Simulasi Cicilan KPR

Instruksi: Silahkan mengisi sel warna kuning saja. Bagian lain akan terisi secara otomatis.

Harga Rumah (Rp.) Rp 540,000,000

% DP 15%
Besar DP (Rp.) Rp 81,000,000
Pinjaman KPR (Rp.) Rp 459,000,000
Lama Cicilan (tahun) 10
Lama Cicilan (bulan) 120

Bulan ke- Cicilan Bulanan Pembayaran Pokok Pembayaran Bunga

1 Rp 4,362,562 Rp 3,341,287 Rp 1,021,275
2 Rp 4,362,562 Rp 3,348,722 Rp 1,013,841
3 Rp 4,362,562 Rp 3,356,173 Rp 1,006,390
4 Rp 4,362,562 Rp 3,363,640 Rp 998,922
5 Rp 4,362,562 Rp 3,371,124 Rp 991,438
6 Rp 4,362,562 Rp 3,378,625 Rp 983,937
7 Rp 4,362,562 Rp 3,386,143 Rp 976,420
8 Rp 4,362,562 Rp 3,393,677 Rp 968,886
9 Rp 4,362,562 Rp 3,401,228 Rp 961,335
10 Rp 4,362,562 Rp 3,408,795 Rp 953,767
11 Rp 4,362,562 Rp 3,416,380 Rp 946,183
12 Rp 4,362,562 Rp 3,423,981 Rp 938,581
13 Rp 4,362,562 Rp 3,431,600 Rp 930,963
14 Rp 4,362,562 Rp 3,439,235 Rp 923,327
15 Rp 4,362,562 Rp 3,446,887 Rp 915,675
16 Rp 4,362,562 Rp 3,454,557 Rp 908,006
17 Rp 4,362,562 Rp 3,462,243 Rp 900,319
18 Rp 4,362,562 Rp 3,469,947 Rp 892,616
19 Rp 4,362,562 Rp 3,477,667 Rp 884,895
20 Rp 4,362,562 Rp 3,485,405 Rp 877,157
21 Rp 4,362,562 Rp 3,493,160 Rp 869,402
22 Rp 4,362,562 Rp 3,500,932 Rp 861,630
23 Rp 4,362,562 Rp 3,508,722 Rp 853,841
24 Rp 4,362,562 Rp 3,516,529 Rp 846,034
25 Rp 4,362,562 Rp 3,524,353 Rp 838,209
26 Rp 4,362,562 Rp 3,532,195 Rp 830,368
27 Rp 4,362,562 Rp 3,540,054 Rp 822,509
28 Rp 4,362,562 Rp 3,547,931 Rp 814,632
29 Rp 4,362,562 Rp 3,555,825 Rp 806,738
30 Rp 4,362,562 Rp 3,563,736 Rp 798,826
31 Rp 4,362,562 Rp 3,571,666 Rp 790,897
32 Rp 4,362,562 Rp 3,579,613 Rp 782,950
33 Rp 4,362,562 Rp 3,587,577 Rp 774,985
34 Rp 4,362,562 Rp 3,595,560 Rp 767,003
35 Rp 4,362,562 Rp 3,603,560 Rp 759,003
36 Rp 4,362,562 Rp 3,611,578 Rp 750,985
37 Rp 5,717,348 Rp 2,656,509 Rp 3,060,839
38 Rp 5,717,348 Rp 2,680,860 Rp 3,036,488
39 Rp 5,717,348 Rp 2,705,435 Rp 3,011,913
40 Rp 5,717,348 Rp 2,730,234 Rp 2,987,113
41 Rp 5,717,348 Rp 2,755,262 Rp 2,962,086
42 Rp 5,717,348 Rp 2,780,518 Rp 2,936,829
43 Rp 5,717,348 Rp 2,806,006 Rp 2,911,341
44 Rp 5,717,348 Rp 2,831,728 Rp 2,885,620
45 Rp 5,717,348 Rp 2,857,685 Rp 2,859,662
46 Rp 5,717,348 Rp 2,883,881 Rp 2,833,467
47 Rp 5,717,348 Rp 2,910,316 Rp 2,807,031
48 Rp 5,717,348 Rp 2,936,994 Rp 2,780,353
49 Rp 5,717,348 Rp 2,963,917 Rp 2,753,431
50 Rp 5,717,348 Rp 2,991,086 Rp 2,726,262
51 Rp 5,717,348 Rp 3,018,504 Rp 2,698,843
52 Rp 5,717,348 Rp 3,046,174 Rp 2,671,174
53 Rp 5,717,348 Rp 3,074,097 Rp 2,643,250
54 Rp 5,717,348 Rp 3,102,276 Rp 2,615,071
55 Rp 5,717,348 Rp 3,130,714 Rp 2,586,634
56 Rp 5,717,348 Rp 3,159,412 Rp 2,557,935
57 Rp 5,717,348 Rp 3,188,373 Rp 2,528,974
58 Rp 5,717,348 Rp 3,217,600 Rp 2,499,747
