Agen Barang Kebutuhan Pokok

FORMULIR B
AGEN BARANG KEBUTUHAN POKOK

BIAYA OPERASIONAL Rp 000
NO. KETERANGAN VOLUME UNIT HARGA TOTAL
PER-UNIT HARGA
1 Tenaga Kerja 4 Orang
Pimpinan 1 Orang 1,500 1,500
Karyawan 3 Orang 800 2,400
0 Orang 0 0
Sub-Total 3,900
2 Asuransi & Kesehatan: Link
Bangunan 0.00% % 15,000 0
Mesin & Perlengkapan 0.00% % 5,000 0
Kendaraan 0.00% % 0 0
Tenaga Kerja 5.00% % 3,900 195
Sub-Total 195
3 Perbaikan & Pemeliharaan: link
Bangunan 0.00% % 15,000 0
Mesin & Perlengkapan 0.00% % 5,000 0
Kendaraan 5.00% % 0 0
0.00% % 3,900 0
Sub-Total 0
4 Biaya Operasional:
Listrik 1 Lump Sum 150 150
Telpon 1 Lump Sum 500 500
Bahan Bakar 1 Lump Sum 0 0
Suplai kantor 1 Lump Sum 200 200
Lain-lain 1 Lump Sum 50 50
Sub-Total 900
GRAND TOTAL 4,995
Bagian dari buku "Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z.
FORMULIR A
PERKIRAAN INVESTASI Rp 000
NO. KETERANGAN VOLUME UNIT Umur Ekonomis HARGA TOTAL
(bulan) PER-UNIT HARGA
I Tanah
1 Biaya Pembelian Tanah 60 m2 -- 0 0
2 Biaya Pematengan Tanah 60 m2 -- 0 0
Sub-Total 0
II Bangunan
1 Kontrak Kios 1.00 Tahun 36 15,000 15,000
2 0.00 Lump Sum 36 0 0
Sub-Total 15,000
III Mesin & Perlengkapan
1 Etalase 3.00 Unit 36 750 2,250
2 Rak kayu 4.00 Unit 36 500 2,000
3 Meja dan kursi 1.00 Unit 36 250 250
4 Lain-lain 1.00 Lump Sum 36 500 500
Sub-Total 5,000
IV Kendaraan
1. Mobil Pick-up Second 0.00 Unit 60 0 0
2. Motor 0.00 Unit 60 0 0
Sub-Total 0
V Legalitas
1. Biaya Perizinan 0.00 Lump Sum 12 0 0
2. Royalty Fee 0.00 Lump Sum 12 0 0
Sub-Total 0
TOTAL 20,000
FORMULIR C
KELOMPOK DAN PORSI PENJUALAN BARANG Rp 000
NO. Total PORSI
KETERANGAN PENJUALANPENJUALAN
UNIT Per-bulan Per-bulan
1 Perkiraan Omset Penjualan (Rp) Porsi
Gol 1 (beras, gula, minyak) 50.00% % 562,500 281,250
Gol 2 (Makanan Cemilan/Snack) 30.00% % 562,500 168,750
Gol 3 (Sabun, Parfum, Jamu) 20.00% % 562,500 112,500
100.00% Total Penjualan perbulan 562,500
2 Harga Pokok (Rp) HPP HPP
Gol 1 (beras, gula, minyak) 92.50% % 281,250 260,156
Gol 2 (Makanan Cemilan/Snack) 90.00% % 168,750 151,875
Gol 3 (Sabun, Parfum, Jamu) 87.50% % 112,500 98,438
Total Harga Pokok Barang 510,469
Rata-rata harga pokok 90.75%
Nama Proyek AGEN BARANG KEBUTUHAN POKOK
Nama File Komputer
ASUMSI
Keterangan BULAN-1 BULAN-2 BULAN-3 BULAN-4 BULAN-5 BULAN-6 BULAN-7 BULAN-8 BULAN-9 BULAN-10
Kenaikan Harga Jual 0.00% per-bulan 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Kenaikan Harga Pokok 0.00% per-bulan 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Kenaikan Biaya Operasinal0.00% per-bulan 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Kenaikkan omset Penjualan 60.00% 70.00% 80.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Total Penjualan (Rp) 337,500 393,750 450,000 562,500 562,500 562,500 562,500 562,500 562,500 562,500
Total Harga Pokok (Rp) 306,281 357,328 408,375 510,469 510,469 510,469 510,469 510,469 510,469 510,469
Bagian dari buku "Menangkap Peluang Usaha", Penulis: Ir. Harmaizar Z..
