276,000 288,000 294,000 300,000
390 450 510 540 570 600 630 660 690 720 735 750
Bagian dari buku "Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z..
LAN-12
Bagian dari buku "Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z..
\0 {paneloff} |
/wgpe/wgrn/wgrm
Bagian dari buku "Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z..
LAMPIRAN-01
KONTRAKTOR SIPIL (BANGUNAN)
PROYEKSI NERACA Rp 000
Masa
KETERANGAN Investasi BULAN-1 BULAN-2BULAN-3 BULAN-4 BULAN-5 BULAN-6BULAN-7 BULAN-8 BULAN-9BULAN-10BULAN-11
Harta:
Harta Lancar:
Kas & Bank 0 76,703 52,550 37,788 42,167 51,439 65,601 84,655 108,601 137,438 171,166 214,661
Persediaan 78,000 90,000 102,000 108,000 114,000 120,000 126,000 132,000 138,000 144,000 147,000
Piutang 107,250 123,750 140,250 148,500 156,750 165,000 173,250 181,500 189,750 198,000 202,125
TOTAL 0 261,953 266,300 280,038 298,667 322,189 350,601 383,905 422,101 465,188 513,166 563,786
Harta Tetap:
Investasi 148,100 148,100 148,100 148,100 148,100 148,100 148,100 148,100 148,100 148,100 148,100 148,100
Akumulasi Penyusutan (5,114) (10,228) (15,342) (20,456) (25,569) (30,683) (35,797) (40,911) (46,025) (51,139) (56,253)
Harta Bersih 148,100 142,986 137,872 132,758 127,644 122,531 117,417 112,303 107,189 102,075 96,961 91,847
Total Harta 148,100 404,939 404,172 412,796 426,312 444,719 468,018 496,208 529,290 567,263 610,127 655,634
Total Hutang dan Modal 148,100 404,939 404,172 412,796 426,312 444,719 468,018 496,208 529,290 567,263 610,127 655,634
0 0 0 0 0 0 0 0 0 0 0 0
AKTIVITAS OPERASIONAL:
Pembelian Barang - Tunai (234,000) (192,000) (216,000) (222,000) (234,000) (246,000) (258,000) (270,000) (282,000) (294,000) (297,000)
- Kredit 0 0 0 0 0 0 0 0 0 0
Tenaga Kerja (Kantor & Marketing) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100)
Asuransi & Kesehatan: (104) (104) (104) (104) (104) (104) (104) (104) (104) (104) (104)
Perbaikan & Pemeliharaan: (281) (281) (281) (281) (281) (281) (281) (281) (281) (281) (281)
Biaya Operasional: (15,000) (15,000) (15,000) (15,000) (15,000) (15,000) (15,000) (15,000) (15,000) (15,000) (15,000)
Pajak PPh 0 0 0 0 0 0 0 0 0 0 0
(263,485) (221,485) (245,485) (251,485) (263,485) (275,485) (287,485) (299,485) (311,485) (323,485) (326,485)
KAS BERSIH OPERASIONAL (156,235) 9,515 18,515 37,265 41,765 46,265 50,765 55,265 59,765 64,265 73,640
AKTIVITAS INVESTASI:
Tanah 0
Bangunan (30,000)
Mesin & Perlengkapan (28,100)
Kendaraan (85,000)
Legalitas (5,000)
KAS DIGUNAKAN INVESTASI (148,100) 0 0 0 0 0 0 0 0 0 0 0
AKTIVITAS KEUANGAN:
Setoran Modal 59,240 59,240 0
KREDIT BANK 352,345 88,860 263,485
PembayaranBank Loan (352,345) (29,362) (29,362) (29,362) (29,362) (29,362) (29,362) (29,362) (29,362) (29,362) (29,362) (29,362)
Biaya Bunga (1,185) (4,306) (3,915) (3,523) (3,132) (2,740) (2,349) (1,957) (1,566) (1,174) (783)
Kas Digunakan Aktivitas Keuangan 148,100 232,938 (33,668) (33,277) (32,885) (32,494) (32,102) (31,711) (31,319) (30,928) (30,536) (30,145)
PLUS (MINUS) KAS EKUIVALEN 0 76,703 (24,153) (14,762) 4,380 9,271 14,163 19,054 23,946 28,837 33,729 43,495
KAS AWAL 0 0 76,703 52,550 37,788 42,167 51,439 65,601 84,655 108,601 137,438 171,166
KAS AKHIR 0 76,703 52,550 37,788 42,167 51,439 65,601 84,655 108,601 137,438 171,166 214,661
Bagian dari buku "Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z.
