Nomor Surat KMP/7/1753

Nama Emiten PT Bank Negara Indonesia (Persero) Tbk

Kode Emiten BBNI
Perihal Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit

Perseroan dengan ini menyampaikan laporan keuangan untuk periode 3 Bulan yang berakhir pada 31/03/2021 dengan ikhtisar sebagai berikut :

Informasi mengenai anak perusahaan Perseroan sebagai berikut :

No Nama Kegiatan Lokasi Tahun Status Jumlah Aset Satuan Mata Persentase
Usaha Komersil Operasi Uang (%)
1 PT. BNI Life Asuransi Jiwa Jakarta 1997 OPERASI 21.000.175 JUTAAN IDR 60.0
Insurance
2 PT. BNI Pembiayaan Jakarta 1983 OPERASI 1.569.382 JUTAAN IDR 99.99
Multifinance
3 PT. BNI Sekuritas Jakarta 1995 OPERASI 1.891.999 JUTAAN IDR 75.0
Sekuritas
4 BNI Jasa Hongkong 1998 OPERASI 20.634 JUTAAN IDR 100.0
Remittance Keuangan
Ltd

Dokumen ini merupakan dokumen resmi PT Bank Negara Indonesia (Persero) Tbk yang tidak memerlukan tanda tangan karena dihasilkan secara

elektronik. PT Bank Negara Indonesia (Persero) Tbk bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.
[1000000] General information
Informasi umum
Nama entitas
Penjelasan perubahan nama dari akhir
periode laporan sebelumnya
Kode entitas
Nomor identifikasi entitas
Industri utama entitas
Sektor
Subsektor
Informasi pemegang saham pengendali Indonesian Government
Jenis entitas
Jenis efek yang dicatatkan
Jenis papan perdagangan tempat
entitas tercatat
Apakah merupakan laporan keuangan Entitas grup / Group entity
satu entitas atau suatu kelompok entitas
Periode penyampaian laporan
keuangan
Tanggal awal periode berjalan
Tanggal akhir periode berjalan
Tanggal akhir tahun sebelumnya
Tanggal awal periode sebelumnya
Tanggal akhir periode sebelumnya
Mata uang pelaporan
Kurs konversi pada tanggal pelaporan
jika mata uang penyajian selain rupiah
Pembulatan yang digunakan dalam
penyajian jumlah dalam laporan
keuangan
Jenis laporan atas laporan keuangan
Jenis opini auditor
Hal yang diungkapkan dalam paragraf
pendapat untuk penekanan atas suatu
masalah atau paragraf penjelasan
lainnya, jika ada
Hasil penugasan review
Tanggal laporan audit atau hasil laporan
review
Auditor tahun berjalan
Nama partner audit tahun berjalan
Lama tahun penugasan partner yang
menandatangani
Auditor tahun sebelumnya
Nama partner audit tahun sebelumnya
Kepatuhan terhadap pemenuhan
peraturan BAPEPAM LK VIII G 11
tentang tanggung jawab direksi atas
laporan keuangan
General information
31 March 2021
PT Bank Negara Indonesia Entity name
(Persero) Tbk
Explanation of change in name from the
end of the preceding reporting period
BBNI Entity code
AA265 Entity identification number
Keuangan dan Syariah / Entity main industry
Financial and Sharia
8. Finance Sector
81. Bank Subsector
Controlling shareholder information
Local Company - Indonesia Type of entity
Jurisdiction
Saham dan Obligasi / Stock and Type of listed securities
Bond
Type of board on which the entity is
listed
Whether the financial statements are of
an individual entity or a group of entities
Kuartal I / First Quarter Period of financial statements
submissions
January 01, 2021 Current period start date
March 31, 2021 Current period end date
December 31, 2020 Prior year end date
January 01, 2020 Prior period start date
March 31, 2020 Prior period end date
Rupiah / IDR Description of presentation currency
Conversion rate at reporting date if
presentation currency is other than
rupiah
Jutaan / In Million Level of rounding used in financial
statements
Tidak Diaudit / Unaudit Type of report on financial statements
Type of auditor's opinion
Matters disclosed in emphasis-of-matter
or other-matter paragraph, if any
Result of review engagement
Date of auditor's opinion or result of
review report
Current year auditor
Name of current year audit signing
partner
Number of years served as audit signing
partner
Prior year auditor
Name of prior year audit signing partner
Ya / Yes Whether in compliance with BAPEPAM
LK VIII G 11 rules concerning
responsibilities of board of directors on
financial statements
Kepatuhan terhadap pemenuhan Ya / Yes Whether in compliance with BAPEPAM
peraturan BAPEPAM LK VIII A dua LK VIII A two rules concerning
tentang independensi akuntan yang independence of accountant providing
memberikan jasa audit di pasar modal audit services in capital market
[4220000] Statement of financial position presented using order of liquidity -
Financial and Sharia Industry