Rp 000
BULAN-11BULAN-12
100.00% 100.00%
100.00% 100.00%
100.00% 100.00%
100.00% 100.00%
562,500 562,500
510,469 510,469
\0 {paneloff} |
/wgpe/wgrn/wgrm
{
LAMPIRAN-01
PROYEKSI NERACA
Masa
KETERANGAN Investasi BULAN-1 BULAN-2 BULAN-3 BULAN-4 BULAN-5 BULAN-6 BULAN-7 BULAN-8 BULAN-9
Harta:
Harta Lancar:
Kas & Bank 0 294,387 238,380 277,005 354,208 357,490 396,602 435,810 475,115 514,517
Persediaan 153,141 178,664 204,188 255,234 255,234 255,234 255,234 255,234 255,234
Piutang 0 0 0 0 0 0 0 0 0
TOTAL 0 447,527 417,044 481,192 609,443 612,725 651,837 691,045 730,350 769,751
Harta Tetap:
Investasi 20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000 20,000
Akumulasi Penyusutan (556) (1,111) (1,667) (2,222) (2,778) (3,333) (3,889) (4,444) (5,000)
Harta Bersih 20,000 19,444 18,889 18,333 17,778 17,222 16,667 16,111 15,556 15,000
Total Harta 20,000 466,972 435,933 499,525 627,220 629,947 668,503 707,156 745,905 784,751
Hutang & Modal
Hutang lancar:
- Hutang Dagang 321,595 267,996 303,729 393,061 357,328 357,328 357,328 357,328 357,328
- Pinjaman Bank 12,000 79,733 72,485 65,237 57,989 50,741 43,493 36,245 28,997 21,749
12,000 401,329 340,481 368,966 451,050 408,069 400,821 393,573 386,325 379,077
Modal:
Setoran Modal 8,000 40,135 40,135 40,135 40,135 40,135 40,135 40,135 40,135 40,135
Laba ditahan 0 25,508 55,316 90,424 136,035 181,743 227,547 273,448 319,445 365,539
Total Modal & Akumu. Keuntungan 8,000 65,643 95,451 130,559 176,170 221,878 267,682 313,583 359,580 405,674
Total Hutang dan Modal 20,000 466,972 435,933 499,525 627,220 629,947 668,503 707,156 745,905 784,751
0 0 0 0 0 0 0 0 0 0
LAMPIRAN-02
PROYEKSI ALIRAN DANA
Masa
PENDAPATAN
A/R Collection 337,500 393,750 450,000 562,500 562,500 562,500 562,500 562,500 562,500
AKTIVITAS OPERASIONAL:
Pembelian Barang - Tunai (137,827) (114,855) (130,170) (168,455) (153,141) (153,141) (153,141) (153,141) (153,141)
- Kredit (321,595) (267,996) (303,729) (393,061) (357,328) (357,328) (357,328) (357,328)
Tenaga Kerja (3,900) (3,900) (3,900) (3,900) (3,900) (3,900) (3,900) (3,900) (3,900)
Asuransi & Kesehatan: (195) (195) (195) (195) (195) (195) (195) (195) (195)
Perbaikan & Pemeliharaan: 0 0 0 0 0 0 0 0 0
Biaya Operasional: (900) (900) (900) (900) (900) (900) (900) (900) (900)
Pajak PPh 0 0 0 0 0 0 0 0 0
(142,822) (441,446) (403,161) (477,179) (551,197) (515,464) (515,464) (515,464) (515,464)
KAS BERSIH OPERASIONAL 194,678 (47,696) 46,839 85,321 11,303 47,036 47,036 47,036 47,036
AKTIVITAS INVESTASI:
Tanah 0
Bangunan (15,000)
Mesin & Perlengkapan (5,000)
Kendaraan 0
Legalitas 0
KAS DIGUNAKAN INVESTASI (20,000) 0 0 0 0 0 0 0 0 0
AKTIVITAS KEUANGAN:
Setoran Modal 40,135 8,000 32,135
KREDIT BANK 86,981 12,000 74,981
Pembayaran :Bank Loan (86,981) (7,248) (7,248) (7,248) (7,248) (7,248) (7,248) (7,248) (7,248) (7,248)
Biaya Bunga (160) (1,063) (966) (870) (773) (677) (580) (483) (387)
Kas Digunakan Aktivitas Keuangan 20,000 99,708 (8,311) (8,214) (8,118) (8,021) (7,925) (7,828) (7,731) (7,635)
PLUS (MINUS) KAS EKUIVALEN 0 294,387 (56,007) 38,625 77,204 3,282 39,112 39,208 39,305 39,402
