**-- Perhitungan Angsuran Kredit Chanelling Bank Bukopin d

41800<^>

-421dddd, dd mmmm y

Suku Bunga Kredit

Jangka Waktu (Tahun)

Bunga Effektif / Tahun

16.000%

16.000%

16.000%

16.000%

16.000%

0.223%

0.418%

0.630%

0.925%

1.185%

Tarif Asuransi Jiwa Kredit

Masa Asuransi (Tahun)
Tarif Per Mil
Provisi
Administrasi
Bunga Bukopin

ISI DI SINI

2.5%
0%
14.0%

NAMA DEBITUR
LAHIR (TGL/BLN/THN)

Fee Perdana Niaga

1%

PENGHASILAN

Collection Fee

1%

PENGAJUAN KREDIT

Maximal THP

85%

JANGKA WAKTU (Bulan)

Max. Jangka Waktu

144

JENIS PNS
TANGGAL AKAD

Created By_&@&0
***OneVersion_&4Ever***

PD. BPR GARUT KC.

hanelling Bank Bukopin dengan PD. BPR Garut --**

dddd, dd mmmm yyyy

<^>

10

11

12

16.000%

16.000%

16.000%

16.000%

16.000%

16.000%

16.000%

10

11

12

1.461%

1.752%

2.227%

2.576%

2.942%

3.186%

3.572%

I DI SINI
ijah

Max. Pinjaman
Max. Jangka Waktu

#NAME?
#NAME? Bulan

DIPERTIMBANGKAN

26 Februari 1980
Rp4,700,000
Rp145,000,000

PELUNASAN KREDIT SEBELUMNYA

144

POKOK

NON GURU

BUNGA

Rp-

10 Juni 2014

TOTAL PELUNASAN

Rp-

KPO

Rp-

RESUME KELAYAKAN PINJAMAN

IDENTITAS
Nama
Tanggal Lahir
Jenis PNS
Usia

Take Home Pay

ijah
Tuesday, February 26, 1980
NON GURU
#NAME?
#NAME?
#NAME?
4,700,000

PERKIRAAN KASAR PINJAMAN

Jangka Waktu Maksimal
Pinjaman Maksimal
#NAME?
Maksimal Angsuran/bulan
3995000

Tahun
Bulan
Hari
Rupiah

#NAME? Bulan
Rupiah
Rupiah

DIPERTIMBANGKAN

Kelayakan Kredit

12
Effective Equivalent

16.000% p.a
0.871% /Bulan
10.457% /Tahun

Flat

KONDISI PINJAMAN
Pinjaman
Jangka Waktu
Tabungan Wajib (1 bulan)
Provisi
Administrasi
Asuransi

145,000,000

Rupiah
144 Bulan
$2,270,446.68
2.500%
3,625,000
0.000%
0
3.572%
5,179,400
Jumlah Potongan $11,074,846.68
Total Cash Diterima
$133,925,153.32

