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Kalkulator Financial

Kalkulator ini berfungsi untuk mempermudah Anda dalam membuat atau menghitung perencanaan keuangan Anda.
Kalkulator ini terdiri dari beberapa bagian yaitu :

1. Ilustrasi Car Loan


berfungsi untuk menghitung jumlah cicilan perbulan jika Anda mengajukan Car Loan

2. Ilustrasi KPR
berfungsi untuk menghitung jumlah cicilan perbulan jika Anda mengajukan KPR

3. Target Investasi Monthly


berfungsi untuk menghitung berapa jumlah investasi perbulan yang harus dilakukan jika ingin mencapai target investasi te

4. Target Investasi Yearly


berfungsi untuk menghitung berapa jumlah investasi pertahun yang harus dilakukan jika ingin mencapai target investasi te

5. Ilustrasi Investasi Bulanan


berfungsi untuk menghitung berapa hasil investasi yang diperoleh jika kita melakukan investasi dengan jumlah tertentu se

6. Ilustrasi Investasi Tahunan


berfungsi untuk menghitung berapa hasil investasi yang diperoleh jika kita melakukan investasi dengan jumlah tertentu se

7.Tabel Infasi
berfungsi untuk menghitung harga suatu barang/ biaya tertentu akibat pengaruh inflasi

Semoga kalkulator ini bermanfaat buat Anda.


anaan keuangan Anda.

ngin mencapai target investasi tertentu

ngin mencapai target investasi tertentu

estasi dengan jumlah tertentu setiap bulan

estasi dengan jumlah tertentu setiap tahun


Ilustrasi Kredit Kendaraan Bermotor

Jenis Kendaraan honda jazz


Harga 200,000,000

DP 60,000,000 30%
Hutang 140,000,000 70%
Int. Rate 6.00%
Jangka Waktu 5 Tahun
60 Bulan

Total Terhutang 182,000,000


Cicilan Bulanan 3,033,333

DP Awal 60,000,000
Cicilan 1 3,033,333
Biaya Admin 250,000
Asuransi 20,000,000

Total DP 83,283,333
Ilustrasi KPR
Harga rumah 563,678,500 DP 56,367,850
DP 56,367,850 10% Cicilan 1 6,680,214
Hutang 507,310,650 90% Bea 2,818,393
Bunga 15% PA BBN 14,091,963
Waktu 240 Bln Bea Adm 250,000
Cicilan Bulanan 6,680,214 As Jiwa 2,282,898
As Kebakaran 507,311
Total Bayar 1,603,251,310 Total DP 82,998,627

