Pos-pos N Mar 14 N Jun 14

ASET
Kas 723,578 835,368
Penempatan pada Bank Indonesia 6,997,583 6,169,372
Penempatan pada bank lain 1,419,000 2,309,274
Tagihan spot dan derivatif 2,853 13,201
Surat berharga 6,662,159 7,906,705
a. Diukur pada nilai wajar melalui laporan laba/rugi 1,551 52,715
b. Tersedia untuk dijual 3,996,504 4,843,831
c. Dimiliki hingga jatuh tempo 2,534,994 2,863,027
d. Pinjaman yang diberikan dan piutang 129,110 147,132
Surat berharga yang dijual dengan janji dibeli kembali (repo) 0 0
Tagihan atas surat berharga yang dibeli dengan janji dijual kembali (reverse repo) 5,747,587 2,774,000
Tagihan akseptasi 455,284 144,987
Kredit 45,426,498 47,427,235
a. Diukur pada nilai wajar melalui laporan laba/rugi 0 0
b. Tersedia untuk dijual 0 0
c. Dimiliki hingga jatuh tempo 0 0
d. Pinjaman yang diberikan dan piutang 45,426,498 47,427,235
Pembiayaan syariah 1) 3,330,711 3,468,065
Penyertaan 36,902 951
Cadangan kerugian penurunan nilai aset keuangan -/- 820,640 825,590
a. Surat berharga 700 700
b. Kredit 787,820 791,568
c. Lainnya 32,120 33,322
Aset tidak berwujud 347,943 349,255
Akumulasi amortisasi aset tidak berwujud -/- 111,244 114,370
Aset tetap dan inventaris 1,325,173 1,460,219
Akumulasi penyusutan aset tetap dan inventaris -/- 538,875 553,360
Aset non produktif 244,358 185,868
a. Properti terbengkalai 0 0
b. Aset yang diambil alih 244,358 185,868
c. Rekening tunda 0 0
d. Aset antarkantor 2) 0 0
i. Melakukan kegiatan operasional di Indonesia 0 0
ii. Melakukan kegiatan operasional di luar Indonesia 0 0
Cadangan kerugian penurunan nilai dari aset non keuangan -/- 20,254 17,693
Sewa pembiayaan 3) 0 0
Aset pajak tangguhan 48,400 24,511
Aset Lainnya 1,038,556 1,126,235
TOTAL ASET 72,315,572 72,684,233
LIABILITAS DAN EKUITAS
LIABILITAS
Giro 8,318,739 10,173,016
Tabungan 14,309,334 13,929,831
Simpanan berjangka 33,645,505 34,117,676
Dana investasi revenue sharing 1) 2,812,624 2,742,587
Pinjaman dari Bank Indonesia 394 391
Pinjaman dari bank lain 2,060,633 1,314,222
Liabilitas spot dan derivatif 0 0
Utang atas surat berharga yang dijual dengan janji dibeli kembali (repo) 220,174 0
Utang akseptasi 455,284 144,987
Surat berharga yang diterbitkan 1,491,218 1,491,218
Pinjaman yang diterima 1,361,906 977,134
a. Pinjaman yang dapat diperhitungkan sebagai modal 0 0
b. Pinjaman yang diterima lainnya 1,361,906 977,134
Setoran jaminan 12,643 14,257
Liabilitas antarkantor 2) 0 0
a. Melakukan kegiatan operasional di Indonesia 0 0
b. Melakukan kegiatan operasional di luar Indonesia 0 0
Liabilitas pajak tangguhan 0 0
Liabilitas lainnya 1,008,126 1,172,530
Dana investasi profit sharing 1) 0 0
TOTAL LIABILITAS 65,696,580 66,077,849
EKUITAS
Modal disetor 1,119,908 1,119,908
a. Modal dasar 2,500,000 2,500,000
b. Modal yang belum disetor -/- 1,380,092 1,380,092
c. Saham yang dibeli kembali (treasury stock) -/- 0 0
Tambahan modal disetor 1,719,770 1,719,770
a. Agio 1,719,770 1,719,770
b. Disagio -/- 0 0
c. Modal sumbangan 0 0
d. Dana setoran modal 0 0
e. Lainnya 0 0
Pendapatan (kerugian) komprehensif lainnya (23,707) (28,359)
a. Penyesuaian akibat penjabaran laporan keuangan dalam mata uang asing 0 0
b. Keuntungan(kerugian) dari perubahan nilai aset keuangan dalam kelompok tersedia untuk dijual (23,707) (28,359)
c. Bagian efektif lindung nilai arus kas 0 0
d. Selisih penilaian kembali aset tetap 0 0
e. Bagian pendapatan komprehensif lain dari entitas asosiasi 0 0
f. Keuntungan (kerugian) aktuarial program manfaat pasti 0 0
g. Pajak penghasilan terkait dengan laba komprehensif lain 0 0
h. Lainnya 0 0
Selisih kuasi reorganisasi 4) 0 0
Selisih restrukturisasi entitas sepengendali 5) 0 0
Ekuitas Lainnya 0 0
Cadangan 2,609,476 3,260,275
a. Cadangan umum 2,609,476 3,260,275
b. Cadangan tujuan 0 0
Laba/rugi 1,175,553 515,961
a. Tahun-tahun lalu 929,712 0
b. Tahun berjalan 245,841 515,961
TOTAL EKUITAS YANG DAPAT DIATRIBUSIKAN KEPADA PEMILIK 6,601,000 6,587,555
Kepentingan non pengendali 6) 17,992 18,829
TOTAL EKUITAS 6,618,992 6,606,384
TOTAL LIABILITAS DAN EKUITAS 72,315,572 72,684,233
N Sep 14 N Des 14 N Mar 15 N Jun 15 N Sep 15 N Des 15 N Mar 16 N Jun 16 N Sep 16 N Des 16

