Data SPI 2011

VOL: 9 No.
2
JANUARI 2011
BULANAN
MONTHLY
STATISTIK PERBANKAN INDONESIA

INDONESIAN BANKING STATISTICS
ISSN: 2086-2954
KA
TA PENGANT
AR
KAT
PENGANTAR
PREFACE
Statistik Perbankan Indonesia (SPI) merupakan
The Indonesian Banking Statistics (SPI) is a
media publikasi yang menyajikan data mengenai
media publication that provides data regarding the
perbankan Indonesia. Buku SPI ini diterbitkan secara
banking industry in Indonesia. This publication is
berkala (bulanan) oleh Direktorat Perizinan dan

Informasi Perbankan, Bank Indonesia, untuk
memberikan gambaran perkembangan perbankan
di Indonesia.
Mulai penerbitan Edisi Januari 2011, SPI
disempurnakan dengan penambahan data baru
published monthly by Directorate of Bank Licensing

and Banking Information, Bank of Indonesia, in order
to represented the development of the Indonesian
banking industry.
Starting January 2010 edition, SPI enhanced with
yaitu Kredit UMKM Berdasarkan UU No.20 Tahun
the addition of new data that is micro, small and
2008 tentang UMKM.
medium enterprises in accordance with Law No.20 of
Dengan penyempurnaan SPI ini, kami berharap
2008 concerning micro, small and medium enterprises.
agar data yang disajikan lebih memberikan manfaat
We sincerely hope that the data provided in
yang optimal bagi pembaca.
the SPI will be of optimum benefits to our readers.
Jakarta,
Jakarta,
Maret 2011
BANK INDONESIA
Direktorat Perizinan dan Informasi Perbankan
ii
Statistik Perbankan Indonesia, Vol. 9, No. 2, Januari 2011
March 2011
BANK INDONESIA
Directorate of Bank Licensing and Information
HALAMAN KETERANGAN
PAGE OF REFERENCE
Jadwal Publikasi Kedepan

Edisi Februari 2011 akan diterbitkan pada minggu ke
III bulan April 2011.
Advance Release Calender (ARC)

February 2011 edition will be released on the 3rd week
of April 2011.
Tanda-tanda, dan Sumber Data

Suatu jumlah tidak selalu sama besarnya dengan
penjumlahan angka-angka yang bersangkutan
kaerena pembulatan.
Notes, Symbols, and Sources of Data

Totals do not necessarily agree with the sum of items
shown because of roundings.
r
( )
*
**
***
...
-$
r
( )
*
**
***
...
-$
Angka-angka diperbaiki
Sebagian dari suatu jumlah
Angka-angka sementara
Angka-angka sangat sementara
Angka-angka sangat-sangat sementara
Tidak ada
Data belum tersedia
Nol atau lebih kecil daripada digit terakhir
Dolar Amerika Serikat
Revised figures
Subset of data
Provisional figures
Very provisional figures
Estimated figures
Not available
Data are not available yet
Nil or less than the last digit
US Dollar
Tanda koma pada angka-angka harap dibaca sebagai

titik, dan sebaliknya tanda titik harap dibaca sebagai
koma.
Commas in the numbers please read as point and

vice versa, please read the point as a comma
Sumber : Bank Indonesia, kecuali jika dinyatakan lain.
Source : Bank Indonesia, unless mentioned otherwise.
Alamat untuk berlangganan :

Bagian Informasi, Administrasi dan Publikasi
Perbankan (IAdmP)
Bank Indonesia
Menara Radius Prawiro, Lantai 11
Jl. MH Thamrin No. 2, Jakarta 10350
Telepon : (021) 3818032, 3817080
Fax : (021) 3523705
Address for Subscription :

Information, Administration and Publication Banking
Division (IAdmP)
Bank Indonesia
Menara Radius Prawiro Building, 11nd Floor
Jl. MH Thamrin No. 2, Jakarta 10350
Phone : (021) 3818032, 3817080
Fax : (021) 3523705
Data dalam publikasi Bank Indonesia ini juga

disediakan melalui website Bank Indonesia (http://
www/bi.go.id), selambat-lambatnya 1 minggu setelah
edisi publikasi
The data in Bank Indonesia publication are also

provided through Bank Indonesia website http://
www/bi.go.id), no later than 1 week ofter the edition.
Alamat penyampaian pertanyaan :

yeni_pratiwi@bi.go.id
Telepon: (021) 3817080
Fax: 3523705
Address for queries :

yeni_pratiwi@bi.go.id
Telephone: (021) 3817080
Fax: 3523705
Indonesian Banking Statistics, Vol. 9, No. 2, January 2011
iii
DAFT
AR ISI
AFTAR
KATA PENGANTAR
TABLE OF CONTENT
INTRODUCTION
HALAMAN KETERANGAN
iii
PAGE OF REFFERENCE
iii
DAFTAR ISI
iv
TABLE OF CONTENT
iv
PENJELASAN
CLARIFICATIONS
DAFTAR SINGKATAN
ix
LIST OF ABBREVIATIONS
ix
DAFTAR ISTILAH
LIST OF TERMS
DAFTAR RASIO
xii
LIST OF RATIOS
xii
DAFTAR TABEL
xvi
LIST OF TABLES
xvi
DATA
DATA
DATA BANK UMUM
COMMERCIAL BANK DATA
DATA PERBANKAN SYARIAH
91
SHARIA BANK DATA
91
DATA BANK PERKREDITAN RAKYAT (BPR)
107
RURAL BANK DATA
107
DATA PERKREDITAN
123
CREDIT DATA
123
GRAFIK
157
GRAPHIC
157
iv
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
1. Data yang digunakan dalam Publikasi Statistik
1. The data used in the Indonesian Banking Statistics
Perbankan Indonesia bersumber dari Laporan
is derive from Commercial Bank Monthly Reports,
Bulanan Bank Umum (LBU), Laporan Bulanan
Sharia Bank Monthly Reports and Rural Bank
Bank Umum Syariah (LBUS), dan Laporan Bulanan
Monthly Reports.
Bank Perkreditan Rakyat (Lapbul BPR), kecuali

dinyatakan lain.
2. The entire data on Commercial banks includes

Sharia Commercial Banks and sharia business unit
2. Semua jenis data Bank Umum mencakup pula
from conventional commercial banks data,
data Bank Umum Syariah dan unit usaha syariah
because the bank reports are processed by the
dari bank umum konvensional, hal ini disebabkan
banking information system as a whole. For
karena pelaporan perbankan diolah sistem
statistical purposes of sharia banking, specific
perbankan sebagai satu kesatuan. Untuk
sharia data are presented separately.
keperluan statistik perbankan syariah, disajikan
3. Commercial Bank Performance Data refer to the
data khusus perbankan syariah secara terpisah.
circular letter No. 6/23/DPNP May 31, 2004
3. Data kinerja Bank Umum mengacu pada SE No.6/
regarding the rating system for commercial banks
23/DPNP tanggal 31 Mei 2004 perihal sistem
and Sharia Banks Performance data refers to the
penilaian tingkat kesehatan Bank Umum dan Data
circular letter No. 9/24/DPbS October 30, 2007
Kinerja Bank Umum Syariah mengacu pada SE
regarding the Rating System for Commercial
No.9/24/DPbS tanggal 30 Oktober 2007 perihal
Banks Based on Sharia Principles. Starting in
Sistem Penilaian Tingkat Kesehatan Bank Umum
March 2010, bank performance data are
berdasarkan prinsip syariah.
separated between conventional banks and
Mulai data Maret 2010 dilakukan pemisahan data
sharia banks
kinerja antara Bank Umum Konvensional dengan

Bank Umum Syariah.
4. Data Kredit
4. Credit Data
Starting in January 2010 Credit Data of

Commercial Banks are presented based on
Mulai bulan Januari 2010 Data Kredit Bank
the amount of acquisition Cost or amortized
Umum disajikan berdasarkan jumlah menurut
acquisition cost or fair value. Acquisition cost
Biaya Perolehan atau Biaya Perolehan
is the amount of cash or cash equivalents
Diamortisasi atau Nilai Wajar. Biaya Perolehan
paid (received) or the fair value of other
adalah jumlah kas atau setara kas yang
rewards given (acceptable) to acquire an
dibayarkan (diterima) atau nilai wajar dari
asset (issuing an obligation) at the time of
imbalan lain yang diserahkan (diterima) untuk
acquisition. Acquisition costs amortized is the
memperoleh suatu aset (menerbitkan suatu
amount of financial assets or financial
kewajiban) pada saat perolehan. Biaya
liabilities are measured at initial recognition
Perolehan Diamortisasi adalah jumlah aset
minus principal payments, plus or minus the
keuangan atau kewajiban keuangan yang
cumulative amortization using the effective
diukur pada saat pengakuan awal dikurangi
interest method is calculated from the
pembayaran pokok, ditambah atau dikurangi
difference between initial value and maturity
amortisasi kumulatif menggunakan metode
value. Decline in value is recognized by using
suku bunga efektif yang dihitung dari selisih
the postal Reserves Value Losses Decrease.
antara nilai awal dan nilai jatuh temponya.
Fair value is the value which an asset could
Penurunan nilai diakui dengan menggunakan
be exchanged, or a liability settled between
pos Cadangan Kerugian Penurunan Nilai.
the parties to understand and willing to
Nilai wajar adalah nilai dimana suatu aset
perform normal transactions (arms length
dapat dipertukarkan atau suatu kewajiban
transaction).
diselesaikan antara pihak yang memahami
Credit data constitutes the credits recorded
dan berkeinginan untuk melakukan transaksi
in the balance of a Bank and does not taken
wajar (arms length transaction). Selanjutnya,
into account channel of credit recorded in
untuk mengetahui nilai nominal kredit
the off-balance sheet, unless otherwise
disajikan tabel khusus yang menyajikan kredit
stated. Credits include credit claims from
berdasarkan nilai.
citizens and non-citizens (Rural Bank data
Data kredit yang ditampilkan merupakan
only includes credit claims from citizens). The
kredit yang tercatat di neraca Bank dan tidak
data related to the information above is
memperhitungkan penerusan kredit yang
presented in the performance data tables:
tercatat dalam rekening administratif (off-
earning assets; non-performing loans (NPL)
balance sheet), kecuali dinyatakan lain.
(except for NPL data regarding channelling
Cakupan kredit meliputi tagihan kredit
credit off-balance sheet); operations; and
kepada penduduk dan non penduduk (Untuk
credits (except for channelling credit data
data BPR hanya meliputi tagihan kredit
regarding off-balance sheet).
kepada penduduk). Data yang terkait dengan
Starting January 2010 edition, there is no
penjelasan tersebut di atas ditujukan untuk
detail for credit based on type of use.
data dalam tabel kinerja; aktiva produktif; NPL
The scope of the credit in this publication is
(kecuali data NPL penerusan kredit off-
different from the coverage of credit in the
balance sheet); kegiatan usaha; dan kredit
publication SEKI.
(kecuali data penerusan kredit off-balance
vi
January - Desember 2010 Data on Micro,
sheet).
Small, Medium Scale Business credit is
Mulai Edisi Januari 2010 kredit berdasarkan
presented according to the nominal value of
jenis penggunaan tidak disajikan rinciannya.
listed securities or the contractual agreement,
Cakupan kredit dalam publikasi ini berbeda
starting January 2011 MKM are presented on
dengan cakupan kredit pada publikasi SEKI.
fair value. Data on Micro, Small, Medium
Januari s.d Desember 2010 data kredit MKM
Scale Business credit in this book mean: micro
sementara disajikan menurut nilai nominal
credit is credit with ceiling Rp 0 up to Rp 50
yaitu nilai yang tercantum dalam surat
million, Small credit is credit with ceiling Rp
berharga atau kontrak yang diperjanjikan,
50 million up to Rp 500 million, and Medium
untuk data Januari 2011 dan seterusnya data
credit is credit is with ceiling Rp 500 million
MKM disajikan menurut nilai wajar. Cakupan
up to Rp 5 billion. Credit Data on Micro,
kredit MKM adalah: kredit mikro yakni kredit
Small, Medium Scale Business credit does not
dengan plafon 0 sampai dengan maksimum
include data regarding credit cards or credits
Rp50 juta, kredit kecil yakni kredit dengan
disbursed by Rural Banks. The data related
plafon lebih dari Rp50 juta sampai dengan
to the infomartion above is presented in the
maksimum Rp500 juta, dan kredit menengah
performance data tables Micro Small,
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
yakni kredit dengan plafon lebih dari Rp500
Medium Credit based on group of bank, Micro
juta sampai dengan maksimum Rp5 miliar.
Small, Medium Credit based on type of use,
Data kredit MKM tidak mencakup data kartu
Micro Small, Medium Credit based on project
kredit dan kredit yang disalurkan oleh BPR.
location, Micro Small, Medium Credit based
Data yang terkait dengan penjelasan tersebut
on economic sector.
di atas ditujukan untuk data dalam tabel
Starting in January 2011, SMEs credit data
kredit MKM menurut kelompok bank, kredit
are presented as stipulated in Law no. 20 of
MKM menurut jenis penggunaan, kredit MKM
2008 concerning UMKM.
berdasarkan lokasi proyek per provinsi, dan
That referred to with productive enterprises
kredit MKM berdasarkan sektor ekonomi.
Micro is a privately-owned and / or individual
Mulai Edisi Januari 2011 disajikan data
business entity that has a net worth exceeding
UMKM sesuai yang diatur dalam UU No. 20
Rp 50 million (excluding land and building)
Tahun 2008 tentang UMKM.
or have annual sales revenue exceeding Rp
Yang dimaksud dengan Usaha Mikro adalah
300 million.
usaha produktif milik perorangan dan/atau
Small businesses are productive economic
badan usaha perorangan yang memiliki
activities that stand alone, which made
kekayaan bersih paling banyak Rp 50 juta
individual or business entity (not including
(tidak termasuk tanah dan bangunan tempat
subsidiaries) which has a net worth Rp 50
usaha) atau memiliki hasil penjualan tahunan
million up to Rp 500 million (excluding land
paling banyak Rp 300 juta.
and building business) or have annual sales
Usaha kecil adalah usaha ekonomi produktif
of more than USD 300 million up to Rp 2.5
yang berdiri sendiri, yang dilakukan
billion.
perorangan atau badan usaha (tidak termasuk
Medium Enterprises is a productiveeconomic
anak perusahaan) yang memiliki kekayaan
activities that stand alone by any individual
bersih Rp 50 juta s.d Rp 500 juta (tidak
or legal person (not a subsidiary) which has a
termasuk tanah dan bangunan usaha) atau
net worth of more than Rp 5 billion up to Rp
memiliki hasil penjualan tahunan lebih dari
10 billion (excluding land and building
Rp 300 juta s.d Rp 2,5 miliar.
business) or have annual sales of more than
Usaha Menengah adalah usaha ekonomi
USD 2 , 5 billion up to Rp 50 billion In January
produktif yang berdiri sendiri yang dilakukan
2012, the MKM credit data will be replaced
perseorangan atau badan usaha (bukan anak
by SMEs credit Data
perusahaan) yang memiliki kekayaan bersih
Bank Relationship on the table Commercial
lebih dari Rp 5 miliar s.d Rp 10 miliar (tidak
Bank Credit based on Bank relationship mean
termasuk tanah dan bangunan usaha) atau
status related bank and the party which
memiliki hasil penjualan tahunan lebih dari
transaction with bank.
Rp 2,5 Miliar s.d Rp 50 miliar.
Related party is any individual or company/
Data Kredit UMKM dimaksud mulai Januari
entity exercising control over the bank,
2012 akan menggantikan data kredit MKM
whether directly or indirectly, through
yang selama ini disajikan.
ownership, management, and/or financial

relation.
vii
PENJELASAN
CLARIFIC
ATIONS
CLARIFICA
-
Yang dimaksud dengan Hubungan Dengan
related party as mention above.
Bank pada tabel Kredit Bank Umum

Berdasarkan Hubungan dengan Bank adalah
status keterikatan antara bank dengan pihak
yang melakukan transaksi dengan bank.
-
Not related party is other party excluding
Credit withdrawn by credit card
5. Non-Performing Loan Data

Non-performing loan data is show as the gross
Pihak terkait adalah perseorangan atau
non-performing loan, that is, without taking into
perusahaan/badan yang mempunyai
account the reserve formed in anticipation of the
hubungan dengan pengendalian bank,
risk of losses.
baik secara langsung maupun tidak
Non-performing loan data is show in nominal and
langsung, melalui hubungan dengan
percentage figures.
kepemilikan, kepengurusan dan atau
Data related to the information above is shown
keuangan.
as figures in the earning assets table; and NPL.
Pihak tidak terkait adalah pihak-pihak
6. Data regarding money instruments in the funds
yang tidak termasuk pada pihak terkait
disbursement account.
dengan bank sebagaimana tersebut di
Data regarding money instruments includes
atas.
money instruments that are issued by a non-bank
Yang dimaksud dengan Kredit yang
third party. The data does not calculate bonds
penarikannya menggunakan kartu adalah
from a recapitalization program issued by the
pemberian fasilitas kredit yang penarikannya
Government.
dilakukan dengan kartu kredit.
The data mentioned above is displayed in the
5. Data Non Performing Loan

Data Non Performing Loan yang ditampilkan
merupakan Non Performing Loan Gross, yakni
tanpa memperhitungkan penyisihan yang dibentuk
business operations table.

7. The table displays the weighted-average of
interest rates.
8. Estimates of Additional Paid-In Capital
untuk mengantisipasi risiko kerugian.
The estimates are derived from the agio account;
Data Non Performing ditampilkan dalam nominal
capital contributions; and adjustments resulting
dan persentase.
from the conversion of overseas branch office
Data yang terkait dengan penjelasan tersebut di
financial reports.
atas ditujukan untuk data dalam tabel aktiva

produktif; dan NPL.
6. Data Surat Berharga dalam pos penyaluran dana
9. The data of time deposit can not be displayed

temporary.
10. Estimates of Reserves
Data surat berharga yang ditampilkan merupakan
The estimates are derived from the general
surat berharga yang diterbitkan oleh pihak ketiga
reserve, designated reserves and retained
bukan bank. Data yang ditampilkan tidak
earnings accounts.
memperhitungkan obligasi dalam rangka program

rekapitalisasi yang diterbitkan oleh Pemerintah.
11. Data downloading process
Data from the Commercial Bank Monthly
Data yang terkait dengan penjelasan tersebut
Reports and the sharia Bank Monthly Reports
ditujukan untuk data dalam tabel kegiatan usaha.
is submitted by the reporting banks to Bank
7. Data suku bunga menggunakan suku bunga rata-
Indonesia, and is processed using the Bank
rata tertimbang
viii
Indonesia Banking Sector Management
8. Perkiraan Tambahan Modal Disetor
Information System. The time taken to
Terdiri dari pos agio; (disagio); modal sumbangan;
download data from Banking Information
dan penyesuaian akibat penjabaran laporan
System can result in variations of the data
keuangan kantor cabang di luar negeri.
that is published in this book, compared to
9. Data Deposito berdasarkan jangka waktu untuk

sementara tidak dapat disajikan.
10. Perkiraan Cadangan
other published data. Therefore, readers are

recommended to taken into account the
downloading time.
Terdiri dari pos Cadangan umum; Cadangan
The processing of the January 2011 monthly
tujuan; dan Laba yang ditahan.
reports for the January 2011 edition of the
11. Proses Download Data
Data Laporan Bulanan Bank Umum (LBU) dan
Indonesian Banking Statistics was done on 1

Maret 2011.
Laporan Bulanan Bank Umum Syariah (LBUS)
12. The Indonesian Bank Statistics Book is also
yang disampaikan dari bank pelapor kepada
published via the Bank Indonesia website
Bank Indonesia, diolah melalui Sistem
(www.bi.go.id).
Informasi Perbankan (SIP). Perbedaan waktu

download data LBU melalui SIP dapat
menyebabkan perbedaan pada data yang
dipublikasikan ini dengan data publikasi yang
lain. Oleh sebab itu, pembaca dihimbau
untuk memperhatikan waktu download data.
Pemrosesan data bulan laporan Januari 2011
untuk Publikasi Statistik Perbankan Indonesia
Edisi Januari 2011 dilakukan pada tanggal 1
Maret 2011.
12. Publikasi Statistik Perbankan Indonesia juga
dilakukan melalui website Bank Indonesia
(www.bi.go.id).
ix
DAFT
AR SINGKA
TAN
AFTAR
SINGKAT
LIST OF AB
B REVIA
TIONS
ABB
REVIATIONS
APYD
: Aktiva Produktif Yang Diklasifikasikan
APYD
: Classified Earning assets
ATMR
: Aktiva Tertimbang Menurut Risiko
ATMR
: Risk Weighted Assets
BOPO
: Biaya Operasional terhadap
BOPO
: Operations Expenses to Operations
Pendapatan Operasional
Income
BPD
: Bank Pembangunan Daerah
BPD
: Regional Development Bank
CAR
: Capital Adequacy Ratio
CAR
: Capital Adequacy Ratio
DPK
: Dana Pihak Ketiga
DPK
: Third Party Funds
KAP
: Kualitas Aktiva Produktif
KAP
: Earning assets Qualtiy
KBAB
: Kewajiban Bersih Antar Bank
KBAB
: Inter-Bank Net Liabilities
KP
: Kantor Pusat
KP
: Head Office
KC
: Kantor Cabang
KC
: Branch Office
KCP
: Kantor Cabang Pembantu
KCP
: Sub-Branch Office
KK
: Kantor Kas
KK
: Cash Office
KPW
: Kantor Perwakilan
KPW
: Representative Office
LBU
: Laporan Bulanan Bank Umum
LBU
: Commercial Bank Monthly Report
LDR
: Loan to Deposit Ratio
LDR
: Loan to Deposit Ratio
NIM
: Net Interest Margin
NIM
: Net Interest Margin
NPL
: Non Performing Loan
NPL
: Non-Performing Loan
PPAPYD : Penyisihan Penghapusan Aktiva

Produktif yang Dibentuk
PPAPYD : Productive Asset Write-off Reserve

PPAPWD : Mandatory Productive Asset Write-off
PPAPWD : Penyisihan Penghapusan Aktiva

Produktif yang Wajib Dibentuk
Reserve
ROA
: Return on Assets
ROA
: Return on Assets
SIP
: Banking Information System
SIP
: Sistem Informasi Perbankan
UKM
: Small/Medium-Scale-Enterprise Industry
UKM
: Usaha Kecil Menengah
UMKM
: Small/Medium/Micro-Enterprise Industry
UMKM
: Usaha Mikro Kecil Menengah
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
(SMEs)
NOM
: Net Operating Margin
FDR
: Financing to Deposit Ratio
GLOSARI
UM
GLOSARIUM
GLOSSARY
Aktiva Produktif : Penanaman dana Bank baik
APYD
Earning assets
dalam Rupiah maupun valas
foreign currency by a Bank to the
dalam bentuk kredit, surat
form of credits, money instruments,
berharga, penempatan dana
inter-bank placements, equity
antar bank, penyertaan, termasuk
participation, including commitments
komitmen dan kontinjensi pada
and contingencies of the off-balance
transaksi rekening administratif.
sheet account.
: Aktiva produktif baik yang sudah

maupun
yang
mengandung
potensi
tidak
memberikan
Classified
have the potential to not pro-
Assets
vide a profit or could even incur a
Call Money BI
Assets
: Terdiri dari :
1. Assets in the balance sheet

that are ranked according to
bobot sesuai kadar risiko kredit
the level of risk of the credit
yang melekat
in question.
2. beberapa pos dalam off-
2. Several accounts in the off-
balance sheet yang diberikan
balance sheet that are ranked
bobot sesuai dengan kadar
according to the level of risk of
risiko kredit yang melekat
the credit in question.
: Penempatan dana pada Bank
BI Call Money : Fund placements at Bank Indonesia
Indonesia dalam bentuk call
in the form of call money,
money yang merupakan intervensi
representing a rupiah intervention
rupiah oleh Bank Indonesia dalam
by Bank Indonesia as part of open
rangka operasi pasar terbuka
market operations (OPT).

Third Party
: Simpanan pihak ketiga bukan
Funds
: Non-bank third party deposits

consisting of demand deposit,
bank yang terdiri dari Giro,
savings deposit and time
Tabungan
deposit.
dan
Simpanan
berjangka
Kredit
: Consists of:
1. aktiva neraca yang diberikan
(OPT)
DPK
loss.
Risk Weighted
kerugian
: Earning assets that do not, or
Productive
penghasilan atau menimbulkan
ATMR
: The investment of either Rupiah or
Credit
: The provision of funds or related
: Penyediaan uang atau tagihan
claims based on an agreement or
yang dapat dipersamakan dengan
contract to borrow/loan funds
itu, berdasarkan persetujuan atau
between banks and another party
kesepakatan pinjam-meminjam
that obliges the borrower to pay
xi
DAFT
AR ISTILAH
AFTAR
LIST OF TERMS
antara Bank dengan pihak lain
off his/her debt according to a
yang mewajibkan pihak peminjam
designated schedule and interest
untuk melunasi utangnya setelah
charges, including:
jangka waktu tertentu dengan
1. The purchase of Money
pemberian bunga, termasuk :
Instruments
1. Pembelian Surat Berharga
complete with a Note Purchase
nasabah yang
dengan
Note
dilengkapi
by
clients,
Agreement (NPA).
Purchase
2. The transfer of claims involved
Agreement (NPA)
in factoring activities.
2. Pengambilalihan tagihan dalam

rangka kegiatan anjak piutang
Channelling
Credit
: Credit in rupiah or foreign
Penerusan Kredit : Kredit dalam rupiah maupun valas
currency that is from another party
yang disalurkan oleh bank yang
that is disbursed by a bank,
dananya berasal dari pihak lain,
wherein the bank does not bear
dan atas penyaluran kredit
any
tersebut bank tidak menanggung
disbursement. Channelling credits
risiko. Penerusan kredit ini
are recorded in the off-balance
dibukukan
sheet.
pada
rekening
administratif (off-balance sheet)
xii
risk
for
the
credit
DAFT
AR RASIO
AFTAR
CAR
Perhitungan rasio Car mulai edisi Maret 2010

telah disesuaikan dengan ketentuan PBI No.
10/15/PBI/2008 tanggal 24 September 2008
perihal Kewajiban Penyediaan Modal Minimum Bank Umum, sebagai berikut:
CAR = modal / ATMR
Modal bagi Bank yang berkantor pusat di
Indonesia terdiri dari:
a. Modal inti (tier 1);
b. Modal Pelengkap (tier 2); dan
c. Modal pelengkap tambahan (tier 3).
Setelah memperhitungkan faktor-faktor
tertentu yang menjadi pengurang modal
sebagaimana dimaksud dalam pasal 13 dan
pasal 20 pada PBI No. 10/15/PBI/2008.
Modal bagi kantor cabang dari bank yang
kantor pusatnya berkedudukan di luar
negeri adalah dana bersih kantor pusat (Net
Head Office Fund) yang terdiri dari:
a. Dana Usaha (Net Inter Office Fund);
b. Laba ditahan dan laba tahun lalu setelah
dikeluarkan pengaruh faktor-faktor
sebagaimana dimaksud dalam pasal 10
ayat (2) pada PBI No. 10/15/PBI/2008;
c. Laba tahun berjalan sebesar 50%
setelah dikeluarkan pengaruh faktorfaktor sebagaimana dimaksud dalam
pasal 10 ayat (2) PBI No. 10/15/PBI/
2008;
d. Cadangan umum modal;
e. Cadangan tujuan modal;
f. Revaluasi aset tetap dengan cakupan
dan perhitungan sebagaimana
dimaksud dalam pasal 16 ayat (1) huruf
c PBI No. 10/15/PBI/2008
g. Cadangan
umum
penyisihan
penghapusan aset (PPA) atas aset
produktif dengan perhitungan
sebagaimana dimaksud dalam pasal 16
ayat (1) huruf d PBI No. 10/15/PBI/2008.
LIST OF RA
TIOS
RATIOS
CAR
Starting in March 2010 CAR has been

adjusted to the provisions of Regulation
No. 10/15/PBI/2008 September 24, 2008
regarding the Capital Adequacy of Commercial Banks, as follows:
CAR = capital / RWA
Capital for the Bank is head office in
Indonesia consists of:
a. Core capital (tier 1);
b. Supplementary capital (tier 2); and
c. Additional supplementary capital (tier 3).
After taking into account certain factors that
a reduction of capital referred to in Article
13 and Article 20 of Regulation No. 10/
15/PBI/2008.
Capital for foreign bank branch office is Net
Head Office Fund consisting of:
a. Operating Funds (Net Inter Office Fund);
b. Retained earnings and profit last year
after removed the influence of the
factors referred to in Article 10
paragraph (2) at No. PBI. 10/15/PBI/
2008;
c. Profit for the year amounted to 50%
after removed the influence of the
factors referred to in Article 10
paragraph (2) Regulation No. 10/15/PBI/
2008;
d. General reserves;
e. Designated reserves;
f. Revaluation of fixed assets in the scope
and calculation referred to in Article 16
paragraph (1) letter c PBI No. 10/15/PBI/
2008
g. General reserve asset allowance (PPA) of
productive assets in the calculation
referred to in paragraph Article 16
paragraph (1) letter d PBI No. 10/15/
PBI/2008.
After taking into account certain factors that
a reduction of capital components as
xiii
DAFT
AR RASIO
AFTAR
Setelah memperhitungkan faktor-faktor

tertentu yang menjadi pengurang
komponen modal sebagaimana diatur
dalam pasal 10 ayat (1) huruf b, pasal 13,
dan pasal 20 pada PBI No. 10/15/PBI/2008
ATMR terdiri dari:
a. ATMR untuk Risiko Kredit;
b. ATMR untuk Risiko Operasional;
c. ATMR untuk Risiko Pasar.
Setiap Bank wajib memperhitungkan ATMR
untuk risiko kredit dan ATMR untuk risiko
Operasional. ATMR untuk Risiko Pasar hanya
wajib diperhitungkan oleh bank yang
memenuhi kriteria tertentu sebagaimana
diatur pada pasal 25 PBI No. 10/15/PBI/2008.
Sehubungan dengan Bank Umum Syariah
(BUS) yang tidak mengikuti perhitungan
KPMM sebagaimana ketentuan Bank Umum
Konvensional maka data CAR untuk BUS
disajikan secara terpisah pada tabel Kinerja
BUS.
Rasio KAP
= APYD / Total Aktiva Produktif

(sesuai SE No.6/23/DPNP anggal 31 Mei
2004)
Rasio ROA = Laba Sebelum Pajak disetahunkan
/ Rata-rata total aset
(sesuai SE No.6/23/DPNP tanggal 31 Mei
2004)
Rasio BOPO = Total beban operasional / Total
pendapatan operasional
Rasio dihitung per posisi (tidak
disetahunkan)
(sesuai SE No.6/23/DPNP anggal 31 Mei
2004)
Rasio Aktiva -Pasiva = Aktiva Likuid < 1 bulan /
Pasiva Likuid < 1 bulan
Aktiva Likuid < 1 bulan, terdiri dari:
1. Kas
2. Giro BI
xiv
LIST OF RA
TIOS
RATIOS
provided for in Article 10 paragraph (1) letter

b, Article 13 and Article 20 of Regulation
No. 10/15/PBI/2008
RWA consists of:

a. RWA for credit risk;
b. RWA for operational risk;
c. RWA for market risk.
Each Bank shall calculate RWA for credit
risk and risk weighted assets for
operational risk. RWA for market risk shall
be calculated only by banks that meet
certain criteria as stipulated in Article 25
Regulation No. 10/15/PBI/2008.
In that regarding to Sharia Commercial
Banks (BUS) that do not follow the
calculation of CAR as the Conventional
Commercial Bank, the performance of
BUS presented separately on Performance
tables BUS.
Earning assets
Quality Ratio = Classified Earning Assets / Total Earning Assets
(pursuant to Circular Letter No. 6/23/
DPNP dated May 31, 2004)
Return on Assets
Ratio
= Annual Profit before taxes / Average
Assets
Operations Expenses /
Operations Income = Operations expenses / Operations Income for the same period.
Liquid Asset to liquid Liabilities
Ratio
= Liquid Asset < 1 month / Liquid
Liabilities < 1 month
DAFT
AR RASIO
AFTAR
LIST OF RA
TIOS
RATIOS
3. SBI
4. Antar Bank Aktiva (giro, deposit on
call, call money)
Pasiva Likuid < 1 bulan, terdiri dari:
1. Giro
2. Tabungan
3. Deposito
4. Kewajiban segera
5. Kewajiban pada bank lain (giro,
deposit on call, call money)
(sesuai SE No.6/23/DPNP tanggal 31
Mei 2004)
Rasio LDR = Kredit / Dana Pihak Ketiga
Kredit merupakan total kredit yang
diberikan kepada pihak ketiga (tidak
termasuk antar Bank)
Dana Pihak Ketiga mancakup giro,
tabungan, dan deposito (tidak
termasuk antar Bank)
(sesuai SE No.6/23/DPNP anggal 31
Mei 2004)
LDR
= Total Kredit / (Penghimpunan Dana +

Modal Inti)
Total Kredit, merupakan kredit yang
diberikan kepada masyarakat dan
bank lain
Penghimpunan Dana, terdiri dari :
1. Simpanan pihak ketiga
2. Bank Indonesia
3. ABP lebih dari 3 bulan
4. Pinjaman yang diterima lainnya lebih
dari 3bulan
5. Modal Pinjaman
(sesuai SK Dir No.30/12/KEP/DIR tanggal
30 April 1997 - untuk BPR)
Liquid Asset < 1 month, consist of:

1. Cash
2. Demand deposit on BI
3. Certificate of Bank Indonesia
4. Inter Bank Asset (demand deposit,
deposit on call, call money)
Liquid Liabilities < 1 month, consist
of:
1. Demand deposit
2. Savings deposit
3. Time deposit
4. Current liabilities
5. Liabilities to other bank (demand
deposit, deposit on call, call money)
(pursuant to Circular Letter No. 6/23/DPNP
dated May 31, 2004)
Loan to Deposit
Ratio
= Credit / Third Party Funds
Credit is total credit to third party (not
including third party bank)
Third Party Funds consist of Demand
deposit, savings deposit and time deposits (not including interbank)
(pursuant to Circular Letter No. 6/23/DPNP
dated May 31, 2004)
Loan
= Total Credit / (Collection of fund +

tier one capital)
Total Credit is total credit to third party
and other bank
Collection of fund, consist of :
1. third party deposit
2. Bank Indonesia
3. ABP more than three months
4. Loan received with maturity of more
than three months
5. Loan Capital
(pursuant to Circular Letter No. 30/12/KEP/DIR
dated April 30,1997 - on BPR)
xv
Rasio NPL = (Kredit dalam kualitas Kurang lancar,

Diragukan dan Macet) / Total Kredit
Rasio NIM = Pendapatan Bunga Bersih / Rata-Rata
Aktiva Produktif
Pendapatan Bunga Bersih =
Pendapatan Bunga Beban Bunga
perhitungan pendapatan bunga
bersih disetahunkan.
(sesuai SE No.6/23/DPNP tanggal 31 Mei
2004)
Non-Performing
Loan Ratio = Credits that are sub-standard, doubtful and loss) / Total Credits
Net Interest Margin
Ratio
= Net Interest Income / Average Earning
assets
Net Interest Income = Interest Income
Interest charges Annual net interest
income is used for the calculation of
NIM
(pursuant to Circular Letter No.6/23/DPNP
dated May 31, 2004)
Rasio NOM = (PO - DBH) - BO/Rata-rata AP

(sesuai SE No.9/24/DPbS tanggal 30
Oktober 2007)
xvi
Net Operating Margin

(NOM) = (operating income - DBH) - operational
expenses/Average Earning Assets
(pursuant to cirtular lettet No.9/24/
DPbS dated October 30, 2007)
DAFT
AR TABEL
AFTAR
LIST OF TABLES
Judul
Topic
No.
No. Tabel
Tables
Halaman
Pages
DATA
1.
Kegiatan Usaha Perbankan
Bank Industries Operation

DATA BANK UMUM
2.
COMMERCIAL BANK DATA

Kegiatan Usaha Bank Umum
1.1 s.d 1.7
1.8 s.d 1.14
11
1.15 s.d 1.21
18
1.22 s.d 1.29
25
1.30
33
Commercial Banks Operation

3.
Laporan Laba/Rugi Bank Umum

Commercial Banks Income Statement
4.
Rekening Administratif Bank Umum

Commercial Banks Off balance-sheet
5.
Kinerja Bank Umum

Commercial Banks Performance
6.
Jumlah Bank Umum Berdasarkan TIngkat Rasio

Commercial Bank Based on Ratios
7.
Aset Bank Umum
1.31 s.d 1.33
Commercial Banks Assets

a. Perkembangan Aset Bank Umum
1.31
34
1.32
35
1.33
36
1.34 s.d 1.40
37
1.41
44
1.42 s.d 1.49
45
1.50 s.d 1.57
53
1.58
61
Commercial Banks Asset Growth

b. Bank Umum Berdasarkan Total Aset
Commercial Banks based on Assets
c. Peringkat Bank Umum Berdasarkan Total Aset
Commercial Banks Rating based on Total Assets
8.
Aktiva Produktif Bank Umum

Commercial Banks Earning Assets
9.
Non Performing Loan (NPL) Bank Umum

Commercial Banks Non performing loan
a. Pengelompokan Bank Berdasarkan Rasio NPL
Group of Banks based on NPL Ratio
b. NPL Berdasarkan Sektor Ekonomi
NPL Based on Economic Sector
c. NPL Berdasarkan Jenis Penggunaan
NPL based on type of use
d. NPL Berdasarkan Lokasi Bank Penyalur
NPL based on Location of Bank
xvii
DAFT
AR TABEL / LIST OF TABLES
AFTAR
Judul
Topic
No.
e. NPL Kredit yang penarikannya menggunakan kartu
No. Tabel
Tables
Halaman
Pages
1.59
62
1.60 s.d 1.63
63
1.64
67
1.65 s.d 1.71
68
1.72
75
1.73 s.d 1.74
76
1.75 s.d 1.81
78
1.82
85
1.83 s.d 1.84
86
1.85
88
1.86
89
2.1 s.d 2.3
92
2.4
95
2.5
96
Non performing loan withdrawn by credit card

f. NPL UMKM
Non Performing loan of SMEs credit
g. NPL Penerusan Kredit (off-balance sheet)
NPL channelling credit (off-balance sheet)
10. Dana Pihak Ketiga (DPK) Bank Umum
Commercial Banks Third Party Funds
a. Komposisi DPK
Composition of Third Party Funds
b. Peringkat Bank Berdasarkan DPK
Bank Rating Based on Third Party Funds
c. DPK Berdasarkan Lokasi Penghimpunan
Third Party Funds based on location of deposit
11. Suku Bunga Rata-rata Dana Pihak Ketiga (DPK)
Average of interest rate of Third party fund
12. Peringkat Bank Berdasarkan Kredit
Rating of Bank based on credits
13. Suku Bunga Rata-rata Kredit
Average of Crerdit Interest Rates
14. Perkembangan Jumlah Bank dan Kantor Bank
Growth of total banks and bank offices
a. Perkembangan Jumlah Bank dan Kantor Bank Umum
Growth of total banks and commercial bank offices
b. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Wilayah
Growth of total Branch offices based on Region
DATA BANK SYARIAH
SHARIA BANK DATA
15. Kegiatan Usaha Bank Umum Syariah
Sharia Commercial Bank Operation
16. Perkembangan Aset Perbankan Syariah
Growth of Sharia Bank Assets
17. Aktiva Produktif Perbankan Syariah
Earning Assets of Sharia Banks
xviii
Judul
Topic
No.
No. Tabel
Tables
18. Komposisi DPK Perbankan Syariah
Halaman
Pages
2.6
97
2.7
98
2.8 s.d 2.9
99
2.10 s.d 2.11
101
2.12
103
2.13
104
2.14
105
3.1
108
3.2
109
3.3 s.d 3.4
110
3.5 s.d 3.6
112
3.7
114
3.8
115
3.9
116
Composition of Third Party Funds of Syariah Banks

19. Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
Average of Profit Sharing Rates of Third Party Fund of
Sharia Banks
20. TIngkat Margin Rata-rata Pembiayaan
Average of Margin Rates of Financing
21. BPR Syariah
Syariah Rural Bank
22. Jaringan Kantor Perbankan Syariah
Sharia Bank Office Network
23. Kinerja Bank Umum Syariah
Islamic Commercial Bank Performance
24. Bank Umum Syariah Berdasarkan Tingkat Rasio
Sharia Commercial Based on Ratios
DATA BANK PERKREDITAN RAKYAT
RURAL BANK DATA
25. Kegiatan Usaha Bank Perkreditan Rakyat
Rural Bank Operations
26. Kinerja Bank Perkreditan Rakyat
Rural Bank Performance
27. Perkembangan Aset BPR
Growth of Assets based Rural Bank Data
28. Non Performing Loan Bank Perkreditan Rakyat
Non Performing Loan of Rural Bank
29. Dana Pihak Ketiga
Third Party Funds of Rural Bank
a. Komposisi DPK Bank Perkreditan Rakyat
Composition of Third Party Funds of Rural Bank
b. Komposisi DPK Berdasarkan Lokasi
Composition of Third Party Funds based on Location
c. DPK BPR Berdasarkan Lokasi Penghimpun
Third Party Funds of Rural Banks Based on Location
xix
Judul
Topic
No.
30. Suku Bunga Rata-rata DPK BPR
No. Tabel
Tables
Halaman
Pages
3.10
117
3.11 s.d 3.12
118
3.13
120
3.14
121
4.1 s.d 4.8
124
4.9 s.d 4.16
132
4.17
140
4.18
141
4.19
142
4.20 s.d 4.21
143
4.22
145
4.23 s.d 4.25
146
4.26 s.d 4.28
149
4.29 s.d 4.33
152
Average of Third Party Interest Rates of Rural Banks

31. Suku Bunga Rata-rata Kredit BPR
Average of Credit Interest Rates of Rural Banks
32. Perkembangan Jumlah Bank dan Kantor Bank
Growth of Total Rural Banks and Bank Offices
a. Perkembangan Jumlah BPR
Growth of Total Rural Bank
b. Perkembangan Jumlah BPR Berdasarkan Lokasi
Growth of Total Rural Bank Offices based on Region
DATA PERKREDITAN
CREDIT DATA
33. Kredit Bank Umum Berdasarkan Sektor Ekonomi
Commercial Bank Credit based on Economic Sector
34. Kredit Bank Umum Berdasarkan Jenis Penggunaan
Commercial Bank Credit based on Type of Use
35. Kredit Bank Umum Berdasarkan Lokasi Bank Penyaluran
Commercial Bank Credit based on Location of Bank
36. Kredit Bank Umum Berdasarkan Hubungan dengan Bank
Credit of Commercial Banks based on Bank Relationship
37. Kredit yang Penarikannya Menggunakan Kartu
Credit Withdrawn by Credit Card
38. Penerusan Kredit Bank Umum
Commercial Bank Channelling Credit
39. Kredit Berdasarkan Nilai
Credit Based on Value
40. Pembiayaan Perbankan Syariah
Detailed financing of sharia banks
41. Kredit Bank Perkreditan Rakyat
Rural Bank Credit
42. Kredit UMKM
Micro, Small, and Medium Enterprises Credit
xx
Halaman ini sengaja dikosongkan
xxi
Statistik Perbankan Indonesia - Vol. 9, No. 2, Januari 2011
Indonesian Banking Statistics - Vol. 9, No. 2, January 2011
Tabel 1 Kegiatan Usaha Perbankan

(Bank Industries Operation)
Miliar Rp (Billion Rp)
2009
Indikator
SBI dan SBIS 1
2011
Indicator
Jan
Penyaluran Dana
Bank Umum
Bank Perkreditan
2010
2005 2006 2007 2008 2009

Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
1.140.278 1.380.373 2.015.221 2.015.221 2.282.179 2.251.588 2.271.026 2.302.989 2.337.705 2.358.101 2.441.199 2.449.093 2.459.283 2.507.923 2.567.464 2.621.601 2.765.912 2.740.550
18.096
21.904
26.549
31.313
36.076
36.397
36.927
37.543
38.057
38.559
39.143
39.742
39.950
41.050
42.072
42.818
43.877
44.358
54.256
179.045
166.518
166.518
212.116
241.124
237.447
221.523
255.436
253.599
224.264
190.540
208.727
176.265
147.313
142.583
139.316
143.518
Distribution of Funds
Commercial Banks
Rural Banks
SBI dan SBIS 1
Sumber Dana
1.283.480 1.468.369 1.990.345 1.990.345 2.180.934 2.126.308 2.123.587 2.177.135 2.179.279 2.213.035 2.289.111 2.285.753 2.293.540 2.346.182 2.374.744 2.425.678 2.563.562 2.527.124
Bank Umum
15.453
18.733
22.629
26.345
30.367
30.736
31.296
31.828
32.346
32.731
33.130
33.588
33.727
34.676
35.439
36.038
37.034
37.528
Bank Perkreditan Rakyat
Source of Funds
Commercial Banks
Rural Banks
Jumlah Aset
1.469.827 1.693.850 1.986.501 2.310.557 2.534.106 2.502.016 2.517.014 2.563.662 2.576.235 2.603.352 2.678.265 2.683.461 2.700.183 2.758.066 2.796.418 2.856.274 3.008.853 2.990.729
Bank Umum
20.393
23.045
27.741
32.533
37.554
37.891
38.482
39.039
39.489
40.105
40.725
41.409
41.714
42.832
44.165
44.726
45.742
46.291
Bank Perkreditan Rakyat
Total Assets
Commercial Banks
Rural Banks
Jumlah Bank
Bank Umum
Bank Perkreditan
131
2.009
130
1.880
130
1.817
124
1.772
121
1.733
121
1.735
121
1.718
121
1.718
122
1.712
123
1.713
123
1.715
122
1.716
122
1.717
122
1.715
122
1.707
122
1.706
122
1.706
121
1.700
Total Banks
Commercial Banks
Rural Banks
Jumlah Kantor
Bank Umum
Bank Perkreditan
8.236
3.110
9.110
3.173
9.680
3.250
10.868
3.367
12.837
3.644
12.870
3.663
12.914
3.671
12.933
3.718
12.944
3.750
12.958
3.789
12.972
3.820
13.246
3.848
13.318
3.857
13.379
3.816
13.456
3.833
13.633
3.880
13.837
3.910
13.970
3.922
Total Bank Offices

Commercial Banks
Rural Banks
Ket : 1 Sertifikat Bank Indonesia Syariah
Note :
Bank Indonesia Certificates on Sharia Principles (SBIS)
DATA BANK UMUM
Tabel 1.1 Kegiatan Usaha Bank Umum

(Commercial Banks Operation)
2009
Indikator
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
e. Pinjaman yang Diterima
Rupiah
Valas
f. Kewajiban Lainnya
g. Setoran Jaminan
Beberapa Komponen Modal
a. Modal Disetor
b. Cadangan
c. L/R tahun berjalan
d. L/R tahun lalu
e. Perkiraan tambahan modal
disetor
f. Modal pinjaman
Ket:
1)
Lihat Penjelasan hal iii
2011
Indicator
Jan
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
d. Surat Berharga (tidak
termasuk obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
2010
2005 2006 2007 2008 2009
695.648
565.846
129.802
159.120
11.139
90.425
17.792
39.764
209.578
102.266
54.256
39.743
13.312
44.224
6.122
25.586
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
792.297 1.002.012 1.307.688 1.437.930 1.405.640 1.428.788 1.456.114 1.486.329 1.531.556 1.586.492 1.597.980 1.640.430 1.659.145 1.675.633 1.706.403
638.500
791.605 1.054.289 1.228.656 1.205.660 1.229.309 1.257.292 1.282.638 1.315.558 1.360.502 1.371.209 1.403.466 1.419.454 1.430.904 1.446.675
199.980 199.479 198.822 203.691
215.998 225.990
226.771 236.964 239.690 244.729 259.728
153.798
210.407
253.399 209.273
246.537 255.926 264.922 262.695
246.635 252.919
258.274 265.798 256.231 244.701 231.776
156.906
139.777
213.779 261.474
37.092
47.539
46.468
49.353
51.990
50.163
45.298
49.309
48.070
43.375 39.910
68.086
9.051
11.562
40.318
124.783 130.934 130.631 126.804
106.302 112.206
123.302 128.711 114.633 106.076 96.943
83.314
58.717
81.435 110.883
24.402
24.017
26.939
27.136
26.494
24.452
24.680
24.387
30.573
29.953 28.509
20.746
20.086
12.435
20.436
60.259
53.436
60.884
59.403
61.849
66.098
64.993
63.392
62.956
65.298 66.414
61.758
44.455
57.064
71.589
420.821 405.479 403.375 413.164
398.368 424.208
414.492 373.982 409.141 466.391 479.416
343.455
418.269
322.333 397.897
102.007 110.925
99.370 114.524
97.733 102.947
104.754
99.224 100.705 100.995 158.453
125.791
167.566
83.927 101.364
241.124 237.447 221.523 255.436
253.599 224.264
190.540 208.727 176.265 147.313 142.583
179.045
203.863
166.518 212.116
67.003
48.163
60.933
35.685
37.091
78.623
100.850
54.258 111.322 192.473 149.536
60.758
21.216
35.727
49.799
10.686
8.945
21.549
7.518
9.945
18.375
18.348
11.773
20.848
25.609 28.845
23.659
17.403
11.114
22.090
128.161 127.333 122.869 119.541
128.186 124.581
122.364 127.029 131.131 128.784 148.246
55.988
108.007
113.851 134.960
5.924
25.803
5.620
28.835
6.626
50.944
10.010
39.908
10.565
39.865
10.744
42.756
10.968
44.741
10.405
45.571
10.604
42.752
11.427
41.571
10.535
45.448
10.871
41.173
11.102
41.174
11.315
40.640
11.281
44.479
1.127.937 1.287.102 1.510.834 1.753.292 1.973.042 1.948.890 1.931.638 1.982.262 1.980.450 2.013.216 2.096.036 2.082.595 2.092.779 2.144.064 2.173.884 2.212.215
930.160 1.093.445 1.284.797 1.460.443 1.656.625 1.636.900 1.621.246 1.657.988 1.662.536 1.700.476 1.764.407 1.743.268 1.749.539 1.794.305 1.828.594 1.867.085
331.826 317.702 328.774 324.624
337.719 369.940
354.243 347.920 352.122 352.891 366.443
193.854 249.564
309.335
307.743 332.729
760.910 768.730 795.475 802.754
818.060 829.798
817.896 820.089 841.815 869.703 880.661
455.038 510.008
540.982
675.983 758.280
544.164 534.814 533.740 535.158
544.696 564.669
571.130 581.529 600.368 606.001 619.981
281.268 333.873
434.480
476.717 565.616
311.989 310.392 324.273 317.915
312.741 331.629
339.326 343.240 349.759 345.290 345.129
197.777 193.657
226.037
292.849 316.417
132.824 131.621 142.283 137.474
135.961 152.222
152.639 148.448 152.108 144.884 145.493
87.558
88.447
96.216
122.257 133.159
137.870 137.716 139.518 135.083
132.643 133.272
138.289 143.087 144.429 146.679 145.345
109.995 105.155
125.726
148.722 143.429
41.295
41.055
42.472
45.357
44.137
46.136
48.398
51.706
53.223
53.727 54.291
39.829
224
55
4.095
21.870
7.771
7.593
7.449
7.381
6.949
6.991
6.517
6.642
6.336
6.140
6.222
8.028
11.874
10.807
9.105
11.272
113.563 121.948 129.275 139.042
135.337 130.030
140.853 138.110 135.790 133.629 147.221
99.417 119.454
137.790
158.648 134.543
13.662
13.639
12.890
12.474
13.513
15.127
14.270
14.469
14.227
14.170 15.622
14.918
13.411
14.942
17.333
14.301
22.753
25.272
27.734
22.000
24.583
23.780
23.510
24.226
28.668
29.966 25.694
21.553
11.406
12.883
14.319
12.949
13.540
13.630
14.419
14.579
14.512
15.246
15.514
16.908
14.529
16.700 16.835
13.131
8.508
7.023
8.023
8.395
9.213
11.642
13.315
7.421
10.071
8.534
7.997
7.317
14.139
13.266
8.859
8.422
2.898
5.860
6.296
4.554
15.076
19.108
13.426
13.641
15.072
12.726
14.119
13.380
13.068
12.929 14.205
22.874
16.192
19.913
24.893
34.663
4.594
4.389
4.100
4.291
4.365
4.421
3.888
3.935
4.029
4.026
4.500
5.977
3.242
3.267
4.691
5.220
Des
Jan
1.765.845 1.746.005 a. Credit 1)
Rupiah
1.492.407 1.469.235
Foreign Exchange
273.438 276.770
228.549 222.066 b. Inter-Bank
Demand Deposit
41.764
37.063
Call Money
94.116
91.982
Times Deposits
27.036
25.557
Others
65.633
67.465
581.901 585.192 c. Placements at BI
Demand Deposit
164.833 171.786
Bank Indonesia Certificates (SBI)
139.316 143.518
Call Money
195.431 223.912
Others
82.321
45.976
133.454 131.898 d. Securities (not including
recapitalization bonds)
12.356
12.617 e. Equity Participation
43.807
42.772 f. Other Claims
Source of Funds
2.338.824 2.302.056 a. Third Party Funds
- Rupiah
1.990.518 1.963.921
Demand Deposits
383.808 382.659
Times Deposits
928.089 918.986
Savings Deposits
678.621 662.277
Foreign
Exchange
348.306 338.135
Demand Deposits
152.047 147.947
Times Deposits
141.723 136.619
Savings Deposits
54.536
53.569
6.107
6.156 b. Liabilities owed to BI
c.
Inter-Bank
152.746 148.158
17.158
19.597 d. Securities
29.323
30.048 e. Loans received
- Rupiah
18.304
18.259
- Foreign Exchange
11.019
11.789
f.
Other Liabilities
14.646
16.905
4.757
4.204 g. Guarantee Deposits
69.548
10.649
24.897
-18.478
37.082
73.046
13.997
28.334
-6.880
42.248
78.928
18.696
35.015
1.736
45.413
86.283
21.765
30.606
35.346
37.815
96.301
24.054
45.215
52.805
40.958
96.668
24.078
5.063
100.023
41.040
96.823
24.075
9.528
99.194
40.720
97.819
23.845
15.174
96.470
41.274
97.914
24.358
19.438
93.088
42.676
98.499
25.370
24.332
87.083
42.246
99.929
27.733
29.331
78.940
42.583
101.930
27.683
34.279
77.391
45.268
102.229
27.747
38.949
77.056
45.377
102.759
27.780
43.363
76.375
46.262
103.173
27.768
49.057
76.591
46.541
103.311
27.804
53.986
76.318
48.140
105.516
27.846
57.309
75.032
59.744
14.464
14.946
14.863
1.047
1.454
1.209
1.236
948
1.945
1.928
1.986
2.036
1.778
4.781
2.528
4.592
2.955
Components of Capital
a. Paid-In Capital
b. Reserves
c. Current Earnings(Profit/Loss)
d. Retained Earnings(Profit/Loss)
e. Estimates of Additional Paid-In
Capital
3.440 f. Loan Capital
105.849
27.822
5.658
137.035
59.113
Note: 1) see explanation page iii
Tabel 1.2 Kegiatan Usaha Bank Persero

(State Owned Banks Operation)
2010
Indikator
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
2005 2006 2007 2008
2011
Indicator
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
629.622
554.291
75.331
70.184
17.868
23.996
5.771
22.550
183.817
65.444
36.670
74.557
7.146
39.457
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
d. Securities (not including
f.
Other Claims
12.914
256.413
204.534
51.879
44.496
2.298
28.756
3.773
9.668
72.469
41.850
10.121
14.911
5.587
10.920
287.910
231.582
56.328
47.679
2.706
29.772
3.994
11.207
101.745
52.290
29.736
9.649
10.070
11.093
356.151
282.055
74.095
41.287
3.515
15.574
3.187
19.010
151.828
78.113
46.200
20.758
6.756
29.617
470.665
396.024
74.641
62.023
12.447
26.395
3.728
19.453
114.991
33.759
36.763
34.014
10.455
28.742
544.870
486.859
58.011
99.401
35.572
39.551
4.228
20.050
135.860
39.818
42.320
43.835
9.887
35.425
529.897
474.772
55.126
80.727
15.567
38.737
7.192
19.231
140.724
42.549
61.160
35.584
1.430
25.709
536.471
480.957
55.514
82.511
22.808
42.487
4.864
12.352
129.919
50.565
53.734
22.156
3.465
28.324
550.334
494.728
55.606
85.039
20.533
38.858
5.576
20.073
96.819
34.604
40.370
5.344
16.500
28.448
557.986
502.262
55.725
85.209
24.886
35.915
5.350
19.059
120.273
52.302
59.783
6.535
1.652
29.781
570.164
513.082
57.082
81.977
26.241
29.700
7.139
18.897
99.686
35.560
55.478
4.134
4.514
33.383
588.755
526.102
62.653
83.601
21.766
36.355
3.751
21.730
116.042
37.524
43.123
34.028
1.368
31.596
589.895
528.148
61.747
88.993
22.428
40.906
4.635
21.023
93.213
37.254
40.108
11.788
4.063
33.449
601.865
537.838
64.027
89.634
27.571
38.902
3.199
19.962
79.178
36.118
36.684
6.375
0
34.233
605.795
541.793
64.003
85.956
28.158
33.060
6.659
18.080
86.385
35.967
24.242
22.412
3.765
37.211
610.383
544.571
65.812
78.458
21.688
30.500
5.156
21.115
112.074
36.291
22.122
47.913
5.748
36.520
621.691
551.699
69.992
75.104
18.413
27.413
5.239
24.038
116.413
58.489
19.438
38.136
350
41.025
642.718
569.041
73.677
72.226
24.343
21.742
5.812
20.329
202.565
60.036
31.371
68.924
42.234
43.648
3.327
13.512
2.872
10.331
1.922
10.372
1.842
14.258
2.000
13.796
2.503
13.822
2.514
15.987
2.561
16.483
2.116
17.880
2.109
15.221
2.954
13.470
2.020
16.180
2.126
13.644
2.144
13.775
2.173
12.937
2.237
15.682
2.261
13.820
431.397
373.204
70.509
166.542
136.153
58.192
23.813
34.177
203
7.673
33.734
8.559
9.021
6.666
2.354
4.993
1.747
480.394
426.160
88.947
176.718
160.496
54.234
23.377
30.818
38
6.493
33.422
9.379
6.750
4.482
2.268
5.366
1.645
571.008
509.552
121.749
179.313
208.490
61.456
24.865
36.559
33
5.881
41.998
9.259
6.714
4.118
2.595
7.578
2.391
669.827
588.704
123.438
235.219
230.047
81.123
28.329
45.395
7.399
5.446
52.023
5.631
3.880
3.618
262
7.174
2.838
783.384
680.371
136.512
274.965
268.894
103.013
36.090
57.236
9.687
4.409
45.539
5.043
15.886
8.629
7.257
7.324
3.401
756.125
658.552
129.371
275.632
253.549
97.573
34.205
53.617
9.751
4.452
31.499
5.069
15.778
8.101
7.676
7.110
2.013
731.073
632.814
109.630
275.777
247.407
98.260
35.300
53.205
9.755
4.452
34.968
5.034
18.393
8.065
10.327
10.850
2.000
746.188
644.621
109.282
285.478
249.861
101.567
36.931
54.688
9.948
4.453
33.764
4.982
20.008
8.013
11.995
6.021
2.010
744.237
644.113
111.735
283.427
248.952
100.123
35.442
54.556
10.126
4.372
43.558
5.020
14.103
7.798
6.305
6.218
2.182
745.012
647.877
109.220
287.223
251.434
97.135
34.064
53.195
9.876
4.731
38.202
4.961
16.707
7.772
8.935
6.527
2.224
778.439
673.192
123.442
288.892
260.858
105.247
46.415
47.967
10.865
4.330
36.811
6.585
15.648
8.237
7.411
5.297
2.301
759.868
656.469
115.329
280.481
260.659
103.399
42.389
50.096
10.914
4.378
40.612
5.840
15.278
8.398
6.880
6.273
1.826
760.114
652.348
111.199
277.120
264.029
107.766
44.009
52.796
10.960
4.262
37.378
5.836
14.542
8.353
6.190
5.730
1.794
774.385
664.544
106.581
286.127
271.835
109.841
45.113
52.939
11.789
4.295
32.496
5.809
18.869
5.969
12.900
6.072
1.814
782.626
678.068
108.557
297.021
272.490
104.558
38.607
54.170
11.780
4.211
32.893
5.801
20.144
8.119
12.025
6.096
1.882
798.125
694.023
111.417
302.607
280.000
104.102
37.697
54.425
11.980
4.288
36.597
5.774
15.715
8.110
7.605
6.387
2.145
898.405
793.338
152.770
328.677
311.891
105.067
41.763
51.429
11.876
4.222
32.571
5.813
18.096
8.274
9.822
6.873
2.341
847.453
750.124
131.287
317.391
301.446
97.330
39.103
46.435
11.791
4.290
36.364
5.808
18.855
8.269
10.586
8.166
2.061

a. Modal Disetor
27.439
b. Cadangan
5.933
9.185
d. L/R tahun lalu
-13.528
9.815
disetor
f. Modal pinjaman
13.844
27.751
8.097
9.644
-12.107
13.145
28.572
10.837
13.332
-10.772
15.864
29.965
12.363
13.159
7.508
11.961
28.179
12.402
18.050
14.300
15.398
28.179
12.402
1.691
32.446
15.135
28.179
12.402
3.404
31.825
14.766
28.796
11.987
5.494
31.010
15.162
28.796
11.986
6.977
31.284
15.089
28.802
12.617
8.652
27.154
15.091
28.802
13.567
10.709
24.428
15.032
28.802
13.567
12.836
24.468
15.031
28.802
13.567
14.563
24.499
15.110
28.802
13.567
16.200
24.493
15.430
28.803
13.567
18.692
24.452
15.409
28.804
13.567
20.919
24.463
16.787
30.077
13.567
22.766
24.050
25.375
30.077
13.567
2.203
50.576
24.204
13.844
13.908
25
50
2.400
61
78
61
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Ket:
1)
Source of Funds
a. Third Party Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
b. Liabilities owed to BI
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
f. Other Liabilities
g. Guarantee Deposits
a. Paid-In Capital
b. Reserves
Capital
61 f. Loan Capital
Note:
1)
see explanation page iii
Tabel 1.3 Kegiatan Usaha BUSN Devisa

