Nomor Surat B 1167 DIR AMK 07 18

Nama Emiten PT Bank Rakyat Indonesia (Persero) Tbk

Kode Emiten BBRI
Perihal Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit

Perseroan dengan ini menyampaikan laporan keuangan untuk periode 6 Bulan yang berakhir pada 30/06/2018 dengan ikhtisar sebagai berikut :

Informasi mengenai anak perusahaan Perseroan sebagai berikut :

No Nama Kegiatan Lokasi Tahun Status Jumlah Aset Satuan Mata Persentase
Usaha Komersil Operasi Uang (%)
1 PT Bank Perbankan Jakarta 2008 Aktif 28.506.856 JUTAAN IDR 99.99
BRISyariah
2 PT Bank Perbankan Jakarta 1990 Aktif 12.120.040 JUTAAN IDR 87.23
Rakyat
Indonesia
Agroniaga
Tbk.
3 BRI Remittance Hongkong 2005 Aktif 8.480 JUTAAN IDR 100.0
Remittance
Co.Limited
(Ltd) Hong
Kong
4 PT. Asuransi Asuransi Jakarta 1987 Aktif 6.677.872 JUTAAN IDR 91.0
Jiwa Bringin
Jiwa
Sejahtera
5 PT BRI Multi Multi Finance Jakarta 2016 Aktif 2.052.972 JUTAAN IDR 99.0
finance

Dokumen ini merupakan dokumen resmi PT Bank Rakyat Indonesia (Persero) Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara

elektronik. PT Bank Rakyat Indonesia (Persero) Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
[1000000] General information
Informasi umum
Nama entitas
Penjelasan perubahan nama dari akhir
periode laporan sebelumnya
Kode entitas
Nomor identifikasi entitas
Industri utama entitas
Sektor
Subsektor
Informasi pemegang saham pengendali Indonesian Government
Jenis entitas
Jenis efek yang dicatatkan
Jenis papan perdagangan tempat
entitas tercatat
Apakah merupakan laporan keuangan Entitas grup / Group entity
satu entitas atau suatu kelompok entitas
Periode penyampaian laporan
keuangan
Tanggal awal periode berjalan
Tanggal akhir periode berjalan
Tanggal akhir tahun sebelumnya
Tanggal awal periode sebelumnya
Tanggal akhir periode sebelumnya
Mata uang pelaporan
Kurs konversi pada tanggal pelaporan
jika mata uang penyajian selain rupiah
Pembulatan yang digunakan dalam
penyajian jumlah dalam laporan
keuangan
Jenis laporan atas laporan keuangan
Jenis opini auditor
Hal yang diungkapkan dalam paragraf
pendapat untuk penekanan atas suatu
masalah atau paragraf penjelasan
lainnya, jika ada
Hasil penugasan review
Tanggal laporan audit atau hasil laporan
review
Auditor tahun berjalan
Nama partner audit tahun berjalan
Lama tahun penugasan partner yang
menandatangani
Auditor tahun sebelumnya
Nama partner audit tahun sebelumnya
Kepatuhan terhadap pemenuhan
peraturan BAPEPAM LK VIII G 11
tentang tanggung jawab direksi atas
laporan keuangan
General information
30 June 2018
PT Bank Rakyat Indonesia Entity name
(Persero) Tbk
Explanation of change in name from the
end of the preceding reporting period
BBRI Entity code
AA426 Entity identification number
Keuangan dan Syariah / Entity main industry
Financial and Sharia
8. Finance Sector
81. Bank Subsector
Controlling shareholder information
Local Company - Indonesia Type of entity
Jurisdiction
Saham dan Obligasi / Stock and Type of listed securities
Bond
Utama / Main Type of board on which the entity is
listed
Whether the financial statements are of
an individual entity or a group of entities
Kuartal II / Second Quarter Period of financial statements
submissions
January 01, 2018 Current period start date
June 30, 2018 Current period end date
December 31, 2017 Prior year end date
January 01, 2017 Prior period start date
June 30, 2017 Prior period end date
Rupiah / IDR Description of presentation currency
Conversion rate at reporting date if
presentation currency is other than
rupiah
Jutaan / In Million Level of rounding used in financial
statements
Tidak Diaudit / Unaudit Type of report on financial statements
Type of auditor's opinion
Matters disclosed in emphasis-of-matter
or other-matter paragraph, if any
Result of review engagement
December 31, 2017 Date of auditor's opinion or result of
review report
Purwantoro, Sungkoro &Surja Current year auditor
Purwantoro, Sungkoro &Surja Name of current year audit signing
partner
Number of years served as audit signing
partner
Purwantoro, Sungkoro &Surja Prior year auditor
Purwantoro, Sungkoro &Surja Name of prior year audit signing partner
Ya / Yes Whether in compliance with BAPEPAM
LK VIII G 11 rules concerning
responsibilities of board of directors on
financial statements
Kepatuhan terhadap pemenuhan Ya / Yes Whether in compliance with BAPEPAM
peraturan BAPEPAM LK VIII A dua LK VIII A two rules concerning
tentang independensi akuntan yang independence of accountant providing
memberikan jasa audit di pasar modal audit services in capital market
[4220000] Statement of financial position presented using order of liquidity -
Financial and Sharia Industry