841,596 1,023,317 797,786 965,637 809,700 850,473 708,438 945,870 807,993 679,665
10,013,210 10,499,827 10,362,939 10,432,957 9,763,012 12,691,674 9,766,349 8,718,495 9,093,141 11,910,716
2,781,345 2,478,268 4,196,867 3,231,093 4,152,351 3,447,315 4,788,698 2,080,950 3,068,117 3,664,467
0 1,415 0 2,133 0 0 9,142 7,645 3,656 0
6,510,725 6,096,526 8,880,639 7,134,733 6,906,936 7,049,532 10,014,193 9,807,793 8,877,849 9,073,714
1,494 1,592 1,674 71,835 1,430 109,976 0 0 87,525 40,614
3,244,903 3,045,144 5,948,859 3,628,799 1,697,215 1,297,392 4,459,562 3,872,620 2,932,726 2,828,124
3,165,370 2,976,865 2,826,123 3,367,383 5,135,996 5,583,429 5,468,791 5,838,908 5,735,482 5,896,471
98,958 72,925 103,983 66,716 72,295 58,735 85,840 96,265 122,116 308,505
0 0 0 0 0 0 0 0 0 0
5,534,254 2,131,966 0 1,552,406 2,185,418 1,841,067 3,529,353 875,998 1,088,177 3,394,237
99,849 65,827 68,162 60,302 64,537 35,760 75,207 22,551 130,987 231,454
46,818,940 51,551,857 51,615,425 54,876,001 58,760,453 61,704,672 62,539,735 66,051,086 68,366,117 67,675,175
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
46,818,940 51,551,857 51,615,425 54,876,001 58,760,453 61,704,672 62,539,735 66,051,086 68,366,117 67,675,175
3,575,612 3,710,720 3,723,916 3,810,113 3,982,733 4,307,061 4,586,014 4,796,343 4,773,828 4,799,423
951 415 415 415 15 15 15 15 15 15
841,087 919,968 925,999 951,777 1,033,509 1,181,039 1,247,183 1,330,083 1,309,547 1,508,481
700 700 700 700 700 700 600 600 600 600
806,159 918,865 924,740 950,534 1,032,306 1,179,851 1,246,340 1,329,166 1,308,796 1,507,748
34,228 403 559 543 503 488 243 317 151 133
355,142 355,199 355,199 362,667 388,773 395,711 395,563 397,452 397,515 416,966
117,705 141,174 144,566 148,134 151,861 156,686 161,193 165,331 169,516 174,003
1,504,128 1,518,675 1,575,241 1,643,997 1,643,306 1,757,002 3,075,818 3,169,968 3,187,246 3,279,528
567,051 575,392 588,582 604,962 527,290 545,710 559,775 579,400 594,387 621,300
199,345 296,695 503,925 1,207,969 1,255,764 1,057,559 1,070,509 1,017,806 990,311 1,067,551
0 0 0 0 0 0 0 0 0 0
199,345 296,695 503,925 1,207,969 1,255,764 1,057,559 1,070,509 1,017,806 990,311 1,067,551
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
17,499 13,364 13,419 13,419 11,931 11,098 10,894 15,787 26,037 23,515
0 0 0 0 0 31,409 0 0 0 0
31,101 44,184 23,644 23,644 23,644 74,762 57,353 38,490 37,683 63,289
1,193,344 926,275 1,060,520 1,086,484 1,269,725 1,017,023 1,234,045 1,295,535 1,246,352 1,477,101
77,916,200 79,051,268 81,492,112 84,672,259 89,481,776 94,366,502 99,871,387 97,135,396 99,969,500 105,406,002
 8,890,558 8,919,834 7,373,788 8,805,939 8,050,050 8,061,094 6,805,620 7,038,698 6,230,796 7,986,741
14,862,890 15,410,047 16,104,792 15,419,077 14,964,634 16,791,745 18,135,781 20,313,143 19,005,204 20,655,826
37,571,029 37,793,870 41,467,597 43,203,043 47,026,704 47,502,148 52,213,892 45,834,666 48,714,726 50,888,094
2,798,563 3,267,039 3,200,470 3,312,911 3,495,978 3,808,983 4,189,180 4,231,143 4,500,600 4,338,634
292 198 198 0 0 0 0 0 0 0
2,447,619 2,006,502 1,904,142 2,347,099 3,364,160 1,961,514 2,738,486 3,112,441 3,689,015 2,047,732
5,586 1,425 4,398 0 42,861 0 0 0 0 2,014
1,216,238 0 0 0 262,661 3,073,366 1,548,110 3,106,678 3,312,911 4,314,641
99,849 65,827 68,162 60,302 64,537 35,760 75,207 22,551 130,987 231,454
1,491,650 1,492,082 1,492,514 1,887,639 1,888,260 1,891,333 1,891,955 1,892,576 2,159,839 2,352,109
703,419 2,217,876 1,649,980 1,129,388 1,493,466 2,287,823 1,632,176 961,886 1,357,914 1,295,106
0 0 21,797 44,618 61,235 62,380 58,104 73,629 69,284 68,421
703,419 2,217,876 0 0 0 0 0 0 0 0
35,186 24,106 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 668 11,827 11,819 0 0 0 0 0
0 0 1,133,971 1,284,733 1,313,431 1,355,177 1,454,559 1,549,221 1,498,172 1,687,298
0 0 0 0 0 0 0 0 0 0
1,068,516 1,030,982 74,422,477 77,506,576 82,039,796 86,831,323 90,743,070 88,136,632 90,669,448 95,868,070
0 0
71,191,395 72,229,788 1,119,908 1,119,908 1,119,908 1,119,908 1,119,908 1,119,908 1,119,908 1,119,908
2,500,000 2,500,000 2,500,000 2,500,000 2,500,000 2,500,000 2,500,000 2,500,000
1,119,908 1,119,908 1,380,092 1,380,092 1,380,092 1,380,092 1,380,092 1,380,092 1,380,092 1,380,092
2,500,000 2,500,000 0 0 0 0 0 0 0 0
1,380,092 1,380,092 1,724,069 1,724,069 1,724,069 1,724,069 1,724,069 1,724,069 1,724,069 1,724,069
0 0 1,724,069 1,724,069 1,724,069 1,724,069 1,724,069 1,724,069 1,724,069 1,724,069
1,719,770 1,724,069 0 0 0 0 0 0 0 0
1,719,770 1,724,069 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 22,321 25,291 12,535 4,915 1,290,726 1,143,395 1,143,759 1,180,567
0 0 0 0 0 0 0 0 0 0
(69,194) (27,046) 22,321 25,291 12,535 (26,572) 131,899 (15,431) 11,916 (24,429)
0 0 0 0 0 0 0 0 0 0
(69,194) (27,046) 0 0 0 0 1,132,214 1,132,214 1,132,214 1,161,530
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 26,131 26,613 26,612 7,327 49,853
0 0 0 0 0 5,356 0 0 (7,698) (6,387)
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 3,260,275 3,767,387 3,767,387 3,701,625 3,701,625 4,406,004 4,404,464 4,394,906
0 0 3,260,275 3,767,387 3,767,387 3,701,625 3,701,625 4,406,004 4,404,464 4,394,906
 3,260,275 3,260,275 0 0 0 0 0 0 0 0
3,260,275 3,260,275 922,587 507,641 795,551 960,425 1,266,160 578,351 879,468 1,086,605
0 0 724,447 0 0 0 992,507 0 0 0
674,788 724,447 198,140 507,641 795,551 960,425 273,653 578,351 879,468 1,086,605
0 0 7,049,160 7,144,296 7,419,450 7,510,942 9,102,488 8,971,727 9,271,668 9,506,055
674,788 724,447 20,475 21,387 22,530 24,237 25,829 27,037 28,384 31,877
6,705,547 6,801,653 7,069,635 7,165,683 7,441,980 7,535,179 9,128,317 8,998,764 9,300,052 9,537,932
19,258 19,827 81,492,112 84,672,259 89,481,776 94,366,502 99,871,387 97,135,396 99,969,500 105,406,002
6,724,805 6,821,480
77,916,200 79,051,268
N Mar 17 N Jun 17 N Sep 17 N Des 17 N Mar 18 N Jun 18 N Sep 18 N Des 18 N Mar 19 N Jun 19

