Nomor Surat 033/SKA/2021

Nama Emiten PT Bank Central Asia Tbk.

Kode Emiten BBCA
Perihal Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit

Perseroan dengan ini menyampaikan laporan keuangan untuk periode 9 Bulan yang berakhir pada 30/09/2021 dengan ikhtisar sebagai berikut :

Informasi mengenai anak perusahaan Perseroan sebagai berikut :

No Nama Kegiatan Lokasi Tahun Status Jumlah Aset Satuan Mata Persentase
Usaha Komersil Operasi Uang (%)
1 PT BCA Multi Pembiayaan Jakarta 2010 Beroperasi 1.196.107 JUTAAN IDR 100.0
Finance investasi,
modal
kerja,
pembiayaan
multiguna,
sewa
operasi, keg
pembiayaan
lain
brdsrkn
persetujuan
instansi
yg berwenang
2 PT Central Modal ventura Jakarta 2017 Beroperasi 404.110 JUTAAN IDR 100.0
Capital
Ventura
3 PT Asuransi Asuransi Jiwa Jakarta 2014 Beroperasi 1.917.443 JUTAAN IDR 90.0
Jiwa BCA
4 PT Bank Perbankan Jakarta 1965 Beroperasi 4.881.420 JUTAAN IDR 100.0
Digital BCA
5 BCA Finance Money lending Hong Kong 1975 Beroperasi 861.537 JUTAAN IDR 100.0
Limited dan
remittance
6 PT BCA Pembiayaan Jakarta 1981 Beroperasi 7.995.586 JUTAAN IDR 100.0
Finance investasi,
modal
kerja,
pembiayaan
multiguna,
sewa
operasi, keg
pembiayaan
lain
brdsrkn
persetujuan
instansi
yg berwenang
7 PT Bank BCA perbankan Jakarta 1991 Beroperasi 9.762.567 JUTAAN IDR 100.0
Syariah syariah
8 PT BCA Perantara Jakarta 1990 Beroperasi 1.170.997 JUTAAN IDR 90.0
Sekuritas perdagangan
efek dan
penjamin
emisi efek
9 PT Asuransi Asuransi Jakarta 1988 Beroperasi 2.243.156 JUTAAN IDR 100.0
Umum BCA umum atau
kerugian

Dokumen ini merupakan dokumen resmi PT Bank Central Asia Tbk. yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik. PT

Bank Central Asia Tbk. bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
[1000000] General information
Informasi umum
Nama entitas
Penjelasan perubahan nama dari akhir
periode laporan sebelumnya
Kode entitas
Nomor identifikasi entitas
Industri utama entitas
Sektor
Subsektor
Informasi pemegang saham pengendali National Corporation
Jenis entitas
Jenis efek yang dicatatkan
Jenis papan perdagangan tempat
entitas tercatat
Apakah merupakan laporan keuangan Entitas grup / Group entity
satu entitas atau suatu kelompok entitas
Periode penyampaian laporan
keuangan
Tanggal awal periode berjalan
Tanggal akhir periode berjalan
Tanggal akhir tahun sebelumnya
Tanggal awal periode sebelumnya
Tanggal akhir periode sebelumnya
Mata uang pelaporan
Kurs konversi pada tanggal pelaporan 14,312.5
jika mata uang penyajian selain rupiah
Pembulatan yang digunakan dalam
penyajian jumlah dalam laporan
keuangan
Jenis laporan atas laporan keuangan
Jenis opini auditor
Hal yang diungkapkan dalam paragraf
pendapat untuk penekanan atas suatu
masalah atau paragraf penjelasan
lainnya, jika ada
Hasil penugasan review
Tanggal laporan audit atau hasil laporan
review
Auditor tahun berjalan
Nama partner audit tahun berjalan
Lama tahun penugasan partner yang
menandatangani
Auditor tahun sebelumnya
Nama partner audit tahun sebelumnya
Kepatuhan terhadap pemenuhan
peraturan BAPEPAM LK VIII G 11
tentang tanggung jawab direksi atas
laporan keuangan
Kepatuhan terhadap pemenuhan
General information
30 September 2021
PT Bank Central Asia Tbk. Entity name
Explanation of change in name from the
end of the preceding reporting period
BBCA Entity code
AA331 Entity identification number
Keuangan dan Syariah / Entity main industry
Financial and Sharia
8. Finance Sector
81. Bank Subsector
Controlling shareholder information
Local Company - Indonesia Type of entity
Jurisdiction
Saham dan Obligasi / Stock and Type of listed securities
Bond
Type of board on which the entity is
listed
Whether the financial statements are of
an individual entity or a group of entities
Kuartal III / Third Quarter Period of financial statements
submissions
January 01, 2021 Current period start date
September 30, 2021 Current period end date
December 31, 2020 Prior year end date
January 01, 2020 Prior period start date
September 30, 2020 Prior period end date
Rupiah / IDR Description of presentation currency
Conversion rate at reporting date if
presentation currency is other than
rupiah
Jutaan / In Million Level of rounding used in financial
statements
Tidak Diaudit / Unaudit Type of report on financial statements
Type of auditor's opinion
Matters disclosed in emphasis-of-matter
or other-matter paragraph, if any
Result of review engagement
Date of auditor's opinion or result of
review report
Current year auditor
Name of current year audit signing
partner
Number of years served as audit signing
partner
Prior year auditor
Name of prior year audit signing partner
Ya / Yes Whether in compliance with BAPEPAM
LK VIII G 11 rules concerning
responsibilities of board of directors on
financial statements
Ya / Yes Whether in compliance with BAPEPAM
peraturan BAPEPAM LK VIII A dua LK VIII A two rules concerning
tentang independensi akuntan yang independence of accountant providing
memberikan jasa audit di pasar modal audit services in capital market
[4220000] Statement of financial position presented using order of liquidity -
Financial and Sharia Industry