Laporan posisi Statement of financial

keuangan position
30 June 2018 31 December 2017
Aset Assets
Kas 28,954,347 24,797,782 Cash
Giro pada bank indonesia 63,690,952 58,155,479 Current accounts with bank
Indonesia
Giro pada bank lain Current accounts with other
banks
Giro pada bank lain pihak 8,931,055 5,904,440 Current accounts with other
ketiga banks third parties
Giro pada bank lain pihak 160,993 21,244 Current accounts with other
berelasi banks related parties
Penempatan pada bank Placements with bank
indonesia dan bank lain Indonesia and other banks
Penempatan pada bank 37,737,733 54,773,187 Placements with bank
indonesia dan bank lain Indonesia and other banks
pihak ketiga third parties
Penempatan pada bank 149,450 332,500 Placements with bank
indonesia dan bank lain Indonesia and other banks
pihak berelasi related parties
Efek-efek yang Marketable securities
diperdagangkan
Efek-efek yang 33,070,630 52,814,996 Marketable securities third
diperdagangkan pihak parties
ketiga
Efek-efek yang 136,243,068 134,104,440 Marketable securities
diperdagangkan pihak related parties
berelasi
Cadangan kerugian ( 758 ) ( 758 ) Allowance for impairment
penurunan nilai pada losses for marketable
efek-efek yang securities
diperdagangkan
Efek yang dibeli dengan janji 353,486 18,011,026 Securities purchased under
dijual kembali agreement to resale
Wesel ekspor dan tagihan Bills and other receivables
lainnya
Wesel ekspor dan tagihan 16,286,654 5,613,022 Bills and other receivables
lainnya pihak ketiga third parties
Wesel ekspor dan tagihan 649,231 10,695 Bills and other receivables
lainnya pihak berelasi related parties
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak 4,079,393 4,380,188 Acceptance receivables
ketiga third parties
Tagihan akseptasi pihak 812,312 1,313,237 Acceptance receivables
berelasi related parties
Tagihan derivatif Derivative receivables
Tagihan derivatif pihak 490,499 145,928 Derivative receivables third
ketiga parties
Pinjaman yang diberikan Loans
Pinjaman yang diberikan 669,077,480 623,661,197 Loans third parties
pihak ketiga
Pinjaman yang diberikan 103,037,825 95,321,471 Loans related parties
pihak berelasi
Cadangan kerugian ( 34,277,384 ) ( 29,423,380 ) Allowance for impairment
 penurunan nilai pada losses for loans
pinjaman yang diberikan
Piutang murabahah Murabahah receivables
Piutang murabahah pihak 11,198,795 10,758,085 Murabahah receivables
ketiga third parties
Piutang murabahah pihak 119,821 128,880 Murabahah receivables
berelasi related parties
Cadangan kerugian ( 316,171 ) ( 428,559 ) Allowance for impairment
penurunan nilai pada losses for murabahah
piutang murabahah receivables
Piutang istishna Istishna receivables
Piutang istishna pihak 3,794 4,421 Istishna receivables third
ketiga parties
Cadangan kerugian ( 114 ) ( 112 ) Allowance for impairment
penurunan nilai pada losses for istishna
piutang istishna receivables
Pinjaman qardh Qardh funds
Pinjaman qardh pihak 462,175 534,227 Qardh funds third parties
ketiga
Pinjaman qardh pihak 3,443 4,017 Qardh funds related parties
berelasi
Cadangan kerugian ( 4,149 ) ( 11,597 ) Allowance for impairment
penurunan nilai pada losses for qardh funds
pinjaman qardh
Pembiayaan mudharabah Mudharabah financing
Pembiayaan mudharabah 627,412 832,087 Mudharabah financing third
pihak ketiga parties
Pembiayaan mudharabah 20,716 25,932 Mudharabah financing
pihak berelasi related parties
Cadangan kerugian ( 9,859 ) ( 15,010 ) Allowance for impairment
penurunan nilai pada losses for mudharabah
pembiayaan mudharabah financing
Pembiayaan musyarakah Musyarakah financing
Pembiayaan musyarakah 5,681,066 4,739,770 Musyarakah financing third
pihak ketiga parties
Pembiayaan musyarakah 1,277,744 837,450 Musyarakah financing
pihak berelasi related parties
Cadangan kerugian ( 161,893 ) ( 121,979 ) Allowance for impairment
penurunan nilai pada losses for musyarakah
pembiayaan musyarakah financing
Piutang lainnya Other receivables
Piutang lainnya pihak 2,785,346 2,488,983 Other receivables third
ketiga parties
Cadangan kerugian ( 107,500 ) ( 103,500 ) Allowance for impairment
penurunan nilai pada losses for other receivables
piutang lainnya
Obligasi pemerintah 3,093,334 3,317,840 Government bonds
Aset pajak tangguhan 5,082,720 3,270,231 Deferred tax assets
Investasi pada entitas anak, Investments in subsidiaries,
ventura bersama, dan entitas joint ventures and
asosiasi associates
Investasi pada entitas anak 5,939 2,439 Investments in subsidiaries
Investasi pada entitas 72,101 71,382 Investments in associates