592,665 1,089,847 651,486 678,480 643,707 959,573 694,875 816,250 682,516 925,295
9,895,439 14,972,338 9,161,106 9,216,845 9,320,542 6,855,264 5,998,257 9,038,968 9,580,208 8,050,287
7,390,779 7,668,347 7,650,880 5,443,724 9,018,066 2,523,638 2,119,913 2,151,660 4,051,017 3,462,025
2,207 2,014 2,014 3,601 3,330 3,542 3,479 113 284 113
10,212,889 12,493,745 11,688,729 10,073,468 8,499,409 4,955,996 7,693,469 7,842,551 8,237,164 8,637,405
133,215 0 41,385 139,589 0 274 8,600 0 20,922 0
3,128,696 5,420,831 4,587,247 2,915,198 2,409,624 1,977,236 1,380,021 1,571,378 1,433,099 1,578,691
6,639,087 6,647,403 6,477,591 6,742,457 5,854,537 2,885,282 6,212,412 6,192,582 6,669,341 6,938,540
311,891 425,511 582,506 276,224 235,248 93,204 92,436 78,591 113,802 120,174
0 0 283,925 0 668,645 3,064,346 0 0 0 0
6,883,384 1,352,513 4,567,916 1,128,572 1,739,053 0 0 1,001,302 0 1,971,554
152,380 240,904 325,223 170,227 46,261 39,140 112,383 134,915 86,945 94,231
67,350,770 67,830,121 69,066,212 68,099,824 67,472,625 62,581,665 62,834,346 62,200,403 62,170,873 62,595,172
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
67,350,770 67,830,121 69,066,212 68,099,824 67,472,625 62,581,665 62,834,346 62,200,403 62,170,873 62,595,172
4,903,407 5,037,938 4,874,276 4,532,580 4,302,202 4,195,710 4,139,612 4,243,806 4,242,926 4,044,539
15 15 15 15 15 15 15 15 15 189,497
1,512,930 1,555,476 1,560,807 2,154,137 2,298,476 2,272,519 2,277,222 2,080,627 2,091,512 2,158,895
600 600 500 1,553 1,553 1,353 20,300 300 300 0
1,512,168 1,554,506 1,559,937 2,152,584 2,296,923 2,269,741 2,255,497 2,078,902 2,089,787 2,157,470
162 370 370 0 0 1,425 1,425 1,425 1,425 1,425
416,966 416,966 416,966 447,175 451,536 454,911 457,561 458,426 462,787 469,324
178,140 184,735 189,990 197,865 203,104 210,035 220,284 232,089 236,691 236,691
3,336,311 3,367,723 3,371,291 3,447,541 3,673,586 3,698,052 3,727,229 3,869,985 3,861,797 3,871,420
643,459 658,878 674,793 692,252 711,865 736,243 761,364 794,944 791,674 809,596
1,048,146 1,356,786 1,819,487 2,508,993 3,375,913 3,714,175 3,714,075 3,864,608 3,698,103 3,660,215
0 0 0 0 0 0 0 0 0 0
1,048,146 1,356,786 1,819,487 2,508,993 3,375,913 3,714,175 3,714,075 3,864,608 3,698,103 3,660,215
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
22,564 22,477 24,804 26,809 30,375 30,761 27,260 28,402 28,953 24,398
0 0 0 0 0 0 0 0 0 0
50,602 45,367 29,483 53,157 80,913 68,432 61,035 80,240 75,105 49,037
1,518,602 1,707,457 1,765,329 3,709,860 1,654,548 1,811,242 1,994,693 3,076,743 2,619,874 2,954,792
111,397,469 115,160,515 113,223,944 106,442,999 107,706,531 91,676,143 90,264,812 95,643,923 96,620,784 97,745,326
 6,186,014 7,353,365 9,501,003 13,068,585 7,135,770 7,795,122 8,099,403 10,042,756 8,363,941 8,785,587
21,362,491 21,115,491 21,155,197 20,067,519 20,216,981 20,121,197 20,135,089 19,916,864 19,505,052 19,835,846
61,919,353 62,370,710 57,581,481 51,059,296 58,408,785 40,304,636 42,118,364 42,564,303 45,459,417 46,322,859
4,380,913 4,753,806 4,880,748 4,390,761 4,306,602 3,858,374 3,614,676 3,625,627 4,161,145 3,954,166
0 0 0 0 0 0 0 0 0 0
1,081,020 1,895,589 3,213,571 1,584,645 3,717,236 2,700,458 1,461,798 3,121,804 2,582,970 2,770,414
2,014 2,315 20,039 643 0 5,859 0 0 0 0
0 919,533 284,125 3,389,208 669,334 3,073,885 0 1,606,714 2,580,749 2,024,060
152,380 240,904 325,223 170,227 46,261 39,140 112,383 134,915 86,945 94,231
3,747,078 3,749,659 3,482,744 3,291,894 3,292,059 3,293,137 3,295,519 3,295,506 1,796,334 1,797,017
713,730 956,542 755,861 846,980 922,535 900,565 849,949 1,279,392 1,228,687 1,156,507
56,632 71,763 75,519 80,876 37,013 83,007 75,789 110,499 84,758 93,550
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
1,854,245 1,985,038 2,017,337 1,733,412 1,743,729 2,326,361 1,800,522 1,351,106 2,111,894 2,172,548
0 0 0 0 0 0 0 0 0 0
101,455,870 105,414,715 103,292,848 99,684,046 100,496,305 84,501,741 81,563,492 87,049,486 87,961,892 89,006,785