Bulan Tanggal Sisa Hutang Cicilan Bunga Cicilan Pokok Jumlah Cicilan
1 8/31/2003 507,310,650 6,341,383 338,831 6,680,214
2 9/30/2003 506,971,819 6,337,148 343,066 6,680,214
3 10/31/2003 506,628,753 6,332,859 347,354 6,680,214
4 11/30/2003 506,281,399 6,328,517 351,696 6,680,214
5 12/31/2003 505,929,703 6,324,121 356,093 6,680,214
6 1/31/2004 505,573,610 6,319,670 360,544 6,680,214
7 2/29/2004 505,213,066 6,315,163 365,050 6,680,214
8 3/31/2004 504,848,016 6,310,600 369,614 6,680,214
9 4/30/2004 504,478,402 6,305,980 374,234 6,680,214
10 5/31/2004 504,104,169 6,301,302 378,912 6,680,214
11 6/30/2004 503,725,257 6,296,566 383,648 6,680,214
12 7/31/2004 503,341,609 6,291,770 388,444 6,680,214
13 8/31/2004 502,953,165 6,286,915 393,299 6,680,214
14 9/30/2004 502,559,866 6,281,998 398,215 6,680,214
15 10/31/2004 502,161,650 6,277,021 403,193 6,680,214
16 11/30/2004 501,758,457 6,271,981 408,233 6,680,214
17 12/31/2004 501,350,224 6,266,878 413,336 6,680,214
18 1/31/2005 500,936,888 6,261,711 418,503 6,680,214
19 2/28/2005 500,518,386 6,256,480 423,734 6,680,214
20 3/31/2005 500,094,652 6,251,183 429,031 6,680,214
21 4/30/2005 499,665,621 6,245,820 434,394 6,680,214
22 5/31/2005 499,231,227 6,240,390 439,823 6,680,214
23 6/30/2005 498,791,404 6,234,893 445,321 6,680,214
24 7/31/2005 498,346,083 6,229,326 450,888 6,680,214
25 8/31/2005 497,895,195 6,223,690 456,524 6,680,214
26 9/30/2005 497,438,671 6,217,983 462,230 6,680,214
27 10/31/2005 496,976,441 6,212,206 468,008 6,680,214
28 11/30/2005 496,508,432 6,206,355 473,858 6,680,214
29 12/31/2005 496,034,574 6,200,432 479,782 6,680,214
30 1/31/2006 495,554,792 6,194,435 485,779 6,680,214
31 2/28/2006 495,069,014 6,188,363 491,851 6,680,214
32 3/31/2006 494,577,162 6,182,215 497,999 6,680,214
33 4/30/2006 494,079,163 6,175,990 504,224 6,680,214
34 5/31/2006 493,574,939 6,169,687 510,527 6,680,214
35 6/30/2006 493,064,412 6,163,305 516,909 6,680,214
36 7/31/2006 492,547,503 6,156,844 523,370 6,680,214
37 8/31/2006 492,024,133 6,150,302 529,912 6,680,214
38 9/30/2006 491,494,221 6,143,678 536,536 6,680,214
39 10/31/2006 490,957,685 6,136,971 543,243 6,680,214
40 11/30/2006 490,414,442 6,130,181 550,033 6,680,214
41 12/31/2006 489,864,409 6,123,305 556,909 6,680,214
42 1/31/2007 489,307,500 6,116,344 563,870 6,680,214
43 2/28/2007 488,743,630 6,109,295 570,918 6,680,214
44 3/31/2007 488,172,712 6,102,159 578,055 6,680,214
45 4/30/2007 487,594,657 6,094,933 585,281 6,680,214
46 5/31/2007 487,009,377 6,087,617 592,597 6,680,214
47 6/30/2007 486,416,780 6,080,210 600,004 6,680,214
48 7/31/2007 485,816,776 6,072,710 607,504 6,680,214
49 8/31/2007 485,209,272 6,065,116 615,098 6,680,214
50 9/30/2007 484,594,174 6,057,427 622,787 6,680,214
51 10/31/2007 483,971,387 6,049,642 630,571 6,680,214
52 11/30/2007 483,340,816 6,041,760 638,454 6,680,214
53 12/31/2007 482,702,362 6,033,780 646,434 6,680,214
54 1/31/2008 482,055,928 6,025,699 654,515 6,680,214
55 2/29/2008 481,401,413 6,017,518 662,696 6,680,214
56 3/31/2008 480,738,717 6,009,234 670,980 6,680,214
57 4/30/2008 480,067,737 6,000,847 679,367 6,680,214
58 5/31/2008 479,388,370 5,992,355 687,859 6,680,214
59 6/30/2008 478,700,511 5,983,756 696,457 6,680,214
60 7/31/2008 478,004,054 5,975,051 705,163 6,680,214
61 8/31/2008 477,298,891 5,966,236 713,978 6,680,214