(Foreign Exchange Commercial Banks Operation)
Indikator
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
disetor
f. Modal pinjaman
Ket:
1)
2010
2005 2006 2007 2008
2011
2009
Des
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
708.824
621.422
87.402
66.025
11.325
36.327
3.958
14.415
263.960
70.334
65.321
106.142
22.164
69.192
Indicator
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
277.591
248.996
28.594
48.464
4.965
27.163
4.455
11.882
75.913
43.510
15.898
14.788
1.716
23.809
315.256
276.768
38.488
45.908
3.514
23.795
3.887
14.712
133.141
49.313
79.344
4.484
29.702
407.742
351.351
56.390
37.716
3.191
16.692
2.783
15.050
146.616
54.966
83.476
8.148
26
55.471
524.295
452.613
71.682
57.016
21.825
16.350
5.355
13.486
116.730
32.354
73.834
6.909
3.633
59.650
555.617
492.045
63.573
58.649
23.580
17.242
4.842
12.986
173.090
42.473
118.589
6.583
5.444
69.002
540.737
480.342
60.395
69.593
13.953
35.075
6.615
13.950
178.710
41.453
122.521
11.472
3.266
68.946
552.192
491.598
60.594
72.954
15.679
35.511
7.491
14.273
175.930
41.591
123.624
7.815
2.900
67.551
561.354
501.658
59.696
76.459
16.821
37.472
8.340
13.826
187.129
45.468
122.440
16.653
2.569
63.530
575.659
514.357
61.303
77.861
17.141
39.547
7.886
13.287
182.028
42.245
128.151
9.226
2.407
62.103
596.004
529.775
66.229
72.339
15.936
35.700
6.531
14.171
183.694
40.714
130.250
10.874
1.856
65.215
621.846
553.902
67.944
77.969
20.352
35.997
6.930
14.690
184.085
44.391
121.209
16.379
2.106
65.011
632.629
561.730
70.900
79.322
16.141
41.653
6.373
15.156
188.196
45.389
98.769
41.852
2.185
66.475
653.864
579.786
74.078
84.371
15.036
48.279
6.894
14.162
173.948
40.931
107.177
22.791
3.050
67.831
660.785
586.477
74.308
80.509
12.396
46.163
7.119
14.831
192.113
43.515
96.202
43.990
8.406
68.355
668.876
592.544
76.332
78.128
15.388
42.543
6.437
13.760
213.406
42.889
79.965
81.074
9.478
68.730
686.115
605.189
80.926
71.841
14.130
39.136
5.903
12.673
221.276
66.393
68.687
72.705
13.492
82.504
718.639
630.777
87.863
67.057
11.341
36.125
4.662
14.929
248.452
69.835
63.955
89.300
25.363
68.885
2.616
6.427
2.979
8.620
3.613
10.892
4.681
17.401
7.888
14.500
7.925
13.525
8.092
13.700
8.266
14.805
8.147
14.220
8.354
14.286
8.329
14.794
8.373
15.311
8.605
14.713
8.816
14.553
9.002
14.985
8.904
15.777
9.930
16.700
462.747
397.939
58.170
217.098
122.671
64.808
32.992
31.794
21
3.739
31.276
2.721
1.419
876
544
5.499
558
525.177
455.098
68.884
244.890
141.324
70.079
35.216
34.845
17
4.151
40.308
2.537
5.168
1.576
3.592
6.268
749
606.932
528.154
91.502
252.222
184.429
78.778
36.676
42.082
21
3.109
49.041
4.768
6.455
2.754
3.701
6.338
886
701.710
597.459
89.607
309.732
198.120
104.251
47.875
51.326
5.051
3.910
48.388
5.383
7.683
3.391
4.292
9.834
794
781.072
668.798
104.102
326.063
238.632
112.274
49.827
46.729
15.718
2.780
37.640
6.415
3.980
2.815
1.165
7.190
1.022
775.102
661.899
103.673
323.326
234.899
113.203
50.561
46.592
16.050
2.826
37.073
5.132
5.469
3.933
1.537
4.404
1.078
780.580
666.858
106.934
325.582
234.342
113.722
49.376
48.326
16.020
2.578
40.745
5.146
5.268
3.954
1.314
4.572
1.065
789.799
667.725
106.323
330.496
230.907
122.073
56.068
49.094
16.912
2.858
43.677
4.450
6.113
4.792
1.321
4.339
909
797.254
673.315
105.076
335.389
232.850
123.938
56.970
49.850
17.118
2.877
43.879
3.834
6.233
5.117
1.116
4.529
940
820.220
698.362
117.186
342.157
239.019
121.858
56.003
49.392
16.462
2.152
42.622
3.788
6.278
5.142
1.136
5.826
915
846.420
716.949
121.744
346.753
248.453
129.471
58.890
53.156
17.424
2.600
44.358
3.765
6.602
5.480
1.123
4.662
951
857.872
718.473
119.866
346.730
251.876
139.399
63.887
57.048
18.464
2.082
47.689
3.742
6.577
5.460
1.117
4.781
1.014
869.372
733.144
122.729
350.676
259.739
136.228
57.355
57.774
21.099
2.326
47.655
3.944
7.965
6.838
1.128
4.682
983
891.685
753.243
122.629
361.224
269.390
138.442
59.043
57.664
21.734
2.013
46.894
3.913
8.090
6.851
1.239
4.586
1.011
911.890
773.066
129.036
370.702
273.328
138.825
58.976
58.055
21.794
1.903
44.052
3.864
8.087
6.846
1.241
4.301
1.023
936.578
798.543
140.954
378.964
278.625
138.035
58.822
57.303
21.910
1.890
47.176
5.346
8.234
6.980
1.254
5.025
1.136
975.308
835.532
133.895
407.603
294.034
139.777
61.322
56.435
22.020
1.860
53.688
5.538
9.360
8.164
1.197
4.223
1.147
977.628
842.300
139.214
409.237
293.848
135.328
58.069
55.796
21.463
1.831
50.047
7.491
9.369
8.166
1.203
6.128
1.032
22.490
2.462
9.294
-9.096
27.146
24.524
3.332
9.822
-925
28.197
25.523
4.646
11.735
4.468
28.848
27.969
5.186
4.809
14.948
26.893
36.846
6.047
14.205
21.284
25.660
36.821
6.123
1.695
35.487
25.948
36.976
6.123
3.408
35.485
26.032
37.180
6.124
5.301
35.249
26.032
37.364
6.142
6.898
34.328
27.420
37.391
6.200
8.757
34.049
27.165
38.394
7.123
10.463
31.184
27.365
39.690
7.077
12.222
30.978
29.242
39.695
7.168
14.043
31.303
29.287
39.696
7.168
15.948
31.286
29.674
39.696
7.077
17.706
31.376
29.893
39.732
7.170
19.649
31.200
30.189
40.155
7.170
20.559
31.038
32.225
40.264
7.170
2.058
51.924
32.993
155
229
150
224
205
200
50
2.049
50
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
734 f. Loan Capital
Tabel 1.4 Kegiatan Usaha BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Operation)
2010
Indikator
2005 2006 2007 2008
Indicator
Jan
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
disetor
f. Modal pinjaman
Ket: 1) Lihat Penjelasan hal iii
2011
2009
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
0 e. Equity Participation
f.
Other Claims
370
16.842
16.842
1.136
266
380
49
440
4.892
1.502
2.529
842
18
902
19.114
19.114
1.509
297
720
25
467
5.558
1.666
3.172
713
6
1.100
23.863
23.863
1.604
440
556
59
549
9.238
2.021
6.352
621
243
1.521
27.122
27.122
1.238
121
205
28
884
8.503
1.678
5.393
807
625
2.812
35.700
35.700
2.399
92
1.322
128
857
10.053
2.193
6.321
975
564
4.528
35.104
35.104
1.697
91
537
123
946
9.610
2.222
6.000
1.364
24
4.263
36.231
36.231
2.002
96
892
110
904
8.786
2.188
4.890
1.661
48
4.331
37.570
37.570
2.000
84
955
96
865
9.385
2.381
4.134
2.805
66
4.538
38.554
38.554
2.098
88
907
120
983
9.286
2.339
4.232
2.523
192
4.084
40.497
40.497
2.525
96
1.071
288
1.070
10.005
2.468
4.829
2.370
338
4.098
42.323
42.323
3.469
105
2.115
180
1.068
11.592
2.639
5.090
3.265
597
3.710
43.358
43.358
2.503
104
1.219
170
1.010
12.696
2.672
4.441
4.499
1.084
3.956
44.815
44.815
2.872
111
1.571
212
979
11.700
2.761
5.348
2.815
775
4.427
45.936
45.936
2.773
109
1.411
277
976
13.884
2.834
5.568
4.065
1.417
4.796
46.318
46.318
2.335
93
924
333
985
16.062
2.951
3.863
7.594
1.655
4.195
47.313
47.313
2.680
139
1.200
249
1.092
14.839
4.513
3.708
5.182
1.437
5.042
48.757
48.757
4.266
111
2.290
369
1.497
17.105
4.935
2.982
7.536
1.652
4.768
49.619
49.619
2.599
130
690
287
1.492
16.642
4.863
2.956
7.454
1.369
4.421
1
104
52
187
0
61
0
74
5
129
5
59
5
71
5
207
5
167
5
397
4
493
3
451
2
373
1
373
0
371
0
376
21.970
21.970
1.798
18.052
2.120
250
309
68
68
129
24
24.423
24.423
1.811
20.234
2.379
20
802
59
59
161
26
30.491
30.491
2.195
25.103
3.194
17
2.017
309
62
62
226
6
33.213
33.213
1.779
28.059
3.375
0
0
388
1.088
301
76
76
244
8
43.980
43.979
2.183
37.635
4.161
0
0
0
67
2.272
1.021
128
128
311
6
42.557
42.557
1.742
36.761
4.054
66
1.435
1.021
127
127
102
5
43.049
43.049
1.934
37.007
4.109
130
1.387
1.019
125
125
111
5
44.741
44.741
2.026
38.536
4.179
48
2.069
1.019
123
123
112
5
45.062
45.062
1.903
38.786
4.373
30
1.492
1.024
123
123
128
5
46.560
46.560
2.151
39.504
4.906
29
1.349
2.320
122
122
130
10
49.740
49.740
2.287
42.504
4.949
29
2.159
2.338
147
147
141
9
50.886
50.886
2.079
43.761
5.047
28
1.567
2.338
281
281
137
9
52.033
52.033
2.192
44.706
5.135
28
1.726
2.338
279
279
170
8
54.271
54.271
2.103
46.836
5.331
4
2.386
2.338
278
278
155
8
55.742
55.742
2.153
48.125
5.464
4
2.053
2.337
277
277
155
8
56.375
56.375
2.272
48.373
5.729
4
2.395
2.334
289
289
156
9
58.950
58.950
2.745
50.026
6.178
4
2.458
3.433
306
306
203
9
57.570
57.570
2.427
48.745
6.399
3
2.374
3.430
304
304
194
8
1.984
160
279
575
-6
2.258
194
399
677
46
3.042
200
765
921
47
3.693
217
604
1.332
-1
4.295
254
360
1.503
89
4.578
182
56
1.843
120
4.578
182
115
1.840
101
4.618
195
210
1.750
151
4.716
213
283
1.687
174
0
5.216
212
385
1.681
114
5.216
219
193
1.668
172
5.724
225
261
1.653
191
6.014
225
301
1.653
204
6.533
225
268
1.581
331
6.693
225
380
1.592
258
6.793
225
529
1.582
264
6.931
225
502
1.742
1.368
6.933
230
114
2.201
1.310
64
87
256
459
444
528
331
331
296
998
1.009
1.062
867
448
393
328
281
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
265 f. Loan Capital
Tabel 1.5 Kegiatan Usaha BPD

(Regional Development Banks Operation)
2010
Indikator
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
disetor
f. Modal pinjaman
2005 2006 2007 2008
2011
Indicator
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
122.361 124.765
122.082 124.495
279
270
21.921 23.219
1.324
1.566
7.519
6.641
11.439 12.816
1.640
2.196
40.486 54.391
7.980
8.560
15.642 16.880
14.648 26.918
2.216
2.034
8.322
7.297
127.329
127.061
267
29.512
1.643
11.777
13.652
2.440
49.389
9.188
23.711
13.639
2.852
6.048
129.472
129.200
272
25.533
1.541
8.198
12.405
3.389
49.338
10.325
22.969
13.304
2.740
5.221
132.740
132.477
263
24.845
1.418
7.327
13.236
2.864
62.035
9.623
19.498
19.055
13.859
4.282
135.688
135.430
258
25.555
1.778
8.334
13.393
2.050
62.205
10.624
12.695
30.387
8.500
4.128
138.023
137.763
260
28.442
1.759
9.963
13.972
2.748
50.957
9.924
15.815
18.269
6.949
4.000
139.450
139.193
257
26.711
1.277
6.433
16.409
2.593
63.032
10.159
17.104
28.869
6.900
4.023
142.040
141.582
458
27.223
1.320
5.530
18.027
2.346
62.030
10.169
12.620
33.581
5.660
3.579
143.956
143.493
462
26.220
1.594
5.044
16.916
2.667
55.605
16.298
8.145
19.512
11.650
3.116
143.707
143.174
534
29.634
1.299
8.952
15.992
3.391
47.372
16.269
5.411
14.763
10.930
3.359
143.395
142.896
500
27.074
1.648
6.971
15.158
3.298
55.305
15.340
7.061
19.829
13.074
3.485
36
390
36
411
36
421
36
500
36
511
36
428
36
508
36
522
36
600
36
490
164.539 181.181
163.826 180.343
72.769 83.080
53.486 61.258
37.571 36.004
713
838
236
225
463
596
14
17
39
37
6.874
7.273
2.340
2.339
1.486
1.490
1.486
1.490
686
679
359
337
184.041
183.230
80.198
66.280
36.751
812
206
591
16
37
6.353
2.498
1.541
1.541
626
323
183.098
182.287
78.320
67.050
36.917
811
210
586
16
37
6.802
2.344
1.477
1.477
633
309
198.673
197.473
92.380
67.503
37.590
1.201
625
563
12
33
6.900
2.340
1.382
1.382
869
269
199.091
197.951
87.266
71.424
39.261
1.141
659
472
10
28
6.483
2.251
1.375
1.375
739
269
194.370
193.109
81.182
72.593
39.334
1.261
711
537
13
25
5.671
2.251
1.439
1.439
1.119
278
204.169
203.001
86.880
76.003
40.119
1.168
632
523
14
23
6.970
2.067
1.431
1.431
666
286
203.924
202.891
81.172
79.880
41.838
1.033
563
454
17
23
6.724
2.067
1.458
1.458
663
302
196.571
195.537
76.292
76.177
43.068
1.034
564
454
17
23
8.271
2.067
1.456
1.456
742
325
183.624
182.685
61.725
67.365
53.595
939
471
450
19
19
14.823
2.126
1.561
1.561
1.781
407
196.117
195.055
76.352
71.102
47.601
1.062
428
615
19
19
8.179
2.620
1.520
1.520
611
307
13.200
5.541
661
8.427
944
44.931
44.889
42
13.785
936
1.923
9.104
1.822
36.628
7.286
17.297
6.414
5.630
3.477
55.955
55.919
36
21.139
1.191
6.042
12.018
1.888
69.589
14.196
43.115
4.973
7.304
3.654
71.881
71.529
351
14.786
2.332
4.285
6.400
1.769
62.827
20.972
34.842
4.000
3.014
9.503
96.385
95.751
635
19.517
734
5.923
11.216
1.645
45.986
8.677
26.260
4.709
6.340
10.212
120.754
120.244
510
22.312
970
8.392
11.434
1.516
32.609
8.793
10.645
6.191
6.980
9.750
120.372
119.875
497
17.726
816
4.944
10.358
1.609
41.162
8.008
12.641
14.940
5.574
8.130
14
9
13
9
34
24
34
341
36
434
37
458
85.283
85.213
50.631
17.475
17.107
70
43
27
212
2.705
2.131
898
898
2.834
134
129.141
129.065
74.692
29.365
25.008
75
31
44
144
4.307
3.026
905
905
5.871
232
134.287
134.077
69.123
31.750
33.205
209
167
42
1
99
5.733
2.997
1.089
1.089
6.812
466
143.262
143.027
70.653
34.877
37.497
235
93
138
4
882
10.092
2.887
1.310
1.310
4.627
543
152.251
151.425
63.553
44.148
43.724
826
294
525
7
41
13.084
2.340
1.559
1.559
4.453
554
160.376
159.626
70.395
49.709
39.522
750
249
494
8
39
7.028
2.340
1.380
1.380
960
441
5.882
1.274
2.797
43
-45
7.136
1.782
3.908
-68
51
8.979
2.367
4.530
-75
28
9.903
3.072
5.751
22
-200
11.501
4.190
6.488
4
36
11.610
4.210
940
7.044
43
11.610
4.207
1.583
6.959
40
11.746
4.378
2.443
5.922
84
11.559
4.847
3.099
3.532
104
11.610
5.160
3.867
1.833
75
12.037
5.527
4.748
333
124
12.755
5.526
5.306
277
964
12.759
5.499
5.775
130
988
12.769
5.532
6.426
143
1.015
12.828
5.584
7.081
226
1.108
12.828
5.528
7.489
217
1.047
13.200
5.570
7.511
63
1.016
401
331
220
206
372
302
335
280
575
548
224
154
161
205
297
410
615
36
464
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
514 f. Other Claims
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
653 f. Loan Capital
Tabel 1.6 Kegiatan Usaha Bank Campuran

(Joint Venture Banks Operation)
Indikator
2010
2005 2006 2007 2008
Jan
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
disetor
f. Modal pinjaman
2011
2009
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
f.
Other Claims
4.875
36.937
16.088
20.849
8.335
1.056
5.608
409
1.262
8.009
2.325
4.833
841
9
2.527
40.833
18.166
22.667
6.901
639
4.910
162
1.190
10.266
2.139
7.023
1.082
22
2.073
58.520
23.634
34.886
7.137
803
4.569
1.765
16.566
3.686
11.830
296
755
3.262
75.849
33.360
42.489
14.821
3.727
7.212
109
3.773
15.687
2.724
10.384
1.542
1.037
3.726
80.977
43.962
37.015
16.828
5.348
9.495
114
1.871
23.781
3.538
17.909
2.110
224
5.907
79.913
45.122
34.791
16.952
4.672
10.263
114
1.903
24.819
3.298
19.407
2.073
42
7.084
80.247
45.665
34.582
16.085
4.726
9.272
114
1.973
24.078
3.889
19.225
956
7
6.394
81.795
47.047
34.748
16.489
4.702
9.710
111
1.966
23.470
3.754
16.535
3.169
12
6.101
84.391
48.295
36.096
13.818
3.177
8.467
129
2.045
22.048
3.527
17.157
1.358
7
5.944
88.165
49.293
38.872
13.875
4.869
6.444
131
2.430
22.150
3.557
17.865
723
5
6.412
94.779
53.544
41.236
15.313
3.941
7.679
129
3.565
23.307
3.755
17.546
2.000
6
5.032
88.693
49.403
39.290
14.877
2.979
8.043
109
3.745
20.371
3.743
12.935
2.882
811
4.500
92.476
50.555
41.922
14.073
2.844
7.705
110
3.414
20.280
4.542
13.290
1.823
625
5.201
95.106
52.260
42.845
14.513
3.994
6.791
109
3.620
20.846
3.264
11.902
5.671
9
5.000
96.567
52.284
44.283
14.064
3.028
7.632
3.404
21.692
3.624
8.442
7.052
2.574
4.711
96.378
49.196
47.182
12.806
3.170
6.149
202
3.285
25.066
5.189
11.660
6.861
1.357
6.479
99.020
50.311
48.709
12.144
2.748
5.679
202
3.515
24.116
5.840
9.585
6.994
1.697
5.792
98.845
50.081
48.764
13.336
3.135
6.143
203
3.855
24.685
7.989
9.893
5.036
1.767
5.856
122
2.321
36
2.328
37
2.523
40
4.727
73
4.117
82
4.747
83
4.952
87
4.756
87
4.615
87
4.693
91
4.732
89
4.399
89
4.260
91
4.142
91
4.045
91
4.434
109
4.816
34.484
15.411
3.251
11.784
376
19.073
8.294
10.779
13.060
402
101
35.927
16.112
2.715
12.173
1.224
19.815
7.410
12.405
14.048
416
175
54.934
26.779
4.112
21.197
1.471
28.154
9.155
18.999
17.644
588
134
76.902
37.691
4.976
29.691
3.023
39.211
13.896
25.315
0
0
18.292
99
2.411
91
94.761
54.321
7.136
43.203
3.983
40.440
14.336
22.668
3.436
0
16.119
99
835
143
94.819
54.025
7.247
42.006
4.772
40.793
14.938
21.615
4.241
0
16.772
99
858
198
92.532
53.874
7.119
42.381
4.374
38.658
13.406
21.050
4.202
0
16.689
99
1.159
172
93.784
55.020
6.621
43.878
4.522
38.763
13.997
20.429
4.337
0
16.316
99
865
206
88.384
53.309
6.358
42.498
4.453
35.074
11.694
16.510
6.870
0
20.079
100
871
187
91.590
55.871
7.684
43.669
4.518
35.719
12.316
16.668
6.735
0
21.113
100
682
158
99.058
59.575
7.803
46.058
5.714
39.482
13.477
19.413
6.593
0
20.931
100
713
150
91.985
53.361
7.727
39.329
6.304
38.624
13.274
17.965
7.386
0
20.084
100
679
90
93.078
52.392
8.557
37.585
6.250
40.686
13.632
19.418
7.636
0
21.143
100
632
127
95.037
52.673
8.892
37.340
6.441
42.364
13.956
20.815
7.593
0
22.382
100
638
153
97.549
54.216
8.689
39.696
5.832
43.333
13.833
21.673
7.827
0
20.256
100
738
90
97.617
54.608
8.027
40.898
5.683
43.009
13.906
20.938
8.165
0
24.782
100
882
97
98.161
54.292
7.984
40.151
6.156
43.869
14.295
21.223
8.351
0
24.873
248
628
102
97.737
53.128
8.303
38.612
6.213
44.609
15.096
21.391
8.122
0
24.695
248
694
133
8.377
820
1.370
485
-437
8.002
592
1.561
1.786
-400
9.434
646
1.656
3.579
-343
10.673
927
2.026
4.920
-487
11.650
1.160
2.129
6.900
-369
11.650
1.160
217
9.150
-365
11.650
1.160
374
9.142
-366
11.650
1.160
571
9.108
-323
11.650
1.170
744
9.126
-320
11.650
1.180
941
9.117
-348
11.650
1.298
1.136
8.884
-334
11.130
1.288
1.174
7.559
-331
11.130
1.288
1.370
7.529
-336
11.130
1.288
1.531
7.455
-330
11.324
1.314
1.770
7.549
-328
11.324
1.314
1.921
7.563
-336
11.324
1.314
2.063
7.468
-348
11.545
1.314
208
9.519
-385
456
329
382
329
371
371
371
371
371
700
700
700
1.727
1.727
1.727
1.948
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
1.727 f. Loan Capital
Tabel 1.7 Kegiatan Usaha Bank Asing

(Foreign Owned Banks Operation)
Indikator
2010
2005 2006 2007 2008
Jan
Penyaluran Dana
a. Kredit
Rupiah
Valas
b. Antar Bank
Giro
Inter Bank
Deposito
Lainnya
c. Penempatan di BI
Giro
SBI
Call Money
Lainnya
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro
Deposito
Tabungan
Valas
Giro
Deposito
Tabungan
b. Kewajiban kpd BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
a. Modal Disetor
b. Cadangan
d. L/R tahun lalu
disetor
f. Modal pinjaman
10
2011
Indicator
2009
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
115.700
50.926
64.774
42.848
2.957
17.856
181
21.854
40.783
7.815
21.617
10.894
457
9.488
a. Credit 1)
Rupiah
Foreign Exchange
b. Inter-Bank
Demand Deposit
Call Money
Times Deposits
Others
c. Placements at BI
Demand Deposit
Call Money
Others
62.935
34.497
28.439
42.905
1.618
26.595
2
14.690
11.667
5.792
3.577
1.947
351
2.588
73.230
36.951
36.279
33.770
704
18.075
14.992
23.157
6.187
16.654
315
8.367
83.856
39.171
44.685
37.246
1.280
17.040
5
18.921
31.195
7.808
21.163
1.904
320
8.633
113.372
49.420
63.952
59.163
1.465
25.350
32.348
20.437
4.735
13.885
1.817
0
8.709
100.011
49.846
50.165
61.885
2.524
34.882
24.479
22.505
4.550
16.332
1.064
559
10.350
99.617
50.445
49.171
59.841
1.994
35.227
22.620
25.795
4.478
19.396
1.569
351
14.030
101.286
52.777
48.509
60.453
2.907
35.253
22.294
26.280
4.712
20.332
927
310
12.410
100.296
51.794
48.502
61.716
2.761
36.996
21.959
32.179
4.603
21.164
6.045
368
12.955
102.410
52.109
50.300
54.196
2.418
30.190
21.588
30.138
4.924
22.403
2.404
407
11.581
107.254
53.711
53.543
50.387
3.307
25.189
21.891
33.494
5.109
22.208
5.687
491
13.857
106.049
52.153
53.895
47.723
2.582
22.733
227
22.181
27.148
5.015
17.798
3.896
439
14.951
107.718
53.141
54.577
47.024
1.868
23.147
22.009
37.811
5.071
21.592
9.442
1.706
9.856
109.387
52.709
56.677
46.405
1.988
22.291
22.126
37.919
4.948
30.413
2.185
373
11.338
112.073
53.796
58.277
45.769
2.136
20.776
22.857
32.881
4.967
21.247
6.315
352
11.745
111.449
53.604
57.845
44.493
1.860
18.945
23.688
41.127
5.072
20.301
15.259
494
11.049
110.950
49.785
61.165
43.125
2.463
18.002
22.660
46.217
7.571
30.945
7.141
560
10.080
113.004
50.348
62.656
43.223
1.923
19.328
21.972
42.290
7.920
26.011
7.914
445
7.002
43
3.213
23
4.462
12
4.837
29
14.157
13
6.987
13
7.185
13
7.595
13
8.236
13
8.238
13
7.964
13
7.678
13
8.553
13
7.678
13
7.824
13
7.778
13
7.614
19
7.605
92.057
36.423
9.495
24.087
2.841
55.634
22.416
33.218
18.334
2.336
679
92.040
42.586
12.515
26.629
3.442
49.455
22.412
27.042
26.566
1.832
440
113.182
55.743
20.655
31.398
3.690
57.438
25.353
28.045
4.040
21.357
3.350
809
128.377
60.349
17.290
38.405
4.654
68.028
32.064
26.547
9.417
648
28.764
10.374
947
117.594
57.731
19.242
32.267
6.222
59.864
32.612
16.270
10.982
731
19.890
2.759
851
119.911
60.241
19.397
33.477
7.366
59.670
32.871
15.553
11.247
388
19.756
1.641
860
119.865
60.825
19.315
34.498
7.012
59.041
33.303
14.673
11.065
394
21.284
1.730
789
126.570
65.539
21.442
35.830
8.267
61.031
35.062
14.711
11.258
53
26.176
1.410
633
121.473
63.506
19.353
36.374
7.779
57.967
33.163
13.577
11.227
65
23.681
1.270
653
126.736
69.519
23.158
38.457
7.904
57.218
33.368
12.802
11.047
25.249
1.274
748
123.707
67.478
22.285
38.088
7.105
56.229
32.815
12.172
11.241
18.870
1.044
740
122.893
66.129
21.976
36.170
7.983
56.764
32.429
12.710
11.625
24.419
1.511
680
123.813
66.513
22.062
37.409
7.042
57.300
32.739
12.561
11.999
24.537
1.047
745
124.517
66.573
25.036
34.284
7.252
57.944
33.364
12.487
12.093
24.661
952
757
122.153
64.612
23.284
34.278
7.049
57.541
32.905
12.327
12.309
27.651
977
721
126.948
67.999
27.481
33.642
6.876
58.949
34.504
12.226
12.219
17
28.000
1.012
788
124.376
65.722
24.689
34.265
6.768
58.653
34.197
12.187
12.270
2
24.332
939
752
125.551
65.744
25.076
33.898
6.770
59.807
35.250
12.382
12.175
12
26.498
1.112
663
3.376
1.971
3.044
609
3.376
3.000
3.757
1.210
3.376
2.998
3.614
970
4.080
4.257
6.616
(352)
3.830
3.983
8.814
144
3.830
464
14.053
160
3.830
644
13.943
146
3.830
1.154
13.430
168
3.830
1.438
13.133
210
3.830
1.731
13.250
148
3.830
2.081
12.444
224
3.830
2.479
12.457
171
3.830
2.897
11.942
125
3.830
2.989
11.416
142
3.830
3.427
11.396
201
3.830
3.479
11.292
189
3.830
3.907
10.670
108
3.830
415
14.387
47
Source of Funds
- Rupiah
Demand Deposits
Times Deposits
Savings Deposits
- Foreign Exchange
Demand Deposits
Times Deposits
Savings Deposits
c. Inter-Bank
d. Securities
e. Loans received
- Rupiah
- Foreign Exchange
a. Paid-In Capital
b. Reserves
Capital
- f. Loan Capital
Tabel 1.8 Laporan Laba / Rugi Bank Umum

(Commercial Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
A. Pendapatan operasional
1. Pendapatan bunga/bagi hasil/
margin
Penduduk
a. Dari Bank Indonesia
b. Dari bank-bank lain
c. Dari pihak ketiga bukan bank
Surat berharga
Kredit yang diberikan
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri di
luar Indonesia
Surat berharga
Lainnya
2. Kenaikan nilai surat berharga
3. Keuntungan Transaksi valuta asing/
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
177.377
133.511
212.499
174.463
219.653
176.036
262.061
201.775
298.180
233.750
41.333
20.909
79.853
40.039
117.624
60.104
154.132
80.217
190.831
100.592
243.215
121.483
200.060
142.452
225.704
163.708
258.489
185.748
290.135
207.392
317.024
228.805
350.873
251.562
130.686
8.026
7.766
114.894
29.377
84.220
1.297
2.825
571
170.252
18.095
9.541
142.616
37.247
104.794
575
4.211
968
170.714
17.874
8.567
144.272
29.685
113.813
774
5.323
987
198.874
16.129
9.005
173.739
29.567
142.927
1.245
2.901
766
231.797
18.117
7.477
206.203
29.372
175.504
1.328
1.953
679
20.836
1.212
820
18.804
1.814
16.878
112
72
0
39.904
2.313
1.689
35.902
3.641
32.015
245
135
1
59.884
3.736
2.191
53.957
5.193
48.404
360
220
2
79.874
5.368
1.779
72.728
7.625
64.683
420
343
6
100.170
6.229
2.196
91.745
9.854
81.388
503
422
8
120.984
7.779
2.744
110.461
11.358
98.468
635
499
11
141.848
9.632
3.236
128.981
12.749
115.433
798
604
10
163.002
11.047
3.762
148.194
14.578
132.706
909
706
13
184.939
11.954
3.992
168.993
16.937
150.735
1.321
809
17
206.488
13.609
4.592
188.286
18.613
168.236
1.437
904
21
227.859
15.175
5.079
207.605
20.387
185.665
1.554
946
25
250.478
16.980
5.700
227.798
22.110
203.844
1.844
1.083
28
1.672
582
358
170
54
932
23.140
2.576
667
477
159
31
4.545
11.755
2.438
1.898
1.592
258
48
2.670
13.142
1.421
714
340
264
110
2.090
26.748
605
669
396
185
88
2.761
24.390
46
26
19
7
0
942
16.361
73
62
42
18
1
2.471
31.365
101
117
63
36
18
2.732
45.302
190
148
84
45
18
3.207
58.022
238
176
105
52
19
3.540
69.686
304
185
121
62
3
4.554
97.472
380
214
138
73
3
5.517
29.009
442
250
160
83
8
6.008
29.476
492
300
195
95
10
7.075
35.921
537
346
229
107
9
7.893
41.803
582
340
211
119
10
8.189
43.297
630
425
239
174
12
8.482
48.300
13.601
15.730
20.145
24.911
27.852
2.396
4.589
7.168
9.688
11.926
14.409
17.097
20.194
22.093
24.644
27.363
31.906
6.192
6.051
7.659
6.537
9.427
724
1.391
2.318
2.998
5.087
5.298
5.985
6.319
7.652
8.404
9.371
10.623
B. Beban operasional
1. Beban bunga/bagi hasil
Penduduk
a. Kepada Bank Indonesia
b. Kepada bank-bank lain
c. Kepada pihak ketiga bukan bank
Giro
Simpanan berjangka
Tabungan
Pinjaman yang diterima
Surat berharga
Lainnya
Bukan penduduk
a. Kantor Pusat/Cabang sendiri
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Koreksi atas pendapatan bunga
2. Kerugian transaksi valas/
derivatif
3. Komisi/provisi
4. Penyusutan/amortisasi/
penghapusan
5. Lainnya
156.651
62.573
60.412
611
4.408
55.393
5.916
33.297
11.611
277
2.179
2.114
2.156
817
184.826
91.374
88.449
437
5.568
82.444
7.536
58.061
12.991
577
2.710
569
2.919
1.505
184.617
79.627
76.126
456
4.964
70.706
8.392
45.905
12.536
551
2.735
587
3.495
1.413
232.170
88.813
85.155
453
5.341
79.361
9.225
51.975
14.089
587
2.299
1.185
3.597
1.394
258.311
104.496
101.776
535
3.924
97.316
9.754
68.845
15.254
689
1.884
890
2.700
1.174
40.242
8.270
8.163
64
380
7.719
772
4.897
1.438
379
170
64
108
34
74.078
15.958
15.770
131
846
14.793
1.518
9.335
2.721
745
336
137
188
68
105.208
24.033
23.753
219
937
22.596
2.291
14.229
4.143
1.163
506
264
280
101
138.705
31.974
31.567
225
1.392
29.950
3.055
19.048
5.227
1.641
663
317
407
131
171.754
40.274
39.787
282
1.797
37.707
3.810
24.031
6.529
2.100
842
396
487
155
220.024
48.429
47.881
338
2.166
45.377
4.581
28.946
7.810
2.541
1.034
466
548
181
171.452
57.025
56.385
393
2.558
53.434
5.413
33.858
9.173
2.910
1.536
544
640
217
192.864
65.598
64.877
448
3.339
61.089
6.184
38.864
10.549
3.382
1.492
618
722
246
223.101
75.147
73.218
502
3.276
69.439
6.921
43.839
11.985
3.934
2.023
736
807
274
249.501
83.881
81.977
559
3.779
77.640
7.695
49.039
13.474
4.372
2.289
771
945
302
271.417
92.203
90.565
607
4.086
85.873
8.438
54.318
14.964
4.784
2.520
849
974
327
302.549
101.777
99.957
702
4.528
94.727
9.266
59.734
16.648
5.196
2.814
1.070
1.098
354
845
495
17
85
6
65
76
244
5
20.121
875
539
26
122
8
102
68
214
5
9.745
1.304
778
43
70
7
408
31
220
6
10.966
1.411
792
31
166
8
476
66
44
61
20.146
1.062
464
15
88
18
273
19
52
20
18.234
52
21
1
6
4
10
0
1
17.012
90
30
2
8
2
19
0
32.392
136
43
3
9
2
29
1
44.126
210
66
5
20
2
38
1
57.389
252
80
6
24
3
47
1
68.304
280
87
7
22
4
54
1
95.454
320
103
8
28
5
62
1
0
26.547
368
108
9
32
6
60
1
0
27.020
404
128
10
44
6
65
2
2
1.122
33.087
441
202
11
101
7
71
2
10
959
38.737
477
170
12
52
8
77
3
18
663
39.966
514
229
17
88
9
83
5
26
722
44.614
730
23.101
989
29.596
1.268
29.285
1.791
44.925
C. Laba Operasional
D. Pendapatan non-operasional
E. Beban non operasional
F. Laba non operasional
G. Laba tahun berjalan
H. Laba ( setelah taksiran pajak
penghasilan )
1.834
183
296
461
650
946
1.124
1.340
1.411
1.807
2.031
2.244
3.479
7.761
7.015
11.628
13.804
14.777
21.810
18.695
29.997
24.000
38.230
30.120
44.897
34.464
52.076
37.940
60.895
43.939
69.121
48.860
75.991
52.814
84.190
57.268
95.410
1.090
11.930
5.301
6.629
6.515
5.063
5.776
18.385
10.771
7.614
12.167
9.528
12.416
26.025
17.824
8.201
19.441
15.174
15.427
42.522
31.406
11.117
25.329
19.438
19.077
41.798
28.331
13.467
31.424
24.332
23.190
58.649
42.531
16.117
38.155
29.331
28.608
59.779
42.608
17.171
44.501
34.336
32.839
65.163
46.152
19.011
50.514
38.892
35.388
87.093
57.223
23.734
56.784
43.363
40.634
82.148
58.989
23.159
64.017
49.057
45.608
90.804
65.936
24.868
70.736
53.986
48.325
100.948
73.218
27.730
76.140
57.309
50.126
53.122
63.472
76.496
50.860
82.886
20.726
56.484
43.353
13.131
33.858
24.899
27.719
77.669
64.832
12.837
40.555
28.334
35.035
72.003
57.180
14.823
49.859
35.015
29.891
83.797
65.531
18.267
48.158
30.606
39.869
104.504
82.589
21.915
61.784
45.215
Jan
Indicator
32.288 A. Operations Income

24.062
1. Income from interest/profit
sharing/margin
23.977
Citizens
2.045
a. From Bank Indonesia
679
b. From other banks
21.253
c. From Third Party non Banks
1.640
Securities
19.437
Credit disbursed
177
Others
85
Non-citizens
4
a. Head / Branch Offices outside
of Indonesia
44
b. From other banks
38
15
Securities
22
Credit disbursed
0
Others
577
2. Increase in the value of securities
3.968
3. Profit from foreign exchange
transactions / derivatives
2.565
4. Dividends, commissions,
provisions/fees
1.115
5. Others
37.948 B. Operations Expenses
10.878
1. Interest/profit sharing charges
9.507
Citizens
51
a. At Bank Indonesia
437
b. At other banks
9.019
c. At third party non-banks
917
Demand Deposit
5.605
Time deposits
1.608
Savings Deposit
440
Loans received
371
Securities
78
Others
95
Non-Citizens
27
a. Head/Branch Offices outside of
Indonesia
37
b. At other banks
31
3
Demand Deposit
7
Time deposits
1
Savings Deposit
5
Loans received
2
Securities
13
Others
1.276
Corrections to interest income
3.636
2. Losses on foreign exchange
198
3. Commissions/fees
4. Depreciation/amortizations/
14.505
write-offs
8.730
5. Others
(5.660)
21.632
8.631
13.001
7.338
5.658
C. Operations Profit
D. Non-Operations Income
E. Non-Operations Expenses
F. Non-Operations Profit
G. Current profit
H. Profit (after calculation of income
taxes)
11
Tabel 1.9 Laporan Laba / Rugi Bank Persero

(State Owned Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
75.854
54.640
74.585
65.869
74.745
65.677
85.799
73.708
102.480
87.974
10.440
9.057
19.974
16.534
29.369
24.702
37.798
32.507
47.027
40.446
71.148
48.433
66.822
56.713
76.863
64.866
87.248
73.226
96.307
81.191
105.465
88.991
119.152
97.982
11.335
9.774
53.598
1.455
3.179
48.964
15.171
33.520
273
1.042
468
64.455
4.660
3.905
55.890
19.736
36.047
107
1.414
714
62.980
3.107
3.212
56.660
15.804
40.663
192
2.697
700
72.327
3.400
3.111
65.816
14.869
50.682
264
1.381
557
87.054
3.178
2.859
81.018
14.854
65.901
263
920
287
9.030
264
469
8.297
863
7.401
33
27
0
16.486
500
849
15.137
1.767
13.316
54
47
0
24.615
906
1.238
22.471
2.480
19.920
71
87
0
32.348
1.490
460
30.398
3.966
26.324
108
159
0
40.257
1.590
528
38.140
5.174
32.835
132
189
0
48.241
1.765
611
45.866
6.319
39.364
182
192
0
56.486
2.443
726
53.318
6.938
46.121
259
227
0
64.599
2.660
810
61.129
7.921
52.920
288
267
0
72.905
2.303
876
69.726
9.467
59.738
521
321
0
80.823
2.511
984
77.327
10.424
66.331
573
368
0
88.619
2.691
1.105
84.823
11.467
72.783
573
373
0
97.574
2.996
1.296
93.283
12.498
80.192
593
408
1
9.734
453
230
9.051
899
8.107
45
39
0
255
319
97
169
53
408
13.995
355
345
156
158
31
1.184
902
428
1.569
1.281
240
48
197
554
427
398
116
262
20
107
1.472
216
417
149
182
86
518
1.319
13
14
6
7
0
267
84
8
39
20
18
1
1.250
157
4
83
30
35
18
655
658
57
102
39
45
18
356
448
70
118
49
50
18
339
563
70
122
59
61
2
692
14.861
84
143
68
72
3
754
887
98
168
79
82
7
785
1.503
110
211
107
95
9
1.093
1.394
119
249
135
106
9
1.227
1.107
131
241
114
118
9
1.322
1.168
143
264
133
120
12
1.290
3.006
12
27
9
18
0
83
121
4.081
4.815
6.460
8.544
10.128
793
1.560
2.470
3.313
4.191
5.234
6.211
7.699
8.523
9.555
10.571
13.075
970
2.729
1.815
1.857
1.968
2.541
238
473
884
1.175
1.487
1.927
2.257
2.010
3.011
3.227
3.412
3.798
388
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
73.103
25.232
24.222
360
1.462
22.400
2.365
12.027
5.396
187
993
1.431
1.006
282
72.383
34.318
33.026
203
1.575
31.248
2.648
20.942
5.993
303
1.247
115
1.288
619
67.776
28.253
26.887
181
1.090
25.617
2.771
15.426
5.704
363
1.154
198
1.365
626
77.148
30.054
28.814
133
1.289
27.392
3.176
16.060
6.351
392
852
563
1.239
622
94.645
38.534
37.697
92
1.131
36.474
4.124
24.529
6.639
436
503
244
836
364
10.061
3.363
3.344
46
85
3.212
339
1.796
643
367
55
12
19
5
17.660
6.358
6.332
99
152
6.082
660
3.372
1.196
722
99
33
26
9
24.909
9.660
9.622
168
232
9.223
986
5.104
1.825
1.121
144
43
37
13
32.980
12.657
12.572
155
360
12.058
1.300
6.796
2.140
1.584
176
61
84
16
40.310
15.920
15.817
193
504
15.120
1.598
8.524
2.664
2.035
221
77
104
19
63.551
19.025
18.918
232
603
18.082
1.888
10.191
3.184
2.458
276
87
107
22
56.762
22.236
22.111
271
712
21.128
2.186
11.919
3.735
2.800
383
107
125
25
65.490
25.460
25.316
308
833
24.175
2.469
13.592
4.297
3.248
441
127
144
28
76.765
29.798
28.531
346
949
27.236
2.733
15.196
4.874
3.765
519
149
158
31
84.242
32.864
31.743
384
1.068
30.292
2.983
16.927
5.479
4.180
555
169
175
33
91.554
35.730
34.890
420
1.164
33.306
3.230
18.638
6.070
4.563
615
190
190
36
105.127
39.240
38.329
459
1.281
36.589
3.524
20.440
6.790
4.940
670
225
205
38
19.711
4.865
3.576
38
120
3.419
407
1.868
645
399
84
16
16
3
376
349
7
35
31
50
225
4
13.310
326
343
3
47
36
47
209
4
179
478
262
2
16
31
30
182
233
495
122
2
14
0
20
57
30
0
680
394
79
1
12
0
21
17
28
0
831
11
2
0
0
0
1
0
761
12
5
0
1
1
3
0
1.130
18
6
0
1
0
4
1
397
54
14
0
8
0
5
1
168
67
18
0
11
0
6
1
293
69
16
0
8
0
8
1
14.535
81
19
0
9
0
9
1
484
104
12
0
10
0
1
1
1.033
115
13
0
11
0
0
1
1.109
822
127
14
0
13
0
0
1
946
457
139
16
1
14
0
0
1
650
444
150
17
1
15
0
1
1
706
2.236
11
2
0
2
0
0
0
1.274
128
192
-
250
18.239
271
16.846
424
20.683
512
26.669
33
3.503
63
5.481
98
7.292
133
9.438
177
11.129
191
14.346
230
16.099
268
17.985
492
21.722
584
24.514
641
26.311
1.866
29.258
59
12.112
34.367
19.397
22.174
25.308
28.100
2.400
4.627
7.462
10.585
12.790
15.453
17.713
20.745
23.932
25.823
28.429
32.527
2.547
C. Laba Operasional
penghasilan )
2.750
12.346
3.843
8.503
9.185
2.202
16.208
5.634
10.574
12.776
9.644
6.969
12.684
1.767
10.918
17.887
13.332
8.651
13.675
2.346
11.328
19.979
13.159
7.835
18.816
3.393
15.423
23.258
18.050
379
3.946
838
3.107
2.287
1.691
2.313
4.840
1.565
3.275
4.366
3.404
4.460
6.569
2.643
3.926
7.207
5.494
4.818
8.843
3.113
5.730
9.331
6.977
6.717
9.642
3.817
5.825
11.335
8.652
7.598
12.516
4.866
7.650
14.097
10.709
10.059
14.178
6.152
8.027
16.831
12.836
11.373
15.273
6.254
9.019
19.085
14.563
10.482
23.935
11.671
12.231
21.628
16.200
12.065
19.792
7.639
12.153
24.457
18.692
13.910
22.344
8.942
13.402
27.595
20.919
14.025
25.470
9.591
15.879
30.003
22.766
(8.376)
13.301
1.934
11.367
2.990
2.203
12
Indicator
A. Operations Income
sharing/margin
Citizens
b. From other banks
Securities
Credit disbursed
Others
Non-citizens
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
provisions/fees
5. Others
B. Operations Expenses
Citizens
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
Indonesia
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
3. Commissions/fees
write-offs
5. Others
G. Current profit
taxes)
Tabel 1.10 Laporan Laba / Rugi BUSN Devisa

(Foreign Exchange Commercial Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
Jan
Feb
Mar
2011
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Indicator
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
59.588
49.658
79.491
68.289
81.770
67.208
97.989
78.054
115.378
90.783
9.052
7.203
18.174
14.006
28.345
21.353
38.369
28.569
48.983
36.035
61.241
43.827
77.500
51.652
86.821
59.557
101.548
68.243
115.682
76.601
126.417
85.016
138.422
93.499
48.715
3.391
1.489
43.835
12.061
31.422
352
943
95
66.617
6.202
2.056
58.358
14.282
43.748
327
1.672
204
65.656
7.737
1.920
55.999
11.084
44.582
333
1.551
198
77.269
5.545
2.062
69.663
11.125
57.961
577
785
122
89.960
8.696
1.457
79.807
10.552
68.429
826
823
380
7.174
556
123
6.495
657
5.774
63
29
0
13.954
1.054
233
12.666
1.274
11.243
149
52
0
21.274
1.621
354
19.299
1.878
17.203
218
79
0
28.460
2.197
471
25.792
2.440
23.100
252
109
0
35.898
2.484
597
32.817
3.331
29.185
302
137
0
43.651
3.327
733
39.592
3.593
35.633
366
175
0
51.438
4.010
863
46.565
4.166
41.966
433
214
0
59.309
4.681
994
53.634
4.770
48.366
499
248
0
67.970
5.415
1.129
61.426
5.352
55.412
662
273
0
76.305
6.306
1.254
68.745
5.946
62.099
700
296
0
84.702
7.137
1.385
76.179
6.519
68.867
793
314
0
93.158
8.087
1.531
83.540
7.092
75.456
992
341
0
596
252
250
1
1
258
1.529
1.176
293
292
808
1.161
1.061
293
292
877
1.986
450
214
213
637
6.561
210
234
233
0
0
554
8.759
18
11
11
0
392
207
35
16
16
0
0
790
964
54
25
25
0
0
1.298
1.937
76
33
33
0
0
1.741
3.063
95
42
41
0
0
2.029
4.653
116
59
59
0
0
2.397
7.290
147
66
66
0
0
2.806
13.998
171
77
76
0
0
3.060
13.821
189
84
84
0
0
3.299
18.868
206
90
89
0
0
3.552
23.079
222
92
92
0
0
3.660
23.665
239
102
101
0
0
3.812
25.025
5.541
6.288
7.845
9.921
10.489
984
1.815
2.825
3.836
4.588
5.373
6.489
7.465
7.890
8.813
9.861
11.273
2.602
2.991
3.853
2.815
4.793
266
598
933
1.160
1.677
2.355
2.555
2.918
3.249
3.638
4.216
4.814
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
49.579
25.261
24.888
212
1.512
23.165
1.862
15.047
5.349
39
655
212
373
102
65.603
38.026
37.491
210
1.635
35.645
2.239
26.258
5.912
158
861
217
535
208
66.931
32.811
31.743
245
1.656
29.842
2.641
20.340
5.628
118
905
211
1.063
214
91.874
38.394
37.052
266
1.941
34.845
2.848
24.231
6.181
124
1.131
331
1.283
220
99.540
43.464
42.299
238
1.072
40.989
2.698
29.728
6.948
171
1.037
407
1.147
376
9.074
3.184
3.132
16
94
3.022
220
2.031
636
9
94
32
52
10
16.644
6.095
5.996
30
183
5.783
440
3.855
1.221
18
184
65
99
18
24.188
9.351
9.201
48
287
8.865
665
5.861
1.867
28
284
160
150
28
33.015
12.447
12.253
67
387
11.799
886
7.831
2.492
37
385
168
194
34
43.169
15.659
15.435
85
488
14.862
1.128
9.879
3.111
45
485
213
224
34
53.552
18.835
18.588
101
596
17.891
1.383
11.894
3.717
54
585
259
247
35
68.232
22.209
21.937
117
727
21.092
1.632
14.011
4.371
73
693
312
272
35
75.422
25.555
25.261
135
871
24.254
1.880
16.103
5.023
94
804
350
295
35
88.038
28.950
28.623
151
1.007
27.465
2.130
18.200
5.716
114
912
392
316
36
100.254
32.511
32.154
169
1.131
30.854
2.407
20.414
6.440
135
1.022
436
346
36
108.617
36.066
35.680
180
1.238
34.261
2.688
22.614
7.180
156
1.147
477
376
37
118.530
40.011
39.593
236
1.387
37.969
2.999
24.969
7.960
175
1.340
526
407
37
185
86
4
17
5
33
26
805
199
127
5
29
5
66
21
2
1
921
410
438
5
15
4
378
1
35
5
1.624
557
506
3
18
4
457
10
14
59
5.389
471
299
2
21
16
252
2
7
18
6.941
32
10
0
1
0
8
404
61
20
0
3
1
16
1.354
92
30
0
4
1
25
1.751
120
40
0
5
2
33
3.536
139
50
0
7
2
41
4.417
155
57
1
7
3
47
7.004
171
65
1
8
4
53
0
13.654
184
75
1
10
4
59
1
0
13.428
196
84
1
11
5
65
1
2
11
18.434
209
100
1
12
5
71
1
10
11
22.602
221
118
1
13
6
77
2
18
11
23.139
235
136
2
14
7
83
4
26
11
24.409
141
-
236
6.404
349
7.816
389
17.806
488
16.701
62
2.701
83
3.679
133
4.506
193
5.375
245
8.591
299
10.149
372
11.891
425
12.772
495
14.008
539
15.301
603
16.249
629
17.185
23.372
20.016
24.331
29.896
31.945
2.724
5.433
8.447
11.464
14.258
17.265
20.106
23.242
26.151
29.301
32.559
36.296

3.949
3.911
Citizens
14
152
b. At other banks
3.745
300
Demand Deposit
2.466
Time deposits
774
Savings Deposit
36
Loans received
130
Securities
39
Others
36
Non-Citizens
0
Indonesia
14
b. At other banks
22
0
Demand Deposit
2
Time deposits
1
Savings Deposit
5
Loans received
2
Securities
13
Others
2
370
54
3. Commissions/fees
1.579
write-offs
3.466
5. Others
C. Laba Operasional
penghasilan )
10.009
37.991
34.741
3.250
9.294
13.933
51.091
50.986
105
14.038
9.822
14.839
48.138
45.936
2.202
17.040
11.735
6.115
53.697
49.735
3.962
10.076
4.809
15.838
63.326
59.548
3.778
19.616
14.205
(22)
5.664
3.499
2.164
2.148
1.695
1.530
9.603
6.889
2.714
4.259
3.408
4.158
13.074
10.612
2.462
6.643
5.301
5.354
17.602
14.338
3.264
8.645
6.898
5.814
22.910
17.849
5.061
10.990
8.757
7.689
27.211
21.793
5.417
13.142
10.516
9.269
33.626
27.624
6.002
15.295
12.222
11.399
35.862
29.653
6.209
17.631
14.043
13.510
47.490
33.744
7.645
19.977
15.948
15.429
44.773
37.997
6.775
22.253
17.706
17.800
49.090
42.261
6.829
24.665
19.649
19.892
53.945
47.023
6.922
26.875
20.559
1.597
5.992
5.084
908
2.508
2.058

9.000
sharing/margin
8.979
Citizens
1.047
146
b. From other banks
7.786
573
Securities
7.122
Credit disbursed
92
Others
21
Non-citizens
of Indonesia
15
b. From other banks
6
6
Securities
Credit disbursed
Others
158
459
993
provisions/fees
405
5. Others
G. Current profit
taxes)
13
Tabel 1.11 Laporan Laba / Rugi BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
2.471
2.277
4.178
3.823
5.227
4.597
5.854
5.367
7.689
6.912
737
687
1.468
1.382
2.253
2.122
3.045
2.854
3.880
3.578
4.796
4.439
5.636
5.226
6.562
6.086
7.349
6.873
8.379
7.742
9.407
8.714
10.395
9.597
2.277
157
116
2.004
136
1.866
2
-
3.823
294
133
3.395
217
3.174
4
-
4.597
303
112
4.181
177
4.004
1
-
5.367
455
134
4.778
263
4.490
25
-
6.912
540
101
6.271
377
5.881
13
0
-
687
39
9
638
38
597
3
-
1.382
72
18
1.293
83
1.204
6
0
-
2.122
103
27
1.992
139
1.843
10
-
2.854
134
37
2.682
189
2.478
15
-
3.578
179
49
3.349
159
3.169
22
-
4.439
215
60
4.164
194
3.940
30
-
5.226
271
72
4.883
213
4.630
39
-
6.086
323
88
5.675
241
5.386
49
-
6.873
374
104
6.395
270
6.068
57
-
7.742
436
117
7.189
298
6.822
69
-
8.714
491
129
8.093
327
7.685
82
-
9.597
544
147
8.906
357
8.452
97
-
5
1
18
1
12
1
1
1
0
0
11
1
1
0
0
0
26
0
35
0
57
0
141
0
153
0
168
1
187
1
199
1
326
1
345
1
414
1
117
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
C. Laba Operasional
penghasilan )
14
Indicator
987 A. Operations Income

925
sharing/margin
925
Citizens
65
21
b. From other banks
839
32
Securities
793
Credit disbursed
14
Others
Non-citizens
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
31
0
8
provisions/fees
24
5. Others
95
92
122
117
121
13
26
35
44
69
88
106
126
91
98
107
93
245
495
367
645
37
33
61
90
116
135
163
186
212
240
267
2.360
1.302
1.302
18
20
1.264
76
1.084
90
3
6
5
-
3.854
2.311
2.311
2
48
2.261
107
2.026
119
4
5
-
4.369
2.264
2.255
2
66
2.187
103
1.928
114
1
32
9
8
-
5.078
2.855
2.850
6
94
2.750
137
2.447
117
1
37
11
5
-
7.307
3.599
3.599
8
107
3.483
75
3.198
137
2
56
16
0
-
807
322
322
0
12
309
8
279
11
0
10
1
0
-
1.392
611
611
1
21
588
14
530
22
1
20
1
0
-
2.095
927
927
1
32
894
22
805
34
1
30
2
0
-
2.813
1.229
1.229
2
42
1.185
29
1.068
45
1
41
3
0
-
92
3.556
1.561
1.561
2
51
1.508
36
1.353
58
1
56
4
0
-
4.590
1.918
1.917
2
60
1.855
45
1.651
76
2
77
4
1
-
5.275
2.271
2.270
2
70
2.198
54
1.951
87
2
98
6
1
-
6.127
2.654
2.653
2
80
2.571
63
2.276
101
4
120
6
1
-
6.907
3.052
3.049
2
91
2.955
71
2.615
117
5
141
7
1
-
7.822
3.463
3.460
2
104
3.354
80
2.966
132
5
163
8
1
-
8.638
3.877
3.874
2
118
3.754
89
3.317
144
10
184
9
1
-
9.500
4.308
4.305
2
133
4.170
101
3.675
162
12
208
12
1
-
8
8
-
5
0
5
0
0
0
0
0
0
0
0
0
0
-
0
0
0
-
0
0
0
-
0
0
0
-
0
0
0
-
1
1
0
-
0
1
1
0
0
-
0
1
1
0
-
1
1
0
0
2
1
1
0
0
2
0
1
1
0
0
2
1
1
0
2
20
16
13
13
0
11
0
8
0
9
0
10
0
12
0
13
0
14
0
5
1.038
341
1.186
502
1.591
356
1.854
692
3.004
205
279
186
593
263
901
363
1.215
785
1.879
797
2.198
896
2.567
1.083
2.760
1.259
3.087
1.329
3.417
1.367
3.819
110
562
445
117
162
324
1.210
1.002
208
531
399
858
1.642
1.509
133
991
765
777
2.180
2.092
88
865
604
383
3.837
3.592
245
628
360
(70)
191
58
133
62
56
75
461
405
56
130
115
158
1.182
1.105
78
233
210
232
1.588
1.504
84
314
283
431
1.557
324
2.041
1.937
103
425
385
975 B. Operations Expenses