1,119,908 1,119,908 1,119,908 1,119,908 1,119,908 1,119,908 1,376,437 1,376,437 1,376,437 1,376,437
2,500,000 2,500,000 2,500,000 2,500,000 2,500,000 2,500,000 2,500,000 2,500,000 2,500,000 2,500,000
1,380,092 1,380,092 1,380,092 1,380,092 1,380,092 1,380,092 1,123,563 1,123,563 1,123,563 1,123,563
0 0 0 0 0 0 0 0 0 0
1,724,069 1,724,069 1,724,069 1,724,069 1,724,069 1,724,069 2,929,754 2,923,938 2,923,938 2,923,938
1,724,069 1,724,069 1,724,069 1,724,069 1,724,069 1,724,069 2,929,754 2,923,938 2,923,938 2,923,938
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
1,293,511 1,214,785 1,239,684 1,219,529 1,470,812 1,374,647 1,372,201 1,408,492 1,418,118 1,432,250
0 0 0 0 0 0 0 0 0 0
119,782 14,087 38,985 19,644 52,804 (43,053) (33,880) (55,789) (32,213) (25,922)
0 0 0 0 0 0 0 0 0 0
1,161,530 1,161,530 1,161,530 1,161,530 1,367,654 1,367,654 1,367,654 1,368,875 1,368,875 1,368,875
0 0 0 0 0 0 0 0 0 0
56,192 39,168 39,169 51,164 67,139 50,046 50,044 106,914 106,760 106,914
(43,993) 0 0 (12,809) (16,785) 0 (11,617) (11,508) (25,304)
0 0 0 0 0 0 0 0 0 (17,617)
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
4,394,906 5,155,529 5,155,529 2,538,673 2,611,949 2,673,950 2,673,952 2,673,954 2,863,548 2,863,546
4,394,906 5,155,529 5,155,529 2,538,673 2,611,949 2,673,950 2,673,952 2,673,954 2,863,548 2,863,546
 0 0 0 0 0 0 0 0 0 0
1,376,617 498,475 658,737 135,279 261,861 259,905 326,726 189,595 54,750 120,137
1,086,605 0 0 0 135,279 0 0 0 0 0
290,012 498,475 658,737 135,279 126,582 259,905 326,726 189,595 54,750 120,137
9,909,011 9,712,766 9,897,927 6,737,458 7,188,599 7,152,479 8,679,070 8,572,416 8,636,791 8,716,308
32,588 33,034 33,169 21,495 21,627 21,923 22,250 22,021 22,101 22,233
9,941,599 9,745,800 9,931,096 6,758,953 7,210,226 7,174,402 8,701,320 8,594,437 8,658,892 8,738,541
111,397,469 115,160,515 113,223,944 106,442,999 107,706,531 91,676,143 90,264,812 95,643,923 96,620,784 97,745,326
N Sep 19 N Des 19