Laporan posisi Statement of financial

keuangan position
31 March 2021 31 December 2020
Aset Assets
Kas 11,343,663 17,324,047 Cash
Giro pada bank indonesia 23,284,023 35,065,701 Current accounts with bank
Indonesia
Giro pada bank lain Current accounts with other
banks
Giro pada bank lain pihak 20,658,798 15,640,158 Current accounts with other
ketiga banks third parties
Giro pada bank lain pihak 1,664,350 473,708 Current accounts with other
berelasi banks related parties
Cadangan kerugian (8) ( 6,078 ) Allowance for impairment
penurunan nilai pada giro losses for current accounts
pada bank lain with other bank
Penempatan pada bank Placements with bank
indonesia dan bank lain Indonesia and other banks
Penempatan pada bank 60,165,893 60,634,599 Placements with bank
indonesia dan bank lain Indonesia and other banks
pihak ketiga third parties
Penempatan pada bank 534,936 694,833 Placements with bank
indonesia dan bank lain Indonesia and other banks
pihak berelasi related parties
Cadangan kerugian ( 46 ) ( 173 ) Allowance for impairment
penurunan nilai pada losses for placements with
penempatan pada bank lain other banks
Efek-efek yang Marketable securities
diperdagangkan
Efek-efek yang 14,975,308 22,488,558 Marketable securities third
diperdagangkan pihak parties
ketiga
Efek-efek yang 6,701,681 7,458,258 Marketable securities
diperdagangkan pihak related parties
berelasi
Cadangan kerugian ( 253,893 ) ( 260,219 ) Allowance for impairment
penurunan nilai pada losses for marketable
efek-efek yang securities
diperdagangkan
Efek yang dibeli dengan janji 20,010,786 8,666,091 Securities purchased under
dijual kembali agreement to resale
Wesel ekspor dan tagihan Bills and other receivables
lainnya
Wesel ekspor dan tagihan 6,525,460 7,363,188 Bills and other receivables
lainnya pihak ketiga third parties
Wesel ekspor dan tagihan 10,922,471 10,653,247 Bills and other receivables
lainnya pihak berelasi related parties
Cadangan kerugian ( 351,948 ) ( 122,901 ) Allowance for impairment
penurunan nilai pada wesel losses for bills and other
ekspor dan tagihan lainnya receivables
Tagihan akseptasi Acceptance receivables
Tagihan akseptasi pihak 13,156,566 14,119,058 Acceptance receivables
ketiga third parties
Tagihan akseptasi pihak 7,722,584 7,655,982 Acceptance receivables
berelasi related parties
 Cadangan kerugian ( 673,824 ) ( 1,199,374 )Allowance for impairment
penurunan nilai pada losses for acceptance
tagihan akseptasi receivables
Tagihan derivatif Derivative receivables
Tagihan derivatif pihak 522,492 1,320,857 Derivative receivables third
ketiga parties
Tagihan derivatif pihak 35,256 139,757 Derivative receivables
berelasi related parties
Pinjaman yang diberikan Loans
Pinjaman yang diberikan 458,340,283 473,299,347 Loans third parties
pihak ketiga
Pinjaman yang diberikan 100,991,742 112,907,440 Loans related parties
pihak berelasi
Cadangan kerugian ( 46,231,771 ) ( 44,227,986 ) Allowance for impairment
penurunan nilai pada losses for loans
pinjaman yang diberikan
Obligasi pemerintah 93,823,277 90,659,318 Government bonds
Biaya dibayar dimuka 3,295,347 2,807,092 Prepaid expenses
Pajak dibayar dimuka 1,052,234 1,049,787 Prepaid taxes
Aset pajak tangguhan 5,739,338 4,799,832 Deferred tax assets
Investasi pada entitas anak, Investments in subsidiaries,
ventura bersama, dan entitas joint ventures and
asosiasi associates
Investasi pada entitas 8,862,192 813,087 Investments in associates
asosiasi
Aset tetap 25,942,536 27,362,400 Property and equipment
Aset lainnya 13,681,053 13,757,811 Other assets
Jumlah aset 862,440,779 891,337,425 Total assets
Liabilitas, dana syirkah Liabilities, temporary syirkah
temporer dan ekuitas funds and equity
Liabilitas Liabilities
Liabilitas segera 4,124,993 5,560,702 Obligations due
immediately
Simpanan nasabah Customers Deposits
Giro Current accounts
Giro pihak ketiga 159,938,499 151,006,541 Current accounts
third parties
Giro pihak berelasi 72,407,383 73,656,329 Current accounts
related parties
Tabungan Savings
Tabungan pihak 200,666,469 223,253,018 Savings third parties
ketiga
Tabungan pihak 554,967 432,661 Savings related