445
445
Citizens
0
13
b. At other banks
431
11
Demand Deposit
369
Time deposits
19
Savings Deposit
1
Loans received
30
Securities
2
Others
1
Non-Citizens
Indonesia
b. At other banks
1
Demand Deposit
0
Time deposits
0
Savings Deposit
0
Loans received
Securities
Others
0
0
0
3. Commissions/fees
137
write-offs
393
5. Others
206
2.490
2.375
114
318
140
361
2.627
2.505
122
481
261
435
3.478
3.354
124
557
301
442
3.987
3.860
127
553
268
557
4.484
4.342
141
698
380
768
5.028
4.889
139
907
529
896
5.577
5.424
153
1.050
502
12
699
555
144
155
114
G. Current profit
taxes)
Tabel 1.12 Laporan Laba / Rugi BPD

(Regional Development Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
2011
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
11.594
10.721
17.599
16.293
19.264
17.465
22.606
20.580
25.375
23.082
2.310
2.080
4.706
4.320
7.332
6.511
9.950
8.917
12.375
11.229
14.903
13.543
17.713
16.117
20.257
18.471
22.927
20.880
25.741
23.448
28.379
25.810
31.070
28.265
2.535
2.356
10.719
1.586
1.110
8.022
331
7.684
8
3
-
16.290
4.872
1.866
9.551
422
9.118
11
3
-
17.460
3.912
1.928
11.619
517
11.091
11
5
-
20.578
4.080
1.984
14.514
818
13.680
16
2
-
23.082
2.743
1.987
18.353
837
17.489
26
0
-
2.079
128
133
1.819
60
1.757
2
0
0
4.320
254
253
3.812
138
3.655
19
0
-
6.511
440
394
5.677
155
5.491
31
0
-
8.917
644
536
7.737
259
7.468
9
0
-
11.229
835
677
9.717
220
9.493
4
0
-
13.543
1.051
810
11.683
270
11.407
6
0
-
16.116
1.294
961
13.860
319
13.534
7
1
-
18.470
1.505
1.140
15.825
345
15.473
7
0
-
20.880
1.717
1.292
17.871
336
17.527
8
0
-
23.447
1.968
1.451
20.028
361
19.657
10
0
-
25.809
2.162
1.579
22.069
382
21.676
10
0
-
28.264
2.363
1.739
24.162
405
23.733
24
1
-
2.356
170
145
2.041
23
2.017
1
0
-
3
57
1
3
193
-
5
257
4
2
273
10
0
205
23
0
53
1
0
56
2
0
218
3
0
235
9
0
233
10
0
242
12
0
0
0
250
13
0
250
11
0
261
17
0
304
19
0
335
20
1
336
20
0
2
1
423
540
684
912
1.381
77
138
216
288
351
432
520
609
743
809
893
980
69
392
573
854
832
684
100
190
383
501
552
675
813
916
1.025
1.162
1.321
1.469
107
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
8.776
3.715
3.715
18
126
3.571
1.070
1.413
658
47
328
55
1
-
13.403
6.906
6.906
15
256
6.635
2.061
3.359
818
95
274
28
-
14.652
7.086
7.085
23
370
6.692
2.282
3.159
936
70
241
4
1
-
16.510
7.223
7.203
13
452
6.737
2.212
3.112
1.084
70
250
9
18
-
18.687
8.677
8.675
8
539
8.129
2.292
4.348
1.203
77
201
8
0
0
1.793
681
681
0
58
623
147
339
121
2
8
6
-
3.578
1.363
1.363
1
109
1.254
299
688
227
4
27
9
-
5.491
2.132
2.132
1
162
1.969
465
1.106
333
12
41
12
-
7.484
2.907
2.907
1
203
2.702
639
1.542
436
17
54
15
-
9.186
3.723
3.723
2
257
3.465
815
2.001
542
18
70
18
-
10.842
4.527
4.527
2
301
4.224
987
2.452
649
28
86
23
-
12.934
5.411
5.411
2
347
5.062
1.182
2.953
765
35
100
26
-
15.103
6.288
6.288
3
407
5.878
1.362
3.456
877
36
115
32
0
-
16.981
7.154
7.153
3
453
6.697
1.536
3.960
991
50
126
34
0
-
19.019
8.068
8.068
3
502
7.563
1.715
4.504
1.110
52
144
38
0
-
21.155
8.939
8.938
3
547
8.388
1.865
5.039
1.228
54
162
39
0
-
24.125
9.844
9.840
4
604
9.233
2.021
5.544
1.365
69
193
42
0
0
1.819
854
854
0
65
789
143
492
140
3
10
1
-
1
1
-
1
6
18
3
12
3
2
0
0
0
0
2
0
0
0
15
0
0
1
1
0
0
1
1
0
0
1
1
0
0
0
4
1
0
0
16
-
12
1.327
15
1.290
11
1.505
3
1.824
1
520
2
1.012
4
1.192
6
1.637
8
1.697
9
1.831
12
2.151
14
2.474
16
2.616
20
2.966
22
3.311
28
3.696
3
277
5.045
5.157
6.255
7.771
8.182
592
1.200
2.163
2.934
3.758
4.474
5.359
6.312
7.194
7.964
8.882
10.556
685
C. Laba Operasional
penghasilan )
2.818
3.215
3.026
189
2.738
4.197
6.193
5.833
360
4.557
3.908
4.612
6.889
6.346
543
5.155
4.530
6.096
7.436
6.963
473
6.569
5.751
6.688
9.362
8.651
710
7.399
6.488
517
1.147
629
518
1.032
940
1.128
1.934
1.315
619
1.743
1.583
1.841
2.912
2.075
838
2.675
2.443
2.466
3.851
2.937
914
3.378
3.099
3.189
4.527
3.511
1.016
4.205
3.867
4.061
5.398
4.295
1.103
5.164
4.748
4.779
6.227
5.086
1.141
5.917
5.363
5.155
7.315
5.996
1.319
6.470
5.718
5.947
8.239
6.881
1.356
7.300
6.426
6.722
9.287
7.786
1.501
8.223
7.081
7.224
10.133
8.548
1.585
8.809
7.489
6.945
11.495
9.632
1.863
8.805
7.511
716
969
842
127
843
661
sharing/margin
Citizens
b. From other banks
Securities
Credit disbursed
Others
Non-citizens
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
provisions/fees
5. Others
Citizens
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
Indonesia
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
3. Commissions/fees
write-offs
5. Others
G. Current profit
taxes)
15
Tabel 1.13 Laporan Laba / Rugi Bank Campuran

(Joint Venture Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
6.043
4.307
7.860
5.680
9.528
6.354
14.681
7.894
15.772
10.128
1.378
784
2.434
1.488
3.547
2.289
4.856
3.058
6.813
3.849
7.462
4.668
8.690
5.098
9.085
5.895
10.917
6.755
11.882
7.484
12.974
8.260
14.661
9.098
1.878
841
4.132
675
243
3.214
269
2.766
180
175
-
5.391
796
354
4.241
358
3.777
107
289
-
6.091
1.028
261
4.801
316
4.318
168
263
-
7.751
955
435
6.361
427
5.902
32
144
-
10.073
1.318
409
8.347
683
7.472
191
55
0
777
106
17
654
64
582
7
7
-
1.471
203
31
1.237
125
1.100
13
17
-
2.263
307
51
1.905
183
1.698
24
26
-
3.026
402
77
2.547
235
2.286
26
32
-
3.810
505
94
3.211
290
2.887
33
40
-
4.604
647
112
3.845
281
3.526
38
64
-
5.013
685
121
4.207
311
3.853
43
84
-
5.795
775
142
4.878
352
4.478
48
100
-
6.642
858
162
5.623
392
5.177
53
113
-
7.360
915
184
6.261
432
5.768
61
125
-
8.128
997
207
6.924
467
6.388
69
133
-
8.955
1.085
231
7.639
515
7.047
76
143
-
832
89
26
717
48
658
10
9
-
174
1
1
8
996
288
1
1
8
1.296
243
20
2
18
24
1.931
141
3
3
50
5.504
43
11
7
3
2
87
3.886
6
1
1
72
321
11
6
5
0
87
504
17
9
8
1
106
731
22
10
10
0
166
1.079
26
14
12
2
115
1.000
62
2
1
0
144
1.798
82
2
2
0
186
2.445
98
2
2
0
120
1.902
110
2
2
0
296
2.590
121
4
2
2
269
2.711
130
2
2
0
304
2.825
140
2
2
0
290
3.503
9
0
0
3
875
631
688
1.083
1.137
1.463
126
275
393
521
652
806
912
1.057
1.207
1.341
1.498
1.663
135
101
187
135
96
207
74
80
29
32
1.195
46
51
111
68
77
86
107
24
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
4.403
1.901
1.632
1
329
1.302
151
1.077
12
1
61
269
-
6.213
2.797
2.527
2
501
2.024
166
1.700
36
17
8
97
271
-
7.601
3.004
2.619
2
435
2.183
129
1.896
61
10
86
385
22
12.268
3.863
3.489
4
394
3.091
177
2.709
84
8
112
374
18
13.328
4.914
4.658
4
253
4.400
174
3.888
174
3
12
148
257
12
1.185
336
322
1
19
302
15
266
11
0
1
9
15
1
2.093
640
624
1
36
587
27
513
26
0
2
18
16
1
2.963
974
949
1
56
893
41
777
39
0
3
33
24
2
4.139
1.301
1.268
0
77
1.191
54
1.038
52
1
4
41
32
3
5.964
1.623
1.580
1
97
1.482
67
1.293
65
1
5
51
42
3
6.074
1.960
1.908
0
112
1.796
82
1.575
80
6
53
52
4
7.134
2.135
2.075
0
127
1.947
97
1.683
97
7
65
60
5
7.549
2.452
2.380
0
151
2.229
114
1.917
114
8
76
72
6
9.192
2.804
2.721
0
181
2.540
129
2.150
130
9
122
83
7
9.824
3.059
2.966
0
189
2.777
145
2.389
144
9
89
93
7
10.737
3.394
3.292
0
208
3.084
159
2.654
158
10
103
102
7
12.328
3.711
3.598
0
233
3.365
173
2.895
173
12
112
113
7
1.769
309
299
0
17
282
13
241
16
2
9
11
0
242
27
3
22
1
2
619
228
42
4
34
1
3
954
325
38
11
24
3
1.673
319
37
12
24
1
4.542
175
70
9
43
1
18
3.279
6
8
0
4
3
1
301
12
3
1
2
0
485
18
4
1
3
0
650
24
5
1
4
0
1.016
32
7
2
5
1
1.002
40
8
2
5
0
1.424
49
6
3
3
0
1.796
58
7
3
4
1
1.487
68
8
3
4
1
0
2.135
77
9
3
5
1
0
0
2.191
85
10
4
6
1
0
0
2.228
95
11
4
6
1
0
0
2.864
9
1
0
1
0
0
0
847
57
-
85
902
134
769
203
1.077
288
1.377
31
136
38
265
61
370
90
506
110
589
134
713
173
900
199
951
233
1.146
256
1.200
280
1.347
304
1.486
27
183
1.826
1.476
2.021
2.584
3.469
381
664
908
1.226
2.640
1.842
2.130
2.461
2.875
3.119
3.487
3.964
403
C. Laba Operasional
penghasilan )
1.640
640
267
373
1.370
1.647
843
305
538
2.185
1.561
1.927
773
296
478
2.405
1.656
2.412
1.100
611
489
2.901
2.026
2.444
2.340
1.717
623
3.067
2.129
193
240
145
95
287
217
341
611
442
170
510
374
585
803
603
200
785
571
717
8.875
8.574
302
1.019
744
848
981
545
436
1.284
941
1.388
8.988
8.808
180
1.568
1.136
1.556
958
923
35
1.591
1.174
1.537
1.025
723
302
1.839
1.370
1.724
1.134
788
346
2.071
1.531
2.058
1.294
928
365
2.424
1.770
2.237
1.442
1.061
381
2.618
1.921
2.333
1.663
1.248
415
2.748
2.063
109
372
184
188
297
208
16
Indicator
sharing/margin
Citizens
b. From other banks
Securities
Credit disbursed
Others
Non-citizens
of Indonesia
b. From other banks
Securities
Credit disbursed
Others
provisions/fees
5. Others
Citizens
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
Non-Citizens
Indonesia
b. At other banks
Demand Deposit
Time deposits
Savings Deposit
Loans received
Securities
Others
3. Commissions/fees
write-offs
5. Others
G. Current profit
taxes)
Tabel 1.14 Laporan Laba / Rugi Bank Asing

(Foreign Owned Banks Income Statement)
2010
Indikator
2005 2006 2007 2008 2009
Jan
Feb
Mar
2011
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
margin
Penduduk
Surat berharga
Lainnya
Bukan penduduk
luar Indonesia
Surat berharga
Lainnya
derivatif
4. Deviden, komisi/
provisi/fee
5. Lainnya
20.704
10.905
28.786
14.509
29.119
14.736
35.132
16.171
31.486
14.872
17.415
1.098
33.099
2.309
46.777
3.127
60.115
4.313
71.754
5.454
83.664
6.572
23.699
7.646
26.115
8.833
28.500
9.771
32.143
10.926
34.382
12.014
37.173
13.121
10.243
726
1.608
7.908
1.399
6.093
417
662
8
13.677
1.270
1.226
11.181
2.231
8.930
20
832
50
13.930
1.786
1.133
11.011
1.787
9.155
70
806
89
15.582
1.695
1.279
12.608
2.065
10.212
331
589
88
14.716
1.644
664
12.409
2.068
10.332
8
155
12
1.089
119
68
902
132
767
3
10
0
2.290
229
304
1.757
254
1.498
4
19
1
3.098
359
127
2.613
358
2.249
5
29
2
4.270
500
198
3.572
536
3.027
9
42
5
5.398
636
251
4.511
681
3.819
11
56
8
6.505
774
419
5.312
703
4.597
12
68
11
7.568
928
493
6.147
802
5.328
17
78
9
8.743
1.102
588
7.052
950
6.083
19
90
13
9.669
1.287
429
7.953
1.119
6.813
20
102
17
10.811
1.473
602
8.736
1.153
7.559
25
115
21
11.888
1.697
673
9.518
1.225
8.266
26
126
24
12.929
1.905
757
10.268
1.243
8.963
61
192
28
644
11
11
195
6.618
754
28
28
2.334
8.395
701
17
16
1.302
8.665
401
100
10
0
90
1.022
13.199
137
7
7
0
1.386
10.402
9
0
0
157
15.747
18
0
0
261
29.737
26
1
1
0
420
41.973
36
1
1
0
652
53.423
46
2
2
0
682
63.460
55
2
2
0
925
73.510
66
2
2
0
1.352
11.666
75
3
2
0
1.607
12.237
83
3
3
0
1.926
13.052
91
3
3
0
2.215
14.887
99
4
4
0
2.221
15.619
107
57
4
53
0
2.340
16.744
2.814
3.308
3.951
4.280
4.270
403
775
1.229
1.686
2.074
2.477
2.860
3.237
3.638
4.027
4.432
4.799
171
240
464
460
557
10
17
28
41
84
180
175
201
114
88
96
168
Penduduk
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
Bukan penduduk
diluar Indonesia
Giro
Simpanan berjangka
Tabungan
Surat berharga
Lainnya
derivatif
3. Komisi/provisi
penghapusan
5. Lainnya
17.545
4.805
4.296
3
953
3.340
360
2.354
80
197
349
507
433
23.370
7.015
6.189
6
1.553
4.630
314
3.776
113
321
106
826
678
23.289
6.210
5.537
3
1.349
4.186
464
3.156
94
392
79
673
551
29.292
6.425
5.747
32
1.171
4.545
675
3.416
273
0
22
160
677
534
24.805
5.307
4.848
186
821
3.841
391
3.153
153
75
67
459
422
17.321
385
362
0
111
251
43
186
15
3
4
22
19
32.710
891
844
0
345
499
78
377
29
4
11
46
40
45.562
990
922
0
170
752
112
577
45
5
14
67
58
58.274
1.433
1.338
0
323
1.015
147
773
62
5
28
95
78
69.570
1.788
1.671
0
401
1.270
164
981
88
5
33
117
99
81.416
2.164
2.022
0
495
1.528
196
1.183
104
5
40
142
120
21.115
2.762
2.580
0
574
2.006
262
1.342
119
255
28
182
152
23.173
3.190
2.979
0
996
1.983
296
1.519
137
0
5
26
211
177
25.217
3.390
3.142
0
595
2.546
322
1.718
158
317
31
248
201
28.340
3.917
3.587
0
786
2.800
365
1.839
169
396
31
330
225
30.714
4.196
3.891
0
810
3.081
407
2.056
184
0
401
32
305
248
32.939
4.663
4.292
0
891
3.401
448
2.210
198
1
390
154
371
272
43
32
4
11
17
1
5.386
121
26
13
12
1
1
7.690
90
32
25
5
2
7.430
39
104
10
93
1
9.535
21
16
4
12
0
7.183
2
1
0
1
0
0
0
15.546
4
3
1
2
0
29.423
7
2
1
1
0
0
41.328
11
6
3
3
0
0
52.669
14
5
3
1
0
62.591
16
5
4
2
0
72.491
19
12
4
7
1
10.612
21
13
5
8
1
11.057
25
22
5
16
1
11.695
28
77
6
70
1
13.486
31
26
7
18
1
14.152
35
64
12
51
1
0
15.103
303
-
392
2.383
485
2.063
752
3.497
532
3.598
54
697
106
1.004
161
1.154
223
1.376
399
1.563
483
2.296
545
2.626
495
2.862
561
3.362
619
3.620
683
4.268
646
4.277
7.049
5.890
7.101
9.083
8.185
639
1.286
1.929
2.573
3.228
3.983
4.570
5.569
6.210
6.698
7.415
8.249
3.159
1.447
733
714
1.971
5.416
2.124
1.072
1.052
6.468
3.000
5.830
1.877
1.326
550
6.380
2.998
5.841
5.710
3.783
1.927
7.767
4.257
6.680
6.823
5.687
1.136
7.816
3.983
94
743
131
612
699
464
389
936
155
781
1.158
644
1.215
1.483
786
697
1.898
1.154
1.841
1.762
939
823
2.642
1.438
2.184
1.698
672
1.025
3.184
1.731
2.248
2.046
394
1.653
3.866
2.081
2.584
2.163
319
1.844
4.385
2.479
2.942
2.210
172
2.038
4.932
2.897
3.283
2.307
279
2.029
5.256
2.989
3.803
2.518
296
2.222
5.962
3.427
3.668
2.768
235
2.533
6.142
3.479
4.234
2.798
299
2.499
6.660
3.907
C. Laba Operasional
penghasilan )
Jan
Indicator

1.166
sharing/margin
1.151
Citizens
220
112
b. From other banks
820
65
Securities
739
Credit disbursed
15
Others
15
Non-citizens
4
of Indonesia
7
b. From other banks
5
0
Securities
4
Credit disbursed
Others
301
2.512
391
provisions/fees
167
5. Others
455
423
Citizens
71
b. At other banks
353
42
Demand Deposit
168
Time deposits
14
Savings Deposit
0
Loans received
116
Securities
11
Others
32
Non-Citizens
24
Indonesia
2
b. At other banks
6
3
Demand Deposit
3
Time deposits
0
Savings Deposit
Loans received
Securities
Others
2.291
55
3. Commissions/fees
218
write-offs
1.237
5. Others
282
300
32
268
545
415
G. Current profit
taxes)
17
Tabel 1.15 Rekening Administratif Bank Umum

(Commercial Banks Off-Balance Sheet)
2010
Indikator
2005 2006 2007 2008 2009
Jan
2011
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Indicator
10.638
5.034
17.440
5.559
33.963 20.983
7.496 5.246
21.650 109.598
6.321 4.608
117.170
13.850
128.484
6.576
108.856
6.486
154.547
5.354
118.984
5.386
119.826
5.441
116.827
5.408
128.541
5.798
116.053
7.071
150.618
8.610
131.215
8.629
4.300
9.997
20.181 10.910
13.641 96.654
93.146
113.439
100.518
147.093
111.037
111.982
109.867
120.667
106.662
139.510
120.109
1.305
1.884
8.337
10.175
8.470
1.852
2.101
2.561
2.403
1.552
2.076
2.319
2.498
2.478
Kewajiban Komitmen
177.816 198.826 272.594 296.167 374.255 662.315
- Fasilitas kredit kepada
151.987 162.988 208.338 247.673 323.716 480.169
nasabah yang belum
ditarik
353
515
765
872
803
800
bank lain yang belum
ditarik
- Irrevocable L/C yang
18.824 23.955 42.019 31.744 37.177 38.543
masih berjalan
- Posisi penjualan spot yang
4.070
8.390 15.724 10.165 11.382 142.291
masih berjalan
- Lainnya
2.581
2.978
5.748 5.713 1.177
512
672.370
495.590
674.106
471.963
675.937
474.231
712.993
476.484
694.387
484.953
712.720
501.033
733.338
512.260
771.300
530.414
769.907
551.385
813.673
553.395
794.241
554.709
1.257
1.397
3.302
2.632
2.747
3.509
2.686
4.584
3.524
5.768
6.486
41.789
40.418
43.741
46.107
43.911
42.631
47.640
46.787
49.447
53.106
49.967
133.300
159.879
154.228
187.194
161.779
160.953
170.230
188.974
165.061
200.714
182.155
433
449
436
576
998
4.593
523
542
490
691
924
Tagihan Kontinjensi
- Garansi yang diterima
- Pendapatan bunga dalam
penyelesaian
- Lainnya
71.292
58.770
11.149
132.521
108.598
22.739
134.731
110.930
22.557
132.926
108.641
23.140
135.906
111.790
22.940
135.741
111.685
22.843
147.179
122.760
23.119
280.978
125.087
154.592
146.860
121.392
24.148
155.413
129.550
24.482
155.336
129.073
25.057
160.947
136.529
23.292
1.373
643
1.665
1.185
1.243
1.146
1.177
1.213
1.301
1.299
1.320
1.381
1.206
1.127
Kewajiban Kontijensi
- Garansi yang diberikan
- Lainnya
38.277
37.482
795
44.659
43.755
904
77.430 123.784 101.455 97.927

74.397 109.488 99.985 96.414
3.032 14.296 1.470 1.513
97.764
96.366
1.398
95.792
94.372
1.420
96.219
94.866
1.353
97.409
95.928
1.481
99.620
98.407
1.214
102.264
100.867
1.398
105.714
104.077
1.638
105.980
104.770
1.210
109.043
107.765
1.278
110.952
109.726
1.226
117.228
116.029
1.199
112.098 Liabilities Contingency

110.747 - Guarantees issued
1.351 - Others
163.993 166.370 199.082 148.821 135.192 134.965

34.517 40.719 43.675 45.965 32.896 30.225
129.476 125.650 155.407 102.856 102.296 104.740
133.915
30.873
103.042
132.303
29.907
102.396
135.175
29.609
105.566
136.190
29.683
106.507
136.730
29.327
107.403
137.308
29.452
107.856
138.718
30.210
108.508
140.624
30.096
110.528
141.154
30.158
110.995
144.102
29.733
114.369
146.144
30.173
115.970
145.903 Others
30.062 - Channelling Credit
115.841 - Written-off Earning
assets
Tagihan Komitmen
- Fasilitas pinjaman yang
belum ditarik
- Posisi pembelian spot
yang masih berjalan
- Lainnya
Lainnya
- Penerusan Kredit
- Aktiva produktif yang
dihapus bukukan
18
6.286
4.828
1.688
84.730 119.740 221.486 139.047 132.174

68.627 102.454 138.537 115.923 108.800
15.460 15.383 69.873 15.498 21.709
1.903 13.075
7.626
131.024 Claim Commitments

8.836 - Not yet withdrawn loan
facilities
120.010 - Current spot
purchases
2.177 - Others
871.665 Liabilities Commitments
603.045 - Client credit facilities
that are not yet
withdrawn
6.264 - Other bank credit
facilities that are not yet
withdrawn
48.243 - Current Irrevocable
L/Cs
213.160 - Current spot sales
954
- Others
163.053 Claim Contingency

138.373 - Guarantees received
23.529 - Adjusted interest
income
1.151 - Others
Tabel 1.16 Rekening Administratif Bank Persero

(State Owned Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008 2009
Jan
2011
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
464
0
1.870
841
2.580
175
497
188
36
0
831
164
1.614
104
1.305
108
2.409
107
2.025
110
5.105
110
8.962
133
8.442
131
7.511
146
6.727
146
5.871
185
7.481
199
30
235
2.023
154
36
646
821
509
1.611
1.198
4.351
8.205
8.279
6.740
5.957
5.061
6.657
434
794
382
155
21
690
689
691
716
644
625
32
625
625
625
625
Kewajiban Komitmen
nasabah yang belum
ditarik
ditarik
masih berjalan
masih berjalan
- Lainnya
50.033 59.736 79.368

39.557 47.703 58.652
97.045
79.791
150.680
130.405
165.482 172.357
144.352 151.029
166.928
145.568
159.640
136.709
159.555
135.735
161.002
139.763
174.462
145.255
170.508
142.539
170.862
141.737
176.052
151.041
176.933
145.240
168.046
139.200
384
494
269
198
310
342
319
133
258
170
170
220
208
130
9.248 11.334 20.165
16.735
19.995
19.844 20.353
20.377
21.222
22.058
20.216
19.675
24.830
23.916
24.095
24.692
20.266
257
260
236
Jan
Indicator

294 - Not yet withdrawn loan
facilities
purchases
625 - Others
that are not yet
withdrawn
189 - Other bank credit
withdrawn
L/Cs
30
233
155
11
999
771
668
1.362
1.435
886
5.383
2.964
5.032
688
6.785
8.442
941
205
13
14
51
3.891
Tagihan Kontinjensi
penyelesaian
- Lainnya
11.109 14.544 14.492

2.796 2.728 2.430
7.763 11.578 10.944
70.167
3.279
65.584
21.904
4.090
10.527
21.921 22.317
3.895 3.934
16.695 17.540
22.077
3.742
17.431
21.689
3.746
17.149
22.384
3.945
17.609
22.180
3.795
17.528
22.721
4.000
17.790
153.937
3.967
149.051
23.761
4.275
18.545
24.079
4.371
18.713
24.474
4.475
18.998
24.076
4.937
18.224
1.118
1.304
7.286
844
903
795
830
858
931
918
941
995
1.001
915
- Lainnya
16.683 17.235 22.386

16.577 17.101 22.355
106
134
31
30.699
30.305
393
34.918
34.666
252
32.840 32.615
32.555 32.521
285
95
31.795
31.731
64
31.551
31.488
63
32.392
32.270
122
33.211
33.150
61
34.225
34.164
61
34.143
34.065
77
34.095
33.988
107
35.036
34.970
66
35.922
35.855
67
39.794
39.722
72

103 - Others
114.513 109.163 139.519 124.429

29.670 35.775 38.318 40.616
84.842 73.389 101.201 83.813
106.712
27.403
79.309
104.077 106.341
27.160 27.617
76.917 78.723
106.991
26.783
80.208
106.278
26.475
79.803
106.817
26.627
80.190
107.173
26.333
80.840
106.923
26.414
80.509
107.919
27.198
80.721
109.136
27.083
82.053
109.053
27.170
81.883
108.996
26.681
82.315
112.091
26.948
85.143
111.532 Others
26.840 - Channelling Credit
assets
Lainnya
- Penerusan Kredit
dihapus bukukan
550
238
1.331
- Others

income
931 - Others
19
Tabel 1.17 Rekening Administratif BUSN Devisa

(Foreign Exchange Commercial Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008 2009
Jan
2011
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
2.149
18
5.081 11.644
2.206 1.127
7.199
654
5.332 43.313
141
141
40.098
162
51.112
140
39.681
139
48.435
141
43.336
144
43.427
129
40.922
130
48.413
182
43.613
351
53.005
364
44.148
388
1.535
2.346
5.016
1.972
4.101 35.482
32.409
43.782
38.912
47.625
42.115
42.450
40.232
47.720
42.370
51.786
42.830
596
529
5.501
4.573
1.089
7.690
7.528
7.190
630
668
1.077
848
560
511
891
855
930
132.078 226.040
118.457 179.883
224.028
176.994
221.922
165.743
231.260
177.966
239.518
178.489
239.236
180.247
250.917
194.003
252.239
193.609
261.087
194.703
265.743
203.204
277.801
204.308
276.731
212.273
Kewajiban Komitmen
nasabah yang belum
ditarik
ditarik
masih berjalan
masih berjalan
- Lainnya
64.526
57.653
78.586 116.802 127.426

68.281 93.638 110.519
Jan
Indicator

431 - Not yet withdrawn loan
facilities
purchases
818 - Others
that are not yet
withdrawn
1.498 - Other bank credit
withdrawn
L/Cs
94
246
366
358
486
500
1.004
1.040
1.070
1.233
1.038
1.244
1.338
1.406
1.562
1.552
1.431
4.495
7.137
12.666
8.968
9.347
9.315
11.843
11.279
12.997
13.775
13.994
14.062
14.552
14.731
15.831
17.484
18.506
1.743
1.487
4.877
2.255
2.735 36.026
33.907
43.583
38.921
45.583
43.094
41.072
42.441
49.911
44.789
53.895
43.735
541
1.435
5.256
5.326
1.054
317
281
277
306
438
862
535
299
337
357
562
787
Tagihan Kontinjensi
penyelesaian
- Lainnya
2.575
711
1.273
2.086
273
1.694
3.216 15.110
565
920
2.047 2.628
3.787
690
3.008
3.990
670
3.230
4.146
677
3.380
3.600
247
3.263
4.433
251
4.092
3.864
360
3.415
3.752
259
3.403
4.079
533
3.456
4.191
481
3.620
4.175
471
3.614
7.757
4.057
3.607
4.305
594
3.622
5.081
1.527
3.464
590
119
605 11.561
90
90
90
90
90
90
90
90
90
90
93
89
90
- Lainnya
6.571
5.964
607
8.940
8.202
738
17.381 32.307
14.400 18.422
2.981 13.885
18.531 17.997
17.392 16.853
1.139 1.144
18.005
16.805
1.200
18.023
16.725
1.298
18.438
17.210
1.229
18.493
17.193
1.300
19.611
18.474
1.137
20.641
19.331
1.310
21.933
20.400
1.534
22.127
21.047
1.081
23.300
22.107
1.192
23.443
22.306
1.137
24.355
23.253
1.103

1.208 - Others
Lainnya
- Penerusan Kredit
dihapus bukukan
42.802
2.822
39.980
48.860
2.869
45.991
50.754 15.274
2.883 2.854
47.870 12.420
18.480 24.909
2.879
758
15.601 24.151
18.995
852
18.143
19.149
780
18.369
19.203
783
18.421
19.416
680
18.736
19.662
686
18.976
20.538
690
19.848
20.662
694
19.968
21.353
705
20.648
21.559
712
20.847
21.614
680
20.934
22.650
680
21.969
22.783 Others
676 - Channelling Credit
assets
20
810
- Others

income
90 - Others
Tabel 1.18 Rekening Administratif BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Claim Commitments
- Not yet withdrawn loan
facilities
- Current spot
purchases
- Others
30
9
40
9
83
9
75
0
62
0
63
0
66
0
60
0
55
0
54
0
53
0
53
0
52
0
288
223
288
223
65
0
65
0
64
0
21
32
74
75
62
63
66
60
55
54
53
53
52
64
64
65
65
64
Kewajiban Komitmen
nasabah yang belum
ditarik
ditarik
masih berjalan
masih berjalan
- Lainnya
1.836
1.806
1.666
1.618
1.882
1.853
1.966
1.926
2.232
2.197
2.226
2.190
2.156
2.115
1.864
1.823
1.972
1.938
2.066
2.027
1.940
1.905
1.992
1.950
2.220
2.163
2.220
2.152
2.723
2.653
2.284
2.217
2.305
2.242
2.371
2.303
10
13
15
14
11
10
11
14
32
36
35
26
27
32
27
44
25
34
25
23
26
27
23
28
25
28
25
32
35
41
36
36
Tagihan Kontinjensi
penyelesaian
- Lainnya
194
179
202
177
156
147
100
95
137
1
136
152
1
148
157
1
153
154
1
150
158
1
154
174
1
170
176
1
172
194
1
189
214
1
203
216
1
213
221
1
218
967
1
966
226
1
226
231
1
227
15
25
10
- Lainnya
124
117
7
103
95
8
127
112
16
120
107
12
194
121
73
180
103
76
203
102
101
161
103
58
170
109
60
199
141
58
157
142
14
154
134
20
164
138
26
157
141
16
150
132
18
157
136
21
180
158
22
168
134
33
Liabilities Contingency
- Guarantees issued
- Others
Lainnya
- Penerusan Kredit
dihapus bukukan
598
42
556
590
41
549
637
41
596
530
39
491
710
21
689
668
19
649
666
19
648
680
19
661
685
19
666
673
66
607
1.418
65
1.353
814
65
749
844
65
779
888
65
823
916
65
851
951
65
886
955
65
890
990
53
936
Others
- Channelling Credit
- Written-off Earning
assets
Liabilities Commitments
- Client credit facilities
that are not yet
withdrawn
- Other bank credit
withdrawn
- Current Irrevocable
L/Cs
- Current spot sales
- Others
Claim Contingency
- Guarantees received
- Adjusted interest
income
- Others
21
Tabel 1.19 Rekening Administratif BPD

(Regional Development Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008 2009

42
16
28
10
2011
Indicator
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
336
21
35
15
515
9
641
11
1.873
40
440
25
446
18
609
12
715
14
751
23
721
7
732
18
675
11
689
11
657
55
621
11
91
20
44
11
507
539
1.832
415
407
553
701
727
714
715
665
667
602
610
11.276 11.800
10.865 11.145
11.957
11.366
11.591
11.081
11.825
11.297
11.900
11.226
11.130
10.368
11.564
10.810
11.334
10.568
11.431
10.672
11.824
11.113
12.988 12.593
12.261 11.889
13.319
12.603
Claim Commitments
facilities
- Current spot
purchases
- Others
26
18
315
20
Kewajiban Komitmen
nasabah yang belum
ditarik
ditarik
masih berjalan
masih berjalan
- Lainnya
1.677
1.625
2.208
2.136
3.820
3.426
6.799
6.548
12
14
28
40
28
22
34
35
19
33
23
28
38
41
41
57
18
25
13
320
422
423
379
404
548
685
673
675
655
607
632
582
570
91
19
19
35
46
50
50
356
224
64
103
120
90
56
46
58
47
68
77
66
54
80
88
Tagihan Kontinjensi
penyelesaian
- Lainnya
479
2
333
624
2
465
599
56
496
876
345
463
2.066
1.389
591
2.267
1.674
519
1.768
1.158
532
833
183
574
803
134
584
845
147
618
856
157
616
949
255
601
757
48
613
830
75
656
844
103
642
981
226
653
873
168
598
1.079
329
637
145
157
47
68
87
75
79
76
85
79
83
93
96
99
99
102
108
113
- Lainnya
1.523
1.451
72
2.856
2.833
23
5.788
5.783
5
9.198
9.193
5
10.666 10.913
10.660 10.906
6
7
10.435
10.433
2
9.557
9.557
1
9.764
9.763
1
9.671
9.670
1
9.299
9.298
1
9.591
9.586
6
10.039
10.038
1
10.556
10.550
5
10.909
10.908
1
11.325 11.258
11.324 11.257
1
1
10.286
10.280
6
- Guarantees issued
- Others
Lainnya
- Penerusan Kredit
dihapus bukukan
4.433
1.982
2.451
4.807
2.035
2.772
5.112
2.280
2.832
5.257
2.389
2.868
6.541
2.385
4.156
4.396
2.325
2.071
4.402
2.333
2.069
4.427
2.310
2.117
4.321
2.243
2.078
4.533
2.283
2.250
4.587
2.253
2.334
4.629
2.243
2.385
4.580
2.212
2.369
5.235
2.492
2.743
Others
assets
22
5.432
2.593
2.840
4.515
2.288
2.226
4.676
2.308
2.368
5.179
2.479
2.700
that are not yet
withdrawn
- Other bank credit
withdrawn
L/Cs
- Others
Claim Contingency
- Adjusted interest
income
- Others
Tabel 1.20 Rekening Administratif Bank Campuran

(Joint Venture Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008 2009

5.811
4.991
2011
Indicator
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
5.006 10.730
2.494
6.163
5.617
4.389
5.262 37.199
3.823 1.955
46.931
11.211
39.296
4.028
34.221
3.968
42.817
2.797
34.042
2.852
34.309
2.919
31.661
2.881
34.014
2.997
31.223
3.269
33.801
3.082
31.455
3.031
622
2.011
4.565
1.227
1.411 35.222
35.662
35.200
30.186
39.913
31.108
31.243
28.665
30.856
27.879
30.434
28.168
198
502
23
58
68
67
108
82
147
115
161
74
286
256
19.575 96.109
14.167 73.865
96.842
77.713
98.809
74.927
96.722
74.378
104.735
78.272
108.323
81.835
106.484
80.877
114.849
87.382
113.100
84.771
114.248
87.923
117.037
90.999
113.836
88.396
Kewajiban Komitmen
15.752
11.944
nasabah yang belum
ditarik
ditarik
2.217
masih berjalan
579
masih berjalan
- Lainnya
1.011
15.427 20.805 16.235

10.341 13.298 11.400
Tagihan Kontinjensi
penyelesaian
- Lainnya
20.284 29.927 41.419

20.042 29.715 41.256
242
212
163
19.379
19.190
189
29
10
11
12
11
2.068
2.890
2.913
3.233
4.271
4.358
3.718
4.456
4.912
4.262
3.808
3.430
3.752
4.676
3.893
3.985
1.779
4.530
1.809
2.136 17.943
14.760
20.153
17.833
21.488
22.177
21.704
23.986
24.485
21.622
22.116
21.433
1.239
87
111
19
45
56
46
90
46
89
25
26
14
32.484 29.667
32.153 29.401
331
265
26.838
26.564
274
31.263
30.983
279
31.302
31.050
252
32.798
32.503
295
31.788
31.504
285
33.720
33.486
234
34.915
34.665
250
32.462
32.207
254
36.070
35.659
411
36.630
36.266
364
39.315
38.943
373
28
Jan
3.123 - Not yet withdrawn loan
facilities
purchases
59 - Others
that are not yet
withdrawn
7 - Other bank credit
withdrawn
L/Cs
12
- Others

379 - Adjusted interest
income
0 - Others
- Lainnya
4.647
4.644
3
4.507
4.506
1
6.801
6.801
-
9.972
9.971
0
7.453
7.453
-
7.379
7.379
-
7.686
7.686
-
7.886
7.886
-
7.514
7.514
-
8.045
8.045
-
8.293
8.293
-
8.271
8.271
-
9.215
9.215
-
9.409
9.408
1
9.626
9.625
1
9.785
9.785
0
10.173
10.173
1

1 - Others
Lainnya
- Penerusan Kredit
dihapus bukukan
1.014
1.014
1.217
1.217
1.362
1.362
1.736
1.736
1.783
0
1.783
563
0
563
623
0
623
624
0
624
616
0
616
609
0
608
617
0
616
970
0
970
1.070
0
1.070
1.091
0
1.091
1.528
0
1.528
1.631
0
1.630
1.691
0
1.690
1.768 Others
0 - Channelling Credit
assets
23
Tabel 1.21 Rekening Administratif Bank Asing

(Foreign Owned Banks Off-Balance Sheet)
2010
Indikator
Tagihan Komitmen
belum ditarik
yang masih berjalan
- Lainnya
2005 2006 2007 2008 2009
Jan
2011
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
2.142
-
5.415
-
8.590
-
7.562
-
10.442 27.551
2.349
2.338
26.588
2.334
36.270
2.275
32.044
2.253
60.607
2.294
35.733
2.266
32.324
2.237
35.030
2.259
37.583
2.231
33.527
3.071
57.187 47.410
4.969 4.956
47.695
4.976
2.113
5.406
8.577
7.557
8.093 25.213
24.254
33.947
29.789
58.312
33.463
30.084
32.691
35.351
30.456
52.218 42.454
42.718
29
13
48
80
Kewajiban Komitmen
43.992 41.203 49.917 46.696
39.402 32.909 37.471 37.488
nasabah yang belum
ditarik
ditarik
2.862 3.398 6.273 3.114
masih berjalan
1.717 4.891 6.163 6.089
masih berjalan
- Lainnya
11
5
10
4
58.413 160.658
47.625 68.735
165.029
76.373
172.991
72.822
174.518
71.943
195.218
70.734
172.757
70.836
167.302
68.137
182.187
75.998
212.600
96.379
199.318
95.451
Tagihan Kontinjensi
penyelesaian
- Lainnya
- Lainnya
Lainnya
- Penerusan Kredit
dihapus bukukan
24
37.556 46.991 71.351 93.815

36.072 45.582 69.689 92.737
1.412 1.303 1.538
940
73
105
124
138
8.729 11.018 24.947 41.489

8.729 11.018 24.947 41.489
633
633
1.732
1.732
1.698
154
1.544
1.596
67
1.529
226.631 220.729
98.371 100.708
256.130
109.923
1.834
1.027
1.542
1.957
1.118
2.942
1.666
3.938
4.849
4.480
4.282
4.691
4.812
4.666
4.662
4.814
4.754
4.413
4.152
3.734
4.237
6.404
6.627
6.106
6.506 87.232
83.844
95.455
96.078
118.642
95.622
92.794
100.838
109.545
97.962
117.917 108.544
135.620
48
80
78.670 74.178
77.602 73.159
905
852
77.295
76.265
862
76.804
75.775
859
74.541
73.460
910
75.842
74.834
832
76.987
75.969
840
85.516
84.486
849
86.964
85.926
854
85.417
84.363
866
86.440
85.360
890
166
168
171
172
175
178
181
184
187
191
29.692 28.618
29.692 28.618
-
28.820
28.820
-
28.371
28.371
-
28.782
28.782
-
28.610
28.610
-
29.049
29.049
-
29.382
29.382
-
30.221
30.221
-
29.635
29.635
-
30.023
30.023
0
749
749
463
463
3.991
3.991
4.249
4.249
3.540
3.540
3.530
3.530
3.635
3.635
3.527
3.527
3.518
0
3.518
163
2.074
2.074
234
234
87.979 91.375
87.512 90.953
454
409
94.387
94.134
240
13
Indicator
Claim Commitments
facilities
- Current spot
purchases
- Others
that are not yet
withdrawn
- Other bank credit
withdrawn
L/Cs
- Others
Claim Contingency
- Adjusted interest
income
- Others
13
13
30.320 31.467
30.320 31.467
0
0
30.741
30.741
0
- Guarantees issued
- Others
3.595
0
3.595
Others
assets
6.235
0
6.235
3.578
0
3.578
Tabel 1.22 Kinerja Bank Umum

(Commercial Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
CAR (%) - Termasuk Risiko
Operasional
Modal
ATMR
KAP
APYD terhadap Aktiva
Produktif (%)
- APYD
- Total Aktiva Produktif
PPAPYD terhadap
PPAPWD (%)
2005 2006 2007 2008 2009

19,30
144.470
748.541
21,27
19,30
16,76
17,42
183.391 211.176 238.270 268.601
862.145 1.094.196 1.421.448 1.541.598
Mar
Jan
Feb
18,66
281.840
1.510.098
19,21
19,27
19,18
18,90
18,06
18,29
296.734 291.200 286.896 286.239 281.923 288.629
1.544.988 1.511.520 1.496.158 1.514.283 1.561.219 1.578.325
Sep
Okt
Nov
Des
- CAR (%)
- Capital
- Risk Weighted Assets
16,44
16,52
16,99
16,90
17,18
17,38 CAR (%) - Included

Operasional Risk
357.448 Capital
2.056.076 Risk Weighted Assets
- 289.276 293.059 286.931 285.869 291.863 295.554 301.321 308.131 314.512 323.246
- 1.557.090 1.626.378 1.611.908 1.625.994 1.747.450 1.797.790 1.824.338 1.813.567 1.860.578 1.881.533
4,70
3,91
3,03
2,95
2,83
3,00
62.980
61.191
56.025
66.144
69.856
1.339.752 1.565.103 1.851.990 2.242.282 2.464.256
127,25
126,88
193,95
168,12
157,55
73.522
2.452.293
243,59
2,71
Indicator
Jan
2,77
16,70
Ags
2,86
17,58
Jul
2,76
17,80
Jun
2,88
18,02
Mei
3,06
18,58
Apr
2011
2,72
2,68
2,67
2,71
2,36
2,51
75.517 71.852
68.347 71.617
71.014
69.620
70.504 70.407 71.594
72.706 65.071,02
2.465.617 2.498.726 2.472.593 2.506.945 2.566.145 2.567.905 2.595.958 2.630.445 2.686.327 2.682.253 2.762.578
139,24 129,08
155,15 146,80
138,43
135,44
147,72 129,87 137,91
134,29
130,69
69.255,11
2.760.051
127,62
- PPAPYD
43.210
47.918
49.137
64.068
77.526
77.878
80.357
77.717
83.179
77.417
77.310
79.628
79.761
79.758
81.658
80.123
76.924
60.030
- PPAPWD
33.957
37.767
25.335
38.108
49.208
31.971
57.713
60.210
53.613
52.735
55.849
58.793
53.994
61.415
59.210
59.666
58.860
47.196
2,55
2,64
2,78
2,33
2,60
30.601
40.555
49.859
48.158 61.784
1.201.039 1.538.821 1.792.481 2.067.044 2.372.152
89,50
86,98
84,05
88,59
86,63
3,12
78.181
2.502.016
97,36
2,91
3,08
3,02
2,98
3,00
2,97
2,94
2,91
2,94
2,93
2,86
73.003 77.762
75.164 74.612
75.545
75.450
74.925 74.748 75.820
76.167
75.157
2.509.515 2.527.591 2.489.981 2.502.529 2.521.460 2.536.867 2.548.941 2.564.646 2.578.518 2.597.157 2.625.033
92,77
89,44
90,01
90,02
90,47
85,63
85,36
86,26
85,93
85,54
86,14
2,97
86.381
2.912.525
118,24
Rentabilitas
ROA (%)
- Laba (Profit)
- Rata-rata total aset
BOPO (%)
- Biaya Operasional
- Pendapatan Operasional
Likuiditas
Aktiva terhadap Pasiva Likuid (%)
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
143.881
160.762
184.826
212.499
184.617
219.653
232.170
262.061
258.311
298.180
40.242
41.333
74.078
79.853
105.208
117.624
136.827
152.013
169.356
188.136
216.996
239.857
167.841
196.015
188.627
220.966
218.202
252.950
243.930
283.856
265.145
309.976
295.422
342.937
2,64
3,06
3,55
4,49
4,03
3,66
3,68
3,61
3,44
3,76
3,50
3,57
4,10
4,41
3,69
3,83
3,99
59,66
61,56
66,32
74,58
72,88
695.648 792.297 1.002.012 1.307.688 1.437.930
1.166.065 1.287.102 1.510.834 1.753.292 1.973.042
72,13
1.405.640
1.948.890
73,97
73,46
74,70
75,71
75,31
76,39
78,01
77,06
76,73
76,78
75,21
1.428.788 1.456.114 1.448.309 1.492.224 1.541.319 1.551.416 1.591.914 1.610.033 1.624.725 1.653.842 1.710.677
1.931.638 1.982.262 1.938.823 1.970.971 2.046.553 2.030.918 2.040.640 2.089.343 2.117.444 2.154.055 2.274.489
Ket : Data tidak termasuk BUS (mulai April 2010), data kinerja BUS disajikan pada tabel 2.13
Earning assets Quality

Classified Earning assets
to Earning assets (%)
- Classified Earning assets
- Total Earning assets
Earning Assets Write-off
Reserve / Mandatory
Earning assets Write-off
Reserve (%)
- Earning assets Write-off
Reserve)
- Mandatory Earning
assets Write-off Reserve
Profitability
ROA (%)
- Profit
- Average Assets
Operations Income (%)
37.213
- Operations Expenses
31.471
- Operations Income
Likuidity
Liquid assets to liquid
liabilities ratio
75,48 LDR (%)
1.689.163
- Credits
2.238.035
- Third Party Funds
4,02
Note : Excluding Sharia Banks (starting April 2010), Sharia Banks Performance on table 2.13
25
Tabel 1.23 Kinerja Bank Persero

(State Owned Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008 2009
Mar
Apr
Mei
Jun
Jul
Sep
Okt
Nov
Des
Jan
15,62
89.515
572.901
16,15
88.892
550.335
15,37
88.213
573.828
15,13
84.150
556.196
14,31
83.554
583.980
15,16
85.932
566.983
- CAR (%)
Capital
Risk Weighted Assets
Operasional Risk
116.519
Capital
713.572
17,85
67.263
376.844
14,31
68.757
480.330
15,10
14,46
14,17
14,19
13,80
13,45
14,04
14,27
14,89
15,36
88.997
589.568
90.390
625.070
84.468
596.023
84.970
598.637
84.863
615.047
84.299
626.836
87.291
621.932
90.399
633.378
95.737
643.032
101.472
660.561
7,96
6,55
4,59
3,33
3,03
3,10
3,14
2,91
2,95
3,20
3,11
3,01
3,07
2,99
3,02
3,39
2,64
2,94
42.347
532.254
131,76
38.096
581.590
131,12
31.383
683.347
266,35
27.388
823.508
258,87
29.037 29.079
958.452 937.018
151,62 400,80
29.132
927.060
197,96
26.809
922.449
167,49
27.643
936.809
202,26
30.039
938.396
211,39
30.250
971.295
160,97
28.703
954.742
169,53
29.550
961.775
196,40
28.928
967.857
151,93
29.833
987.192
177,80
33.527
27.750
988.878 1.049.282
151,02
163,73
30.434
1.036.013
160,05
- PPAPYD
28.093
29.480
27.665
28.965
36.087
36.284
37.299
35.033
37.135
38.228
37.128
38.085
38.897
38.217
39.723
40.416
38.226
38.247
- PPAPWD
21.321
22.483
10.387
11.189
23.800
9.053
18.842
20.916
18.360
18.084
23.065
22.465
19.804
25.155
22.342
26.762
23.347
23.897
2,54
13.471
529.689
95,17
2,22
12.776
574.323
97,05
2,76
17.887
647.872
90,68
2,72
19.979
734.720
89,92
2,71
2,90
23.258 27.440
858.353 946.008
92,35
96,37
2,77
26.196
944.899
88,42
3,05
28.827
944.181
84,81
2,95
27.994
947.470
87,25
2,87
27.204
946.820
85,72
2,96
28.194
951.414
89,32
3,03
28.853
952.633
84,95
3,00
28.627
952.973
85,20
3,02
28.838
955.405
87,99
3,06
29.349
958.526
87,47
3,13
30.103
962.777
86,81
3,08
30.003
975.505
88,23
3,32
35.881
1.081.825
173,89
71.333
74.957
72.383
74.585
67.776
74.745
77.148
85.799
94.645
102.480
10.061
10.440
17.660
19.974
24.909
29.369
32.980
37.798
40.310
47.027
63.551
71.148
56.762
66.822
65.490
76.863
76.765
87.248
84.242
96.307
91.554
105.465
105.127
119.152
2,56
3,17
3,58
4,15
3,96
3,31
3,60
3,74
3,64
3,71
3,57
3,71
4,16
4,83
4,16
4,34
4,43
51,04
256.413
502.374
59,93
287.910
480.394
62,37
356.151
571.008
70,27
470.665
669.827
69,55
70,08
544.870 529.897
783.384 756.125
73,38
536.471
731.073
73,75
550.334
746.188
74,97
557.986
744.237
76,53
570.164
745.012
75,63
588.755
778.439
77,63
589.895
759.868
79,18
601.865
760.114
78,23
605.795
774.385
77,99
610.383
782.626
77,89
621.691
798.125
71,54
642.718
898.405
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
13,81
15,67
77.893 88.565
563.841 565.169
Ags
Indicator
Feb
21,20
62.577
295.153

Operasional
Modal
ATMR
19,43
58.904
303.098
Jan
2011
26

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
19.711
11.335
- Operations Income
Likuidity
liabilities ratio
74,30
LDR (%)
629.622
- Credits
847.453
- Third Party Funds
4,30
Tabel 1.24 Kinerja BUSN Devisa

(Foreign Exchange Commercial Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008 2009
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
16,92
42.384
250.453
19,84
70.049
353.108
18,21
82.094
450.710
14,82
85.315
575.699
16,61
100.158
603.116
16,58
93.021
560.966
18,44
106.781
579.083
17,82
103.785
582.527
19,20
107.193
558.228
18,65
107.041
573.882
17,88
105.072
587.546
17,05
108.258
634.821
- CAR (%)
Capital
17,60
17,83
17,36
16,77
15,72
15,65
15,95
16,24
15,82
15,76
- 103333,29
- 587168,23
106.463
597.182
105.966
610.397
105.919
631.767
110.810
704.674
113.577
725.663
116.449
729.919
118.631
730.433
119.021
752.431
119.559
758.511

Operasional Risk
131.955
Capital
818.870
2,28
2,43
2,03
2,97
2,73
2,87
2,99
2,83
2,84
2,73
2,59
2,59
2,54
2,54
2,46
2,45
2,27
2,34
11.443
500.822
126,10
14.486
596.214
123,48
14.218
700.622
141,48
24.426
821.136
121,45
24.591
899.511
223,02
25.836
901.547
263,07
27.318
915.104
123,38
26.326
929.012
118,57
26.773
943.339
121,24
25.264
925.408
122,93
24.498
947.235
148,84
24.917
963.051
122,86
24.876
980.303
127,90
25.156 25.069
25.072
23.849
991.613 1.018.931 1.024.939 1.049.697
122,53 122,95
126,38 115,50
24.733
1.056.510
113,35
- PPAPYD
7.576
10.621
11.334
21.335
25.460
26.034
26.487
26.292
24.992
25.075
25.996
27.046
26.086
25.994
26.199
26.113
25.251
24.983
- PPAPWD
6.008
8.601
8.011
17.568
11.416
9.896
21.468
22.174
20.614
20.397
17.465
22.014
20.395
21.215
21.309
20.663
21.863
22.040
2,17
8.055
370.434
88,31
2,35
14.038
596.617
82,53
2,44
17.040
699.122
81,85
1,25
10.076
807.788
93,76
2,20
19.616
889.789
86,27
2,70
25.776
955.614
100,24
2,66
25.555
961.636
91,58
2,74
26.573
969.039
85,33
2,70
25.128
931.569
86,04
2,72
25.566
939.572
88,22
2,68
25.453
948.070
87,51
2,66
25.415
956.787
88,09
2,65
25.621
965.485
86,86
2,64
25.695
974.491
86,73
2,62
25.740
983.699
86,70
2,61
2,58
25.957
25.959
994.257 1.006.426
85,89
85,53
2,47
28.270
1.145.121
85,61
38.816
43.952
65.603
79.491
66.931
81.770
91.874
97.989
99.540
115.378
9.074
9.052
16.644
18.174
24.188
28.345
31.405
36.498
41.130
46.620
51.102
58.395
65.208
74.028
71.903
82.778
83.976
96.823
95.678
110.358
103.469
120.463
112.674
131.734
2,20
2,92
3,67
5,25
4,02
3,91
3,85
3,56
3,09
3,76
3,19
3,36
3,92
4,31
3,36
3,43
3,42
73,27
277.591
378.877
60,03
315.256
525.177
67,18
407.742
606.932
74,72
524.295
701.710
71,14
555.617
755.441
69,76
540.737
781.072
70,74
552.192
775.102
71,08
561.354
780.580
71,40
542.861
789.799
71,81
562.230
760.270
72,67
583.530
782.952
73,00
593.406
802.933
74,38
613.181
812.864
73,38
619.748
844.618
72,57
626.921
863.917
72,47
642.693
886.870
73,16
673.076
920.009

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
8.851
10.339
- Operations Income
Likuidity
liabilities ratio
71,74
LDR (%)
661.801
- Credits
922.489
- Third Party Funds
3,76
27
Tabel 1.25 Kinerja BUSN Non Devisa

(Non-Foreign Exchange Commercial Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
15,32
2.114
13.802
19,27
3.459
17.951
23,14
5.020
21.694
24,44
5.832
23.858
19,01
6.740
35.451
18,84
7.308
38.788
18,76
7.307
38.949
17,81
7.058
39.633
21,92
6.013
27.429
16,80
6.028
35.878
15,74
5.841
37.112
22,44
6.662
29.686
- CAR (%)
Capital
20,49
20,98
20,58
19,61
20,35
15,95
15,57
19,66
19,15
18,91
- 5944,58
- 29011,58
6.221
29.649
6.265
30.440
6.169
31.464
6.768
33.261
6.822
42.760
6.707
43.063
6.790
34.545
6.826
35.639
8.381
44.309

Operasional Risk
8.968
Capital
41.149
3,92
2,90
1,96
1,61
2,02
2,35
2,50
2,34
2,35
2,11
2,02
2,09
2,23
2,24
2,27
2,20
2,05
2,23
722
18.404
121,91
757
26.141
177,72
677
34.610
144,47
608
37.729
184,60
1.017
50.318
147,74
1.145
48.628
139,28
1.230
49.256
173,65
1.201
51.216
142,59
1.221
51.925
137,63
1.010
47.934
198,04
1.016
50.181
165,82
1.061
50.678
199,16
1.150
51.575
140,65
1.211
54.098
167,64
1.244
54.878
172,75
1.195
54.340
185,35
1.192
58.074
126,86
1.262
56.718
127,83
- PPAPYD
415
500
643
692
1.003
1.042
1.073
1.095
1.036
1.035
1.226
1.262
1.293
1.243
1.347
1.356
1.335
1.236
- PPAPWD
340
282
445
375
679
748
618
768
753
523
739
634
920
742
780
732
1.052
967
0,96
182
18.952
97,48
2,08
531
25.572
92,25
2,99
991
33.119
83,58
2,20
865
39.379
86,73
1,35
628
46.600
95,02
1,40
748
53.503
109,52
1,45
781
53.834
94,87
1,70
933
54.838
93,00
1,90
926
48.639
91,02
2,07
1026
49.562
90,11
1,39
701
50.364
93,66
1,55
793
51.215
92,57
1,57
815
51.961
92,18
1,35
714
52.804
92,88
1,52
813
53.580
91,94
1,76
958
54.288
90,36
1,82
1.005
55.248
89,91
3,04
1.972
64.770
96,82
2.408
2.471
3.854
4.178
4.369
5.227
5.078
5.854
7.307
7.689
807
737
1.392
1.468
2.095
2.253
2.545
2.796
3.196
3.547
4.012
4.284
4.687
5.063
5.409
5.868
6.070
6.535
6.835
7.435
7.531
8.334
8.252
9.178
1,54
2,49
2,08
2,25
2,35
2,43
2,41
2,55
2,86
2,81
3,05
3,11
3,06
3,08
2,77
2,89
2,77
82,48
16.842
20.419
78,26
19.114
24.423
78,26
23.863
30.491
81,66
27.122
33.213
81,17
35.700
43.980
82,49
35.104
42.557
84,16
36.231
43.049
83,97
37.570
44.741
82,47
33.332
40.419
84,02
34.938
41.582
81,08
35.466
43.744
81,45
36.017
44.218
82,38
36.982
44.895
81,22
37.861
46.617
79,81
37.995
47.610
80,37
38.788
48.262
79,11
39.764
50.263

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
28

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
828
855
- Operations Income
Likuidity
liabilities ratio
82,47
LDR (%)
40.459
- Credits
49.056
- Third Party Funds
2,88
Tabel 1.26 Kinerja BPD