774,296
6,534,489
5,603,053
198
9,265,033
0
1,700,845
7,433,567
130,621
0
0
108,878
62,291,628
0
0
0
62,291,628
4,273,208
15
2,554,964
0
2,553,539
1,425
472,971
252,261
3,848,440
835,079
3,507,412
0
3,507,412
0
0
0
0
23,943
0
61,033
2,909,885
95,984,292
 9,991,117
19,147,948
43,480,082
3,822,904
0
2,229,474
0
3,704,704
108,878
1,797,852
741,857
105,424
0
0
0
0
2,021,573
0
87,151,813

1,376,437
2,500,000
1,123,563
0
2,923,938
2,923,938
0
0
0
0
1,495,953
0
45,613
0
1,368,875
0
106,922

(25,457)
0

0
2,863,546
2,863,546
 0
150,251
0
150,251
8,810,125
22,354
8,832,479
95,984,292
 Pos-pos LB Mar 14 LB Jun 14 LB Sep 14 LB Des 14 LB Mar 15 LB Jun 15
PENDAPATAN DAN BEBAN OPERASIONAL
A. Pendapatan dan Beban Bunga
1. Pendapatan Bunga 1,641,517 3,396,983 5,220,213 7,093,455 1,926,354 3,990,520
a. Rupiah 1,598,338 3,311,103 5,095,233 6,937,429 1,884,187 3,902,884
b. Valuta Asing 43,179 85,880 124,980 156,026 42,167 87,636
2. Beban Bunga 1,011,558 2,151,649 3,407,301 4,620,055 1,320,365 2,652,107
a. Rupiah 993,642 2,119,255 3,361,642 4,557,438 1,289,405 2,587,693
b. Valuta Asing 17,916 32,394 45,659 62,617 30,960 64,414
Pendapatan (Beban) Bunga bersih 629,959 1,245,334 1,812,912 2,473,400 605,989 1,338,413
B. Pendapatan dan Beban Operasional selain Bunga
1. Pendapatan Operasional Selain Bunga 233,755 517,633 821,333 1,086,463 288,540 607,226
a. Peningkatan nilai wajar aset keuangan 2,906 13,218 0 1,415 1,654 3,787
i. Surat berharga 53 17 0 0 229 229
ii. Kredit 0 0 0 0 0 0
iii. Spot dan derivatif 2,853 13,201 0 1,415 1,425 3,558
iv. Aset keuangan lainnya 0 0 0 0 0 0
b. Penurunan nilai wajar liabilitas keuangan 0 0 0 0 0 0
c. Keuntungan penjualan aset keuangan 14,356 25,898 35,073 42,439 6,918 12,294
i. Surat berharga 14,356 25,898 35,073 42,439 6,918 12,294
ii. Kredit 0 0 0 0 0 0
iii. Aset keuangan lainnya 0 0 0 0 0 0
d. Keuntungan transaksi spot dan derivatif 10,786 15,341 49,569 63,408 27,153 54,586
(realised)
f. Keuntungan dari penyertaan dengan equity 0 0 0 0 0 0
method
e. Dividen 22 126 144 145 933 933
g. komisi/provisi/fee dan administrasi 94,495 215,935 351,899 476,999 153,427 335,052
h. Pemulihan atas cadangan kerugian 21,697 54,033 92,383 135,405 18,871 26,400
penurunan nilai
i. Pendapatan lainnya 89,493 193,082 292,265 366,652 79,584 174,174
2. Beban Operasional Selain Bunga 546,563 1,126,420 1,818,697 2,616,124 632,927 1,312,529
a. Penurunan nilai wajar aset keuangan 0 571 5,589 1,425 5,961 2,427
i. Surat berharga 0 0 3 0 148 1,012
ii. Kredit 0 0 0 0 0 0
iii. Spot dan derivatif 0 571 5,586 1,425 5,813 1,415
iv. Aset keuangan lainnya 0 0 0 0 0 0
b. Peningkatan nilai wajar liabilitas keuangan 0 0 0 0 0 0
c. Kerugian penjualan aset keuangan 1,693 3,335 3,397 3,398 0 0
i. Surat berharga 1,693 3,335 3,397 3,398 0 0
ii. Kredit 0 0 0 0 0 0
iii. Aset keuangan lainnya 0 0 0 0 0 0
d. Kerugian transaksi spot dan derivatif 0 0 0 3 0 0
(realised)
e. Kerugian penurunan nilai aset keuangan 22,298 42,353 137,532 291,334 41,242 89,234
(impairment)
i. Surat berharga 0 0 0 0 0 0
 ii. Kredit 20,077 40,068 127,671 285,394 39,533 86,493
iii. Pembiayaan syariah 1,519 2,285 3,937 5,828 1,709 2,741
iv. Aset keuangan lainnya 702 0 5,924 112 0 0
f. Kerugian terkait risiko operasional 0 179 0 0 0 295
g. Kerugian dari penyertaan dengan equity 0 0 0 0 0 0
method
h. Komisi/provisi/fee dan administrasi 1,240 2,593 4,567 4,079 4,432 11,239
i. Kerugian penurunan nilai aset lainnya (non 38 69 110 21,090 113 196