LAMPIRAN-03
KONTRAKTOR SIPIL (BANGUNAN)
PROYEKSI LABA / RUGI Rp 000
Masa
KETERANGAN Investasi BULAN-1BULAN-2 BULAN-3 BULAN-4 BULAN-5BULAN-6 BULAN-7 BULAN-8 BULAN-9 ULAN-10 ULAN-11
Penjualan 214,500 247,500 280,500 297,000 313,500 330,000 346,500 363,000 379,500 396,000 404,250
Harga Pokok Penjualan (156,000) (180,000) (204,000) (216,000) (228,000) (240,000) (252,000) (264,000) (276,000) (288,000) (294,000)
Keuntungan Kotor 58,500 67,500 76,500 81,000 85,500 90,000 94,500 99,000 103,500 108,000 110,250
Biaya Operasional:
Tenaga Kerja (Kantor & Marketing) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100) (14,100)
Asuransi & Kesehatan: (104) (104) (104) (104) (104) (104) (104) (104) (104) (104) (104)
Perbaikan & Pemeliharaan: (281) (281) (281) (281) (281) (281) (281) (281) (281) (281) (281)
Biaya Operasional: (15,000) (15,000) (15,000) (15,000) (15,000) (15,000) (15,000) (15,000) (15,000) (15,000) (15,000)
Biaya Penyusutan:
Bangunan 8.33% (2,500) (2,500) (2,500) (2,500) (2,500) (2,500) (2,500) (2,500) (2,500) (2,500) (2,500)
Mesin & Perlengkap 2.78% (781) (781) (781) (781) (781) (781) (781) (781) (781) (781) (781)
Kendaraan 1.67% (1,417) (1,417) (1,417) (1,417) (1,417) (1,417) (1,417) (1,417) (1,417) (1,417) (1,417)
Legalitas 8.33% (417) (417) (417) (417) (417) (417) (417) (417) (417) (417) (417)
TOTAL BIAYA OPERASIONAL (34,599) (34,599) (34,599) (34,599) (34,599) (34,599) (34,599) (34,599) (34,599) (34,599) (34,599)
Pendapatan Operasional 23,901 32,901 41,901 46,401 50,901 55,401 59,901 64,401 68,901 73,401 75,651
perbulan
Biaya Bunga 1.33% (1,185) (4,306) (3,915) (3,523) (3,132) (2,740) (2,349) (1,957) (1,566) (1,174) (783)
TOTAL (1,185) (4,306) (3,915) (3,523) (3,132) (2,740) (2,349) (1,957) (1,566) (1,174) (783)
Pendapatan Sebelum Pajak 22,716 28,595 37,986 42,878 47,769 52,661 57,552 62,444 67,335 72,227 74,868
Pajak PPh 0.00% 0 0 0 0 0 0 0 0 0 0 0
Laba (Rugi Bersih) 22,716 28,595 37,986 42,878 47,769 52,661 57,552 62,444 67,335 72,227 74,868
Dividen 0 0 0 0 0 0 0 0 0 0 0
Akumulasi Keuntungan 22,716 51,311 89,297 132,175 179,944 232,605 290,157 352,601 419,936 492,162 567,031
Penjualan:
Total Penjualan 214,500 247,500 280,500 297,000 313,500 330,000 346,500 363,000 379,500 396,000 404,250
Piutang (Credit Card)
- Awal 107,250 123,750 140,250 148,500 156,750 165,000 173,250 181,500 189,750 198,000
- Akhir (107,250) (123,750) (140,250) (148,500) (156,750) (165,000) (173,250) (181,500) (189,750) (198,000) (202,125)