59 Rp 5,717,348 Rp 3,247,095 Rp 2,470,253
60 Rp 5,717,348 Rp 3,276,860 Rp 2,440,488
61 Rp 5,717,348 Rp 3,306,898 Rp 2,410,450
62 Rp 5,717,348 Rp 3,337,211 Rp 2,380,137
63 Rp 5,717,348 Rp 3,367,802 Rp 2,349,545
64 Rp 5,717,348 Rp 3,398,674 Rp 2,318,674
65 Rp 5,717,348 Rp 3,429,828 Rp 2,287,519
66 Rp 5,717,348 Rp 3,461,268 Rp 2,256,079
67 Rp 5,717,348 Rp 3,492,996 Rp 2,224,351
68 Rp 5,717,348 Rp 3,525,016 Rp 2,192,332
69 Rp 5,717,348 Rp 3,557,328 Rp 2,160,019
70 Rp 5,717,348 Rp 3,589,937 Rp 2,127,410
71 Rp 5,717,348 Rp 3,622,845 Rp 2,094,503
72 Rp 5,717,348 Rp 3,656,054 Rp 2,061,293
73 Rp 5,717,348 Rp 3,689,568 Rp 2,027,779
74 Rp 5,717,348 Rp 3,723,389 Rp 1,993,958
75 Rp 5,717,348 Rp 3,757,520 Rp 1,959,827
76 Rp 5,717,348 Rp 3,791,964 Rp 1,925,383
77 Rp 5,717,348 Rp 3,826,724 Rp 1,890,624
78 Rp 5,717,348 Rp 3,861,802 Rp 1,855,545
79 Rp 5,717,348 Rp 3,897,202 Rp 1,820,146
80 Rp 5,717,348 Rp 3,932,926 Rp 1,784,421
81 Rp 5,717,348 Rp 3,968,978 Rp 1,748,369
82 Rp 5,717,348 Rp 4,005,360 Rp 1,711,987
 83 Rp 5,717,348 Rp 4,042,076 Rp 1,675,271
84 Rp 5,717,348 Rp 4,079,129 Rp 1,638,219
85 Rp 5,717,348 Rp 4,116,521 Rp 1,600,827
86 Rp 5,717,348 Rp 4,154,255 Rp 1,563,092
87 Rp 5,717,348 Rp 4,192,336 Rp 1,525,011
88 Rp 5,717,348 Rp 4,230,766 Rp 1,486,582
89 Rp 5,717,348 Rp 4,269,548 Rp 1,447,800
90 Rp 5,717,348 Rp 4,308,685 Rp 1,408,662
91 Rp 5,717,348 Rp 4,348,182 Rp 1,369,166
92 Rp 5,717,348 Rp 4,388,040 Rp 1,329,308
93 Rp 5,717,348 Rp 4,428,264 Rp 1,289,084
94 Rp 5,717,348 Rp 4,468,856 Rp 1,248,491
95 Rp 5,717,348 Rp 4,509,821 Rp 1,207,527
96 Rp 5,717,348 Rp 4,551,161 Rp 1,166,187
97 Rp 5,717,348 Rp 4,592,880 Rp 1,124,468
98 Rp 5,717,348 Rp 4,634,981 Rp 1,082,367
99 Rp 5,717,348 Rp 4,677,468 Rp 1,039,879
100 Rp 5,717,348 Rp 4,720,345 Rp 997,002
101 Rp 5,717,348 Rp 4,763,615 Rp 953,733
102 Rp 5,717,348 Rp 4,807,281 Rp 910,066
103 Rp 5,717,348 Rp 4,851,348 Rp 865,999
104 Rp 5,717,348 Rp 4,895,819 Rp 821,529
105 Rp 5,717,348 Rp 4,940,697 Rp 776,650
106 Rp 5,717,348 Rp 4,985,987 Rp 731,361
107 Rp 5,717,348 Rp 5,031,692 Rp 685,656
108 Rp 5,717,348 Rp 5,077,816 Rp 639,532
109 Rp 5,717,348 Rp 5,124,362 Rp 592,985
110 Rp 5,717,348 Rp 5,171,336 Rp 546,012
111 Rp 5,717,348 Rp 5,218,740 Rp 498,608
112 Rp 5,717,348 Rp 5,266,578 Rp 450,770
113 Rp 5,717,348 Rp 5,314,855 Rp 402,493
114 Rp 5,717,348 Rp 5,363,574 Rp 353,773
115 Rp 5,717,348 Rp 5,412,741 Rp 304,607
116 Rp 5,717,348 Rp 5,462,357 Rp 254,990
117 Rp 5,717,348 Rp 5,512,429 Rp 204,919
118 Rp 5,717,348 Rp 5,562,960 Rp 154,388
119 Rp 5,717,348 Rp 5,613,953 Rp 103,394
120 Rp 5,717,348 Rp 5,665,415 Rp 51,933
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238 Rp - Rp - Rp -
239 Rp - Rp - Rp -
240 Rp - Rp - Rp -
 Simulasi Cicilan KPR