keuangan)
j. Beban tenaga kerja 208,868 427,509 648,609 879,894 226,770 484,602
k. Beban promosi 18,912 46,144 89,680 129,635 26,109 45,046
l. Beban lainnya 293,514 603,667 929,213 1,285,266 328,300 679,490
Pendapatan (Beban) Operasional Selain Bunga (312,808) (608,787) (997,364) (1,529,661) (344,387) (705,303)
Bersih
LABA (RUGI) OPERASIONAL 317,151 636,547 815,548 943,739 261,602 633,110
PENDAPATAN DAN (BEBAN) NON OPERASIONAL
1. Keuntungan (kerugian) penjualan aset tetap dan 230 9,769 9,787 10,001 6 80
inventaris
2. Keuntungan (kerugian) penjabaran transaksi 0 0 0 0 0 0
valuta asing
3. Pendapatan (beban) non operasional lainnya (3,026) 13,923 36,485 17,381 (3,725) (4,181)
LABA (RUGI) NON OPERASIONAL (2,796) 23,692 46,272 27,382 (3,719) (4,101)
LABA (RUGI) TAHUN BERJALAN SEBELUM PAJAK 314,355 660,239 861,820 971,121 257,883 629,009
4. Pajak Penghasilan 67,988 142,915 185,240 244,313 59,095 119,808
a. Taksiran pajak tahun berjalan 51,689 102,726 151,641 226,523 40,339 89,893
b. Pendapatan (beban) pajak tangguhan (16,299) (40,189) (33,599) (17,790) (18,756) (29,915)
LABA (RUGI) TAHUN BERJALAN SETELAH PAJAK 246,367 517,324 676,580 726,808 198,788 509,201
BERSIH
PENDAPATAN KOMPREHENSIF LAIN 19,013 14,362 (26,473) 15,675
a. Penyesuaian akibat penjabaran laporan 0 0 0 0 0 0
keuangan dalam mata uang asing
b. Keuntungan (kerugian) dari perubahan nilai aset 19,013 14,362 (26,473) 15,675 0 0
keuangan dalam kelompok tersedia untuk dijual
c. Bagian efektif dari lindung nilai arus kas 0 0 0 0 0 0
d. Keuntungan revaluasi aset tetap 0 0 0 0 0 0
e. Bagian pendapatan komprehensif lain dari 0 0 0 0 0 0
entitas asosiasi
f. Keuntungan (kerugian) aktuarial program 0 0 0 0 0 0
manfaat pasti
g. Pajak penghasilan terkait dengan laba 0 0 0 0 49,367 52,337
komprehensif lain(-/-)
h. Lainnya 0 0 0 0 0 0
Pendapatan Komprehensif lain tahun berjalan - net 19,013 14,362 (26,473) 15,675 49,367 52,337
pajak penghasilan terkait
TOTAL LABA KOMPREHENSIF TAHUN BERJALAN 265,380 531,686 650,107 742,483 0 0
Laba yang dapat diatribusikan kepada : 0 0
PEMILIK 245,841 515,961 674,788 724,447 0 0
KEPENTINGAN NON PENGENDALI 526 1,363 1,792 2,361 49,367 52,337
TOTAL LABA TAHUN BERJALAN 246,367 517,324 676,580 726,808 248,155 561,538
Total Penghasilan Komprehensif yang dapat
diatribusikan kepada :
PEMILIK 264,854 530,323 648,315 740,122 198,140 507,641
KEPENTINGAN NON PENGENDALI 526 1,363 1,792 2,361 648 1,560
TOTAL LABA KOMPREHENSIF TAHUN BERJALAN 265,380 531,686 650,107 742,483 198,788 509,201
TRANSFER LABA (RUGI) KE KANTOR PUSAT 0 0 0 0
DIVIDEN 0 278,913 278,913 278,913 48,719 52,337
LABA BERSIH PER SAHAM 28.90 58.68 76.05 79.73 648 0
49,367 52,337
 0 0
0 217,334
21.81 55.87
LB Sep 15 LB Des 15 LB Mar 16 LB Jun 16 LB Sep 16 LB Des 16 LB Mar 17 LB Jun 17 LB Sep 17 LB Des 17

6,121,355 8,303,973 2,334,832 4,640,492 6,944,405 9,408,677 2,387,504 4,803,069 7,236,347 9,623,095
5,978,625 8,120,655 2,284,953 4,548,656 6,809,492 9,236,097 2,341,690 4,725,376 7,112,851 9,434,259
142,730 183,318 49,879 91,836 134,913 172,580 45,814 77,693 123,496 188,836
3,995,404 5,406,535 1,574,952 3,001,948 4,399,919 5,815,627 1,593,283 3,276,914 4,953,531 6,489,782
3,899,460 5,279,757 1,542,840 2,941,185 4,313,911 5,710,234 1,573,350 3,237,872 4,892,487 6,410,920
95,944 126,778 32,112 60,763 86,008 105,393 19,933 39,042 61,044 78,862
2,125,951 2,897,438 759,880 1,638,544 2,544,486 3,593,050 794,221 1,526,155 2,282,816 3,133,313