asosiasi
Aset ijarah 1,146,920 Ijarah assets
Aset tetap 25,730,564 24,746,306 Property and equipment
Aset lainnya 28,216,036 24,083,535 Other assets
Jumlah aset 1,153,228,286 1,126,248,442 Total assets
Liabilitas, dana syirkah Liabilities, temporary syirkah
temporer dan ekuitas funds and equity
Liabilitas Liabilities
Liabilitas segera 9,002,215 6,584,201 Obligations due
immediately
Simpanan nasabah Customers Deposits
Giro Current accounts
Giro pihak ketiga 103,507,519 100,432,248 Current accounts
third parties
Giro pihak berelasi 35,207,910 45,096,920 Current accounts
related parties
Giro wadiah Wadiah demand
deposits
Giro wadiah pihak 1,257,685 1,750,825 Wadiah demand
ketiga deposits third parties
Giro wadiah pihak 19,380 16,076 Wadiah demand
berelasi deposits related
parties
Tabungan Savings
Tabungan pihak 336,838,949 343,181,564 Savings third parties
ketiga
Tabungan pihak 477,810 239,173 Savings related
berelasi parties
Tabungan wadiah Wadiah savings
Tabungan wadiah 5,073,614 4,741,835 Wadiah savings third
pihak ketiga parties
Tabungan wadiah 4,715 7,817 Wadiah savings
pihak berelasi related parties
Deposito berjangka Time deposits
Deposito berjangka 254,863,853 230,972,494 Time deposits third
pihak ketiga parties
Deposito berjangka 80,296,132 95,445,443 Time deposits
pihak berelasi related parties
Simpanan dari bank lain 8,206,566 5,593,367 Other banks deposits
Efek yang dijual dengan 37,726,464 12,136,684 Securities sold with
janji untuk dibeli kembali repurchase agreement
Liabilitas derivatif Derivative payables
Liabilitas derivatif pihak 631,734 200,858 Derivative payables
ketiga third parties
Liabilitas akseptasi 4,891,705 5,693,425 Acceptance payables
Pinjaman yang diterima Borrowings
Pinjaman yang diterima 34,878,883 29,403,009 Borrowings third parties
pihak ketiga
Efek yang diterbitkan Securities issued
Obligasi 25,151,691 30,619,658 Bonds
Estimasi kerugian 1,109 2,134 Estimated losses on
komitmen dan kontinjensi commitments and
contingencies
Utang pajak 839,900 564,798 Taxes payable
Liabilitas lainnya 15,220,353 13,285,656 Other liabilities
Kewajiban imbalan pasca 10,528,236 12,174,258 post-employment benefit
kerja obligations
Pinjaman subordinasi Subordinated loans
Pinjaman subordinasi 1,475,823 986,450 Subordinated loans third
pihak ketiga parties
Jumlah liabilitas 966,102,246 939,128,893 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Giro mudharabah Mudharabah current
account
Giro mudharabah 237,813 115,325 Mudharabah current
 pihak ketiga account third parties
Giro berjangka 24,210 Mudharabah current
mudharabah pihak account related
berelasi parties
Tabungan Mudharabah saving
mudharabah deposits
Tabungan 1,379,999 1,202,451 Mudharabah saving
mudharabah pihak deposits third parties
ketiga
Tabungan 68,033 Mudharabah saving
mudharabah pihak deposits related
berelasi parties
Deposito berjangka Mudharabah time
mudharabah deposits
Deposito berjangka 18,777,294 18,304,034 Mudharabah time
mudharabah pihak deposits third parties
ketiga
Deposito berjangka 51,289 58,002 Mudharabah time
mudharabah pihak deposits related
berelasi parties
Bank Bank
Giro mudharabah Mudharabah current
account
Deposito berjangka Mudharabah time
mudharabah deposits
Jumlah dana syirkah 20,446,395 19,772,055 Total temporary syirkah
temporer funds
Ekuitas Equity
Ekuitas yang Equity attributable to
diatribusikan kepada equity owners of parent
pemilik entitas induk entity
Saham biasa 6,167,291 6,167,291 Common stocks
Tambahan modal 2,773,858 2,773,858 Additional paid-in capital
disetor
Komponen ekuitas 10,139,675 13,979,971 Other components of
lainnya equity
Saldo laba (akumulasi Retained earnings
kerugian) (deficit)
Saldo laba yang Appropriated
telah ditentukan retained earnings
penggunaanya
Cadangan umum 3,022,685 3,022,685 General and
dan wajib legal reserves
Saldo laba yang 142,642,617 140,805,012 Unappropriated
belum ditentukan retained earnings
penggunaannya
Jumlah ekuitas yang 164,746,126 166,748,817 Total equity attributable
diatribusikan kepada to equity owners of
pemilik entitas induk parent entity
Kepentingan 1,933,519 598,677 Non-controlling interests
non-pengendali
Jumlah ekuitas 166,679,645 167,347,494 Total equity
Jumlah liabilitas, dana syirkah 1,153,228,286 1,126,248,442 Total liabilities, temporary
temporer dan ekuitas syirkah funds and equity
[4312000] Statement of profit or loss and other comprehensive income, OCI
components presented net of tax, by nature - Financial and Sharia Industry