A/R Collection 107,250 231,000 264,000 288,750 305,250 321,750 338,250 354,750 371,250 387,750 400,125
LAMPIRAN-05
KONTRAKTOR SIPIL (BANGUNAN)
ANALISA INVESTASI & RASIO KEUANGAN Rp 000
Masa
KETERANGAN Investasi BULAN-1 BULAN-2 BULAN-3 BULAN-4 BULAN-5 BULAN-6 BULAN-7 BULAN-8 BULAN-9 ULAN-10 ULAN-11
INTERNAL RATE OF RETURN (IRR)
Investasi (148,100) 0 0 0 0 0 0 0 0 0 0 0
Modal Kerja (263,485) 0 0 0 0 0 0 0 0 0 0
Kas Bersih Operasi (156,235) 9,515 18,515 37,265 41,765 46,265 50,765 55,265 59,765 64,265 73,640
Nilai Sisa:
- Aset Bersih
- Persediaan
- Piutang
IRR 6.21% (148,100) (419,720) 9,515 18,515 37,265 41,765 46,265 50,765 55,265 59,765 64,265 73,640
Payback Period
Total Investasi (148,100) (263,485) 0 0 0 0 0 0 0 0 0 0
Rasio Keuangan:
Likuiditas - Harta Lancar (A) 0 261,953 266,300 280,038 298,667 322,189 350,601 383,905 422,101 465,188 513,166 563,786
- Hutang Lancar (B) 88,860 322,983 293,621 264,259 234,897 205,535 176,173 146,811 117,449 88,087 58,725 29,363
A/B x 100% 0.00% 81.10% 90.70% 105.97% 127.15% 156.76% 199.01% 261.50% 359.39% 528.10% 873.85% 1920.06%
R. O. I. - Laba bersih + Bunga (A/B) 0 23,901 32,901 41,901 46,401 50,901 55,401 59,901 64,401 68,901 73,401 75,651
- Modal + Hutang 148,100 382,223 352,861 323,499 294,137 264,775 235,413 206,051 176,689 147,327 117,965 88,603
A/B x 100% 0.00% 6.25% 9.32% 12.95% 15.78% 19.22% 23.53% 29.07% 36.45% 46.77% 62.22% 85.38%
R. O. E. - Laba Bersih (A) 0 22,716 28,595 37,986 42,878 47,769 52,661 57,552 62,444 67,335 72,227 74,868
- Modal (B) 59,240 59,240 59,240 59,240 59,240 59,240 59,240 59,240 59,240 59,240 59,240 59,240
A/B x 100% 0.00% 38.35% 48.27% 64.12% 72.38% 80.64% 88.89% 97.15% 105.41% 113.67% 121.92% 126.38%
260,797
150,000
206,250
617,047
148,100
(61,367)
86,733
703,780
0
0
0
59,240
644,540
703,780
703,780
0
408,375
(303,000)
0
(14,100)
(104)
(281)
(15,000)
0
(332,485)
75,890
29362
46,136
214,661
260,797 <<< Harus POSITIF, jika NEGATIF kurangi
Bagian dari buku "Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z.
pembayaran hutang (warna biru diatas)
(14,100)
(104)
(281)
(15,000)
(2,500)
(781)
(1,417)
(417)
(34,599)
0
77,901
(392)
(392)
77,510
0 << % pajak dihitung rata-rata, dan dapat dirubah
77,510 sesuaikan dengan jenis legalitas Usaha (PT, CV, Perorangan)
0 << Diisi jika ada pembagian keuntungan
644,540
147,000
303,000
(150,000)
300,000
412,500
202,125
(206,250)
408,375
BULAN-12
0
0
75,890
86,733
150,000
206250
518,873
617,047
0
#DIV/0!
77,901
59,240
131.50%
77,510
59,240
130.84%