IURAN-JHT AKUMULASI BUNGA IURAN BUNGA SALDO INSENTIF TOTAL IURAN SALDO
THN USIA UPAH PERBULAN
PERUSAHAAN KARYAWAN JML IURAN (5,7%) IURAN SETAHUN PER TAHUN PER TAHUN DAN BUNGA AKHIR TAHUN (SAT)
a b c = (3,7 %) d = (2%) e = ( c+d) f = e x 12 g = (bi x e ) h = (bs x SAT) i j=e+g+h
1 26 Rp 3,060,349.00 Rp 113,232.91 Rp 61,206.98 Rp 174,439.89 Rp 2,093,278.72 Rp 94,197.54 Rp 2,187,476.26 Rp 2,187,476.26
2 27 Rp 3,427,590.88 Rp 126,820.86 Rp 68,551.82 Rp 195,372.68 Rp 2,344,472.16 Rp 105,501.25 Rp 196,872.86 Rp 21,874.76 Rp 2,668,721.04 Rp 4,856,197.29
3 28 Rp 3,838,901.79 Rp 142,039.37 Rp 76,778.04 Rp 218,817.40 Rp 2,625,808.82 Rp 118,161.40 Rp 437,057.76 Rp 48,561.97 Rp 3,229,589.95 Rp 8,085,787.24
4 29 Rp 4,299,570.00 Rp 159,084.09 Rp 85,991.40 Rp 245,075.49 Rp 2,940,905.88 Rp 132,340.76 Rp 727,720.85 Rp 80,857.87 Rp 3,881,825.37 Rp 11,967,612.61
5 30 Rp 4,815,518.40 Rp 178,174.18 Rp 96,310.37 Rp 274,484.55 Rp 3,293,814.59 Rp 148,221.66 Rp 1,077,085.13 Rp 119,676.13 Rp 4,638,797.50 Rp 16,606,410.11
6 31 Rp 5,393,380.61 Rp 199,555.08 Rp 107,867.61 Rp 307,422.69 Rp 3,689,072.34 Rp 166,008.26 Rp 1,494,576.91 Rp 166,064.10 Rp 5,515,721.60 Rp 22,122,131.71
7 32 Rp 6,040,586.28 Rp 223,501.69 Rp 120,811.73 Rp 344,313.42 Rp 4,131,761.02 Rp 185,929.25 Rp 1,990,991.85 Rp 221,221.32 Rp 6,529,903.43 Rp 28,652,035.15
8 33 Rp 6,765,456.63 Rp 250,321.90 Rp 135,309.13 Rp 385,631.03 Rp 4,627,572.34 Rp 208,240.76 Rp 2,578,683.16 Rp 286,520.35 Rp 7,701,016.61 Rp 36,353,051.76
9 34 Rp 7,577,311.43 Rp 280,360.52 Rp 151,546.23 Rp 431,906.75 Rp 5,182,881.02 Rp 233,229.65 Rp 3,271,774.66 Rp 363,530.52 Rp 9,051,415.84 Rp 45,404,467.60
10 35 Rp 8,486,588.80 Rp 314,003.79 Rp 169,731.78 Rp 483,735.56 Rp 5,804,826.74 Rp 261,217.20 Rp 4,086,402.08 Rp 454,044.68 Rp 10,606,490.70 Rp 56,010,958.30
11 36 Rp 9,504,979.46 Rp 351,684.24 Rp 190,099.59 Rp 541,783.83 Rp 6,501,405.95 Rp 292,563.27 Rp 5,040,986.25 Rp 560,109.58 Rp 12,395,065.05 Rp 62,804,927.52
12 37 Rp 10,645,576.99 Rp 393,886.35 Rp 212,911.54 Rp 606,797.89 Rp 7,281,574.66 Rp 327,670.86 Rp 5,652,443.48 Rp 628,049.28 Rp 13,889,738.28 Rp 76,694,665.79
13 38 Rp 11,923,046.23 Rp 441,152.71 Rp 238,460.92 Rp 679,613.64 Rp 8,155,363.62 Rp 366,991.36 Rp 6,902,519.92 Rp 766,946.66 Rp 16,191,821.57 Rp 92,886,487.36
14 39 Rp 13,353,811.78 Rp 494,091.04 Rp 267,076.24 Rp 761,167.27 Rp 9,134,007.26 Rp 411,030.33 Rp 8,359,783.86 Rp 928,864.87 Rp 18,833,686.32 Rp 111,720,173.68
15 40 Rp 14,956,269.19 Rp 553,381.96 Rp 299,125.38 Rp 852,507.34 Rp 10,230,088.13 Rp 460,353.97 Rp 10,054,815.63 Rp 1,117,201.74 Rp 21,862,459.46 Rp 133,582,633.14
16 41 Rp 16,751,021.50 Rp 619,787.80 Rp 335,020.43 Rp 954,808.23 Rp 11,457,698.70 Rp 515,596.44 Rp 12,022,436.98 Rp 1,335,826.33 Rp 25,331,558.46 Rp 158,914,191.60
17 42 Rp 18,761,144.08 Rp 694,162.33 Rp 375,222.88 Rp 1,069,385.21 Rp 12,832,622.55 Rp 577,468.01 Rp 14,302,277.24 Rp 1,589,141.92 Rp 29,301,509.72 Rp 188,215,701.32