Laporan laba rugi dan Statement of profit or

penghasilan loss and other
komprehensif lain comprehensive
income
30 June 2018 30 June 2017
Pendapatan dan beban Operating income and
operasional expenses
Pendapatan bunga 53,643,800 50,667,590 Interest income
Beban bunga ( 15,399,302 ) ( 14,309,008 ) Interest expenses
Pendapatan asuransi Insurance income
Pendapatan dari premi 2,038,478 1,277,904 Revenue from insurance
asuransi premiums
Beban asuransi Insurance expenses
Beban klaim ( 1,621,324 ) ( 1,158,215 ) Claim expenses
Pendapatan sekuritas Securities income
Keuntungan (kerugian) dari 581,448 409,092 Realised gains (losses) on
transaksi perdagangan efek trading of marketable
yang telah direalisasi securities
Keuntungan (kerugian) 0 40,450 Gains (losses) on changes
perubahan nilai wajar efek in fair value of marketable
securities
Pendapatan operasional Other operating income
lainnya
Pendapatan provisi dan 5,587,032 4,988,845 Provisions and
komisi dari transaksi commissions income from
lainnya selain kredit transactions other than loan
Penerimaan kembali aset 2,578,905 1,882,916 Revenue from recovery of
yang telah dihapusbukukan written-off assets
Keuntungan (kerugian) 709,876 Gains (losses) on changes
selisih kurs mata uang in foreign exchange rates
asing
Pendapatan operasional 738,974 2,043,347 Other operating income
lainnya
Pembentukan kerugian Allowances for impairment
penurunan nilai losses
Pembentukan penyisihan ( 10,373,778 ) ( 10,754,518 ) Allowances for impairment
kerugian penurunan nilai losses on earnings assets
aset produktif
Pembentukan penyisihan ( 258,838 ) ( 114,261 ) Allowances for impairment
kerugian penurunan nilai losses on non-earnings
aset non-produktif assets
Pembalikan (beban) estimasi 1,024 Reversal (expense) of
kerugian komitmen dan estimated losses on
kontijensi commitments and
contingencies
Beban operasional lainnya Other operating expenses
Beban umum dan ( 6,318,150 ) ( 5,756,707 ) General and administrative
administrasi expenses
Beban operasional ( 13,441,546 ) ( 13,043,663 ) Other operating expenses
lainnya
Jumlah laba operasional 18,466,599 16,173,772 Total profit from operation
Pendapatan dan beban bukan Non-operating income and
operasional expense
Pendapatan bukan operasional 16,971 84,169 Non-operating income
Jumlah laba (rugi) sebelum pajak
penghasilan
Pendapatan (beban) pajak
Jumlah laba (rugi) dari operasi
yang dilanjutkan
Jumlah laba (rugi)
Pendapatan komprehensif
lainnya, setelah pajak
Pendapatan komprehensif
lainnya yang tidak akan
direklasifikasi ke laba rugi,
setelah pajak
Pendapatan komprehensif
lainnya atas keuntungan
(kerugian) hasil revaluasi
aset tetap, setelah pajak
Pendapatan komprehensif
lainnya atas pengukuran
kembali kewajiban manfaat
pasti, setelah pajak
Penyesuaian lainnya atas
pendapatan komprehensif
lainnya yang tidak akan
direklasifikasi ke laba rugi,
setelah pajak
Jumlah pendapatan
komprehensif lainnya yang
tidak akan direklasifikasi ke
laba rugi, setelah pajak
Pendapatan komprehensif
lainnya yang akan
direklasifikasi ke laba rugi,
setelah pajak
Keuntungan (kerugian)
selisih kurs penjabaran,
setelah pajak
Keuntungan (kerugian)
yang belum direalisasi atas
perubahan nilai wajar aset