949,206 1,296,001 456,303 732,202 1,087,265 1,404,370 453,947 994,469 1,332,875 800,452
1,654 1,928 9,142 7,645 3,898 0 2,207 2,014 2,823 5,067
229 503 0 0 242 0 0 0 809 274
0 0 0 0 0 0 0 0 0 0
1,425 1,425 9,142 7,645 3,656 0 2,207 2,014 2,014 4,793
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
17,084 7,720 11,992 21,871 29,866 28,291 11,868 20,078 36,003 57,961
17,084 7,720 11,992 21,871 29,866 28,291 11,868 20,078 36,003 57,961
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
130,696 117,589 7,983 22,144 36,834 56,803 13,353 51,274 89,880 0
955 990 0 0 856 872 0 0 2,174 1,104
0 0 0 0 0 0 0 0 0 0
509,769 705,278 216,349 455,382 705,236 945,819 235,520 474,769 599,322 395,831
28,686 103,034 124,459 55,548 57,547 27,667 105,109 254,743 314,156 27,667
260,362 359,462 86,378 169,612 253,028 344,918 85,890 191,591 288,517 312,822
2,104,764 3,020,776 870,902 1,643,948 2,522,171 3,607,844 881,811 1,907,036 2,817,085 3,812,182
45,587 1,415 274 274 274 2,288 0 301 20,509 0
392 0 274 274 274 274 0 0 0 0
0 0 0 0 0 0 0 0 0 0
45,195 1,415 0 0 0 2,014 0 301 20,509 0
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
4,730 4,876 0 586 645 2,012 0 0 0 310
4,730 4,876 0 586 645 2,012 0 0 0 310
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 46 0 0 0 0 0 9 8 8
191,531 459,898 214,972 256,081 381,810 675,906 145,284 418,071 540,723 809,462
0 0 0 0 0 0 0 0 0 0
 184,774 445,489 212,232 250,306 373,535 647,452 135,830 406,140 518,209 808,409
6,356 14,409 2,740 5,775 8,275 28,454 9,454 11,931 22,442 0
401 0 0 0 0 0 0 0 72 1,053
386 1,235 31 327 370 0 17 40 90 0
0 0 0 0 0 0 0 0 0 0
17,503 3,631 7,516 18,415 28,574 43,584 13,205 27,286 43,894 260,862
1,396 1,482 205 5,090 27,601 14,634 616 1,510 2,309 9,238
751,332 1,033,260 277,244 580,996 893,989 1,179,844 301,999 593,537 873,023 1,332,365
71,362 67,162 17,033 37,920 72,243 97,773 17,689 39,396 62,696 72,613
1,020,937 1,447,771 353,627 744,259 1,116,665 1,591,803 403,001 826,886 1,273,833 1,327,324
(1,155,558) (1,724,775) (414,599) (911,746) (1,434,906) (2,203,474) (427,864) (912,567) (1,484,210) (3,011,730)
970,393 1,172,663 345,281 726,798 1,109,580 1,389,576 366,357 613,588 798,606 121,583

120 180 128 351 1,027 688 0 3,174 4,540 7,541

0 0 0 0 0 0 0 0 0 0
7,248 5,885 (945) (5,317) (10,669) (33,094) (4,573) (1,406) 4,567 (7,306)
7,368 6,065 (817) (4,966) (9,642) (32,406) (4,573) 1,768 9,107 235
977,761 1,178,728 344,464 721,832 1,099,938 1,357,170 361,784 615,356 807,713 121,818
179,507 214,421 69,219 140,681 216,323 266,535 71,061 115,724 147,684 (14,083)
149,600 244,204 51,809 104,409 179,307 259,761 52,111 90,781 93,396 2,412
(29,907) 29,783 (17,410) (36,272) (37,016) (6,774) (18,950) (24,943) (54,288) 16,495
798,254 964,307 275,245 581,151 883,615 1,090,635 290,723 499,632 660,029 135,901

0 7,398 1,134,397 1,134,236 1,113,410 1,166,837 4,759 1,783 1,783 1,040

0 0 1,179,390 1,179,390 1,179,390 1,165,126 0 0 0 0
0 9,864 2,696 2,696 (18,804) 2,282 6,345 2,377 2,377 1,388
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 (2,466) (47,689) (47,850) (47,176) (571) (1,586) (594) (594) (348)
39,582 (24,711) 183,656 27,244 55,975 33,408 108,185 32,435 57,334 37,993
0 0 0 0 0 0 0 0 0 0
39,582 (33,007) 183,656 36,325 69,969 44,580 144,247 43,247 76,445 50,657
0 0 0 0 0 0 0 0 0 0
0 0 0 0 0 0 0 0 0 0
0 8,296 0 (9,081) (13,994) (11,172) (36,062) (10,812) (19,111) (12,664)
39,582 (17,313) 1,318,053 1,161,480 1,169,385 1,200,245 112,944 34,218 59,117 39,033
837,836 946,994 1,593,298 1,742,631 2,053,000 2,290,880 403,667 533,850 719,146 174,934

795,551 960,425 273,653 578,351 879,468 1,086,605 290,012 498,475 658,737 135,279
2,703 3,882 1,592 2,800 4,147 4,030 711 1,157 1,292 622
798,254 964,307 275,245 581,151 883,615 1,090,635 290,723 499,632 660,029 135,901