(Regional Development Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008 2009
Jan
Ags
Sep
Okt
Nov
Des
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Jan
19,49
25.539
131.063
18,29
23.395
127.916
17,14
21.899
127.783
16,36
20.906
127.817
15,59
20.659
132.546
16,81
22.162
131.857
- CAR (%)
- Capital
Operasional Risk
29.655 Capital
177.242 Risk Weighted Assets
19,24
9.180
47.725
19,12
11.586
60.591
18,35
14.224
77.533
16,82
17.025
101.190
19,97
15,68
16,16
16,78
15,92
16,21
14,83
15,62
15,85
16,68
- 24342,43
- 121911,41
22.609
144.227
21.538
133.241
20.986
125.042
22.786
143.121
23.549
145.244
23.290
157.063
23.939
153.298
24.515
154.707
25.088
150.390
1,16
0,81
0,99
1,00
1,39
1,87
1,84
1,64
1,71
1,84
1,82
1,75
1,86
1,76
1,79
1,95
1,66
1,92
984
85.078
111,47
1.075
131.845
143,57
1.393
140.981
105,63
1.661
166.823
110,82
2.520
3.457
181.225 185.326
115,83 106,86
3.573
193.959
93,29
3.435
209.185
82,77
3.598
210.541
90,10
3.816
206.960
95,18
3.833
210.718
88,47
3.832
219.027
114,99
4.002
215.478
151,59
4.014
227.690
101,89
4.134
230.879
95,12
4.170
213.326
139,70
3.466
209.002
98,50
4.080
212.005
96,83
- PPAPYD
1.236
1.570
1.906
2.499
3.147
3.042
3.438
3.271
3.608
3.641
3.637
3.856
3.939
3.907
3.901
4.083
3.895
4.014
- PPAPWD
1.109
1.094
1.804
2.255
2.717
2.847
3.686
3.952
4.004
3.826
4.111
3.353
2.599
3.835
4.101
2.923
3.955
4.145
3,38
2.952
87.236
76,17
3,38
4.557
134.622
76,15
3,08
5.155
167.279
76,06
3,70
6.569
177.394
73,04
3,65
6,15
7.399 12.384
202.904 201.383
73,64
77,63
5,14
10.460
203.569
76,03
5,09
10.699
210.037
74,89
4,75
10.133
213.335
75,22
4,69
10.092
215.085
74,23
4,72
10.329
218.889
72,75
4,57
10.144
221.893
73,02
4,34
9.706
223.600
74,55
4,30
9.733
226.136
74,06
4,32
9.868
228.208
73,89
4,19
9.610
229.499
74,54
3,82
8.805
230.303
77,65
4,13
10.112
245.015
71,75
8.831
11.594
13.403
17.599
14.652
19.264
16.510
22.606
18.687
25.375
1.793
2.310
3.578
4.706
5.491
7.332
7.484
9.950
9.186
12.375
10.842
14.903
12.934
17.713
15.103
20.257
16.981
22.927
19.019
25.741
21.155
28.379
24.125
31.070
8,68
6,26
7,74
8,91
11,08
10,30
8,99
8,66
8,94
9,83
9,43
8,54
10,26
8,81
8,37
9,41
10,80
46,96
44.931
95.688
43,33
55.955
129.141
53,53
71.881
134.287
67,28
96.385
143.262
79,31
75,06
120.754 120.372
152.251 160.376
74,37
122.361
164.539
68,86
124.765
181.181
69,18
127.329
184.041
70,71
129.472
183.098
66,81
132.740
198.673
68,15
135.688
199.091
71,01
138.023
194.370
68,30
139.450
204.169
69,65
142.040
203.924
73,23
143.956
196.571
78,26
143.707
183.624

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
15,82
19,74
20.366 25.268
128.744 128.029
2011

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
1.819
2.535
- Operations Income
Likuidity
liabilities ratio
73,12 LDR (%)
143.395
- Credits
196.117
- Third Party Funds
10,19
29
Tabel 1.27 Kinerja Bank Campuran

(Joint Venture Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
28,78
11.476
39.878
30,78
12.664
41.151
28,22
15.920
56.416
24,95
19.266
77.216
27,04
22.002
81.375
26,92
22.841
84.841
26,51
22.932
86.507
27,69
23.857
86.162
28,59
23.840
83.389
27,49
24.184
87.985
26,27
24.441
93.028
25,86
22.499
86.993
- CAR (%)
Capital
27,04
27,43
26,35
25,28
23,98
23,02
23,47
22,67
22,65
23,34
- 24012,23
- 88812,64
24.322
88.654
24.467
92.870
24.764
97.963
22.962
95.765
23.065
100.193
24.100
102.663
23.328
102.881
23.395
103.269
23.468
100.551

Operasional Risk
24.465
Capital
112.117
3,56
3,10
2,17
1,79
2,06
2,20
2,16
2,03
2,05
1,97
2,04
2,01
1,94
1,96
1,94
1,90
1,94
1,92
2.267
63.588
114,72
2.118
68.277
113,96
2.054
94.740
126,44
2.242
125.190
105,92
2.877
139.962
125,76
3.138
142.584
87,36
3.034
140.658
94,47
2.867
141.132
105,71
2.873
140.215
95,30
2.868
145.505
113,29
3.110
152.669
89,40
2.834
141.131
95,28
2.807
144.478
99,87
2.948
150.267
105,52
2.889
149.087
104,47
2.918
153.299
98,83
2.983
153.417
96,44
2.942
152.854
86,62
- PPAPYD
1.819
1.470
1.527
2.009
2.183
2.150
2.203
2.199
2.219
2.241
2.331
2.186
2.292
2.603
2.557
2.537
2.614
2.532
- PPAPWD
1.586
1.290
1.208
1.897
1.736
2.461
2.332
2.080
2.328
1.978
2.608
2.294
2.295
2.467
2.448
2.567
2.711
2.924
3,31
1.888
56.968
74,92
3,72
2.185
58.670
79,05
3,06
2.405
78.492
79,78
2,87
2.901
101.022
83,57
2,32
3.067
131.969
84,50
2,52
3.448
136.986
86,02
2,25
3.063
135.963
85,99
2,31
3.139
135.873
83,52
2,26
3.057
135.404
85,23
2,27
3.082
136.021
87,55
2,28
3.136
137.739
81,40
2,10
2.728
129.898
82,09
2,10
2.758
131.116
83,09
2,08
2.761
132.454
84,20
2,21
2.896
131.275
82,69
2,14
2.839
132.797
82,77
2,03
2.725
134.111
84,10
2,40
3.610
150.234
93,48
4.528
6.043
6.213
7.860
7.601
9.528
12.268
14.681
13.328
15.772
1.185
1.378
2.093
2.434
2.963
3.547
4.139
4.856
5.964
6.813
6.074
7.462
7.134
8.690
7.549
9.085
9.192
10.917
9.816
11.871
10.720
12.953
12.305
14.631
0,60
0,51
0,49
0,64
0,80
0,82
0,80
0,79
0,81
0,92
0,84
0,87
1,02
1,03
0,90
0,85
0,92
76,82
36.937
48.079
113,66
40.833
35.927
106,53
58.520
54.934
98,63
75.849
76.902
85,45
80.977
94.761
84,28
79.913
94.819
86,72
80.247
92.532
87,22
81.795
93.784
95,48
84.391
88.384
96,26
88.165
91.590
95,68
94.779
99.058
96,42
88.693
91.985
99,35
92.476
93.078
100,07
95.106
95.037
98,69
95.937
97.214
98,44
95.764
97.279
100,61
98.408
97.812

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
30

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
1.748
1.870
- Operations Income
Likuidity
liabilities ratio
100,84
LDR (%)
98.187
- Credits
97.368
- Third Party Funds
0,96
Tabel 1.28 Kinerja Bank Asing

(Foreign Owned Banks Performance)
2010
Indikator
CAR (%)
Modal
ATMR
2005 2006 2007 2008 2009
Jan
Ags
Sep
Okt
Nov
Des
Indicator
Feb
Mar
Apr
Mei
Jun
Jul
Jan
32,72
44.660
136.485
35,39
44.214
124.948
31,66
39.737
125.500
33,15
43.929
132.524
33,35
42.356
127.007
33,69
43.116
127.986
- CAR (%)
Capital
Operasional Risk
45.886
Capital
193.127
21,94
19.448
88.645
24,48
23.057
94.192
24,01
26.655
111.000
29,06
41.031
141.205
30,33
30,41
29,70
30,51
28,07
28,16
25,62
28,32
26,25
27,08
- 42646,20
- 140617,48
43.053
141.596
44.227
148.937
43.063
141.121
43.676
155.582
44.242
157.095
43.484
169.697
45.044
159.032
45.019
171.500
45.279
167.210
3,82
2,89
3,19
3,67
4,18
4,58
4,69
4,56
3,56
3,55
3,55
3,46
3,35
3,42
3,43
2,39
2,40
2,36
5.108
133.870
113,73
4.659
161.035
106,43
6.300
197.690
174,18
9.819
267.897
173,95
9.814 10.869
234.787 237.190
108,87 133,87
11.231
239.581
91,54
11.215
245.732
95,22
8.425
236.800
187,85
8.620
242.741
90,77
8.308
234.047
88,95
8.284
239.275
89,54
8.129
242.349
90,88
8.169
238.919
97,39
8.426
245.368
96,37
5.915
247.683
93,33
5.831
243.313
94,43
5.806
246.159
92,40
- PPAPYD
3.952
4.276
6.061
8.567
9.646
9.326
9.856
9.827
14.189
7.196
6.992
7.193
7.254
7.793
7.931
5.617
5.602
5.597
- PPAPWD
3.475
4.018
3.480
4.925
8.860
6.966
10.767
10.321
7.554
7.927
7.861
8.033
7.982
8.002
8.230
6.019
5.933
6.057
2,90
3.849
132.524
82,80
4,35
6.468
148.597
81,18
3,83
6.380
166.598
79,98
3,89
7.767
199.670
83,38
3,54
4,02
7.816
8.384
220.809 208.522
78,78
99,46
3,31
6.947
209.614
98,83
3,55
7.591
213.624
97,40
3,71
7.925
213.564
96,94
3,55
7.641
215.469
96,96
3,60
7.732
214.983
97,31
3,49
7.518
215.380
89,10
3,43
7.398
215.877
88,73
3,24
7.008
216.310
88,48
3,30
7.154
216.889
88,17
3,08
6.700
217.774
89,33
3,05
6.660
218.155
88,61
2,90
6.536
225.560
93,79
17.136
20.695
23.370
28.786
23.289
29.119
29.292
35.132
24.805
31.486
17.321
17.415
32.710
33.099
45.562
46.777
58.274
60.115
69.570
71.754
81.416
83.664
21.115
23.699
23.173
26.115
25.217
28.500
28.340
32.143
30.714
34.382
32.939
37.173
2,01
0,68
0,68
0,93
0,91
0,79
0,72
0,75
0,76
0,75
0,73
0,72
0,93
0,93
0,76
0,81
0,94
54,89
62.935
114.658
79,56
73.230
92.040
74,09
83.856
113.182
88,31
113.372
128.377
85,05
83,08
100.011 99.617
117.594 119.911
84,50
101.286
119.865
79,24
100.296
126.570
84,31
102.410
121.473
84,63
107.254
126.736
85,73
106.049
123.707
87,65
107.718
122.893
88,35
109.387
123.813
90,01
112.073
124.517
91,24
111.449
122.153
87,40
110.950
126.948
90,86
113.004
124.376

Operasional
Modal
ATMR
KAP
Produktif (%)
- APYD
PPAPYD terhadap
PPAPWD (%)
Rentabilitas
ROA (%)
- Laba (Profit)
BOPO (%)
- Biaya Operasional
Likuiditas
LDR (%)
- Kredit (Credits)
- Dana Pihak Ketiga
32,11
33,89
41.443 44.838
129.071 132.305
2011

Reserve / Mandatory
Reserve (%)
Reserve)
- Mandatory Earning
Profitability
ROA (%)
- Profit
- Average Assets
4.256
4.537
- Operations Income
Likuidity
liabilities ratio
92,15
LDR (%)
115.700
- Credits
125.551
- Third Party Funds
0,94
31
Tabel 1.29 Rasio Kinerja Lainnya

(Other Performance Ratio)
Persen (Percent)
2010
Indikator
2011
2005 2006 2007 2008 2009

Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Net Interest Margin (NIM)
Net Interest Margin (NIM)

Bank Persero
5,78
5,77
6,03
6,07
5,81
7,29
6,55
6,48
6,40
6,31
6,26
6,28
6,26
6,12
6,10
6,09
6,11
5,69
State Owned Banks
BUSN Devisa
5,24
5,67
5,43
5,32
5,64
5,35
5,23
5,25
5,24
5,25
5,31
5,30
5,30
5,40
5,39
5,40
5,35
5,44
Foreign Exchange
BUSN Non Devisa
5,35
6,80
7,98
7,25
7,97
9,00
9,46
9,62
9,70
9,46
9,48
9,49
9,47
9,20
9,11
9,24
9,10
8,49
Non-Foreign Exchange
BPD Regional
9,56
8,20
7,24
8,52
7,88
9,06
9,36
8,93
9,03
8,96
8,90
8,95
8,86
8,77
8,75
8,72
8,74
8,50
Development Banks
Bank Campuran
3,81
4,59
4,03
3,75
3,77
3,77
3,59
3,72
3,74
3,76
3,77
3,75
3,79
3,82
3,82
3,81
3,83
4,16
Joint Venture Banks
Bank Asing
4,78
4,91
4,70
4,29
3,78
3,61
3,57
3,55
3,60
3,66
3,68
3,50
3,53
3,55
3,50
3,54
3,54
3,47
Foreign Owned Banks
Bank Umum
5,63
5,80
5,70
5,66
5,56
6,18
5,88
5,84
5,83
5,79
5,80
5,78
5,77
5,75
5,73
5,74
5,73
5,59
Commercial Banks
Commercial Banks
Commercial Banks
32
Tabel 1.30 Jumlah Bank Umum Berdasarkan Tingkat Rasio

(Commercial Bank Based on Ratios)
2010
Indikator
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Jan1)
Des
Modal Inti
Indicator
Tier One Capital
<100 miliar
44
39
30
22
11
<100 billion
>100 miliar
87
91
100
102
110
108
108
107
106
106
108
108
107
107
109
111
111
111
>100 billion
<12%
12
13
14
11
12
10
10
11
10
13
10
11
>12%
119
117
116
113
109
109
110
107
103
103
105
101
102
99
101
100
104
106
CAR
Capital Adequacy Ratio
NPL
<12%
>12%
Non Performing Loan Ratio
<5%
100
100
108
105
107
99
95
99
99
99
101
99
99
98
95
98
96
95
>5%
31
30
22
19
14
16
20
16
14
14
12
13
13
14
16
13
15
16
ROA
<5%
>5%
Return on Asset Ratio
<1,5%
41
47
46
41
42
28
33
32
30
30
30
29
30
31
30
29
34
41
<1,5%
>1,5%
90
83
84
83
79
87
82
83
83
83
83
83
82
81
81
82
77
70
>1,5%
<50%
25
29
20
11
12
13
13
<50%
>50%
106
101
110
115
110
103
102
102
105
106
106
106
105
105
105
105
106
105
>50%
LDR
Loan to Deposit Ratio
Ket : Tidak termasuk BUS, jumlah BUS berdasarkan tingkat rasio disajikan pada tabel 2.14
1)
Termasuk PT. Bank OCBC Indonesia yang telah merger dengan PT. Bank OCBC NISP,
Tbk, tanggal 22 Desember 2010
Note : Excluding Sharia Banks, Sharia Banks amount based on ratios shown in the table 2.14
1)
Including PT. Bank OCBC Indonesia, which has been merged with PT. Bank OCBC NISP, Tbk,
dated December 22, 2010
33
Tabel 1.31 Perkembangan Aset Bank Umum

(Growth of Commercial Bank Assets)
Kelompok
Bank
2010
2005 2006 2007 2008 2009
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
944.216
974.384
959.952
957.180
974.858
Nov
Des
Group of
Bank
Jan
Bank Persero
565.585
621.212
741.988
847.563
979.078
946.008
943.789
942.665
957.337
986.613 1.005.481 1.115.519
1.081.825
State Owned Banks
BUSN Devisa
571.231
663.002
768.730
883.470
958.549
955.614
967.658
983.844
989.409 1.015.591 1.036.817 1.063.062 1.080.528 1.102.984 1.123.606 1.158.924 1.203.370
1.209.516
Foreign Exchange Commercial
26.283
29.657
39.012
42.467
55.762
53.503
54.164
56.846
Banks
BUSN Non Devisa
57.727
59.883
70.265
66.484
67.835
70.881
72.247
73.401
78.485
77.092
Commercial Banks
BPD
106.411
159.476
170.012
185.252
200.542
201.383
205.754
222.972
224.377
222.088
237.912
239.920
235.574
246.419
247.621
242.442
239.141
245.015
Regional Development Banks
59.639
64.421
90.480
118.131
135.675
136.986
134.941
135.691
134.000
138.486
146.331
136.164
139.644
143.155
144.225
149.401
149.990
151.721
Joint Venture Banks
Bank Asing
140.679
156.083
176.278
233.674
204.502
208.522
210.707
221.644
213.384
223.088
212.556
217.878
219.422
219.770
222.104
226.625
222.347
225.560
Foreign Owned Banks
Total
1.469.827
Bank Campuran
34
1.693.850 1.986.501 2.310.557 2.534.106 2.502.016 2.517.014 2.563.662 2.576.235 2.603.352 2.678.265 2.683.461 2.700.183 2.758.066 2.796.418 2.856.274 3.008.853 2.990.729
Total
Tabel 1.32 Bank Umum Berdasarkan Total Aset

(Commercial Banks Based on Total Assets)
Desember 2006
Kelompok
Bank
Desember 2007
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50 < Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50
Triliun 10 Triliun 50 Triliun Triliun Triliun 10 Triliun 50 Triliun Triliun
Desember 2008
Desember 2009
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50 < Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50
Triliun 10 Triliun 50 Triliun Triliun Triliun 10 Triliun 50 Triliun Triliun
Januari 2010
Desember 2010
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50

Triliun 10 Triliun 50 Triliun Triliun
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50

Januari 20111)
Group of
Bank
< Rp. 1 Rp. 1 s.d. Rp. 10 s.d > Rp. 50

Ju m l a h B a n k ( t o t a l b a n k s )
Bank Persero
State Owned Banks
BUSN Devisa
15
12
14
11
16
10
18
19
18
10
19
10

Banks
BUSN Non Devisa
28
26
24
21
21
21
21
Commercial Banks
1)
BPD
18
18
19
17
19
15
11
15
11
Bank Campuran
14
15
Joint Venture Banks
Bank Asing
Foreign Owned Banks
Total
39
59
27
33
60
29
28
55
30
11
25
56
29
11
24
58
28
11
23
53
34
12
23
55
33
11
Termasuk PT. Bank OCBC Indonesia yang telah merger dengan

PT. Bank OCBC NISP, Tbk, tanggal 22 Desember 2010
1)
Total
Including PT. Bank OCBC Indonesia, which has been merged

with PT. Bank OCBC NISP, Tbk, dated December 22, 2010
35
Tabel 1.33 Peringkat Bank Umum Berdasarkan Aset

(Bank Rating Based on Assets)
Desember 2006
Peringkat
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2007
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Desember 2008
Total
Aset
(Total
Assets)
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2009
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Januari 2010
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Total
Aset
(Total
Assets)
Desember 2010
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Januari 2011
Pangsa
thd
Total
Aset
Bank
Total
Aset Umum
(%)
(Total
Assets) (Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Pangsa
thd
Total
Aset
Bank
Total
Aset Umum
(%)
(Total
Assets) (Portion
to Total
Assets at
Commercial
Banks)
Rating
PT Bank Mandiri Tbk
255.988
15,11
PT Bank Mandiri Tbk
306.563
15,43
PT Bank Mandiri Tbk
340.181
14,72
PT Bank Mandiri (Persero) Tbk
375.239
15,00
365.821
14,62
410.619
13,65
402.839
13,47
PT Bank Central Asia Tbk
177.611
10,49
218.615
11,01
PT BRI Tbk
250.134
10,83
PT BRI (Persero) Tbk.
318.447
12,73
PT Bank Rakyat Indonesia (Persero) Tbk 305.718
12,22
PT BRI (Persero) Tbk
395.396
13,14
PT BRI (Persero) Tbk
375.916
12,57
PT BNI Tbk
168.863
9,97
PT BRI Tbk
204.009
10,27
246.702
10,68
PT Bank Central Asia Tbk.
283.182
11,32
280.846
11,22
323.345
10,75
324.025
10,83
PT BRI
154.979
9,15
PT BNI Tbk
184.463
9,29
PT BNI Tbk
200.974
8,70
PT BNI (Persero),Tbk
226.911
9,07
PT Bank Negara Indonesia (Persero),Tbk 217.988
8,71
241.169
8,02
233.302
7,80
PT Bank Danamon Indonesia Tbk
79.708
4,71
86.684
4,36
104.842
4,54
PT Bank Cimb Niaga, Tbk
106.889
4,27
106.853
4,27
PT Bank CIMB Niaga, Tbk
142.932
4,75
148.476
4,96
PT BII Tbk
48.316
2,85
PT Bank Niaga Tbk
54.733
2,76
PT CIMB Niaga Tbk
69.305
3,00
96.806
3,87
95.178
3,80
113.861
3,78
113.122
3,78
PT Bank Niaga Tbk
46.464
2,74
PT Pan Indonesia Bank Tbk
51.384
2,59
63.628
2,75
PT Pan Indonesia Bank, Tbk
76.270
3,05
76.914
3,07
106.508
3,54
107.731
3,60
39.229
2,32
PT BII Tbk
50.941
2,56
PT Bank Permata Tbk
54.220
2,35
PT BII Tbk
58.737
2,35
PT Bank Permata Tbk
57.870
2,31
PT Bank Permata Tbk
74.040
2,46
PT Bank Permata Tbk
76.314
2,55
Citibank N.A
38.169
2,25
Citibank N.A
45.021
2,27
PT BII Tbk
54.068
2,34
PT BTN (Persero)
58.481
2,34
PT Bank Internasional Indonesia Tbk
57.121
2,28
PT BII Tbk
72.030
2,39
PT BII Tbk
71.606
2,39
10
PT Bank Permata Tbk
37.869
2,24
PT Bank Permata Tbk
39.131
1,97
Citibank N.A
53.503
2,32
PT Bank Permata Tbk
56.213
2,25
PT Bank Tabungan Negara (Persero)
56.482
2,26
PT BTN (Persero), Tbk
68.334
2,27
69.768
2,33
10
1.047.196
61,82
Total
1.241.544
62,50
Total
1.437.557
62,22
Total
1.657.176
66,24
Total
1.620.790
64,78
Total
1.948.234
64,75
Total
1.923.100
64,30
Total
36
Tabel 1.34 Aktiva Produktif Bank Umum

(Earning Assets of Commercial Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Earning
Asset (Nominal)
Rasio Non Performing
Earning Asset (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan
(Nominal)
Rasio Non Performing Loan
(%)
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
Indicator
1.339.752 1.565.103 1.851.990 2.242.282 2.464.256 2.452.293 2.465.617 2.498.726 2.519.629 2.554.073 2.622.523 2.626.125 2.655.514 2.691.238 2.748.821 2.746.843 2.831.871 2.829.665 Earning Assets
1.216.190 1.446.264 1.742.691 2.108.571 2.321.463 2.293.328 2.303.854 2.348.324 2.370.632 2.397.919 2.469.467 2.475.979 2.501.832 2.536.267 2.592.740 2.589.642 2.691.806 2.677.271
a.Current
64.863
67.604
65.257 80.607
86.232 100.958 101.655 93.217 93.043 97.630 94.251 94.967 96.562 97.923
97.310 97.489 87.271 96.815
b.Special Mention
18.077
10.909
6.901 11.472
11.729 14.186 14.116 12.725 12.774 12.972 11.440 11.359 11.493 12.173
13.343 12.391 10.529 11.861
c. Sub-Standard
11.581
5.955
3.523
5.500
9.591
8.849
8.976 9.100
9.403 10.369 12.715
9.315
8.823
9.274
9.468 10.206
8.797 9.060
d.Doubtful
29.040
34.370
33.619 36.131
35.241 34.554 36.314 35.360 33.832 35.183 34.650 35.804 36.792 35.466
35.961 36.995 33.469 34.654
e.Lost
58.698
51.234
44.043
53.104
56.560
57.589
4,38
3,27
2,38
2,37
2,30
2,35
695.648
583.543
59.516
15.337
11.062
26.191
59.406 57.185 56.009
2,41
2,29
2,22
58.524
58.805
2,29
2,24
56.478 57.108 56.913
2,15
2,15
2,11
58.772
59.591
52.794
55.576 Non Performing Earning

Asset (Nominal)
2,14
2,17
1,86
1,96 Non Performing Earning

Asset Ratio (%)
792.297 1.002.012 1.307.688 1.437.930 1.405.640 1.428.788 1.456.114 1.486.329 1.531.556 1.586.492 1.597.980 1.640.430 1.659.145 1.675.633 1.706.403 1.765.845 1.746.005 Credit
680.805 900.094 1.190.245 1.307.983 1.259.928 1.280.899 1.318.349 1.349.950 1.388.689 1.448.425 1.458.751 1.497.862 1.515.174 1.530.843 1.560.810 1.636.854 1.604.477
a.Current
63.436
61.150 75.571
82.399 96.882 97.308 88.857 89.369 93.660 90.735 90.964 93.234 94.677
93.660 93.388 83.751 93.224
b.Special Mention
9.183
5.874
8.177
9.772 12.007 11.974 10.694
9.984 10.942
9.912
9.752 10.056 10.727
11.921 11.101
9.180 10.760
c. Sub-Standard
5.869
3.489
5.406
8.132
7.553
7.704 7.919
8.211
8.644
8.435
8.174
7.659
8.094
8.225
9.068
7.665 7.924
d.Doubtful
33.005
31.405 28.290
29.644 29.270 30.904 30.295 28.871 29.622 28.985 30.339 31.618 30.364
30.984 32.036 28.396 29.620
e.Lost
52.589
48.057
40.767
41.872
47.548
48.830
7,56
6,07
4,07
3,20
3,31
3,47
50.582 48.908 47.066
3,54
3,36
3,17
49.207
47.332
3,21
2,98
48.265 49.333 49.185
3,02
3,01
2,96
51.130
52.205
45.241
48.304 Non Performing Loan

(Nominal)
3,05
3,06
2,56
2,77 Non Performing Loan

Ratio (%)
37
Tabel 1.35 Aktiva Produktif Bank Persero

(Earning Assets of State Owned Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Asset (Nominal)
Earning Asset (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan
(Nominal)
(%)
38
2005 2006 2007 2008 2009
2011
Indicator
Jan
532.254 581.590 683.347 823.508 958.452 937.018

457.324 514.140 626.735 766.622 894.206 865.083
32.572 34.770 31.412 36.546 43.339 53.448
11.630
5.102
2.723
3.034
3.516
3.869
9.356
2.899
1.237
2.285
3.790
3.340
21.372 24.678 21.240 15.021 13.601 11.277
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
927.060
856.805
50.493
3.578
3.171
12.341
922.449 936.809 938.396

857.312 871.227 868.273
47.469 46.609 49.185
3.625
4.057 4.208
3.655
3.812 4.369
10.388 11.103 12.361
971.295
902.552
46.637
3.663
6.729
11.713
954.742 961.775 967.857

886.960 892.974 898.535
48.750 48.906 49.950
3.318
3.609
4.280
3.428
3.066
3.165
12.285 13.220 11.927
987.192 988.878 1.049.282 1.036.013 Earning Assets

a.Current
916.451 914.990 986.077 965.516
b.Special Mention
50.110 49.507 43.829 49.152
c. Sub-Standard
4.981
4.339
3.678 4.964
d.Doubtful
3.341
4.246
2.977 2.869
e.Lost
12.309 15.796 12.721 13.512
17.668 18.972 20.939
22.105
19.032 19.895 19.372
20.631 24.382
42.358
32.679
25.201
20.340
20.907
18.486
19.090
7,96
5,62
3,69
2,47
2,18
1,97
2,06
256.413 287.910 356.151 470.665 544.870 529.897

189.292 224.579 303.693 418.002 483.886 460.489
29.308 32.528 29.310 35.069 42.156 52.488
9.962
4.374
2.701
2.973
3.410
3.677
8.887
2.839
1.237
2.275
3.756
3.259
18.965 23.589 19.210 12.346 11.663
9.985
2,23
2,28
536.471
470.062
48.899
3.474
3.145
10.892
550.334 557.986 570.164

487.898 495.356 503.843
45.542 45.102 47.169
3.471
3.236 4.047
3.629
3.788 3.886
9.794 10.505 11.219
588.755
526.187
44.868
3.620
3.569
10.511
16.893 17.528 19.152
17.700
37.813
30.803
23.148
17.594
18.828
16.920
17.510
14,75
10,70
6,50
3,74
3,46
3,19
3,26
1,92
3,07
2,03
3,14
3,36
3,01
1,99
2,47
1,85
589.895 601.865 605.795

525.634 535.925 539.413
46.507 47.327 48.365
3.287
3.559
4.152
3.388
3.027
3.138
11.079 12.026 10.728
610.383 621.691
542.926 551.468
48.166 47.173
4.973
4.333
3.215
4.138
11.103 14.579
642.718
582.549
42.187
3.331
2.976
11.675
17.754 18.612 18.018
19.291 23.051
3,01
2,07
3,09
2,00
2,97
2,09
19.376 21.345 Non Performing Earning

Asset (Nominal)
3,16
3,71

Asset Ratio (%)
629.622 Credit
a.Current
561.979
b.Special Mention
47.499
c. Sub-Standard
4.817
d.Doubtful
2.866
e.Lost
12.462
17.982 20.145 Non Performing Loan

(Nominal)
2,80

Ratio (%)
Tabel 1.36 Aktiva Produktif BUSN Devisa

(Earning Assets of Foreign Exchange Commercial Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Asset (Nominal)
Earning Asset (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan
(Nominal)
(%)
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
Indicator
500.822
474.357
17.070
3.737
1.406
4.253
596.214 700.622
565.801 670.749
18.274 19.016
3.341
2.068
2.203
1.432
6.595
7.356
821.136 899.511
774.507 851.445
27.134 27.546
2.570
4.004
2.269
3.256
14.656 13.261
901.547
850.051
29.001
5.658
3.046
13.472
915.104
859.775
32.310
5.881
3.351
13.787
929.012 943.339 965.747

877.516 890.670 911.426
29.572 30.724 32.162
4.404
4.186 4.132
3.155
3.266 3.590
14.364 14.549 14.437
990.516 1.012.409 1.030.428 1.042.711 1.070.666 1.078.370 1.107.162 1.114.192 Earning Assets
938.354 959.385 976.403 988.087 1.016.435 1.023.901 1.056.635 1.060.517
a.Current
30.667 30.570 31.612 32.181
31.821 32.251 29.682 32.356
b.Special Mention
3.531
3.967
4.232
4.291
4.628
4.389
3.596 3.508
c. Sub-Standard
3.656
3.665
3.498
3.742
3.554
3.538
3.497 3.923
d.Doubtful
14.308 14.822 14.682 14.411
14.228 14.291 13.751 13.888
e.Lost
9.396
12.139 10.856
19.495
20.520
22.176
23.019
21.924 22.002 22.159
21.495
2,37
2,28
2,46
2,52
1,88
2,04
1,55
2,36
2,33
2,29
2,17
22.455 22.412 22.444
2,22
2,18
2,15
277.591
251.811
16.846
3.617
1.383
3.934
315.256 407.742
285.540 378.247
18.087 18.860
3.069
1.981
2.198
1.416
6.363
7.237
524.295 555.617
484.022 512.733
25.975 26.910
2.514
3.208
2.223
2.972
9.560
9.795
540.737
495.117
28.053
4.877
2.893
9.797
552.192
502.214
31.612
5.054
3.179
10.133
561.354 575.659 596.004

515.116 527.798 546.438
29.113 30.254 31.798
3.932
4.036 3.977
2.964
3.067 3.398
10.228 10.559 10.393
618.780
571.178
30.392
3.446
3.509
10.255
632.629 653.864 660.785

584.259 604.231 610.444
30.157 31.211 31.817
3.876
4.112
4.201
3.519
3.352
3.578
10.818 10.958 10.744
8.934
11.629 10.635
14.298
15.974
17.567
18.366
17.124 17.663 17.767
17.210
18.213 18.422 18.523
2,73
2,88
3,25
3,33
3,22
3,69
2,61
3,05
3,07
2,98
2,78
2,88
2,82
2,80
22.410
22.219
20.845

Asset (Nominal)
2,09
2,06
1,88

Asset Ratio (%)
668.876 686.115
618.927 635.815
31.473 31.957
4.385
4.195
3.402
3.364
10.688 10.783
718.639 708.824 Credit

672.422 659.506
a.Current
29.314 31.905
b.Special Mention
3.513 3.448
c. Sub-Standard
3.346 3.768
d.Doubtful
10.045 10.197
e.Lost
18.475
18.342
16.904

(Nominal)
2,76
2,67
2,35

Ratio (%)
39
Tabel 1.37 Aktiva Produktif BUSN Non Devisa

(Earning Assets of Non-Foreign Exchange Commercial Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
2005 2006 2007 2008 2009
2011
Indicator
Jan
Feb
Mar
Apr
Mei
51.925 54.723
49.336 52.005
1.642 1.734
171
189
206
194
570
601
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
63.278
60.021
2.066
338
211
642
59.540
56.782
1.580
307
199
674
61.006
57.927
1.914
196
217
753
63.793
60.648
1.912
238
207
788
64.989
61.805
1.857
294
235
799
64.658
61.484
1.918
249
256
753
69.067 67.774
66.013 64.557
1.766 1.877
301
299
227
236
760
804
Earning Assets
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
18.404
17.069
688
154
83
411
26.141
24.650
867
122
94
409
34.610
33.177
935
75
65
357
37.729
36.296
964
145
116
208
50.318
48.063
1.463
217
128
448
48.628
46.073
1.699
187
170
499
49.256
46.460
1.896
205
168
527
51.216
48.629
1.649
198
205
536

Asset (Nominal)
647
625
497
468
792
856
900
939
948
984
1.192
1.179
1.166
1.233
1.328
1.257
1.288
1.339

Asset (Nominal)

Earning Asset (%)
3,52
2,39
1,44
1,24
1,57
1,76
1,83
1,83
1,82
1,80
1,88
1,98
1,91
1,93
2,04
1,94
1,86
1,98

Asset Ratio (%)
16.842
15.323
787
167
95
469
19.114
17.653
867
122
93
379
23.863
22.468
935
75
65
320
27.122
25.690
964
145
116
207
35.700
33.451
1.462
212
128
448
35.104
32.555
1.698
187
170
494
36.231
33.445
1.895
205
164
522
37.570
34.988
1.648
198
205
531
38.554 40.497
35.970 37.785
1.638 1.731
171
186
205
193
570
601
45.390
42.195
2.022
336
211
627
43.358
40.680
1.579
228
198
673
44.815
41.739
1.913
196
216
750
45.936
42.819
1.912
211
207
788
46.318
43.193
1.850
242
234
799
47.313
44.145
1.912
249
255
753
Non Performing Loan

(Nominal)
732
594
460
468
787
851
890
934
947
981
1.173
1.099
1.162
1.206
1.275
1.256
1.261
1.327
Non Performing Loan

(Nominal)

(%)
4,34
3,11
1,93
1,73
2,20
2,42
2,46
2,49
2,46
2,42
2,58
2,53
2,59
2,62
2,75
2,65
2,59
2,67
Non Performing Loan

Ratio (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
40
48.757 49.619
45.765 46.419
1.731 1.872
300
297
201
236
760
794
Credit
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
Tabel 1.38 Aktiva Produktif BPD

(Earning Assets of Regional Development Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
2005 2006 2007 2008 2009

85.078
83.286
943
140
122
587
131.845 140.981
129.815 138.560
1.121
1.195
160
178
141
174
609
874
166.823 181.225
163.857 176.715
1.581
2.313
168
350
143
319
1.075
1.528
2011
Indicator
Jan
Feb
185.326
177.526
5.193
599
245
1.675
193.959
186.358
4.835
613
377
1.775
Mar
Apr
Mei
209.185 210.541 206.960

202.708 203.636 199.606
3.457
3.981 4.158
767
458
608
268
368
465
1.986
2.098 2.124
Jun
210.718
203.178
4.573
348
416
2.204
Jul
Ags
Sep
219.027 215.478 227.690

213.012 207.853 219.984
4.254
4.415
4.348
411
409
413
398
435
465
2.265
2.368
2.373
Okt
Nov
230.879 213.326
223.462 205.779
3.849
4.037
575
450
436
497
2.557
2.563
Des
Jan
209.002 212.005 Earning Assets

a.Current
203.275 204.635
b.Special Mention
2.715 3.952
c. Sub-Standard
266
497
d.Doubtful
365
314
e.Lost
2.381 2.608

Asset (Nominal)
849
909
1.227
1.385
2.197
2.520
2.765
3.021
2.924
3.197
2.967
3.074
3.211
3.250
3.568
3.509
3.012

Asset (Nominal)

Earning Asset (%)
1,00
0,69
0,87
0,83
1,21
1,36
1,43
1,44
1,39
1,54
1,41
1,40
1,49
1,43
1,55
1,65
1,44

Asset Ratio (%)
44.931
43.147
949
139
122
573
55.955
53.942
1.121
155
140
598
71.881
69.477
1.194
172
174
864
96.385 120.754
93.449 116.386
1.579
2.308
160
332
142
236
1.056
1.492
120.372
112.800
5.186
510
245
1.631
122.361
115.041
4.772
526
290
1.732
124.765 127.329 129.472

118.421 120.621 122.343
3.444
3.892 4.068
682
451
582
267
367
375
1.951
1.997 2.105
132.740
125.386
4.485
342
415
2.113
Non Performing Loan

(Nominal)
834
892
1.209
1.358
2.060
2.386
2.548
2.901
2.816
3.062
2.870
3.050
3.157
3.181
3.544
3.482
2.966

(Nominal)

(%)
1,86
1,59
1,68
1,41
1,71
1,98
2,08
2,32
2,21
2,36
2,16
2,25
2,29
2,28
2,49
2,42
2,06

Ratio (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
135.688 138.023 139.450

128.477 130.543 131.901
4.161
4.324
4.259
405
401
407
397
406
420
2.248
2.350
2.354
142.040 143.956
134.741 136.530
3.755
3.943
570
445
434
490
2.540
2.547
143.707 143.395 Credit

a.Current
138.072 136.107
b.Special Mention
2.669 3.928
c. Sub-Standard
261
490
d.Doubtful
362
297
e.Lost
2.343 2.573
41
Tabel 1.39 Aktiva Produktif Bank Campuran

(Earning Assets of Joint Venture Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Asset (Nominal)
Earning Asset (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan
(Nominal)
(%)
42
2005 2006 2007 2008 2009

94.740 125.190
89.164 119.252
4.150
4.323
700
790
234
233
491
592
Jan
139.962 142.584
133.713 135.915
3.697
3.718
958
1.168
483
589
1.111
1.182
Feb
140.658
133.946
3.928
1.185
494
1.089
Mar
Apr
Mei
141.132 140.215 145.505

135.131 134.211 139.555
3.268
3.264 3.186
1.149
1.159 1.170
431
413
429
1.152
1.167 1.165
Jun
152.669
146.087
3.643
1.274
409
1.255
Jul
2011
Ags
Sep
141.131 144.478 150.267

135.044 138.391 143.846
3.470
3.545
3.831
1.138
1.085
950
329
312
496
1.151
1.145
1.144
Okt
Nov
149.728 153.927
143.489 147.674
3.625
3.624
929
968
546
425
1.139
1.235
Des
Jan
Indicator
63.588
58.153
3.751
561
296
827
68.277
62.684
3.788
1.158
214
432
154.045 153.521 Earning Assets

148.116 147.451
a.Current
3.207
3.402
b.Special Mention
892
871
c. Sub-Standard
365
358
d.Doubtful
1.464
1.438
e.Lost
1.684
1.804
1.425
1.615
2.552
2.940
2.768
2.732
2.740
2.763
2.938
2.618
2.541
2.589
2.614
2.629
2.721

Asset (Nominal)
2,65
2,64
1,50
1,29
1,82
2,06
1,97
1,94
1,95
1,90
1,92
1,85
1,76
1,72
1,75
1,71
1,77

Asset Ratio (%)
36.937
32.099
3.392
371
277
797
40.833
36.100
3.259
835
209
430
58.520
54.044
3.550
218
228
481
75.849
70.679
3.630
726
228
587
80.977
75.273
3.209
949
453
1.094
79.913
74.004
3.188
1.092
463
1.166
80.247
74.146
3.470
1.095
464
1.072
81.795
76.376
2.840
1.040
400
1.139
84.391 88.165
79.031 82.850
2.788 2.687
1.061 1.095
379
403
1.132 1.130
94.779
88.815
3.175
1.182
389
1.217
88.693
83.217
3.010
1.026
313
1.127
92.476
86.992
3.105
955
296
1.129
95.106
89.304
3.369
819
480
1.134
96.567
90.973
3.109
817
530
1.139
96.378
90.861
2.979
894
409
1.235
99.020
93.866
2.570
814
365
1.404
1.446
1.474
926
1.540
2.496
2.721
2.631
2.578
2.572
2.628
2.789
2.466
2.379
2.433
2.486
2.538
2.583

(Nominal)
3,91
3,61
1,58
2,03
3,08
3,40
3,28
3,15
3,05
2,98
2,94
2,78
2,57
2,56
2,57
2,63
2,61

Ratio (%)
98.845 Credit
93.525
a.Current
2.792
b.Special Mention
789
c. Sub-Standard
342
d.Doubtful
1.397
e.Lost
Tabel 1.40 Aktiva Produktif Bank Asing

(Earning Assets of Foreign Owned Banks)
2010
Indikator
Aktiva Produktif
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Asset (Nominal)
Earning Asset (%)
Kredit
a. Lancar
b. DPK
c. Kurang Lancar
d. Diragukan
e. Macet
Non Performing Loan
(Nominal)
(%)
2005 2006 2007 2008 2009
Jan
133.870 161.035 197.690 267.897 234.787 237.190

120.465 149.174 184.305 248.037 217.322 218.679
9.732
8.784
8.549 10.059
7.873 7.900
1.842
1.026
1.157
4.766
2.685 2.705
305
405
380
455
1.615 1.459
1.525
1.647
3.300
4.580
5.292 6.447
Feb
Mar
Apr
Mei
Jun
Ags
Sep
239.275 242.349 238.919

224.797 228.284 225.168
6.345
6.170
5.701
2.218
1.962
2.002
1.309
1.308
1.225
4.607
4.624
4.824
Okt
Nov
245.368 247.683
231.099 235.815
6.049
6.152
1.935
1.995
1.357
1.364
4.929
2.357
Des
Jan
243.313 246.159
231.689 234.594
6.071
6.076
1.797
1.722
1.365
1.364
2.391
2.404
Indicator
239.581
220.511
8.193
2.654
1.416
6.794
245.732 236.800 242.741

227.028 221.553 227.054
7.802
6.823 7.205
2.583
2.742 2.665
1.386
1.337 1.322
6.934
4.345 4.495
10.864
10.902
8.424
8.482
8.107
8.134
7.895
8.050
8.220
5.716
5.553
5.489

Asset (Nominal)
4,47
4,53
4,44
3,56
3,49
3,46
3,40
3,26
3,37
3,35
2,31
2,28
2,23

Asset Ratio (%)
83.856 113.372 100.011 99.617

72.166 98.403 86.254 84.962
7.301
8.355
6.354 6.269
727
1.659
1.662 1.665
369
422
588
525
3.292
4.533
5.153 6.196
101.286
85.990
6.659
1.621
462
6.554
100.296 102.410 107.254

85.550 91.173 95.431
6.269
5.695 6.206
1.372
1.029 1.054
453
405
390
6.652
4.107 4.173
106.049
94.664
5.793
986
343
4.263
9.592 10.611
234.047
219.275
6.665
2.285
1.293
4.529
Jul
2011
Earning Assets
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
3.672
3.077
4.837
9.801
2,74
1,91
2,45
3,66
62.935
51.871
8.234
1.080
297
1.453
73.230
62.991
7.575
628
389
1.647
2.830
2.664
4.389
6.614
7.403
8.386
8.637
8.477
5.541
5.617
5.591
5.682
5.600
5.824
6.059
3.536
3.545
3.532
Non Performing Loan

(Nominal)
4,50
3,64
5,23
5,83
7,40
8,42
8,53
8,45
5,41
5,24
5,27
5,27
5,12
5,20
5,44
3,19
3,14
3,05
Non Performing Loan

Ratio (%)
4,09
107.718 109.387 112.073

96.485 98.432 101.293
5.551
5.354
4.955
930
832
937
359
362
271
4.393
4.406
4.617
111.449 110.950
100.083 101.991
5.307
5.423
934
985
409
412
4.716
2.139
113.004 115.700
104.180 106.940
5.279
5.228
961
919
415
415
2.169
2.198
Credit
a.Current
b.Special Mention
c. Sub-Standard
d.Doubtful
e.Lost
43
Tabel 1.41 Pengelompokkan Bank Berdasarkan Rasio NPL

(Bank Category Based on NPL Ratio)
Kelompok
Bank
Januari 2010
Group of
Bank
Desember 2010 Januari 20111)
NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5% NPL <=5% NPL >5%
Bank Persero
State Owned Banks
BUSN Devisa
25
10
30
30
30
30
33
32
Foreign Exchange Commercial Banks
BUSN Non Devisa
27
29
30
28
27
26
26
Non-Foreign Exchange Commercial Banks
BPD
25
25
24
25
25
23
23
Bank Campuran
10
15
13
14
14
13
13
Joint Venture Banks
Bank Asing
10
Foreign Owned Banks
100
30
108
22
105
19
107
14
105
16
107
15
106
16
Total
1)
Jumlah Bank (Total Banks)

Desember 2006 Desember 2007 Desember 2008 Desember 2009
Termasuk PT. Bank OCBC Indonesia yang telah merger dengan

PT. Bank OCBC NISP, Tbk, tanggal 22 Desember 2010
44
1)
Total
Including PT. Bank OCBC Indonesia, which has been merged

with PT. Bank OCBC NISP, Tbk, dated December 22, 2010
Tabel 1.42 Non Performing Loan Bank Umum Berdasarkan Sektor Ekonomi
(Non Performing Loan of Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
1. Pertanian, perburuan
dan sarana pertanian
2. Pertambangan
3. Perindustrian
4. Listrik, gas dan air
5. Konstruksi
6. Perdagangan, restoran
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
9. Jasa sosial/masyarakat
10. Lain-lain
2010
2005 2006 2007 2008
3.188
3.165
2.121
1.192 1.101
737
26.734 19.383 14.593
390
266
96
2.860 1.698 1.642
7.433 10.200 8.940
1.971
2.131
841
3.378
739
4.704
3.057
393
6.663
2.798
263
8.735
1.857
2009
2.494
911
774
14.674 12.411
22
18
1.856 2.316
8.040 12.254
1.565
1.762
3.226 3.373
291
756
9.430 11.388
2011
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
1.842
1.860
1.984
2.016
2.004
1.868
2.154
2.214
2.230
2.256
2.535
1.659
818
804
12.743 13.066
601
597
2.039 2.244
9.834 10.372
752
10.818
18
2.208
10.701
834
10.467
16
2.264
10.844
888
10.635
21
2.827
11.466
919
10.462
34
2.416
10.706
826
574
517 1.139
10.793 11.042 11.047 11.081
115
21
116
148
2.421 2.571 2.453 2.775
12.039 12.293 11.907 12.116
1.234
11.940
336
2.884
14.034
269
10.238
193
2.237
12.665
2.138
2.292
2.343
2.376
2.217
3.073
3.109
2.816
3.397 3.778
1.069 1.224
14.262 14.499
3.804
1.256
15.074
3.775
1.350
13.156
3.972
1.406
13.611
3.641
1.700
13.368
3.314 3.261 3.345 3.292

1.942 2.065 1.864 2.048
12.362 12.631 12.917 13.202
3.002
1.850
11.282
3.100
1.761
10.303
2.226
2.299
2.662
2.791
Jan
Economic
Sector
1.764 1. Agriculture, hunting and

agricultural facilities
307 2. Mining
10.892 3. Manufacturing
190 4. Electricity, gas and water
2.569 5. Construction
13.190 6. Trade, restaurants and
hotels
3.070 7. Transportation,
warehousing and
communications
3.260 8. Business Services
1.795 9. Social Services
11.267 10. Others
45
Tabel 1.43 Non Performing Loan Bank Persero Berdasarkan Sektor Ekonomi
(Non Performing Loan of State Owned Banks Based on Economic Sector)
Sektor
Ekonomi
2010
2005 2006 2007 2008
1.Pertanian, perburuan
2.177
2.Pertambangan
669
3.Perindustrian
21.458
4.Listrik, gas dan air
170
5.Konstruksi
2.463
6.Perdagangan,
5.354
restoran dan hotel
7.Pengangkutan,
1.205
pergudangan dan
komunikasi
8.Jasa Dunia usaha
1.814
9.Jasa sosial/masyarakat
588
10. Lain-lain
1.914
46
2.004
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
1.133
855
1.200
809
771
765
799
846
685
821
842
899
950
1.270
923
346
14.042 10.301
261
78
1.221 1.027
7.101 5.576
367
7.950
15
919
3.900
89
5.659
12
1.152
6.189
84
5.688
4
745
3.304
80
5.814
6
902
3.590
84
4.191
4
875
3.890
85
4.270
6
871
4.222
118
4.677
6
1.052
4.567
232
4.545
20
857
3.899
70
4.432
7
816
5.344
71
4.606
7
904
5.652
49
4.381
7
854
5.287
898
4.262
38
934
5.468
952
5.110
46
1.068
7.504
961
373
473
522
684
610
687
690
720
670
626
873
705
710
721
1.577
230
2.484
1.216
41
3.055
476
66
2.574
656
262
3.088
865
269
4.467
872
306
4.557
1.004
292
5.101
983
284
5.318
1.114
294
5.758
702
486
5.605
560
546
4.533
447
548
4.662
546
533
4.758
600
553
4.877
650
577
5.152
Des
712
Jan
732
104
108
3.794 4.086
60
60
752
959
6.079 6.669
615
972
881
912
699
717
4.285 4.929
Economic
Sector
1. Agriculture, hunting and
2. Mining
3. Manufacturing
4. Electricity, gas and water
5. Construction
6. Trade, restaurants and
hotels
7. Transportation,
warehousing and
communications
8. Business Services
9. Social Services
10. Others
Tabel 1.44 Non Performing Loan BUSN Devisa Berdasarkan Sektor Ekonomi
(Non Performing Loan of Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
2.Pertambangan
3.Perindustrian
5.Konstruksi
6.Perdagangan,
restoran dan hotel
7.Pengangkutan,
pergudangan dan
komunikasi
8.Jasa Dunia usaha
10. Lain-lain
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
727
952
730
756
1.031
813
877
919
920
934
941
994
1.002
939
918
905
680
128
2.720
220
212
1.434
106
3.384
1
311
2.499
131
2.654
17
404
2.653
249
3.392
5
626
3.405
343
3.249
2
611
4.737
351
3.508
593
607
5.062
344
3.706
585
661
5.110
252
3.305
4
599
5.021
354
3.216
4
745
4.858
363
3.019
5
848
5.189
308
2.874
6
784
5.003
430
3.484
100
858
4.901
402
3.554
7
877
4.889
277
3.700
100
830
4.849
144
3.590
101
899
4.922
199
3.517
276
919
4.815
91
3.180
118
758
4.984
728
808
431
1.047
559
694
740
788
846
866
768
892
962
1.251
1.539
1.560
1.365
1.267
106
1.392
1.321
122
2.125
1.379
177
2.058
2.328
188
2.301
2.236
430
2.777
2.166
586
3.186
2.519
613
3.209
2.454
641
3.143
2.445
703
3.571
2.508
731
3.305
2.581
823
3.121
2.421
993
3.141
2.468
1.086
3.174
2.439
911
3.227
2.302
842
3.217
1.953
847
3.351
1.847
677
3.203
Jan
Economic
Sector
755 1. Agriculture, hunting and

100 2. Mining
115 4. Electricity, gas and water
759 5. Construction
hotels
1.242 7. Transportation,
warehousing and
communications
694 9. Social Services
3.329 10. Others
47
Tabel 1.45 Non Performing Loan BUSN Non Devisa Berdasarkan Sektor Ekonomi
(Non Performing Loan of Non-Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
48
2010
2005 2006 2007 2008
57
2
78
34
183
3
65
41
149
19
103
25
231
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
16
17
19
20
26
27
28
30
33
30
28
29
3
67
7
151
0
37
0
20
134
1
91
36
169
5
72
93
173
4
82
1
99
188
7
92
1
118
245
7
98
120
255
13
143
0
169
267
5
149
0
127
284
7
149
0
133
307
16
208
0
128
314
15
245
0
127
316
22
193
0
130
315
12
187
109
316
6
186
0
115
341
16
12
12
45
47
43
42
36
8
105
0
111
268
37
36
37
41
39
41
49
98
103
67
25
219
72
14
129
93
19
151
196
29
213
201
22
223
213
22
236
169
28
215
177
24
212
171
32
230
223
44
252
185
44
240
202
48
248
193
52
224
206
53
240
213
57
248
202
48
263
207
53
286
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
Tabel 1.46 Non Performing Loan BPD Berdasarkan Sektor Ekonomi

(Non Performing Loan of Development Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
97
108
145
188
217
165
168
251
238
164
187
284
315
342
334
314
221
229
3
19
130
278
6
26
1
105
285
4
34
191
407
3
87
2
266
423
3
84
4
494
667
16
180
4
576
635
17
195
5
568
831
62
251
9
598
889
44
246
6
510
869
47
260
9
795
775
60
254
8
587
870
63
278
7
601
929
63
286
7
635
954
62
277
9
616
937
58
275
8
795
886
60
381
14
751
984
60
362
15
604
856
91
366
15
721
938
19
36
21
22
79
134
126
155
151
103
95
97
102
116
101
106
67
79
98
20
172
65
16
245
100
19
287
86
14
268
176
18
319
73
165
438
82
171
385
83
179
425
77
216
459
87
223
599
44
224
539
58
236
497
53
257
484
75
242
509
76
472
538
73
252
548
71
221
490
134
215
572
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
49
Tabel 1.47 Non Performing Loan Bank Campuran Berdasarkan Sektor Ekonomi
(Non Performing Loan of Joint Venture Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
50
2010
2005 2006 2007 2008
94
2009
Jan
Feb
Mar
Apr
Mei
28
67
53
38
38
38
30
37
838
2
1
137
593
3
94
953
13
124
86
1.232
13
318
111
1.209
15
424
111
1.186
11
416
108
1.150
11
418
107
1.158
11
392
309
414
524
477
478
477
505
52
78
19
141
197
194
64
16
314
64
14
321
64
14
315
62
14
307
62
19
309
61
19
319
1.067
1
154
7
8
153
36
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
25
23
23
16
16
16
18
18
109
70
1.160 1.260
14
13
405
438
27
1.074
13
357
24
1.066
14
254
23
1.077
18
285
23
1.113
14
281
1.131
14
304
1.161
14
320
1.119
14
312
503
501
519
518
518
520
519
520
59
15
405
59
13
399
61
13
406
61
13
423
77
13
430
87
14
454
74
14
463
60
12
473
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
Tabel 1.48 Non Performing Loan Bank Asing Berdasarkan Sektor Ekonomi
(Non Performing Loan of Foreign Owned Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
2010
2005 2006 2007 2008
38
65
41
1.927
1.392
20
30
64
1.028
19
29
252
943
11
59
44
916
8
1.450
24
3
3.053
5
291
2.255
12
55
5
46
4
3.942
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
252
2.097
10
173
251
2.085
2
236
248
2.082
2
237
240
1.829
7
238
238
1.478
7
248
245
1.414
7
262
235
1.385
7
228
230
1.377
7
225
7
1.380
7
236
88
1.405
7
235
0
1.595
6
242
1
1.609
2
112
1
1.554
0
110
1
1.465
0
106
144
143
144
143
143
146
145
145
165
163
164
153
153
153
46
1
4.678
27
13
5.628
28
98
5.796
31
102
5.883
31
105
3.289
32
107
3.401
31
108
3.446
31
110
3.552
31
113
3.657
31
114
3.776
32
114
3.900
26
104
1.530
25
103
1.599
24
105
1.678
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
51
Tabel 1.49 Non Performing Loan Bank Umum Berdasarkan Sektor Ekonomi Per Lokasi Bank Penyalur - Januari 2011
(Non Performing Loan of Commercial Banks Based on Economic Sector by Banks Location - January 2011)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Nanggroe Aceh Darussalam
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
52
Pertanian,
perburuan
dan sarana
pertanian
(Agriculture,
hunting and
agricultural
facilities)
Pertambangan Perindustrian
(Mining)
(Manufacturing)
Listrik, gas
dan air
(Electricity, gas
and Water)
Konstruksi
(Construction)
Perdagangan,
restoran
dan hotel
(Trade,
restaurants
and hotels)
Pengangkutan,
pergudangan
dan
komunikasi
(Transportation,
cargo storage
and communications)
Jasa Dunia
usaha
(Business
Services)
Jasa sosial/
masyarakat
(Social Services)
55
6
670
9
55
237
5
67
30
120
110
69
34
64
0
45
8
11
16
2
23
66
16
2
3
4
17
12
2
2
2
1
0
-
63
1
78
0
5
18
2
0
3
2
4
1
3
0
0
3
12
0
42
1
7
37
0
19
0
1
6
0
0
-
782
72
5.860
24
508
1.724
2
18
167
993
10
118
29
64
0
28
100
4
11
1
27
246
32
0
2
8
3
9
1
1
5
1
4
43
3
6
143
0
0
0
0
6
0
0
1
10
18
0
0
0
2
-
208
82
890
32
65
79
16
2
93
240
9
46
54
11
3
16
56
5
217
12
8
174
46
1
28
27
4
56
19
43
13
12
1
-
1.491
324
3.917
121
1.157
1.745
50
128
320
834
172
241
212
89
7
305
111
70
215
33
146
430
195
32
50
52
100
224
73
24
36
12
16
259
31
6
2.559
3
25
136
1
1
8
74
26
12
8
21
0
9
13
2
85
1
1
19
7
0
1
6
1
9
1
2
0
0
1
-
238
31
1.959
24
55
76
2
8
17
55
7
16
21
32
0
15
45
30
99
2
4
65
32
0
1
2
1
63
0
1
0
5
1
354
359
19
876
7
42
80
4
6
33
31
6
16
8
9
0
5
6
9
43
2
17
50
11
46
5
1
5
45
24
2
8
1
1
19
1.764
307
10.892
190
2.569
13.190
3.070
3.260
1.795
Lain-lain
(Others)
1.307
548
4.941
138
544
930
40
79
150
507
69
212
158
154
14
159
95
60
196
28
69
373
154
13
26
31
48
87
48
22
41
11
16
1
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
11.267 Total
Tabel 1.50 Non Performing Loan Bank Umum Berdasarkan Jenis Penggunaan
(Non Performing Loan of Commercial Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
2011
Jun
Jul
Ags
Sep
Okt
Nov
Des
Total Modal Kerja
27.519
25.979
19.892
22.953
26.630
25.494
26.361
25.574
25.364
26.801
25.813
26.344
28.032
27.965
29.603
32.816
27.456
Total Investasi
20.467
15.509
12.230
9.607
9.719
10.810
11.283
10.103
10.426
10.866
10.204
10.454
9.732
9.325
9.355
9.421
8.436
Total Konsumsi
4.603
6.569
8.645
9.313
11.199
12.526
12.938
13.229
11.276
11.540
11.315
11.467
11.569
11.897
12.172
9.969
9.348
Jan
Type of
Use
29.059 Total Working Capital

9.080 Total Investment
10.165 Total Consumption
53
Tabel 1.51 Non Performing Loan Bank Persero Berdasarkan Jenis Penggunaan
(Non Performing Loan of State Owned Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Total Modal Kerja
20.363
17.868
11.951
11.028
12.042
Total Investasi
15.630
10.535
8.221
4.092
Total Konsumsi
1.820
2.400
2.976
2.474
Jan
Feb
Mar
Apr
2011
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
9.921 10.242
9.649
9.780
10.914
10.114
10.200
12.604
11.892
13.208
16.862
12.277
13.414
Total Working Capital
3.858
4.055
4.125
3.834
4.172
4.392
3.903
3.788
2.282
2.270
2.160
2.280
2.319
2.821
Total Investment
2.928
2.944
3.143
3.410
3.576
3.847
3.682
3.767
3.726
3.856
3.923
3.908
3.385
3.910
Total Consumption
54
Tabel 1.52 Non Performing Loan BUSN Devisa Berdasarkan Jenis Penggunaan
(Non Performing Loan of Foreign Exchange Commercial Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
Total Modal Kerja
3.446
5.385
5.311
7.512
9.288
9.493 10.037
9.887
9.915
10.139
9.703
10.346
9.793
10.238
10.191
10.013
9.580
9.971
Total Investasi
4.099
4.127
3.274
4.496
3.937
5.045
5.220
4.198
4.278
4.430
4.491
4.835
5.565
5.167
5.130
5.038
4.166
4.162
Total Investment
Total Konsumsi
1.388
2.118
2.050
2.290
2.750
3.028
3.108
3.040
3.470
3.199
3.016
3.032
3.064
3.118
3.155
3.291
3.158
3.280
Total Consumption
55
Tabel 1.53 Non Performing Loan BUSN Non Devisa Berdasarkan Jenis Penggunaan
(Non Performing Loan of Non Foreign Exchange Commercial Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
431
316
277
248
356
402
408
464
506
508
650
583
611
667
723
674
681
697 Total Working Capital
Total Investasi
70
60
55
69
219
230
256
256
230
244
272
277
305
315
313
338
321
345 Total Investment
Total Konsumsi
230
219
129
151
212
219
227
213
211
228
251
239
246
223
238
244
259
285 Total Consumption
Total Modal Kerja
56
Tabel 1.54 Non Performing Loan BPD Berdasarkan Jenis Penggunaan