keuangan yang tersedia
untuk dijual, setelah pajak
Penyesuaian reklasifikasi
atas aset keuangan
tersedia untuk dijual,
setelah pajak
Bagian pendapatan
komprehensif lainnya dari
entitas asosiasi yang
dicatat dengan
menggunakan metode
ekuitas, setelah pajak
Penyesuaian lainnya atas
pendapatan komprehensif
lainnya yang akan
direklasifikasi ke laba rugi,
setelah pajak
Jumlah pendapatan
komprehensif lainnya yang
akan direklasifikasi ke laba
rugi, setelah pajak
Jumlah pendapatan
komprehensif lainnya, setelah
pajak
18,483,570 16,257,941 Total profit (loss) before tax
( 3,549,434 ) ( 2,809,449 ) Tax benefit (expenses)
14,934,136 13,448,492 Total profit (loss) from continuing
operations
14,934,136 13,448,492 Total profit (loss)
Other comprehensive income,
after tax
Other comprehensive
income that will not be
reclassified to profit or loss,
after tax
0 Other comprehensive
income for gains (losses)
on revaluation of property
and equipment, after tax
41,261 ( 165,588 ) Other comprehensive
income for remeasurement
of defined benefit
obligation, after tax
( 10,315 ) 41,397 Other adjustments to other
comprehensive income that
will not be reclassified to
profit or loss, after tax
( 124,191 ) Total other comprehensive
income that will not be
reclassified to profit or loss,
after tax
Other comprehensive
income that may be
reclassified to profit or loss,
after tax
( 2,905 ) ( 53,501 ) Gains (losses) on
exchange differences on
translation, after tax
( 5,402,377 ) 1,413,680 Unrealised gains (losses)
on changes in fair value of
available-for-sale financial
assets, after tax
( 327,568 ) Reclassification
adjustments on
available-for-sale financial
assets, after tax
30,946 Share of other
comprehensive income of
associates accounted for
using equity method, after
tax
1,287,449 Other adjustments to other
comprehensive income that
may be reclassified to profit
or loss, after tax
1,032,611 Total other comprehensive
income that may be
reclassified to profit or loss,
after tax
( 4,086,887 ) 908,420 Total other comprehensive
income, after tax
Jumlah laba rugi komprehensif
Laba (rugi) yang dapat
diatribusikan
Laba (rugi) yang dapat
diatribusikan ke entitas induk
Laba (rugi) yang dapat
diatribusikan ke kepentingan
non-pengendali
Laba rugi komprehensif yang
dapat diatribusikan
Laba rugi komprehensif yang
dapat diatribusikan ke entitas
induk
Laba rugi komprehensif yang
dapat diatribusikan ke
kepentingan non-pengendali
Laba (rugi) per saham
Laba per saham dasar
diatribusikan kepada pemilik
entitas induk
Laba (rugi) per saham
dasar dari operasi yang
dilanjutkan
10,847,249 14,356,912 Total comprehensive income
Profit (loss) attributable to
14,886,046 13,422,688 Profit (loss) attributable to
parent entity
48,090 25,804 Profit (loss) attributable to
non-controlling interests
Comprehensive income
attributable to
10,833,083 14,318,417 Comprehensive income
attributable to parent entity
14,166 38,495 Comprehensive income
attributable to non-controlling
interests
Earnings (loss) per share
Basic earnings per share
attributable to equity owners
of the parent entity
121.63 549.04 Basic earnings (loss) per
share from continuing
operations
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year

