Nomor Surat HBK.CSC/CMA.

149/2022
Nama Emiten PT Bank Mandiri (Persero) Tbk
Kode Emiten BMRI
Perihal Penyampaian Laporan Keuangan Tahunan

Perseroan dengan ini menyampaikan laporan keuangan untuk Tahun Bulan yang berakhir pada 31/12/2021 dengan ikhtisar sebagai berikut :

Informasi mengenai anak perusahaan Perseroan sebagai berikut :

No Nama Kegiatan Lokasi Tahun Status Jumlah Aset Satuan Mata Persentase
Usaha Komersil Operasi Uang (%)
1 Mandiri Layanan Kuala Lumpur 2009 Beroperasi 19.973 JUTAAN IDR 100.0
International Remittance
Remittance
Sendirian
Berhad (MIR)
2 PT Bank Perbankan Jakarta 1955 Beroperasi 114.746.985 JUTAAN IDR 99.99
Syariah Syariah
Mandiri (BSM)
3 PT Mandiri Sekuritas Jakarta 1992 Beroperasi 4.317.961 JUTAAN IDR 99.99
Sekuritas
(Mansek)
4 PT Bank Perbankan Denpasar 1970 Beroperasi 28.475.544 JUTAAN IDR 51.08
Mandiri
Taspen (Bank
Mantap)
5 PT Asuransi Asuransi Jiwa Jakarta 2008 Beroperasi 2.388.665 JUTAAN IDR 80.0
Jiwa InHealth
Indonesia
6 PT Mandiri Pembiayaan Jakarta 1989 Beroperasi 18.228.571 JUTAAN IDR 51.0
Tunas Konsumen
Finance
(MTF)
7 PT AXA Asuransi Jiwa Jakarta 1991 Beroperasi 26.996.241 JUTAAN IDR 51.0
Mandiri
Financial
Services
(AMFS)
8 PT MANDIRI Pembiayaan Jakarta 2015 Beroperasi 5.042.959 JUTAAN IDR 51.0
UTAMA Konsumen
FINANCE
9 PT MANDIRI Modal Ventura Jakarta 2015 Beroperasi 1.981.422 JUTAAN IDR 99.99
CAPITAL
INDONESIA
10 Bank Mandiri Perbankan London 1999 Beroperasi 2.514.177 JUTAAN IDR 100.0
(Europe)
Limited
(BMEL)

Dokumen ini merupakan dokumen resmi PT Bank Mandiri (Persero) Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik.

PT Bank Mandiri (Persero) Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
[1000000] General information
Informasi umum
Nama entitas
Penjelasan perubahan nama dari akhir
periode laporan sebelumnya
Kode entitas
Nomor identifikasi entitas
Industri utama entitas
Sektor
Subsektor
Informasi pemegang saham pengendali National Corporation
Jenis entitas
Jenis efek yang dicatatkan
Jenis papan perdagangan tempat
entitas tercatat
Apakah merupakan laporan keuangan Entitas grup / Group entity
satu entitas atau suatu kelompok entitas
Periode penyampaian laporan
keuangan
Tanggal awal periode berjalan
Tanggal akhir periode berjalan
Tanggal akhir tahun sebelumnya
Tanggal awal periode sebelumnya
Tanggal akhir periode sebelumnya
Mata uang pelaporan
Kurs konversi pada tanggal pelaporan
jika mata uang penyajian selain rupiah
Pembulatan yang digunakan dalam
penyajian jumlah dalam laporan
keuangan
Jenis laporan atas laporan keuangan
Jenis opini auditor
Hal yang diungkapkan dalam paragraf
pendapat untuk penekanan atas suatu
masalah atau paragraf penjelasan
lainnya, jika ada
Hasil penugasan review
Tanggal laporan audit atau hasil laporan January 27, 2022
review
Auditor tahun berjalan
Nama partner audit tahun berjalan
Lama tahun penugasan partner yang
menandatangani
Auditor tahun sebelumnya
Nama partner audit tahun sebelumnya
Kepatuhan terhadap pemenuhan
peraturan BAPEPAM LK VIII G 11
tentang tanggung jawab direksi atas
laporan keuangan
31 December 2021
PT Bank Mandiri (Persero) Tbk
BMRI
AA416
Keuangan dan Syariah /
Financial and Sharia
8. Finance
81. Bank
Local Company - Indonesia
Jurisdiction
Saham dan Obligasi / Stock and
Bond
Tahunan / Annual
January 01, 2021
December 31, 2021
December 31, 2020
January 01, 2020
December 31, 2020
Rupiah / IDR
Jutaan / In Million
Diaudit / Audited
Wajar Tanpa Pengecualian /
Unqualified
Tanuderedja, Wibisana, Rintis &
Rekan
Lucy Luciana Suhenda
Purwantono, Sungkoro & Surja
Benyanto Suherman
Ya / Yes
General information
Entity name
Explanation of change in name from the
end of the preceding reporting period
Entity code
Entity identification number
Entity main industry
Sector
Subsector
Controlling shareholder information
Type of entity
Type of listed securities
Type of board on which the entity is
listed
Whether the financial statements are of
an individual entity or a group of entities
Period of financial statements
submissions
Current period start date
Current period end date
Prior year end date
Prior period start date
Prior period end date
Description of presentation currency
Conversion rate at reporting date if
presentation currency is other than
rupiah
Level of rounding used in financial
statements
Type of report on financial statements
Type of auditor's opinion
Matters disclosed in emphasis-of-matter
or other-matter paragraph, if any
Result of review engagement
Date of auditor's opinion or result of
review report
Current year auditor
Name of current year audit signing
partner
Number of years served as audit signing
partner
Prior year auditor
Name of prior year audit signing partner
Whether in compliance with BAPEPAM
LK VIII G 11 rules concerning
responsibilities of board of directors on
financial statements
Kepatuhan terhadap pemenuhan Ya / Yes Whether in compliance with BAPEPAM
peraturan BAPEPAM LK VIII A dua LK VIII A two rules concerning
tentang independensi akuntan yang independence of accountant providing
memberikan jasa audit di pasar modal audit services in capital market
[4220000] Statement of financial position presented using order of liquidity -
Financial and Sharia Industry