62 9/30/2008 476,584,913 5,957,311 722,902 6,680,214
63 10/31/2008 475,862,011 5,948,275 731,939 6,680,214
64 11/30/2008 475,130,072 5,939,126 741,088 6,680,214
65 12/31/2008 474,388,984 5,929,862 750,351 6,680,214
66 1/31/2009 473,638,633 5,920,483 759,731 6,680,214
67 2/28/2009 472,878,902 5,910,986 769,228 6,680,214
68 3/31/2009 472,109,674 5,901,371 778,843 6,680,214
69 4/30/2009 471,330,831 5,891,635 788,578 6,680,214
70 5/31/2009 470,542,253 5,881,778 798,436 6,680,214
71 6/30/2009 469,743,817 5,871,798 808,416 6,680,214
72 7/31/2009 468,935,401 5,861,693 818,521 6,680,214
73 8/31/2009 468,116,880 5,851,461 828,753 6,680,214
74 9/30/2009 467,288,127 5,841,102 839,112 6,680,214
75 10/31/2009 466,449,015 5,830,613 849,601 6,680,214
76 11/30/2009 465,599,414 5,819,993 860,221 6,680,214
77 12/31/2009 464,739,193 5,809,240 870,974 6,680,214
78 1/31/2010 463,868,219 5,798,353 881,861 6,680,214
79 2/28/2010 462,986,358 5,787,329 892,884 6,680,214
80 3/31/2010 462,093,473 5,776,168 904,045 6,680,214
81 4/30/2010 461,189,428 5,764,868 915,346 6,680,214
82 5/31/2010 460,274,082 5,753,426 926,788 6,680,214
83 6/30/2010 459,347,294 5,741,841 938,373 6,680,214
84 7/31/2010 458,408,922 5,730,112 950,102 6,680,214
85 8/31/2010 457,458,819 5,718,235 961,979 6,680,214
86 9/30/2010 456,496,841 5,706,211 974,003 6,680,214
87 10/31/2010 455,522,838 5,694,035 986,178 6,680,214
88 11/30/2010 454,536,659 5,681,708 998,506 6,680,214
89 12/31/2010 453,538,154 5,669,227 1,010,987 6,680,214
90 1/31/2011 452,527,167 5,656,590 1,023,624 6,680,214
91 2/28/2011 451,503,543 5,643,794 1,036,420 6,680,214
92 3/31/2011 450,467,123 5,630,839 1,049,375 6,680,214
93 4/30/2011 449,417,748 5,617,722 1,062,492 6,680,214
94 5/31/2011 448,355,256 5,604,441 1,075,773 6,680,214
95 6/30/2011 447,279,483 5,590,994 1,089,220 6,680,214
96 7/31/2011 446,190,263 5,577,378 1,102,836 6,680,214
97 8/31/2011 445,087,428 5,563,593 1,116,621 6,680,214
98 9/30/2011 443,970,807 5,549,635 1,130,579 6,680,214
99 10/31/2011 442,840,228 5,535,503 1,144,711 6,680,214
100 11/30/2011 441,695,517 5,521,194 1,159,020 6,680,214
101 12/31/2011 440,536,497 5,506,706 1,173,508 6,680,214
102 1/31/2012 439,362,990 5,492,037 1,188,176 6,680,214
103 2/29/2012 438,174,813 5,477,185 1,203,029 6,680,214
104 3/31/2012 436,971,785 5,462,147 1,218,066 6,680,214
105 4/30/2012 435,753,718 5,446,921 1,233,292 6,680,214
106 5/31/2012 434,520,426 5,431,505 1,248,708 6,680,214
107 6/30/2012 433,271,717 5,415,896 1,264,317 6,680,214
108 7/31/2012 432,007,400 5,400,092 1,280,121 6,680,214
109 8/31/2012 430,727,279 5,384,091 1,296,123 6,680,214
110 9/30/2012 429,431,156 5,367,889 1,312,324 6,680,214
111 10/31/2012 428,118,832 5,351,485 1,328,728 6,680,214
112 11/30/2012 426,790,103 5,334,876 1,345,338 6,680,214
113 12/31/2012 425,444,766 5,318,060 1,362,154 6,680,214
114 1/31/2013 424,082,611 5,301,033 1,379,181 6,680,214
115 2/28/2013 422,703,430 5,283,793 1,396,421 6,680,214
116 3/31/2013 421,307,009 5,266,338 1,413,876 6,680,214
117 4/30/2013 419,893,133 5,248,664 1,431,550 6,680,214
118 5/31/2013 418,461,584 5,230,770 1,449,444 6,680,214
119 6/30/2013 417,012,140 5,212,652 1,467,562 6,680,214
120 7/31/2013 415,544,578 5,194,307 1,485,907 6,680,214
121 8/31/2013 414,058,671 5,175,733 1,504,480 6,680,214
122 9/30/2013 412,554,191 5,156,927 1,523,286 6,680,214