30 June 2018

Laporan perubahan Statement of changes in

ekuitas equity
Saldo laba yang telah
Ekuitas yang dapat
ditentukan Saldo laba yang belum
Saham biasa Tambahan modal disetor Kepentingan ekuitas lainnya diatribusikan kepada entitas Kepentingan non-pengendali Ekuitas
penggunaannya-cadangan ditentukan penggunaannya
induk
umum dan wajib
Appropriated retained
Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital Other equity interests earnings-general and legal Non-controlling interests Equity
earnings entity
reserves
Posisi ekuitas Equity position
Saldo awal periode sebelum 6,167,291 2,773,858 13,979,971 3,022,685 140,805,012 166,748,817 598,677 167,347,494 Balance before restatement at
penyajian kembali beginning of period
Posisi ekuitas, awal periode 6,167,291 2,773,858 13,979,971 3,022,685 140,805,012 166,748,817 598,677 167,347,494 Equity position, beginning of the
period
Laba (rugi) 14,886,046 14,886,046 48,090 14,934,136 Profit (loss)
Pendapatan komprehensif lainnya ( 4,052,963 ) ( 4,052,963 ) ( 33,924 ) ( 4,086,887 ) Other comprehensive income
Pembentukan cadangan khusus 1,311,675 1,311,675 Allocation for specific reserves
Distribusi dividen kas ( 13,048,441 ) ( 13,048,441 ) ( 13,048,441 ) Distributions of cash dividends
Pelaksanaan opsi saham 212,667 212,667 212,667 Stock options exercised
Transaksi ekuitas lainnya 9,001 9,001 Other equity transactions
Posisi ekuitas, akhir periode 6,167,291 2,773,858 10,139,675 3,022,685 142,642,617 164,746,126 1,933,519 166,679,645 Equity position, end of the period
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year

30 June 2017

Laporan perubahan Statement of changes in

ekuitas equity
Saldo laba yang telah
Ekuitas yang dapat
Komponen transaksi ekuitas ditentukan Saldo laba yang belum
Saham biasa Tambahan modal disetor diatribusikan kepada entitas Kepentingan non-pengendali Ekuitas
lainnya penggunaannya-cadangan ditentukan penggunaannya
induk
umum dan wajib
Appropriated retained
Other components of equity Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital earnings-general and legal Non-controlling interests Equity
transactions earnings entity
reserves
Posisi ekuitas Equity position
Saldo awal periode sebelum 6,167,291 2,773,858 12,170,722 3,022,685 122,286,786 146,421,342 391,248 146,812,590 Balance before restatement at
penyajian kembali beginning of period
Posisi ekuitas, awal periode 6,167,291 2,773,858 12,170,722 3,022,685 122,286,786 146,421,342 391,248 146,812,590 Equity position, beginning of the
period
Laba (rugi) 13,422,688 13,422,688 25,804 13,448,492 Profit (loss)
Pendapatan komprehensif lainnya 895,729 895,729 12,691 908,420 Other comprehensive income
Distribusi dividen kas ( 10,478,309 ) ( 10,478,309 ) ( 5,195 ) ( 10,483,504 ) Distributions of cash dividends
Posisi ekuitas, akhir periode 6,167,291 2,773,858 13,066,451 3,022,685 125,231,165 150,261,450 424,548 150,685,998 Equity position, end of the period
[4510000] Statement of cash flows, direct method - Financial and Sharia Industry