Laporan posisi Statement of financial

keuangan position
30 September 2021 31 December 2020
Aset Assets
Kas 15,009,930 24,322,335 Cash
Giro pada bank indonesia 66,960,658 27,482,178 Current accounts with bank
Indonesia
Giro pada bank lain Current accounts with other
banks
Giro pada bank lain pihak 12,519,129 11,973,336 Current accounts with other
ketiga banks third parties
Cadangan kerugian ( 751 ) ( 927 ) Allowance for impairment
penurunan nilai pada giro losses for current accounts
pada bank lain with other bank
Penempatan pada bank Placements with bank
indonesia dan bank lain Indonesia and other banks
Penempatan pada bank 85,249,282 47,455,590 Placements with bank
indonesia dan bank lain Indonesia and other banks
pihak ketiga third parties
Cadangan kerugian ( 6,513 ) ( 4,700 ) Allowance for impairment
penurunan nilai pada losses for placements with
penempatan pada bank lain other banks
Efek-efek yang Marketable securities
diperdagangkan
Efek-efek yang 4,655,839 1,856,202 Marketable securities third
diperdagangkan pihak parties
ketiga
Efek yang dibeli dengan janji 130,423,498 146,819,249 Securities purchased under
dijual kembali agreement to resale
Wesel ekspor dan tagihan Bills and other receivables
lainnya
Wesel ekspor dan tagihan 6,402,971 8,099,025 Bills and other receivables
lainnya pihak ketiga third parties
Cadangan kerugian ( 34,497 ) ( 8,012 ) Allowance for impairment
penurunan nilai pada wesel losses for bills and other
ekspor dan tagihan lainnya receivables
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak 12,556,522 8,553,975 Acceptance receivables
ketiga third parties
Cadangan kerugian ( 362,049 ) ( 409,132 ) Allowance for impairment
penurunan nilai pada losses for acceptance
tagihan akseptasi receivables
Tagihan derivatif Derivative receivables
Tagihan derivatif pihak 956,394 1,080,043 Derivative receivables third
ketiga parties
Pinjaman yang diberikan Loans
Pinjaman yang diberikan 585,718,362 569,325,952 Loans third parties
pihak ketiga
Pinjaman yang diberikan 5,890,298 5,263,656 Loans related parties
pihak berelasi
Cadangan kerugian ( 32,151,394 ) ( 26,945,942 ) Allowance for impairment
penurunan nilai pada losses for loans
pinjaman yang diberikan
Piutang nasabah Receivables from customers
Piutang nasabah pihak 5,863,162 5,569,233 Receivables from
 ketiga customers third parties
Cadangan kerugian ( 231,285 ) ( 161,203 ) Allowance for impairment
penurunan nilai pada losses for receivables from
piutang nasabah customers
Piutang pembiayaan Consumer financing
konsumen receivables
Piutang pembiayaan 8,324,181 8,412,240 Consumer financing
konsumen pihak ketiga receivables third parties
Cadangan kerugian ( 787,189 ) ( 806,306 ) Allowance for impairment
penurunan nilai pada losses for consumer
piutang pembiayaan financing receivables
konsumen
Investasi sewa Lease investments
Investasi sewa pihak ketiga 77,897 101,308 Lease investments third
parties
Cadangan kerugian ( 776 ) ( 1,009 ) Allowance for impairment
penurunan nilai pada losses for lease
investasi sewa investments
Aset keuangan lainnya 135,034,349 116,441,698 Other financial assets
Obligasi pemerintah 82,539,836 76,111,403 Government bonds
Biaya dibayar dimuka 684,339 788,583 Prepaid expenses
Pajak dibayar dimuka 43,007 31,215 Prepaid taxes
Aset pajak tangguhan 5,656,012 4,880,722 Deferred tax assets
Goodwill 1,158,201 1,114,689 Goodwill
Aset takberwujud selain 278,841 514,931 Intangible assets other than
goodwill goodwill
Aset tetap 21,485,626 21,915,054 Property and equipment
Aset lainnya 15,382,258 15,794,870 Other assets
Jumlah aset 1,169,296,138 1,075,570,256 Total assets
Liabilitas, dana syirkah Liabilities, temporary syirkah