Laporan posisi Statement of financial

keuangan position
31 December 2021 31 December 2020
Aset Assets
Kas 23,948,485 26,225,089 Cash
Giro pada bank indonesia 99,023,492 52,238,679 Current accounts with bank
Indonesia
Giro pada bank lain Current accounts with other
banks
Giro pada bank lain pihak 25,185,353 24,619,317 Current accounts with other
ketiga banks third parties
Giro pada bank lain pihak 256,308 1,879,755 Current accounts with other
berelasi banks related parties
Cadangan kerugian ( 24,043 ) ( 77,112 ) Allowance for impairment
penurunan nilai pada giro losses for current accounts
pada bank lain with other bank
Penempatan pada bank Placements with bank
indonesia dan bank lain Indonesia and other banks
Penempatan pada bank 45,404,037 79,310,030 Placements with bank
indonesia dan bank lain Indonesia and other banks
pihak ketiga third parties
Penempatan pada bank 2,381,154 3,132,589 Placements with bank
indonesia dan bank lain Indonesia and other banks
pihak berelasi related parties
Cadangan kerugian ( 1,675 ) ( 46,772 ) Allowance for impairment
penurunan nilai pada losses for placements with
penempatan pada bank lain other banks
Efek-efek yang Marketable securities
diperdagangkan
Efek-efek yang 67,650,349 63,854,577 Marketable securities third
diperdagangkan pihak parties
ketiga
Efek-efek yang 30,552,825 26,860,359 Marketable securities
diperdagangkan pihak related parties
berelasi
Cadangan kerugian ( 99,504 ) ( 144,863 ) Allowance for impairment
penurunan nilai pada losses for marketable
efek-efek yang securities
diperdagangkan
Efek yang dibeli dengan janji 27,317,000 55,094,456 Securities purchased under
dijual kembali agreement to resale
Wesel ekspor dan tagihan Bills and other receivables
lainnya
Wesel ekspor dan tagihan 16,230,869 15,979,730 Bills and other receivables
lainnya pihak ketiga third parties
Wesel ekspor dan tagihan 13,067,399 14,016,134 Bills and other receivables
lainnya pihak berelasi related parties
Cadangan kerugian ( 1,480,721 ) ( 1,687,776 ) Allowance for impairment
penurunan nilai pada wesel losses for bills and other
ekspor dan tagihan lainnya receivables
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak 7,584,984 9,173,926 Acceptance receivables
ketiga third parties
Tagihan akseptasi pihak 2,688,460 1,058,929 Acceptance receivables
berelasi related parties
 Cadangan kerugian ( 196,693 ) ( 123,609 )Allowance for impairment
penurunan nilai pada losses for acceptance
tagihan akseptasi receivables
Tagihan derivatif Derivative receivables
Tagihan derivatif pihak 1,509,422 2,378,971 Derivative receivables third
ketiga parties
Tagihan derivatif pihak 160,416 199,976 Derivative receivables
berelasi related parties
Pinjaman yang diberikan Loans
Pinjaman yang diberikan 839,421,181 753,812,475 Loans third parties
pihak ketiga
Pinjaman yang diberikan 186,803,646 188,255,212 Loans related parties
pihak berelasi
Cadangan kerugian ( 68,588,680 ) ( 65,016,458 ) Allowance for impairment
penurunan nilai pada losses for loans
pinjaman yang diberikan
Piutang pembiayaan Consumer financing
konsumen receivables
Piutang pembiayaan 19,101,035 19,071,541 Consumer financing
konsumen pihak ketiga receivables third parties
Piutang pembiayaan 7,287 6,867 Consumer financing
konsumen pihak berelasi receivables related parties
Cadangan kerugian ( 475,015 ) ( 428,509 ) Allowance for impairment
penurunan nilai pada losses for consumer
piutang pembiayaan financing receivables
konsumen
Investasi sewa Lease investments
Investasi sewa pihak ketiga 5,968,822 5,537,799 Lease investments third
parties
Investasi sewa pihak ( 455,806 ) ( 1,385,466 ) Lease investments related
berelasi parties
Investasi sewa nilai residu 2,026,548 1,719,975 Lease investments
yang terjamin guaranteed residual value
Investasi sewa pendapatan ( 689,243 ) ( 570,911 ) Lease investments deferred
pembiayaan tangguhan financing income
Investasi sewa simpanan ( 2,026,548 ) ( 1,719,975 ) Lease investments
jaminan guarantee deposits
Cadangan kerugian ( 129,967 ) ( 58,955 ) Allowance for impairment
penurunan nilai pada losses for lease
investasi sewa investments
Obligasi pemerintah 289,054,774 178,743,845 Government bonds
Biaya dibayar dimuka 1,470,251 1,626,435 Prepaid expenses
Pajak dibayar dimuka 2,073,725 2,178,758 Prepaid taxes
Aset pajak tangguhan 10,354,794 8,095,869 Deferred tax assets
Investasi pada entitas anak, Investments in subsidiaries,
ventura bersama, dan entitas joint ventures and
asosiasi associates
Investasi pada entitas 2,432,393 2,250,017 Investments in associates
asosiasi
Goodwill 787,466 787,466 Goodwill
Aset takberwujud selain 4,324,293 3,757,973 Intangible assets other than
goodwill goodwill
Aset tetap 49,144,792 48,306,843 Property and equipment
Agunan yang diambil alih 1,171,451 1,283,601 Foreclosed assets
Aset lainnya 22,676,012 21,767,780 Other assets
Jumlah aset 1,725,611,128 1,541,964,567 Total assets
Liabilitas, dana syirkah Liabilities, temporary syirkah
temporer dan ekuitas funds and equity
Liabilitas Liabilities
Liabilitas segera 5,380,474 4,286,333 Obligations due
 immediately
Simpanan nasabah Customers Deposits
Giro Current accounts
