Ikhtisar Data Keuangan Perusahaan Pembiayaan

Periode Januari-Desember 2015

(dalam Miliar Rp)
NERACA Jan-15 Feb-15 Mar-15 Apr-15 Mei-15 Jun-15 Jul-15 Agu-15 Sep-15 Okt-15 Nov-15 Dec-15
1. Kas dan Setara Kas 15.623 16.874 16.207 20.205 15.903 17.729 17.246 19.636 20.231 19.849 16.476 17.895
a. Kas 973 1.264 844 863 1.146 914 898 1.160 849 1.147 954 695
b. Bank Dalam Negeri: 10.742 12.152 11.851 15.499 11.976 12.391 12.171 14.107 14.863 14.064 13.277 13.390
i. Giro 7.455 8.472 7.287 10.361 7.849 8.260 7.918 9.368 8.683 8.803 7.899 8.588
ii. Simpanan Lainnya 3.287 3.680 4.563 5.138 4.126 4.132 4.254 4.738 6.179 5.262 5.378 4.803
c. Bank Luar negeri: 3.908 3.458 3.512 3.843 2.781 4.424 4.177 4.369 4.520 4.637 2.245 3.810
i. Giro 1.313 843 874 2.825 1.781 1.719 1.477 1.495 1.482 3.603 1.212 917
ii. Simpanan Lainnya 2.594 2.615 2.638 1.019 999 2.705 2.700 2.874 3.038 1.034 1.033 2.893
2. Investasi Jk Pendek SB 362 324 312 438 345 386 518 445 403 355 404 413
3. Piutang pembiayaan 367.354 368.611 369.803 368.654 370.123 369.899 369.712 370.846 371.547 364.064 363.650 363.273
a. Sewa Guna Usaha 111.285 112.980 114.220 111.959 111.975 110.900 110.855 113.329 115.019 109.505 108.906 105.370
b. Anjak Piutang 9.498 9.436 9.406 9.657 9.658 9.724 9.884 10.181 10.251 10.206 10.504 10.747
c. Kartu Kredit 30 33 35 39 44 49 55 63 71 79 86 95
d. Pembiayaan Konsumen 246.541 246.161 246.142 246.999 248.446 249.225 248.919 247.274 246.206 244.274 244.154 247.061
4. Penyertaan Modal 655 660 666 652 658 665 707 712 725 729 730 726
a. Bank 5 5 5 5 5 5 5 5 5 5 5 5
b. Perusahaan Jasa Keuangan Lainnya 651 656 661 647 654 661 703 708 721 724 725 721
5. Investasi Jk Panjang SB 1 0 0 0 0 0 0 0 0 136 138 138
6. Aktiva tetap Yg DiSGU Kan 2.916 2.934 3.031 3.086 3.076 3.046 3.063 3.110 3.119 3.106 3.057 3.168
a. Aktiva Tetap yg di SGU kan 4.127 4.180 4.303 4.379 4.404 4.357 4.381 4.417 4.460 4.441 4.422 4.524
b. (Akumulasi AT yg di SGU kan) 1.210 1.246 1.272 1.293 1.328 1.311 1.318 1.307 1.341 1.335 1.365 1.356
7. Aktiva tetap dan Inventaris 6.227 6.243 6.350 6.359 6.361 6.393 6.410 6.469 6.489 6.505 6.529 7.214
a. Aktiva tetap dan inventaris 11.868 11.942 12.114 12.169 12.249 12.342 12.440 12.588 12.686 12.760 12.865 13.479
b. (akumulasi penyusutan) 5.641 5.698 5.764 5.809 5.887 5.949 6.029 6.118 6.197 6.255 6.336 6.264
8. Aktiva pajak tangguhan 1.644 1.614 1.714 1.645 1.644 1.645 1.637 1.653 1.698 1.581 1.722 1.760
9. Rupa-rupa aktiva 24.431 25.820 27.236 26.342 28.276 30.081 30.895 34.866 40.054 32.312 32.340 31.130
TOTAL AKTIVA 419.213 423.081 425.320 427.382 426.386 429.845 430.189 437.738 444.266 428.638 425.046 425.716
1. Kewajiban Segera 5.118 5.475 4.993 5.298 5.380 4.653 4.610 4.528 4.631 4.785 5.294 4.633
a. Bank 1.621 1.959 1.438 1.385 1.831 1.371 1.363 1.309 1.283 1.332 2.643 1.505