temporer dan ekuitas funds and equity
Liabilitas Liabilities
Dana simpanan syariah 1,458,010 1,151,652 Sharia deposits
Simpanan nasabah Customers Deposits
Giro Current accounts
Giro pihak ketiga 260,704,797 227,851,026 Current accounts
third parties
Giro pihak berelasi 1,711,816 1,133,638 Current accounts
related parties
Tabungan Savings
Tabungan pihak 457,183,132 413,006,503 Savings third parties
ketiga
Tabungan pihak 6,787 154,785 Savings related
berelasi parties
Deposito berjangka Time deposits
Deposito berjangka 197,284,342 191,797,588 Time deposits third
pihak ketiga parties
Deposito berjangka 256,927 340,303 Time deposits
pihak berelasi related parties
Simpanan dari bank lain 6,994,129 10,163,163 Other banks deposits
Efek yang dijual dengan 43,460 0 Securities sold with
janji untuk dibeli kembali repurchase agreement
Liabilitas derivatif Derivative payables
Liabilitas derivatif pihak 85,159 138,757 Derivative payables
ketiga third parties
Liabilitas akseptasi 6,337,724 4,400,045 Acceptance payables
Pinjaman yang diterima Borrowings
Pinjaman yang diterima 630,242 1,307,298 Borrowings third parties
pihak ketiga
 Efek yang diterbitkan Securities issued
Obligasi 591,868 590,821 Bonds
Surat utang jangka 0 Mid-term loans
menengah
Efek yang diterbitkan 500,000 500,000 Others securities issued
lainnya
Estimasi kerugian 3,431,660 3,537,741 Estimated losses on
komitmen dan kontinjensi commitments and
contingencies
Utang pajak 1,962,454 2,272,189 Taxes payable
Liabilitas pajak tangguhan 6,228 5,957 Deferred tax liabilities
Liabilitas lainnya 18,411,614 17,540,226 Other liabilities
Kewajiban imbalan pasca 8,619,020 9,646,227 post-employment benefit
kerja obligations
Jumlah liabilitas 966,219,369 885,537,919 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Tabungan Mudharabah saving
mudharabah deposits
Tabungan 734,637 564,352 Mudharabah saving
mudharabah pihak deposits third parties
ketiga
Deposito berjangka Mudharabah time
mudharabah deposits
Deposito berjangka 4,395,161 4,753,276 Mudharabah time
mudharabah pihak deposits third parties
ketiga
Bank Bank
Deposito berjangka Mudharabah time
mudharabah deposits
Jumlah dana syirkah 5,129,798 5,317,628 Total temporary syirkah
temporer funds
Ekuitas Equity
Ekuitas yang Equity attributable to
diatribusikan kepada equity owners of parent
pemilik entitas induk entity
Saham biasa 1,540,938 1,540,938 Common stocks
Tambahan modal 5,548,977 5,548,977 Additional paid-in capital
disetor
Cadangan revaluasi 9,521,414 9,521,414 Revaluation reserves
Cadangan selisih kurs 380,678 373,092 Reserve of exchange
penjabaran differences on
translation
Cadangan perubahan 6,362,997 7,070,825 Reserve for changes in
nilai wajar aset fair value of
keuangan tersedia available-for-sale
untuk dijual financial assets
Komponen ekuitas 1,385 1,385 Other components of
lainnya equity
Saldo laba (akumulasi Retained earnings
kerugian) (deficit)
Saldo laba yang Appropriated
telah ditentukan retained earnings
penggunaanya
Cadangan umum 2,512,565 2,241,254 General and
dan wajib legal reserves
Saldo laba yang 171,946,487 158,298,441 Unappropriated
belum ditentukan retained earnings
penggunaannya
Jumlah ekuitas yang 197,815,441 184,596,326 Total equity attributable
 diatribusikan kepada to equity owners of
pemilik entitas induk parent entity
Kepentingan 131,530 118,383 Non-controlling interests
non-pengendali
Jumlah ekuitas 197,946,971 184,714,709 Total equity
Jumlah liabilitas, dana syirkah 1,169,296,138 1,075,570,256 Total liabilities, temporary
temporer dan ekuitas syirkah funds and equity
[4322000] Statement of profit or loss and other comprehensive income, OCI
components presented before tax, by nature - Financial and Sharia Industry