123 10/31/2013 411,030,904 5,137,886 1,542,327 6,680,214
124 11/30/2013 409,488,577 5,118,607 1,561,607 6,680,214
125 12/31/2013 407,926,970 5,099,087 1,581,127 6,680,214
126 1/31/2014 406,345,843 5,079,323 1,600,891 6,680,214
127 2/28/2014 404,744,953 5,059,312 1,620,902 6,680,214
128 3/31/2014 403,124,051 5,039,051 1,641,163 6,680,214
129 4/30/2014 401,482,888 5,018,536 1,661,678 6,680,214
130 5/31/2014 399,821,210 4,997,765 1,682,449 6,680,214
131 6/30/2014 398,138,761 4,976,735 1,703,479 6,680,214
132 7/31/2014 396,435,282 4,955,441 1,724,773 6,680,214
133 8/31/2014 394,710,509 4,933,881 1,746,332 6,680,214
134 9/30/2014 392,964,177 4,912,052 1,768,162 6,680,214
135 10/31/2014 391,196,015 4,889,950 1,790,264 6,680,214
136 11/30/2014 389,405,752 4,867,572 1,812,642 6,680,214
137 12/31/2014 387,593,110 4,844,914 1,835,300 6,680,214
138 1/31/2015 385,757,810 4,821,973 1,858,241 6,680,214
139 2/28/2015 383,899,569 4,798,745 1,881,469 6,680,214
140 3/31/2015 382,018,099 4,775,226 1,904,988 6,680,214
141 4/30/2015 380,113,112 4,751,414 1,928,800 6,680,214
142 5/31/2015 378,184,312 4,727,304 1,952,910 6,680,214
143 6/30/2015 376,231,402 4,702,893 1,977,321 6,680,214
144 7/31/2015 374,254,081 4,678,176 2,002,038 6,680,214
145 8/31/2015 372,252,043 4,653,151 2,027,063 6,680,214
146 9/30/2015 370,224,980 4,627,812 2,052,402 6,680,214
147 10/31/2015 368,172,578 4,602,157 2,078,057 6,680,214
148 11/30/2015 366,094,522 4,576,182 2,104,032 6,680,214
149 12/31/2015 363,990,489 4,549,881 2,130,333 6,680,214
150 1/31/2016 361,860,157 4,523,252 2,156,962 6,680,214
151 2/29/2016 359,703,195 4,496,290 2,183,924 6,680,214
152 3/31/2016 357,519,271 4,468,991 2,211,223 6,680,214
153 4/30/2016 355,308,048 4,441,351 2,238,863 6,680,214
154 5/31/2016 353,069,185 4,413,365 2,266,849 6,680,214
155 6/30/2016 350,802,336 4,385,029 2,295,185 6,680,214
156 7/31/2016 348,507,151 4,356,339 2,323,874 6,680,214
157 8/31/2016 346,183,277 4,327,291 2,352,923 6,680,214
158 9/30/2016 343,830,354 4,297,879 2,382,334 6,680,214
159 10/31/2016 341,448,020 4,268,100 2,412,114 6,680,214
160 11/30/2016 339,035,906 4,237,949 2,442,265 6,680,214
161 12/31/2016 336,593,641 4,207,421 2,472,793 6,680,214
162 1/31/2017 334,120,848 4,176,511 2,503,703 6,680,214
163 2/28/2017 331,617,145 4,145,214 2,534,999 6,680,214
164 3/31/2017 329,082,145 4,113,527 2,566,687 6,680,214
165 4/30/2017 326,515,458 4,081,443 2,598,771 6,680,214
166 5/31/2017 323,916,688 4,048,959 2,631,255 6,680,214
167 6/30/2017 321,285,433 4,016,068 2,664,146 6,680,214
168 7/31/2017 318,621,287 3,982,766 2,697,448 6,680,214
169 8/31/2017 315,923,839 3,949,048 2,731,166 6,680,214
170 9/30/2017 313,192,673 3,914,908 2,765,305 6,680,214
171 10/31/2017 310,427,368 3,880,342 2,799,872 6,680,214
172 11/30/2017 307,627,496 3,845,344 2,834,870 6,680,214
173 12/31/2017 304,792,626 3,809,908 2,870,306 6,680,214
174 1/31/2018 301,922,320 3,774,029 2,906,185 6,680,214
175 2/28/2018 299,016,135 3,737,702 2,942,512 6,680,214
176 3/31/2018 296,073,623 3,700,920 2,979,293 6,680,214
177 4/30/2018 293,094,330 3,663,679 3,016,535 6,680,214
178 5/31/2018 290,077,795 3,625,972 3,054,241 6,680,214
179 6/30/2018 287,023,554 3,587,794 3,092,419 6,680,214
180 7/31/2018 283,931,134 3,549,139 3,131,075 6,680,214
181 8/31/2018 280,800,060 3,510,001 3,170,213 6,680,214