berelasi parties
Deposito berjangka Time deposits
Deposito berjangka 171,478,121 162,926,346 Time deposits third
pihak ketiga parties
Deposito berjangka 33,928,608 36,296,849 Time deposits
pihak berelasi related parties
Simpanan dari bank lain 12,631,188 9,023,031 Other banks deposits
Efek yang dijual dengan 2,303,509 2,590,268 Securities sold with
janji untuk dibeli kembali repurchase agreement
Liabilitas derivatif Derivative payables
Liabilitas derivatif pihak 325,470 359,172 Derivative payables
ketiga third parties
Liabilitas derivatif pihak 8,515 55,108 Derivative payables
berelasi related parties
Liabilitas akseptasi 4,704,018 5,500,360 Acceptance payables
Pinjaman yang diterima Borrowings
 Pinjaman yang diterima 42,932,334 43,219,938 Borrowings third parties
pihak ketiga
Pinjaman yang diterima 909,304 894,376 Borrowings related
pihak berelasi parties
Efek yang diterbitkan Securities issued
Obligasi 2,985,001 2,985,011 Bonds
Estimasi kerugian 995,357 1,421,914 Estimated losses on
komitmen dan kontinjensi commitments and
contingencies
Beban akrual 948,505 1,181,534 Accrued expenses
Utang pajak 1,768,454 1,147,777 Taxes payable
Liabilitas lainnya 18,917,833 18,280,485 Other liabilities
Kewajiban imbalan pasca 4,818,195 6,344,268 post-employment benefit
kerja obligations
Pinjaman subordinasi Subordinated loans
Pinjaman subordinasi 7,329,526 74,981 Subordinated loans third
pihak ketiga parties
Pinjaman subordinasi 27,897 24,994 Subordinated loans
pihak berelasi related parties
Jumlah liabilitas 744,704,146 746,235,663 Total liabilities
Dana syirkah temporer Temporary syirkah funds
Bukan bank Non-banks
Giro mudharabah Mudharabah current
account
Giro mudharabah 1,755,950 Mudharabah current
pihak ketiga account third parties
Giro berjangka 1,056,206 Mudharabah current
mudharabah pihak account related
berelasi parties
Tabungan Mudharabah saving
mudharabah deposits
Tabungan 12,996,325 Mudharabah saving
mudharabah pihak deposits third parties
ketiga
Tabungan 13,950 Mudharabah saving
mudharabah pihak deposits related
berelasi parties
Deposito berjangka Mudharabah time
mudharabah deposits
Deposito berjangka 14,047,804 Mudharabah time
mudharabah pihak deposits third parties
ketiga
Deposito berjangka 2,010,466 Mudharabah time
mudharabah pihak deposits related
berelasi parties
Bank Bank
Giro mudharabah 11,996 Mudharabah current
account
Tabungan mudharabah 185,479 Mudharabah saving
(ummat) deposits (ummat)
Deposito berjangka 151,387 Mudharabah time
mudharabah deposits
Jumlah dana syirkah 32,229,563 Total temporary syirkah
temporer funds
Ekuitas Equity
Ekuitas yang Equity attributable to
diatribusikan kepada equity owners of parent
pemilik entitas induk entity
Saham biasa 9,054,807 9,054,807 Common stocks
Tambahan modal 17,053,988 14,568,468 Additional paid-in capital
 disetor
Saham tresuri ( 79,449 ) ( 79,449 ) Treasury stocks
Cadangan revaluasi 14,513,088 14,962,961 Revaluation reserves
Cadangan selisih kurs 566,238 23,254 Reserve of exchange
penjabaran differences on
translation
Cadangan perubahan 812,949 2,424,779 Reserve for changes in
nilai wajar aset fair value of
keuangan tersedia available-for-sale
untuk dijual financial assets
Cadangan lainnya 2,256,999 2,256,999 Other reserves
Saldo laba (akumulasi Retained earnings
kerugian) (deficit)
Saldo laba yang Appropriated
telah ditentukan retained earnings
penggunaanya
Cadangan umum 2,778,412 2,778,412 General and
dan wajib legal reserves
Saldo laba yang 68,185,970 64,202,289 Unappropriated
belum ditentukan retained earnings
penggunaannya
Jumlah ekuitas yang 115,143,002 110,192,520 Total equity attributable
diatribusikan kepada to equity owners of
pemilik entitas induk parent entity
Kepentingan 2,593,631 2,679,679 Non-controlling interests
non-pengendali
Jumlah ekuitas 117,736,633 112,872,199 Total equity
Jumlah liabilitas, dana syirkah 862,440,779 891,337,425 Total liabilities, temporary
temporer dan ekuitas syirkah funds and equity
[4312000] Statement of profit or loss and other comprehensive income, OCI
components presented net of tax, by nature - Financial and Sharia Industry