Laporan laba rugi dan Statement of profit or

penghasilan loss and other
komprehensif lain comprehensive
income
30 September 2021 30 September 2020
Pendapatan dan beban Operating income and
operasional expenses
Pendapatan bunga 49,138,624 49,075,890 Interest income
Beban bunga ( 7,220,950 ) ( 8,557,253 ) Interest expenses
Pendapatan operasional Other operating income
lainnya
Pendapatan transaksi 1,007,015 3,561,830 Revenue from trading
perdagangan transactions
Pendapatan dividen 9,434 8,699 Dividends income
Keuntungan (kerugian) 962,517 ( 43,246 ) Realised gains (losses)
yang telah direalisasi atas from derivative instruments
instrumen derivatif
Pendapatan operasional 14,090,397 12,155,434 Other operating income
lainnya
Pemulihan penyisihan Recovery of impairment loss
kerugian penurunan nilai
Pemulihan penyisihan ( 6,435,226 ) 638,782 Recovery of impairment
kerugian penurunan nilai loss of financial assets
aset keuangan
Pembentukan kerugian Allowances for impairment
penurunan nilai losses
Pembentukan penyisihan ( 1,213,740 ) ( 9,767,903 ) Allowances for impairment
kerugian penurunan nilai losses on earnings assets
aset produktif
Pembentukan penyisihan ( 23,350 ) Allowances for impairment
kerugian penurunan nilai losses on non-earnings
aset non-produktif assets
Beban operasional lainnya Other operating expenses
Beban umum dan ( 9,353,845 ) ( 9,246,763 ) General and administrative
administrasi expenses
Beban provisi dan komisi ( 185 ) ( 694 ) Other fees and
commissions expenses
Beban operasional ( 12,343,115 ) ( 13,105,304 ) Other operating expenses
lainnya
Jumlah laba operasional 28,640,926 24,696,122 Total profit from operation
Jumlah laba (rugi) sebelum pajak 28,640,926 24,696,122 Total profit (loss) before tax
penghasilan
Pendapatan (beban) pajak ( 5,429,213 ) ( 4,651,052 ) Tax benefit (expenses)
Jumlah laba (rugi) dari operasi 23,211,713 20,045,070 Total profit (loss) from continuing
yang dilanjutkan operations
Jumlah laba (rugi) 23,211,713 20,045,070 Total profit (loss)
Pendapatan komprehensif Other comprehensive income,
lainnya, sebelum pajak before tax
Pendapatan komprehensif Other comprehensive
lainnya yang tidak akan income that will not be
direklasifikasi ke laba rugi, reclassified to profit or loss,
sebelum pajak before tax
Pendapatan komprehensif 0 469 Other comprehensive
lainnya atas keuntungan income for gains (losses)
 (kerugian) hasil revaluasi
aset tetap, sebelum pajak
Pendapatan komprehensif
lainnya atas pengukuran
kembali kewajiban manfaat
pasti, sebelum pajak
Jumlah pendapatan
komprehensif lainnya yang
tidak akan direklasifikasi ke
laba rugi, sebelum pajak
Pendapatan komprehensif
lainnya yang akan
direklasifikasi ke laba rugi,
sebelum pajak
Keuntungan (kerugian)
selisih kurs penjabaran,
sebelum pajak
Keuntungan (kerugian)
yang belum direalisasi atas
perubahan nilai wajar aset
keuangan yang tersedia
untuk dijual, sebelum pajak
Penyesuaian lainnya atas
pendapatan komprehensif
lainnya yang akan
direklasifikasi ke laba rugi,
sebelum pajak
Jumlah pendapatan
komprehensif lainnya yang
akan direklasifikasi ke laba
rugi, sebelum pajak
Jumlah pendapatan
komprehensif lainnya, sebelum
pajak
Pajak atas pendapatan
komprehensif lainnya
Jumlah pendapatan komprehensif
lainnya, setelah pajak
Jumlah laba rugi komprehensif
Laba (rugi) yang dapat
diatribusikan
Laba (rugi) yang dapat
diatribusikan ke entitas induk
Laba (rugi) yang dapat
diatribusikan ke kepentingan
non-pengendali
Laba rugi komprehensif yang
dapat diatribusikan
Laba rugi komprehensif yang
dapat diatribusikan ke entitas
induk
Laba rugi komprehensif yang
dapat diatribusikan ke
kepentingan non-pengendali
Laba (rugi) per saham
Laba per saham dasar
diatribusikan kepada pemilik
entitas induk
Laba (rugi) per saham
dasar dari operasi yang
dilanjutkan
Laba (rugi) per saham
on revaluation of property
and equipment, before tax
1,693,406 0 Other comprehensive
income for remeasurement
of defined benefit
obligation, before tax
1,693,406 469 Total other comprehensive
income that will not be
reclassified to profit or loss,
before tax
Other comprehensive
income that may be
reclassified to profit or loss,
before tax
7,586 40,348 Gains (losses) on
exchange differences on
translation, before tax
( 872,942 ) 3,655,379 Unrealised gains (losses)
on changes in fair value of
available-for-sale financial
assets, before tax
0 0 Other adjustments to other
comprehensive income that
may be reclassified to profit
or loss, before tax
( 865,356 ) 3,695,727 Total other comprehensive
income that may be
reclassified to profit or loss,
before tax
828,050 3,696,196 Total other comprehensive
income, before tax
( 156,537 ) ( 696,730 ) Tax on other comprehensive
income
671,513 2,999,466 Total other comprehensive
income, after tax
23,883,226 23,044,536 Total comprehensive income
Profit (loss) attributable to
23,198,662 20,035,193 Profit (loss) attributable to
parent entity
13,051 9,877 Profit (loss) attributable to
non-controlling interests
Comprehensive income
attributable to
23,870,079 23,034,680 Comprehensive income
attributable to parent entity
13,147 9,856 Comprehensive income
attributable to non-controlling
interests
Earnings (loss) per share
Basic earnings per share
attributable to equity owners
of the parent entity
941 813 Basic earnings (loss) per
share from continuing
operations
Diluted earnings (loss) per
dilusian share
Laba (rugi) per saham 941 813 Diluted earnings (loss) per
dilusian dari operasi yang share from continuing
dilanjutkan operations
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year