secara otomatis.

Bunga KPR - Fixed (%) 2.670% Besar Pokok Dibayar

Fixed Rate (tahun) 3 Besar Bunga Dibayar
Total Pembayaran
Bunga KPR - Floating (%) 11%
Floating Rate (tahun) 7 Gaji bersih per bulan
Sisa pokok saat floating Rp 333,909,695

Total Bunga Dibayar Sisa Bunga Total Pokok Dibayar

Rp 1,021,275 Rp 177,288,167 Rp 3,341,287
Rp 2,035,116 Rp 176,274,327 Rp 6,690,009
Rp 3,041,505 Rp 175,267,937 Rp 10,046,182
Rp 4,040,428 Rp 174,269,015 Rp 13,409,822
Rp 5,031,866 Rp 173,277,577 Rp 16,780,947
Rp 6,015,803 Rp 172,293,639 Rp 20,159,572
Rp 6,992,223 Rp 171,317,219 Rp 23,545,714
Rp 7,961,109 Rp 170,348,333 Rp 26,939,391
Rp 8,922,444 Rp 169,386,999 Rp 30,340,619
Rp 9,876,211 Rp 168,433,231 Rp 33,749,414
Rp 10,822,393 Rp 167,487,049 Rp 37,165,794
Rp 11,760,975 Rp 166,548,468 Rp 40,589,775
Rp 12,691,937 Rp 165,617,505 Rp 44,021,375
Rp 13,615,265 Rp 164,694,178 Rp 47,460,610
Rp 14,530,940 Rp 163,778,502 Rp 50,907,498
Rp 15,438,946 Rp 162,870,497 Rp 54,362,054
Rp 16,339,265 Rp 161,970,177 Rp 57,824,297
Rp 17,231,881 Rp 161,077,561 Rp 61,294,244
Rp 18,116,776 Rp 160,192,666 Rp 64,771,911
Rp 18,993,934 Rp 159,315,508 Rp 68,257,316
Rp 19,863,336 Rp 158,446,106 Rp 71,750,476
Rp 20,724,967 Rp 157,584,476 Rp 75,251,408
Rp 21,578,807 Rp 156,730,635 Rp 78,760,130
Rp 22,424,841 Rp 155,884,601 Rp 82,276,659
Rp 23,263,050 Rp 155,046,392 Rp 85,801,012
Rp 24,093,418 Rp 154,216,024 Rp 89,333,207
Rp 24,915,927 Rp 153,393,516 Rp 92,873,261
Rp 25,730,559 Rp 152,578,884 Rp 96,421,191
Rp 26,537,296 Rp 151,772,146 Rp 99,977,016
Rp 27,336,123 Rp 150,973,320 Rp 103,540,752
Rp 28,127,019 Rp 150,182,423 Rp 107,112,418
Rp 28,909,969 Rp 149,399,473 Rp 110,692,031
Rp 29,684,955 Rp 148,624,488 Rp 114,279,608
Rp 30,451,957 Rp 147,857,485 Rp 117,875,168
Rp 31,210,960 Rp 147,098,482 Rp 121,478,727
Rp 31,961,945 Rp 146,347,497 Rp 125,090,305
Rp 35,022,784 Rp 143,286,658 Rp 127,746,814
Rp 38,059,271 Rp 140,250,171 Rp 130,427,674
Rp 41,071,184 Rp 137,238,258 Rp 133,133,108
Rp 44,058,298 Rp 134,251,145 Rp 135,863,343
Rp 47,020,384 Rp 131,289,059 Rp 138,618,604
Rp 49,957,213 Rp 128,352,229 Rp 141,399,122
Rp 52,868,554 Rp 125,440,888 Rp 144,205,128
Rp 55,754,174 Rp 122,555,268 Rp 147,036,856
Rp 58,613,836 Rp 119,695,606 Rp 149,894,541
Rp 61,447,303 Rp 116,862,139 Rp 152,778,422
Rp 64,254,334 Rp 114,055,108 Rp 155,688,739
Rp 67,034,687 Rp 111,274,755 Rp 158,625,733
Rp 69,788,118 Rp 108,521,324 Rp 161,589,650
Rp 72,514,380 Rp 105,795,063 Rp 164,580,736
Rp 75,213,223 Rp 103,096,219 Rp 167,599,240
Rp 77,884,397 Rp 100,425,046 Rp 170,645,414
Rp 80,527,647 Rp 97,781,795 Rp 173,719,511
Rp 83,142,718 Rp 95,166,724 Rp 176,821,787
Rp 85,729,352 Rp 92,580,091 Rp 179,952,501
Rp 88,287,287 Rp 90,022,155 Rp 183,111,913
Rp 90,816,261 Rp 87,493,181 Rp 186,300,287
Rp 93,316,009 Rp 84,993,434 Rp 189,517,887