Giro pihak ketiga 288,085,037 224,499,064 Current accounts
third parties
Giro pihak berelasi 111,706,274 89,898,414 Current accounts
related parties
Tabungan Savings
Tabungan pihak 416,823,495 369,193,343 Savings third parties
ketiga
Tabungan pihak 5,491,050 3,828,567 Savings related
berelasi parties
Deposito berjangka Time deposits
Deposito berjangka 259,704,866 259,221,759 Time deposits third
pihak ketiga parties
Deposito berjangka 33,467,991 48,559,521 Time deposits
pihak berelasi related parties
Simpanan dari bank lain 12,800,392 7,391,225 Other banks deposits
Efek yang dijual dengan 5,427,998 1,330,068 Securities sold with
janji untuk dibeli kembali repurchase agreement
Liabilitas derivatif Derivative payables
Liabilitas derivatif pihak 1,008,819 1,439,379 Derivative payables
ketiga third parties
Liabilitas derivatif pihak 9,932 131,127 Derivative payables
berelasi related parties
Liabilitas kepada 30,657,570 27,850,536 Liabilities to policyholder in
pemegang polis unit-linked unit-linked contracts
Liabilitas akseptasi 10,273,444 10,232,855 Acceptance payables
Pinjaman yang diterima Borrowings
Pinjaman yang diterima 51,204,843 51,642,508 Borrowings third parties
pihak ketiga
Pinjaman yang diterima 194,097 1,168,181 Borrowings related
pihak berelasi parties
Efek yang diterbitkan Securities issued
Obligasi 43,698,839 37,671,387 Bonds
Sukuk ijarah 1,375,000 1,375,000 Ijarah sukuk
Surat utang jangka 0 Mid-term loans
menengah
Efek yang diterbitkan 64,503 65,086 Others securities issued
lainnya
Provisi 413,876 546,237 Provisions
Estimasi kerugian 2,295,241 3,475,979 Estimated losses on
komitmen dan kontinjensi commitments and
contingencies
Beban akrual 6,526,489 5,748,405 Accrued expenses
Utang pajak 2,862,716 2,059,214 Taxes payable
Liabilitas lainnya 25,276,602 26,321,079 Other liabilities
Kewajiban imbalan pasca 11,205,546 8,319,149 post-employment benefit
kerja obligations
Pinjaman subordinasi Subordinated loans
Pinjaman subordinasi 542,393 543,216 Subordinated loans third
pihak ketiga parties
Pinjaman subordinasi 94,750 107,750 Subordinated loans
pihak berelasi related parties
Jumlah liabilitas 1,326,592,237 1,186,905,382 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Giro mudharabah Mudharabah current
account
 Giro mudharabah 9,180,705 2,159,998 Mudharabah current
pihak ketiga account third parties
Giro berjangka 4,100,614 3,187,886 Mudharabah current
mudharabah pihak account related
berelasi parties
Tabungan Mudharabah saving
mudharabah deposits
Tabungan 64,246,070 58,322,260 Mudharabah saving
mudharabah pihak deposits third parties
ketiga
Tabungan 292,296 163,134 Mudharabah saving
mudharabah pihak deposits related
berelasi parties
Deposito berjangka Mudharabah time
mudharabah deposits
Deposito berjangka 91,235,044 72,732,981 Mudharabah time
mudharabah pihak deposits third parties
ketiga
Deposito berjangka 6,842,677 12,872,814 Mudharabah time
mudharabah pihak deposits related
berelasi parties
Bank Bank
Giro mudharabah 37,308 22,568 Mudharabah current
account
Tabungan mudharabah 564,124 523,540 Mudharabah saving
(ummat) deposits (ummat)
Deposito berjangka 408,771 374,336 Mudharabah time
mudharabah deposits
Jumlah dana syirkah 176,907,609 150,359,517 Total temporary syirkah
temporer funds
Ekuitas Equity
Ekuitas yang Equity attributable to
diatribusikan kepada equity owners of parent
pemilik entitas induk entity
Saham biasa 11,666,667 11,666,667 Common stocks
Tambahan modal 17,643,264 17,316,192 Additional paid-in capital
disetor
Saham tresuri ( 150,895 ) ( 150,895 ) Treasury stocks
Cadangan revaluasi 30,140,345 30,115,479 Revaluation reserves
Cadangan selisih kurs ( 88,985 ) ( 116,031 ) Reserve of exchange
penjabaran differences on
translation
Cadangan perubahan 1,692,145 4,430,511 Reserve for changes in
nilai wajar aset fair value of
keuangan tersedia available-for-sale
untuk dijual financial assets
Cadangan lindung nilai ( 370 ) ( 15,319 ) Reserve of cash flow
arus kas hedges
Cadangan pengukuran 1,217,456 1,040,657 Reserve of
kembali program remeasurements of
imbalan pasti defined benefit plans
Cadangan lainnya 85,052 85,052 Other reserves
Komponen ekuitas ( 106,001 ) 5,449,376 Other components of
lainnya equity
Saldo laba (akumulasi Retained earnings
kerugian) (deficit)
Saldo laba yang Appropriated
telah ditentukan retained earnings
penggunaanya
Cadangan umum 2,333,333 2,333,333 General and
dan wajib legal reserves
 Cadangan 3,046,935 3,046,935 Specific reserves
khusus
Saldo laba yang 137,207,666 114,176,507 Unappropriated
belum ditentukan retained earnings
penggunaannya
Jumlah ekuitas yang 204,686,612 189,378,464 Total equity attributable
diatribusikan kepada to equity owners of
pemilik entitas induk parent entity
Kepentingan 17,424,670 15,321,204 Non-controlling interests
non-pengendali
Jumlah ekuitas 222,111,282 204,699,668 Total equity
Jumlah liabilitas, dana syirkah 1,725,611,128 1,541,964,567 Total liabilities, temporary
temporer dan ekuitas syirkah funds and equity
[4322000] Statement of profit or loss and other comprehensive income, OCI
components presented before tax, by nature - Financial and Sharia Industry