b. Perusahaan JK lainnya 3.498 3.516 3.555 3.913 3.550 3.282 3.247 3.219 3.349 3.453 2.651 3.128
2. Utang Pajak 1.354 952 1.440 983 1.050 1.040 886 1.016 1.250 1.212 1.391 1.193
3. Pinjaman Yang Diterima 252.574 257.278 258.749 253.762 254.063 257.134 256.188 259.424 262.707 246.194 243.252 244.909
a. Dalam Negeri 135.039 137.081 135.025 132.483 133.858 135.873 135.805 135.735 137.219 135.008 133.313 137.703
i. Bank 131.880 133.927 131.624 128.831 130.231 132.149 132.084 132.009 133.429 131.384 129.606 133.938
ii. Lainnya 3.159 3.153 3.400 3.652 3.627 3.724 3.722 3.726 3.790 3.624 3.706 3.766
b. Luar Negeri 117.535 120.197 123.724 121.279 120.205 121.261 120.383 123.689 125.488 111.186 109.940 107.206
 NERACA Jan-15 Feb-15 Mar-15 Apr-15 Mei-15 Jun-15 Jul-15 Agu-15 Sep-15 Okt-15 Nov-15 Dec-15
i. Bank 106.773 109.506 112.957 110.764 109.718 111.055 110.344 113.567 116.015 102.567 101.482 99.180
ii. Lainnya 10.762 10.691 10.767 10.515 10.487 10.205 10.039 10.122 9.473 8.619 8.458 8.026
4. Surat Berharga yg Diterbitkan 54.230 51.887 51.785 57.599 54.880 55.568 56.617 58.524 59.779 59.457 59.981 60.788
5. Kewajiban Pajak Tangguhan 380 355 357 344 325 340 379 428 488 424 287 285
6. Pinjaman Subordinasi 443 534 537 535 540 541 571 577 588 572 575 575
a. Dalam Negeri 330 330 330 330 331 331 333 330 331 331 331 331
b. Luar Negeri 112 204 207 205 208 210 239 247 257 241 245 244
7. Rupa-rupa pasiva 16.608 16.853 16.612 18.260 19.035 18.679 18.195 18.494 18.296 19.630 18.787 17.320
8. Modal 37.232 37.253 37.656 37.801 38.291 38.611 38.608 39.001 39.214 39.205 39.560 39.976
a. Modal Disetor 32.788 32.799 32.778 32.909 33.245 33.546 33.548 33.751 33.781 33.946 34.318 34.638
b. Agio 4.802 4.804 5.196 5.198 5.389 5.334 5.335 5.400 5.470 5.466 5.461 5.514
c. Disagio 358 350 317 306 343 269 275 150 37 207 219 176
9. Cadangan 1.264 1.219 1.255 1.221 1.245 1.357 1.488 1.423 1.759 1.549 1.515 1.829
a. Cadangan Umum 1.371 1.325 1.305 1.271 1.299 1.404 1.435 1.369 1.678 1.558 1.398 1.423
b. Cadangan Tujuan 24 24 36 37 37 37 37 38 39 40 87 41
c. Cadangan Revaluasi Aktiva Tetap 0 0 44 44 44 44 46 46 57 49 46 381
10. Saldo Laba (Rugi) 49.167 49.359 49.222 47.628 46.684 46.261 46.161 46.822 47.167 45.984 43.858 43.537
a. Laba 50.619 50.774 50.635 49.101 48.151 47.728 47.630 48.312 48.652 47.473 45.344 45.037
b. Rugi 1.452 1.415 1.413 1.474 1.467 1.467 1.468 1.490 1.485 1.488 1.486 1.500
11. Laba (Rugi) Tahun Berjalan 844 1.917 2.715 3.952 4.893 5.660 6.485 7.501 8.386 9.625 10.545 10.670
a. Laba 1.173 2.451 3.663 4.881 5.989 6.967 8.035 9.373 10.592 11.892 13.157 14.099
b. Rugi 328 534 948 929 1.096 1.307 1.550 1.872 2.205 2.267 2.611 3.429
TOTAL PASIVA 419.213 423.081 425.320 427.382 426.386 429.845 430.189 437.738 444.266 428.638 425.046 425.716