30 September 2021

Laporan perubahan ekuitas Statement of chang

Saldo laba yang telah Saldo laba yang telah

Cadangan perubahan nilai Cadangan keuntungan Ekuitas yang dapat
Cadangan selisih kurs Cadangan pembayaran Cadangan lindung nilai arus Cadangan pengukuran kembali Selisih transaksi ekuitas Transaksi dengan pihak Komponen transaksi ekuitas ditentukan ditentukan Saldo laba yang belum
Saham biasa Saham preferen Tambahan modal disetor Saham tresuri Uang muka setoran modal Opsi saham Cadangan revaluasi wajar aset keuangan tersedia (kerugian) investasi pada Cadangan lainnya Kepentingan ekuitas lainnya diatribusikan kepada entitas Kepentingan non-pengendali Ekuitas
penjabaran berbasis saham kas program imbalan pasti dengan pihak non-pengendali non-pengendali lainnya lainnya penggunaannya-cadangan penggunaannya-cadangan ditentukan penggunaannya
untuk dijual instrumen ekuitas induk
umum dan wajib khusus
Reserve for changes in fair Reserve of gains (losses) from Difference in value of equity Appropriated retained
Reserve of exchange Reserve of share-based Reserve of remeasurements of Other transactions with Other components of equity Appropriated retained Unappropriated retained Equity attributable to parent
Common stocks Preferred stocks Additional paid-in capital Treasury stocks Advances in capital stock Stock options Revaluation reserves value of available-for-sale investments in equity Reserve of cash flow hedges Other reserves Other equity interests transactions with earnings-general and legal Non-controlling interests Equity
differences on translation payments defined benefit plans non-controlling interests transactions earnings-specific reserves earnings entity
financial assets instruments non-controlling interests reserves
Posisi ekuitas Equity p
Saldo awal periode sebelum penyajian 1,540,938 5,548,977 9,521,414 373,092 7,070,825 1,385 2,241,254 158,298,441 184,596,326 118,383 184,714,709 Balance before restateme
kembali beginning of p
Penyesuaian Adjustm
Penerapan awal standar akuntansi 0 0 0 Initial adoption of new and revise
baru dan revisi accounting standard
Perubahan kebijakan akuntansi 0 0 Voluntary changes in accountin
secara sukarela
Koreksi kesalahan periode lalu 0 0 Correction of prior period error
Penyesuaian lainnya 0 0 Other adjustment
Posisi ekuitas, awal periode 1,540,938 0 5,548,977 0 0 0 9,521,414 373,092 7,070,825 0 0 0 0 0 0 0 0 1,385 2,241,254 0 158,298,441 184,596,326 118,383 184,714,709 Equity position, beginning of the p
Laba (rugi) 23,198,662 23,198,662 13,051 23,211,713
Pendapatan komprehensif lainnya 0 7,586 ( 707,828 ) 0 1,371,659 671,417 96 671,513 Other comprehensive inc
Pembentukan cadangan umum 271,311 ( 271,311 ) 0 0 Allocation for general rese
Pembentukan cadangan khusus 0 0 Allocation for specific rese
Distribusi dividen kas ( 10,650,964 ) ( 10,650,964 ) ( 10,650,964 ) Distributions of cash divid
Distribusi dividen saham (0) (0) Distributions of stock divid
Penerbitan saham biasa 0 0 Issuance of common st
Penerbitan saham preferen 0 0 Issuance of preferred st
Biaya emisi efek (0) (0) Stock issuance c
Penerbitan instrumen yang dapat 0 0 Issuance of convertible instrum
dikonversi
Kenaikan (penurunan) ekuitas melalui 0 0 Increase (decrease) in equity thr
transaksi saham tresuri treasury stock transac
Kenaikan (penurunan) ekuitas melalui 0 0 Increase (decrease) in equity thr
transaksi pembayaran berbasis saham share-based payment transac
Pelaksanaan instrumen yang dapat 0 0 Exercise of convertible instrum
dikonversi
Pelaksanaan waran 0 0 Exercise of war
Kenaikan (penurunan) ekuitas melalui 0 0 Increase (decrease) in equity thr
transaksi dengan pemilik ekuitas transactions with owner's e
Setoran modal dari kepentingan 0 0 0 Stock subscription from non-contro
non-pengendali
Perubahan kepentingan non-pengendali 0 0 0 Changes in non-controlling interests
atas akuisisi entitas anak to acquisition of subsidi
Perubahan kepentingan non-pengendali 0 0 Changes in non-controlling interests
atas pendirian entitas anak to establishment of subsidi
Perubahan kepentingan non-pengendali (0) ( 0 ) Changes in non-controlling interests
atas pelepasan entitas anak to disposal of subsidi
Perubahan kepentingan non-pengendali (0) ( 0 ) Changes in non-controlling interests
atas pelepasan operasi yang dihentikan to disposal of a discontinued oper
Perubahan kepentingan non-pengendali (0) ( 0 ) Changes in non-controlling interests
atas pelepasan sebagian kepemilikan to partial disposal of interes
pada entitas anak yang tidak subsidiaries without loss of co
mengakibatkan hilangnya pengendalian
Perubahan kepentingan non-pengendali 0 0 0 Changes in non-controlling interests
atas transaksi lainnya dengan to other transactions with non-contro
kepentingan non-pengendali
Eliminasi defisit dalam rangka kuasi (0) (0) Elimination of deficit in connection
reorganisasi quasi-reorganis
Pelaksanaan opsi saham 0 0 Stock options exerc
Dampak penerapan PSAK No. 70 atas 0 0 Impact of PSAK No. 70 adoption o
aset pengampunan pajak amnesty as
Transaksi ekuitas lainnya 0 0 0 Other equity transac
Posisi ekuitas, akhir periode 1,540,938 0 5,548,977 0 0 0 9,521,414 380,678 6,362,997 0 0 0 0 0 0 0 0 1,385 2,512,565 0 171,946,487 197,815,441 131,530 197,946,971 Equity position, end of the p
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year