Laporan laba rugi dan Statement of profit or

penghasilan loss and other
komprehensif lain comprehensive
income
31 December 2021 31 December 2020
Pendapatan dan beban Operating income and
operasional expenses
Pendapatan bunga 97,749,086 95,616,227 Interest income
Beban bunga ( 24,686,592 ) ( 33,095,422 ) Interest expenses
Pendapatan asuransi Insurance income
Pendapatan dari premi 14,857,941 12,890,360 Revenue from insurance
asuransi premiums
Beban asuransi Insurance expenses
Beban klaim ( 13,070,008 ) ( 11,376,645 ) Claim expenses
Pendapatan sekuritas Securities income
Keuntungan (kerugian) dari 3,242,400 999,026 Realised gains (losses) on
transaksi perdagangan efek trading of marketable
yang telah direalisasi securities
Keuntungan (kerugian) 2,824 12,487 Gains (losses) on changes
perubahan nilai wajar efek in fair value of marketable
securities
Pendapatan operasional Other operating income
lainnya
Pendapatan provisi dan 15,408,693 13,450,080 Provisions and
komisi dari transaksi commissions income from
lainnya selain kredit transactions other than loan
Pendapatan transaksi 3,937,883 5,545,339 Revenue from trading
perdagangan transactions
Penerimaan kembali aset 5,640,980 4,577,479 Revenue from recovery of
yang telah dihapusbukukan written-off assets
Pendapatan operasional 4,040,464 5,021,499 Other operating income
lainnya
Pembentukan kerugian Allowances for impairment
penurunan nilai losses
Pembentukan penyisihan ( 20,428,352 ) ( 23,355,311 ) Allowances for impairment
kerugian penurunan nilai losses on earnings assets
aset produktif
Pembentukan penyisihan ( 277,942 ) ( 276,133 ) Allowances for impairment
kerugian penurunan nilai losses on non-earnings
aset non-produktif assets
Pembalikan (beban) estimasi 1,162,993 ( 1,223,263 ) Reversal (expense) of
kerugian komitmen dan estimated losses on
kontijensi commitments and
contingencies
Beban operasional lainnya Other operating expenses
Beban umum dan ( 39,378,979 ) ( 36,169,545 ) General and administrative
administrasi expenses
Beban sewa, ( 2,817,832 ) ( 2,397,263 ) Rent, maintenance and
pemeliharaan, dan improvement expenses
perbaikan
Beban provisi dan komisi ( 550,640 ) ( 654,062 ) Other fees and
commissions expenses
Beban operasional ( 6,392,716 ) ( 5,309,366 ) Other operating expenses
lainnya
Jumlah laba operasional 38,440,203 24,255,487 Total profit from operation
Pendapatan dan beban bukan Non-operating income and
operasional expense
Pendapatan bukan operasional 136,918 Non-operating income
Beban bukan operasional ( 81,782 ) Non-operating expenses
Jumlah laba (rugi) sebelum pajak 38,358,421 24,392,405 Total profit (loss) before tax
penghasilan
Pendapatan (beban) pajak ( 7,807,324 ) ( 5,993,477 ) Tax benefit (expenses)
Jumlah laba (rugi) dari operasi 30,551,097 18,398,928 Total profit (loss) from continuing
yang dilanjutkan operations
Jumlah laba (rugi) 30,551,097 18,398,928 Total profit (loss)
Pendapatan komprehensif Other comprehensive income,
lainnya, sebelum pajak before tax
Pendapatan komprehensif Other comprehensive
lainnya yang tidak akan income that will not be
direklasifikasi ke laba rugi, reclassified to profit or loss,
sebelum pajak before tax
Pendapatan komprehensif 221,737 3,328 Other comprehensive