Laporan laba rugi dan Statement of profit or

penghasilan loss and other
komprehensif lain comprehensive
income
31 March 2021 31 March 2020
Pendapatan dan beban Operating income and
operasional expenses
Pendapatan bunga 12,364,010 14,744,883 Interest income
Beban bunga ( 2,960,808 ) ( 5,205,560 ) Interest expenses
Pendapatan asuransi Insurance income
Pendapatan dari premi 1,171,295 1,801,679 Revenue from insurance
asuransi premiums
Beban asuransi Insurance expenses
Beban klaim ( 873,652 ) ( 570,642 ) Claim expenses
Pendapatan sekuritas Securities income
Keuntungan (kerugian) dari 461,587 273,581 Realised gains (losses) on
transaksi perdagangan efek trading of marketable
yang telah direalisasi securities
Keuntungan (kerugian) ( 5,086 ) ( 984,276 ) Gains (losses) on changes
perubahan nilai wajar efek in fair value of marketable
securities
Pendapatan operasional Other operating income
lainnya
Pendapatan provisi dan 2,111,686 2,060,166 Provisions and
komisi dari transaksi commissions income from
lainnya selain kredit transactions other than loan
Penerimaan kembali aset 544,789 355,100 Revenue from recovery of
yang telah dihapusbukukan written-off assets
Keuntungan (kerugian) 366,954 534,053 Gains (losses) on changes
selisih kurs mata uang in foreign exchange rates
asing
Pendapatan operasional 260,265 207,496 Other operating income
lainnya
Pembentukan kerugian Allowances for impairment
penurunan nilai losses
Pembentukan penyisihan ( 4,812,063 ) ( 2,270,768 ) Allowances for impairment
kerugian penurunan nilai losses on earnings assets
aset produktif
Beban operasional lainnya Other operating expenses
Beban umum dan ( 4,182,582 ) ( 3,925,802 ) General and administrative
administrasi expenses
Beban penjualan ( 130,784 ) ( 236,991 ) Selling expenses
Beban sewa, ( 334,610 ) ( 402,576 ) Rent, maintenance and
pemeliharaan, dan improvement expenses
perbaikan
Beban provisi dan komisi ( 58,230 ) ( 137,644 ) Other fees and
commissions expenses
Beban operasional ( 895,765 ) ( 887,483 ) Other operating expenses
lainnya
Jumlah laba operasional 3,027,006 5,355,216 Total profit from operation
Pendapatan dan beban bukan Non-operating income and
operasional expense
Pendapatan bukan operasional ( 8,027 ) 10,052 Non-operating income
Beban bukan operasional ( 15,156 ) ( 30,081 ) Non-operating expenses
Jumlah laba (rugi) sebelum pajak
penghasilan
Pendapatan (beban) pajak
Jumlah laba (rugi) dari operasi
yang dilanjutkan
Jumlah laba (rugi)
Pendapatan komprehensif
lainnya, setelah pajak
Pendapatan komprehensif
lainnya yang tidak akan
direklasifikasi ke laba rugi,
setelah pajak
Pendapatan komprehensif
lainnya atas pengukuran
kembali kewajiban manfaat
pasti, setelah pajak
Penyesuaian lainnya atas
pendapatan komprehensif
lainnya yang tidak akan
direklasifikasi ke laba rugi,
setelah pajak
Jumlah pendapatan
komprehensif lainnya yang
tidak akan direklasifikasi ke
laba rugi, setelah pajak
Pendapatan komprehensif