182 9/30/2018 277,629,847 3,470,373 3,209,841 6,680,214
183 10/31/2018 274,420,006 3,430,250 3,249,964 6,680,214
184 11/30/2018 271,170,042 3,389,626 3,290,588 6,680,214
185 12/31/2018 267,879,454 3,348,493 3,331,721 6,680,214
186 1/31/2019 264,547,733 3,306,847 3,373,367 6,680,214
187 2/28/2019 261,174,366 3,264,680 3,415,534 6,680,214
188 3/31/2019 257,758,832 3,221,985 3,458,228 6,680,214
189 4/30/2019 254,300,604 3,178,758 3,501,456 6,680,214
190 5/31/2019 250,799,147 3,134,989 3,545,224 6,680,214
191 6/30/2019 247,253,923 3,090,674 3,589,540 6,680,214
192 7/31/2019 243,664,383 3,045,805 3,634,409 6,680,214
193 8/31/2019 240,029,974 3,000,375 3,679,839 6,680,214
194 9/30/2019 236,350,135 2,954,377 3,725,837 6,680,214
195 10/31/2019 232,624,298 2,907,804 3,772,410 6,680,214
196 11/30/2019 228,851,888 2,860,649 3,819,565 6,680,214
197 12/31/2019 225,032,323 2,812,904 3,867,310 6,680,214
198 1/31/2020 221,165,013 2,764,563 3,915,651 6,680,214
199 2/29/2020 217,249,362 2,715,617 3,964,597 6,680,214
200 3/31/2020 213,284,765 2,666,060 4,014,154 6,680,214
201 4/30/2020 209,270,611 2,615,883 4,064,331 6,680,214
202 5/31/2020 205,206,280 2,565,078 4,115,135 6,680,214
203 6/30/2020 201,091,144 2,513,639 4,166,574 6,680,214
204 7/31/2020 196,924,570 2,461,557 4,218,657 6,680,214
205 8/31/2020 192,705,913 2,408,824 4,271,390 6,680,214
206 9/30/2020 188,434,523 2,355,432 4,324,782 6,680,214
207 10/31/2020 184,109,741 2,301,372 4,378,842 6,680,214
208 11/30/2020 179,730,899 2,246,636 4,433,578 6,680,214
209 12/31/2020 175,297,322 2,191,217 4,488,997 6,680,214
210 1/31/2021 170,808,324 2,135,104 4,545,110 6,680,214
211 2/28/2021 166,263,215 2,078,290 4,601,924 6,680,214
212 3/31/2021 161,661,291 2,020,766 4,659,448 6,680,214
213 4/30/2021 157,001,843 1,962,523 4,717,691 6,680,214
214 5/31/2021 152,284,153 1,903,552 4,776,662 6,680,214
215 6/30/2021 147,507,491 1,843,844 4,836,370 6,680,214
216 7/31/2021 142,671,121 1,783,389 4,896,825 6,680,214
217 8/31/2021 137,774,296 1,722,179 4,958,035 6,680,214
218 9/30/2021 132,816,261 1,660,203 5,020,011 6,680,214
219 10/31/2021 127,796,250 1,597,453 5,082,761 6,680,214
220 11/30/2021 122,713,490 1,533,919 5,146,295 6,680,214
221 12/31/2021 117,567,194 1,469,590 5,210,624 6,680,214
222 1/31/2022 112,356,570 1,404,457 5,275,757 6,680,214
223 2/28/2022 107,080,814 1,338,510 5,341,704 6,680,214
224 3/31/2022 101,739,110 1,271,739 5,408,475 6,680,214
225 4/30/2022 96,330,635 1,204,133 5,476,081 6,680,214
226 5/31/2022 90,854,554 1,135,682 5,544,532 6,680,214
227 6/30/2022 85,310,023 1,066,375 5,613,839 6,680,214
228 7/31/2022 79,696,184 996,202 5,684,011 6,680,214
229 8/31/2022 74,012,173 925,152 5,755,062 6,680,214
230 9/30/2022 68,257,111 853,214 5,827,000 6,680,214
231 10/31/2022 62,430,111 780,376 5,899,837 6,680,214
232 11/30/2022 56,530,274 706,628 5,973,585 6,680,214
233 12/31/2022 50,556,688 631,959 6,048,255 6,680,214
234 1/31/2023 44,508,433 556,355 6,123,858 6,680,214
235 2/28/2023 38,384,575 479,807 6,200,407 6,680,214
236 3/31/2023 32,184,168 402,302 6,277,912 6,680,214
237 4/30/2023 25,906,256 323,828 6,356,386 6,680,214
238 5/31/2023 19,549,871 244,373 6,435,840 6,680,214
239 6/30/2023 13,114,030 163,925 6,516,288 6,680,214
240 7/31/2023 6,597,742 82,472 6,597,742 6,680,214
Target Investment Calculator
Monthly Saving