(Non Performing Loan of Regional Development Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
Total Modal Kerja
421
446
670
776
1.394
1.484
1.687
1.880
1.846
1.973
1.905
2.088
2.184
2.170
2.363
2.253
1.934
2.112
Total Investasi
244
204
256
320
349
475
486
634
542
536
440
478
503
512
650
687
547
703
Total Investment
Total Konsumsi
169
242
284
262
317
427
375
386
428
552
525
485
470
501
530
541
485
544
Total Consumption
57
Tabel 1.55 Non Performing Loan Bank Campuran Berdasarkan Jenis Penggunaan
(Non Performing Loan of Joint Venture Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
1.008
877
657
1.148
1.399
1.646
1.601
1.574
1.577
1.619
1.618
1.378
1.279
1.320
1.316
1.344
1.368
Total Investasi
359
456
116
198
783
759
719
701
687
690
770
689
695
690
740
741
752
747 Total Investment
Total Konsumsi
78
141
153
194
314
316
311
303
309
319
401
399
406
423
430
454
463
473 Total Consumption
Total Modal Kerja
1.307 Total Working Capital
58
Tabel 1.56 Non Performing Loan Bank Asing Berdasarkan Jenis Penggunaan
(Non Performing Loan of Foreign Owned Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
1.850
1.088
1.027
2.240
2.153
2.549
2.386
2.121
1.742
1.647
1.822
1.749
1.562
1.678
1.803
1.670
1.617
1.557
Total Investasi
65
127
309
432
573
246
477
479
517
574
328
387
381
370
361
336
330
302
Total Konsumsi
916
1.450
3.053
3.942
4.678
5.592
5.774
5.877
3.283
3.395
3.441
3.546
3.657
3.776
3.895
1.530
1.598
1.673
Total Modal Kerja
Type of
Use
Total Investment
Total Consumption
59
Tabel 1.57 Non Performing Loan Bank Umum Berdasarkan Jenis Penggunaan Per Lokasi Bank Penyalur - Januari 2011
(Non Performing Loan of Commercial Banks Based on Type of Use by Banks Location - January 2011)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
Modal Kerja
(Working Capital)
Investasi
(Investment)
Konsumsi
(Consumption)
2.680
469
12.108
201
1.809
3.676
74
210
549
1.855
231
407
349
233
14
405
265
96
558
52
209
833
302
40
55
92
118
235
106
70
63
27
17
650
656
121
5.158
37
196
586
23
31
139
569
119
121
66
72
0
56
94
42
185
6
54
300
51
44
39
32
15
188
21
12
8
5
10
25
1.201
505
4.628
119
451
764
25
68
134
437
61
203
112
139
12
133
85
53
181
23
56
328
139
9
21
28
45
83
41
20
35
11
14
1
29.059
9.080
10.165
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
60
Tabel 1.58 Non Performing Loan Bank Umum Berdasarkan Lokasi Bank Penyalur Kredit
(Non Performing Loan of Commercial Banks Based on Location of Bank)
2010
Lokasi
2005 2006 2007 2008
2009
Jan
Feb
Mar
Jawa Barat
2.603
Banten
375
DKI Jakarta
32.432
D.I Yogyakarta
152
Jawa Tengah
1.669
Jawa Timur
3.737
Bengkulu
44
Jambi
338
104
Sumatera Utara
3.265
Sumatera Barat
281
Riau
1.493
Kepulauan Riau
Sumatera Selatan
236
Bangka Belitung
24
Lampung
128
Kalimantan Selatan
701
Kalimantan Barat
205
Kalimantan Timur
316
Kalimantan Tengah
77
148
Sulawesi Tengah
Sulawesi Selatan
1.820
Sulawesi Utara
205
119
Sulawesi Tenggara
Sulawesi Barat
47
Gorontalo
65
Nusa Tenggara Barat
272
Bali
210
Nusa Tenggara Timur
33
Maluku
43
Papua
7
Maluku Utara
Irian Jaya Barat
1.441
Lainnya
2.589
656
26.535
244
2.332
4.796
64
341
55
3.836
301
1.002
199
31
186
511
178
410
48
243
1.815
245
93
51
71
465
59
34
55
16
598
2.672
715
20.907
391
1.706
4.065
73
260
88
3.308
289
444
231
208
33
272
379
207
490
43
290
1.683
250
81
73
117
139
409
65
30
72
19
15
743
3.345
605
25.773
181
1.742
2.771
65
214
177
1.799
244
438
312
276
26
439
433
202
450
47
262
716
257
93
45
105
141
245
75
47
72
47
22
205
3.707
919
26.701
290
1.934
3.964
86
300
300
2.536
368
585
528
327
89
504
300
228
532
63
355
1.114
299
81
61
112
164
527
140
58
112
38
27
195
3.807
951
28.249
271
1.805
4.008
83
229
386
2.450
304
649
463
387
87
410
246
220
559
55
340
1.118
305
75
55
101
138
539
101
50
133
30
48
178
3.961
942
29.272
282
1.870
3.985
101
216
392
2.544
374
640
491
398
87
471
255
256
638
56
335
1.168
304
89
62
111
146
545
99
57
138
33
48
209
4.032
992
26.684
302
2.125
3.944
102
225
444
2.564
383
668
540
385
91
627
256
291
737
63
264
1.195
389
96
70
120
152
512
136
72
149
39
33
226
52.589
48.057
40.767
41.872
47.548
48.830
50.575
48.908
Total
Apr
4.162
1.030
24.341
307
2.024
3.907
111
233
457
2.785
399
677
538
393
92
642
280
301
685
64
267
1.248
410
96
76
116
155
630
134
75
134
43
34
221
Mei
4.351
1.069
24.854
358
2.211
4.263
123
246
496
2.882
494
710
550
409
99
725
340
310
834
66
281
1.259
432
98
102
122
166
659
143
101
151
45
38
217
47.066 49.207
2011
Jun
Jul
Ags
Sep
Okt
Nov
Des
4.208
1.026
24.272
348
2.115
4.082
117
227
489
2.807
414
869
475
365
24
662
308
215
690
68
234
1.138
409
84
69
107
159
530
144
96
152
42
38
353
4.317
1.051
24.748
356
2.154
4.221
124
260
559
2.856
433
712
479
378
25
648
301
218
717
68
236
1.201
415
83
75
127
160
526
144
108
157
35
45
326
4.542
1.104
24.859
349
2.225
4.376
118
250
591
3.016
455
786
474
397
25
628
317
233
737
76
268
1.219
439
83
75
144
162
586
152
109
143
35
37
325
4.560
1.028
24.406
355
2.144
4.452
121
247
654
3.057
517
885
528
397
26
615
318
239
766
78
284
1.291
429
77
71
138
163
578
151
116
158
38
36
325
4.648
1.049
25.786
314
2.195
4.464
124
254
777
3.076
471
729
520
453
26
641
366
246
930
79
295
1.340
442
92
78
147
165
553
161
117
160
37
42
353
4.973
1.208
24.467
393
2.593
4.886
148
375
869
3.307
464
798
550
453
24
809
515
216
822
87
318
1.469
441
101
108
158
202
554
177
113
168
41
46
353
4.223
1.019
21.033
341
2.253
4.516
101
291
769
2.710
379
683
496
416
21
577
388
170
723
75
303
1.271
441
90
79
139
166
475
154
92
104
37
31
676
4.537
1.095
21.894
358
2.457
5.027
122
308
822
2.861
411
731
528
444
25
594
444
190
924
81
319
1.461
492
93
116
152
179
505
168
102
106
42
40
676
47.332
48.265 49.333
49.248
51.130
52.205
45.241
48.304
Location
Jan
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
61
Tabel 1.59 NPL Yang Penarikannya Menggunakan Kartu

(NPL Withdrawn by Credit Card)
Kelompok
Bank
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
Group of
Bank
1. Bank Persero
270
196
130
138
136
144
140
136
133
139
131
143
144
146
155
1. State Owned Banks
2. BUSN Devisa
273
457
279
434
423
971
424
444
435
434
449
477
483
489
516
2. Foreign Exchange
Commercial Banks
3. BUSN Non Devisa
3. Non-Foreign Exchange
Commercial Banks
4. Regional Development Banks
4. BPD
5. Bank Campuran
157
226
113
111
108
107
109
136
150
156
172
219
240
241
231
5. Joint Venture Banks
6. Bank Asing
2.505
3.029
1.282
1.340
1.370
1.359
1.388
1.387
1.419
1.441
1.437
1.516
603
668
663
6. Foreign Owned Banks
7. Bank Umum
3.205
3.908
1.804
2.023
2.037
2.582
2.062
2.103
2.138
2.171
2.189
2.356
1.470
1.543
1.565
7. Commercial Banks
62
Tabel 1.60 Non Performing Loan MKM dan UMKM Menurut Kelompok Bank
(NPL of Micro, Small, and Medium & NPL of Micro, Small and Medium Entreprises based on Group Bank)
Kelompok
Bank
2 0 1 0*)
2005 2006 2007 2008
2011
Group of
Bank
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
10.459 11.987
MKM
1. Bank Persero
8.178
7.812
9.784
7.508
7.969
8.674
8.996
9.882
9.069
9.418
9.716
9.474
9.890
11.770
2. Bank Pemerintah Daerah
1.130
1.195
1.661
1.985
2.123
2.301
2.325
2.523
2.497
2.627
2.666
2.676
2.863
2.863
2.362
9.026
8.938
9.225
9.407
9.107
9.448
9.626
9.841
9.840
9.921
9.505 10.110
3. Foreign Exchange
5.630
5.834
2.881
3.014
2.854
2.743
3.024
3.453
3.111
2.069
1.749
4. Joint Venture Banks and
2.604

2. Regional Development
Banks
3. Bank Swasta Nasional
6.942
7.440
8.467
8.764
4. Bank Asing dan
1.331
2.356
2.809
5.441
Commercial Banks
1.466
Campuran
Jumlah
Foreign Owned Banks

17.581 18.803
22.720 23.698
24.748 25.747 23.427
24.826 23.527 24.236 25.032
25.443 25.704
26.623
24.075 26.167
1. Bank Persero
8.842
2. Bank Pemerintah Daerah
1.966
5.018
3. Foreign Exchange
Total
UMKM1)
Banks
Commercial Banks
4. Bank Asing dan
295
Foreign Owned Banks
Campuran
Jumlah
4. Joint Venture Banks and
Ket: Lihat penjelasan hal. iv

*)
Angka sementara
1)
Sejak Januari 2011 menggunakan angka berdasarkan nilai wajar
16.122
Total
Note: See the explanation page iv

*)
Provisional
1)
since January 2011, micro, small & medium credit are presented according to the fair value
63
Tabel 1.61 Non Performing Loan Rincian Kredit MKM dan UMKM Menurut Kelompok Bank
(NPL Detail of Micro, Small and medium & NPL Detail of Micro, Small and Medium Entreprises based on group of bank)
Kelompok
Bank
MKM
1. Bank Persero
Mikro
Kecil
Menengah
2. BPD
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
2 0 1 0*)
Jun
Jul
Mei
Ags
Sep
Okt
Nov
2011
Jan
Des
7.812
4.137
1.490
2.185
1.195
9.784
4.941
2.085
2.758
1.661
7.508
2.105
2.395
3.009
1.985
7.969
2.267
2.519
3.184
2.123
8.674
3.087
2.540
3.047
2.301
8.996
3.168
2.638
3.191
2.325
9.882
3.278
2.957
3.647
2.523
9.069
3.340
2.623
3.106
2.497
9.418
3.430
2.716
3.273
2.627
9.716
3.455
2.794
3.467
2.666
9.474
3.456
2.764
3.254
2.676
9.890 11.770
3.546 3.652
2.842 3.401
3.501 4.717
2.863 2.863
Mikro
Kecil
Menengah
Mikro
Kecil
Menengah
4. Bank Asing dan
Campuran
Mikro
Kecil
Menengah
494
482
219
7.440
1.829
2.313
3.299
2.356
540
697
424
8.467
2.132
2.399
3.936
2.809
618
806
561
8.764
2.136
2.486
4.142
5.441
630
856
637
9.026
2.164
2.587
4.276
5.630
725
897
678
8.938
1.986
2.602
4.350
5.834
734
926
665
9.225
2.090
2.676
4.459
2.881
754
1.019
750
9.407
1.978
2.818
4.612
3.014
738
996
764
9.107
1.844
2.761
4.502
2.854
748
1.043
836
9.448
2.008
2.842
4.598
2.743
744
1.084
839
9.626
2.072
2.968
4.586
3.024
738
1.083
856
9.841
2.136
3.054
4.650
3.453
764
1.127
972
9.840
2.137
3.069
4.635
3.111
762
1.100
1.001
9.921
2.218
3.125
4.578
2.069
1.567
151
638
1.888
211
711
4.430
395
617
4.617
480
533
4.844
491
499
1.872
500
509
2.116
472
425
1.807
488
560
1.825
500
418
2.044
543
437
2.439
564
450
2.061
577
473
1.143
451
475
Jumlah
- 18.803
UMKM1)
1. Bank Persero
Mikro
Kecil
Menengah
2. BPD
8.842
1.251
4.799
2.793
1.966
Mikro
Kecil
Menengah
Mikro
Kecil
Menengah
4. Bank Asing dan
Campuran
Mikro
Kecil
Menengah
190
1.206
570
5.018
661
1.556
2.801
295
42
22
231
Jumlah
- 16.122
Ket:
*)
1)
22.720 23.698 24.748 25.747 23.427 24.826 23.527 24.236 25.032 25.443 25.704 26.623
Angka sementara
Note:
*)
1)
10.459 11.987
3.491 3.941
3.005 3.456
3.963 4.589
2.362 2.604
501
505
961 1.053
900 1.046
9.505 10.110
2.665 2.732
2.851 3.066
3.989 4.311
1.748 1.466
832
457
459
642
448
377
24.075 26.167
Group of
Bank
Micro
Small
Medium
Banks
Micro
Small
Medium
3. Commercial Banks
Micro
Small
Medium
and Joint Venture Banks
Micro
Small
Medium
Total
Micro
Small
Medium
Banks
Micro
Small
Medium
3. Commercial Banks
Micro
Small
Medium
Micro
Small
Medium
Total
Provisional
64
Tabel 1.62 Non Performing Loan MKM dan UMKM Berdasarkan Jenis Penggunaan
(NPL of Micro, small and Medium & NPL of Micro, Small and Medium Entreprises based in type of Use)
Jenis
Penggunaan
2005 2006 2007 2008
2009
Jan

2 0 1 0*)
Mar Apr Mei Jun
Jul
Feb
Ags
Sep
Okt
Nov
Type of
Use
2011
Jan
Des
MKM
Modal Kerja
- Properti
- Agrobisnis
- Lainnya
- 10.393
171
271
- 9.951
Investasi
- Properti
- Agrobisnis
- Lainnya
2.365
70
518
1.777
2.841
64
597
2.181
2.925
272
19
2.634
3.012
285
20
2.707
3.133
291
26
2.816
2.831
239
30
2.563
3.099
235
33
2.831
3.051
251
37
2.763
2.797
243
33
2.520
2.949
217
37
2.695
2.983
237
36
2.710
2.682
216
30
2.436
3.046
-
Investment
- Property
- Agro-business
- Others
Konsumsi
- KPR dan Apartemen
s.d Tipe 70
6.046
1.430
7.212 10.135 10.564 10.933

1.631 2.038 2.075 2.066
8.154
2.141
8.819
2.499
8.359
2.491
8.433
2.465
8.653
2.448
9.197
2.517
9.027
2.663
8.375
2.631
7.384
2.120
8.032
-
- KPR dan Apartemen

> Tipe 70
- Ruko dan Rukan
1.052
1.301
906
964
907
893
806
777
759
866
901
800
856
848
161
207
112
127
121
121
140
133
138
181
173
174
174
174
- Lainnya
3.403
4.073
7.079
7.398
7.840
4.998
5.374
4.959
5.071
5.159
5.605
5.390
4.714
4.242
Consumption
- Housing and
Apartement up to
Type 70
- Housing and
Apartement > Type 70
- Shop houses and
Shop-offices
- Others
Jumlah
- 18.803
UMKM 1)
Modal Kerja
- 13.232
Working Capital
Investasi
2.890
Investment
Tidak Teridentifikasi
Jumlah
- 16.122
Ket:
*)
1)
12.667 10.752 11.230 11.889 12.261 12.875 12.337 12.704 13.329 13.450 13.729 15.265
966 1.015
928
999
1.206 1.113 1.109 1.132
1.093 1.296 1.426
264
15
16
22
24
20
19
18
20
21
20
20
285
12.119 9.771 10.199 10.938 11.239 11.649 11.205 11.577 12.177 12.335 12.413 13.819
2.811
217
48
2.547
2.955
258
8
2.689
22.720 23.698 24.748 25.747 23.427 24.826 23.527 24.236 25.032 25.443 25.704 26.623
Angka sementara
Note:
*)
1)
14.009 15.088
1.142
16
12.851
-
24.075 26.167
Working Capital
- Property
- Agro-business
- Others
Total
Un-identified
Total
Provisional
65
Tabel 1.63 Non Performing Loan MKM dan UMKM Berdasarkan Sektor Ekonomi
(NPL of Micro, Small and Medium and NPL of Micro, Small and Medium Entreprises based on Economic Sector)
Sektor
Ekonomi
MKM
1. Pertanian, perburuan dan
sarana pertanian
2. Pertambangan
3. Perindustrian
5. Konstruksi
6. Perdagangan, restoran dan
hotel
7. Pengangkutan, pergudangan
dan komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
UMKM 1)
1. Pertanian, Perburuhan, dan
Kehutanan
2. Perikanan
3. Pertambangan dan
Penggalian
4. Industri Pengolahan
5. Listrik, Gas dan Air
6. Konstruksi
7. Perdagangan Besar dan
Eceran
8. Penyediaan Akomodasi dan
Penyedian Makan Minum
9. Transportasi, Pergudangan
dan Komunikasi
10. Perantara Keuangan
11. Real Estate
12. Administrasi Pemerintahan,
Pertanahan Dan Jaminan
Sosial Wajib
13. Jasa Pendidikan
14. Jasa Kesehatan dan
Kegiatan Sosial
15. Jasa Kemasyarakatan,
Sosial Budaya, Hiburan dan
Perorangan Lainnya
16. Jasa Perorangan yang
Melayani Rumah Tangga
17. Kegiatan Usaha yang Belum
Jelas Batasannya
18. Bukan Lapangan Usaha Rumah Tangga
19. Bukan Lapangan Usaha Lainnya
20. Tidak Teridentifikasi
Total
Ket:
*)
2005 2006 2007 2008 2009

-
1.134
1.441
Jan
Feb
636
Mar
604
Apr
781
2 0 1 0*)
Jun
Jul
Mei
798
725
615
Ags
826
Sep
866
Okt
865
Nov
861
Des
918
Economic
Sector
2011
Jan
702
735
1.
2.
3.
4.
5.
6.
7.
100
3.774
8
888
6.301
93
2.603
18
1.183
7.879
90
2.471
12
1.111
5.981
82
2.517
15
1.157
6.441
95
2.476
17
1.073
6.816
128
2.437
15
1.170
7.052
157
2.582
20
1.438
7.118
286
2.412
20
1.280
6.613
119
2.581
20
1.264
8.030
125
2.606
21
1.307
8.280
195
2.598
20
1.251
8.192
104
2.637
21
1.421
8.250
110
2.681
28
1.573
9.503
124
2.454
30
1.270
8.758
137
2.662
30
1.347
9.406
394
414
594
560
575
594
595
587
577
565
586
599
563
458
567
Transportation, warehousing
and communications
9. Social Services
10. Others
1.108
270
6.736
1.396
292
7.401
886
574
11.341
1.025
684
11.664
979
727
12.207
1.074
757
9.402
1.117
804
10.269
938
985
9.791
933
976
8.910
941
1.072
9.249
1.044
994
9.698
1.106
1.185
9.520
1.125
1.015
9.107
1.335
929
8.015
932
1.749
8.603
20.712
22.720
23.698
24.748
25.747
23.427
24.826
23.527
24.236
25.032
25.443
25.704
26.623
24.075
26.167
788
1.
92
159
2.316
41
1.403
7.905
351
2.
3.
4.
5.
6.
7.
8.
432
9.
93 10.
542 11.
5 12.
18
237
13.
14.
564
15.
82
16.
Angka sementara
1)
Note:
Total
3 17.
1.085
18.
0 19.
3 20.
16.122
Agriculture, hunting and

Mining
Manufacturing
Electricity, gas and water
Construction
Trade, restaurants and hotels
Agriculture, hunting, and

forestry
Fishery
Mining and quarrying
Processing industry
Electricity, gas and water
Construction
Wholesale and retail trade
Provision of accommodation
and the provision of eating
and drinking
Transportation,
warehousing and
communications
Financial intermediaries
Real estate
Government
administration, land and
compulsory social security
Education services
Health services and social
activities
Social services, social,
cultural, entertainment and
other individual
Individual services which
serve households
Business activities are not
clearly defined
Not the business field households
Not the business field other
Un-identified
Total
*)
Provisional
1)
66
Tabel 1.64 Non Performing Loan Penerusan Kredit

(Non Performing Loan Channelling Credit) Off-Balance Sheet
Kelompok
Bank
Bank Persero
- Non Performing Penerusan
Kredit
- Total Penerusan Kredit
- Rasio Non Performing (%)
BUSN Devisa
2010
2005 2006 2007 2008
5.549
7.244
4.844
5.780
2009
4.895
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
5.338
4.616
4.911
4.766
5.458
4.761
4.742
4.728
5.428
4.717
27.617 26.783
19,40 19,93
26.475
17,44
26.627
18,44
26.324 26.405
18,10 20,67
27.189
17,51
27.074 27.162
17,52 17,41
26.672
20,35
26.939
17,51
Jan
Feb
5.060
5.359
29.670 35.766 38.318 40.613 27.403 27.160

18,70 20,26
12,64 14,23
17,86 18,63
2011
Mar
Jan

Kredit
BUSN Non Devisa
1.295
1.628
1.742
1.850
1.945
561
652
584
585
477
478
478
460
478
479
435
434
2.822
45,89
2.869
56,73
2.883
60,42
2.854
64,81
2.879
67,55
758
73,98
852
76,55
780
74,85
783
74,76
679
70,25
684
69,83
688
69,49
692
66,36
704
67,92
710
67,51
679
64,14
679
63,92

Kredit
BPD
Kredit
Bank Campuran
Kredit
Bank Asing
Kredit
Bank Umum
Kredit
15
12
12
11
25
21
21
21
21
21
21
42
34,52
41
30,03
41
29,95
39
28,89
18
23,66
15
28,00
15
28,00
15
28,00
16
27,94
16
27,94
62
39,84
62
34,11
62
34,05
62
34,15
62
34,18
62
34,19
62
33,27
1.150
1.196
1.202
1.359
1.404
1.327
1.436
1.431
1.470
1.447
1.395
1.458
1.461
1.461
1.449
1.453
1.456
1.982
58,04
2.035
58,80
2.280
52,73
2.389
56,88
2.593
54,14
2.288
58,00
2.385
60,20
2.325
61,53
2.333
63,01
2.310
62,67
2.243
62,18
2.283
63,88
2.253
64,82
2.243
65,15
2.212
65,50
2.308
62,97
2.479
58,73
8.009 10.081
7.801
9.000
8.247
6.952
7.451
7.358
6.676
6.860
6.663
7.416
6.702
6.703
6.677
7.337
6.628
30.870 29.904
24,14 24,60
29.606
22,55
29.679
23,12
29.314 29.439
22,73 25,19
30.197
22,19
30.083 30.145
22,28 22,15
29.720
24,69
30.160
21,98
34.517 40.710 43.675 45.962 32.893 30.222

23,20 24,76
17,86 19,58
25,07 23,00
Group of
Bank
State Owned Banks

4.698 - Non Performing Channelling
Credit
26.831 - Total Channelling Credit
17,51 - Non Performing Ratio (%)
Banks
435 - Non Performing Channelling
Credit
674 - Total Channelling Credit
Commercial Banks
21 - Non Performing Channelling
Credit
50 - Total Channelling Credit
Credit
Joint Venture Banks
- - Non Performing Channelling
Credit
- - Total Channelling Credit
- - Non Performing Ratio (%)
Foreign Owned Banks
- - Non Performing Channelling
Credit
- - Total Channelling Credit
- - Non Performing Ratio (%)
Commercial Banks
Credit
67
Tabel 1.65 Komposisi DPK Bank Umum

(Composition of Third Party Funds of Commercial Banks)
Indikator
Desember 2006
Desember 2007
Desember 2008
Desember 2009
Januari 2010
Desember 2010
Komposisi
thd Total
DPK (%)
Nominal (Composition
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Demand Deposits
Rupiah
Foreign Exchange
46,12 1.069.811
39,04
928.089
7,07
141.723
45,74 1.055.605
39,68
918.986
6,06
136.619
45,85
39,92
5,93
Time Deposits
Rupiah
Foreign Exchange
30,04
27,92
2,12
31,35
29,02
2,33
715.846
662.277
53.569
31,10
28,77
2,33
Savings Deposits
Rupiah
Foreign Exchange
100 2.302.056
85,11 1.963.921
14,89
338.135
100
85,31
14,69
Total Third Party Funds

Rupiah
Foreign Exchange
26,26
19,39
6,87
405.551
309.335
96.216
26,84
20,47
6,37
430.000
307.743
122.257
24,53
17,55
6,97
465.222
332.198
133.024
23,85
17,03
6,82
464.650
331.826
132.824
23,84
17,03
6,82
Deposito
Rupiah
Valas
615.163
510.008
105.155
47,79
39,62
8,17
666.708
540.982
125.726
44,13
35,81
8,32
824.704
675.983
148.722
47,04
38,56
8,48
899.783
761.844
137.939
46,13
39,05
7,07
898.781
760.910
137.870
Tabungan
Rupiah
Valas
333.928
333.873
55
25,94
25,94
0,00
438.574
434.480
4.095
29,03
28,76
0,27
498.587
476.717
21.870
28,44
27,19
1,25
585.707
544.411
41.295
30,03
27,91
2,12
585.459
544.164
41.295
Total DPK
Rupiah
Valas
1.287.102
1.093.445
193.657
68
100 1.950.712
83,30 1.638.454
16,70
312.258
100 1.948.890
83,99 1.636.900
16,01
311.989
Indicator
23,05
16,62
6,43
338.011
249.564
88.447
100 1.753.292
85,04 1.460.443
14,96
292.849
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
530.606
382.659
147.947
Giro
Rupiah
Valas
100 1.510.834
84,95 1.284.797
15,05
226.037
Januari 2011
535.855
383.808
152.047
733.157
678.621
54.536
100 2.338.824
83,99 1.990.518
16,01
348.306
22,91
16,41
6,50
Tabel 1.66 Komposisi DPK Bank Persero

(Composition of Third Party Funds of State Owned Banks)
Indikator
Desember 2006
Desember 2007
Desember 2008
Desember 2009
Januari 2010
Desember 2010
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Januari 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Indicator
Giro
Rupiah
Valas
112.324
88.947
23.377
23,38
18,52
4,87
146.613
121.749
24.865
25,68
21,32
4,35
151.767
123.438
28.329
22,66
18,43
4,23
172.602
136.512
36.090
22,03
17,43
4,61
163.576
129.371
34.205
21,63
17,11
4,52
194.533
152.770
41.763
21,65
17,00
4,65
170.390
131.287
39.103
20,11
15,49
4,61
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
207.536
176.718
30.818
43,20
36,79
6,42
215.871
179.313
36.559
37,81
31,40
6,40
280.614
235.219
45.395
41,89
35,12
6,78
332.201
274.965
57.236
42,41
35,10
7,31
329.249
275.632
53.617
43,54
36,45
7,09
380.106
328.677
51.429
42,31
36,58
5,72
363.826
317.391
46.435
42,93
37,45
5,48
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
160.534
160.496
38
33,42
33,41
0,01
208.524
208.490
33
36,52
36,51
0,01
237.446
230.047
7.399
35,45
34,34
1,10
278.581
268.894
9.687
35,56
34,32
1,24
263.300
253.549
9.751
34,82
33,53
1,29
323.767
311.891
11.876
36,04
34,72
1,32
313.237
301.446
11.791
36,96
35,57
1,39
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
480.394
426.160
54.234
100
88,71
11,29
571.008
509.552
61.456
100
89,24
10,76
669.827
588.704
81.123
100
87,89
12,11
783.384
680.371
103.013
100
86,85
13,15
756.125
658.552
97.573
100
87,10
12,90
898.405
793.338
105.067
100
88,31
11,69
847.453
750.124
97.330
100
88,52
11,48

Rupiah
Foreign Exchange
69
Tabel 1.67 Komposisi DPK BUSN Devisa

(Composition of Third Party Funds of Foreign Exchange Commercial Banks)
Indikator
Desember 2006
Desember 2007
Desember 2008
Desember 2009
Januari 2010
Desember 2010
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Januari 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Indicator
Giro
Rupiah
Valas
104.100
68.884
35.216
19,82
13,12
6,71
128.178
91.502
36.676
21,12
15,08
6,04
137.481
89.607
47.875
19,59
12,77
6,82
153.929
104.102
49.827
19,71
13,33
6,38
154.235
103.673
50.561
19,90
13,38
6,52
195.216
133.895
61.322
20,02
13,73
6,29
197.284
139.214
58.069
20,18
14,24
5,94
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
279.736
244.890
34.845
53,27
46,63
6,63
294.304
252.222
42.082
48,49
41,56
6,93
361.058
309.732
51.326
51,45
44,14
7,31
372.792
326.063
46.729
47,73
41,75
5,98
369.918
323.326
46.592
47,73
41,71
6,01
464.038
407.603
56.435
47,58
41,79
5,79
465.033
409.237
55.796
47,57
41,86
5,71
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
141.341
141.324
17
26,91
26,91
0,00
184.450
184.429
21
30,39
30,39
0,00
203.171
198.120
5.051
28,95
28,23
0,72
254.350
238.632
15.718
32,56
30,55
2,01
250.949
234.899
16.050
32,38
30,31
2,07
316.054
294.034
22.020
32,41
30,15
2,26
315.311
293.848
21.463
32,25
30,06
2,20
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
525.177
455.098
70.079
100
86,66
13,34
606.932
528.154
78.778
100
87,02
12,98
701.710
597.459
104.251
100
85,14
14,86
781.072
668.798
112.274
100
85,63
14,37
775.102
661.899
113.203
100
85,40
14,60
975.308
835.532
139.777
100
85,67
14,33
977.628
842.300
135.328
100
86,16
13,84

Rupiah
Foreign Exchange
70
Tabel 1.68 Komposisi DPK BUSN Non Devisa

(Composition of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Indikator
Desember 2006
Desember 2007
Desember 2008
Desember 2009
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Januari 2010
Desember 2010
Januari 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Indicator
Giro
Rupiah
Valas
1.811
1.811
-
7,41
7,41
-
2.195
2.195
-
7,20
7,20
-
1.779
1.779
0
5,36
5,36
0
2.184
2.183
0
4,96
4,96
0
1.742
1.742
-
4,09
4,09
-
2.745
2.745
-
4,66
4,66
-
2.427
2.427
-
4,22
4,22
-
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
20.234
20.234
-
82,85
82,85
-
25.103
25.103
-
82,33
82,33
-
28.059
28.059
-
84,48
84,48
-
37.635
37.635
0
85,57
85,57
0
36.761
36.761
-
86,38
86,38
-
50.026
50.026
-
84,86
84,86
-
48.745
48.745
-
84,67
84,67
-
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
2.379
2.379
-
9,74
9,74
-
3.194
3.194
-
10,48
10,48
-
3.375
3.375
-
10,16
10,16
-
4.161
4.161
-
9,46
9,46
-
4.054
4.054
-
9,53
9,53
-
6.178
6.178
-
10,48
10,48
-
6.399
6.399
-
11,11
11,11
-
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
24.423
24.423
-
100
100
-
30.491
30.491
-
100
100
-
33.213
33.213
0
100
100
0
43.980
43.979
0
100
100
0
42.557
42.557
-
100
100
-
58.950
58.950
-
100
100
-
57.570
57.570
-
100
100
-

Rupiah
Foreign Exchange
71
Tabel 1.69 Komposisi DPK BPD

(Composition of Third Party Funds of Regional Development Banks)
Indikator
Desember 2006
Desember 2007
Desember 2008
Desember 2009
Januari 2010
Desember 2010
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Januari 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Indicator
Giro
Rupiah
Valas
74.723
74.692
31
57,86
57,84
0,02
69.289
69.123
167
51,60
51,47
0,12
70.746
70.653
93
49,38
49,32
0,07
63.848
63.553
294
41,94
41,74
0,19
70.644
70.395
249
44,05
43,89
0,16
62.196
61.725
471
33,87
33,61
0,26
76.780
76.352
428
39,15
38,93
0,22
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
29.409
29.365
44
22,77
22,74
0,03
31.792
31.750
42
23,67
23,64
0,03
35.015
34.877
138
24,44
24,34
0,10
44.673
44.148
525
29,34
29,00
0,34
50.203
49.709
494
31,30
31,00
0,31
67.815
67.365
450
36,93
36,69
0,24
71.718
71.102
615
36,57
36,25
0,31
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
25.008
25.008
-
19,37
19,37
-
33.205
33.205
-
24,73
24,73
-
37.498
37.497
1
26,17
26,17
0
43.728
43.724
4
28,72
28,72
0
39.529
39.522
8
24,65
24,64
0
53.614
53.595
19
29,20
29,19
0
47.619
47.601
19
24,28
24,27
0
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
129.141
129.065
75
100
99,94
0,06
134.287
134.077
209
100
99,84
0,16
143.262
143.027
235
100
99,84
0,16
152.251
151.425
826
100
99,46
0,54
160.376
159.626
750
100
99,53
0,47
183.624
182.685
939
100
99,49
0,51
196.117
195.055
1.062
100
99,46
0,54

Rupiah
Foreign Exchange
72
Tabel 1.70 Komposisi DPK Bank Campuran

(Composition of Third Party Funds of Joint Venture Banks)
Indikator
Desember 2006
Desember 2007
Desember 2008
Desember 2009
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Januari 2010
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Desember 2010
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Januari 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Indicator
Giro
Rupiah
Valas
10.125
2.715
7.410
28,18
7,56
20,62
13.267
4.112
9.155
24,15
7,48
16,67
18.872
4.976
13.896
24,54
6,47
18,07
21.472
7.136
14.336
22,66
7,53
15,13
22.185
7.247
14.938
23,40
7,64
15,75
22.280
7.984
14.295
22,70
8,13
14,56
23.399
8.303
15.096
23,94
8,50
15,45
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
24.577
12.173
12.405
68,41
33,88
34,53
40.196
21.197
18.999
73,17
38,59
34,59
55.007
29.691
25.315
71,53
38,61
32,92
65.871
43.203
22.668
69,51
45,59
23,92
63.621
42.006
21.615
67,10
44,30
22,80
61.374
40.151
21.223
62,52
40,90
21,62
60.003
38.612
21.391
61,39
39,51
21,89
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
1.224
1.224
-
3,41
3,41
-
1.471
1.471
-
2,68
2,68
-
3.023
3.023
0
3,93
3,93
0
7.418
3.983
3.436
7,83
4,20
4
9.013
4.772
4.241
9,51
5,03
4
14.507
6.156
8.351
14,78
6,27
9
14.335
6.213
8.122
14,67
6,36
8
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
35.927
16.112
19.815
100
44,85
55,15
54.934
26.779
28.154
100
48,75
51,25
76.902
37.691
39.211
100
49,01
50,99
94.761
54.321
40.440
100
57,32
42,68
94.819
54.025
40.793
100
56,98
43,02
98.161
54.292
43.869
100
55,31
44,69
97.737
53.128
44.609
100
54,36
45,64

Rupiah
Foreign Exchange
73
Tabel 1.71 Komposisi DPK Bank Asing

(Composition of Third Party Funds of Foreign Owned Banks)
Indikator
Desember 2006
Desember 2007
Desember 2008
Desember 2009
Januari 2010
Desember 2010
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Januari 2011
Komposisi
thd Total
DPK (%)
to Total
Third Party
Funds) (%)
Indicator
Giro
Rupiah
Valas
34.927
12.515
22.412
37,95
13,60
24,35
46.009
20.655
25.353
40,65
18,25
22,40
49.354
17.290
32.064
38,44
13,47
24,98
51.854
19.242
32.612
44,10
16,36
27,73
52.268
19.397
32.871
43,59
16,18
27,41
58.886
24.689
34.197
47,35
19,85
27,49
60.326
25.076
35.250
48,05
19,97
28,08
Demand Deposits
Rupiah
Foreign Exchange
Deposito
Rupiah
Valas
53.671
26.629
27.042
58,31
28,93
29,38
59.443
31.398
28.045
52,52
27,74
24,78
64.952
38.405
26.547
50,59
29,92
20,68
48.537
32.267
16.270
41,28
27,44
13,84
49.030
33.477
15.553
40,89
27,92
12,97
46.452
34.265
12.187
37,35
27,55
9,80
46.280
33.898
12.382
36,86
27,00
9,86
Time Deposits
Rupiah
Foreign Exchange
Tabungan
Rupiah
Valas
3.442
3.442
-
3,74
3,74
-
7.730
3.690
4.040
6,83
3,26
4
14.071
4.654
9.417
10,96
3,63
7
17.203
6.222
10.982
14,63
5,29
9
18.613
7.366
11.247
15,52
6,14
9
19.038
6.768
12.270
15,31
5,44
10
18.945
6.770
12.175
15,09
5,39
10
Savings Deposits
Rupiah
Foreign Exchange
Total DPK
Rupiah
Valas
92.040
42.586
49.455
100
46,27
53,73
113.182
55.743
57.438
100
49,25
50,75
128.377
60.349
68.028
100
47,01
52,99
117.594
57.731
59.864
100
49,09
50,91
119.911
60.241
59.670
100
50,24
49,76
124.376
65.722
58.653
100
52,84
47,16
125.551
65.744
59.807
100
52,36
47,64

Rupiah
Foreign Exchange
74
Tabel 1.72 Peringkat Bank Berdasarkan Dana Pihak Ketiga

(Bank Rating Based on Third Party Funds)
Desember 2006
Peringkat
Nama Bank
(Bank Name)
Desember 2007
Total
Aset
(Total
Assets)
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Desember 2008
Total
Aset
(Total
Assets)
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Desember 2009
Total
Aset
(Total
Assets)
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Januari 2010
Total
Aset
(Total
Assets)
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Desember 2010
Total
Aset
(Total
Assets)
Pangsa
thd
Total
Aset
Bank
Umum
(%)
(Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Januari 2011
Pangsa
thd
Total
Aset
Bank
Total
Aset Umum
(%)
(Total
Assets) (Portion
to Total
Assets at
Commercial
Banks)
Nama Bank
(Bank Name)
Pangsa
thd
Total
Aset
Bank
Total
Aset Umum
(%)
(Total
Assets) (Portion
to Total
Assets at
Commercial
Banks)
Rating
PT Bank Mandiri
197.438
15,34
PT Bank Mandiri
235.802
15,61
PT Bank Mandiri
273.566
15,60
299.722
15,36
294.807
15,13
332.728
14,23
319.727
13,89
152.737
11,87
189.178
12,52
209.535
11,95
254.790
13,06
242.717
12,45
328.779
14,06
301.986
13,12
PT BNI Tbk
135.912
10,56
PT BRI
164.997
10,92
PT BRI
201.093
11,47
244.666
12,54
PT Bank Rakyat Indonesia (Persero) Tbk. 241.930
12,41
277.534
11,87
276.691
12,02
PT BRI
124.674
9,69
PT BNI Tbk
145.567
9,63
PT BNI Tbk
162.775
9,28
188.656
9,67
9,24
189.351
8,10
177.349
7,70
54.378
4,22
58.047
3,84
74.492
4,25
86.258
4,42
86.447
4,44
117.820
5,04
121.381
5,27
PT Bank Niaga Tbk
39.148
3,04
PT Bank Niaga Tbk
45.108
2,99
PT Bank CIMB Niaga Tbk
51.560
2,94
67.782
3,47
65.594
3,37
80.225
3,43
78.967
3,43
PT BII Tbk
37.033
2,88
PT BII Tbk
37.006
2,45
46.254
2,64
56.307
2,89
57.506
2,95
75.055
3,21
77.312
3,36
PT Bank Permata Tbk
28.660
2,23
Citibank N.A
31.828
2,11
PT BII Tbk
43.712
2,49
PT BII Tbk
47.515
2,44
46.041
2,36
PT BII Tbk
59.979
2,56
PT Bank Permata Tbk
60.707
2,64
Citibank N.A
27.062
2,10
31.364
2,08
PT Bank Permata Tbk
42.803
2,44
PT Bank Permata Tbk
45.751
2,35
PT Bank Permata Tbk
45.155
2,32
PT Bank Permata Tbk
59.512
2,54
PT BII Tbk
59.271
2,57
10
PT Lippo Bank Tbk
26.693
2,07
PT Lippo Bank Tbk
30.366
2,01
Citibank N.A
34.289
1,96
PT BTN (Persero)
40.216
2,06
39.379
2,02
47.547
2,03
48.390
2,10
10
Total
823.735
64,00
Total
969.264
64,15
Total
1.140.078
65,03
Total
1.331.664
68,27
Total
1.299.584
66,68
Total
1.568.529
67,06
Total
1.521.784
66,11
75
Tabel 1.73 Komposisi DPK Berdasarkan Lokasi Penghimpunan - Januari 2011

(Composition of Third Party Funds Based on Location - January 2011)
Giro
(Demand Deposits)
Lokasi
Rupiah
Valas
(Foreign
Exchange)
Tabungan
(Savings Deposits)
Rupiah
Valas
(Foreign
Exchange)
Deposito
(Time Deposits)
Rupiah
Valas
(Foreign
Exchange)
Total DPK
(Total Third Party Funds)
Rupiah
Valas
(Foreign
Exchange)
Total
Pangsa Thd
Total DPK
(%)
(Portion to
Total Third
Party (%)
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
27.055
8.555
201.382
3.026
13.408
29.127
1.204
2.406
5.269
15.362
4.248
7.756
5.722
3.937
1.396
3.227
4.399
3.665
8.503
2.440
1.633
5.240
2.003
456
389
1.325
1.722
5.817
2.527
1.300
5.871
611
1.676
1
5.949
2.567
110.289
378
2.451
7.021
17
263
104
3.316
371
1.315
1.110
2.674
174
510
658
515
2.525
68
65
765
263
1
10
112
90
1.966
26
34
1.163
96
24
1.058
70.428
18.560
175.141
11.438
49.487
83.472
2.790
7.330
8.577
42.469
10.214
17.911
16.277
7.245
4.606
8.509
11.310
12.679
20.868
5.019
4.222
19.983
5.522
1.127
1.239
3.665
4.651
16.360
5.369
2.745
8.585
1.615
2.861
4
3.555
782
30.554
282
1.884
5.914
21
148
69
2.460
105
380
419
1.320
65
184
373
263
1.489
37
75
443
238
0
15
55
65
1.337
68
36
112
5
47
768
69.945
22.228
545.963
7.559
35.334
79.745
902
3.374
3.958
41.127
5.424
8.548
16.205
3.994
2.424
4.023
4.597
6.158
14.609
1.653
1.442
10.635
3.470
114
613
1.202
2.025
12.041
2.618
1.539
3.790
644
1.079
5
6.972
2.699
103.646
503
2.327
7.774
10
85
53
4.759
141
413
640
632
94
253
214
155
1.298
17
28
452
205
0
12
11
32
834
43
35
380
8
55
1.837
167.428
49.343
922.486
22.023
98.229
192.344
4.896
13.110
17.804
98.958
19.886
34.214
38.204
15.175
8.427
15.759
20.305
22.502
43.981
9.111
7.297
35.858
10.995
1.697
2.241
6.191
8.398
34.218
10.514
5.584
18.246
2.869
5.616
10
16.476
6.048
244.489
1.163
6.662
20.709
47
496
227
10.536
617
2.108
2.169
4.626
333
947
1.245
933
5.313
122
168
1.660
707
1
37
178
187
4.138
137
106
1.656
109
125
3.663
183.904
55.391
1.166.975
23.186
104.892
213.054
4.944
13.606
18.030
109.493
20.503
36.322
40.373
19.801
8.759
16.706
21.550
23.435
49.294
9.233
7.465
37.519
11.702
1.698
2.278
6.369
8.584
38.356
10.651
5.690
19.902
2.978
5.741
3.673
7,99
2,41
50,69
1,01
4,56
9,25
0,21
0,59
0,78
4,76
0,89
1,58
1,75
0,86
0,38
0,73
0,94
1,02
2,14
0,40
0,32
1,63
0,51
0,07
0,10
0,28
0,37
1,67
0,46
0,25
0,86
0,13
0,25
0,16
Total
382.659
147.947
662.277
53.569
918.986
136.619
1.963.921
338.135
2.302.056
100
76
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
Tabel 1.74 Penghimpunan DPK Berdasarkan Lokasi Penghimpunan

(Deposits of Third Party Funds Based on Location of Deposits)
2010
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau 1
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat1
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat 1
Lainnya
Total
2005 2006 2007 2008

87.899
21.706
586.432
11.453
52.950
111.909
2.066
5.707
13.511
51.589
9.109
28.558
17.848
3.497
7.419
8.122
10.291
23.281
4.109
3.313
17.239
4.862
1.011
2.202
3.770
17.186
4.910
3.248
8.857
1.025
2.860
104.431
27.317
620.919
13.908
62.701
127.851
2.760
7.535
21.956
60.126
11.490
40.074
21.068
4.728
9.496
10.813
12.793
30.596
5.510
4.448
21.952
6.057
1.392
3.218
4.441
19.030
6.628
3.993
15.096
2.184
2.596
119.504
28.310
751.466
15.323
70.139
143.778
3.482
9.321
18.341
71.021
13.974
30.155
24.867
13.587
6.384
14.789
12.798
14.965
34.316
6.530
5.171
24.794
7.133
1.076
1.641
3.977
5.402
23.522
7.296
4.413
13.276
2.576
4.506
3.000
135.580
33.011
868.803
16.834
80.782
171.426
4.143
10.069
20.464
83.941
15.349
31.760
30.058
16.341
6.828
21.559
16.026
17.570
41.518
6.909
5.721
29.013
8.941
1.451
1.833
4.563
6.363
28.524
8.005
4.671
14.227
2.800
5.084
3.126
2009
154.212
39.103
995.417
19.679
91.223
193.720
3.967
10.843
19.215
94.458
17.728
30.892
34.119
17.088
7.469
14.836
18.164
18.995
43.719
7.708
6.301
34.271
10.082
1.440
1.909
5.207
7.101
32.247
9.119
5.101
16.344
2.673
5.334
3.358
1.127.937 1.287.102 1.510.834 1.753.292 1.973.042
Ket: 1 Data tersedia mulai Januari 2007
2011
Location
Jan
Feb
Mar
Apr
151.892
39.185
982.294
19.772
90.940
191.172
4.082
10.750
17.444
94.218
17.820
29.874
33.360
16.464
7.617
14.591
18.113
19.031
42.205
8.013
6.315
32.859
10.020
1.490
1.927
5.336
7.165
32.525
9.255
5.236
16.517
2.795
5.091
3.520
151.957
38.056
967.783
19.820
90.571
190.364
4.079
10.787
16.775
93.946
17.644
30.044
33.213
16.698
7.638
14.511
18.109
18.860
42.571
8.090
6.313
32.537
10.095
1.474
1.958
5.265
7.143
32.454
9.306
5.134
16.210
2.638
4.963
3.443
153.738
41.191
994.088
20.122
92.869
192.713
4.164
11.471
16.873
94.963
17.595
33.889
35.293
17.297
8.004
14.732
18.664
19.524
46.590
8.379
6.414
32.385
10.324
1.516
1.928
5.250
7.261
32.542
9.231
5.143
16.454
2.695
5.282
3.680
154.650
43.962
993.045
20.263
93.573
192.040
4.192
11.340
16.377
93.546
17.492
33.549
35.148
17.052
8.200
14.579
18.682
19.868
45.276
8.459
6.273
31.918
10.354
1.477
1.944
5.258
7.282
32.555
9.211
5.052
16.382
2.632
5.133
3.687
158.952 164.822
44.108
47.445
1.012.718 1.057.986
20.558
21.119
94.843
98.029
195.383 199.013
4.284
4.458
11.463
12.161
17.101
17.399
94.267
98.546
17.462
17.858
33.843
34.337
35.030
35.788
17.077
17.967
8.188
8.264
14.862
15.722
18.773
19.605
20.184
20.829
44.621
47.935
8.470
8.956
6.351
6.891
32.387
33.838
10.352
10.694
1.480
1.665
1.939
2.101
5.242
5.652
7.433
7.797
32.717
33.649
9.391
9.767
5.037
5.318
17.102
18.678
2.604
2.743
5.155
5.603
3.839
3.398
167.078 166.682
46.530
45.994
1.042.332 1.054.018
21.521
21.224
97.725
97.428
199.445 199.006
4.622
4.614
11.753
11.696
16.762
17.134
98.805 100.365
18.344
17.986
33.680
33.106
36.791
36.875
17.422
17.539
8.104
8.142
15.709
15.893
19.602
19.549
20.921
21.002
47.001
46.103
8.903
8.768
6.843
6.884
34.408
34.486
10.884
11.065
1.680
1.552
2.133
2.077
5.676
5.627
7.685
7.800
34.336
35.029
9.844
9.772
5.412
5.360
18.470
18.417
2.760
2.649
5.846
5.527
3.565
3.412
1.982.262 1.980.450
2.013.216 2.096.036
2.082.595 2.092.779
1.948.890 1.930.446
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
170.138 175.575
46.631
49.655
1.075.943 1.094.360
21.464
21.734
100.554 100.552
202.293 203.256
4.643
4.688
12.440
12.439
18.952
18.129
102.485 103.951
18.569
18.711
35.424
34.960
37.835
38.218
19.293
19.085
8.293
8.294
16.122
15.861
20.327
20.248
21.562
21.728
49.366
48.690
9.139
9.005
7.018
7.018
35.081
35.219
11.218
11.038
1.594
1.696
2.183
2.171
5.769
5.935
7.904
8.110
35.734
36.500
9.829
9.737
5.440
5.403
18.761
19.885
2.765
2.773
5.513
5.279
3.780
3.983
177.719
54.273
1.115.796
22.309
101.166
207.935
4.718
12.550
17.716
105.506
18.952
34.598
38.779
18.838
8.538
16.143
20.695
22.287
47.573
8.935
7.154
36.028
11.347
1.658
2.154
5.958
8.087
36.962
10.373
5.406
19.548
2.720
5.752
4.043
186.368
56.531
1.197.604
22.919
105.605
214.993
4.691
13.254
18.851
108.612
20.829
37.142
40.559
20.228
8.645
16.748
21.572
23.071
49.911
8.889
7.460
38.038
11.554
1.622
2.191
5.972
8.473
37.848
10.208
5.710
19.534
2.750
5.747
4.694
183.904
55.391
1.166.975
23.186
104.892
213.054
4.944
13.606
18.030
109.493
20.503
36.322
40.373
19.801
8.759
16.706
21.550
23.435
49.294
9.233
7.465
37.519
11.702
1.698
2.278
6.369
8.584
38.356
10.651
5.690
19.902
2.978
5.741
3.673
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau 1
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat1
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat 1
Others
2.144.064 2.173.884
2.212.215
2.338.824
2.302.056
Total
Note: 1 Data available since January 2007
77
Tabel 1.75 Suku Bunga Rata-rata DPK Bank Umum

(Average of Interest Rate of Third Party Funds of Commercial Banks)
Persen (Percent)
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2010
2005 2006 2007 2008 2009
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
2,90
1,05
2,39
0,41
1,76
0,29
1,80
0,28
2,07r)
0,26r)
2,18
0,30
2,18
0,29
2,45
0,28
2,28
0,27
2,30
0,25
2,28
0,25
2,24
0,24
2,19
0,22
2,23
0,23
2,52
0,22
10,71
3,40
6,77
1,74
5,62
1,19
5,68
1,21
5,60
1,30
5,85
1,36
5,83
1,26
6,57
1,34
6,60
1,45
6,60
1,32
6,61
1,28
6,59
1,27
6,58
1,22
6,64
1,22
6,67
1,18
11,17
4,18
7,45
2,14
6,87
2,15
6,67
1,60
6,69
1,58
6,89
1,53
6,89
1,42
6,89
1,41
6,91
1,37
6,90
1,35
6,95
1,28
6,86
1,22
6,90
1,24
6,94
1,29
6,95
1,27
10,32
3,94
7,89
2,32
6,99
2,17
6,84
2,18
6,96
1,62
6,97
1,59
6,85
1,56
6,83
1,64
6,85
1,72
6,88
1,60
6,96
1,51
6,93
1,45
6,96
1,50
7,07
1,47
6,97
1,44
10,34
3,08
9,54
2,72
7,33
1,83
7,12
1,27
7,84
1,74
7,69
2,01
7,46
1,91
7,27
1,71
7,38
1,90
7,38
1,93
7,38
1,94
7,25
1,98
7,22
1,94
7,65
1,86
7,11
1,92
3,11
1,21
2,79
0,50
2,27
0,34
2,30
0,34
2,54
0,35
2,54
0,30
2,50
0,29
2,54
0,30
2,41
0,30
2,50
0,28
2,54
0,26
2,55
0,26
2,56
0,24
2,92
0,34
2,55
0,24
Ket.: Data tersedia mulai Januari 2008

r)
Revisi
78
Jan
2011
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
Note: Data available since January 2008

r)
Revised
Tabel 1.76 Suku Bunga Rata-rata DPK Bank Persero

(Average of Interest Rate of Third Party Funds of State Owned Banks)
Persen (Percent)
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2010
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
3,23
1,24
2,52
0,42
1,02
0,06
0,93
0,05
1,85r)
0,08r)
1,88
0,17
1,74
0,16
2,48
0,14
2,03
0,11
2,13
0,15
2,16
0,15
2,14
0,14
2,12
0,42
2,22
0,11
2,92
0,11
10,07
3,99
6,49
2,44
3,94
1,43
3,41
1,67
4,40
1,51
4,38
1,53
4,43
1,28
6,40
1,42
6,46
1,50
6,40
1,45
6,34
1,44
6,37
1,44
6,66
1,32
6,43
1,36
6,40
1,29
10,44
5,28
7,34
3,20
7,05
3,19
6,67
2,28
6,74
2,69
6,72
2,28
6,69
2,04
6,70
1,81
6,74
1,81
6,73
1,65
6,70
1,64
6,66
1,61
6,71
1,52
6,74
1,66
6,71
1,67
10,59
3,99
7,70
2,95
6,93
2,76
6,76
2,74
6,93
2,46
6,83
2,00
6,71
2,02
6,68
1,94
6,60
1,97
6,59
1,77
6,60
1,68
6,56
1,68
6,71
1,57
6,55
1,64
6,51
1,63
11,32
3,59
9,35
2,74
7,19
2,00
6,99
1,21
7,82
2,50
7,62
2,62
7,55
2,65
7,30
2,29
7,37
2,26
7,27
2,34
7,10
2,29
7,09
2,28
6,52
1,71
6,93
2,16
6,89
1,96
2,79
2,80
2,62
0,53
1,77
0,19
1,77
0,19
2,20
0,20
2,18
0,20
2,20
0,21
2,30
0,23
2,07
0,23
2,30
0,23
2,33
0,23
2,33
0,23
2,68
0,39
2,37
0,23
2,30
0,23
Ket.: Data tersedia mulai Januari 2008

r)
Revisi
Indicator
Jan
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
Note: Data available since January 2008

r)
Revised
79
Tabel 1.77 Suku Bunga Rata-rata DPK BUSN Devisa

(Average of Interest Rate of Third Party Funds of Foreign Exchange Commercial Banks)
Persen (Percent)
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
80
2010
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
2,61
1,80
2,09
0,68
1,91
0,63
1,93
0,62
1,80
0,53
2,08
0,56
2,05
0,55
2,05
0,54
1,98
0,51
2,03
0,46
2,03
0,47
2,11
0,45
2,12
0,42
2,11
0,44
2,11
0,44
11,20
4,18
6,85
1,71
6,00
1,47
6,13
1,46
6,24
1,43
6,59
1,52
6,57
1,49
6,57
1,47
6,51
1,65
6,56
1,39
6,60
1,35
6,66
1,35
6,66
1,32
6,75
1,32
6,69
1,26
11,55
4,82
7,31
1,85
6,57
1,43
6,36
1,31
6,38
1,53
6,59
1,65
6,59
1,60
6,58
1,64
6,57
1,66
6,56
1,60
6,66
1,46
6,72
1,39
6,71
1,52
6,78
1,53
6,79
1,44
9,86
4,26
7,68
2,06
6,39
1,61
6,30
1,33
6,42
1,55
6,57
1,69
6,38
1,66
6,41
1,75
6,44
1,94
6,51
1,74
6,73
1,61
6,74
1,60
6,71
1,57
6,72
1,53
6,71
1,44
9,56
3,10
9,09
3,04
6,58
1,56
6,32
1,52
6,83
1,54
6,86
1,52
6,53
1,33
6,42
1,32
6,42
1,52
6,45
1,38
6,61
1,45
6,51
1,74
6,52
1,71
6,39
1,71
6,40
1,65
3,32
0,82
2,88
0,79
2,61
0,62
2,73
0,63
2,84
0,67
2,85
0,57
2,70
0,52
2,67
0,52
2,61
0,53
2,58
0,45
2,65
0,43
2,67
0,43
2,68
0,39
2,70
0,37
2,71
0,37
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
Tabel 1.78 Suku Bunga Rata-rata DPK BUSN Non Devisa

(Average of Interest Rate of Third Party Funds of Non-Foreign Exchange Commercial Banks)
Persen (Percent)
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2010
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
4,68
-
3,59
0,94
3,64
-
3,47
-
3,53
-
3,43
-
2,89
-
3,43
-
3,48
-
3,61
-
3,48
-
3,52
-
3,83
-
3,60
-
3,76
-
11,64
-
8,65
-
6,81
-
7,48
-
7,54
-
7,64
-
7,61
-
7,72
-
7,75
-
7,74
-
7,87
-
8,19
-
8,16
-
8,17
-
8,00
-
11,77
-
9,00
-
8,31
-
8,62
-
8,45
-
8,55
-
8,53
-
8,61
-
8,68
-
8,73
-
8,77
-
8,82
-
8,87
-
8,90
-
8,71
-
11,35
-
9,44
2,00
9,03
-
9,01
-
8,75
-
8,88
-
8,74
-
8,67
-
8,84
-
8,87
-
8,95
-
9,01
-
9,08
-
9,11
-
9,06
-
11,52
-
10,49
-
9,44
-
9,25
-
8,95
-
10,23
-
9,51
-
9,22
-
9,32
-
9,34
-
9,26
-
9,22
-
9,23
-
9,22
-
9,19
-
4,28
-
3,33
-
3,17
-
3,06
-
3,05
-
3,06
-
2,60
-
3,16
-
3,18
-
3,21
-
3,28
-
3,23
-
3,43
-
3,56
-
3,61
-
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
81
Tabel 1.79 Suku Bunga Rata-rata DPK Bank Pembangunan Daerah