KAS AWAL 0 0 294,387 238,380 277,005 354,208 357,490 396,602 435,810 475,115
KAS AKHIR 0 294,387 238,380 277,005 354,208 357,490 396,602 435,810 475,115 514,517
LAMPIRAN-03
PROYEKSI LABA / RUGI
Masa
Penjualan 337,500 393,750 450,000 562,500 562,500 562,500 562,500 562,500 562,500
Harga Pokok Penjualan (306,281) (357,328) (408,375) (510,469) (510,469) (510,469) (510,469) (510,469) (510,469)
Keuntungan Kotor 31,219 36,422 41,625 52,031 52,031 52,031 52,031 52,031 52,031
Biaya Operasional:
Tenaga Kerja (3,900) (3,900) (3,900) (3,900) (3,900) (3,900) (3,900) (3,900) (3,900)
Asuransi & Kesehatan: (195) (195) (195) (195) (195) (195) (195) (195) (195)
Perbaikan & Pemeliharaan: 0 0 0 0 0 0 0 0 0
Biaya Operasional: (900) (900) (900) (900) (900) (900) (900) (900) (900)
Biaya Penyusutan:
Bangunan 2.78% (417) (417) (417) (417) (417) (417) (417) (417) (417)
Mesin & Perlengkapan 2.78% (139) (139) (139) (139) (139) (139) (139) (139) (139)
Kendaraan 1.67% 0 0 0 0 0 0 0 0 0
Legalitas 8.33% 0 0 0 0 0 0 0 0 0
TOTAL BIAYA OPERASIONAL (5,551) (5,551) (5,551) (5,551) (5,551) (5,551) (5,551) (5,551) (5,551)
Pendapatan Operasional 25,668 30,871 36,074 46,481 46,481 46,481 46,481 46,481 46,481
perbulan
Biaya Bunga 1.33% (160) (1,063) (966) (870) (773) (677) (580) (483) (387)
TOTAL (160) (1,063) (966) (870) (773) (677) (580) (483) (387)
Pendapatan Sebelum Pajak 25,508 29,808 35,108 45,611 45,708 45,804 45,901 45,997 46,094
Pajak PPh 0.00% 0 0 0 0 0 0 0 0 0
Laba (Rugi Bersih) 25,508 29,808 35,108 45,611 45,708 45,804 45,901 45,997 46,094
Dividen 0 0 0 0 0 0 0 0 0
Akumulasi Keuntungan 25,508 55,316 90,424 136,035 181,743 227,547 273,448 319,445 365,539
LAMPIRAN-04
PROYEKSI HARGA POKOK & PENJUALAN
Masa
Persediaan (Rp):
Persediaan Awal 0 153,141 178,664 204,188 255,234 255,234 255,234 255,234 255,234
Pembelian 459,422 382,852 433,898 561,516 510,469 510,469 510,469 510,469 510,469
Persediaan Akhir: (153,141) (178,664) (204,188) (255,234) (255,234) (255,234) (255,234) (255,234) (255,234)
Harga Pokok Barang 306,281 357,328 408,375 510,469 510,469 510,469 510,469 510,469 510,469
Penjualan:
Total Penjualan 337,500 393,750 450,000 562,500 562,500 562,500 562,500 562,500 562,500
Piutang (Credit Card)
- Awal 0 0 0 0 0 0 0 0
- Akhir 0 0 0 0 0 0 0 0 0
A/R Collection 337,500 393,750 450,000 562,500 562,500 562,500 562,500 562,500 562,500
LAMPIRAN-05
ANALISA INVESTASI & RASIO KEUANGAN
Masa
INTERNAL RATE OF RETURN (IRR)
Investasi (20,000) 0 0 0 0 0 0 0 0 0
Modal Kerja (107,116) 0 0 0 0 0 0 0 0
Pendapatan Operasional 25,668 30,871 36,074 46,481 46,481 46,481 46,481 46,481 46,481
Nilai Sisa:
- Aset Bersih
- Persediaan
- Piutang
IRR 38.21% (20,000) (81,448) 30,871 36,074 46,481 46,481 46,481 46,481 46,481 46,481
Payback Period
Total Investasi (20,000) (107,116) 0 0 0 0 0 0 0 0
Kas Bersih Operasi 25,668 30,871 36,074 46,481 46,481 46,481 46,481 46,481 46,481
Total (20,000) (81,448) 30,871 36,074 46,481 46,481 46,481 46,481 46,481 46,481
Akumulasi (20,000) (101,448) (70,577) (34,502) 11,978 58,459 104,940 151,421 197,901 244,382