30 September 2020

Laporan perubahan ekuitas Statement of changes in

equity
Saldo laba yang telah Saldo laba yang telah
Cadangan perubahan nilai Cadangan keuntungan Cadangan pengukuran Ekuitas yang dapat
Cadangan selisih kurs Cadangan pembayaran Cadangan lindung nilai arus Selisih transaksi ekuitas Transaksi dengan pihak Komponen transaksi ekuitas ditentukan ditentukan Saldo laba yang belum
Saham biasa Saham preferen Tambahan modal disetor Saham tresuri Uang muka setoran modal Opsi saham Cadangan revaluasi wajar aset keuangan tersedia (kerugian) investasi pada kembali program imbalan Cadangan lainnya Kepentingan ekuitas lainnya diatribusikan kepada entitas Proforma ekuitas Kepentingan non-pengendali Ekuitas
penjabaran berbasis saham kas dengan pihak non-pengendali non-pengendali lainnya lainnya penggunaannya-cadangan penggunaannya-cadangan ditentukan penggunaannya
untuk dijual instrumen ekuitas pasti induk
umum dan wajib khusus
Reserve for changes in fair Reserve of gains (losses) Difference in value of equity Appropriated retained
Reserve of exchange Reserve of share-based Reserve of remeasurements of Other transactions with Other components of equity Appropriated retained Unappropriated retained Equity attributable to parent
Common stocks Preferred stocks Additional paid-in capital Treasury stocks Advances in capital stock Stock options Revaluation reserves value of available-for-sale from investments in equity Reserve of cash flow hedges Other reserves Other equity interests transactions with earnings-general and legal Proforma equity Non-controlling interests Equity
differences on translation payments defined benefit plans non-controlling interests transactions earnings-specific reserves earnings entity
financial assets instruments non-controlling interests reserves
Posisi ekuitas Equity position
Saldo awal periode sebelum penyajian 1,540,938 5,548,977 9,520,945 364,984 1,951,554 1,385 1,955,604 153,158,544 174,042,931 100,225 174,143,156 Balance before restatement at
kembali beginning of period
Penyesuaian Adjustments
Penerapan awal standar akuntansi ( 6,830,677 ) ( 6,830,677 ) ( 6,830,677 ) Initial adoption of new and revised
baru dan revisi accounting standards
Perubahan kebijakan akuntansi 0 0 Voluntary changes in accounting
secara sukarela policies
Koreksi kesalahan periode lalu 0 0 Correction of prior period errors
Penyesuaian lainnya 0 0 Other adjustments
Posisi ekuitas, awal periode 1,540,938 0 5,548,977 0 0 0 9,520,945 364,984 1,951,554 0 0 0 0 0 0 0 0 1,385 1,955,604 0 146,327,867 167,212,254 0 100,225 167,312,479 Equity position, beginning of the period
Laba (rugi) 20,035,193 20,035,193 9,877 20,045,070 Profit (loss)
Pendapatan komprehensif lainnya 469 40,348 2,997,961 ( 39,291 ) 2,999,487 ( 21 ) 2,999,466 Other comprehensive income
Pembentukan cadangan umum 285,650 ( 285,650 ) 0 0 Allocation for general reserves
Pembentukan cadangan khusus 0 0 Allocation for specific reserves
Distribusi dividen kas ( 11,218,030 ) ( 11,218,030 ) ( 11,218,030 ) Distributions of cash dividends
Distribusi dividen saham (0) (0) Distributions of stock dividends
Penerbitan saham biasa 0 0 Issuance of common stocks
Penerbitan saham preferen 0 0 Issuance of preferred stocks
Biaya emisi efek (0) (0) Stock issuance costs
Penerbitan instrumen yang dapat 0 0 Issuance of convertible instruments
dikonversi
Kenaikan (penurunan) ekuitas melalui 0 0 Increase (decrease) in equity through
transaksi saham tresuri treasury stock transactions
Kenaikan (penurunan) ekuitas melalui 0 0 Increase (decrease) in equity through
transaksi pembayaran berbasis saham share-based payment transactions
Pelaksanaan instrumen yang dapat 0 0 Exercise of convertible instruments
dikonversi
Pelaksanaan waran 0 0 Exercise of warrants
Kenaikan (penurunan) ekuitas melalui 0 0 Increase (decrease) in equity through
transaksi dengan pemilik ekuitas transactions with owner's equity
Setoran modal dari kepentingan 0 0 0 Stock subscription from non-controlling
non-pengendali interests
Perubahan kepentingan 0 0 0 Changes in non-controlling interests
non-pengendali atas akuisisi entitas due to acquisition of subsidiaries
anak
Perubahan kepentingan 0 0 Changes in non-controlling interests
non-pengendali atas pendirian entitas due to establishment of subsidiaries
anak
Perubahan kepentingan (0) (0) Changes in non-controlling interests
non-pengendali atas pelepasan entitas due to disposal of subsidiaries
anak
Perubahan kepentingan (0) (0) Changes in non-controlling interests
non-pengendali atas pelepasan due to disposal of a discontinued
operasi yang dihentikan operation
Perubahan kepentingan (0) (0) Changes in non-controlling interests
non-pengendali atas pelepasan due to partial disposal of interests in
sebagian kepemilikan pada entitas subsidiaries without loss of control
anak yang tidak mengakibatkan
hilangnya pengendalian
Perubahan kepentingan 0 0 0 Changes in non-controlling interests
non-pengendali atas transaksi lainnya due to other transactions with
dengan kepentingan non-pengendali non-controlling interests
Eliminasi defisit dalam rangka kuasi (0) (0) Elimination of deficit in connection with
reorganisasi quasi-reorganisation
Pelaksanaan opsi saham 0 0 Stock options exercised
Dampak penerapan PSAK No. 70 atas 0 0 Impact of PSAK No. 70 adoption on tax
aset pengampunan pajak amnesty assets
Transaksi ekuitas lainnya 0 0 0 Other equity transactions
Posisi ekuitas, akhir periode 1,540,938 5,548,977 0 0 0 9,521,414 405,332 4,949,515 0 0 0 0 0 0 0 0 1,385 2,241,254 0 154,820,089 179,028,904 0 110,081 179,138,985 Equity position, end of the period
[4510000] Statement of cash flows, direct method - Financial and Sharia Industry