(Average of Interest Rate of Third Party Funds of Regional Development Banks)
Persen (Percent)
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
82
2010
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
3,16
1,33
3,02
0,79
3,13
0,76
3,13
0,74
2,86
0,70
2,93
0,73
3,25
0,69
3,28
0,64
3,32
0,64
3,23
0,64
3,11
0,63
2,96
0,63
2,79
0,63
3,01
0,65
3,11
0,67
10,07
4,03
7,69
3,22
7,26
3,04
7,16
2,90
7,35
2,75
7,43
2,68
7,37
2,17
7,42
1,97
7,73
1,99
7,74
1,97
7,66
1,88
7,59
1,77
7,69
1,88
7,93
1,79
7,85
2,96
9,41
3,27
8,28
3,96
8,07
3,88
8,08
3,30
8,13
2,86
8,21
2,72
8,12
2,18
8,13
2,12
8,24
2,03
8,18
1,98
8,14
1,93
8,09
2,04
8,22
1,92
8,57
1,88
8,35
1,84
10,18
4,47
9,16
4,18
8,92
3,79
8,67
3,72
8,22
3,72
8,28
3,49
8,10
3,16
8,14
2,95
8,37
2,70
8,75
2,69
8,75
2,68
8,69
2,51
8,85
1,58
9,69
1,41
8,45
1,33
8,74
3,25
11,33
4,48
9,83
3,30
9,35
3,11
9,12
3,06
8,95
3,12
8,90
3,19
8,82
3,18
8,98
3,85
9,26
3,90
9,27
2,35
8,77
1,29
8,97
1,30
11,89
1,30
8,99
10,74
3,62
1,88
3,37
2,11
3,15
1,36
2,84
1,56
2,88
1,66
2,86
1,66
3,13
1,28
3,23
1,51
3,24
1,36
3,26
1,42
3,12
1,04
3,08
0,99
3,10
0,98
3,08
0,98
2,95
0,88
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
Tabel 1.80 Suku Bunga Rata-rata DPK Bank Campuran

(Average of Interest Rate of Third Party Funds of Joint Venture Banks)
Persen (Percent)
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
2010
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Jan
1,46
0,33
2,62
0,20
1,91
0,20
1,63
0,26
1,85
0,17
1,88
0,18
1,90
0,18
1,79
0,15
1,47
0,13
1,79
0,14
1,81
0,15
1,86
0,13
1,50
0,11
1,37
0,13
1,31
0,12
11,06
2,91
6,44
1,01
6,57
0,92
6,54
0,92
6,56
1,00
6,51
0,95
6,49
0,99
6,44
1,07
6,39
1,19
6,40
1,19
6,44
1,15
6,40
1,11
6,28
1,08
6,30
1,13
6,35
1,13
12,63
3,93
7,06
1,55
7,24
1,29
6,95
1,23
6,91
0,94
6,83
0,88
6,91
0,86
6,88
1,13
6,85
1,10
6,83
1,14
6,85
1,06
6,89
1,07
6,97
1,07
6,95
1,05
6,94
1,02
11,14
4,07
7,78
1,40
7,62
1,19
7,51
1,16
7,30
0,96
7,10
0,82
7,11
0,94
6,90
1,24
6,88
1,33
6,89
1,61
6,96
1,53
6,99
1,56
7,03
1,54
7,12
1,51
7,12
1,33
10,76
2,49
8,97
1,83
7,42
1,65
7,78
1,79
7,37
1,98
7,30
2,25
7,31
2,13
7,38
0,83
7,12
1,64
6,79
1,41
6,84
1,68
6,84
1,82
6,83
1,69
7,01
1,64
7,01
1,86
5,04
0,75
2,83
0,41
3,24
0,39
3,16
0,38
3,12
0,29
2,97
0,18
3,01
0,27
2,51
0,27
2,35
0,23
2,46
0,24
2,44
0,18
2,51
0,20
2,63
0,19
2,87
0,15
2,75
0,21
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
83
Tabel 1.81 Suku Bunga Rata-rata DPK Bank Asing

(Average of Interest Rate of Third Party Funds of Foreign Owned Banks)
Persen (Percent)
Indikator
Giro
Rupiah
Valas
Deposito
Deposito 1 Bulan
Rupiah
Valas
Deposito 3 Bulan
Rupiah
Valas
Deposito 6 Bulan
Rupiah
Valas
Deposito 12 Bulan
Rupiah
Valas
Tabungan
Rupiah
Valas
84
2010
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Indicator
Jan
1,16
0,10
0,86
0,09
0,62
0,05
0,93
0,04
1,11
0,04
1,32
0,04
1,28
0,03
1,25
0,04
1,19
0,04
1,28
0,03
1,20
0,03
0,90
0,02
1,18
0,03
1,17
0,04
1,22
0,03
10,03
1,23
5,85
0,28
4,68
0,19
4,51
0,19
4,26
0,18
5,69
0,30
5,61
0,39
5,60
0,62
5,61
0,38
5,56
0,37
5,44
0,29
3,80
0,17
3,69
0,17
3,76
0,19
5,26
0,29
11,65
2,39
6,57
0,66
5,10
0,49
5,07
0,45
5,19
0,42
6,40
0,57
6,38
0,50
6,36
0,63
6,40
0,59
6,37
0,66
6,33
0,62
4,68
0,42
4,68
0,37
4,70
0,38
6,10
0,55
10,64
2,63
7,18
0,77
5,85
0,53
5,73
0,53
5,43
0,47
6,56
0,93
6,49
0,93
6,50
1,02
6,52
0,85
6,47
0,79
6,45
0,79
5,51
0,37
5,56
0,38
5,46
0,43
6,42
0,70
9,87
3,45
9,67
2,42
8,13
0,76
8,01
1,04
8,12
0,75
8,32
1,86
7,84
1,33
6,50
1,02
6,93
1,40
6,82
1,91
6,70
2,09
4,98
1,13
4,35
1,21
4,46
0,88
5,94
1,43
3,98
0,17
2,67
0,08
2,48
0,04
2,52
0,04
2,55
0,03
2,56
0,02
2,62
0,03
2,91
0,03
2,49
0,04
2,54
0,04
2,52
0,03
2,54
0,04
2,36
0,02
2,67
0,02
2,40
0,04
Demand Deposits
Rupiah
Foreign Exchange
Time Deposits
1 month deposit
Rupiah
Foreign Exchange
3 month deposit
Rupiah
Foreign Exchange
6 month deposit
Rupiah
Foreign Exchange
12 month deposit
Rupiah
Foreign Exchange
Savings Deposits
Rupiah
Foreign Exchange
Tabel 1.82 Peringkat Bank Berdasarkan Kredit

(Bank Rating Based on Credit)
Desember 2006
Peringkat
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Desember 2007
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Desember 2008
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Desember 2009
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Januari 2010
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Desember 2010
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Januari 2011
Pangsa
Thd Total
Kredit
Bank
Total Umum
(%)
Kredit
(Total (Portion
Credits) to Total
Commercial Bank
Credit
(%))
Nama Bank
(Bank Name)
Total
Kredit
(Total
Credits)
Pangsa
Thd Total
Kredit
Bank
Umum
(%)
(Portion
to Total
Commercial Bank
Credit
(%))
Rating
PT Bank Mandiri Tbk
108.492
13,69
PT Bank Mandiri Tbk
125.280
12,50 PT BRI
161.130
12,32 PT BRI (Persero) Tbk.
206.117
14,53
PT Bank Rakyat Indonesia (Persero) Tbk. 198.470
241.020
235.034
13,46
PT BRI
90.295
11,40
PT BRI
114.361
11,41 PT Bank Mandiri Tbk
156.900
12,00 PT Bank Mandiri (Persero) Tbk
178.043
12,55
173.741
217.809
213.967
12,25
PT BNI Tbk
66.494
8,39
PT BNI Tbk
87.774
8,76 PT Bank Central Asia Tbk
112.686
8,62 PT Bank Central Asia Tbk.
122.991
8,67
116.565
153.116
145.016
8,31
61.549
7,77
82.503
8,23 PT BNI Tbk
111.044
8,49 PT BNI (Persero),Tbk
119.991
8,46
132.431
128.941
7,38
41.062
5,18
51.107
5,10 PT Bank Danamon Indonesia Tbk
64.376
4,92 PT Bank Cimb Niaga, Tbk
82.158
5,79
79.928
5,69 PT Bank CIMB Niaga, Tbk
102.715
5,82
102.491
5,87
PT Bank Niaga Tbk
33.208
4,19
PT Bank Niaga Tbk
41.843
4,18 PT Bank CIMB Niaga Tbk
50.117
60.162
4,24
59.224
75.264
74.800
4,28
PT Bank Permata Tbk
23.825
3,01
29.026
2,90 PT Pan Indonesia Bank Tbk
36.588
2,80 PT Pan Indonesia Bank, Tbk
41.284
2,91
41.370
55.705
55.677
3,19
PT BII
21.190
2,67
PT BII
28.189
2,81 PT Bank Permata Tbk
34.880
41.243
2,91
PT Bank Permata Tbk
41.122
51.529
2,92 PT BTN (Persero)
51.680
2,96
Citibank N.A
20.849
2,63
PT Bank Permata Tbk
25.989
2,59 PT BII
34.757
40.719
2,87
40.151
51.458
51.527
2,95
10
19.164
2,42
PT BTN
22.352
2,23 PT BTN
32.022
2,45 PT BII Tbk
37.114
2,62
36.186
2,57 PT BII Tbk
50.065
2,84 PT BII Tbk
50.942
2,92
10
Total
486.126
61,36
Total
608.424
60,72 Total
794.500
60,76 Total
929.822
65,53
Total
902.678
64,22 Total
1.110.075
63,58
1.131.112
64,06 Total
85
Tabel 1.83 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates Commercial Bank Based on Economic Sector)
Persen (Percent)
Sektor
Ekonomi
- Rupiah
- Valas
2. Pertambangan
- Rupiah
- Valas
3. Perindustrian
- Rupiah
- Valas
- Rupiah
- Valas
5. Konstruksi
- Rupiah
- Valas
dan hotel
- Rupiah
- Valas
7. Pengangkutan,
pergudangan dan
komunikasi
- Rupiah
- Valas
8. Jasa Dunia usaha
- Rupiah
- Valas
- Rupiah
- Valas
10. Lain-lain
- Rupiah
- Valas
86
2010
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
14,38
7,73
13,10
5,60
11,52
4,57
11,54
4,42
12,12
5,07
12,00
5,11
11,82
4,98
11,75
4,93
11,87
4,95
11,74
5,13
11,66
4,69
11,60
4,65
11,55
4,59
11,46
4,58
11,49
4,59
14,83
5,44
10,95
4,47
10,11
4,27
9,93
4,49
10,30
4,12
10,48
4,04
10,59
4,23
10,67
4,18
10,61
4,00
10,40
4,09
10,27
4,06
10,43
4,16
10,34
4,10
10,57
3,76
10,76
3,81
13,92
6,62
11,81
5,43
11,51
4,92
11,46
4,84
11,39
4,65
11,23
4,58
11,13
4,45
10,88
4,31
10,93
4,37
10,77
4,32
10,87
4,47
10,84
4,22
10,83
4,24
10,75
4,34
10,74
4,34
11,27
6,28
9,42
4,29
8,95
4,24
9,22
5,31
8,98
5,04
8,99
4,97
8,91
5,17
10,17
5,08
9,87
4,29
9,88
4,20
8,55
3,85
8,53
3,71
8,44
3,63
8,48
3,87
8,43
3,83
14,18
6,89
13,30
6,07
13,26
6,08
13,06
6,43
12,68
6,05
12,55
5,98
12,37
6,03
12,26
5,86
12,16
5,81
12,01
5,71
11,97
5,51
12,04
5,24
12,01
5,38
12,19
5,43
12,08
5,50
15,69
7,58
14,67
6,20
14,59
7,06
14,54
6,87
14,55
5,53
14,52
5,28
14,39
5,31
14,20
5,24
14,07
5,39
14,01
5,21
13,95
5,14
13,87
5,02
13,78
4,84
13,63
4,86
13,67
4,89
12,72
6,49
10,45
5,76
10,17
5,26
10,34
5,43
10,41
5,74
10,38
5,72
10,50
5,90
10,35
5,83
10,19
6,03
10,20
5,77
10,27
5,68
10,29
5,68
10,19
5,59
10,29
5,92
10,39
5,58
14,22
6,52
13,01
4,94
12,25
3,74
12,14
3,79
12,34
3,92
12,34
3,89
12,24
4,02
12,10
3,69
12,42
3,61
12,20
3,37
12,11
3,33
12,07
3,35
12,02
3,55
12,07
3,44
11,99
3,33
14,67
5,02
14,59
5,49
14,31
1,08
14,15
0,68
14,05
0,67
13,94
0,63
14,12
3,16
14,44
3,33
14,49
3,32
13,99
4,42
14,51
3,39
14,55
4,10
14,42
4,20
14,50
4,46
14,32
4,65
15,71
3,85
15,74
0,67
12,68
3,36
12,70
2,17
13,96
2,76
14,06
2,82
14,16
2,63
13,99
3,13
13,89
2,78
13,80
3,27
13,89
3,03
13,83
2,54
13,84
2,82
13,73
2,20
13,56
1,98
Economic
Sector
- Rupiah
- Foreign Exchange
2. Mining
- Rupiah
- Foreign Exchange
3. Manufacturing
- Rupiah
- Foreign Exchange
4. Water, gas and electricity
- Rupiah
- Foreign Exchange
5. Construction
- Rupiah
- Foreign Exchange
hotels
- Rupiah
- Foreign Exchange
7. Transportation,
warehousing and
communications
- Rupiah
- Foreign Exchange
- Rupiah
- Foreign Exchange
9. Social Services
- Rupiah
- Foreign Exchange
10. Others
- Rupiah
- Foreign Exchange
Tabel 1.84 Suku Bunga Rata-rata Kredit Bank Umum Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates Commercial Bank Based on Type of Use)
Persen (Percent)
Jenis
Penggunaan
Modal Kerja
- Rupiah
- Valas
Investasi
- Rupiah
- Valas
Konsumsi
- Rupiah
- Valas
2010
2005 2006 2007 2008 2009
Jan
2011
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
14,63
6,44
13,27 12,66
5,02 4,31
12,68
4,32
12,95
4,31
12,89
4,26
12,75
4,27
12,63
4,15
12,68
4,16
12,65
4,11
12,58
4,16
12,57
4,01
12,51
4,02
12,39
4,00
12,45
3,98
13,99
7,01
12,55 12,41
5,88 6,16
12,43
6,11
12,21
5,60
12,11
5,41
12,06
5,49
12,19
5,29
12,15
5,21
11,87
5,24
11,93
5,03
11,91
5,02
11,87
5,10
11,86
5,02
11,85
5,04
15,82
3,85
15,81 12,63
0,67 2,42
12,60
1,11
13,91
2,10
14,02
2,21
14,16
2,01
13,97
1,71
13,93
1,72
13,80
1,93
13,88
1,68
13,81
1,31
13,80
0,43
13,79
0,43
13,50
0,44
Type of
Use
Working Capital
- Rupiah
- Foreign Exchange
Investment
- Rupiah
- Foreign Exchange
Consumption
- Rupiah
- Foreign Exchange
87
Tabel 1.85 Perkembangan Jumlah Bank dan Kantor Bank Umum

(Growth of Total Banks and Bank Offices)
Kelompok
Bank
Bank Persero
Jumlah Bank
Jumlah Kantor
2010
2005 2006 2007 2008 2009
5
2.171
5
2.548
5
2.765
5
3.134
4
3.854
Jan
Feb
4
3.881
4
3.884
Mar
4
3.884
2011
Apr
Mei
Jun
Jul
Ags
Sep
Okt
4
3.887
4
3.892
4
3.905
4
4.012
4
4.047
4
4.058
4
4.082
Nov
4
4.122
Des
Jan
4
4.189
4
4.205
State Owned Banks

Total Banks
Total Bank Offices
36
6.698
Foreign Exchange
Commercial Banks
Total Banks
Total Bank Offices
31
1.151
Commercial Banks
Total Banks
Total Bank Offices
Regional Development
Banks
Total Banks
Total Bank Offices
BUSN Devisa
Jumlah Bank
Jumlah Kantor
34
4.113
35
4.395
35
4.694
32
5.196
34
6.181
35
6.187
35
6.214
35
6.234
35
6.240
37
6.249
36
6.249
36
6.331
36
6.358
36
6.383
36
6.424
36
6.507
36
6.608
BUSN Non Devisa

Jumlah Bank
Jumlah Kantor
37
709
36
759
36
778
36
875
31
976
30
969
30
978
30
978
31
979
30
980
31
982
31
1.024
31
1.026
31
1.052
31
1.059
31
1.103
Group of
Bank
31
1.131
BPD
Jumlah Bank
Jumlah Kantor
26
1.107
26
1.217
26
1.205
26
1.310
26
1.358
26
1.365
26
1.369
26
1.369
26
1.369
26
1.369
26
1.369
26
1.396
26
1.398
26
1.399
26
1.404
26
1.409
26
1.413
26
1.434
Bank Campuran
Jumlah Bank
Jumlah Kantor
18
64
17
77
17
96
15
168
16
238
16
238
16
239
16
238
16
239
16
239
16
239
15
258
15
260
15
260
15
260
15
262
15
263
14
260
Joint Venture Banks

Total Banks
Total Bank Offices
Bank Asing
Jumlah Bank
Jumlah Kantor
11
72
11
114
11
142
10
185
10
230
10
230
10
230
10
230
10
230
10
229
10
228
10
225
10
229
10
227
10
227
10
230
10
233
10
222
Foreign Owned Banks

Total Banks
Total Bank Offices
131
8.236
130
9.110
122
122
122
13.379 13.456 13.633
122
13.837
121
13.970
Total
Jumlah Bank
Jumlah Kantor
130
124
9.680 10.868
121
121
121
12.837 12.870 12.914
Ket.: 1) termasuk BNI Syariah yang mulai beroperasi pada bulan Juni 2010
88
121
122
123
12.933 12.944 12.958
1231)
122
122
12.972 13.246 13.318
Total
Total Banks
Total Bank Offices
Note: 1) including BNI Syariah which began operating in June 2010
Tabel 1.86 Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank - Desember 2010
(Growth of Total Branch Offices Based on Banks Location - December 2010)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Di Luar Indonesia
Total
2010
2005 2006 2007 2008 2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Location
Jan
282
53
428
41
232
334
17
36
48
130
65
60
58
33
11
39
52
49
72
23
24
92
44
8
15
20
31
70
35
20
31
11
14
17
292
57
435
42
247
339
18
39
50
135
66
62
60
40
12
43
53
49
79
26
25
92
48
8
13
21
32
70
39
22
32
11
14
18
309
59
442
44
258
350
19
39
53
141
67
65
63
45
13
43
54
51
84
27
28
100
48
8
10
22
33
72
39
23
35
12
15
18
324
61
464
47
263
355
21
41
57
146
70
69
64
47
17
45
55
58
87
33
29
111
49
9
11
23
36
73
40
24
38
13
18
18
337
66
506
51
271
365
21
44
65
161
71
76
67
49
20
45
63
62
98
36
32
111
52
11
12
25
35
72
43
25
41
13
19
17
338
68
513
51
272
367
21
44
65
164
71
77
68
50
21
45
63
62
98
36
32
113
52
11
12
25
35
72
43
25
41
13
19
17
340
66
513
51
273
367
21
44
65
164
71
77
68
49
20
45
63
62
99
36
32
113
52
11
12
25
35
72
43
25
41
13
19
17
340
66
514
53
275
370
21
44
67
165
71
77
70
50
21
45
64
63
100
36
34
113
53
12
12
25
35
73
43
25
41
14
19
17
341
67
516
53
277
371
22
44
67
165
71
79
70
51
21
45
65
64
100
36
34
113
53
12
12
25
35
73
43
25
41
14
19
17
344
69
519
53
281
372
22
44
67
166
71
80
70
51
21
46
65
64
100
38
34
115
53
12
12
25
35
73
43
25
46
14
21
17
345
70
519
53
281
380
22
45
67
167
71
81
71
51
20
46
65
64
100
38
34
114
53
12
12
25
36
73
46
27
46
14
22
17
349
71
523
53
283
381
22
45
67
167
72
82
72
51
21
47
65
64
100
38
34
114
52
12
13
25
37
73
46
27
46
14
22
17
350
71
528
53
284
383
22
45
67
170
72
82
73
51
21
47
65
64
100
38
34
114
53
12
13
25
37
73
46
28
46
14
22
17
360
71
532
53
286
386
22
45
67
171
73
83
73
51
21
49
66
64
101
38
34
114
53
12
13
25
37
73
46
30
46
14
22
17
353
72
530
53
284
385
22
45
70
172
73
83
73
51
21
48
66
65
100
38
34
114
53
12
13
25
37
73
46
29
46
14
22
17
353
73
529
53
285
385
22
45
70
173
74
83
74
52
21
48
67
65
100
38
34
114
53
12
13
27
37
74
46
29
46
14
22
17
354
73
534
53
285
390
22
45
70
174
74
84
76
52
22
48
69
66
100
40
35
116
54
12
13
27
39
74
46
32
47
14
22
17
357
73
538
53
287
392
22
45
70
174
74
84
76
52
22
49
69
66
102
40
36
116
54
12
13
28
39
74
46
32
48
14
22
17
2.495
2.589
2.689
2.816
2.982
3.004
3.004
3.028
3.041
3.068
3.087
3.105
3.120
3.148
3.139
3.148
3.179
3.196
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Sumatera Selatan
Kepulauan Riau
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Barat
Gorontalo
Sulawesi Tenggara
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Outside Indonesia
Total
89
90
DATA BANK SYARIAH
91
Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) Dan Unit Usaha Syariah (UUS)
(Sharia Commercial Bank and Sharia Business Unit Operations)
Indikator
Penyaluran Dana
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
d. Surat Berharga (tidak termasuk
obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
b. Kewajiban Kepada BI
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
e. Perkiraan tambahan modal disetor
f. Modal Pinjaman
SWBI (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
2010
2005 2006 2007 2008
2009
20.222
15.232
14.458
774
1.054
3.180
730
25.927
20.445
19.530
915
991
3.641
829
32.304
26.149
24.878
1.270
1.437
3.238
1.302
48.264
38.199
35.879
2.320
1.978
5.189
2.683
6
21
17.296
15.581
14.752
1.836
8.546
4.370
829
209
620
32
980
265
207
204
209
25
6
15
22.337
20.672
19.818
3.180
10.208
6.430
854
236
618
32
874
268
181
181
285
25
41
138
27.948
25.473
24.324
2.925
12.919
8.480
1.149
424
726
32
1.499
350
161
161
401
32
951
230
239
-76
132
2.395
991
268
355
27
142
2.358
20.880
22
436
Jan
Feb
Mar
Apr
64.355
46.886
44.938
1.948
3.036
10.393
3.786
65.719
47.140
45.166
1.974
3.150
11.321
3.851
66.314
48.479
46.507
1.972
3.348
9.837
4.358
66.854
50.206
48.138
2.068
3.337
8.635
4.406
68.497 69.596
51.651 53.223
49.762 51.313
1.889
1.910
3.156
3.263
8.604
7.823
4.790
5.014
73.266
55.801
53.649
2.152
3.458
8.343
5.346
79
136
40.591
36.852
35.449
3.741
19.273
12.436
1.403
498
870
35
68
2.419
311
150
150
727
64
83
171
57.762
52.271
50.266
5.403
28.484
16.379
2.006
798
1.111
96
6
3.717
340
512
512
845
69
83
173
58.290
53.163
51.086
5.177
29.655
16.254
2.077
865
1.104
108
6
3.392
340
512
512
819
58
83
208
58.637
53.299
51.243
5.618
29.391
16.234
2.056
969
980
107
6
3.444
340
512
512
960
76
83
187
58.699
52.811
50.742
4.961
29.210
16.571
2.069
920
1.033
117
5
3.910
395
506
506
983
88
83
213
59.440
54.043
52.018
5.072
30.215
16.730
2.025
893
999
133
5
3.596
340
308
308
1.072
76
88
185
60.214
55.067
53.020
5.173
30.548
17.299
2.047
881
1.036
130
5
3.472
340
307
307
960
63
1.017
275
481
149
132
1.761
1.752
335
432
152
466
2.824
1.946
449
790
315
468
3.076
2.279
449
83
959
135
3.373
2.279
449
179
959
135
2.972
2.284
449
328
907
135
2.425
2.637
465
425
824
689
3.027
26.722
33.016
49.555
66.090
67.436
67.963
68.543
23
509
29
568
32
790
31
998
31
1.108
32
1.146
33
1.233
Ket : 1) Tidak Termasuk Gerai Muamalat

r
) Revisi
92
Ags
Sep
Okt
Nov
Des
Jan
76.151
57.633
55.451
2.182
3.413
9.014
5.741
77.505
60.275
57.497
2.779
3.495
7.507
5.889
80.954
60.970
58.241
2.729
3.609
9.852
5.975
83.815
62.995
60.101
2.894
3.640
11.191
5.665
88.010
65.942
62.941
3.000
4.001
12.164
5.559
94.884
68.181
64.817
3.364
4.138
16.393
5.733
92.965
69.724
66.383
3.341
3.580
13.430
5.801
88
229
63.649
58.078
55.794
9.010
28.595
18.189
2.284
1.028
1.094
161
5
3.843
340
299
299
1.020
65
88
263
66.139
60.462
58.198
9.367
30.561
18.270
2.264
971
1.114
179
4
3.937
340
298
298
1.033
64
88
251
66.752
60.972
58.492
6.188
33.993
18.311
2.479
1.103
1.167
210
4
4.151
340
298
298
929
58
88
460
70.360
63.912
61.269
6.418
35.589
19.262
2.643
989
1.455
199
4
4.765
340
290
290
989
60
88
236
72.221
66.478
63.810
6.264
37.621
19.925
2.667
852
1.607
208
4
4.016
340
289
289
1.020
75
88
256
75.531
69.086
66.207
7.342
38.281
20.583
2.879
881
1.773
225
3
4.642
325
287
287
1.109
79
88
351
83.184
76.036
72.807
7.914
42.206
22.688
3.229
1.142
1.869
218
3
4.924
325
483
483
1.321
90
88
342
82.143
75.814
72.752
8.006
42.567
22.179
3.063
1.236
1.626
200
3
3.963
440
482
482
1.350
91
3.137
439
301
753
689
1.656
4.138
434
506
733
689
2.734
4.592
464
604
527
1.073
2.576
4.592
464
680
527
1.073
1.882
5.092
464
852
527
573
2.310
5.911
490
978
527
572
2.783
5.911
490
1.112
527
572
3.287
5.965
491
1.051
527
516
5.408
5.965
491
148
1.438
516
3.968
70.146 71.125
75.205
78.140
79.641
83.454
85.881
90.387 97.519
95.743
33
1.302
33
1.364
33
1.347
33
1.388
34
1.391
34
1.230
Mei
34
1.268
Jun
Jul
2011
34
1.410
34
1.477
34
1.506
Indicator
Fund Disbursements
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
d. Money Instruments (not including
e. Equity participation
f. Other claims
Sources of Funds
Rupiah
Wadiah Demand Deposit
Mudharabah Time Deposits
Mudharabah Savings Accounts
Foreign Exchange
b. Liabilities at BI
c. Inter-Bank
d. Money Instruments
e. Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
c. Current Earnings (Profit/Loss)
d. Retained Earnings (Profit/Loss)
e. Estimate of Additional Paid-In Capital
f. Capital Loans
Bank Indonesia Syariah Money
Certificates (BUS & UUS)
Total Assets
Office Network
Total Banks
Total Bank Offices 1)
Note : 1) Not including Muamalat Outlets

r
) Revised
Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS)

(Sharia Commercial Bank Operations (BUS))
Indikator
Penyaluran Dana
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
f. Modal Pinjaman
SWBI (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
2010
2005 2006 2007 2008
2009
16.132 19.839
12.405 16.113
11.652 15.224
753
889
373
535
2.986
2.715
341
457
25.663 33.026
20.717 26.109
19.602 24.422
1.115
1.688
672
1.016
3.286
3.827
766
1.859
6
6
21
14
15.041 18.509
13.667 17.216
12.843 16.380
1.609
2.523
7.539
8.456
3.695
5.401
825
836
207
232
617
604
32
32
684
603
244
247
205
179
201
179
186
215
23
17
41
182
23.960
21.966
20.880
2.624
10.555
7.702
1.085
262
823
32
1.049
329
154
154
400
31
1.001
275
459
143
132
2.599
951
230
266
(43)
132
2.395
Feb
Mar
Apr
46.386
34.452
33.190
1.261
1.415
7.345
2.922
46.810
34.765
33.459
1.306
1.548
7.266
2.982
47.153
35.980
34.670
1.311
1.483
6.372
3.028
47.537
37.481
36.057
1.424
1.367
5.392
3.031
49.470 50.950
38.795 40.817
37.357 39.375
1.438
1.442
1.413
1.579
5.690
5.001
3.287
3.284
59.218
46.260
44.560
1.701
1.843
5.986
4.831
79
136
30.546
27.734
26.498
2.250
14.588
9.659
1.237
465
772
68
1.736
311
150
150
513
35
83
169
43.858
39.624
37.881
3.612
21.510
12.759
1.743
683
1.060
6
3.005
340
112
112
735
36
83
165
44.203
40.403
38.567
3.635
22.323
12.609
1.836
773
1.063
6
2.606
340
112
112
704
32
83
206
44.391
40.431
38.644
4.064
21.952
12.627
1.788
848
940
6
2.715
340
112
112
746
41
83
183
44.753
40.317
38.476
3.490
22.056
12.931
1.840
851
989
5
3.153
395
103
103
737
43
83
203
45.806
41.627
39.857
3.761
23.119
12.976
1.770
807
963
0
5
2.858
340
105
105
835
35
88
182
46.910
42.700
40.891
3.685
23.602
13.604
1.809
810
999
0
5
2.866
340
104
104
856
39
1.701
335
499
138
466
2.824
1.946
449
499
295
468
3.076
2.279
449
41
793
135
3.373
2.279
449
93
794
135
2.972
2.284
449
190
758
135
2.425
2.637
465
230
741
689
3.027
27.286 34.036
48.014
48.451
48.714
49.171
6
711
6
820
7
852
8
934
991
268
310
24
142
2.358
17.111 21.151
3
301
Jan
3
346
3
398
5
576
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Jan
62.132
47.728
46.037
1.691
1.686
7.157
5.223
62.670
49.679
47.706
1.974
1.693
5.590
5.376
65.298
50.190
48.285
1.906
1.771
7.344
5.450
68.035
51.988
49.903
2.085
1.972
8.620
5.140
71.216
54.666
52.499
2.168
2.131
9.054
5.040
76.602
56.357
53.864
2.493
1.968
12.642
5.203
75.505
58.062
55.307
2.755
1.682
10.059
5.272
88
210
54.239
49.499
47.441
7.868
23.578
15.995
2.058
986
1.072
0
5
3.306
340
96
96
948
46
88
251
56.442
51.676
49.664
8.114
25.586
15.964
2.012
918
1.093
1
4
3.321
340
95
95
959
46
88
244
57.046
52.139
49.916
4.904
29.092
15.920
2.223
1.076
1.145
1
4
3.575
340
95
95
853
40
88
455
59.798
54.721
52.337
5.170
30.398
16.769
2.384
952
1.431
1
4
3.717
340
87
87
888
42
88
226
61.170
56.440
54.054
5.119
31.679
17.256
2.386
819
1.566
1
4
3.306
340
86
86
942
53
88
237
63.744
58.467
55.872
5.921
32.168
17.783
2.595
853
1.740
2
3
3.788
325
85
85
1.018
58
88
344
69.992
64.335
61.404
6.620
35.350
19.435
2.931
1.095
1.834
2
3
3.944
325
81
81
1.236
69
88
342
68.918
64.022
61.406
6.673
35.689
19.044
2.616
1.193
1.421
2
3
3.143
340
81
81
1.257
72
3.137
439
275
705
689
1.656
4.138
434
311
705
689
2.734
4.592
464
399
499
1.073
2.576
4.592
464
464
499
1.073
1.882
5.092
464
607
499
573
2.310
5.911
490
703
499
572
2.783
5.911
490
803
499
572
3.287
5.965
491
776
499
516
5.408
5.965
491
108
1.305
516
3.968
51.095
52.687
61.123
64.122
64.804
67.783
70.108
73.532
9
918
10
970
10
1.058
10
1.113
10
1.111
10
1.151
11
1.154
11
1.171
79.186 78.203
11
1.215
11
1.242
Indicator
Fund Disbursements
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
f. Other claims
Sources of Funds
Rupiah
Foreign Exchange
c. Inter-Bank
e. Loans received
Rupiah
Foreign Exchange
CapitalComponents
a. Paid-In Capital
b. Reserves
f. Capital Loans
Total Assets
Office Network
Total Banks
93
Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS)

(Sharia Business Unit Operations (UUS))
Indikator
Penyaluran Dana
a. Pembiayaan
Rupiah
Valas
b. Antar Bank
c. Penempatan di BI
obligasi rekap)
e. Penyertaan
f. Tagihan Lainnya
Sumber Dana
a. DPK
Rupiah
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
Valas
Giro Wadiah
Deposito Mudharabah
Tabungan Mudharabah
c. Antar Bank
d. Surat Berharga
Rupiah
Valas
g. Setoran Jaminan
Komponen Modal
a. Modal Disetor
b. Cadangan
d. L/R tahun Lalu
f. Modal Pinjaman
SWBI (BUS & UUS)
Total Aset
Jaringan Kantor
Jumlah Bank
Jumlah Kantor 1)
2010
2005 2006 2007 2008
Jan
Feb
Mar Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
4.090
2.827
2.807
20
681
194
389
6.087
4.332
4.305
26
457
926
372
10.099 15.238
7.227 12.090
6.910 11.457
318
632
996
962
1.254
1.362
622
824
17.969
12.435
11.748
687
1.621
3.048
864
18.910
12.375
11.707
668
1.603
4.055
869
19.161
12.499
11.838
661
1.865
3.465
1.330
19.317 19.027
12.726 12.856
12.081 12.405
645
451
1.970 1.743
3.242 2.914
1.376 1.503
18.645
12.406
11.938
468
1.684
2.823
1.730
14.048
9.541
9.089
452
1.615
2.357
515
14.019
9.905
9.414
491
1.727
1.857
518
14.836
10.596
9.791
805
1.802
1.917
513
15.656 15.780
10.780 11.006
9.956 10.198
823
809
1.838
1.668
2.509
2.570
524
525
16.793
11.275
10.443
833
1.870
3.109
519
18.282
11.824
10.953
871
2.170
3.751
530
17.461
11.662
11.076
586
1.898
3.371
529
2.258
1.914
1.909
228
1.007
675
5
2
3
296
21
3
2
23
2
1
3.828
3.456
3.438
657
1.752
1.030
18
4
14
271
21
1
1
70
8
7.061 10.044
6.045
9.118
6.003
8.952
836
1.490
3.416
4.684
1.751
2.777
42
166
29
33
13
98
35
902
684
21
1
0
1
0
73
214
19
29
1
13.903
12.648
12.385
1.791
6.974
3.620
263
116
51
96
712
400
400
111
33
8
14.087
12.760
12.518
1.541
7.332
3.645
241
92
42
108
786
400
400
115
26
2
14.245
12.867
12.599
1.554
7.438
3.607
268
121
40
107
729
400
400
214
35
3
10
13.946 13.634
12.495 12.416
12.266 12.161
1.471 1.311
7.154 7.096
3.641 3.754
229
255
69
86
44
36
117
133
757
738
403
203
403
203
246
236
45
41
2
13.304
12.367
12.128
1.488
6.946
3.694
239
72
37
130
607
203
203
104
24
20
9.410
8.579
8.354
1.142
5.017
2.194
226
42
22
161
537
203
203
72
19
12
9.697
8.786
8.534
1.253
4.974
2.307
252
53
22
178
616
203
203
74
18
8
9.706
8.833
8.576
1.284
4.900
2.392
256
26
21
209
576
203
203
76
19
5
10
10.561 11.050
9.191 10.038
8.932
9.756
1.248
1.144
5.191
5.942
2.493
2.669
259
282
37
33
24
41
198
207
1.048
710
203
203
203
203
101
78
19
22
19
11.787
10.619
10.335
1.422
6.113
2.801
284
28
33
223
854
202
202
91
21
7
13.191
11.702
11.403
1.294
6.856
3.253
298
47
35
217
981
402
402
86
21
0
13.225
11.792
11.346
1.333
6.878
3.135
447
43
205
198
819
100
401
401
93
20
(28)
(33)
2.395
45
3
2.358
16
81
6
2.599
51
(66)
14
2.824
291
20
3.076
42
165
3.373
86
165
2.972
195
83
3.027
27
49
1.656
195
28
2.734
205
28
2.576
216
28
1.882
274
28
2.783
309
28
3.287
275
28
5.408
40
133
3.968
3.596
5.571
9.252 15.519
18.076
18.985
19.250
19.372 19.050
18.438
14.082
14.018
14.837
15.671 15.773
16.856
18.333
17.540
19
133
20
163
25
287
25
288
25
294
24
298
23
244
23
251
23
236
23
239
23
262
23
264
94
2009
26
170
27
214
139
149
2.425
25
299
25
312
244
28
2.310
23
237
23
237
Indicator
Fund Disbursements
a. Financing
Rupiah
Foreign Exchange
b. Inter-Bank
c. Placements at BI
f. Other claims
Sources of Funds
Rupiah
Foreign Exchange
c. Inter-Bank
e. Loans received
Rupiah
Foreign Exchange
Capital Components
a. Paid-In Capital
b. Reserves
f. Capital Loans
Total Assets
Office Network
Total Banks
Tabel 2.4 Perkembangan Aset Perbankan Syariah

(Growth of Assets of Sharia Banks)
Indikator
2010
2005 2006 2007 2008
Jan
Bank Umum Syariah
17.111
Unit Usaha Syariah
3.769
21.151 27.286
5.571
9.252
2011
2009
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
34.036
48.014 48.451 48.714
49.171 51.095 52.687 61.123 64.122 64.804
67.783 70.108 73.532
79.186
78.203
15.519
18.076 18.985 19.250
19.372 19.050 18.438 14.082 14.018 14.837
15.671 15.773 16.856
18.333
17.540
Indicator
Syariah Commercial Banks

Syariah Business Units
95
Tabel 2.5 Aktiva Produktif Perbankan Syariah

(Earning Assets of Sharia Banks)
2010
Indikator
2005 2006 2007 2008
2009
2011
Indicator
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Pembiayaan
15.232
20.445
27.944
38.195
46.886 47.140
48.479 50.206
51.651
53.223 55.801 57.633
60.275
60.970
62.995 65.942
68.181
69.724
a. Lancar
41.931 41.329
42.058 44.065
45.505
46.725 49.310 50.812
52.845
54.240
56.237 59.092
63.006
63.600
Financing
a. Current
14.027
18.583
25.494
35.076
b. Dalam Perhatian Khusus
776
891
1.319
1.610
3.074
3.757
4.120
3.867
3.837
3.958
4.321
4.433
4.960
4.324
4.271
4.222
3.114
3.835
c. Kurang Lancar
201
353
525
435
621
822
1.067
1.028
1.007
769
947
865
833
1.098
1.230
677
797
c. Sub-Standard
73
236
582
397
232
165
259
312
305
244
380
352
328
330
332
361
d. Doubtful
155
383
543
759
865
1.036
1.248
1.043
1.022
1.221
1.097
1.197
1.226
1.221
1.060
1.068
1.052
1.130
429
971
1.131
1.509
1.882
2.053
2.302
2.275
2.309
2.540
2.170
2.388
2.470
2.406
2.486
2.628
2.061
2.288
2,82
4,75
4,05
3,95
4,01
d. Diragukan
e. Macet
Non Performing Financing
321
267
224
Financing (%)
96
e. Lost
(Nominal)
(Nominal)
b. Special Mention
4,36
4,75
4,53
4,47
4,77
3,89
4,14
4,10
3,95
3,95
3,99
3,02
3,28

Ratio (%)
Tabel 2.6 Komposisi DPK Perbankan Syariah

(Composition of Third Party Funds of Sharia Banks)
Desember 2006
Indikator
Giro Wadiah
Rupiah
Valas
Deposito Mudharabah
Rupiah
Valas
Tabungan Mudharabah
Rupiah
Valas
Total DPK
Rupiah
Valas
Nominal
Komposisi tdhp total

DPK (%)
(Composition to Total
Third Party Funds) (%)
Desember 2007
Nominal
2.847
2.562
285
14,71
13,24
1,47
3.750
3.459
291
10.656
10.109
546
55,08
52,25
2,82
5.845
5.845
19.347
18.516
831

DPK (%)
13,39
12,35
1,04
Desember 2008
Nominal

DPK (%)
Desember 2009
Nominal

DPK (%)
Januari 2010
Nominal

DPK (%)
Desember 2010
Nominal

DPK (%)
Januari 2011
Nominal

DPK (%)
Indicators
4.238
3.741
498
11,50
10,15
1,35
6.202
5.403
798
11,86
10,34
1,53
6.325
5.524
801
12,62
11,02
1,60
9.056
7.914
1.142
11,91
10,41
1,50
9.242
8.006
1.236
12,19
10,56
1,63
Wadiah Current
Rupiah
Foreign Exchange
14.807
13.971
836
52,86 20.143
49,88 19.273
2,98
870
54,66
52,30
2,36
29.595
28.484
1.111
56,62
54,49
2,13
28.379
27.215
1.164
56,63
54,31
2,32
44.075
42.206
1.869
57,97
55,51
2,46
44.193
42.567
1.626
58,29
56,15
2,15
Mudharabah Deposits
Rupiah
Foreign Exchange
30,21
30,21
0,00
9.453
9.453
-
33,75 12.471
33,75 12.436
0,00
35
33,84
33,74
0,10
16.475
16.379
96
31,52
31,33
0,18
15.406
15.366
39
30,74
30,67
0,08
22.906
22.688
218
30,13
29,84
0,29
22.379
22.179
200
29,52
29,25
0,26
Mudharabah savings
Rupiah
Foreign Exchange
100
95,70
4,30
28.011
26.884
1.127
100 36.852
95,98 35.449
4,02
1.403
100
96,19
3,81
52.271
50.266
2.006
100
96,16
3,84
50.109
48.105
2.004
100
96,00
4,00
76.036
72.807
3.229
100
95,75
4,25
75.814
72.752
3.063
100
95,96
4,04

Rupiah
Foreign Exchange
97
Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah

(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)
Persen (Percent)
2010
Indikator
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Giro Wadiah
Rupiah
Valas
1,13
1,47
1,28
1,12
1,07
1,08
1,21
0,95
1,04
0,38
1,01
0,37
0,99
0,37
1,09
0,36
1,02
0,33
1,10
0,36
1,27
0,60
1,03
0,43
1,04
0,36
0,99
0,37
1,34
1,59
1,21
0,43
1,26
0,77
1,19
0,89
Wadiah Current
Rupiah
Foreign Exchange
Deposito Mudharabah
Rupiah
Valas
8,66
3,68
9,75
3,87
7,97
5,71
8,61
2,69
7,48
3,18
5,84
2,80
6,85
2,48
7,22
2,86
7,02
2,71
6,70
2,74
6,86
2,82
7,06
3,01
7,04
3,90
6,85
2,48
1,34
1,59
6,68
3,82
7,03
4,35
6,53
4,36
Mudharabah Deposits
Rupiah
Foreign Exchange
Tabungan Mudharabah
Rupiah
Valas
3,96
-
3,72
-
3,32
0,63
3,61
0,92
2,76
1,01
2,50
1,01
2,43
0,97
2,87
0,63
2,55
0,98
2,69
0,99
2,66
0,93
2,67
0,92
2,53
0,86
2,95
0,87
3,04
0,86
3,32
0,95
3,08
0,92
2,85
0,92
Mudharabah savings
Rupiah
Foreign Exchange
98
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi

(Average of Margin Rates of Financing Based on Sector Economic)
Persen (Percent)
Sektor
Ekonomi
- Rupiah
- Valas
2. Pertambangan
- Rupiah
- Valas
3. Perindustrian
- Rupiah
- Valas
- Rupiah
- Valas
5. Konstruksi
- Rupiah
- Valas
dan hotel
- Rupiah
- Valas
7. Pengangkutan,
pergudangan dan
komunikasi
- Rupiah
- Valas
8. Jasa Dunia usaha
- Rupiah
- Valas
- Rupiah
- Valas
10. Lain-lain
- Rupiah
- Valas
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Jan
10,35
11,34
15,97
16,34
17,78
16,83
17,54
16,48
16,46
15,67
14,64
14,45
14,50
14,78
14,54
15,23
14,91
14,38
10,46
8,16
11,41
2,67
11,92
12,20
3,79
15,77
15,86
12,00
10,74
11,48
1,54
12,63
11,50
12,58
15,49
1,52
12,17
12,33
4,98
15,17
15,17
10,47
11,29
8,71
15,97
12,59
13,96
10,33
15,01
16,33
6,40
15,40
15,80
9,27
15,51
16,03
3,20
15,78
16,36
15,57
10,39
22,74
14,68
15,58
2,49
13,90
18,97
10,42
13,67
13,90
8,85
17,00
17,78
15,44
14,20
18,51
15,48
15,34
39,77
15,30
16,18
10,76
13,49
14,15
4,60
19,34
16,83
14,21
13,36
16,13
14,66
14,66
15,19
15,31
16,14
10,79
12,97
13,61
5,57
19,07
17,54
11,74
10,29
14,96
15,68
15,70
12,40
15,19
15,89
10,70
13,07
13,73
5,49
20,34
16,48
10,39
8,88
14,51
16,33
16,35
10,10
15,21
15,82
10,68
13,02
13,69
7,08
20,12
16,46
10,31
8,72
14,44
15,05
15,06
11,14
15,54
15,80
9,70
12,77
13,56
6,46
20,19
15,67
10,46
8,89
14,51
14,72
14,72
13,02
15,51
15,70
9,59
12,82
13,09
9,48
19,93
14,64
10,99
8,76
14,01
14,59
14,59
15,54
15,71
9,55
12,87
13,23
8,93
19,87
14,45
10,44
7,73
14,06
13,72
13,73
15,49
15,65
8,58
12,41
12,77
8,64
19,95
14,50
10,82
8,49
13,85
14,05
14,05
14,93
15,68
7,92
11,88
12,18
8,51
19,90
14,78
10,56
8,07
13,93
13,89
13,90
14,79
15,44
7,89
11,94
12,31
8,22
19,74
14,59
11,61
9,17
14,79
13,02
13,98
0,96
15,70
16,55
6,21
12,18
12,76
6,16
19,50
15,48
11,42
8,61
15,12
12,95
13,95
0,23
15,47
16,40
6,67
12,57
12,92
8,33
19,49
14,97
16,29
14,32
19,03
13,99
14,32
10,04
15,34
16,31
7,86
14,32
14,63
9,91
19,64
15,05
13,21
14,42
11,54
13,60
13,96
9,68
15,18
16,22
6,85
13,75
13,99
11,65
20,11
13,30
2,90
14,46
8,73
7,01
16,09
15,75
16,40
14,28
17,08
15,00
16,00
19,49
12,04
15,24
19,23
11,85
15,03
20,53
11,85
15,53
20,33
11,24
15,27
20,41
11,20
14,86
20,14
10,81
14,39
20,08
10,75
14,34
20,11
11,25
14,13
20,07
11,08
14,12
19,90
11,08
14,27
19,84
7,85
14,45
19,83
7,84
14,24
20,18
9,32
15,49
20,44
10,44
15,43
14,83
8,05
13,30
13,78
4,06
10,75
11,06
0,01
12,45
12,51
0,65
16,55
10,50
15,09
15,31
4,63
10,66
11,15
11,01
11,12
8,69
15,54
6,75
15,19
15,85
6,57
12,95
12,95
11,49
11,58
0,47
16,85
9,49
15,97
16,82
3,93
14,04
14,04
11,60
11,82
0,09
15,80
8,12
15,26
15,54
8,22
16,89
16,89
11,04
11,41
0,13
15,59
8,07
14,32
14,55
8,24
17,18
17,18
10,92
11,28
0,11
16,23
7,65
14,50
14,71
8,24
17,63
17,63
11,73
12,11
0,09
15,83
7,66
14,81
15,04
8,28
17,54
17,54
11,61
11,98
0,09
15,43
7,33
14,62
14,77
7,75
17,27
17,27
11,45
11,79
0,10
15,41
5,20
14,64
14,84
6,95
17,22
17,22
10,74
11,03
0,20
15,42
5,33
14,84
14,99
7,93
17,10
17,10
10,60
10,88
0,31
15,17
5,29
14,79
14,93
7,97
17,18
17,18
10,48
10,78
0,39
15,30
4,91
14,36
14,73
5,19
17,11
17,11
10,32
10,66
1,02
15,44
4,95
14,26
14,58
5,43
17,01
17,01
10,44
10,78
0,83
15,46
5,76
14,43
14,71
5,96
17,69
17,69
10,51
10,81
0,96
15,24
5,86
14,42
14,77
4,77
17,11
17,11
10,46
10,75
0,79
16,38
9,60
15,03
15,38
5,88
17,91
17,91
10,17
10,47
0,70
16,31
9,59
15,09
15,24
8,23
17,25
17,25
10,05
10,36
0,69
Economic
Sector
- Rupiah
- Foreign Exchange
2. Mining
- Rupiah
- Foreign Exchange
3. Manufacturing
- Rupiah
- Foreign Exchange
- Rupiah
- Foreign Exchange
5. Construction
- Rupiah
- Foreign Exchange
6. Trading, restaurants and
hotels
- Rupiah
- Foreign Exchange
7. Transportation,
warehousing and
communications
- Rupiah
- Foreign Exchange
- Rupiah
- Foreign Exchange
9. Social Services
- Rupiah
- Foreign Exchange
10. Others
- Rupiah
- Foreign Exchange
99
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan

(Average of Margin Rates of Financing Based on Type of Use)
Persen (Percent)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
2011
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
Modal Kerja
Rupiah
Valas
12,22
12,63
4,53
11,71
11,97
1,45
15,51
15,92
8,51
16,49
19,34
4,26
16,99
17,15
12,55
16,26
16,44
11,46
16,59
16,80
10,94
16,66
16,91
10,73
16,33
16,58
10,11
16,19
16,43
10,03
16,19
16,47
10,18
16,12
16,40
10,06
15,85
16,30
8,20
15,74
16,16
8,30
15,77
16,28
7,59
15,73
16,24
7,44
16,55
16,96
10,56
16,36
16,74
10,35
Working Capital
Rupiah
Foreign Exchange
Investasi
Rupiah
Valas
12,51
13,36
2,13
13,34
13,80
6,01
13,87
14,59
7,41
13,67
18,04
2,23
13,75
14,22
7,65
13,43
13,87
7,63
13,75
14,21
7,52
13,82
14,24
7,55
13,81
14,15
6,95
13,76
14,09
6,95
13,82
14,09
7,63
13,54
13,78
7,74
13,31
13,57
7,73
13,45
13,71
7,75
13,81
14,08
7,77
13,82
14,11
7,15
14,54
14,82
8,88
14,51
14,84
8,89
Investment
Rupiah
Foreign Exchange
Konsumsi
Rupiah
Valas
12,33
12,37
0,91
10,99
11,10
8,69
11,48
11,56
0,47
11,58
14,32
0,01
11,03
11,40
0,13
10,91
11,27
0,11
11,72
12,09
0,09
11,60
11,96
0,09
11,44
11,78
0,10
10,73
11,01
0,20
10,59
10,87
0,31
10,47
10,77
0,39
10,31
10,65
1,02
11,08
11,15
3,53
10,51
10,80
0,96
10,45
10,74
0,79
10,16
10,47
0,70
10,04
10,35
0,69
Consumption
Rupiah
Foreign Exchange
100
Tabel 2.10 Kegiatan Usaha BPR Syariah

(Sharia Rural Banks Operation)
Indikator
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Indicator
Jan
Penyaluran dana
Pembiayaan
Antar Bank Aktiva
1.107
877
230
1.591
1.257
334
1.995
1.587
408
2.002
1.587
415
2.034
1.654
380
2.060
1.691
369
2.122
1.757
365
2.174
1.817
357
2.228
1.874
354
2.303
1.926
377
2.278
1.954
324
2.372
1.980
392
2.470
2.042
428
2.465
2.041
424
2.586
2.060
525
2.614 Distribution of funds

2.084
Financing
530
Interbank Assets
Sumber Dana
Dana Pihak Ketiga
Tabungan Wadiah
Tabungan Mudharabah
Deposito Mudharabah
Antar Bank Pasiva
Kewajiban lainnya
708
87
204
417
174
52
3
570
10
280
280
8
271
1.251
234
319
697
353
57
18
1.283
239
320
725
348
49
17
1.310
246
320
744
350
52
17
1.310
243
318
749
377
50
17
1.346
245
324
777
392
48
17
1.386
248
338
799
404
46
16
1.386
249
324
813
441
50
17
1.419
260
330
829
468
54
19
1.396
250
307
839
464
56
22
1.458
261
336
861
490
51
20
1.531
272
359
900
493
55
18
1.518
263
358
897
503
54
18
1.604
285
374
945
521
52
19
1.641
292
387
962
522
51
20
Beberapa komponen
modal
Modal disetor
Cadangan
L/R Tahun Berjalan
L/R Tahun lalu
176
21
27
-9
222
28
30
-15
751
456
55
-22
733
440
5
30
735
439
9
25
739
444
16
13
742
443
25
0
776
466
31
-17
790
474
38
-21
794
465
44
-23
795
468
47
-24
802
469
52
-23
806
469
63
-25
782
448
69
-25
806
459
70
-25
819
472
7
42
Source of Funds
Third Party Funds
Wadiah Savings
Mudharabah Savings
Deposit Mudharabah
Interbank Liabilities
Loan received
Other Liabilities
Some Components of
Capital
Paid-In Capital
Reserves
Current Earnings (Profit/Loss)
Retained Earnings (Profit/Loss)
101
Tabel 2.11 Aset dan Pembiayaan BPR Syariah

(Asset and Financing of Sharia Rural Bank)
2010
Indikator
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Aset
1.203
1.693
2.126
2.139
2.180
2.203
2.260
2.324
2.374
2.447
2.429
2.522
2.619
2.615
2.739
2.777
Assets
Pembiayaan
Lancar
Kurang Lancar
Diragukan
Macet
882
807
22
22
31
1.257
1.151
35
21
49
1.587
1.475
31
31
50
1.587
1.470
38
22
56
1.654
1.530
44
22
58
1.691
1.566
44
25
55
1.757
1.631
39
31
57
1.817
1.688
40
33
57
1.874
1.744
40
30
60
1.926
1.788
45
32
61
1.954
1.814
43
33
64
1.980
1.833
44
34
69
2.042
1.889
47
34
73
2.041
1.888
46
33
75
2.060
1.927
39
30
65
2.084
1.943
42
35
65
Financing
Current
Sub Standard
Doubtful
Lost
Non Performing
Financing (Nominal)
75
105
112
117
124
125
126
130
130
138
140
147
153
154
134
141
Non Performing
Financing (%)
8,56
8,38
7,03
7,36
7,48
7,37
7,19
7,13
6,92
7,16
7,18
7,42
7,48
7,53
6,50
6,79
102
Non Performing
Financing (Nominal)
Non Performing
Financing (%)
Tabel 2.12 Jaringan Kantor Perbankan Syariah

(Sharia Bank Office Network)
2010
Indikator
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Jan
Indicator
Bank Umum Syariah (BUS)

Jumlah Bank
Jumlah Kantor
3
301
3
346
3
398
5
576
6
711
6
820
7
852
8
934
9
918
10
970
10
1.058
10
1.113
10
1.111
10
1.151
11
1.154
11
1.171
11
1.215
11
1.242
Unit Usaha Syariah (UUS)

Jumlah Bank
Jumlah Kantor
19
133
20
163
26
170
27
214
25
287
25
288
25
294
25
299
25
312
24
298
23
244
23
251
23
236
23
237
23
237
23
239
23
262
23
264
Sharia Business Units

Total Banks
Total Bank Offices
114
185
131
202
139
223
140
262
142
265
143
266
144
271
144
271
145
275
146
276
146
277
146
278
148
282
149
283
150
286
151
290
Sharia Rural Bank

Total Banks
Total Bank Offices
BPR Syariah
Jumlah Bank
Jumlah Kantor
Sharia Commercial Banks

Total Banks
Total Bank Offices
103
Tabel 2.13 Kinerja Bank Umum Syariah

(Sharia Commercial Bank Performance)
2010
Indikator
CAR (%)
- Modal
- ATMR
KAP
Produktif (%)
- APYD
Rentabilitas
NOM (%)
- Pendapatan
Operasional bersih
- Rata-rata Aktiva
produktif
ROA (%)
- Laba
- Rata-Rata total aset
BOPO (%)
- Biaya Operasional
- Pendapatan
Operasional
Likuiditas
Short Term Mistmach (%)
- Aktiva Jangka Pendek
- Kewajiban Jangka
Pendek
FDR (%)
- Pembiayaan
- Dana Pihak Ketiga
2005 2006 2007 2008
Jan
Jan
Mar
12,58
4.531
- 36.000
2.258
- 44.091
Ket : Data tersedia mulai posisi Maret 2010

r)
Revisi
104
2009
Apr
Mei
Jul
Ags
Sep
Okt
Nov
Des
Jan
12,89
5.866
45.492
14,66
7.566
51.615
14,23
7.622
53.570
14,58
7.692
52.752
15,74
8.605
54.672
15,49
8.710
56.246
16,76 20,23
9.578 9.033
57.156 44.643
95,14
95,60
95,52
95,29
95,75
96,12
96,07
96,84
2.168 1.970
45.337 40.541
2.433
55.280
2.555
57.087
2.755
58.466
2.525
59.355
2.385
61.431
2.511
63.905
2.121 1.569
67.230 51.108
1,45
573
1,54
637
1,42
615
1,76
794
1,76
826
1,70
833
1,89r)
963r)
- 37.950
39.016 39.632
41.381
43.242
45.162
46.993
48.952
1,88
900
- 48.003
79,26
1,73
1,66
839
821
48.540 49.558
80,85 82,07
1,49
765
51.486
83,90
1,57
836
53.291
82,48
1,54
844
54.730
82,62
1,64
919
56.133
81,83
1.460
1.779
1.868
2.226
2.213
2.683
2.600
3.147
18,17
6.974
- 38.392
18,77 19,27
7.291 7.766
38.840 40.306
18,12
7.864
43.404
19,14
9.066
47.368
92,97
- 37.481
- 40.317
92,97 96,65
37.481 53.223
40.317 55.067
93,46
46.260
49.499
92,36
47.728
51.676
94,88
1,71
649
824
1.040
12,12 15,54
4.936 5.746
40.719 36.975
Jun
2011
95,22
1,40
545
1.122
1.387
96,93
Indicator
CAR (%)
- Capital
Earning Assset Quality
- Classified Earning Assets
1,54
832
Profitability
NOM (%)
- Net Operations Income
50.880r)
53.024 54.100
- Average Earning Assets
1,77
999
56.608
80,62
1,74
1.021
58.722
80,14
1,59
2,09
960 1.632
60.268 78.203
82,38 78,89
2.978
3.640
3.395
4.211
3.835
4.785
19,01
8.817
46.383
19,55
9.643
49.315
20,61
10.323
50.077
19,81
10.269
51.839
16,76 19,95
9.578 11.267
57.156 56.478
95,28
49.679
52.139
91,72
50.190
54.721
92,11
51.988
56.440
93,50
54.666
58.467
87,60 90,69
56.357 58.062
64.335 64.022
1,77
936
4.368
5.302
453
574
ROA (%)
- Profit
- Average Assets
(Operations Expenses /
- Operations Income
Likuidity
Short Term Mistmach (%)
- Short-Term Assets
- Short-Term Liabilities
FDR (%)
- Financing
- Third Party Funds
Note : Data Available on March 2010

r)
Revisi
Tabel 2.14 Bank Umum Syariah Berdasarkan Tingkat Rasio

(Sharia Commercial Based on Ratios)
2010
Indikator
Modal Inti
<100 miliar
>100 miliar
CAR
<12%
>12%
NPL
<5%
>5%
ROA
<1,5%
>1,5%
LDR
<50%
>50%
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Indicator
Des
10
10
10
10
11
11
11
11
3
3
3
3
2
4
4
4
3
6
3
7
2
8
3
7
3
7
3
8
3
8
3
8
11
5
1
5
1
5
1
7
1
8
1
9
1
9
1
9
1
9
1
11
-
11
-
11
-
11
-
3
3
2
4
3
3
5
3
5
4
7
3
7
3
7
3
6
4
6
5
6
5
6
5
6
5
1
5
10
1
9
1
9
1
9
1
10
1
10
1
10
1
10
Ket : Data tersedia mulai posisi Januari 2010
Tier One Capital