Rp 95,786,261 Rp 82,523,181 Rp 192,764,982
Rp 98,226,749 Rp 80,082,693 Rp 196,041,842
Rp 100,637,199 Rp 77,672,244 Rp 199,348,739
Rp 103,017,335 Rp 75,292,107 Rp 202,685,950
Rp 105,366,881 Rp 72,942,562 Rp 206,053,752
Rp 107,685,555 Rp 70,623,888 Rp 209,452,426
Rp 109,973,074 Rp 68,336,368 Rp 212,882,254
Rp 112,229,153 Rp 66,080,289 Rp 216,343,522
Rp 114,453,504 Rp 63,855,938 Rp 219,836,519
Rp 116,645,836 Rp 61,663,606 Rp 223,361,534
Rp 118,805,856 Rp 59,503,587 Rp 226,918,863
Rp 120,933,266 Rp 57,376,176 Rp 230,508,800
Rp 123,027,769 Rp 55,281,674 Rp 234,131,645
Rp 125,089,062 Rp 53,220,380 Rp 237,787,699
Rp 127,116,841 Rp 51,192,601 Rp 241,477,267
Rp 129,110,800 Rp 49,198,643 Rp 245,200,656
Rp 131,070,627 Rp 47,238,815 Rp 248,958,176
Rp 132,996,011 Rp 45,313,432 Rp 252,750,141
Rp 134,886,634 Rp 43,422,808 Rp 256,576,864
Rp 136,742,180 Rp 41,567,263 Rp 260,438,667
Rp 138,562,325 Rp 39,747,117 Rp 264,335,868
Rp 140,346,746 Rp 37,962,696 Rp 268,268,795
Rp 142,095,116 Rp 36,214,327 Rp 272,237,773
Rp 143,807,103 Rp 34,502,339 Rp 276,243,133
Rp 145,482,374 Rp 32,827,068 Rp 280,285,210
Rp 147,120,593 Rp 31,188,849 Rp 284,364,338
Rp 148,721,420 Rp 29,588,022 Rp 288,480,859
Rp 150,284,512 Rp 28,024,930 Rp 292,635,114
Rp 151,809,524 Rp 26,499,919 Rp 296,827,450
Rp 153,296,105 Rp 25,013,337 Rp 301,058,216
Rp 154,743,905 Rp 23,565,537 Rp 305,327,764
Rp 156,152,567 Rp 22,156,875 Rp 309,636,449
Rp 157,521,733 Rp 20,787,709 Rp 313,984,631
Rp 158,851,041 Rp 19,458,402 Rp 318,372,671
Rp 160,140,124 Rp 18,169,318 Rp 322,800,935
Rp 161,388,616 Rp 16,920,827 Rp 327,269,791
Rp 162,596,143 Rp 15,713,300 Rp 331,779,611
Rp 163,762,330 Rp 14,547,113 Rp 336,330,772
Rp 164,886,798 Rp 13,422,645 Rp 340,923,652
Rp 165,969,164 Rp 12,340,278 Rp 345,558,633
Rp 167,009,043 Rp 11,300,399 Rp 350,236,101
Rp 168,006,046 Rp 10,303,397 Rp 354,956,446
Rp 168,959,778 Rp 9,349,664 Rp 359,720,061
Rp 169,869,844 Rp 8,439,598 Rp 364,527,342
Rp 170,735,844 Rp 7,573,599 Rp 369,378,691
Rp 171,557,372 Rp 6,752,070 Rp 374,274,510
Rp 172,334,023 Rp 5,975,420 Rp 379,215,207
Rp 173,065,383 Rp 5,244,059 Rp 384,201,194
Rp 173,751,039 Rp 4,558,403 Rp 389,232,885
Rp 174,390,571 Rp 3,918,871 Rp 394,310,701
Rp 174,983,556 Rp 3,325,886 Rp 399,435,063
Rp 175,529,568 Rp 2,779,874 Rp 404,606,399
Rp 176,028,176 Rp 2,281,266 Rp 409,825,138
Rp 176,478,946 Rp 1,830,497 Rp 415,091,716
Rp 176,881,438 Rp 1,428,004 Rp 420,406,571
Rp 177,235,211 Rp 1,074,231 Rp 425,770,146
Rp 177,539,818 Rp 769,624 Rp 431,182,886
Rp 177,794,809 Rp 514,634 Rp 436,645,244
Rp 177,999,727 Rp 309,715 Rp 442,157,673
Rp 178,154,115 Rp 155,327 Rp 447,720,632
Rp 178,257,509 Rp 51,933 Rp 453,334,585
Rp 178,309,442 -Rp 0 Rp 459,000,000
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Rp 459,000,000
Rp 178,309,442 0.388474
Rp 637,309,442