Pelunasan Kredit Sebelumnya

Pokok
Bunga
Jumlah Pelunasan
Total Cash Diterima

Tuesday, June 10, 2014

ijah

0
0
0
$133,925,153.32

>>* R E P A Y M E N T S C H E D U L E *<<
Pinjaman
Jangka Waktu
Tanggal Akad

BULAN

145000000 Rupiah
144

Bulan

ijah
Tanda Tangan Debitur

Tuesday, June 10, 2014

POKOK

CICILAN
POKOK

CICILAN
BUNGA

TOTAL
ANGSURAN

BULAN

POKOK

CICILAN
POKOK

CICILAN
BUNGA

1
2
3

July '14
August '14
September '14

145,000,000
144,662,887
144,321,278

337,113
341,608
346,163

1,933,333
1,928,838
1,924,284

2,270,447
2,270,447
2,270,447

73
74
75

July '20
August '20
September '20

104,668,235
103,793,365
102,906,830

874,870
886,535
898,356

1,395,576
1,383,912
1,372,091

October '14

143,975,115

350,778

1,919,668

2,270,447

76

October '20

102,008,475

910,334

1,360,113

November '14

143,624,337

355,456

1,914,991

2,270,447

77

November '20

101,098,141

922,471

1,347,975

December '14

143,268,882

360,195

1,910,252

2,270,447

78

December '20

100,175,669

934,771

1,335,676

7
8

January '15
February '15

142,908,687
142,543,689

364,998
369,864

1,905,449
1,900,583

2,270,447
2,270,447

79
80

January '21
February '21

99,240,898
98,293,664

947,235
959,864

1,323,212
1,310,582

March '15

142,173,825

374,796

1,895,651

2,270,447

81

March '21

97,333,799

972,663

1,297,784

10

April '15

141,799,029

379,793

1,890,654

2,270,447

82

April '21

96,361,136

985,632

1,284,815

11

May '15

141,419,236

384,857

1,885,590

2,270,447

83

May '21

95,375,505

998,773

1,271,673

12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72

June '15
July '15
August '15
September '15
October '15
November '15
December '15
January '16
February '16
March '16
April '16
May '16
June '16
July '16
August '16
September '16
October '16
November '16
December '16
January '17
February '17
March '17
April '17
May '17
June '17
July '17
August '17
September '17
October '17
November '17
December '17
January '18
February '18
March '18
April '18
May '18
June '18
July '18
August '18
September '18
October '18
November '18
December '18
January '19
February '19
March '19
April '19
May '19
June '19
July '19
August '19
September '19
October '19
November '19
December '19
January '20
February '20
March '20
April '20
May '20
June '20

141,034,379
140,644,391
140,249,203
139,848,746
139,442,949
139,031,742
138,615,051
138,192,805
137,764,929
137,331,349
136,891,987
136,446,766
135,995,610
135,538,438
135,075,170
134,605,726
134,130,022
133,647,976
133,159,502
132,664,516
132,162,929
131,654,655
131,139,604
130,617,685
130,088,807
129,552,878
129,009,803
128,459,487
127,901,834
127,336,745
126,764,121
126,183,863
125,595,868
125,000,033
124,396,253
123,784,423
123,164,436
122,536,181
121,899,550
121,254,431
120,600,710
119,938,273
119,267,003
118,586,783
117,897,494
117,199,014
116,491,220
115,773,990
115,047,197
114,310,712
113,564,409
112,808,154
112,041,816
111,265,260
110,478,350
109,680,948
108,872,914
108,054,107
107,224,381
106,383,593
105,531,594

389,988
395,188
400,457
405,797
411,207
416,690
422,246
427,876
433,581
439,362
445,220
451,156
457,172
463,268
469,444
475,704
482,046
488,474
494,987
501,586
508,274
515,051
521,919
528,878
535,929
543,075
550,316
557,654
565,089
572,623
580,258
587,995
595,835
603,780
611,830
619,988
628,254
636,631
645,119
653,721
662,437
671,270
680,220
689,290
698,480
707,793
717,230
726,793
736,484
746,304
756,255
766,338
776,556
786,910
797,402
808,034
818,808
829,725
840,788
851,999
863,359

1,880,458
1,875,259
1,869,989
1,864,650
1,859,239
1,853,757
1,848,201
1,842,571
1,836,866
1,831,085
1,825,226
1,819,290
1,813,275
1,807,179
1,801,002
1,794,743
1,788,400
1,781,973
1,775,460
1,768,860
1,762,172
1,755,395
1,748,528
1,741,569
1,734,517
1,727,372
1,720,131
1,712,793
1,705,358
1,697,823
1,690,188
1,682,452
1,674,612
1,666,667
1,658,617
1,650,459
1,642,192
1,633,816
1,625,327
1,616,726
1,608,009
1,599,177
1,590,227
1,581,157
1,571,967
1,562,654
1,553,216
1,543,653
1,533,963
1,524,143
1,514,192
1,504,109
1,493,891
1,483,537
1,473,045
1,462,413
1,451,639
1,440,721
1,429,658
1,418,448
1,407,088

2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447

84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144

June '21
July '21
August '21
September '21
October '21
November '21
December '21
January '22
February '22
March '22
April '22
May '22
June '22
July '22
August '22
September '22
October '22
November '22
December '22
January '23
February '23
March '23
April '23
May '23
June '23
July '23
August '23
September '23
October '23
November '23
December '23
January '24
February '24
March '24
April '24
May '24
June '24
July '24
August '24
September '24
October '24
November '24
December '24
January '25
February '25
March '25
April '25
May '25
June '25
July '25
August '25
September '25
October '25
November '25
December '25
January '26
February '26
March '26
April '26
May '26
June '26