lainnya atas keuntungan income for gains (losses)
(kerugian) hasil revaluasi on revaluation of property
aset tetap, sebelum pajak and equipment, before tax
Pendapatan komprehensif 392,518 458,842 Other comprehensive
lainnya atas pengukuran income for remeasurement
kembali kewajiban manfaat of defined benefit
pasti, sebelum pajak obligation, before tax
Jumlah pendapatan 614,255 462,170 Total other comprehensive
komprehensif lainnya yang income that will not be
tidak akan direklasifikasi ke reclassified to profit or loss,
laba rugi, sebelum pajak before tax
Pendapatan komprehensif Other comprehensive
lainnya yang akan income that may be
direklasifikasi ke laba rugi, reclassified to profit or loss,
sebelum pajak before tax
Keuntungan (kerugian) 28,028 ( 129,324 ) Gains (losses) on
selisih kurs penjabaran, exchange differences on
sebelum pajak translation, before tax
Keuntungan (kerugian) ( 3,499,000 ) 3,774,124 Unrealised gains (losses)
yang belum direalisasi atas on changes in fair value of
perubahan nilai wajar aset available-for-sale financial
keuangan yang tersedia assets, before tax
untuk dijual, sebelum pajak
Keuntungan (kerugian) 37,579 37,019 Gains (losses) on cash flow
lindung nilai arus kas, hedges, before tax
sebelum pajak
Jumlah pendapatan ( 3,433,393 ) 3,681,819 Total other comprehensive
komprehensif lainnya yang income that may be
akan direklasifikasi ke laba reclassified to profit or loss,
rugi, sebelum pajak before tax
Jumlah pendapatan ( 2,819,138 ) 4,143,989 Total other comprehensive
komprehensif lainnya, sebelum income, before tax
pajak
Pajak atas pendapatan 587,962 ( 756,838 ) Tax on other comprehensive
komprehensif lainnya income
Jumlah pendapatan komprehensif ( 2,231,176 ) 3,387,151 Total other comprehensive
lainnya, setelah pajak income, after tax
Jumlah laba rugi komprehensif 28,319,921 21,786,079 Total comprehensive income
Laba (rugi) yang dapat Profit (loss) attributable to
diatribusikan
Laba (rugi) yang dapat 28,028,155 16,799,515 Profit (loss) attributable to
diatribusikan ke entitas induk parent entity
Laba (rugi) yang dapat 2,522,942 1,599,413 Profit (loss) attributable to
diatribusikan ke kepentingan non-controlling interests
 non-pengendali
Laba rugi komprehensif yang
dapat diatribusikan
Laba rugi komprehensif yang
dapat diatribusikan ke entitas
induk
Laba rugi komprehensif yang
dapat diatribusikan ke
kepentingan non-pengendali
Laba (rugi) per saham
Laba per saham dasar
diatribusikan kepada pemilik
entitas induk
Laba (rugi) per saham
dasar dari operasi yang
dilanjutkan
Laba (rugi) per saham
dilusian
Laba (rugi) per saham
dilusian dari operasi yang
dilanjutkan
Comprehensive income
attributable to
25,638,536 20,121,679 Comprehensive income
attributable to parent entity
2,681,385 1,664,400 Comprehensive income
attributable to non-controlling
interests
Earnings (loss) per share
Basic earnings per share
attributable to equity owners
of the parent entity
601.06 360.18 Basic earnings (loss) per
share from continuing
operations
Diluted earnings (loss) per
share
601.06 360.18 Diluted earnings (loss) per
share from continuing
operations
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year