Laporan arus kas Statement of cash

flows
30 June 2018 30 June 2017
Arus kas dari aktivitas operasi Cash flows from operating
activities
Arus kas sebelum Cash flows before changes
perubahan dalam aset dan in operating assets and
liabilitas operasi liabilities
Penerimaan bunga, hasil 49,042,687 49,595,648 Interest, investment
investasi, provisi, dan income, fees and
komisi commissions received
Pembayaran bunga dan ( 14,793,385 ) ( 13,580,558 ) Payments Of Interest And
bonus, provisi dan komisi Bonus Fees And
Commissions
Penerimaan pendapatan 1,487,952 1,370,683 Revenue receipts from fund
pengelolaan dana sebagai management as mudharib
mudharib
Pembayaran bagi hasil ( 668,235 ) ( 598,381 ) Payments of temporary
dana syirkah temporer syirkah funds
Penerimaan premi asuransi 417,154 119,689 Receipts from insurance
premiums
Pendapatan dari transaksi 8,898,514 7,003,574 Income from other
operasional lainnya operating transactions
Penerimaan kembali aset 2,578,905 1,882,916 Recoveries of written off
yang telah dihapusbukukan assets
Penerimaan pengembalian ( 3,813,715 ) ( 6,056,512 ) Refunds (payments) of
(pembayaran) pajak income tax
penghasilan
Pembayaran beban ( 19,920,149 ) ( 18,435,154 ) Payments for other
operasional lainnya operating expenses
Penerimaan pendapatan 16,971 84,168 Receipts from
non-operasional non-operating income
Penurunan (kenaikan) aset Decrease (increase) in
operasi operating assets
Penurunan (kenaikan) ( 6,880,621 ) ( 266,550 ) Decrease (increase) in
penempatan pada bank lain placements with other
dan bank indonesia banks and bank indonesia
Penurunan (kenaikan) efek ( 1,755,080 ) ( 1,887,651 ) Decrease (increase) in
yang diperdagangkan marketable securities
Penurunan (kenaikan) efek 17,657,540 ( 2,208,529 ) Decrease (increase) in
yang dibeli dengan janji securities purchased under
dijual kembali resale agreements
Penurunan (kenaikan) ( 6,281,532 ) 3,778,000 Decrease (increase) in bills
wesel ekspor dan tagihan and other receivables
lainnya
Penurunan (kenaikan) ( 58,759,966 ) ( 28,282,875 ) Decrease (increase) in
pinjaman yang diberikan loans
Penurunan (kenaikan) Decrease (increase) in
piutang dan pembiayaan sharia financing and
syariah receivables
Penurunan (kenaikan) ( 431,651 ) 127,847 Decrease (increase) in
piutang murabahah murabahah receivables
Penurunan (kenaikan) 627 ( 787 ) Decrease (increase) in
piutang istishna istishna receivables
Penurunan (kenaikan) 72,625 ( 58,322 ) Decrease (increase) in
pinjaman qardh qardh funds
Penurunan (kenaikan) 209,892 ( 190,542 ) Decrease (increase) in
 pembiayaan mudharabah financing
mudharabah
Penurunan (kenaikan) ( 1,535,999 ) 50,324 Decrease (increase) in
pembiayaan musyarakah financing
musyarakah
Penurunan (kenaikan) ( 299,496 ) 85,122 Decrease (increase) in
piutang lainnya other receivables
Penurunan (kenaikan) aset ( 4,799,579 ) ( 5,286,298 ) Decrease (increase) in
lainnya other assets
Kenaikan (penurunan) Increase (decrease) in
liabilitas operasi operating liabilities
Kenaikan (penurunan) 2,418,014 3,049,598 Increase (decrease) in
liabilitas segera obligations due immediately
Kenaikan (penurunan) giro ( 12,917,717 ) ( 15,522,106 ) Increase (decrease) in
dan tabungan simpanan current accounts and
nasabah customers savings
Kenaikan (penurunan) 8,742,048 27,077,446 Increase (decrease) in