lainnya yang akan
direklasifikasi ke laba rugi,
setelah pajak
Keuntungan (kerugian)
selisih kurs penjabaran,
setelah pajak
Keuntungan (kerugian)
yang belum direalisasi atas
perubahan nilai wajar aset
keuangan yang tersedia
untuk dijual, setelah pajak
Penyesuaian lainnya atas
pendapatan komprehensif
lainnya yang akan
direklasifikasi ke laba rugi,
setelah pajak
Jumlah pendapatan
komprehensif lainnya yang
akan direklasifikasi ke laba
rugi, setelah pajak
Jumlah pendapatan
komprehensif lainnya, setelah
pajak
Jumlah laba rugi komprehensif
Laba (rugi) yang dapat
diatribusikan
Laba (rugi) yang dapat
diatribusikan ke entitas induk
Laba (rugi) yang dapat
diatribusikan ke kepentingan
non-pengendali
Laba rugi komprehensif yang
dapat diatribusikan
Laba rugi komprehensif yang
dapat diatribusikan ke entitas
induk
3,003,823 5,335,187 Total profit (loss) before tax
( 609,104 ) ( 1,115,263 ) Tax benefit (expenses)
2,394,719 4,219,924 Total profit (loss) from continuing
operations
2,394,719 4,219,924 Total profit (loss)
Other comprehensive income,
after tax
Other comprehensive
income that will not be
reclassified to profit or loss,
after tax
1,062,878 216,244 Other comprehensive
income for remeasurement
of defined benefit
obligation, after tax
( 212,576 ) ( 43,249 ) Other adjustments to other
comprehensive income that
will not be reclassified to
profit or loss, after tax
850,302 172,995 Total other comprehensive
income that will not be
reclassified to profit or loss,
after tax
Other comprehensive
income that may be
reclassified to profit or loss,
after tax
542,984 40,043 Gains (losses) on
exchange differences on
translation, after tax
( 2,028,518 ) ( 3,055,793 ) Unrealised gains (losses)
on changes in fair value of
available-for-sale financial
assets, after tax
405,704 611,159 Other adjustments to other
comprehensive income that
may be reclassified to profit
or loss, after tax
( 1,079,830 ) ( 2,404,591 ) Total other comprehensive
income that may be
reclassified to profit or loss,
after tax
( 229,528 ) ( 2,231,596 ) Total other comprehensive
income, after tax
2,165,191 1,988,328 Total comprehensive income
Profit (loss) attributable to
2,384,720 4,252,654 Profit (loss) attributable to
parent entity
9,999 ( 32,730 ) Profit (loss) attributable to
non-controlling interests
Comprehensive income
attributable to
2,208,767 2,111,154 Comprehensive income
attributable to parent entity
 Laba rugi komprehensif yang
dapat diatribusikan ke
kepentingan non-pengendali
Laba (rugi) per saham
Laba per saham dasar
diatribusikan kepada pemilik
entitas induk
Laba (rugi) per saham
dasar dari operasi yang
dilanjutkan
( 43,576 ) ( 122,826 ) Comprehensive income
attributable to non-controlling
interests
Earnings (loss) per share
Basic earnings per share
attributable to equity owners
of the parent entity
128 228 Basic earnings (loss) per
share from continuing
operations
[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year