18 43 Rp 21,012,481.37 Rp 777,461.81 Rp 420,249.63 Rp 1,197,711.44 Rp 14,372,537.25 Rp 646,764.18 Rp 16,939,413.12 Rp 1,882,157.01 Rp 33,840,871.56 Rp 222,056,572.89
19 44 Rp 23,533,979.13 Rp 870,757.23 Rp 470,679.58 Rp 1,341,436.81 Rp 16,097,241.73 Rp 724,375.88 Rp 19,985,091.56 Rp 2,220,565.73 Rp 39,027,274.89 Rp 261,083,847.78
20 45 Rp 26,358,056.63 Rp 975,248.10 Rp 527,161.13 Rp 1,502,409.23 Rp 18,028,910.73 Rp 811,300.98 Rp 23,497,546.30 Rp 2,610,838.48 Rp 44,948,596.49 Rp 306,032,444.27
21 46 Rp 29,521,023.42 Rp 1,092,277.87 Rp 590,420.47 Rp 1,682,698.34 Rp 20,192,380.02 Rp 908,657.10 Rp 27,542,919.98 Rp 3,060,324.44 Rp 51,704,281.55 Rp 357,736,725.82
22 47 Rp 33,063,546.23 Rp 1,223,351.21 Rp 661,270.92 Rp 1,884,622.14 Rp 22,615,465.62 Rp 1,017,695.95 Rp 32,196,305.32 Rp 3,577,367.26 Rp 59,406,834.16 Rp 417,143,559.98
23 48 Rp 37,031,171.78 Rp 1,370,153.36 Rp 740,623.44 Rp 2,110,776.79 Rp 25,329,321.50 Rp 1,139,819.47 Rp 37,542,920.40 Rp 4,171,435.60 Rp 68,183,496.96 Rp 485,327,056.94
24 49 Rp 41,474,912.39 Rp 1,534,571.76 Rp 829,498.25 Rp 2,364,070.01 Rp 28,368,840.08 Rp 1,276,597.80 Rp 43,679,435.12 Rp 4,853,270.57 Rp 78,178,143.58 Rp 563,505,200.52
25 50 Rp 46,451,901.88 Rp 1,718,720.37 Rp 929,038.04 Rp 2,647,758.41 Rp 31,773,100.89 Rp 1,429,789.54 Rp 50,715,468.05 Rp 5,635,052.01 Rp 89,553,410.48 Rp 653,058,611.00
26 51 Rp 52,026,130.11 Rp 1,924,966.81 Rp 1,040,522.60 Rp 2,965,489.42 Rp 35,585,872.99 Rp 1,601,364.28 Rp 58,775,274.99 Rp 6,530,586.11 Rp 102,493,098.38 Rp 755,551,709.37
27 52 Rp 58,269,265.72 Rp 2,155,962.83 Rp 1,165,385.31 Rp 3,321,348.15 Rp 39,856,177.75 Rp 1,793,528.00 Rp 67,999,653.84 Rp 7,555,517.09 Rp 117,204,876.69 Rp 872,756,586.06
28 53 Rp 65,261,577.61 Rp 2,414,678.37 Rp 1,305,231.55 Rp 3,719,909.92 Rp 44,638,919.08 Rp 2,008,751.36 Rp 78,548,092.75 Rp 8,727,565.86 Rp 133,923,329.05 Rp 1,006,679,915.11
29 54 Rp 73,092,966.92 Rp 2,704,439.78 Rp 1,461,859.34 Rp 4,166,299.11 Rp 49,995,589.37 Rp 2,249,801.52 Rp 90,601,192.36 Rp 10,066,799.15 Rp 152,913,382.41 Rp 1,159,593,297.51
30 55 Rp 81,864,122.95 Rp 3,028,972.55 Rp 1,637,282.46 Rp 4,666,255.01 Rp 55,995,060.10 Rp 2,519,777.70 Rp 104,363,396.78 Rp 11,595,932.98 Rp 174,474,167.55 Rp 1,334,067,465.07
JUMLAH Rp 505,176,571.61 Rp 22,732,945.72 Rp 730,583,139.21 Rp 81,175,904.36
CATATAN: - Ilustrasi ini bukanlah nilai sebenarnya yang diterima peserta tapi tergantung faktor upah dan pengembangan investasi
- UNTUK SALDO JHT DIATAS 50 JUTA, SELISIHNYA DIKENAKAN PPH SEBESAR 5% SESUAI DENGAN KETENTUAN YANG BERLAKU
% IURAN TETAP
ILUSTRASI MANFAAT PROGRAM BPJS KETENAGAKERJAAN MANFAAT
A. Perhitungan Besaran Iuran setiap Bulan
NAIK!!!
CONTOH UPAH = Rp 3,060,349 / ORANG
E. Jaminan Pensiun diberikan setiap bulan ketika telah membayar iuran selama 15 Tahun jika mencapai
usia 56 Tahun atau akan diterima ahli waris jika peserta meninggal dunia dan cacat total tetap.
UU NO.24 TAHUN 2011 Pasal 15 Ayat (1) : " Pemberi Kerja wajib mendaftarkan dirinya dan Pekerjanya sebagai Peserta kepada
BPJS sesuai dengan program Jaminan Sosial yang diikuti."