<100 billion
>100 billion
Capital Adequacy Ratio
<12%
>12%
Non Performing Loan Ratio
<5%
>5%
Return on Asset Ratio
<1,5%
>1,5%
Loan to Deposit Ratio
<50%
>50%
Note : Data Available on January 2010
105
106
DATA BPR
107
Tabel 3.1 Kegiatan Usaha Bank Perkreditan Rakyat

(Rural Bank Operations)
Indikator
Penyaluran Dana
a. Kredit
b. Antar Bank Aktiva
Sumber Dana
a. DPK
Deposito
Tabungan
b. Antar Bank Pasiva
c. Pinjaman yang Diterima
d. Kewajiban Segera
Beberapa Komponen
Modal
a. Modal Disetor
b. Cadangan
c. L/R Tahun Berjalan
d. L/R Tahun Lalu
108
2010
2005 2006 2007 2008
14.654 16.948
3.442 4.956
9.421 11.190
3.757 4.581
1.761 2.401
406
416
107
145
20.540
6.009
12.701
6.018
3.240
482
189
2009
25.472 28.001
5.841 8.075
14.204 17.280
7.135 8.272
4.214 3.947
542
541
250
328
Jan
Feb
Mar
28.332 28.894 29.482

8.065 8.033 8.060
17.722 18.155 18.457

8.355 8.455 8.597
3.772 3.768 3.907
526
515
511
362
403
355
Apr
Mei
Jun
Jul
2011
Ags
Sep
30.195 30.858 31.495 32.066 32.835 32.834

7.861 7.700 7.649
7.676 7.115 8.215
18.797 19.013 19.297 19.558 19.751 20.299

8.713 8.872 8.734
8.960 8.698 9.047
4.040 4.061 4.354
4.321 4.492 4.569
516
485
476
481
490
486
281
299
269
269
296
274
Okt
Nov
Des
Indicator
Jan
33.284 33.580 33.844 34.158

8.788 9.238 10.033 10.200
Fund Disbursements
a. Credits
b. Inter-Bank Assets
20.768 21.060 21.455 21.979

9.292 9.482 9.857 10.053
4.437 4.572 4.739 4.487
640
621
610
640
303
304
373
369
Source of Funds
Time Deposits
Savings Deposits
b. Inter-Bank Liabilities
c. Loans received
d. Immediate Liabilities
1.908
484
604
2.333
697
509
2.776
828
663
3.241
1.098
849
4.072
1.033
1.158
4.094
1.091
112
4.178
1.113
240
4.185
1.175
382
4.259
1.236
527
4.328
1.276
665
4.399
1.304
805
4.457
1.303
932
4.538
1.296
1.021
4.573
1.304
1.112
4.635
1.276
1.179
4.690
1.283
1.382
4.757
1.272
1.447
4.799
1.345
155
131
129
38
-100
-118
812
626
367
41
-24
-85
-106
-107
-124
-126
-141
-157
1.035
Several Components of
Capital
a. Paid-In Capital
b. Reserves
c. Current Earnings
(Profit/Loss)
d. Retained Earnings
(Profit/Loss)
Tabel 3.2 Kinerja Bank Perkreditan Rakyat

(Rural Bank Performance)
Indikator
2010
2011
Indicator
2005 2006 2007 2008
2009
LDR (%)
- Total Kredit
- Penghimpunan Dana
- Modal Inti
82,00 87,37
80,03
82,54
14.654 16.953 20.684 25.480
15.345 17.879 21.696 25.944
2.525 1.525 4.149 4.926
79,61
28.012
29.496
5.691
78,64 79,17
79,79
80,77 81,49
82,04
28.343 28.905 29.496 30.211 30.877 31.514
29.822 30.328 30.905 31.470 31.804 32.227
6.218 6.183 6.063
5.935 6.085 6.187
82,39 83,95
81,79
32.088 32.864 32.863
32.685 32.803 33.748
6.263 6.345
6.430
82,05 80,86
79,02 78,47 LDR (%)
33.314 33.609 33.878 34.190
- Total Credit
34.360 35.209 36.420 36.676
- Funds collected
6.239 6.356
6.450 6.893
- Core Capital
NPL (%)
- Kredit Non Lancar
- Total Kredit
7,97
9,73
7,98
9,88
1.169 1.649 1.639 2.516
14.654 16.948 20.540 25.472
6,90
1.932
28.001
7,24
7,21
7,03
7,03
6,78
6,53
2.051 2.083 2.072
2.122 2.091 2.057
28.332 28.894 29.482 30.195 30.858 31.495
6,64
6,64
6,78
2.129 2.181
2.226
32.066 32.835 32.834
6,79
6,78
6,12
6,45 NPL (%)
2.259 2.277
2.070 2.202
- Non Current Credits
33.284 33.580 33.844 34.158
- Total Credit
ROA (%)
- L/R Tahun Berjalan
- Total Aktiva
2,96
604
2,21
509
2,39
663
2,61
849
3,08
1.158
20.393 23.045 27.741 32.533
37.554
Jan
3,55
112
Feb
3,74
240
Mar
3,91
382
Apr
4,00
527
Mei
3,98
665
Jun
3,95
805
37.891 38.482 39.039 39.489 40.105 40.725
Jul
3,86
932
Ags
3,67
1.021
Sep
3,46
1.112
41.409 41.714 42.832
Okt
Nov
Des
3,20
1.179
3,37
1.382
3,16
1.447
Jan
4,03 ROA (%)

155
- Current Earnings (Profit/
Loss)
44.165 44.726 45.742 46.291
- Total Aktiva
ROE (%)
- L/R Tahun Berjalan
25,23
604
19,25
509
20,98
663
22,67
849
25,08
1.158
28,90
112
30,35
240
28,50
382
32,26
527
32,09
665
31,80
805
31,20
932
29,44
1.021
28,32
1.112
26,72
1.179
28,14
1.382
26,71
1.447
- Modal Disetor
- Cadangan Umum
1.908
484
2.333
312
2.776
384
3.241
506
4.072
546
4.094
555
4.178
565
4.185
1.175
4.259
639
4.328
645
4.399
663
4.457
666
4.538
666
4.573
665
4.635
661
4.690
667
4.757
661
34,08 ROE (%)

155
- Current Earnings (Profit/
Loss)
4.799
- Paid-In Capital
671
- General Reserve
109
Tabel 3.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR

(Growth of Rural Bank Asset Based on Location)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
2010
2005 2006 2007 2008
4.098
372
228
997
5.069
2.788
15
62
36
341
413
231
241
134
9
2.975
94
180
72
1
61
76
113
19
13
260
1.236
20
84
165
1
-
4.354
388
350
1.101
5.665
3.145
15
140
38
376
537
247
428
206
10
3.038
107
307
99
3
89
119
131
31
22
321
1.467
23
127
162
1
-
20.402 23.045
4.818
512
489
1.409
6.723
3.616
18
216
54
419
733
392
620
336
8
3.516
167
403
154
7
134
194
171
47
23
375
1.851
35
160
137
1
-
5.868
632
571
1.634
7.790
4.030
23
205
110
495
901
491
855
394
9
3.563
260
511
193
10
209
272
194
57
3
21
456
2.318
64
210
184
1
-
2009
7.061
737
708
1.848
9.190
4.739
25
244
121
580
1.025
601
1.349
520
20
3.037
250
577
233
28
254
336
241
65
2
26
535
2.663
109
210
215
2
-
27.741 32.533 37.554
Ket ) : Perubahan lokasi sesuai pemekaran daerah mulai Juni 2010
110
Jan
Feb
7.103
749
722
1.871
9.214
4.806
25
253
99
598
1.012
614
1.373
526
20
3.123
252
549
226
27
239
339
244
65
2
26
535
2.734
113
216
212
2
-
7.213
761
748
1.885
9.306
4.836
25
268
99
598
1.009
626
1.414
560
21
3.227
265
571
215
40
254
350
255
64
2
26
527
2.776
116
216
207
2
-
37.891 38.482
Mar
7.325
777
761
1.913
9.385
4.900
25
270
100
604
1.002
636
1.492
578
21
3.329
250
569
220
39
237
341
264
64
2
27
537
2.826
119
215
207
2
-
Apr
Mei
2011
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
7.463
791
761
1.938
9.477
4.941
26
280
99
611
1.002
635
1.581
579
22
3.246
266
598
222
39
237
341
278
65
3
26
537
2.881
123
205
207
2
7
-
7.624
799
779
1.961
9.585
5.030
26
277
100
617
1.024
646
1.618
595
21
3.266
264
605
224
41
263
341
280
65
3
27
549
2.905
126
206
225
2
9
-
7.635
814
821
2.018
9.752
5.128
27
286
101
625
1.050
653
1.695
578
22
3.288
273
595
234
41
262
349
288
66
3
27
548
2.963
130
217
222
2
11
-
7.760
823
833
2.043
9.987
5.216
26
295
100
629
1.040
661
1.781
603
21
3.224
284
619
242
42
266
358
298
65
3
28
560
3.016
133
211
223
4
14
-
7.825
836
850
2.081
9.940
5.227
27
296
98
629
1.007
673
1.847
605
22
3.278
276
631
247
40
274
371
310
65
2
28
551
3.075
137
219
229
4
14
-
8.071 8.557
850
860
822
841
2.121 2.158
10.218 10.505
5.354 5.460
27
28
305
312
100
100
639
658
1.052 1.073
688
711
1.927 2.025
626
632
21
22
3.345 3.444
292
298
674
673
251
253
45
45
289
288
379
388
326
336
66
67
3
3
28
29
562
551
3.142 3.234
137
141
215
212
237
238
5
5
16
21
-
8.405
877
859
2.194
10.704
5.516
28
317
101
671
1.107
738
2.077
629
24
3.500
327
681
250
46
290
423
354
67
3
29
581
3.310
147
214
226
5
24
-
8.511
907
922
2.250
10.899
5.607
30
323
104
677
1.157
735
2.161
645
25
3.539
348
670
272
46
309
457
395
68
3
29
585
3.431
153
217
231
8
29
-
8.539
928
965
2.245
11.014
5.630
29
328
106
686
1.157
753
2.231
676
26
3.600
327
692
265
48
328
461
398
66
3
27
591
3.520
153
213
244
7
32
-
39.039 39.489
40.105
40.725
41.409
41.714
42.832 44.165
44.726
45.742
46.291
Location
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
Note) : Change location accordance region expansion since June 2010
Tabel 3.4 Jumlah BPR Berdasarkan Total Aset

(Rural Banks Based on Total Assets)
Total
Aset
Total Aset BPR
< 1 Miliar
Total Aset BPR
1 s.d 5 Miliar
Total Aset BPR
5 s.d 10 Miliar
Total Aset BPR
> 10 m
Total
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Total
Asset
Jan
147
111
85
56
46
48
43
39
41
43
37
33
32
34
33
29
25
21
1.010
835
651
536
429
428
419
410
389
376
373
379
370
367
352
347
341
336
491
479
527
511
479
461
448
456
458
464
456
444
453
437
427
417
433
412
361
455
554
669
779
798
808
813
824
830
849
860
862
877
895
913
907
931
2.009
1.880
1.817
1.772
1.733
1.735
1.718
1.718
1.712
1.713
1.715
1.716
1.717
1.715
1.707
1.706
1.706
1.700
Total Asset Rural bank

< 1 Billion
1 up to 5 Billion
5 up to 10 Billion
> 10 Billion
Total
111
Tabel 3.5 Non Performing Loan Bank Perkreditan Rakyat

(NPL of Rural Bank)
Kolektibilitas
Kredit
a. Lancar
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Collektibility
Jan
14.654 16.948 20.540 25.472 28.001
28.332 28.894 29.482 30.195 30.858 31.495 32.066 32.835 32.834 33.284 33.580 33.844 34.158 Credit
13.485 15.299 18.901 22.956 26.068
26.281 26.811 27.410 28.074 28.768 29.437 29.937 30.654 30.609 31.025 31.303 31.775 31.956
a. Current
b. Kurang Lancar
404
473
407
1.039
457
547
592
576
589
574
545
580
605
623
635
624
514
610
b. Sub-Standard
c. Diragukan
494
482
319
342
335
339
346
359
374
396
390
397
401
410
413
423
398
418
c. Doubtful
d. Macet
271
694
913
1.135
1.140
1.165
1.146
1.137
1.158
1.120
1.122
1.151
1.175
1.192
1.211
1.230
1.158
1.173
1.169
1.649
1.639
2.516
1.932
2.051
2.083
2.072
2.122
2.091
2.057
2.129
2.181
2.226
2.259
2.277
2.070
7,98
9,73
7,98
9,88
6,90
7,24
7,21
7,03
7,03
6,78
6,53
6,64
6,64
6,78
6,79
6,78
6,12
6,45 Non Performing Ratio
Non Performing Loan

(Nominal)
Loan (%)
112
d. Lost
(Nominal)
(%)
Tabel 3.6 Non Performing Loan BPR Berdasarkan Lokasi

(NPL of Rural Banks Based On Location)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali*)
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
280
33
4
71
403
151
1
1
5
22
27
11
1
9
1
33
8
8
3
0
1
7
6
1
0
2
24
55
2
1
3
0
0
0
413
36
11
93
607
184
1
4
6
33
33
12
3
16
2
45
5
13
4
0
3
9
5
1
0
3
27
74
2
1
3
0
0
0
379
42
17
83
614
170
1
9
6
27
32
14
5
16
2
58
5
13
8
0
2
11
4
1
0
4
30
78
1
1
4
0
0
0
408
43
26
80
591
157
1
11
7
29
40
18
9
20
1
909
5
17
10
0
4
11
5
3
0
3
33
71
1
1
5
0
0
0
417
70
36
80
618
155
1
14
33
35
67
27
9
24
1
84
9
19
27
1
4
13
6
2
0
4
40
126
4
2
6
0
0
0
425
72
36
92
652
167
1
14
34
37
72
32
14
35
1
90
9
19
27
1
4
14
6
3
0
4
45
132
4
2
7
0
0
0
425
59
37
100
664
173
1
14
36
36
61
34
14
28
1
97
9
19
30
2
5
14
8
3
0
4
51
144
4
3
7
0
0
0
423
62
37
99
648
170
1
14
36
37
65
34
12
30
1
98
9
20
30
1
4
12
7
4
0
4
56
144
5
3
7
0
0
0
428
65
36
100
673
175
1
15
37
33
72
36
13
29
1
95
10
20
30
1
5
20
8
4
0
4
57
143
4
3
7
0
0
0
435
65
38
103
681
182
1
14
34
34
74
35
15
30
2
69
10
20
29
1
4
20
10
4
0
4
58
103
4
4
8
0
0
0
431
68
38
102
672
183
1
15
13
34
78
35
15
30
2
72
10
20
29
1
5
21
9
4
0
4
57
93
5
4
8
0
0
0
445
72
40
106
698
196
1
15
13
35
79
37
16
30
2
68
10
19
31
1
5
22
12
4
0
4
57
95
4
4
8
0
0
0
443
74
50
109
708
206
1
14
13
36
89
41
18
29
2
59
10
17
29
1
5
21
11
4
0
5
60
107
5
3
8
0
0
0
459
76
37
110
729
210
1
14
14
38
90
45
22
32
2
59
10
18
30
2
5
20
11
4
0
5
61
105
4
4
8
0
0
0
456
94
37
116
735
207
1
14
13
40
97
46
23
32
2
59
9
18
27
2
5
21
13
5
0
5
62
104
5
4
8
0
0
0
461
86
43
119
741
203
1
14
11
41
96
45
26
33
2
58
10
18
30
2
5
20
13
5
0
5
69
104
5
5
9
0
0
0
427
81
46
103
658
176
1
14
10
39
87
40
22
31
2
52
8
17
30
2
4
19
12
6
0
5
64
98
5
6
6
0
0
0
434
84
50
116
705
203
1
14
11
37
91
44
26
31
2
55
9
17
30
2
4
18
13
6
0
4
67
111
6
5
7
0
0
0
1.170
1.649
1.639
2.516
1.932
2.051
2.083
2.072
2.122
2.091
2.057
2.129
2.181
2.226
2.259
2.277
2.070
2.202
Ket. : *)Perubahan lokasi sesuai pemekaran daerah mulai Juni 2010
Location
Jan
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali*)
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
Note : *) Change location accordance region expansion since June 2010
113
Tabel 3.7 Komposisi DPK Bank Perkreditan Rakyat

(Composition of Third Party Funds of Rural Bank)
Desember 2006
Jenis
Desember 2007
Komposisi
thd
Total DPK (%)
Desember 2008
Komposisi
thd
Total DPK (%)
Desember 2009
Komposisi
thd
Total DPK (%)
Januari 2010
Komposisi
thd
Total DPK (%)
Desember 2010
Komposisi
thd
Total DPK (%)
Januari 2011
Komposisi
thd
Total DPK (%)
Komposisi
thd
Total DPK (%)
Nominal (Composition Nominal (Composition Nominal (Composition Nominal (Composition Nominal (Composition Nominal (Composition Nominal (Composition
to Total Third
Party Funds)
(%)
to Total Third
Party Funds)
(%)
to Total Third
Party Funds)
(%)
to Total Third
Party Funds)
(%)
to Total Third
Party Funds)
(%)
to Total Third
Party Funds)
(%)
Jenis
to Total Third
Party Funds)
(%)
Deposito
11.190
70,95
12.701
67,85
14.204
66,56
17.280
67,63
17.722
67,96
21.455
68,52
21.979
68,62
Time Deposits
Tabungan
4.581
29,05
6.018
32,15
7.135
33,44
8.272
32,37
8.355
32,04
9.857
31,48
10.053
31,38
Savings Deposits
Total DPK
15.771
100
18.719
100
21.339
100
25.552
100
26.077
100
31.312
100
32.032
100
114
Tabel 3.8 Komposisi DPK BPR Berdasarkan Lokasi Penghimpunan - Januari 2011
(Composition of Third Party Funds of Rural Banks Based on Location - January 2011)
Lokasi
Tabungan
(Saving Deposits)
Deposito
(Demand Deposit)
Total DPK
(Total of
Third Party Funds)

Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
Pangsa Thd
Total DPK (%)
(Portion of Total
Third Party Funds (%))
1.412
121
141
459
3.122
1.124
10
48
20
226
518
260
208
233
6
413
68
253
65
17
62
87
69
26
1
5
191
766
41
33
35
2
9
0
4.693
401
504
1.061
4.579
2.421
8
200
23
273
332
283
1.619
259
17
2.107
116
313
105
13
81
179
220
27
1
9
180
1.654
67
68
143
2
19
0
6.106
522
646
1.520
7.701
3.545
18
248
43
499
850
543
1.827
492
23
2.520
183
567
170
30
143
266
289
54
2
14
372
2.420
108
101
179
5
29
0
19,06
1,63
2,02
4,75
24,04
11,07
0,06
0,77
0,13
1,56
2,65
1,70
5,70
1,54
0,07
7,87
0,57
1,77
0,53
0,09
0,45
0,83
0,90
0,17
0,01
0,04
1,16
7,56
0,34
0,31
0,56
0,01
0,09
-
10.053
21.979
32.032
100
Location
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
Note ) : Change location accordance region expansion since June 2010
115
Tabel 3.9 DPK BPR Berdasarkan Lokasi Penghimpunan

(Third Party Funds of Rural Banks Based on Deposits Location)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
2010
2005 2006 2007 2008
2009
Feb
5.136
399
433
1.316
6.521
3.022
16
196
63
441
714
426
1.111
395
18
2.048
166
452
146
13
86
189
176
54
1
11
320
1.876
76
104
154
1
-
5.247
413
448
1.327
6.608
3.036
16
205
63
440
705
434
1.146
418
19
2.136
180
468
137
25
109
198
186
53
1
11
317
1.912
78
119
156
1
-
13.184 15.771 18.719 21.339 25.552 26.077
26.611
2.806
210
143
712
3.446
1.740
7
34
23
242
270
126
203
97
6
1.663
56
138
49
1
39
44
69
16
5
139
787
7
50
56
0
-
2.995
214
218
805
4.041
2.077
9
101
26
273
330
183
357
156
7
2.045
65
247
64
2
40
72
97
28
7
172
949
9
64
119
0
-
3.305
274
288
1.043
4.712
2.349
11
161
34
307
475
293
476
258
8
2.287
97
319
89
6
54
122
126
42
9
209
1.179
17
71
95
0
-
4.035
308
305
1.142
5.395
2.476
15
146
57
357
580
350
657
308
8
2.140
144
399
114
6
93
128
145
50
2
7
260
1.455
38
100
119
0
-
5.072
382
420
1.290
6.449
2.964
17
186
37
426
715
417
1.071
386
17
1.945
154
470
152
15
99
185
171
55
1
10
319
1.803
71
99
152
1
-
116
Jan
Mar
5.360
432
455
1.338
6.687
3.090
16
208
64
447
708
445
1.215
436
19
2.163
163
472
142
24
91
190
193
53
1
11
323
1.952
82
115
156
1
-
Apr
5.484
441
453
1.358
6.740
3.147
16
225
64
453
711
446
1.286
436
19
2.189
158
492
143
24
87
192
207
54
3
11
320
1.984
87
112
153
1
15
-
27.055 27.509
Mei
5.593
446
463
1.371
6.803
3.200
16
221
64
456
726
452
1.312
454
18
2.183
160
492
144
26
109
192
212
53
3
12
328
2.000
89
110
170
2
7
-
Jun
Jul
5.550
448
500
1.384
6.827
3.238
15
225
46
458
736
459
1.370
434
19
2.199
150
485
151
25
105
197
222
55
2
12
324
2.013
90
115
165
2
10
-
5.630
451
503
1.405
6.952
3.291
16
231
45
461
728
470
1.439
452
18
2.222
151
503
155
26
108
203
231
53
2
13
323
2.054
92
108
166
2
12
-
27.885 28.031
2011
Ags
5.618
455
522
1.413
6.825
3.246
16
228
38
458
690
479
1.489
453
19
2.239
130
515
159
25
110
216
240
53
1
13
320
2.088
96
110
169
3
12
-
28.517 28.449
Sep
5.784
466
518
1.438
7.070
3.353
16
236
40
470
734
494
1.558
460
18
2.298
139
559
161
29
116
216
255
55
2
13
328
2.133
95
101
174
3
14
-
Okt
5.925
481
530
1.459
7.252
3.414
16
239
39
484
757
507
1.637
464
18
2.341
156
558
162
28
111
221
258
55
2
13
330
2.210
98
95
174
3
19
-
29.346 30.060
Nov
6.008
489
545
1.473
7.377
3.444
17
241
40
488
784
519
1.673
459
21
2.363
161
562
159
29
114
242
265
55
2
14
359
2.259
103
93
160
4
22
-
Des
6.061
509
600
1.511
7.529
3.497
18
244
41
493
829
525
1.758
471
21
2.427
177
547
177
28
130
259
282
56
2
14
366
2.331
108
105
166
4
26
-
Location
Jan
6.106
522
646
1.520
7.701
3.545
18
248
43
499
850
543
1.827
492
23
2.520
183
567
170
30
143
266
289
54
2
14
372
2.420
108
101
179
5
29
-
30.542 31.312 32.032
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
Note) : Change location accordance region expansion since June 2010
Tabel 3.10 Suku Bunga Rata-rata DPK Bank Perkreditan Rakyat

(Average of Third Party Interest Rates of Rural Banks)
Persen (Percent)
Indikator
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Tabungan
7,16
6,32
6,20
6,03
6,06
5,98
6,00
6,03
5,97
5,94
5,95
5,77
5,68
5,53
5,53
Deposito
12,43
10,81
10,64
10,60
10,54
10,51
10,47
10,37
10,38
10,33
10,34
10,23
10,20
10,25
10,09
Ket. Data tersedia mulai Desember 2008
Indicator
Jan
Saving Deposits
Time Deposits
Note : Data available on December 2008
117
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
Sektor
Ekonomi
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Economic
Sector
1. Pertanian, perburuan dan sarana

pertanian
38,70
39,21
39,12
39,07
38,99
38,85
38,76
38,92
38,84
38,71
38,34 1. Agriculture, hunting and

2. Perindustrian
32,87
32,38
32,38
32,25
32,47
31,78
31,60
31,57
31,55
31,38
31,16 2. Manufacturing
3. Perdagangan, restoran dan hotel
33,60
34,32
34,21
34,05
33,92
33,72
33,67
33,45
33,36
33,35
33,18 3. Trade, restaurants and hotels
31,61
31,67
31,18
31,08
30,92
30,58
30,56
30,42
30,23
30,05
29,85 4. Social Services
5. Lain-lain
29,50
29,33
29,24
29,08
28,98
28,87
28,70
28,59
28,51
28,38
28,27 5. Others
Ket.: Data tersedia mulai Desember 2008

1)
Data bulan Oktober 2010 bersambung di halaman 119 karena
terdapat perubahan sektor ekonomi dalam laporan bulanan BPR
118

October 2010 data continued on page 119 because there are
changes economic sector in the rural bank's monthly report
1)
Tabel 3.11 Suku Bunga Rata-rata Kredit BPR Berdasarkan Sektor Ekonomi
(Average of Credit Interest Rates of Rural Banks Based on Economic Sector)
Persen (Percent)
2010
Sektor Ekonomi
Okt
Nov
2011
Des
Jan
Economic Sector
Pertanian, Perburuhan, dan Kehutanan
38,42
36,76
38,29
37,94 1. Agriculture, hunting, and forestry
Perikanan
38,25
32,65
33,39
33,10 2. Fishery
Pertambangan dan Penggalian
29,21
27,89
28,29
29,02 3. Mining and quarrying
Industri Pengolahan
32,60
31,18
30,67
30,01 4. Processing industry
Listrik, Gas dan Air
36,65
32,00
34,43
31,71 5. Electricity, gas and water
Konstruksi
32,28
32,09
31,41
30,19 6. Construction
Perdagangan Besar dan Eceran
32,85
33,03
33,14
32,78 7. Wholesale and retail trade
Penyediaan Akomodasi dan Penyedian Makan Minum
26,75
27,76
27,99
27,02 8. Provision of accommodation and the provision of eating and drinking
Transportasi, Pergudangan dan Komunikasi
32,61
30,15
30,12
29,46 9. Transportation, warehousing and communications
10 Perantara Keuangan
26,42
24,36
25,28
24,61 10. Financial intermediaries
11 Real Estate
27,99
27,31
27,26
25,47 11. Real estate
12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib
29,68
34,99
35,78
34,70 12. Government administration, land and compulsory social security
13 Jasa Pendidikan
33,11
31,29
31,61
30,24 13. Education services
14 Jasa Kesehatan dan Kegiatan Sosial
31,00
30,40
30,51
29,86 14. Health services and social activities
15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya
30,64
29,41
29,05
28,65 15. Social services, social, cultural, entertainment and other individual
16 Jasa Perorangan yang Melayani Rumah Tangga
32,82
33,62
31,07
30,50 16. Individual services which serve households
17 Kegiatan Usaha yang Belum Jelas Batasannya
29,26
29,49
29,35
30,33 17. Business activities are not clearly defined
18 Bukan Lapangan Usaha - Rumah Tangga
28,74
28,44
28,12
28,30 18. Not the business field - households
19 Bukan Lapangan Usaha - Lainnya
28,94
28,09
27,71
27,31 19. Not the business field - other
1)
Merupakan sambungan halaman 118
1)
Continue from page 118
119
Tabel 3.12 Suku Bunga Rata-rata Kredit BPR Berdasarkan Jenis Penggunaan
(Average of Credit Interest Rates of Rural Banks Based on Type of Use)
Persen (Percent)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
Modal Kerja
34,43
34,83
34,64
34,60
34,45
34,28
34,15
34,03
33,95
33,86
33,66
33,31
33,35
33,21
32,90
Investasi
27,67
30,37
30,52
30,28
30,22
29,84
29,66
29,46
29,22
29,32
29,26
29,95
27,81
29,01
28,78
Total Investment
Konsumsi
29,57
29,14
29,01
28,81
28,71
28,54
28,46
28,36
28,24
28,12
27,98
28,82
28,18
27,81
27,55
Total Consumption
Ket. Data tersedia mulai Desember 2008
120
Tabel 3.13 Perkembangan Jumlah Bank Perkreditan Rakyat

(Growth of Total Rural Bank)
2010
Keterangan
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
Information
Jumlah BPR
2.009
1.880
1.817
1.772
1.733
1.735
1.718
1.718
1.712
1.713
1.715
1.716
1.717
1.715
1.707
1.706
1.706
1.700
Total Rural Banks
Jumlah Kantor
3.110
3.173
3.250
3.367
3.644
3.663
3.671
3.718
3.750
3.789
3.820
3.848
3.857
3.816
3.833
3.880
3.910
3.922
Total Bank Offices
121
Tabel 3.14 Perkembangan Jumlah BPR dan Kantor BPR Berdasarkan Lokasi - Januari 2011
(Growth of Total Rural Bank and Rural Bank Offices Based on Location - January 2011)
BPR (Rural Bank)
Lokasi
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Jumlah
KP
Total
KPK
Location
374
72
25
54
263
333
3
11
5
53
103
28
35
17
1
24
22
18
13
2
9
22
16
6
1
4
29
137
9
2
6
2
1
-
187
23
9
18
450
155
3
4
12
25
30
6
14
9
1
27
3
4
6
8
4
17
4
2
45
24
1
4
6
-
134
33
23
113
249
416
4
3
4
22
10
1
7
6
1
4
5
5
3
9
2
4
59
1
2
1
-
695
128
57
185
962
904
10
18
17
82
155
44
50
33
2
57
26
26
24
2
22
29
42
12
1
6
78
220
11
8
13
2
1
-
1.700
1.101
1.121
3.922
122
KC
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Jumlah
Note) : Change location accordance region expansion since Juni 2010
DATA PERKREDITAN
123
Tabel 4.1 Kredit Bank Umum Berdasarkan Sektor Ekonomi

(Credit of Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
124
2010
2005 2006 2007 2008
67.202
2009
77.412
Jan
63.199
Feb
65.604
Mar
Jul
81.890
85.573
Ags
89.002
Des
Jan
90.999
90.204
26.212
205.610
7.920
44.088
216.874
19.829
27.068
36.807
72.628
10.029
208.378
78.455
12.040
227.690
109.748
13.882
283.970
695.648
792.297 1.002.012 1.307.688 1.437.930 1.405.6401.428.788 1.456.114 1.486.329 1.531.556 1.586.492 1.597.981 1.640.429 1.659.145 1.675.633 1.706.403 1.765.845 1.746.005
152.302 150.843 124.928 132.661

15.747 17.038 26.892 27.812
369.596 438.923 529.510 532.521
87.743
Nov
14.086
184.023
7.224
33.088
163.443
74.251
87.522
Okt
8.127
171.288
5.367
26.986
135.837
79.841
87.783
Sep
56.901
73.213
76.540
Jun
45.180
62.579
73.425
Mei
37.178
32.215 42.894 39.667 40.799

271.187 247.440 238.855 241.991
18.475 24.560 26.885 24.499
58.753 64.225 52.277 53.072
259.632 301.382 223.586 235.575
69.591
Apr
2011
42.823 44.053 47.406 52.455 51.058 53.236 53.991 53.124 57.112 61.365 60.052
242.383 246.979 253.652 264.973 259.077 264.026 261.339 259.112 264.012 275.404 272.820
24.705 25.076 25.619 25.501 24.388 24.717 29.146 30.281 31.339 34.116 34.401
55.054 56.485 60.935 61.703 61.563 63.288 64.259 65.370 66.669 63.500 61.425
262.691 266.550 271.845 287.727 310.641 316.466 318.569 318.181 325.737 339.639 323.647
75.666
75.705
76.696
76.727
72.980
74.788
74.493
74.409
74.775
75.142
73.756
136.084 141.885 147.895 149.735 142.985 149.543 160.830 162.984 170.330 179.398 179.878
28.612 28.811 28.297 49.101 48.858 53.844 46.897 48.353 46.086 44.232 44.612
518.505 527.360 542.671 536.679 540.857 552.736 562.099 576.077 581.340 602.049 605.210
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
Total
Tabel 4.2 Kredit Bank Persero Berdasarkan Sektor Ekonomi

(Credit of State Owned Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
46.488
49.777
2011
Ags
22.407
25.993
31.275
38.451
47.095
34.845
36.447
40.112
43.127
43.995
3.364
67.369
3.880
12.572
51.530
4.961
72.736
5.221
13.966
62.439
11.288 15.473
74.594 98.878
4.762 12.702
17.325 23.178
86.775 103.680
18.124
94.201
15.175
25.792
131.454
15.440
92.009
15.235
17.688
65.761
17.013
89.997
14.481
18.669
66.585
18.702
91.221
14.402
19.711
86.583
18.721
91.949
14.437
20.469
86.381
19.003 22.525 21.877 21.569

92.747 101.813 94.579 94.836
14.631 12.857 11.465 11.557
22.039 22.276 20.829 21.220
84.933 91.893 120.978 118.351
5.890
8.113
22.880
28.517
34.473
28.549
28.904
28.566
28.384
12.572
3.219
73.611
12.604
4.429
77.450
16.340 25.356
4.371
3.345
95.564 126.723
23.227
3.772
157.513
25.751 29.706
4.116
4.338
224.581 230.685
31.922 31.436
4.804
4.982
213.973 217.916
31.487 24.422 12.332 18.020

4.410 11.059 10.492
9.971
228.535 226.475 222.591 230.657
256.413 287.910
356.151 470.665
544.870
529.897 536.471
550.334 557.986
570.164 588.755 589.895 601.865
13.857
28.947
24.975
51.022
24.662
Sep
49.914
Okt
49.390
Nov
Des
23.968
92.876
15.347
22.114
113.581
26.462
94.975
17.816
20.541
114.607
26.114
93.140
17.870
20.332
107.659
26.763
27.076
25.563
18.139 19.406
9.851
9.769
234.590 243.133
22.397 24.761
9.464
9.341
245.525 257.664
24.777
9.542
255.676

2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
605.795 610.383
621.691 642.718
629.622
Total
21.568 21.076
94.531 91.884
13.979 14.600
21.242 21.793
116.940 113.798
25.040
25.534
49.655 49.474
Jan
48.950
Economic
Sector
125
Tabel 4.3 Kredit BUSN Devisa Berdasarkan Sektor Ekonomi

(Credit of Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
2.Pertambangan
3.Perindustrian
5.Konstruksi
6.Perdagangan,
restoran dan hotel
7.Pengangkutan,
pergudangan dan
komunikasi
8.Jasa Dunia usaha
10. Lain-lain
Jumlah
126
2010
2005 2006 2007 2008
15.212
19.032
2009
Feb
Mar
Apr
Mei
Jun
18.972
19.915
19.165
20.065
22.268
23.669
Jul
Ags
Okt
Des
Jan
27.313
29.033
28.718 1.Agriculture, hunting

and agricultural facilities
20.484 2.Mining
106.773 3.Manufacturing
10.719 4.Electricity, gas and water
27.914 5.Construction
166.094 6.Trade, restaurants and
hotels
33.472 7.Transportation,
warehousing and
communications
95.815 8.Business Services
26.319 9.Social Services
192.515 10. Others
3.232
53.980
1.291
10.175
67.870
6.421
60.322
1.787
12.322
81.018
11.027
13.028
37.061
4.687
79.555
42.303
5.182
81.717
59.648 79.004
6.487
7.564
101.159 131.768
80.482 56.741 59.072 60.992 65.453 68.756 75.412 78.403 79.698 88.140 89.071 92.639 97.000
7.912 15.876 16.148 16.126 16.445 15.296 28.215 28.727 30.872 26.308 26.635 26.244 26.235
149.051 169.704 164.701 166.900 169.588 172.695 164.006 171.135 174.808 176.472 180.149 182.978 189.679
277.591
315.256
407.742 524.295
555.617 540.737 552.192 561.354 575.659 596.004 618.780 632.629 653.864 660.785 668.876 686.115 718.639 708.824 Total
26.323
14.403 13.877 13.330 14.054 14.671 16.916 17.677 17.551

87.315 84.284 88.009 87.103 87.833 89.468 91.829 95.530
7.449
8.079
8.120
8.044
8.259
8.751
8.871
9.281
25.640 21.721 21.976 22.722 23.261 24.833 25.310 27.548
131.868 119.680 128.536 133.403 136.942 142.960 150.494 146.337
31.269
31.804
32.386
32.844
33.143
34.060
33.298
25.359 26.744
Nov
11.156
17.429
23.915 24.446
Sep
Economic
Sector
8.713
10.612 11.069
72.330 95.520
2.770
5.140
18.167 23.303
103.927 125.572
20.229
Jan
2011
19.302 19.277
98.395 98.245
9.442
9.923
28.160 28.410
153.090 154.151
34.202 35.651
19.223 19.665 20.649

98.273 102.327 108.878
10.307 10.491 10.574
28.002 28.537 28.423
156.592 162.463 174.537
34.500 33.879
33.458
33.630
Tabel 4.4 Kredit BUSN Non Devisa Berdasarkan Sektor Ekonomi

(Credit of Non-Foreign Exchange Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
Jan
Economic
Sector
829
274
323
153
374
332
239
476
472
526
564
486
444
457
445
396
418
405
35
1.217
4
247
3.229
39
1.215
4
307
4.647
75
1.529
6
422
4.826
161
1.618
11
442
5.083
340
2.208
54
713
6.547
300
2.017
48
947
6.347
267
2.022
52
691
6.133
321
2.287
54
1.059
6.846
282
2.234
67
1.092
7.122
289
2.286
68
1.109
7.415
404
2.718
70
1.377
7.447
306
2.637
66
926
7.302
312
2.770
68
976
7.447
310
2.762
69
981
7.378
319
2.399
70
1.152
7.456
328
2.406
69
1.082
7.547
353
2.476
84
1.112
7.710
359
2.442
84
1.131
8.057
633
617
690
817
1.506
1.092
919
1.262
1.239
1.361
1.454
1.426
1.452
1.312
1.307
1.318
1.387
1.426
2.092
531
8.025
1.921
659
9.430
2.335
929
12.728
2.540
1.382
14.915
3.938
1.917
18.103
4.803
783
18.433
5.971
750
19.186
5.147
808
19.310
5.488
794
19.764
5.820
833
20.790
6.674
1.259
23.422
6.519 6.842
1.245 1.336
22.445 23.168
7.233 7.197
1.393 1.390
24.041 24.582
7.360
1.401
25.407
7.755
1.444
26.019
7.571
1.446
26.699

2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
16.842
19.114
23.863
27.122
35.700
35.104
36.231
37.570
38.554
40.497
45.390
43.358 44.815
45.936
47.313
48.757
49.619
Total
46.318
127
Tabel 4.5 Kredit BPD Berdasarkan Sektor Ekonomi

(Credit of Regional Development Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
128
2010
2005 2006 2007 2008
1.640
2.030
2.275
3.182
56
421
11
2.503
7.539
58
462
11
3.790
8.242
43
631
29
5.140
9.619
270
815
213
6.458
12.060
375
400
463
1.655
1.774
925
29.686
1.802
862
38.299
2.198
967
50.515
3.401
1.528
66.803
44.931
55.955
71.881
96.385
2009
3.721
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Jan
3.531
3.420
3.683
3.498
3.515
3.718
4.015
3.993
4.367
4.210
4.439
4.498
4.495
675
643
1.146 1.827
787
869
7.704 7.465
15.280 13.819
642
1.848
901
7.459
15.755
633
2.133
880
7.468
16.225
619
2.165
909
7.540
15.217
679
2.270
895
9.082
14.610
712
2.476
1.182
8.587
15.836
760
2.625
1.222
8.859
16.067
740
2.585
1.247
9.484
16.340
757
2.836
1.243
10.010
16.366
764
2.812
1.285
10.398
16.048
801
2.925
1.378
10.837
17.147
992
2.969
1.409
9.179
17.426
916
2.903
1.442
7.762
17.271
1.851
1.838
1.769
1.809
1.685
1.717
1.705
1.718
1.664
1.649
1.803
1.806
1.853
5.264 2.612
1.951 4.298
82.340 83.455
2.756
4.261
83.482
2.897
4.457
84.621
2.709
4.558
88.304
2.759
5.149
88.828
2.772
5.266
90.475
2.995
5.247
92.193
2.357
8.312
91.249
2.868
5.451
93.888
2.871
6.452
95.550
3.035
5.168
96.424
3.114
5.164
97.150
3.045
5.097
98.611
120.754 120.372 122.361 124.765
127.329
129.472 132.740 135.688 138.023 139.450 142.040
143.956 143.707
143.395
1.887
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
Total
Tabel 4.6 Kredit Bank Campuran Berdasarkan Sektor Ekonomi

(Credit of Joint Venture Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Jan
Economic
Sector
1.908
2.331
4.597
4.018
4.143
4.015
4.036
3.948
4.023
4.279
4.689
4.465
5.022
4.777
4.621
4.737
5.108
5.115
477
18.989
56
954
3.631
755
17.451
186
1.520
4.467
1.753
23.774
313
1.167
6.691
2.196
30.568
256
1.487
7.108
3.899
29.258
286
1.900
9.808
3.090
28.695
299
2.351
10.189
2.988
28.961
298
2.164
10.400
3.108
29.031
294
2.097
11.023
3.498
29.643
280
2.125
11.134
3.551
31.041
277
2.122
11.630
4.564
31.369
274
2.069
12.747
3.982
28.759
190
1.380
12.133
3.879
29.579
185
1.695
12.818
3.946
29.552
534
1.767
13.818
4.132
30.636
554
1.871
14.049
4.246
30.157
561
1.880
15.152
4.299
32.155
584
2.051
15.370
4.328
31.922
633
2.006
14.955
1.043
2.588
2.330
5.147
6.815
7.691
7.677
7.706
7.666
7.894
8.177
7.558
8.012
8.093
8.138
7.416
7.049
6.727
6.989
376
2.513
7.823
396
3.315
13.516
461
3.917
18.200
602
6.267
16.329
973
7.565
14.745
1.088
7.751
14.589
1.312
7.822
15.213
1.421
7.953
16.420
1.453
8.150
17.658
1.423
8.290
18.489
1.831
10.570
17.722
1.886
10.618
18.314
2.108
10.865
19.047
2.649
10.922
18.841
2.740
10.986
18.451
2.585
11.194
20.165
872
11.367
20.603
959
11.597

2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
36.937
40.833
58.520
75.849
80.977
79.913 80.247 81.795
84.391 88.165 94.779 88.693 92.476 95.106 96.567 96.378
99.019
98.845
Total
129
Tabel 4.7 Kredit Bank Asing Berdasarkan Sektor Ekonomi

(Credit of Foreign Owned Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Jumlah
130
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
1.681
3.397
3.220
2.366
1.850
1.504
1.548
2.207
2.239
1.958
963
29.311
125
536
2.038
1.852
31.837
15
1.183
2.631
2.440
32.753
40
1.866
5.035
3.047
43.788
153
3.885
6.130
5.453
33.312
809
2.478
6.426
6.317
30.023
2.356
2.105
7.789
6.560
31.153
647
2.113
8.167
6.006
30.608
1.031
1.996
8.612
6.263
33.155
1.124
1.997
9.755
6.967
35.841
996
1.750
10.297
862
2.322
2.039
5.756
3.218
2.930
2.883
3.180
3.281
3.311
12.139
291
14.989
12.002
512
17.479
15.711
666
20.086
23.801
1.326
23.120
21.603
512
24.351
20.277
730
25.586
20.568
1.003
26.644
19.914
996
25.747
20.379
580
23.638
21.415
1.186
23.533
62.935
73.230
Jun
2.761
Jul
2011
Ags
2.916
2.857
6.573 6.583
34.769 34.948
2.248 2.164
2.084 2.020
9.310 7.825
7.434
35.861
2.219
1.754
8.421
Sep
Nov
Des
Jan
2.334
2.462
2.468
2.520
8.134 7.610
33.413 33.107
3.398 3.464
1.849 2.154
9.915 10.237
8.104
33.321
3.493
2.220
9.849
8.609
33.950
3.649
2.195
9.990
7.851
35.640
3.652
2.280
9.611
3.901
4.017
4.194
4.716
25.402 25.598
1.246 1.368
22.185 21.678
26.449
1.223
19.813
26.602
1.177
20.169
28.067
1.249
20.113
83.856 113.372 100.011 99.617 101.286 100.296 102.410 107.254 106.049 107.718 109.387 112.073 111.449 110.950 113.004
115.700
3.133
3.114
3.294
21.967 25.013
1.471 1.261
21.732 21.875
24.313
1.244
21.989
2.647
Okt
3.884
Economic
Sector
2. Mining
3. Manufacturing
5. Construction
hotels
7. Transportation,
warehousing and
communications
9. Social Services
10. Others
Total
Tabel 4.8 Kredit Bank Umum Berdasarkan Sektor Ekonomi per Lokasi Bank Penyalur - Januari 2011
(Credit of Commercial Banks Based on Economic Sector by Region - January 2011)
Lokasi
Pertanian,
perburuan
dan sarana
Perindustrian
pertanian
Pertambangan
(Manufactur(Agriculture,
(Mining)
ing)
hunting and
agricultural
facilities)
Konstruksi
(Construction)
Pengangkutan,
Perdagangan,
pergudangan
restoran
dan komunikasi
dan hotel
(Transportation,
(Trade,
warehousing
restaurants
and
and hotels)
communications)
Jasa Dunia
usaha
(Business
Services)
Jasa sosial/
masyarakat
(Social
Services)
Lain-lain
(Others)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
2.035
96
45.266
232
1.276
3.256
191
1.170
140
12.431
1.947
4.830
3.497
124
52
2.486
1.847
2.040
1.295
3.289
153
462
203
71
52
141
71
503
20
34
125
8
15
846
408
101
54.048
9
144
735
85
39
73
258
211
141
52
113
183
64
400
32
1.696
21
35
113
37
0
1
31
9
83
4
6
12
0
3
905
21.204
3.978
147.887
716
18.071
39.999
197
762
1.171
20.314
1.405
1.641
1.780
2.649
280
1.765
1.013
939
1.128
166
193
2.477
275
10
28
57
67
820
14
18
214
20
230
1.334
145
26
31.644
41
79
483
12
27
11
661
2
62
52
162
14
18
95
71
156
5
24
51
14
0
0
1
2
11
18
8
11
0
0
494
3.560
1.223
34.304
177
1.564
3.873
145
259
805
2.392
217
863
1.598
883
288
369
631
384
2.544
193
188
1.917
322
16
83
241
195
468
197
207
594
129
334
262
26.713
4.509
117.794
2.895
27.279
38.643
1.333
2.852
3.305
18.669
4.639
5.985
6.007
2.358
724
5.577
3.426
3.314
6.260
1.120
2.616
11.359
3.250
469
1.015
1.432
2.137
8.720
1.460
699
1.930
515
868
3.774
6.594
179
52.370
95
1.215
3.916
46
123
34
1.664
379
748
318
649
18
510
724
779
1.704
56
91
614
88
1
43
37
39
177
24
38
47
12
62
362
6.507
4.243
137.033
862
3.620
6.454
157
470
357
2.533
805
1.923
1.103
983
35
631
1.226
513
3.465
163
178
1.840
553
20
13
148
146
1.332
60
45
150
53
76
2.181
3.907
1.151
22.144
416
1.648
3.382
75
190
250
1.093
343
655
364
301
50
769
268
289
1.799
100
100
1.477
226
280
111
52
112
878
288
56
499
76
26
1.238
67.318
25.736
208.099
6.711
43.548
51.142
3.481
5.859
10.017
27.432
9.806
12.273
12.777
6.202
1.771
6.737
7.428
6.892
12.205
3.960
5.456
21.123
7.860
1.331
2.282
3.981
6.726
11.096
5.629
2.816
4.591
1.442
1.339
143
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
90.204
60.052
272.820
34.401
61.425
323.647
73.756
179.878
44.612
605.210
Total
131
Tabel 4.9 Kredit Bank Umum Berdasarkan Jenis Penggunaan

(Credit of Commercial Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2011
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
Total Modal Kerja
354.557 414.749
533.240
684.672 703.002 632.386 633.769 684.434 694.706
726.200 759.819 758.082 813.406 818.168 819.581 853.121 880.208 855.120
Total Investasi
134.400 151.209
186.218
255.900 297.939 289.897 301.162 296.420 307.248
305.649 336.888 339.204 325.780 327.658 332.986 330.066 348.518 342.131
Total Investment
Total Konsumsi
206.691 226.339
282.553
367.117 436.989 483.357 493.857 475.181 484.375
499.705 489.785 500.694 501.243 513.319 523.066 523.216 537.118 548.754
Total Consumption
132
Tabel 4.10 Kredit Bank Persero Berdasarkan Jenis Penggunaan

(Credit of State Owned Banks Based on Type of Use)
Jenis
Penggunaan
Total Modal Kerja
2010
2005 2006 2007 2008
2011
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
122.724 148.675 188.052 249.782 269.867 222.299 221.720 256.491 256.325 259.033 273.607 272.746 312.044 309.786 309.259 322.530 333.006 313.665
Total Investasi
61.413 62.928
73.733
Total Konsumsi
72.276 76.307
94.366 124.646 156.009 188.991 194.922 173.039 177.219 188.224 183.455 187.175 183.893 189.408 192.995 190.606 195.816 202.314
96.237 118.994 118.607 119.829 120.726 124.443 122.907 131.693 129.973 105.928 106.601 108.129 108.555 113.896 113.644
Type of
Use
Total Investment
Total Consumption
133
Tabel 4.11 Kredit BUSN Devisa Berdasarkan Jenis Penggunaan

(Credit of Foreign Exchange Commercial Banks Based on Type of Use)
Jenis
Penggunaan
Total Modal Kerja
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
2011
Ags
Sep
Okt
Nov
Des
Jan
140.508 165.997 218.715 277.345 282.916 256.234 261.023 273.453 282.893 297.131 314.860 317.123 320.847 328.090 329.544 340.177 360.823 348.203
88.028 115.543 123.993 124.372 128.093 122.543 124.433 127.550 142.523 148.156 160.773 158.702 161.345 165.054 170.096 170.050
Total Investasi
57.821 67.699
Total Konsumsi
79.262 81.561 101.000 131.406 148.709 160.131 163.076 165.359 168.332 171.323 161.397 167.349 172.244 173.993 177.986 180.884 187.720 190.571
134
Type of
Use
Total Investment
Total Consumption
Tabel 4.12 Kredit BUSN Non Devisa Berdasarkan Jenis Penggunaan

(Credit of Non-Foreign Exchange Commercial Banks Based on Type of Use)
Jenis
Penggunaan
2010
2005 2006 2007 2008
2011
2009
Jan
Feb
Mar
Apr
Total Modal Kerja
6.693
7.861
8.952
9.609 12.113 11.543 11.509 12.431 12.708
Total Investasi
2.142
1.836
2.208
2.609
Total Konsumsi
8.007
9.417
12.704
5.549
5.283
5.942
5.894
6.134
14.904 18.037 18.278 18.780 19.245 19.712
Mei
Jun
Jul
Ags
13.266 14.883 14.143 14.658

6.490
7.122
6.805
7.021
20.741 23.384 22.410 23.136
Sep
Okt
Nov
Des
14.890 14.557 14.881 15.277

7.031
7.206
7.051
Jan
15.212
7.490
7.729
24.014 24.555 25.382 25.991
26.678
Type of
Use
Total Investment
Total Consumption
135
Tabel 4.13 Kredit BPD Berdasarkan Jenis Penggunaan

(Credit of Regional Development Banks Based on Type of Use)
Jenis
Penggunaan
Total Modal Kerja
Total Investasi
Total Konsumsi
136
2010
2005 2006 2007 2008
2011
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
15.709
20.717 25.268 23.325 24.874 26.062 25.418
26.762 27.975 29.151 33.374
30.430
30.92 31.172 29.719
27.714
4.574
5.690
8.896 13.169 13.674 14.086 14.522 14.219
14.553 14.678 14.748 14.596
15.509 15.923 16.719 17.205
17.501
Total Investment
29.645 38.261
50.481
66.773 82.317 83.373 83.401 84.181 87.692
88.157 90.087 91.788 90.053
93.512 95.205 96.064 96.782
98.180
Total Consumption
11.249 13.120
4.036
Tabel 4.14 Kredit Bank Campuran Berdasarkan Jenis Penggunaan

(Credit of Joint Venture Banks Based on Type of Use)
Jenis
Penggunaan
Total Modal Kerja
2010
2005 2006 2007 2008
Jan
28.592 29.882
2011
2009
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
44.477
50.449 51.867 50.492
50.971 52.342 54.575
57.462 59.854 56.227 60.164
61.525
62.441 63.071 65.169
64.757
19.133 21.544 21.872 21.647 21.723 21.919
22.626 24.731 22.037 21.680
22.710 23.203 22.195 22.530
22.538
Total Investment
8.077 10.194 10.428 10.632
10.870 10.923 11.113 11.321
11.550
Total Consumption
Total Investasi
5.832
7.636
10.126
Total Konsumsi
2.513
3.315
3.917
6.267
7.565
7.550
7.629
7.730
7.897
137
Tabel 4.15 Kredit Bank Asing Berdasarkan Jenis Penggunaan

(Credit of Foreign Owned Banks Based on Type of Use)
Jenis
Penggunaan
Total Modal Kerja
Total Investasi
Total Konsumsi
138
2010
2005 2006 2007 2008
Jan
44.791 49.214
3.156
57.336
6.536
6.434
14.989 17.479
20.086
2011
2009
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Type of
Use
76.771 60.971 68.493 63.673 63.655 62.787
72.546 68.640 68.691 72.318
73.447 72.868 81.290 76.215
85.569
6.089 11.565 11.013 16.098
11.523 16.141 17.484 15.783
17.105 17.180 10.493 17.301
10.670
Total Investment
23.120 22.871 24.351 26.048 25.627 23.524
23.185 21.268 21.544 21.286
21.521 21.402 19.168 19.488
19.471
Total Consumption
13.481 14.690
Tabel 4.16 Kredit Bank Umum Berdasarkan Jenis Penggunaan per Lokasi Bank - Januari 2011
(Credit of commercial Banks Based on Type of Use by Location of Banks - January 2011)
Lokasi
Modal Kerja
(Working Capital)
Investasi
Konsumsi
(Investment)
(Consumption)
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
61.491
13.513
446.064
4.577
53.711
89.655
2.095
4.880
5.866
44.786
7.447
10.136
11.037
5.874
1.500
9.684
5.883
5.172
12.248
1.896
3.798
15.430
4.176
827
1.146
1.977
2.608
9.644
1.985
1.204
3.319
760
1.523
9.208
15.356
2.948
211.179
1.617
8.442
19.027
489
1.784
952
17.895
3.310
7.946
5.199
2.726
376
3.618
4.416
3.587
8.708
3.547
673
6.662
1.350
216
418
546
526
4.373
384
346
789
166
305
2.258
61.545
24.781
193.346
5.960
36.292
43.202
3.138
5.087
9.344
24.766
8.997
11.038
11.312
5.823
1.539
5.625
6.758
6.494
11.296
3.630
4.563
19.343
7.301
1.157
2.065
3.596
6.370
10.072
5.346
2.376
4.065
1.328
1.126
73
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
855.120
342.131
548.754
Total
139
Tabel 4.17 Kredit Bank Umum Berdasarkan Lokasi Bank Penyalur

(Credit of Commercial Bank Based on Location of Banks)
2010
2011
2005 2006 2007 2008
2009
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
54.179
13.645
355.076
5.723
42.105
67.082
1.648
3.592
3.396
34.047
7.614
17.655
9.072
968
6.242
5.765
4.836
11.093
2.130
3.036
15.019
4.054
1.581
952
3.091
9.549
2.580
833
2.502
440
6.143
63.398
17.957
396.230
6.487
47.801
74.028
2.086
4.347
4.610
40.784
8.838
20.454
10.617
1.635
7.919
6.899
5.448
12.458
2.576
3.588
17.734
5.133
1.993
1.126
3.677
10.606
3.196
1.064
3.420
648
5.541
113.367
31.399
709.804
10.162
82.752
128.479
4.747
9.117
12.496
72.315
15.787
24.186
21.987
11.890
2.658
16.089
13.745
11.461
24.976
5.689
7.255
32.760
10.630
1.711
2.670
4.725
7.272
19.498
6.663
2.980
6.352
1.665
2.398
8.242
Total
695.648
792.297 1.002.012 1.307.688 1.437.930 1.405.640 1.428.224 1.456.114 1.486.329 1.531.556 1.586.492 1.597.981 1.640.429 1.660.801 1.675.633 1.706.403 1.765.845 1.746.005
Lokasi
140
77.007 97.419
20.754 28.254
507.496 674.870
7.843
9.138
56.736 72.972
92.270 115.892
2.956
4.232
5.641
7.593
6.606
9.334
53.439 65.643
11.247 13.553
15.787 20.304
13.566 17.524
8.136 10.605
1.474
2.359
11.657 14.737
9.020 11.803
6.830
9.182
15.731 20.474
3.293
4.319
4.600
5.936
21.478 27.205
6.650
9.048
998
1.693
1.515
2.065
2.783
3.788
4.747
5.976
12.592 16.298
4.202
5.404
1.427
2.168
3.536
4.905
837
1.246
1.196
1.786
7.959
9.964
Jan
Feb
Mar
Apr
Mei
Jun
112.289
31.205
690.323
10.116
81.171
125.317
4.711
9.005
12.225
70.749
15.642
23.970
21.535
11.748
2.474
15.760
13.510
11.132
24.646
5.636
7.128
31.452
10.484
1.712
2.663
4.707
7.285
19.297
6.548
2.916
6.102
1.682
2.241
8.256
115.828
31.266
696.370
10.289
83.266
128.143
4.794
9.122
12.674
71.896
15.941
24.275
22.116
11.869
2.518
16.192
13.704
11.383
25.346
5.744
7.286
32.125
10.654
1.778
2.780
4.817
7.524
19.634
6.717
3.023
6.235
1.724
2.311
8.882
116.807
32.563
705.215
10.503
84.321
132.120
4.897
9.430
13.305
74.342
16.491
24.999
22.865
11.976
2.640
16.478
14.138
11.808
25.738
5.897
7.471
33.432
11.031
1.830
2.891
4.936
7.786
19.977
6.955
3.148
6.580
1.821
2.443
9.279
118.751
32.039
722.128
10.700
85.749
134.496
4.958
9.589
13.671
75.747
17.020
25.600
23.892
11.597
2.715
16.786
14.585
12.076
26.220
6.030
7.666
34.077
11.228
1.860
2.954
5.031
8.036
20.496
7.158
3.228
6.733
1.863
2.479
9.173
121.531
32.804
749.395
10.922
87.110
137.885
5.085
9.927
14.021
77.377
17.315
26.194
24.321
11.954
2.886
17.255
14.969
12.623
26.969
5.913
7.907
34.935
11.455
1.906
3.042
5.161
8.206
20.862
7.405
3.335
7.041
1.917
2.553
9.376
123.932
34.469
780.231
11.234
90.174
143.692
5.180
10.250
14.434
79.375
17.911
26.619
24.933
12.062
2.850
17.580
15.480
13.096
28.131
6.149
8.151
36.376
11.700
1.968
3.174
5.348
8.464
21.325
7.676
3.481
7.468
1.986
2.705
8.890
Jul
126.715
34.707
782.799
11.345
90.642
143.882
5.258
10.450
14.822
79.633
18.124
27.026
25.556
12.106
2.990
17.719
15.728
13.273
28.672
6.236
8.251
36.807
11.787
1.994
3.224
5.430
8.631
21.515
7.802
3.530
7.638
2.012
2.731
8.947
Ags
Sep
Okt
Nov
Des
Jan
129.452
35.569
803.021
11.640
93.022
147.103
5.388
10.700
15.091
81.236
18.365
27.667
26.043
13.021
3.087
18.461
16.106
13.728
29.426
8.202
8.469
37.965
12.025
2.042
3.317
5.586
8.854
22.151
8.004
3.613
7.838
2.056
2.787
9.396
131.376
36.573
812.941
11.662
94.026
148.951
5.435
10.764
14.880
83.141
18.536
27.837
26.159
13.140
3.180
18.461
16.170
13.790
30.002
8.241
8.597
38.655
12.227
2.057
3.355
5.527
8.958
22.504
8.129
3.661
7.929
2.075
2.858
9.007
133.117
37.161
816.583
11.786
94.458
149.391
5.539
11.080
15.343
84.176
18.788
28.352
26.733
13.305
3.269
18.596
16.386
14.088
30.846
8.336
8.752
39.420
12.406
2.088
3.433
5.779
9.144
22.881
8.234
3.760
8.096
2.165
2.877
9.267
135.657
37.742
831.198
11.939
96.283
151.315
5.651
11.269
15.620
85.698
19.154
28.926
27.058
13.598
3.338
19.029
16.673
14.679
31.653
8.393
8.902
39.983
12.671
2.110
3.521
5.893
9.286
23.487
8.013
3.851
8.228
2.224
2.928
10.431
139.218
41.465
864.130
12.174
99.042
155.238
5.751
11.641
16.171
87.117
20.052
29.326
27.553
14.494
3.737
19.018
17.180
15.287
32.513
8.838
9.109
41.658
13.037
2.171
3.638
6.095
9.511
24.321
7.877
3.989
8.412
2.243
3.043
10.795
138.392
41.242
850.589
12.154
98.445
151.883
5.722
11.750
16.161
87.448
19.753
29.120
27.548
14.423
3.415
18.926
17.057
15.253
32.252
9.073
9.034
41.435
12.827
2.199
3.629
6.120
9.505
24.089
7.714
3.926
8.173
2.254
2.954
11.540
Location
Jawa Barat
Banten
DKI Jakarta
D.I Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kepulauan Riau
Sumatera Selatan
Bangka Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total
Tabel 4.18 Kredit Bank Umum Berdasarkan Hubungan Dengan Bank