Laporan arus kas Statement of cash

flows
30 September 2021 30 September 2020
Arus kas dari aktivitas operasi Cash flows from operating
activities
Arus kas sebelum Cash flows before changes
perubahan dalam aset dan in operating assets and
liabilitas operasi liabilities
Penerimaan bunga, hasil 67,206,466 59,147,317 Interest, investment
investasi, provisi, dan income, fees and
komisi commissions received
Pembayaran bunga dan ( 7,264,046 ) ( 8,687,180 ) Payments Of Interest And
bonus, provisi dan komisi Bonus Fees And
Commissions
Pendapatan dari transaksi 3,337,416 2,399,275 Income from other
operasional lainnya operating transactions
Laba (rugi) selisih kurs 1,334,211 1,135,373 Foreign currency gains
(losses)
Penerimaan pengembalian ( 6,436,089 ) ( 5,135,830 ) Refunds (payments) of
(pembayaran) pajak income tax
penghasilan
Pembayaran beban ( 15,889,859 ) ( 20,464,194 ) Payments for other
operasional lainnya operating expenses
Penerimaan (pengeluaran) ( 440,390 ) ( 445,180 ) Other cash inflows
kas lainnya dari aktivitas (outflows) from operating
operasi activities
Penurunan (kenaikan) aset Decrease (increase) in
operasi operating assets
Penurunan (kenaikan) ( 5,120,501 ) ( 1,072,926 ) Decrease (increase) in
penempatan pada bank lain placements with other
dan bank indonesia banks and bank indonesia
Penurunan (kenaikan) efek ( 2,684,400 ) 2,198,418 Decrease (increase) in
yang diperdagangkan marketable securities
Penurunan (kenaikan) efek 16,395,751 ( 98,947,473 ) Decrease (increase) in
yang dibeli dengan janji securities purchased under
dijual kembali resale agreements
Penurunan (kenaikan) 1,729,169 1,032,977 Decrease (increase) in bills
wesel ekspor dan tagihan and other receivables
lainnya
Penurunan (kenaikan) ( 4,002,547 ) 1,694,479 Decrease (increase) in
tagihan akseptasi acceptance receivables
Penurunan (kenaikan) ( 18,913,841 ) 19,085,972 Decrease (increase) in
pinjaman yang diberikan loans
Penurunan (kenaikan) ( 30,319 ) 2,680,817 Decrease (increase) in
piutang pembiayaan consumer financing
konsumen receivables
Penurunan (kenaikan) 17,448 40,897 Decrease (increase) in
investasi sewa lease investments
Penurunan (kenaikan) ( 439,396 ) 75,020 Decrease (increase) in
piutang lainnya other receivables
Penurunan (kenaikan) aset ( 4,180,647 ) ( 1,802,829 ) Decrease (increase) in
lainnya other assets
Kenaikan (penurunan) Increase (decrease) in
liabilitas operasi operating liabilities
Kenaikan (penurunan) giro 76,620,822 61,985,219 Increase (decrease) in
dan tabungan simpanan current accounts and
nasabah customers savings
 Kenaikan (penurunan) 5,139,967 10,417,991 Increase (decrease) in
deposito berjangka customers time deposits
nasabah
Kenaikan (penurunan) 306,358 ( 92,767 ) Increase (decrease) in
tabungan wadiah simpanan customers wadiah saving
nasabah deposits
Kenaikan (penurunan) ( 3,219,949 ) ( 941,988 ) Increase (decrease) in