31 December 2021

Laporan perubahan Statement of changes in

ekuitas equity
Saldo laba yang telah Saldo laba yang telah
Cadangan perubahan nilai Ekuitas yang dapat
Cadangan selisih kurs Cadangan lindung nilai arus Cadangan pengukuran kembali Selisih transaksi ekuitas Komponen transaksi ekuitas ditentukan ditentukan Saldo laba yang belum
Saham biasa Tambahan modal disetor Saham tresuri Cadangan revaluasi wajar aset keuangan tersedia Cadangan lainnya diatribusikan kepada entitas Kepentingan non-pengendali Ekuitas
penjabaran kas program imbalan pasti dengan pihak non-pengendali lainnya penggunaannya-cadangan penggunaannya-cadangan ditentukan penggunaannya
untuk dijual induk
umum dan wajib khusus
Reserve for changes in fair Difference in value of equity Appropriated retained
Reserve of exchange Reserve of remeasurements of Other components of equity Appropriated retained Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital Treasury stocks Revaluation reserves value of available-for-sale Reserve of cash flow hedges Other reserves transactions with earnings-general and legal Non-controlling interests Equity
differences on translation defined benefit plans transactions earnings-specific reserves earnings entity
financial assets non-controlling interests reserves
Posisi ekuitas Equity position
Saldo awal periode sebelum 11,666,667 17,316,192 ( 150,895 ) 30,115,479 ( 116,031 ) 4,430,511 ( 15,319 ) 1,040,657 85,052 ( 106,001 ) 5,555,377 2,333,333 3,046,935 114,176,507 189,378,464 15,321,204 204,699,668 Balance before restatement at
penyajian kembali beginning of period
Posisi ekuitas, awal periode 11,666,667 17,316,192 ( 150,895 ) 30,115,479 ( 116,031 ) 4,430,511 ( 15,319 ) 1,040,657 85,052 ( 106,001 ) 5,555,377 2,333,333 3,046,935 114,176,507 189,378,464 15,321,204 204,699,668 Equity position, beginning of the
period
Laba (rugi) 34,151 27,994,004 28,028,155 2,522,942 30,551,097 Profit (loss)
Pendapatan komprehensif lainnya 94,548 27,046 ( 2,813,600 ) 14,949 271,006 16,432 ( 2,389,619 ) 158,443 ( 2,231,176 ) Other comprehensive income
Distribusi dividen kas ( 10,271,552 ) ( 10,271,552 ) ( 10,271,552 ) Distributions of cash dividends
Kenaikan (penurunan) ekuitas 360 360 347 707 Increase (decrease) in equity
melalui transaksi pembayaran through share-based payment
berbasis saham transactions
Perubahan kepentingan 327,072 ( 327,072 ) 0 0 Changes in non-controlling interests
non-pengendali atas akuisisi entitas due to acquisition of subsidiaries
anak
Perubahan kepentingan ( 578,266 ) ( 578,266 ) Changes in non-controlling interests
non-pengendali atas transaksi due to other transactions with
lainnya dengan kepentingan non-controlling interests
non-pengendali
Transaksi ekuitas lainnya ( 69,682 ) 75,234 ( 94,207 ) ( 5,606,320 ) 5,635,779 ( 59,196 ) ( 59,196 ) Other equity transactions
Posisi ekuitas, akhir periode 11,666,667 17,643,264 ( 150,895 ) 30,140,345 ( 88,985 ) 1,692,145 ( 370 ) 1,217,456 85,052 ( 106,001 ) 0 2,333,333 3,046,935 137,207,666 204,686,612 17,424,670 222,111,282 Equity position, end of the period
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year