(dalam Miliar Rp)

LAPORAN LABA RUGI Jan-15 Feb-15 Mar-15 Apr-15 Mei-15 Jun-15 Jul-15 Agu-15 Sep-15 Okt-15 Nov-15 Dec-15
A. PENDAPATAN 7.048 13.780 21.059 27.968 34.955 41.994 49.443 57.267 64.670 71.677 79.259 85.890
1. Pendapatan Operasional 6.633 12.984 19.837 26.421 33.021 39.744 47.026 54.084 60.760 67.646 74.616 80.605
1.1. Sewa guna usaha 1.169 2.462 3.703 4.902 6.026 7.181 8.281 9.686 10.961 11.972 13.057 14.282
a. Dengan Hak Opsi 985 2.114 3.199 4.237 5.194 6.209 7.162 8.394 9.536 10.407 11.395 12.465
b. Tanpa Hak Opsi 184 348 503 665 832 972 1.119 1.292 1.425 1.565 1.662 1.817
1.2. Anjak piutang 111 226 349 467 626 765 930 1.075 1.211 1.355 1.488 1.632
a. Diskonto 103 210 320 428 575 703 857 994 1.122 1.262 1.384 1.521
b. Fee 8 17 29 38 51 63 73 81 88 93 104 111
1.3. Kartu kredit 1 2 3 4 5 6 190 9 16 13 409 39
a. Bunga 1 1 2 3 4 5 189 8 15 11 278 15
b. Fee 0 0 0 0 0 0 0 0 0 0 19 21
c. Komisi/Diskon 0 0 1 1 1 1 1 1 2 2 2 2
d. Administrasi 0 0 0 0 0 0 0 0 0 0 110 0
 NERACA Jan-15 Feb-15 Mar-15 Apr-15 Mei-15 Jun-15 Jul-15 Agu-15 Sep-15 Okt-15 Nov-15 Dec-15
1.4. Pembiayaan konsumen 4.905 9.483 14.580 19.451 24.379 29.458 34.953 40.305 45.065 50.377 55.353 59.935
a. Bunga 4.227 8.194 12.583 16.760 20.961 25.283 29.940 34.562 38.622 43.132 47.307 52.081
b. Administrasi 678 1.289 1.997 2.691 3.419 4.175 5.013 5.743 6.444 7.245 8.045 7.854
1.5. Pendapatan dari kegiatan pembiayaan bersama 446 810 1.203 1.597 1.984 2.332 2.671 3.007 3.507 3.929 4.309 4.717
2. Pendapatan non operasional 416 796 1.222 1.548 1.935 2.251 2.417 3.184 3.910 4.031 4.643 5.285
2.1. Pendapatan Bunga/Jasa giro 71 103 163 230 292 453 416 389 440 494 542 608
2.2. Pendapatan Non Operasional Lainnya 344 693 1.060 1.317 1.643 1.798 2.002 2.794 3.470 3.537 4.101 4.677
B. BEBAN 5.918 11.296 17.243 22.845 28.668 34.701 41.068 47.449 53.567 59.218 65.607 71.660
1. Beban Operasional 5.756 10.969 16.715 22.306 27.974 33.732 40.175 45.945 51.699 57.593 63.363 68.794
1.1 Bunga 2.031 3.929 5.828 7.693 9.603 11.516 13.492 15.519 17.520 19.436 21.517 23.482
1.2. Premi Swap 384 747 1.362 1.855 2.362 2.917 3.421 3.920 4.406 4.886 5.419 5.959
1.3. Premi Asuransi 21 38 61 78 101 121 137 154 174 191 212 209
1.4. Tenaga Kerja 1.204 2.392 3.627 4.805 5.980 7.198 8.591 9.780 10.974 12.125 13.288 14.118
1.5. Penghapusan/Penyusutan 900 1.638 2.495 3.331 4.275 5.272 6.309 7.201 8.111 8.962 9.786 10.834
a. Piutang Pembiayaan 678 1.240 1.926 2.567 3.331 4.150 4.990 5.691 6.427 7.094 7.773 8.583
b. Aktiva Tetap yang Disewagunausahakan 118 207 287 395 483 570 675 771 844 936 988 1.128
c. Aktiva Tetap dan Inventaris 104 191 282 369 461 552 645 740 839 931 1.025 1.124
1.6. Sewa 123 245 374 493 614 741 863 995 1.125 1.255 1.396 1.540
1.7. Pemeliharaan dan Perbaikan 62 114 170 223 278 338 394 450 497 552 608 680
1.8. Barang dan Jasa 664 1.201 1.814 2.439 3.035 3.641 4.666 5.296 5.956 6.604 7.290 7.319
1.9. Lainnya 369 663 985 1.389 1.727 1.989 2.300 2.630 2.936 3.583 3.847 4.652
2. Beban Non-operasional 161 327 528 538 694 969 893 1.504 1.868 1.624 2.244 2.866
C. LABA (RUGI) SEBELUM PAJAK 1.131 2.484 3.816 5.124 6.288 7.293 8.375 9.818 11.102 12.460 13.652 14.229
D.TAKSIRAN PAJAK
1. Pajak Tahun Berjalan 308 635 1.163 1.240 1.504 1.747 2.047 2.439 2.873 3.043 3.391 3.824
2. Pajak Tangguhan
a. Beban Pajak Tangguhan 19 32 51 61 49 50 73 76 61 72 64 165
b. Pendapatan Pajak Tangguhan 40 99 113 129 160 164 230 198 218 281 349 430
E. LABA (RUGI) SETELAH PAJAK 844 1.917 2.715 3.952 4.893 5.660 6.485 7.501 8.386 9.625 10.545 10.670