Tujuan Investasi:

Target Investment 563,678,500


Target Interest Rate 25.0% per tahun
Yearly Increment 0% per tahun
Jangka Waktu 5 Tahun
Investasi Diperlukan 4,703,420 per bulan
Target Investment Calculator
Yearly Saving

Tujuan Investasi:

Target Investment 211,982,805.00


Target Interest Rate 11% per tahun
Yearly Increment 0% per tahun
Jangka Waktu 3 Tahun
Investasi Diperlukan 57,142,366 per tahun
ILLUSTRASI INVESTASI BULANAN

Investasi 250,000 per bulan


Interest Rate 20% per tahun
Increment 0% per tahun
Jangka waktu 20 tahun
Hasil Akhir 790,369,842
Akhir Investasi Total Bunga Hasil Akhir
Tahun ke Tahunan Investasi Roll Over Investasi
1 3,000,000 3,000,000 345,714 3,345,714
2 3,000,000 6,000,000 1,079,734 7,425,448
3 3,000,000 9,000,000 1,974,791 12,400,239
4 3,000,000 12,000,000 3,066,216 18,466,455
5 3,000,000 15,000,000 4,397,090 25,863,545
6 3,000,000 18,000,000 6,019,945 34,883,490
7 3,000,000 21,000,000 7,998,841 45,882,330
8 3,000,000 24,000,000 10,411,888 59,294,219
9 3,000,000 27,000,000 13,354,337 75,648,556
10 3,000,000 30,000,000 16,942,333 95,590,889
11 3,000,000 33,000,000 21,317,503 119,908,391
12 3,000,000 36,000,000 26,652,546 149,560,938
13 3,000,000 39,000,000 33,158,050 185,718,988
14 3,000,000 42,000,000 41,090,804 229,809,792
15 3,000,000 45,000,000 50,763,934 283,573,726
16 3,000,000 48,000,000 62,559,261 349,132,987
17 3,000,000 51,000,000 76,942,379 429,075,366
18 3,000,000 54,000,000 94,481,024 526,556,390
19 3,000,000 57,000,000 115,867,492 645,423,882
20 3,000,000 60,000,000 141,945,960 790,369,842
21 3,000,000 63,000,000 173,745,811 967,115,653
22 3,000,000 66,000,000 212,522,266 1,182,637,920
23 3,000,000 69,000,000 259,805,930 1,445,443,850
24 3,000,000 72,000,000 317,463,208 1,765,907,059
25 3,000,000 75,000,000 387,769,979 2,156,677,038
26 3,000,000 78,000,000 473,501,429 2,633,178,467
27 3,000,000 81,000,000 578,041,595 3,214,220,062
28 3,000,000 84,000,000 705,516,941 3,922,737,002
29 3,000,000 87,000,000 860,959,241 4,786,696,243
30 3,000,000 90,000,000 1,050,504,196 5,840,200,439
31 3,000,000 93,000,000 1,281,633,624 7,124,834,064
32 3,000,000 96,000,000 1,563,470,789 8,691,304,853
33 3,000,000 99,000,000 1,907,140,515 10,601,445,368
34 3,000,000 102,000,000 2,326,208,315 12,930,653,683
35 3,000,000 105,000,000 2,837,215,854 15,770,869,537
36 3,000,000 108,000,000 3,460,333,892 19,234,203,428
37 3,000,000 111,000,000 4,220,158,471 23,457,361,900
38 3,000,000 114,000,000 5,146,681,790 28,607,043,690
39 3,000,000 117,000,000 6,276,476,065 34,886,519,755
40 3,000,000 120,000,000 7,654,137,132 42,543,656,887
41 3,000,000 123,000,000 9,334,044,754 51,880,701,641
42 3,000,000 126,000,000 11,382,509,133 63,266,210,774
43 3,000,000 129,000,000 13,880,388,334 77,149,599,107
44 3,000,000 132,000,000 16,926,279,962 94,078,879,070
45 3,000,000 135,000,000 20,640,413,060 114,722,292,129
46 3,000,000 138,000,000 25,169,393,847 139,894,685,976
47 3,000,000 141,000,000 30,691,992,643 170,589,678,619
48 3,000,000 144,000,000 37,426,200,380 208,018,878,999
49 3,000,000 147,000,000 45,637,833,258 253,659,712,258
50 3,000,000 150,000,000 55,651,025,183 309,313,737,441
51 3,000,000 153,000,000 67,861,022,147 377,177,759,588
52 3,000,000 156,000,000 82,749,783,592 459,930,543,180
53 3,000,000 159,000,000 100,905,006,563 560,838,549,744
54 3,000,000 162,000,000 123,043,323,599 683,884,873,343
55 3,000,000 165,000,000 150,038,590,027 833,926,463,369
56 3,000,000 168,000,000 182,956,377,244 1,016,885,840,613
57 3,000,000 171,000,000 223,096,033,511 1,239,984,874,124
58 3,000,000 174,000,000 272,041,972,514 1,512,029,846,639
59 3,000,000 177,000,000 331,726,214,177 1,843,759,060,816
60 3,000,000 180,000,000 404,504,646,370 2,248,266,707,186
Ilustrasi Investasi Tahunan
Investasi 2,000,000 per yr
166,667 per mo
Target Interest Rate 10.0% per yr
Incremental 1% per yr
Jangka Waktu 10 Th
Hasil Akhir 36,400,719
Th Investasi Bunga Hasil Akhir
1 2,000,000 200,000 2,200,000
2 2,020,000 422,000 4,642,000
3 2,040,200 668,220 7,350,420
4 2,060,602 941,102 10,352,124
5 2,081,208 1,243,333 13,676,665
6 2,102,020 1,577,869 17,356,554
7 2,123,040 1,947,959 21,427,554
8 2,144,271 2,357,182 25,929,007
9 2,165,713 2,809,472 30,904,192
10 2,187,371 3,309,156 36,400,719
Tabel Kenaikan Harga Akibat Inflasi
Tingkat Inflasi 10.00%
Harga Barang saat ini 1,000,000.00