94,376,732
93,364,641
92,339,057
91,299,797
90,246,681
89,179,524
88,098,137
87,002,332
85,891,917
84,766,696
83,626,472
82,471,045
81,300,212
80,113,768
78,911,505
77,693,212
76,458,674
75,207,677
73,939,999
72,655,419
71,353,711
70,034,647
68,697,996
67,343,523
65,970,990
64,580,156
63,170,778
61,742,608
60,295,397
58,828,889
57,342,827
55,836,951
54,310,997
52,764,697
51,197,780
49,609,970
48,000,990
46,370,556
44,718,384
43,044,182
41,347,658
39,628,513
37,886,447
36,121,153
34,332,322
32,519,639
30,682,788
28,821,445
26,935,284
25,023,975
23,087,181
21,124,563
19,135,777
17,120,474
15,078,301
13,008,898
10,911,903
8,786,949
6,633,661
4,451,664
2,240,572

1,012,090
1,025,585
1,039,259
1,053,116
1,067,158
1,081,386
1,095,805
1,110,416
1,125,221
1,140,224
1,155,427
1,170,833
1,186,444
1,202,263
1,218,293
1,234,537
1,250,998
1,267,678
1,284,580
1,301,708
1,319,064
1,336,651
1,354,473
1,372,533
1,390,833
1,409,378
1,428,170
1,447,212
1,466,508
1,486,061
1,505,876
1,525,954
1,546,300
1,566,917
1,587,810
1,608,980
1,630,433
1,652,173
1,674,202
1,696,524
1,719,145
1,742,067
1,765,294
1,788,831
1,812,682
1,836,851
1,861,343
1,886,161
1,911,310
1,936,794
1,962,618
1,988,786
2,015,303
2,042,174
2,069,403
2,096,995
2,124,955
2,153,287
2,181,998
2,211,091
2,240,572

1,258,356
1,244,862
1,231,187
1,217,331
1,203,289
1,189,060
1,174,642
1,160,031
1,145,226
1,130,223
1,115,020
1,099,614
1,084,003
1,068,184
1,052,153
1,035,909
1,019,449
1,002,769
985,867
968,739
951,383
933,795
915,973
897,914
879,613
861,069
842,277
823,235
803,939
784,385
764,571
744,493
724,147
703,529
682,637
661,466
640,013
618,274
596,245
573,922
551,302
528,380
505,153
481,615
457,764
433,595
409,104
384,286
359,137
333,653
307,829
281,661
255,144
228,273
201,044
173,452
145,492
117,159
88,449
59,356
29,874

145 July '26

(0)

2,270,447

(0)

TOTAL
ANGSURAN
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447
2,270,447

2,270,447

AN. ijah
PD. BPR GARUT KC. KPO
PERKIRAAN KASAR PINJAMAN
Usia

#NAME?
#NAME?
#NAME?
4700000
NON GURU
#NAME?
#NAME?

Besar Take Home Pay

Jenis PNS
Jangka Waktu Maksimal
Pinjaman Maksimal

KONDISI PINJAMAN
Pinjaman Yang Disetujui
Jangka Waktu Yang di Setujui
Tabungan Wajib (1 bulan)
Provisi
Administrasi
Asuransi

145000000

Tahun
Bulan
Hari
Rupiah
Bulan
Rupiah

Rupiah
144 Bulan

2.500%
0.000%
3.572%
Jumlah Potongan
Total cash diterima

2,270,447
3,625,000
0
5,179,400
11,074,847
133,925,153

Pelunasan Kredit Sebelumnya

Pokok
Bunga
Jumlah Pelunasan
Total Cash Diterima

133,925,153

Effective Equivalent
Flat

16.000%
0.871%
10.457%
17.944%
14.000%
1.000%
1.000%

Effective Income
Effective Bukopin
Fee Perdana Niaga
Collection Fee

_** DISETUJUI **_

Tuesday, June 10, 2014

ijah

p.a
/Bulan
/Tahun
p.a
p.a
p.a
Cicilan