deposito berjangka customers time deposits
nasabah
Kenaikan (penurunan) giro ( 489,836 ) 277,113 Increase (decrease) in
wadiah simpanan nasabah customers wadiah demand
deposits
Kenaikan (penurunan) 328,677 145,156 Increase (decrease) in
tabungan wadiah simpanan customers wadiah saving
nasabah deposits
Kenaikan (penurunan) 466,547 1,481,075 Increase (decrease) in
deposito wakalah simpanan customers wakalah
nasabah deposits
Kenaikan (penurunan) 2,613,199 3,302,117 Increase (decrease) in
simpanan dari bank lain other banks saving
deposits
Kenaikan (penurunan) giro 98,278 Increase (decrease) in
mudharabah mudharabah current
account
Kenaikan (penurunan) 109,515 59,065 Increase (decrease) in
tabungan mudharabah mudharabah savings
deposits
Kenaikan (penurunan) efek 25,589,780 4,244,650 Increase (decrease) in
yang dijual dengan janji securities sold under
dibeli kembali repurchase agreement
Kenaikan (penurunan) 1,492,318 1,017,261 Increase (decrease) in
liabilitas lainnya other liabilities
Jumlah arus kas bersih yang ( 11,105,718 ) 12,377,187 Total net cash flows received
diperoleh dari (digunakan from (used in) operating
untuk) aktivitas operasi activities
Arus kas dari aktivitas investasi Cash flows from investing
activities
Penerimaan dari penjualan ( 1,803,094 ) ( 1,041,164 ) Proceeds from disposal
(perolehan) aset tetap (acquisition) of property and
equipment
Pembayaran untuk perolehan ( 4,219 ) Payments for acquisition of
entitas anak subsidiaries
Pencairan (penempatan) ( 7,115,527 ) 2,131,374 Withdrawal (placement) of
efek-efek yang marketable securities
diperdagangkan
Penerimaan (pengeluaran) kas 11,721 21 Other cash inflows (outflows)
lainnya dari aktivitas investasi from investing activities
Jumlah arus kas bersih yang ( 8,911,119 ) 1,090,231 Total net cash flows received
diperoleh dari (digunakan from (used in) investing
untuk) aktivitas investasi activities
Arus kas dari aktivitas Cash flows from financing
pendanaan activities
 Kenaikan (penurunan) efek 2,440,408 5,099,499 Increase (decrease) in
yang diterbitkan securities issued
Penerimaan pinjaman yang 5,456,877 Proceeds from borrowings
diterima
Pembayaran pinjaman yang ( 9,097,978 ) Payments for borrowings
diterima
Penerimaan pinjaman 489,373 Proceeds from subordinated
subordinasi loans
Pembayaran pinjaman (0) Payments of subordinated
subordinasi loans
Pembayaran utang obligasi ( 8,014,750 ) ( 2,020,000 ) Payments of bonds payable
Penjualan (pembelian) dari 0 Sales (purchase) of treasury
saham tresuri stocks
Pembayaran dividen dari ( 13,048,441 ) ( 10,478,309 ) Dividends paid from financing
aktivitas pendanaan activities
Jumlah arus kas bersih yang ( 12,676,533 ) ( 16,496,788 ) Total net cash flows received
diperoleh dari (digunakan from (used in) financing
untuk) aktivitas pendanaan activities
Jumlah kenaikan (penurunan) ( 32,693,370 ) ( 3,029,370 ) Total net increase (decrease) in
bersih kas dan setara kas cash and cash equivalents
Kas dan setara kas arus kas, awal 186,410,433 188,954,879 Cash and cash equivalents cash
periode flows, beginning of the period
Efek perubahan nilai kurs pada 139,058 37,674 Effect of exchange rate changes
kas dan setara kas on cash and cash equivalents
Kas dan setara kas arus kas, 153,856,121 185,963,183 Cash and cash equivalents cash
akhir periode flows, end of the period