Tahun ke Harga Barang Tahun Ke Harga Barang

1 1,100,000.00 31 19,194,342.50
2 1,210,000.00 32 21,113,776.75
3 1,331,000.00 33 23,225,154.42
4 1,464,100.00 34 25,547,669.86
5 1,610,510.00 35 28,102,436.85
6 1,771,561.00 36 30,912,680.53
7 1,948,717.10 37 34,003,948.59
8 2,143,588.81 38 37,404,343.44
9 2,357,947.69 39 41,144,777.79
10 2,593,742.46 40 45,259,255.57
11 2,853,116.71 41 49,785,181.12
12 3,138,428.38 42 54,763,699.24
13 3,452,271.21 43 60,240,069.16
14 3,797,498.34 44 66,264,076.08
15 4,177,248.17 45 72,890,483.69
16 4,594,972.99 46 80,179,532.05
17 5,054,470.28 47 88,197,485.26
18 5,559,917.31 48 97,017,233.78
19 6,115,909.04 49 106,718,957.16
20 6,727,499.95 50 117,390,852.88
21 7,400,249.94 51 129,129,938.17
22 8,140,274.94 52 142,042,931.98
23 8,954,302.43 53 156,247,225.18
24 9,849,732.68 54 171,871,947.70
25 10,834,705.94 55 189,059,142.47
26 11,918,176.54 56 207,965,056.72
27 13,109,994.19 57 228,761,562.39
28 14,420,993.61 58 251,637,718.63
29 15,863,092.97 59 276,801,490.49
30 17,449,402.27 60 304,481,639.54

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