31 March 2021

Laporan perubahan Statement of changes in

ekuitas equity
Saldo laba yang telah
Cadangan perubahan nilai Ekuitas yang dapat
Cadangan selisih kurs ditentukan Saldo laba yang belum
Saham biasa Tambahan modal disetor Saham tresuri Cadangan revaluasi wajar aset keuangan tersedia Cadangan lainnya diatribusikan kepada entitas Kepentingan non-pengendali Ekuitas
penjabaran penggunaannya-cadangan ditentukan penggunaannya
untuk dijual induk
umum dan wajib
Reserve for changes in fair Appropriated retained
Reserve of exchange Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital Treasury stocks Revaluation reserves value of available-for-sale Other reserves earnings-general and legal Non-controlling interests Equity
differences on translation earnings entity
financial assets reserves
Posisi ekuitas Equity position
Saldo awal periode sebelum 9,054,807 14,568,468 ( 79,449 ) 14,962,961 23,254 2,424,779 2,256,999 2,778,412 64,202,289 110,192,520 2,679,679 112,872,199 Balance before restatement at
penyajian kembali beginning of period
Posisi ekuitas, awal periode 9,054,807 14,568,468 ( 79,449 ) 14,962,961 23,254 2,424,779 2,256,999 2,778,412 64,202,289 110,192,520 2,679,679 112,872,199 Equity position, beginning of the
period
Laba (rugi) 2,384,720 2,384,720 9,999 2,394,719 Profit (loss)
Pendapatan komprehensif lainnya 542,984 ( 1,611,830 ) 892,893 ( 175,953 ) ( 53,575 ) ( 229,528 ) Other comprehensive income
Transaksi ekuitas lainnya 2,485,520 ( 449,873 ) 706,068 2,741,715 ( 42,472 ) 2,699,243 Other equity transactions
Posisi ekuitas, akhir periode 9,054,807 17,053,988 ( 79,449 ) 14,513,088 566,238 812,949 2,256,999 2,778,412 68,185,970 115,143,002 2,593,631 117,736,633 Equity position, end of the period
[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year