31 December 2020

Laporan perubahan ekuitas Statement of changes i

equit
Saldo laba yang telah Saldo laba yang telah
Cadangan perubahan nilai Ekuitas yang dapat
Cadangan selisih kurs Cadangan lindung nilai arus Cadangan pengukuran kembali Selisih transaksi ekuitas Komponen transaksi ekuitas ditentukan ditentukan Saldo laba yang belum
Saham biasa Tambahan modal disetor Saham tresuri Cadangan revaluasi wajar aset keuangan tersedia Cadangan lainnya diatribusikan kepada entitas Kepentingan non-pengendali Ekuitas
penjabaran kas program imbalan pasti dengan pihak non-pengendali lainnya penggunaannya-cadangan penggunaannya-cadangan ditentukan penggunaannya
untuk dijual induk
umum dan wajib khusus
Reserve for changes in fair Difference in value of equity Appropriated retained
Reserve of exchange Reserve of remeasurements of Other components of equity Appropriated retained Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital Treasury stocks Revaluation reserves value of available-for-sale Reserve of cash flow hedges Other reserves transactions with earnings-general and legal Non-controlling interests Equity
differences on translation defined benefit plans transactions earnings-specific reserves earnings entity
financial assets non-controlling interests reserves
Posisi ekuitas Equity positio
Saldo awal periode sebelum penyajian 11,666,667 17,316,192 30,306,255 13,388 1,385,796 ( 30,045 ) 653,489 85,052 ( 106,001 ) 2,333,333 3,046,935 137,929,792 204,600,853 4,433,672 209,034,525 Balance before restatement at
kembali beginning of period
Penyesuaian Adjustments
Penerapan awal standar akuntansi ( 19,283,982 ) ( 19,283,982 ) ( 19,283,982 ) Initial adoption of new and revised
baru dan revisi accounting standards
Penyesuaian lainnya ( 194,104 ) ( 346 ) ( 23,077 ) 5,004,875 ( 4,323,119 ) 464,229 9,353,315 9,817,544 Other adjustments
Posisi ekuitas, awal periode 11,666,667 17,316,192 30,112,151 13,388 1,385,450 ( 30,045 ) 630,412 85,052 ( 106,001 ) 5,004,875 2,333,333 3,046,935 114,322,691 185,781,100 13,786,987 199,568,087 Equity position, beginning of the period
Laba (rugi) 383,735 16,415,780 16,799,515 1,599,413 18,398,928 Profit (loss)
Pendapatan komprehensif lainnya 3,328 ( 129,419 ) 3,045,061 14,726 410,245 ( 21,777 ) 3,322,164 64,987 3,387,151 Other comprehensive income
Distribusi dividen kas ( 76,827 ) ( 16,489,280 ) ( 16,566,107 ) ( 16,566,107 ) Distributions of cash dividends
Kenaikan (penurunan) ekuitas melalui ( 150,895 ) ( 150,895 ) ( 150,895 ) Increase (decrease) in equity through
transaksi saham tresuri treasury stock transactions
Kenaikan (penurunan) ekuitas melalui ( 2,870 ) ( 2,870 ) ( 2,764 ) ( 5,634 ) Increase (decrease) in equity through
transaksi pembayaran berbasis saham share-based payment transactions
Kenaikan (penurunan) ekuitas melalui 268,241 268,241 333,283 601,524 Increase (decrease) in equity through
transaksi dengan pemilik ekuitas transactions with owner's equity
Perubahan kepentingan non-pengendali ( 72,684 ) ( 72,684 ) ( 72,684 ) Changes in non-controlling interests due
atas akuisisi entitas anak to acquisition of subsidiaries
Perubahan kepentingan non-pengendali ( 460,702 ) ( 460,702 ) Changes in non-controlling interests due
atas transaksi lainnya dengan to other transactions with non-controlling
kepentingan non-pengendali interests
Posisi ekuitas, akhir periode 11,666,667 17,316,192 ( 150,895 ) 30,115,479 ( 116,031 ) 4,430,511 ( 15,319 ) 1,040,657 85,052 ( 106,001 ) 5,555,377 2,333,333 3,046,935 114,176,507 189,378,464 15,321,204 204,699,668 Equity position, end of the period
[4510000] Statement of cash flows, direct method - Financial and Sharia Industry