(Credit of Commercial Banks Based on Bank Relationship)
2010
Indikator
2005 2006 2007 2008
Indicator
Jan
Kredit Kepada Pihak Tidak
2011
2009
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
681.214 779.716
987.064 1.298.182 1.419.711 1.390.064 1.413.415 1.439.111 1.467.499 1.510.627 1.563.967 1.581.759 1.622.075 1.640.214 1.657.723 1.687.962 1.742.472 1.726.711
570.781 669.203
885.304 1.181.095 1.290.058 1.244.562 1.265.792 1.301.686 1.331.420 1.368.125 1.426.382 1.442.925 1.479.835 1.497.021 1.513.434 1.542.865 1.613.938 1.585.586
Terkait
a. Lancar
parties
b. DPK
59.346
62.683
61.070
75.304
82.184 96.722
97.095
88.602
89.146
93.428
c. Kurang Lancar
15.395
9.181
5.866
8.119
9.738 11.962
11.948
10.664
9.941
10.905
9.869
d. Diragukan
11.066
5.868
3.487
5.402
8.127
7.553
7.704
7.914
8.199
8.622
8.414
e. Macet
24.626
32.781
31.337
28.262
29.605 29.265
30.876
30.246
28.792
51.087
47.829
40.690
41.784
47.469 48.780
50.528
48.824
7,36
6,04
0,00
0,00
0,00
0,00
Non Performing Loan Pihak
90.380 90.634
a. Current
92.978
94.073 93.226
93.038
83.538
93.065
b. Special Mention
9.717
10.024
10.699 11.890
11.004
8.983
10.560
c. Sub-Standard
8.170
7.639
8.218
9.060
7.657
7.919
29.546
28.924 30.313
31.600
30.347 30.955
31.995
28.356
29.581
46.933
49.073
47.206 48.200
49.263
49.120 51.063
52.060
44.996
48.061
0,00
0,00
0,00
0,00
0,00
8.074
Tidak Terkait
Loan for non connected
d. Doubtful
e. Lost
Non Performing Loan of non
connected parties
0,00
0,00
0,00
0,00
0,00
0,00
0,00
Pihak Tidak Terkait (%)

connected parties ratio (%)
12.912
12.582
14.948
9.506
18.219 15.576
15.373
16.924
18.886
20.929
22.525 16.221
18.354
18.931 17.910
18.440
23.373
19.293
11.710
11.601
14.791
9.150
17.925 15.366
15.107
16.588
18.530
20.564
22.043 15.826
18.028
18.241 17.408
17.945
22.916
18.891
913
753
80
267
215
160
213
254
223
231
356
331
257
623
435
350
213
159
b. Special Mention
c. Kurang Lancar
43
57
34
45
26
29
43
36
43
35
32
29
31
97
197
200
c. Sub-Standard
d. Diragukan
15
11
22
21
19
21
232
224
68
28
40
27
49
79
76
62
26
19
18
30
41
40
39
289
228
77
89
79
50
54
83
133
134
126
65
70
68
68
146
245
243
0,04
0,03
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
0,00
Kredit Kepada Pihak

Terkait
a. Lancar
b. DPK
e. Macet
Non Performing Loan Pihak
parties
Terkait
Pihak Terkait (%)
Loan for connected

a. Current
d. Doubtful
e. Lost
connected parties
connected parties ratio (%)
141
Tabel 4.19 Kredit yang Penarikannya Menggunakan Kartu

(Credit Withdrawn by Credit Card)
2010
Indikator
2005 2006 2007 2008
2009
Jan
Feb
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Indicator
5.059
5.123
5.089
5.219
5.356
5.522
5.620
5.928
5.761
6.000
6.045
6.228
12.055 10.995
10.422
10.183
21.620
10.024
10.470
10.515
10.691
11.276
11.126
11.284
11.548
2.851
2.077
2.088
2.111
2.129
2.148
2.826
3.028
3.046
3.122
3.382
3.400
3.353
15.000 12.899
13.292
12.882
13.459
13.697
12.318
12.623
12.467
12.810
12.539
11.761
12.212
Banks
1 4. Regional Development Banks
3.370 5. Joint Venture Banks
12.054 6. Foreign Owned Banks
30.926
30.268
42.429
31.227
31.136
31.787
32.134
32.972
33.051
32.492
33.345
33.728 7. Commercial Bank
1. Bank Persero
4.652
2. BUSN Devisa
9.501
3. BUSN Non Devisa
4. BPD
5. Bank Campuran
2.259
6. Bank Asing
13.287
7. Bank Umum
29.701
36.051 31.030
142
Mar
2011
6.143
6.741 1. State Owned Banks

11.562 2. Foreign Exchange Commercial Banks
- 3. Non-Foreign Exchange Commercial
Tabel 4.20 Penerusan Kredit (Off - Balance Sheet ) Bank Umum Berdasarkan Sektor Ekonomi
(Channelling Credit of Commercial Banks Based on Economic Sector)
Sektor
Ekonomi
1. Pertanian,perburuandan
2010
2005 2006 2007 2008
2009
Jan
Feb
Mar
Apr
Mei
Jun
2011
Jul
Ags
Sep
Okt
Nov
Des
6.874
7.707
7.680
7.694
7.585
1.868
2.021
1.779
1.992
1.843
1.762
1.902
1.839
2.144
2.136
2.135
2.039
1.173
1.536
1.461
884
618
315
294
263
256
256
597
591
576
231
227
208
208
1.603
1.188
1.193
1.363
1.205
957
1.383
1.823
1.951
1.991
4.266
2.511
2.512
2.493
2.493
2.464
2.480
10.144
9.668
10.995
12.550
7.588
7.510
6.705
5.757
5.301
6.002
3.621
5.499
6.076
6.025
5.892
5.704
5.699
200 2. Mining
5.698 4. Electricity, gas and water
2.878 11.946
13.204
15.957
8.940
4.702
5.428
5.931
5.821
5.993
6.017
6.087
6.247
6.204
6.344
6.208
saranaPertanian
2. Pertambangan
3. Perindustrian
4. Listrik,gasdanair
5. Konstruksi
Jan
Economic
Sector
6.339
6. Perdagangan,restorandanhotel
379
908
1.217
766
630
3.879
3.905
3.673
3.726
3.884
3.828
3.943
4.097
4.075
4.162
4.111
4.168
4.154 6. Trade, restaurants and hotels
7. Perdagangan,restorandanhotel
2.626
2.105
2.684
2.873
2.472
2.126
2.400
2.360
2.290
2.367
2.351
2.344
2.347
2.341
2.371
2.318
2.343
2.264 7. Transportation, warehousing

and communications
8. JasaDuniausaha
575
541
684
580
370
148
161
137
128
177
165
159
196
217
201
207
198
9. Jasasosial/masyarakat
153
192
301
213
281
789
1.167
844
824
838
872
849
808
808
810
917
960
8.112
4.919
4.258
3.083
3.204
7.926
7.408
7.337
7.317
6.327
5.836
5.553
5.498
5.544
5.510
5.449
5.726
34.517 40.710
43.675
45.962
32.893 30.222
30.870
29.904
29.606
29.679
29.314
29.439
30.197
30.083
30.145
29.720
30.160
10.Lain-lain
Total
243 8. Business Services

768 9. Social Services
5.861 10. Others
30.048 Total
143
Tabel 4.21 Penerusan Kredit (Off - Balance Sheet) Bank Umum Berdasarkan Jenis Kredit dan Golongan Penyalur
(Channelling Credit of Commercial Banks Based on Type of Credit and Type of Creditor)
2010
Indikator
Berdasarkan Jenis Kredit
1. Kredit Usaha Kecil
a. Dalam rangka
penerusan kredit
dari BI
b. Lainnya
2. Bukan KUK
a. Kredit Kelolaan
b. Dalam rangka
penerusan kredit dari BI
c. Bantuan Proyek
d. Kredit kelolaan di luar
bantuan proyek
3. Mudharabah Muqayaddah
Berdasarkan Golongan
Penyalur
1. Koperasi
2. Lembaga Swadaya
Masyarakat
3. Swasta Lainnya
Total
144
2005 2006 2007 2008
2.915
3.034
8.624
3.043
2009
2011
Indicator
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
2.972
2.839
2.846
1.070
1.270
1.190
1.206
1.098
1.097
1.096
1.097
1.092
1.101
1.101
1.099
9.976
11.359 13.386
6.203
6.699
1.299
1.518
1.828
5.527
5.655
5.459
6.092
6.056
6.060
5.930
6.001
5.992
21.031 26.328
297
405
27.797 28.434
424
261
23.355
331
22.423
333
18.965
79
19.127
138
18.140
137
14.202
127
14.020
123
14.015
121
13.993
120
13.927
73
13.906
73
13.631
72
13.834
72
13.693
71
800
534
240
365
310
221
306
200
83
199
82
165
57
6
48
6
48
6
57
7
57
7
57
9
58
9
57
10
94
24
57
10
57
17
57
44
316
362
522
403
346
344
8.747
8.763
8.556
8.481
8.719
8.682
8.828
8.864
8.897
8.918
9.078
9.090
4.552
493
5.505
649
5.496
641
5.519
597
5.615
599
5.617
602
895
8.344
1.011
8.281
921
8.094
934
8.021
824
8.108
834
8.149
830
8.220
799
8.231
772
8.308
772
8.234
771
8.300
803
8.300
29.471 34.555
37.538 39.846
27.142
26.674
20.984
21.578
20.889
20.651
20.747
20.455
21.147
21.053
21.065
20.714
21.090
20.945
34.517 40.710
43.675 45.962
33.356
32.893
30.222
30.870
29.904
29.606
29.679
29.439
30.197
30.083
30.145
29.720
30.160
30.048
Based on the type of credit

1. Small business loans
a. within the framework
of channeling credit
from BI
b.Other
2. Not KUK
a. Loans
b.natural order channeling
credit from BI
c. Aid Project
d.Credit Channeling
outside assistance project
3. Mudharabah Muqayaddah
Based Distribution
Group
1. Cooperation
2. Non-Governmental
Organization
3. Other Private
Total
Tabel 4.22 Kredit Berdasarkan Nilai

(Credit Based on Value)
2010
Indikator
Nilai Nominal Kredit
1. Bank Persero
2. BUSN Devisa
2005 2006 2007 2008
2009
2011
Indicator
Jan
Feb
Marr)
Apr
Mei
Jun
Jul
Ags
Sep
531.084 532.397 545.706 558.639 570.514 589.543 588.176 602.376 549.619

540.918 517.660 526.030 575.960 596.395 619.041 590.416 652.886 518.552
Okt
Nov
Des
611.650 623.121 644.093

654.605 686.775 719.285
Jan
628.071
619.014
3. BUSN Non Devisa
4. BPD
5. Bank Campuran
6. Bank Asing
7. Bank Umum
- 120.566 118.944 121.284 126.887 128.914 132.747 131.472 137.217 128.398 139.505 142.180 141.904 137.934
- 79.887 80.216 81.770 84.366 88.151 94.756 88.693 92.499 76.154 95.981 96.459 99.082 99.573
- 99.597 101.169 100.204 102.384 106.917 105.987 106.969 109.433 92.706 111.537 111.431 113.503 115.887
- 1.407.167 1.382.292 1.407.977 1.486.794 1.530.672 1.587.483 1.541.745 1.639.249 1.404.232 1.657.417 1.706.955 1.766.284 1.640.693
3. BUSN Non Devisa
4. BPD
5. Bank Campuran
6. Bank Asing
7. Bank Umum
- 120.372 122.361 121.511 127.329 129.472 133.435 132.639 138.323 129.858 141.073 143.956 143.687 143.395
- 79.913 80.247 81.795 84.391 88.165 94.779 88.693 92.476 76.130 95.937 96.378 99.020 98.845
- 99.617 101.286 100.294 102.410 107.254 106.049 106.824 109.387 92.668 111.449 110.950 113.004 115.700
- 1.405.640 1.428.788 1.456.114 1.486.329 1.531.556 1.586.492 1.597.980 1.640.430 1.659.145 1.675.633 1.706.403 1.765.845 1.746.005
Nilai Wajar Kredit

1. Bank Persero
2. BUSN Devisa
r)
Data Revisi
35.115
31.906
32.983
38.558
39.781
45.409
36.019
44.838
38.803
529.897 536.471 545.033 557.986 570.164 588.755 587.403 601.628 548.177

540.737 552.192 525.706 575.578 596.004 618.772 589.943 653.864 518.200
35.104
36.231
32.971
38.554
40.497
45.390
35.999
44.815
39.134
44.139
46.989
48.417
610.383 621.691 642.718

653.939 686.108 718.566
44.464
47.313
48.700
40.214
629.622
708.824
49.619
Nominal Value of Credit

2. Foreign Exchange
Commercial Banks)
Commercial Banks)
4. Development Banks
7. Commercial Banks
Fair Value of Credit
2. Foreign Exchange
Commercial Banks)
Commercial Banks)
4. Development Banks
7. Commercial Banks
r)
Revised
145
Tabel 4.23 Pembiayaan Perbankan Syariah

(Financing of Syariah Banks)
2010
Indikator
2005 2006 2007 2008
Feb
Jan
Pembiayaan Musyarakah
3.124
2.335
4.406
7.411
Pembiayaan Mudharabah
1.898
4.062
5.578
6.205
Piutang Murabahah
9.487
12.624
16.553 22.486
2011
Indicator
2009
10.412 10.363
6.597
6.556
26.321 26.532
Mar
10.725 11.216
6.592
6.716
27.288 28.269
Apr
Mei
11.632 11.950
6.933
Jun
Jul
12.420
7.231
7.593
28.922 29.744
31.108
Ags
Sep
12.645 13.323 13.305

7.856
8.207
8.292
32.027 33.310 33.967
Okt
Nov
13.943 14.353
8.411
8.895
34.831 36.214
Des
Jan
14.624 14.600
8.631
8.560
37.508 37.855
Musyarakah Financing
Mudharabah Financing
Murabahah Accounts
Receivable
Piutang Istishna
282
337
351
369
423
402
411
406
404
410
392
383
389
380
391
395
347
351
Lainnya
441
1.087
1.056
1.724
3.134
3.287
3.462
3.599
3.760
3.888
4.288
4.722
5.046
5.025
5.418
6.084
7.071
8.358
Others
15.232
20.445
51.651 53.223
55.801
68.181 69.724
Total
Piutang Salam
Total
146
27.944 38.195
46.886 47.140
48.479 50.206
57.633 60.275 60.970
62.995 65.942
Salam Accounts Receivable

Istishna Accounts Receivable
Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi

(Financing of Syariah Banks Based on Economic Sector)
Sektor
Ekonomi
2. Pertambangan
3. Perindustrian
5. Konstruksi
dan hotel
7. Pengangkutan,
pergudangan dan
komunikasi
8. Jasa Dunia usaha
10. Lain-lain
Total
2010
2005 2006 2007 2008
2011
2009
Jan
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Economic
Sector
687
701
837
1.177
1.331
1.386
1.325
1.563
1.555
1.661
1.678
1.671
1.675
1.671
1.707
1.992
1.762
395
933
66
1.548
1.716
375
940
17
1.637
3.041
511
1.371
166
2.371
4.152
965
1.340
248
3.368
4.426
1.047
1.579
698
3.516
5.000
1.002
1.612
699
3.515
5.732
958
1.551
835
3.504
5.577
1.116
1.768
848
3.831
6.114
1.072
1.976
803
3.976
6.186
1.081
2.072
857
3.930
6.397
1.098
2.107
910
4.083
6.787
1.073
2.172
927
3.996
6.855
1.090
2.168
1.040
4.319
7.062
1.096
2.126
1.134
4.015
7.136
1.051
2.158
1.234
4.322
7.404
1.057
2.282
1.317
4.202
7.422
1.120
2.337
1.354
4.194
7.609
1.261
1.165
1.569
2.759
3.349
3.208
3.067
3.499
3.552
3.565
3.575
3.554
3.519
3.435
3.433
3.545
3.696
4.504
1.208
2.952
5.458
1.456
5.655
8.425 11.757
1.904 2.463
6.639 9.693
13.664 13.775 15.126 14.294 14.712 15.355 16.103 16.872 18.016 18.517 18.848 19.880
2.537
2.596 2.622
2.455
2.687 2.755
2.736
2.613
2.694
2.862 2.910
2.661
14.042 13.673 14.080 14.577 15.196 15.618 16.705 17.776 18.771 19.146 19.975 21.335
20.233
2.975
22.902

955 2. Mining
1.376 4. Electricity, gas and water
hotels
3.718 7. Transport,
cargo storage and
communications
3.069 9. Social Services
24.620 10. Others
15.270 20.445
27.944 38.195
46.886 47.140 48.479 50.206 51.651 53.223 55.801 57.633 60.275 60.970 62.995 65.942
68.181
69.724 Total
147
Tabel 4.25 Pembiayaan Perbankan Syariah Berdasarkan Lokasi Bank Penyalur

(Financing of Syariah Banks Based on Banks Location)
2010
Lokasi
2005 2006 2007 2008
Location
Jan
DI Aceh
Sumatera Utara
Sumatera Barat
Sumatera Selatan
Bangka Belitung
Jambi
Bengkulu
Riau
Kepulauan Riau
Lampung
DKI Jakarta
Jawa Barat
Banten
Jawa Tengah
DI Yogyakarta
Jawa Timur
Bali
Kalimantan Barat
Kalimantan Tengah
Kalimantan Timur
Kalimantan Selatan
Sulawesi Utara
Gorontalo
Sulawesi Barat
Sulawesi Tengah
Sulawesi Tenggara
Sulawesi Selatan
Maluku
Maluku Utara
NTB
NTT
Irian Jaya Barat
Papua
Di Luar Indonesia
Total
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
279
1.668
398
509
39
145
175
696
297
235
12.959
3.065
962
1.240
318
1.774
44
364
21
575
570
73
71
98
161
858
14
33
200
15
35
53
-
859
538
849
2.369
2.840 2.844
844
602
833
761
1.052 1.076
38
41
37
413
275
411
236
201
235
893
1.047 1.056
424
337
401
531
368
515
18.172 21.158 21.070
3.766
4.666 4.710
841
1.111 1.135
1.958
2.611 2.668
631
508
629
2.566
3.519 3.586
117
73
115
584
476
588
37
25
37
706
1.048 1.053
840
795
847
142
114
145
86
63
86
10
7
159
136
163
154
180
157
978
1.098 1.152
13
16
13
34
36
35
411
261
396
32
24
33
61
42
62
132
77
140
2
3
924
2.882
873
1.170
44
425
237
1.099
449
546
21.517
4.789
1.205
2.756
647
3.756
119
596
37
1.095
843
141
98
12
170
153
1.184
13
34
429
33
61
139
4
1.011 1.063
2.941 3.012
921
941
1.215 1.238
52
62
442
458
238
245
1.156 1.221
490
529
571
591
22.129 22.565
5.019 5.213
1.244 1.289
2.846 3.027
662
679
3.885 3.988
131
150
610
624
36
37
1.166 1.200
848
870
150
157
108
115
14
15
190
199
153
157
1.233 1.258
12
12
34
35
445
448
34
36
66
69
150
147
4
4
1.112
1.202
3.098
3.198
989
1.052
1.281
1.357
76
86
474
496
254
265
1.269
1.348
585
630
623
726
22.648 23.123
5.468
6.011
1.507
1.621
3.157
3.314
705
728
4.185
4.412
160
172
625
656
44
57
1.232
1.315
931
1.010
167
186
120
132
16
23
226
262
159
181
1.297
1.359
13
12
37
42
464
478
37
41
70
70
190
235
3
3
1.287
3.283
1.144
1.403
92
545
276
1.394
670
732
23.402
6.450
1.687
3.426
761
4.536
224
658
61
1.342
1.089
195
136
28
290
182
1.418
13
50
498
45
74
238
4
1.356
3.365
1.233
1.437
98
572
284
1.431
708
771
24.514
6.827
1.786
3.542
803
4.731
235
682
66
1.402
1.102
205
140
35
308
183
1.499
13
54
518
50
79
243
2
1.368
3.402
1.272
1.453
101
591
289
1.417
732
789
24.447
6.959
1.827
3.640
808
4.811
248
688
69
1.490
1.113
218
148
38
324
181
1.575
13
57
511
56
82
251
2
1.455 1.535
3.403 4.479
1.327 1.387
1.481 1.523
124
129
615
647
297
309
1.463 1.519
760
815
833
865
25.214 25.711
7.293 7.575
1.868 1.969
3.770 3.900
822
831
4.984 5.215
263
281
702
714
74
103
1.533 1.578
1.115 1.134
226
235
152
160
44
48
341
363
182
182
1.636 1.653
18
22
73
83
523
541
65
70
84
86
254
262
2
17
1.617
3.133
1.833
1.566
135
712
311
1.589
852
922
26.900
8.029
2.086
4.170
868
5.627
298
720
772
924
1.156
240
168
53
390
187
1.672
28
87
556
75
89
272
145
1.734
3.549
1.549
1.614
145
737
311
1.642
877
910
27.220
8.106
2.207
4.332
899
5.960
304
746
113
1.578
1.174
237
168
56
403
187
1.689
28
88
570
78
87
276
148
27.944
38.195 46.886 47.140
48.479
50.206 51.651
53.223 55.801
57.633
60.275
60.970
62.995 65.942
68.181
69.724
Ket : Data tersedia mulai 2007
148
2011
2009
DI Aceh
Sumatera Utara
Sumatera Barat
Sumatera Selatan
Bangka Belitung
Jambi
Bengkulu
Riau
Kepulauan Riau
Lampung
DKI Jakarta
Jawa Barat
Banten
Jawa Tengah
DI Yogyakarta
Jawa Timur
Bali
Kalimantan Barat
Kalimantan Tengah
Kalimantan Timur
Kalimantan Selatan
Sulawesi Utara
Gorontalo
Sulawesi Barat
Sulawesi Tengah
Sulawesi Tenggara
Sulawesi Selatan
Maluku
Maluku Utara
NTB
NTT
Irian Jaya Barat
Papua
Outside Indonesia
Total
Note : Data available since 2007
Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi

(Credit of Rural Banks Based on Economic Sector)
2010
2011
Sektor Ekonomi
Economic Sector
Okt1)
Pertanian, Perburuhan, dan Kehutanan
2
3
4
Des
Jan
2.526
2.701
2.565
2.574
Perikanan
27
37
40
41
2. Fishery
Pertambangan dan Penggalian
30
37
37
35
3. Mining and quarrying
Industri Pengolahan
505
550
478
495
Listrik, Gas dan Air
16
15
14
16
Konstruksi
Perdagangan Besar dan Eceran
1. Agriculture, hunting, and forestry
8
9
4. Processing industry
227
257
259
286
10.869
10.591
10.342
10.428
Penyediaan Akomodasi dan Penyedian Makan Minum
286
284
288
282
8. Provision of accommodation and the provision of eating and drinking
Transportasi, Pergudangan dan Komunikasi
439
568
577
601
9. Transportation, warehousing and communications
10 Perantara Keuangan
29
31
32
34
10. Financial intermediaries
11 Real Estate
60
69
66
97
11. Real estate
12 Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib
88
130
120
128
13 Jasa Pendidikan
51
60
56
63
13. Education services

14. Health services and social activities
14 Jasa Kesehatan dan Kegiatan Sosial

15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya
16 Jasa Perorangan yang Melayani Rumah Tangga
17 Kegiatan Usaha yang Belum Jelas Batasannya
18 Bukan Lapangan Usaha - Rumah Tangga
1)
Nov
6. Construction
7. Wholesale and retail trade
12. Government administration, land and compulsory social security
82
81
81
89
1.899
1.845
1.807
1.751
275
290
275
302
1.639
1.631
1.683
1.643
17. Business activities are not clearly defined

18. Not the business field - households
15. Social services, social, cultural, entertainment and other individual

16. Individual services which serve households
4.038
3.833
3.785
3.639
19 Bukan Lapangan Usaha - Lainnya
10.199
10.571
11.341
11.651
19. Not the business field - other
Total
33.284
33.580
33.844
34.158
Total
Merupakan sambungan halaman 149 karena terdapat perubahan

sektor ekonomi dalam laporan bulanan BPR
1)
Continue from page 149 because there are changes economic sector
in the rural bank's monthly report
150
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

(Credit of Rural Banks Based on Type of Use)
Jenis
Penggunaan
Modal Kerja
- Pertanian
- Perindustrian
- Perdagangan, rumah
makan, dan penginapan
- Jasa-jasa
- Lain-lain
Total Modal Kerja
Investasi
- Pertanian
- Perindustrian
- Perdagangan, rumah
makan, dan penginapan
- Jasa-jasa
- Lain-lain
Total Investasi
Konsumsi
- Kredit pemilikan rumah
(KPR) yang dijamin
dgn hak tanggungan
pertama dgn tujuan
untuk dihuni
- Kredit pemilikan
kendaran bermotor
- Kredit konsumsi lainnya
Total Konsumsi
Total
2010
2005 2006 2007 2008
Type of
Use
2009
Jan
Feb
Mar
845
215
5.877
969
239
6.326
1.198
311
7.049
1.514
396
8.523
1.763
400
8.892
1.791
398
8.951
1.837
403
9.151
1.871
420
9.318
1.176
516
8.630
1.452
508
9.494
1.678
540
10.776
2.053
521
13.007
2.19
918
14.169
2.286
932
14.359
2.266
930
14.587
41
7
165
89
19
389
142
22
667
231
31
805
226
29
512
225
27
505
233
29
516
238
30
514
282
78
572
317
88
902
418
129
1.379
623
156
1.846
594
210
1.571
517
218
1.491
595
228
1.601
75
127
168
237
246
310
456
615
880
5.452
5.452
6.167
6.553
7.802
8.386
9.836
10.619
14.654
16.948
20.540
25.472
Apr
Mei
Jun
Jul
Ags
Sep
Working Capital
- Agriculture
- Manufacturing
- Trading, restaurants and
hotels
- Social Services
- Others
1.949
422
9.458
1.994
421
9.647
2.030
424
9.837
2.084
430
10.020
2.122
450
10.253
2.113
460
10.128
2.326
2.398
976
1.047
14.912 15.274
2.490
1.066
15.618
2.551
1.030
15.872
2.611
1.082
16.227
2.707
1.113
16.645
2.741
1.140
16.582
248
33
532
247
33
532
255
32
573
259
34
584
257
31
605
258
31
602
597
237
1.616
633
235
1.680
631
240
1.682
649
257
1.766
670
274
1.821
658
268
1.819
649
276
1.816
242
239
263
279
281
309
324
327
905
916
932
978
954
872
817
828
848
11.143
12.261
11.331
12.482
11.547
12.706
11.782
12.000
12.954 13.241
12.326
13.559
12.703
13.856
12.891
14.018
13.220
14.371
13.261
14.437
- Other consumer credit

Total Consumption
28.001
28.332
28.894
29.482 30.195
30.858
31.495
32.066
32.835
32.834
Total
Investments
- Agriculture
- Manufacturing
- Trading, restaurants and
hotels
- Social Services
- Others
Total Investments
Consumption
- Housing Loan (mortgage)
secured by first
mortgage in
order to live
- Vehicle Loans
151
Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan

(Credit of Rural Banks Based on Type of Use)
2010
2011
Sektor Ekonomi
Modal Kerja
- Pertanian, Perburuhan, dan Kehutanan
- Perikanan
- Pertambangan dan Penggalian
- Industri Pengolahan
- Listrik, Gas dan Air
- Konstruksi
- Perdagangan Besar dan Eceran
- Penyediaan Akomodasi dan Penyedian Makan Minum
- Transportasi, Pergudangan dan Komunikasi
- Perantara Keuangan
- Real Estate
- Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib
- Jasa Pendidikan
- Jasa Kesehatan dan Kegiatan Sosial
- Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya
- Jasa Perorangan yang Melayani Rumah Tangga
- Kegiatan Usaha yang Belum Jelas Batasannya
- Bukan Lapangan Usaha - Rumah Tangga
- Bukan Lapangan Usaha - Lainnya
Total Modal Kerja
Investasi
- Pertanian, Perburuhan, dan Kehutanan
- Perikanan
- Pertambangan dan Penggalian
- Industri Pengolahan
- Listrik, Gas dan Air
- Konstruksi
- Perdagangan Besar dan Eceran
- Penyediaan Akomodasi dan Penyedian Makan Minum
- Transportasi, Pergudangan dan Komunikasi
- Perantara Keuangan
- Real Estate
- Administrasi Pemerintahan, Pertanahan Dan Jaminan Sosial Wajib
- Jasa Pendidikan
- Jasa Kesehatan dan Kegiatan Sosial
- Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan Lainnya
- Jasa Perorangan yang Melayani Rumah Tangga
- Kegiatan Usaha yang Belum Jelas Batasannya
- Bukan Lapangan Usaha - Rumah Tangga
- Bukan Lapangan Usaha - Lainnya
Total Investasi
Konsumsi
- Kredit pemilikan rumah (KPR) yang dijamin dengan hak tanggungan
pertama dengan tujuan untuk dihuni
- Kredit pemilikan kendaraan bermotor
- Kredit konsumsi lainnya
Total Konsumsi
Total
Economic Sector
Okt
Nov
Des
Jan
2.273
25
26
446
14
207
10.160
238
310
26
56
82
41
58
1.431
217
1.391
0
22
17.021
2.260
36
32
455
14
230
9.790
243
380
26
64
122
47
62
1.329
253
1.382
0
0
16.724
2.277
38
32
451
13
238
9.679
249
387
27
59
111
44
62
1.437
241
1.446
0
16.790
2.292
39
31
468
15
265
9.783
244
400
31
88
119
53
70
1.376
279
1.400
0
16.954
253
2
4
59
2
20
709
48
129
3
4
7
10
24
468
58
249
0
13
2.061
441
2
5
95
1
27
801
42
188
5
5
8
13
19
515
37
250
0
0
2.453
288
2
5
28
1
22
663
39
190
5
7
9
12
19
370
33
237
1.929
282
2
5
28
1
22
645
38
201
3
9
9
11
19
375
23
242
0
1.914
361
373
382
396
677
13.164
14.201
651
13.380
14.403
1.072
13.672
15.126
1.106
13.788
15.290
- Vehicle Loans
- Other consumer credit
Total consumption
33.284
33.580
33.844
34.158
Total
Working Capital
- Agriculture, hunting, and forestry
- Fishery
- Mining and quarrying
- Processing industry
- Electricity, gas and water
- Construction
- Wholesale and retail trade
- Provision of accommodation and the provision of eating and drinking
- Transportation, warehousing and communications
- Financial intermediaries
- Real estate
- Government administration, land and compulsory social security
- Education services
- Health services and social activities
- Social services, social, cultural, entertainment and other individual
- Individual services which serve households
- Business activities are not clearly defined
- Not the business field households
- Not the business field other
Investment
- Agriculture, hunting, and forestry
- Fishery
- Mining and quarrying
- Processing industry
- Electricity, gas and water
- Construction
- Wholesale and retail trade
- Provision of accommodation and the provision of eating and drinking
- Transportation, warehousing and communications
- Financial intermediaries
- Real estate
- Government administration, land and compulsory social security
- Education services
- Health services and social activities
- Social services, social, cultural, entertainment and other individual
- Individual services which serve households
- Business activities are not clearly defined
- Not the business field - households
- Not the business field - other
Total Investment
Consumption
- Housing Loan (mortgage) secured by first mortgage in order to live
152
Tabel 4.28 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi Bank Penyalur
(Credit of Rural Banks Based on Banks Location)
2010
Lokasi
2005 2006 2007 2008
Location
Jan
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
2.769
282
141
819
3.901
2.059
10
45
26
257
287
118
118
97
5
1.951
78
117
50
1
54
58
84
13
8
197
949
17
73
75
1
-
3.096
301
254
852
4.399
2.274
11
95
26
283
372
163
232
136
7
2.247
76
173
71
3
75
89
106
20
13
237
1.091
17
111
118
1
-
3.515
402
365
1.047
5.280
2.557
12
144
26
319
514
222
376
204
5
2.787
105
219
96
4
113
142
131
32
14
283
1.347
25
137
115
1
-
4.401
480
423
1.289
6.355
2.977
17
161
64
382
660
316
554
280
7
3.398
180
281
132
9
180
218
158
42
3
15
341
1.777
50
167
154
1
-
14.659
16.948
20.540
25.472
Ket : ) Lokasi disesuaikan dgn daerah pemekaran mulai Juni 2010
2011
2009
Feb
Mar
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
4.812
575
491
1.492
7.449
3.597
19
184
99
439
762
392
878
345
12
2.380
192
300
153
20
202
268
202
51
2
20
428
2.113
85
181
186
1
-
4.892
571
508
1.513
7.567
3.679
19
188
99
444
771
405
922
364
13
2.461
190
308
153
22
199
277
208
52
2
20
433
2.170
90
174
179
1
-
4.976
588
520
1.534
7.680
3.767
19
192
101
451
779
416
969
363
13
2.567
188
304
155
26
186
279
212
52
2
20
440
2.231
94
177
179
1
-
5.091
603
530
1.573
7.831
3.842
19
196
102
458
788
429
1.022
377
13
2.655
220
314
158
31
172
283
217
52
2
20
444
2.282
96
179
179
1
16
-
5.219
621
549
1.609
7.959
3.934
19
201
100
465
808
442
1.061
388
14
2.763
217
314
159
35
185
291
225
52
2
20
446
2.286
100
175
190
1
8
-
5.332
642
555
1.654
8.121
4.044
20
204
81
474
821
455
1.124
405
14
2.729
224
321
163
37
190
296
230
52
2
21
446
2.359
103
171
192
1
11
-
5.444
654
574
1.687
8.250
4.121
20
206
82
478
827
470
1.177
414
15
2.708
242
330
167
38
200
304
235
51
2
21
449
2.416
110
166
194
2
11
-
5.602
679
581
1.731
8.451
4.219
21
209
83
485
823
484
1.232
422
15
2.784
225
332
173
38
208
315
242
51
2
21
453
2.466
115
164
195
3
11
-
5.645
676
560
1.730
8.381
4.181
21
210
81
480
824
483
1.272
423
15
2.799
219
335
175
38
210
319
247
51
3
21
449
2.487
116
166
201
3
13
-
5.782
684
577
1.750
8.441
4.170
21
212
81
487
829
491
1.311
429
15
2.877
219
335
178
36
213
334
261
51
3
21
437
2.542
118
158
201
3
16
-
5.783
692
590
1.758
8.479
4.157
21
214
78
488
829
497
1.350
434
15
2.930
239
340
177
35
206
349
281
52
3
21
457
2.616
123
155
189
4
18
-
5.862
697
592
1.766
8.516
4.150
21
214
76
493
829
501
1.376
449
15
2.899
250
347
178
34
221
364
288
51
3
20
464
2.666
122
161
193
5
20
-
5.923
704
633
1.761
8.540
4.130
21
217
77
489
833
508
1.415
448
16
2.953
250
354
171
36
239
379
295
50
3
18
469
2.714
117
171
197
5
22
-
28.001 28.332
28.894
29.482
30.195
30.858
31.495
32.066
32.835
32.834
33.284
33.580
33.844
34.158
4.803
575
473
1.481
7.399
3.564
19
183
99
438
757
385
828
345
12
2.281
196
309
155
19
188
263
203
51
2
20
424
2.092
88
167
182
1
-
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
Note : Change location accordance region expansion since Juni 2010
153
Tabel 4.29 Kredit MKM dan UMKM Menurut Sektor Ekonomi

(Micro, Small, and Medium Credit & Micro, Small, and Medium Entreprises credit based on Economic Sector)
Sektor
Ekonomi
2005 2006 2007 2008
2009
12.642
971
32.480
245
7.709
87.515
6.485
20.657
5.292
180.912
13.924
1.311
36.647
1.483
10.123
107.288
6.605
23.514
6.020
203.528
16.114
1.527
37.796
286
13.241
134.574
7.200
30.519
6.670
254.870
19.424
1.823
46.045
560
17.114
157.132
8.639
40.851
7.586
334.773
22.592
4.261
44.083
705
19.291
187.980
9.306
44.128
8.746
396.293
Total
UMKM1)
1. Pertanian, Perburuan dan Kehutanan
2. Perikanan
3. Pertambangan dan Penggalian
4. Industri Pengolahan
5. Listrik, Gas dan Air
6. Konstruksi
7. Perdagangan Besar dan Eceran
8. Penyediaan Akomodasi dan
Penyediaan Makan Minum
354.908
410.442
502.796
633.945
9. Transportasi, Pergudangan dan

Komunikasi
10. Perantara Keuangan
11. Real Estate, Usaha Persewaan,
dan Jasa Perusahaan
12.Administrasi Pemerintahan,
Pertahanan, dan Jaminan Sosial
Wajib
13. Jasa Pendidikan
14. Jasa Kesehatan dan Kegiatan
Sosial
15. Jasa Kemasyarakatan, Sosial
Budaya, Hiburan dan Perorangan
Lainnya
16. Jasa Perorangan yang Melayani
Rumah Tangga
17. Badan Internasional dan Badan
Ekstra Internasional Lainnya
18. Kegiatan yang Belum Jelas
Batasannya
19. Penerima Kredit Bukan Lapangan
Usaha
20 Tidak Teridentifikasi
MKM
1. Pertanian
2. Pertambangan
3. Perindustrian
4. Listrik
5. Konstruksi
6. Perdagangan
7. Pengangkutan
8. Jasa Dunia Usaha
9. Jasa Sosial
10. Lain-lain
Jumlah
Jan
Feb
Mar
12.657
2.203
47.841
606
16.652
137.899
11.216
41.589
13.700
405.133
12.641
3.894
49.449
620
16.645
142.988
11.303
44.842
14.146
411.801
14.838 14.971
5.325
5.572
49.920 49.437
643
698
17.536 17.999
163.912 164.564
11.596 11.687
48.293 49.048
14.436 14.614
454.773 461.690
14.918 15.905
6.234
6.892
50.410 51.892
679
738
20.168 20.471
164.945 173.311
11.684 12.124
49.636 47.628
15.161 30.973
476.981 475.850
18.914 18.007
7.198
6.096
51.884 53.992
878
945
20.783 21.438
190.340 194.145
12.405 11.964
46.263 46.986
30.429 35.316
471.475 481.023
17.640
6.317
53.771
968
21.845
192.389
12.068
52.817
29.150
492.767
737.385 689.497
708.329
781.273 790.279
810.816 835.784
850.569 869.913
879.731
Ket: lihat penjelasan hal. iv

* Sementara
1)
Apr
2 0 1 0*)
Jun
Jul
Mei
Ags
Sep
Nov
Okt
2011
Jan
Des
17.057 16.844
6.617
6.585
53.388 53.733
1.358
1.866
22.854 23.205
190.067 193.706
12.325 12.395
53.461 53.764
30.194 28.292
505.628 516.631
893.425 906.545
17.128 16.940
5.875
7.041
55.434 53.184
964
908
21.655 20.008
195.489 190.509
12.398 13.548
56.679 35.860
28.299 68.768
531.695 514.438
- 16.447
2.086
3.117
- 41.421
1.156
- 19.299
- 160.407
7.005
12.733
6.254
20.256
195
1.214
2.555
19.983
1.209
88
44.923
324
- 360.673
926.782 920.038
Economic
Sector
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
Agriculture
Mining
Manufacturing
Electricity
Construction
Trading
Transportation
Business Services
Social Services
Others
Total
1.Agriculture, hunting, and forestry

2.Fishery
3.Mining and quarrying
4.Processing industry
5.Electricity, gas and water
6.Construction
7.Wholesale and retail trade
8.Provision of accommodation
and the provision of eating and
drinking
9.Transportation, warehousing
and communications
10. Financial intermediaries
11. Real estate
12.Government administration,
land and compulsory social
security
13.Education services
14.Health services and social
activities
15.Social services, social, cultural,
entertainment and other
individual
16.Individual services which serve
households
17.Business activities are not
clearly defined
18.Not the business field households
19.Not the business field - other
20.Un-identified
Total
Note: see explanation page iv

* Provisional
1)
154
Tabel 4.30 Kredit MKM dan UMKMMenurut Jenis Penggunaan

(MKM Credit and SMEs Credit Based on Type of Use)
Jenis
Penggunaan
2 0 1 0*)
2011
2005 2006 2007 2008
2009
142.633 171.118 204.765 247.442
279.264 246.809 256.181 291.424 293.068 298.053 313.167 317.244 341.675 337.936 340.147 346.006
Jan
Mar
Feb
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Type of
Use
Jan
MKM
Total Modal Kerja
Total Investasi
33.049
37.147
44.578
54.209
63.762 65.885
69.053
69.427 69.865
69.731 82.872
84.759
79.803
79.795
353.218 340.589
82.027 82.627
84.590 87.257

Total Investment
Total Konsumsi
179.225 202.177 253.453 332.294
394.359 376.802 383.095 420.423 427.347 443.032 439.745 448.565 448.435 462.001 471.250 477.912
488.974 492.191
Total Consumption
Jumlah
354.908 410.442 502.796 633.945
737.385 689.497 708.329 781.273 790.279 810.816 835.784 850.569 869.913 879.731 893.425 906.545
926.782 920.038
Total
UMKM1)
Total Modal Kerja
- 282.705
Total Investasi
- 77.960
Total Invtestment
Total Konsumsi
Total Consumption
Un-identified
- 360.673
Jumlah

* Sementara
1)
Total

* Provisional
1)
155
Tabel 4.31 Kredit MKM dan UMKM Menurut Kelompok Bank

(MKM Credit & SMEs Credit Based on Group of Bank)
Kelompok
Bank
2 0 1 0*)
2005 2006 2007 2008
2011
2009
Jan
Mar
Feb
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
Category of
Bank
MKM
1. Bank Persero
2. BPD
122.189 144.935 176.740 230.152 285.134 221.413 226.554 289.496 294.964 300.551 306.786 311.415 318.488 321.090 324.973 334.095 343.990 334.667 1. State Owned Banks
42.462 52.859
67.774 87.655 107.675 107.298 109.195 111.440 113.880 116.354 119.332 120.995 123.565 123.957 125.957 127.218 126.561 128.710 2. Regional Development
Banks
3. Bank Swasta Nasional 176.421 195.326 238.211 290.731 315.369 313.256 320.377 329.249 334.688 344.131 358.363 366.936 376.032 382.406 388.718 395.918 404.986 410.820 3. Foreign Exchange
4. Bank Asing dan
13.836
17.322
20.073
25.406
29.208 47.530
52.204
51.087 46.746
49.780
51.303
51.222
51.828
52.278
53.777
49.314
51.246
Commercial Banks
Campuran
and Foreign Owned

Banks)
Jumlah
354.908 410.442 502.796 633.945 737.385 689.497 708.329 781.273 790.279 810.816 835.784 850.569 869.913 879.731 893.425 906.545 926.782 920.038
Total
UMKM1)
1. Bank Persero
2. BPD
- 163.252 1. State Owned Banks

- 30.143 2. Regional Development
Banks
- 159.151 3. Foreign Exchange
4. Bank Asing dan
Campuran
Jumlah
Commercial Banks
and Foreign Owned

* Sementara
1)
Banks)
- 360.673 Total

* Provisional
1)
156
Tabel 4.32 Kredit MKM dan UMKM Menurut Lokasi Proyek Per Daerah Tingkat I
(MKM Credit and SMEs Credit based on Project Location)
2 0 1 0*)
Lokasi
MKM
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
Total
2005 2006 2007 2008
71.749
85.170
4.729
33.047
44.009
1.623
3.250
3.338
18.564
5.948
11.736
7.616
5.269
4.635
4.232
7.671
1.525
2.958
12.156
4.785
1.590
3.259
8.797
2.479
824
2.407
497
1.046
81.153
97.807
5.345
38.186
49.836
2.080
3.904
4.438
21.270
6.920
14.449
9.386
6.552
5.257
4.961
9.003
1.818
3.415
14.467
5.565
1.965
3.912
9.708
3.271
1.080
3.127
647
920
77.588
21.447
114.979
6.421
46.220
60.790
2.956
5.409
6.249
26.192
8.899
12.171
10.234
6.041
1.229
8.315
6.589
6.149
11.194
2.544
4.356
17.186
5.950
1.061
1.380
2.755
4.892
11.537
4.282
1.457
3.149
818
1.129
1.227
97.334
29.250
136.823
7.843
56.964
74.109
4.312
7.604
9.080
34.076
11.593
16.681
14.006
7.566
1.740
10.759
8.795
7.669
13.959
3.522
5.609
22.143
8.214
1.780
2.022
3.873
6.310
14.532
5.558
2.161
4.376
1.228
1.486
967
2011
2009
112.595
30.899
155.459
8.956
64.538
85.526
5.291
9.018
12.045
39.380
13.629
19.799
17.995
8.419
2.247
13.052
10.434
9.440
16.303
4.731
6.795
26.785
9.676
1.805
3.002
4.716
7.664
17.115
6.808
2.857
5.620
1.646
2.043
1.097
Location
Jan
Feb
Mar
Apr
Mei
Jun
104.498
30.675
169.506
7.926
55.549
76.853
4.191
7.342
10.729
35.991
12.722
17.932
16.081
7.511
1.907
11.720
9.367
8.628
15.050
4.033
5.408
23.564
9.420
624
1.231
3.517
6.157
16.060
5.090
2.331
4.842
1.178
891
972
106.927
31.219
175.774
8.048
57.130
78.235
4.522
7.513
11.031
36.732
13.036
18.279
16.504
7.554
1.943
12.007
9.541
8.861
15.476
4.181
5.582
24.243
9.582
587
1.380
3.621
6.351
16.392
5.232
2.357
4.875
1.223
1.061
1.328
116.266
33.313
185.750
9.068
65.774
87.800
5.293
8.804
12.513
40.568
14.425
20.130
18.683
7.532
2.254
13.437
10.772
9.829
17.128
4.998
6.969
27.705
11.061
462
1.757
4.432
7.989
17.603
6.749
2.821
6.058
1.501
986
845
118.196
33.530
183.010
9.234
66.990
89.214
5.358
8.982
12.854
41.450
14.757
20.589
19.032
8.013
2.427
13.640
10.915
10.024
17.485
4.959
7.153
28.166
11.753
592
1.339
4.737
8.280
18.041
6.916
3.039
6.221
1.540
999
845
119.012
33.916
192.188
9.461
68.215
90.553
5.731
9.151
13.171
42.217
14.982
21.337
19.704
8.194
2.439
13.690
11.146
10.283
17.775
5.134
7.371
28.700
12.250
703
1.160
4.850
8.549
18.258
7.351
3.208
6.363
1.582
1.205
967
127.201
36.084
191.264
9.705
70.561
93.733
6.010
9.513
13.604
42.712
15.688
22.095
20.305
7.893
2.560
14.352
11.694
10.616
18.644
5.429
7.738
29.706
12.653
1.040
1.265
5.024
8.920
18.689
7.601
3.254
6.594
1.611
1.248
779
Jul
126.001
36.902
210.669
9.597
68.832
92.603
5.669
9.340
13.459
43.088
15.529
22.094
20.271
8.564
2.548
14.424
11.544
10.603
18.737
5.366
7.323
29.402
12.332
912
1.175
4.759
8.687
18.589
7.330
3.163
6.332
1.585
1.580
1.559
Ags
Sep
Okt
Nov
Des
Jan
128.879
38.171
211.389
9.824
70.310
95.413
5.780
9.544
13.810
43.974
15.865
22.643
21.186
9.062
2.608
14.622
11.930
10.945
19.602
5.525
7.424
30.152
12.720
1.561
1.171
5.084
8.919
18.969
7.472
3.310
6.537
1.682
2.075
1.755
131.181
38.846
205.189
10.121
72.773
97.381
5.931
9.866
14.026
44.728
16.257
22.265
21.569
9.985
2.710
14.929
12.199
11.202
19.827
5.707
7.961
30.749
13.109
2.035
1.298
5.367
9.173
19.527
7.815
3.464
6.738
1.771
2.294
1.737
131.630
39.453
216.763
10.147
72.751
97.338
5.940
9.875
14.156
44.648
16.201
22.951
21.823
9.451
2.749
14.825
12.208
11.292
19.859
5.727
7.911
31.034
13.186
2.086
1.284
5.429
9.128
19.643
7.826
3.601
6.818
1.852
2.333
1.509
128.613
39.364
255.696
9.732
68.040
93.595
5.596
9.393
13.731
43.665
15.652
22.626
21.299
9.107
2.654
14.325
11.867
11.085
19.553
5.331
6.961
28.419
12.362
2.473
1.087
4.801
8.489
19.231
6.959
3.273
6.377
1.749
1.552
1.886
129.981
43.277
266.146
9.837
68.762
95.098
5.633
9.483
14.069
43.171
15.858
22.881
20.834
9.258
2.695
14.583
11.881
11.391
19.660
5.418
6.969
29.859
12.510
1.350
1.078
4.859
8.520
19.595
6.865
3.250
6.330
1.773
1.548
2.362
128.291
42.405
262.550
9.959
68.205
94.515
5.657
9.439
14.298
43.566
16.009
23.055
20.772
9.274
2.675
14.831
11.879
11.332
19.309
5.374
6.850
29.754
10.681
1.387
2.872
4.772
8.519
19.656
6.782
3.231
6.160
1.801
1.491
2.687
354.908 410.442 502.796 633.945 737.385 689.497 708.329 781.273 790.279 810.816 835.784 850.569 869.913 879.731 893.425 906.545 926.782 920.038

* Sementara
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Total

* Provisional
157
Tabel 4.32 Kredit MKM dan UMKM Menurut Lokasi Proyek Per Daerah Tingkat I
(MKM Credit and SMEs Credit based on Project Location)
2 0 1 0*)
Lokasi
2005 2006 2007 2008
Location
Jan
UMKM1)
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Lainnya
2011
2009
Total
* Sementara
1)
Mar
Feb
Apr
Mei
Jun
-
Jul
-
Ags
-
Sep
-
Okt
-
Des
Nov
-
Jan
-
37.990
12.434
100.015
3.465
27.550
47.791
1.872
4.089
4.017
18.632
5.643
9.571
7.675
3.244
1.292
6.397
4.046
3.904
13.348
1.920
3.230
12.623
3.726
536
1.050
1.479
2.197
8.886
1.858
1.117
2.630
629
849
185
4.786
Jawa Barat
Banten
DKI Jakarta
D.I. Yogyakarta
Jawa Tengah
Jawa Timur
Bengkulu
Jambi
Sumatera Utara
Sumatera Barat
Riau
Kep. Riau
Sumatera Selatan
Bangka-Belitung
Lampung
Kalimantan Selatan
Kalimantan Barat
Kalimantan Timur
Kalimantan Tengah
Sulawesi Tengah
Sulawesi Selatan
Sulawesi Utara
Sulawesi Tenggara
Sulawesi Barat
Gorontalo
Nusa Tenggara Barat
Bali
Nusa Tenggara Timur
Maluku
Papua
Maluku Utara
Irian Jaya Barat
Others
Un-identified
- 3 6 0 . 6 7 3 Total
* Provisional
1)
158
Tabel 4.33 Rincian Kredit MKM dan UMKM Menurut Kelompok Bank
(Detail of MKM Credit and Detail of SMEs Credit based on Group of Bank)
Kelompok
Bank
MKM
1. Bank Persero
Mikro
Kecil
Menengah
2. BPD
2 0 1 0*)
2005 2006 2007 2008
2009
Jan
Mar
Feb
2011
Apr
Mei
Jun
Jul
Ags
Sep
Okt
Nov
Des
Jan
294.964
101.313
116.663
76.989
113.880
300.551
102.428
120.024
78.099
116.354
306.786
104.889
122.416
79.481
119.332
311.415
106.185
125.812
79.418
120.995
318.488
107.636
129.926
80.926
123.565
321.090
107.306
131.839
81.945
123.957
324.973
107.537
135.149
82.287
125.957
334.095
109.321
139.642
85.133
127.218
343.990
110.715
144.647
88.629
126.561
334.667
107.130
141.985
85.552
128.710
38.560 38.855 38.420 38.281

74.160 76.092 76.823 78.696
8.275
8.618
8.715
8.980
366.936 376.032 382.406 388.718
77.201 77.270 80.014 80.811
135.059 139.762 141.933 145.435
154.677 159.000 160.458 162.472
51.222 51.828 52.278 53.777
38.183
79.905
9.130
395.918
81.014
148.436
166.468
49.314
37.484
80.667
8.409
404.986
83.332
150.890
170.764
51.246
37.384
83.494
7.832
410.820
83.960
154.666
172.194
45.841
36.086
6.101
11.590
31.031
6.225
12.058
32.644
6.248
12.354
30.099
5.929
9.813
850.569 869.913 879.731 893.425
906.545
926.782
920.038
230.152
99.483
71.190
59.479
87.655
285.134 221.413 226.554 289.496

114.355 43.617 44.552 100.425
98.306 106.697 109.559 113.233
72.474 71.099 72.443 75.838
107.675 107.298 109.195 111.440
Mikro
Kecil
Menengah
Mikro
Kecil
Menengah
4. Bank Asing dan
Campuran
Mikro
Kecil
Menengah
39.019
43.377
5.258
290.731
65.411
96.410
128.911
25.406
38.657 38.927 38.159 38.248 38.525 38.707 38.666

61.922 61.607 64.090 65.922 67.982 70.144 72.708
7.095
6.764
7.270
6.945
7.373
7.503
7.959
315.369 313.256 320.377 329.249 334.688 344.131 358.363
70.346 67.531 69.733 70.586 70.656 72.760 74.455
110.221 114.513 117.022 120.292 122.317 125.853 131.287
134.802 131.212 133.622 138.372 141.715 145.517 152.622
29.208 47.530 52.204 51.087 46.746 49.780 51.303
12.211
3.227
9.968
Jumlah
633.945
UMKM1)
1. Bank Persero
Mikro
Kecil
Menengah
2. BPD
163.252
41.010
80.448
41.794
30.143
Mikro
Kecil
Menengah
Mikro
Kecil
Menengah
4. Bank Asing dan
Campuran
Mikro
Kecil
Menengah
3.466
17.545
9.133
159.151
22.790
29.986
106.375
8.127
506
899
6.723
Jumlah
360.673
12.004
4.857
12.347
31.298
5.197
11.035
35.037
5.670
11.497
33.946
5.503
11.638
30.510
5.575
10.662
33.785
5.639
10.355
35.001
5.601
10.701
737.385 689.497 708.329 781.273 790.279 810.816 835.784

* Sementara
1)
35.837
5.653
9.732
34.207
6.002
11.619
34.780
6.031
11.466
Category of
Bank
MKM
Micro
Small
Medium
Banks
Micro
Small
Medium
3. Commercial Banks
Micro
Small
Medium
Micro
Small
Medium
Total
UMKM1)
Micro
Small
Medium
Banks
Micro
Small
Medium
3. Commercial Banks
Micro
Small
Medium
Micro
Small
Medium
Total

* Provisional
1)
159
KA
TA PENGANT
AR
KAT
PENGANTAR
GRAFIK
159
Gr
afik 1. Kredit dan NPL K
elompok Bank
Grafik
Kelompok
Januari 2011
Asing
Campuran
BPD
BUSN Non Devisa
BUSN Devisa
Persero
0
100.000 200.000 300.000 400.000 500.000 600.000 700.000 800.000

Kredit
Kredit, Miliar Rp
NPL
Gr
afik 2. Dana Pihak K
etiga dan
Grafik
Ketiga
elompok Bank JJanuari
anuari 2011
Kelompok
SBI K
Miliar Rp
1.200.000
1.000.000
800.000
600.000
400.000
200.000
0
Persero
BUSN Devisa
BUSN Non
Devisa
DPK
160
BPD
SBI
Campuran
Asing
Gr
afik 3. P
endapatan dan Beban Oper
asional
Grafik
Pendapatan
Operasional
Kelompok Bank JJanuari
anuari 2011
Miliar Rp
25000
20000
15000
10000
5000
0
Kelompok Persero
Bank
BUSN
Devisa
BUSN Non
Devi sa
BPD
Campuran
Asi ng
Se ri e s 1
Se ri e s 2
Gr
afik 4. P
embia
yaan, DPK dan Aset P
erbankan Sy
ariah
Grafik
Pembia
embiay
Perbankan
Syariah
Januari 2011
Miliar Rp
80.000
70.000
60.000
50.000
40.000
30.000
20.000
10.000
0
Pembiayaan
DPK
BUS
Aset
UUS
161

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VOL: 9 No.

STATISTIK PERBANKAN INDONESIA

Statistik Perbankan Indonesia (SPI) merupakan

The Indonesian Banking Statistics (SPI) is a

media publikasi yang menyajikan data mengenai

media publication that provides data regarding the

perbankan Indonesia. Buku SPI ini diterbitkan secara

banking industry in Indonesia. This publication is

berkala (bulanan) oleh Direktorat Perizinan dan

published monthly by Directorate of Bank Licensing

yaitu Kredit UMKM Berdasarkan UU No.20 Tahun

the addition of new data that is micro, small and

2008 tentang UMKM.

medium enterprises in accordance with Law No.20 of

Dengan penyempurnaan SPI ini, kami berharap

2008 concerning micro, small and medium enterprises.

agar data yang disajikan lebih memberikan manfaat

We sincerely hope that the data provided in

yang optimal bagi pembaca.

the SPI will be of optimum benefits to our readers.

Statistik Perbankan Indonesia, Vol. 9, No. 2, Januari 2011

Jadwal Publikasi Kedepan

Advance Release Calender (ARC)

Tanda-tanda, dan Sumber Data

Notes, Symbols, and Sources of Data

Tanda koma pada angka-angka harap dibaca sebagai

Commas in the numbers please read as point and

Sumber : Bank Indonesia, kecuali jika dinyatakan lain.

Source : Bank Indonesia, unless mentioned otherwise.

Alamat untuk berlangganan :

Address for Subscription :

Data dalam publikasi Bank Indonesia ini juga

The data in Bank Indonesia publication are also

Alamat penyampaian pertanyaan :

Address for queries :

Indonesian Banking Statistics, Vol. 9, No. 2, January 2011

DATA BANK UMUM

COMMERCIAL BANK DATA

DATA PERBANKAN SYARIAH

SHARIA BANK DATA

DATA BANK PERKREDITAN RAKYAT (BPR)

RURAL BANK DATA

Statistik Perbankan Indonesia, Vol. 9, No. 2, Januari 2011

1. Data yang digunakan dalam Publikasi Statistik

1. The data used in the Indonesian Banking Statistics

Perbankan Indonesia bersumber dari Laporan

is derive from Commercial Bank Monthly Reports,

Bulanan Bank Umum (LBU), Laporan Bulanan

Sharia Bank Monthly Reports and Rural Bank

Bank Umum Syariah (LBUS), dan Laporan Bulanan

Bank Perkreditan Rakyat (Lapbul BPR), kecuali

2. The entire data on Commercial banks includes

2. Semua jenis data Bank Umum mencakup pula

from conventional commercial banks data,

data Bank Umum Syariah dan unit usaha syariah

because the bank reports are processed by the

dari bank umum konvensional, hal ini disebabkan

banking information system as a whole. For

karena pelaporan perbankan diolah sistem

statistical purposes of sharia banking, specific

perbankan sebagai satu kesatuan. Untuk

sharia data are presented separately.

keperluan statistik perbankan syariah, disajikan