simpanan dari bank lain other banks saving
deposits
Kenaikan (penurunan) 1,937,679 ( 592,111 ) Increase (decrease) in
liabilitas akseptasi acceptance payables
Kenaikan (penurunan) ( 187,830 ) ( 22,461 ) Increase (decrease) in
dana syirkah temporer temporary syirkah funds
Kenaikan (penurunan) 2,005,672 3,439,451 Increase (decrease) in
liabilitas lainnya other liabilities
Jumlah arus kas bersih yang 107,221,145 27,128,267 Total net cash flows received
diperoleh dari (digunakan from (used in) operating
untuk) aktivitas operasi activities
Arus kas dari aktivitas investasi Cash flows from investing
activities
Penerimaan dividen dari 9,434 8,699 Dividends received from
aktivitas investasi investing activities
Penerimaan dari penjualan ( 1,836,652 ) ( 1,394,201 ) Proceeds from disposal
(perolehan) aset tetap (acquisition) of property and
equipment
Pembayaran untuk perolehan (0) ( 303,726 ) Payments for acquisition of
entitas anak subsidiaries
Pembayaran untuk perolehan (0) (0) Payments for acquisition of
tambahan kepemilikan pada additional interests in
entitas anak subsidiaries
Penerimaan (pengeluaran) kas ( 30,860,919 ) ( 33,078,674 ) Other cash inflows (outflows)
lainnya dari aktivitas investasi from investing activities
Jumlah arus kas bersih yang ( 32,688,137 ) ( 34,767,902 ) Total net cash flows received
diperoleh dari (digunakan from (used in) investing
untuk) aktivitas investasi activities
Arus kas dari aktivitas Cash flows from financing
pendanaan activities
Kenaikan (penurunan) efek 0 Increase (decrease) in
yang diterbitkan securities issued
Penerimaan pinjaman yang 2,718,754 16,705,454 Proceeds from borrowings
diterima
Pembayaran pinjaman yang ( 3,398,152 ) ( 18,643,524 ) Payments for borrowings
diterima
Obligasi subordinasi yang 0 0 Subordinated bonds issued
diterbitkan
Penerimaan setoran modal 0 0 Proceeds from capital
contributions
Pembayaran dividen dari ( 10,650,964 ) ( 11,218,030 ) Dividends paid from financing
aktivitas pendanaan activities
Penerimaan (pengeluaran) kas 43,323 ( 90,291 ) Other cash inflows (outflows)
lainnya dari aktivitas from financing activities
pendanaan
Jumlah arus kas bersih yang ( 11,287,039 ) ( 13,246,391 ) Total net cash flows received
diperoleh dari (digunakan from (used in) financing
untuk) aktivitas pendanaan activities
Jumlah kenaikan (penurunan) 63,245,969 ( 20,886,026 ) Total net increase (decrease) in
bersih kas dan setara kas cash and cash equivalents
Kas dan setara kas arus kas, awal 106,271,237 113,067,545 Cash and cash equivalents cash
periode flows, beginning of the period
Efek perubahan nilai kurs pada 84,567 2,863,202 Effect of exchange rate changes
kas dan setara kas on cash and cash equivalents
Kas dan setara kas arus kas, 169,601,773 95,044,721 Cash and cash equivalents cash
akhir periode flows, end of the period