Laporan arus kas Statement of cash

flows
31 December 2021 31 December 2020
Arus kas dari aktivitas operasi Cash flows from operating
activities
Arus kas sebelum Cash flows before changes
perubahan dalam aset dan in operating assets and
liabilitas operasi liabilities
Penerimaan bunga, hasil 354,442,568 343,812,897 Interest, investment
investasi, provisi, dan income, fees and
komisi commissions received
Pembayaran bunga dan ( 269,393,164 ) ( 248,316,072 ) Payments Of Interest And
bonus, provisi dan komisi Bonus Fees And
Commissions
Pendapatan dari transaksi 3,842,197 4,883,142 Income from other
operasional lainnya operating transactions
Penerimaan kembali aset 6,032,660 4,834,654 Recoveries of written off
yang telah dihapusbukukan assets
Pembayaran gaji dan ( 19,613,916 ) ( 19,612,302 ) Payments for salaries and
tunjangan allowances
Laba (rugi) selisih kurs 5,240,325 2,827,197 Foreign currency gains
(losses)
Penerimaan pengembalian ( 8,301,777 ) ( 5,051,029 ) Refunds (payments) of
(pembayaran) pajak income tax
penghasilan
Pembayaran beban ( 20,883,320 ) ( 24,104,260 ) Payments for other
operasional lainnya operating expenses
Penerimaan pendapatan 32,304 127,000 Receipts from
non-operasional non-operating income
Penerimaan (pengeluaran) 1,070,433 1,036,870 Other cash inflows
kas lainnya dari aktivitas (outflows) from operating
operasi activities
Penurunan (kenaikan) aset Decrease (increase) in
operasi operating assets
Penurunan (kenaikan) ( 3,035,199 ) 262,811 Decrease (increase) in
penempatan pada bank lain placements with other
dan bank indonesia banks and bank indonesia
Penurunan (kenaikan) efek ( 3,725,552 ) ( 25,702,294 ) Decrease (increase) in
yang diperdagangkan marketable securities
Penurunan (kenaikan) efek 27,777,456 ( 53,139,093 ) Decrease (increase) in
yang dibeli dengan janji securities purchased under
dijual kembali resale agreements
Penurunan (kenaikan) 697,596 419,838 Decrease (increase) in bills
wesel ekspor dan tagihan and other receivables
lainnya
Penurunan (kenaikan) ( 100,054,593 ) ( 9,399,184 ) Decrease (increase) in
pinjaman yang diberikan loans
Penurunan (kenaikan) ( 955,774 ) ( 1,423,147 ) Decrease (increase) in
piutang pembiayaan consumer financing
konsumen receivables
Penurunan (kenaikan) ( 1,276,488 ) ( 567,294 ) Decrease (increase) in
investasi sewa lease investments
Penurunan (kenaikan) aset 1,034,818 ( 3,248,828 ) Decrease (increase) in
lainnya other assets
Kenaikan (penurunan) Increase (decrease) in
liabilitas operasi operating liabilities
Kenaikan (penurunan) 1,094,141 1,116,882 Increase (decrease) in
 liabilitas segera obligations due immediately
Kenaikan (penurunan) giro 135,757,327 90,962,333 Increase (decrease) in
dan tabungan simpanan current accounts and
nasabah customers savings
Kenaikan (penurunan) ( 10,270,112 ) 27,157,741 Increase (decrease) in
deposito berjangka customers time deposits
nasabah
Kenaikan (penurunan) efek 4,074,684 ( 2,593,152 ) Increase (decrease) in
yang dijual dengan janji securities sold under
dibeli kembali repurchase agreement
Kenaikan (penurunan) 2,807,034 3,812,878 Increase (decrease) in
liabilitas pemegang polis liabilities to policyholder on
pada kontrak unit-linked unit-linked contracts
Kenaikan (penurunan) 26,548,090 9,573,779 Increase (decrease) in
dana syirkah temporer temporary syirkah funds
Kenaikan (penurunan) 1,025,439 9,630,123 Increase (decrease) in
liabilitas lainnya other liabilities
Jumlah arus kas bersih yang 133,967,177 107,301,490 Total net cash flows received
diperoleh dari (digunakan from (used in) operating
untuk) aktivitas operasi activities
Arus kas dari aktivitas investasi Cash flows from investing
activities
Penerimaan dari penyertaan ( 15,903,410 ) 14,872,324 Proceeds from equity
saham dalam klasifikasi dimiliki investments classified as
hingga jatuh tempo dan held-to-maturity and
tersedia untuk dijual available-for-sale
Pencairan (penempatan) ( 111,377,999 ) ( 48,572,996 ) Withdrawal (placement) of
obligasi dan (atau) sukuk bonds and (or) sukuk
Penerimaan dari penjualan ( 3,239,834 ) ( 4,509,969 ) Proceeds from disposal
(perolehan) aset tetap (acquisition) of property and
equipment
Penerimaan dari penjualan ( 1,353,981 ) ( 1,629,161 ) Proceeds from disposal
(perolehan) aset takberwujud (acquisition) of intangible
selain goodwill assets other than goodwill
Penerimaan (pengeluaran) kas ( 601,828 ) ( 1,718,601 ) Other cash inflows (outflows)
lainnya dari aktivitas investasi from investing activities
Jumlah arus kas bersih yang ( 132,477,052 ) ( 41,558,403 ) Total net cash flows received
diperoleh dari (digunakan from (used in) investing
untuk) aktivitas investasi activities
Arus kas dari aktivitas Cash flows from financing
pendanaan activities
Kenaikan (penurunan) efek 5,744,772 5,721,590 Increase (decrease) in
yang diterbitkan securities issued
Penerimaan pinjaman yang ( 2,967,254 ) ( 980,479 ) Proceeds from borrowings
diterima
Pembayaran pinjaman ( 16,109 ) ( 15,829 ) Payments of subordinated
subordinasi loans
Penjualan (pembelian) dari ( 150,895 ) Sales (purchase) of treasury
saham tresuri stocks
Pembayaran dividen dari ( 10,271,552 ) ( 16,566,107 ) Dividends paid from financing
aktivitas pendanaan activities
Penerimaan (pengeluaran) kas 192,687 Other cash inflows (outflows)
lainnya dari aktivitas from financing activities
pendanaan
Jumlah arus kas bersih yang ( 7,510,143 ) ( 11,799,033 ) Total net cash flows received
diperoleh dari (digunakan from (used in) financing
untuk) aktivitas pendanaan activities
Jumlah kenaikan (penurunan) ( 6,020,018 ) 53,944,054 Total net increase (decrease) in
bersih kas dan setara kas cash and cash equivalents
Kas dan setara kas arus kas, awal 199,921,727 144,565,674 Cash and cash equivalents cash
periode flows, beginning of the period
Efek perubahan nilai kurs pada ( 269,997 ) 1,411,999 Effect of exchange rate changes
kas dan setara kas on cash and cash equivalents
Kas dan setara kas arus kas, 193,631,712 199,921,727 Cash and cash equivalents cash
akhir periode flows, end of the period