Harga Mesin 90,000,000

PINJAMAN
Bunga Per bulan 1%
Jangka Waktu (bln) 36

BUNGA FLAT
Akhir bulan Pembayaran Nilai Pokok Awal Pembayaran Nilai Pokok Akhir
ke- Pinjaman Bulan ke- Bunga Pokok bulan ke-
1 3,400,000 90,000,000 900,000 2,500,000 87,500,000
2 3,400,000 87,500,000 900,000 2,500,000 85,000,000
3 3,400,000 85,000,000 900,000 2,500,000 82,500,000
4 3,400,000 82,500,000 900,000 2,500,000 80,000,000
5 3,400,000 80,000,000 900,000 2,500,000 77,500,000
6 3,400,000 77,500,000 900,000 2,500,000 75,000,000
7 3,400,000 75,000,000 900,000 2,500,000 72,500,000
8 3,400,000 72,500,000 900,000 2,500,000 70,000,000
9 3,400,000 70,000,000 900,000 2,500,000 67,500,000
10 3,400,000 67,500,000 900,000 2,500,000 65,000,000
11 3,400,000 65,000,000 900,000 2,500,000 62,500,000
12 3,400,000 62,500,000 900,000 2,500,000 60,000,000
13 3,400,000 60,000,000 900,000 2,500,000 57,500,000
14 3,400,000 57,500,000 900,000 2,500,000 55,000,000
15 3,400,000 55,000,000 900,000 2,500,000 52,500,000
16 3,400,000 52,500,000 900,000 2,500,000 50,000,000
17 3,400,000 50,000,000 900,000 2,500,000 47,500,000
18 3,400,000 47,500,000 900,000 2,500,000 45,000,000
19 3,400,000 45,000,000 900,000 2,500,000 42,500,000
20 3,400,000 42,500,000 900,000 2,500,000 40,000,000
21 3,400,000 40,000,000 900,000 2,500,000 37,500,000
22 3,400,000 37,500,000 900,000 2,500,000 35,000,000
23 3,400,000 35,000,000 900,000 2,500,000 32,500,000
24 3,400,000 32,500,000 900,000 2,500,000 30,000,000
25 3,400,000 30,000,000 900,000 2,500,000 27,500,000
26 3,400,000 27,500,000 900,000 2,500,000 25,000,000
27 3,400,000 25,000,000 900,000 2,500,000 22,500,000
28 3,400,000 22,500,000 900,000 2,500,000 20,000,000
29 3,400,000 20,000,000 900,000 2,500,000 17,500,000
30 3,400,000 17,500,000 900,000 2,500,000 15,000,000
31 3,400,000 15,000,000 900,000 2,500,000 12,500,000
32 3,400,000 12,500,000 900,000 2,500,000 10,000,000
33 3,400,000 10,000,000 900,000 2,500,000 7,500,000
34 3,400,000 7,500,000 900,000 2,500,000 5,000,000
35 3,400,000 5,000,000 900,000 2,500,000 2,500,000
36 3,400,000 2,500,000 900,000 2,500,000 -
*) Pembayaran pinjaman 2,989,288

BUNGA EFEKTIF
Pembayaran Nilai Pokok Awal Pembayaran
Akhir bulan ke- Pinjaman *) Bulan ke- Bunga Pokok
1 2,989,288 90,000,000 900,000 2,089,288
2 2,989,288 87,910,712 879,107 2,110,181
3 2,989,288 85,800,531 858,005 2,131,283
4 2,989,288 83,669,249 836,692 2,152,595
5 2,989,288 81,516,653 815,167 2,174,121
6 2,989,288 79,342,532 793,425 2,195,863
7 2,989,288 77,146,669 771,467 2,217,821
8 2,989,288 74,928,848 749,288 2,239,999
9 2,989,288 72,688,849 726,888 2,262,399
10 2,989,288 70,426,449 704,264 2,285,023
11 2,989,288 68,141,426 681,414 2,307,874
12 2,989,288 65,833,552 658,336 2,330,952
13 2,989,288 63,502,600 635,026 2,354,262
14 2,989,288 61,148,338 611,483 2,377,805
15 2,989,288 58,770,534 587,705 2,401,583
16 2,989,288 56,368,951 563,690 2,425,598
17 2,989,288 53,943,353 539,434 2,449,854
18 2,989,288 51,493,498 514,935 2,474,353
19 2,989,288 49,019,146 490,191 2,499,096
20 2,989,288 46,520,049 465,200 2,524,087
21 2,989,288 43,995,962 439,960 2,549,328
22 2,989,288 41,446,633 414,466 2,574,822
23 2,989,288 38,871,812 388,718 2,600,570
24 2,989,288 36,271,242 362,712 2,626,575
25 2,989,288 33,644,667 336,447 2,652,841
26 2,989,288 30,991,825 309,918 2,679,370
27 2,989,288 28,312,456 283,125 2,706,163
28 2,989,288 25,606,293 256,063 2,733,225
29 2,989,288 22,873,068 228,731 2,760,557
30 2,989,288 20,112,510 201,125 2,788,163
31 2,989,288 17,324,348 173,243 2,816,044
32 2,989,288 14,508,303 145,083 2,844,205
33 2,989,288 11,664,098 116,641 2,872,647
34 2,989,288 8,791,451 87,915 2,901,373
35 2,989,288 5,890,078 58,901 2,930,387
36 2,989,288 2,959,691 29,597 2,959,691
Nilai Pokok Akhir
bulan ke-
87,910,712
85,800,531
83,669,249
81,516,653
79,342,532
77,146,669
74,928,848
72,688,849
70,426,449
68,141,426
65,833,552
63,502,600
61,148,338
58,770,534
56,368,951
53,943,353
51,493,498
49,019,146
46,520,049
43,995,962
41,446,633
38,871,812
36,271,242
33,644,667
30,991,825
28,312,456
25,606,293
22,873,068
20,112,510
17,324,348
14,508,303
11,664,098
8,791,451
5,890,078
2,959,691
0