(dalam Miliar Rp)

REKENING ADMINISTRATIF Jan-15 Feb-15 Mar-15 Apr-15 Mei-15 Jun-15 Jul-15 Agu-15 Sep-15 Okt-15 Nov-15 Dec-15
1. Fasilitas Pinjaman yang Belum Ditarik 507.396 105.029 110.864 113.987 465.528 112.846 121.568 905.473 153.086 150.906 150.715 136.569
a. Dalam Negeri 474.724 73.863 77.163 78.058 232.010 76.466 81.043 859.373 105.901 104.516 106.110 93.084
i. Bank 470.256 72.905 74.632 75.906 231.127 75.578 80.121 856.563 104.743 103.383 104.973 91.541
ii. Lainnya 4.468 958 2.532 2.152 883 888 923 2.810 1.157 1.133 1.137 1.543
 NERACA Jan-15 Feb-15 Mar-15 Apr-15 Mei-15 Jun-15 Jul-15 Agu-15 Sep-15 Okt-15 Nov-15 Dec-15
b. Luar Negeri 32.672 31.166 33.701 35.929 233.517 36.380 40.524 46.100 47.185 46.390 44.606 43.485
i. Bank 29.006 27.221 28.940 31.101 227.942 30.255 33.628 38.655 38.837 38.445 36.525 35.096
ii. Lainnya 3.666 3.945 4.761 4.828 5.575 6.124 6.896 7.445 8.349 7.945 8.081 8.388
2. Fasilitas Pembiayaan kepada Nasabah yang belum ditarik 8.891 9.202 9.394 9.385 9.629 9.828 9.992 10.557 11.120 10.399 10.652 10.691
3. Penerbitan Surat Sanggup Bayar 19.475 19.236 18.961 18.457 18.304 18.356 17.960 17.666 18.247 16.451 16.509 16.239
a. Pinjaman dalam Negeri 8.225 7.969 7.740 8.702 7.677 7.962 8.759 8.087 7.415 6.618 6.646 6.818
b. Pinjaman luar negeri 11.249 11.267 11.222 9.755 10.627 10.394 9.201 9.580 10.832 9.833 9.863 9.422
4. Penyaluran Pembiayaan 123.650 263.055 138.394 281.590 122.978 218.846 125.944 127.022 128.132 129.043 129.058 128.072
a. Chanelling 14.828 155.437 26.231 12.909 12.971 106.314 13.136 19.085 12.739 12.141 11.859 11.688
b. Joint Financing 108.821 107.618 112.163 268.681 110.007 112.533 112.808 107.937 115.392 116.902 117.199 116.383
JUMLAH 659.412 396.522 277.613 423.419 616.439 359.876 275.464 1.060.718 310.584 306.799 306.934 291.571

(dalam Unit)
JUMLAH PERUSAHAAN PEMBIAYAAN Jan-15 Feb-15 Mar-15 Apr-15 Mei-15 Jun-15 Jul-15 Agu-15 Sep-15 Okt-15 Nov-15 Dec-15
Total Perusahaan Pembiayaan 201 201 201 200 200 201 201 201 202 202 203 203
Penerbitan Izin Usaha 0 0 0 0 0 1 0 0 1 0 1 0
Pencabutan Izin Usaha 0 0 0 1 0 0 0 0 0 0 0 0