Rp 14,541,875

Sisa Pokok
Rp 455,658,713
Rp 452,309,991
Rp 448,953,818
Rp 445,590,178
Rp 442,219,053
Rp 438,840,428
Rp 435,454,286
Rp 432,060,609
Rp 428,659,381
Rp 425,250,586
Rp 421,834,206
Rp 418,410,225
Rp 414,978,625
Rp 411,539,390
Rp 408,092,502
Rp 404,637,946
Rp 401,175,703
Rp 397,705,756
Rp 394,228,089
Rp 390,742,684
Rp 387,249,524
Rp 383,748,592
Rp 380,239,870
Rp 376,723,341
Rp 373,198,988
Rp 369,666,793
Rp 366,126,739
Rp 362,578,809
Rp 359,022,984
Rp 355,459,248
Rp 351,887,582
Rp 348,307,969
Rp 344,720,392
Rp 341,124,832
Rp 337,521,273
Rp 333,909,695
Rp 331,253,186
Rp 328,572,326
Rp 325,866,892
Rp 323,136,657
Rp 320,381,396
Rp 317,600,878
Rp 314,794,872
Rp 311,963,144
Rp 309,105,459
Rp 306,221,578
Rp 303,311,261
Rp 300,374,267
Rp 297,410,350
Rp 294,419,264
Rp 291,400,760
Rp 288,354,586
Rp 285,280,489
Rp 282,178,213
Rp 279,047,499
Rp 275,888,087
Rp 272,699,713
Rp 269,482,113
Rp 266,235,018
Rp 262,958,158
Rp 259,651,261
Rp 256,314,050
Rp 252,946,248
Rp 249,547,574
Rp 246,117,746
Rp 242,656,478
Rp 239,163,481
Rp 235,638,466
Rp 232,081,137
Rp 228,491,200
Rp 224,868,355
Rp 221,212,301
Rp 217,522,733
Rp 213,799,344
Rp 210,041,824
Rp 206,249,859
Rp 202,423,136
Rp 198,561,333
Rp 194,664,132
Rp 190,731,205
Rp 186,762,227
Rp 182,756,867
Rp 178,714,790
Rp 174,635,662
Rp 170,519,141
Rp 166,364,886
Rp 162,172,550
Rp 157,941,784
Rp 153,672,236
Rp 149,363,551
Rp 145,015,369
Rp 140,627,329
Rp 136,199,065
Rp 131,730,209
Rp 127,220,389
Rp 122,669,228
Rp 118,076,348
Rp 113,441,367
Rp 108,763,899
Rp 104,043,554
Rp 99,279,939
Rp 94,472,658
Rp 89,621,309
Rp 84,725,490
Rp 79,784,793
Rp 74,798,806
Rp 69,767,115
Rp 64,689,299
Rp 59,564,937
Rp 54,393,601
Rp 49,174,862
Rp 43,908,284
Rp 38,593,429
Rp 33,229,854
Rp 27,817,114
Rp 22,354,756
Rp 16,842,327
Rp 11,279,368
Rp 5,665,415
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