31 March 2020

Laporan perubahan ekuitas Statement of changes in

equity
Saldo laba yang telah
Cadangan perubahan nilai Ekuitas yang dapat
Cadangan selisih kurs ditentukan Saldo laba yang belum
Saham biasa Tambahan modal disetor Saham tresuri Cadangan revaluasi wajar aset keuangan tersedia Cadangan lainnya diatribusikan kepada entitas Kepentingan non-pengendali Ekuitas
penjabaran penggunaannya-cadangan ditentukan penggunaannya
untuk dijual induk
umum dan wajib
Reserve for changes in fair Appropriated retained
Reserve of exchange Unappropriated retained Equity attributable to parent
Common stocks Additional paid-in capital Treasury stocks Revaluation reserves value of available-for-sale Other reserves earnings-general and legal Non-controlling interests Equity
differences on translation earnings entity
financial assets reserves
Posisi ekuitas Equity position
Saldo awal periode sebelum penyajian 9,054,807 14,568,468 14,946,879 47,199 ( 822,278 ) 2,256,999 2,778,412 79,685,093 122,515,579 2,488,369 125,003,948 Balance before restatement at
kembali beginning of period
Penyesuaian Adjustments
Penerapan awal standar akuntansi ( 13,225,911 ) ( 13,225,911 ) ( 13,225,911 ) Initial adoption of new and revised
baru dan revisi accounting standards
Posisi ekuitas, awal periode 9,054,807 14,568,468 14,946,879 47,199 ( 822,278 ) 2,256,999 2,778,412 66,459,182 109,289,668 2,488,369 111,778,037 Equity position, beginning of the period
Laba (rugi) 4,252,654 4,252,654 ( 32,730 ) 4,219,924 Profit (loss)
Pendapatan komprehensif lainnya 40,043 ( 2,356,938 ) 175,395 ( 2,141,500 ) ( 90,096 ) ( 2,231,596 ) Other comprehensive income
Distribusi dividen kas ( 3,846,119 ) ( 3,846,119 ) ( 3,846,119 ) Distributions of cash dividends
Kenaikan (penurunan) ekuitas melalui ( 79,449 ) ( 79,449 ) ( 79,449 ) Increase (decrease) in equity through
transaksi saham tresuri treasury stock transactions
Transaksi ekuitas lainnya ( 233,953 ) 233,953 Other equity transactions
Posisi ekuitas, akhir periode 9,054,807 14,568,468 ( 79,449 ) 14,712,926 87,242 ( 3,179,216 ) 2,256,999 2,778,412 67,275,065 107,475,254 2,365,543 109,840,797 Equity position, end of the period
[4510000] Statement of cash flows, direct method - Financial and Sharia Industry