39,582 (17,313) 1,316,461 1,161,480 2,048,853 2,283,240 402,956 532,693 717,854 174,240
0 0 1,592 0 4,147 7,640 711 1,157 1,292 694
39,582 (17,313) 1,318,053 1,161,480 2,053,000 2,290,880 403,667 533,850 719,146 174,934
 0 0 0 0 0 0 0 0 0 0
217,334 217,334 0 282,127 288,127 288,127 0 325,982 325,982 325,982
87.55 105.70 30.00 64.00 97.00 120.00 32.00 55.00 73.00 15.00
LB Mar 18 LB Jun 18 LB Sep 18 LB Des 18 LB Mar 19 LB Jun 19 LB Sep 19 N Des 19

2,220,636 4,321,109 6,231,284 7,980,892 1,921,344 3,926,573 5,652,319

2,176,458 4,245,027 6,135,815 7,845,167 1,890,722 3,869,544 5,561,969
44,178 76,082 95,469 135,725 30,622 57,029 90,350
1,449,969 2,777,010 4,043,349 5,387,749 1,434,574 2,849,956 4,311,229
1,438,073 2,754,915 4,004,142 5,328,386 1,411,698 2,804,952 4,235,898
11,896 22,095 39,207 59,363 22,876 45,004 75,331
770,667 1,544,099 2,187,935 2,593,143 486,770 1,076,617 1,341,090

808,201 1,044,186 1,236,357 1,572,941 196,295 378,653 1,215,196

830 584 838 105,906 171 0 199
0 0 318 105,793 0 0 0
0 0 0 0 0 0 0
830 584 520 113 171 0 199
0 0 0 0 0 0 0
0 0 0 0 0 0 0
26,960 49,727 58,029 36,399 8,594 20,190 32,561
26,960 49,727 58,029 36,399 8,594 20,190 32,561
0 0 0 0 0 0 0
0 0 0 0 0 0 0
17,567 30,508 32,317 0 8,353 12,869 22,404
15 0 2,408 15 0 0 0
0 0 0 0 0 0 0
64,719 152,144 223,577 341,859 85,967 178,718 899,096
616,656 641,821 650,218 772,477 0 0 0
81,454 169,402 268,970 316,285 93,210 166,876 260,936
1,458,798 2,325,353 3,067,691 4,021,197 634,834 1,319,842 2,511,033
459 5,859 0 2,959 110 0 426
0 0 0 2,959 110 0 376
0 0 0 0 0 0 0
459 5,859 0 0 0 0 50
0 0 0 0 0 0 0
0 0 0 0 0 0 0
3,732 12,224 13,359 14,524 341 1,289 1,484
3,732 12,224 13,359 14,524 341 1,289 1,484
0 0 0 0 0 0 0
0 0 0 0 0 0 0
459 11 0 0 0 0 0
771,963 945,805 988,002 1,218,789 28,638 73,290 478,506
0 0 274 20,274 0 0 0
 760,608 910,058 941,658 1,197,519 24,495 65,467 475,460
11,355 35,747 46,056 0 3,878 7,558 3,046
0 0 14 996 265 265 0
43 97 143 0 0 0 0
0 0 0 0 0 0 0
16,414 33,582 49,188 62,649 14,964 32,830 57,345
515 1,073 1,903 2,895 415 1,035 2,424
255,866 519,280 769,865 1,214,526 216,430 446,307 654,702
11,680 23,372 45,706 67,333 11,138 22,092 55,614
397,667 784,050 1,199,525 1,437,522 362,798 742,999 1,260,532
(650,597) (1,281,167) (1,831,334) (2,448,256) (438,539) (941,189) (1,295,837)
120,070 262,932 356,601 144,887 48,231 135,428 45,253

1,984 2,450 1,562 3,812 764 922 4,691

0 0 0 0 0 0 0
17,789 37,546 34,764 67,636 13,935 22,619 147,932
19,773 39,996 36,326 71,448 14,699 23,541 152,623
139,843 302,928 392,927 216,335 62,930 158,969 197,876
13,128 42,595 65,445 26,365 8,100 38,621 47,292
16,150 33,135 48,589 47,348 5,133 7,418 28,085
3,022 (9,460) (16,856) 20,983 (2,967) (31,203) (19,207)
126,715 260,333 327,482 189,970 54,830 120,348 150,584

218,123 217,814 206,196 249,024 0 0 8

206,124 206,124 206,124 207,345 0 0 0
17,167 74 72 56,790 0 0 8
0 0 0 0 0 0 0
0 0 0 0 0 0 0
(5,168) 11,616 0 (15,111) 0
33,160 (62,697) (53,524) (61,484) 9,625 23,758 87,456
0 0 0 0 0 0 0
34,533 (75,703) (53,524) (81,979) 11,944 29,867 93,563
0 0 0 0 0 0 0
0 0 0 0 0 (6,109) (6,107)
(1,373) 13,006 0 20,495 (2,319)
251,283 155,117 152,672 187,540 9,625 23,758 87,464
377,998 415,450 480,154 377,510 64,455 144,106 238,048

126,582 259,905 326,727 189,595 54,750 120,137 150,251

0 428 755 375 80 211 333
126,582 260,333 327,482 189,970 54,830 120,348 150,584

377,866 415,022 479,399 377,135 64,375 143,895 237,715

13 428 755 526 80 211 333
377,879 415,450 480,154 377,661 64,455 144,106 238,048
 0 0 0 0 0 0 0
0 0 0 0 0 0 0
14.00 29.00 28.00 16.00 5.00 10.00 13.00