1.

Jumlah Pinjaman (PV) Rp 50,000,000

Total Periode (nper) 40
Angsuran tetap (Anuitas) Rp1,500,000.00
Berapa Tingkat suku bunga (Rate) 0.92%
Berapa Uang total utk melunasi pinjaman Rp 60,000,000

Tabel Simulasi
Anuitas Rp1,500,000.00
Periode Angsuran Jumlah Pinjaman
bunga pokok
1 Rp 50,000,000 Rp 460,433 Rp1,039,567.45
2 Rp 48,960,433 Rp 450,860 Rp1,049,140.46
3 Rp 47,911,292 Rp 441,198 Rp1,058,801.63
4 Rp 46,852,490 Rp 431,448 Rp1,068,551.76
5 Rp 45,783,939 Rp 421,608 Rp1,078,391.68
6 Rp 44,705,547 Rp 411,678 Rp1,088,322.22
7 Rp 43,617,225 Rp 401,656 Rp1,098,344.20
8 Rp 42,518,881 Rp 391,542 Rp1,108,458.47
9 Rp 41,410,422 Rp 381,334 Rp1,118,665.87
10 Rp 40,291,756 Rp 371,033 Rp1,128,967.28
11 Rp 39,162,789 Rp 360,636 Rp1,139,363.54
12 Rp 38,023,425 Rp 350,144 Rp1,149,855.54
13 Rp 36,873,570 Rp 339,556 Rp1,160,444.16
14 Rp 35,713,126 Rp 328,870 Rp1,171,130.29
15 Rp 34,541,995 Rp 318,085 Rp1,181,914.82
16 Rp 33,360,081 Rp 307,201 Rp1,192,798.66
17 Rp 32,167,282 Rp 296,217 Rp1,203,782.73
18 Rp 30,963,499 Rp 285,132 Rp1,214,867.94
19 Rp 29,748,631 Rp 273,945 Rp1,226,055.23
20 Rp 28,522,576 Rp 262,654 Rp1,237,345.55
21 Rp 27,285,231 Rp 251,260 Rp1,248,739.83
22 Rp 26,036,491 Rp 239,761 Rp1,260,239.04
23 Rp 24,776,252 Rp 228,156 Rp1,271,844.14
24 Rp 23,504,408 Rp 216,444 Rp1,283,556.11
25 Rp 22,220,851 Rp 204,624 Rp1,295,375.93
26 Rp 20,925,475 Rp 192,695 Rp1,307,304.60
27 Rp 19,618,171 Rp 180,657 Rp1,319,343.11
28 Rp 18,298,828 Rp 168,508 Rp1,331,492.48
29 Rp 16,967,335 Rp 156,246 Rp1,343,753.73
30 Rp 15,623,582 Rp 143,872 Rp1,356,127.89
31 Rp 14,267,454 Rp 131,384 Rp1,368,616.00
32 Rp 12,898,838 Rp 118,781 Rp1,381,219.11
33 Rp 11,517,619 Rp 106,062 Rp1,393,938.27
34 Rp 10,123,680 Rp 93,225 Rp1,406,774.56
35 Rp 8,716,906 Rp 80,271 Rp1,419,729.06
36 Rp 7,297,177 Rp 67,197 Rp1,432,802.85
37 Rp 5,864,374 Rp 54,003 Rp1,445,997.03
38 Rp 4,418,377 Rp 40,687 Rp1,459,312.71
39 Rp 2,959,064 Rp 27,249 Rp1,472,751.01
40 Rp 1,486,313 Rp 13,687 Rp1,486,313.06
 2. Deposito awal
bulan Suku bunga
bulan Setoran/Anuitas
Periode pembayaran: awal tahun
Periode
Investasi setelah 5 tahun?

Periode Deposit Setoran

Tahun awal Deposit (anuitas)
Saldo Akhir
1 Rp 50,000,000 Rp 2,500,000
Rp 48,960,433 2 Rp 56,437,500 Rp 2,500,000
Rp 47,911,292.09 3 Rp 63,357,813 Rp 2,500,000
Rp 46,852,490.46 4 Rp 70,797,148 Rp 2,500,000
Rp 45,783,938.70 5 Rp 78,794,435 Rp 2,500,000
Rp 44,705,547.01
Rp 43,617,224.80
Rp 42,518,881
Rp 41,410,422
Rp 40,291,756
Rp 39,162,789
Rp 38,023,425
Rp 36,873,570
Rp 35,713,126
Rp 34,541,995
Rp 33,360,081
Rp 32,167,282
Rp 30,963,499
Rp 29,748,631
Rp 28,522,576
Rp 27,285,231
Rp 26,036,491
Rp 24,776,252
Rp 23,504,408
Rp 22,220,851
Rp 20,925,475
Rp 19,618,171
Rp 18,298,828
Rp 16,967,335
Rp 15,623,582
Rp 14,267,454
Rp 12,898,838
Rp 11,517,619
Rp 10,123,680
Rp 8,716,906
Rp 7,297,177
Rp 5,864,374
Rp 4,418,377
Rp 2,959,064
Rp 1,486,313
Rp (0)
 Rp 50,000,000
7.50% per tahun
Rp 2,500,000 per tahun
pembayaran: awal tahun
5 tahun
Rp (87,391,517)

Saldo
Bunga
Akhir
Rp 3,937,500 Rp 56,437,500
Rp 4,420,313 Rp 63,357,813
Rp 4,939,336 Rp 70,797,148
Rp 5,497,286 Rp 78,794,435
Rp 6,097,083 Rp 87,391,517