Laporan arus kas Statement of cash

flows
31 March 2021 31 March 2020
Arus kas dari aktivitas operasi Cash flows from operating
activities
Arus kas sebelum Cash flows before changes
perubahan dalam aset dan in operating assets and
liabilitas operasi liabilities
Penerimaan bunga, hasil 12,274,948 14,549,128 Interest, investment
investasi, provisi, dan income, fees and
komisi commissions received
Pembayaran bunga dan ( 2,966,911 ) ( 5,240,908 ) Payments Of Interest And
bonus, provisi dan komisi Bonus Fees And
Commissions
Penerimaan premi asuransi 1,171,295 1,801,679 Receipts from insurance
premiums
Penerimaan dari ( 873,652 ) ( 570,642 ) Receipts from (payments
(pembayaran kepada) to) customers
nasabah
Pendapatan dari transaksi 3,634,258 3,622,426 Income from other
operasional lainnya operating transactions
Penerimaan pengembalian ( 376,352 ) ( 767,870 ) Refunds (payments) of
(pembayaran) pajak income tax
penghasilan
Pembayaran beban ( 8,041,747 ) ( 3,655,949 ) Payments for other
operasional lainnya operating expenses
Penerimaan pendapatan ( 23,184 ) ( 20,030 ) Receipts from
non-operasional non-operating income
Penurunan (kenaikan) aset Decrease (increase) in
operasi operating assets
Penurunan (kenaikan) 1,124,208 20,385,866 Decrease (increase) in
penempatan pada bank lain placements with other
dan bank indonesia banks and bank indonesia
Penurunan (kenaikan) efek ( 1,382,135 ) 578,066 Decrease (increase) in
yang diperdagangkan marketable securities
Penurunan (kenaikan) efek ( 11,344,695 ) ( 6,993,416 ) Decrease (increase) in
yang dibeli dengan janji securities purchased under
dijual kembali resale agreements
Penurunan (kenaikan) 568,504 2,464,638 Decrease (increase) in bills
wesel ekspor dan tagihan and other receivables
lainnya
Penurunan (kenaikan) 895,890 3,059,136 Decrease (increase) in
tagihan akseptasi acceptance receivables
Penurunan (kenaikan) 24,329,222 ( 24,801,247 ) Decrease (increase) in
pinjaman yang diberikan loans
Penurunan (kenaikan) aset ( 324,883 ) ( 2,782,652 ) Decrease (increase) in
lainnya other assets
Kenaikan (penurunan) Increase (decrease) in
liabilitas operasi operating liabilities
Kenaikan (penurunan) ( 1,435,709 ) 1,354,574 Increase (decrease) in
liabilitas segera obligations due immediately
Kenaikan (penurunan) giro ( 14,781,231 ) 2,300,731 Increase (decrease) in
dan tabungan simpanan current accounts and
nasabah customers savings
Kenaikan (penurunan) 6,183,534 18,298,113 Increase (decrease) in
deposito berjangka customers time deposits
nasabah
 Kenaikan (penurunan) 3,608,157 2,597,718 Increase (decrease) in
simpanan dari bank lain other banks saving
deposits
Kenaikan (penurunan) ( 796,342 ) 549,435 Increase (decrease) in
liabilitas akseptasi acceptance payables
Kenaikan (penurunan) ( 32,229,563 ) 676,602 Increase (decrease) in
dana syirkah temporer temporary syirkah funds
Kenaikan (penurunan) ( 49,743 ) 1,374,770 Increase (decrease) in
liabilitas lainnya other liabilities
Jumlah arus kas bersih yang ( 20,836,131 ) 28,780,168 Total net cash flows received
diperoleh dari (digunakan from (used in) operating
untuk) aktivitas operasi activities
Arus kas dari aktivitas investasi Cash flows from investing
activities
Pencairan (penempatan) ( 1,816,702 ) ( 366,196 ) Withdrawal (placement) of
obligasi dan (atau) sukuk bonds and (or) sukuk
Penerimaan dari penjualan ( 1,699,531 ) ( 2,519,760 ) Proceeds from disposal
(perolehan) aset tetap (acquisition) of property and
equipment
Pencairan (penempatan) 7,008,140 ( 1,125,387 ) Withdrawal (placement) of
efek-efek yang marketable securities
diperdagangkan
Jumlah arus kas bersih yang 3,491,907 ( 4,011,343 ) Total net cash flows received
diperoleh dari (digunakan from (used in) investing
untuk) aktivitas investasi activities
Arus kas dari aktivitas Cash flows from financing
pendanaan activities
Penerimaan pinjaman yang ( 257,676 ) 7,761,747 Proceeds from borrowings
diterima
Obligasi subordinasi yang 7,257,448 Subordinated bonds issued
diterbitkan
Pembayaran dividen dari ( 820,101 ) ( 3,846,119 ) Dividends paid from financing
aktivitas pendanaan activities
Penerimaan (pengeluaran) kas ( 222,710 ) 12,273 Other cash inflows (outflows)
lainnya dari aktivitas from financing activities
pendanaan
Jumlah arus kas bersih yang 5,956,961 3,927,901 Total net cash flows received
diperoleh dari (digunakan from (used in) financing
untuk) aktivitas pendanaan activities
Jumlah kenaikan (penurunan) ( 11,387,263 ) 28,696,726 Total net increase (decrease) in
bersih kas dan setara kas cash and cash equivalents
Kas dan setara kas arus kas, awal 126,907,599 81,184,598 Cash and cash equivalents cash
periode flows, beginning of the period
Efek perubahan nilai kurs pada 330,087 142,775 Effect of exchange rate changes
kas dan setara kas on cash and cash equivalents
Kas dan setara kas arus kas, 115,850,423 110,024,099 Cash and cash equivalents cash
akhir periode flows, end of the period