3 0 3 bulan 1 1 1 0 0 0 0 0 0
Rasio Keuangan:
Likuiditas - Harta Lancar (A) 0 447,527 417,044 481,192 609,443 612,725 651,837 691,045 730,350 769,751
- Hutang Lancar (B) 12,000 401,329 340,481 368,966 451,050 408,069 400,821 393,573 386,325 379,077
A/B x 100% 0.00% 111.51% 122.49% 130.42% 135.12% 150.15% 162.63% 175.58% 189.05% 203.06%
R. O. I. - Laba bersih + Bunga (A/B) 0 25,668 30,871 36,074 46,481 46,481 46,481 46,481 46,481 46,481
- Modal + Hutang 20,000 119,868 112,620 105,372 98,124 90,876 83,628 76,380 69,132 61,884
A/B x 100% 0.00% 21.41% 27.41% 34.24% 47.37% 51.15% 55.58% 60.85% 67.23% 75.11%
R. O. E. - Laba Bersih (A) 0 25,508 29,808 35,108 45,611 45,708 45,804 45,901 45,997 46,094
- Modal (B) 8,000 40,135 40,135 40,135 40,135 40,135 40,135 40,135 40,135 40,135
A/B x 100% 0.00% 63.56% 74.27% 87.48% 113.64% 113.88% 114.13% 114.37% 114.61% 114.85%
Rp 000
BULAN-10BULAN-11 BULAN-12
554,015 593,610 633,296
255,234 255,234 255,234
0 0 0
809,250 848,845 888,531
20,000 20,000 20,000
(5,556) (6,111) (6,667)
14,444 13,889 13,333
823,694 862,734 901,864
357,328 357,328 357,328
14,501 7,253 0
371,829 364,581 357,328
40,135 40,135 40,135
411,730 458,017 504,401
451,865 498,152 544,536
823,694 862,734 901,864
0 0 0
Rp 000
562,500 562,500 562,500
(153,141) (153,141) (153,141)
(357,328) (357,328) (357,328)
(3,900) (3,900) (3,900)
(195) (195) (195)
0 0 0
(900) (900) (900)
0 0 0
(515,464) (515,464) (515,464)
47,036 47,036 47,036
0 0 0
7248
(7,248) (7,248) (7,253) << diatur besar pembayaran hutang
(290) (193) (97) dengan melihat KAS AKHIR
(7,538) (7,441) (7,350)
39,498 39,595 39,686
514,517 554,015 593,610
554,015 593,610 633,296 <<< Harus POSITIF, jika NEGATIF kurangi
pembayaran hutang (warna biru diatas)
Rp 000
562,500 562,500 562,500
(510,469) (510,469) (510,469)
52,031 52,031 52,031
(3,900) (3,900) (3,900)
(195) (195) (195)
0 0 0
(900) (900) (900)
(417) (417) (417)
(139) (139) (139)
0 0 0
0 0 0
(5,551) (5,551) (5,551)
0
46,481 46,481 46,481
(290) (193) (97)
(290) (193) (97)
46,191 46,287 46,384
0 0 0 << % pajak dihitung rata-rata, dan dapat dirubah
46,191 46,287 46,384 sesuaikan dengan jenis legalitas Usaha (PT, CV, Perorangan)
0 0 0 << Diisi jika ada pembagian keuntungan
411,730 458,017 504,401
Rp 000
255,234 255,234 255,234
510,469 510,469 510,469
(255,234) (255,234) (255,234)
510,469 510,469 510,469
562,500 562,500 562,500
0 0 0
0 0 0
562,500 562,500 562,500
Rp 000
0 0 0
0 0 0
46,481 46,481 46,481
13,333
255,234
0
46,481 46,481 315,048
0 0 0
46,481 46,481 46,481
46,481 46,481 46,481
290,863 337,343 383,824
0 0 0
809,250 848,845 888,531
371,829 364,581 357,328
217.64% 232.83% 248.66%
46,481 46,481 46,481
54,636 47,388 40,135
85.07% 98.09% 115.81%
46,191 46,287 46,384
40,135 40,135 40,135
115.09% 115.33% 115.57%
LAMPIRAN-0
RINGKASAN & ASUMSI Rp 000
Investasi (Rp 000): Suku Bunga Kredit 16.00% per-tahun Hutang Dagang
Modal Sendiri Porsi Persediaan Barang 0.50 Bulan - Tunai 30.00%
Investasi Tetap 8,000 40.00% Kenaikan Harga Jual 0.00% per-bulan - Kredit 70.00% (1 bulan)
Modal Kerja 32,135 30.00% Kenaikan Harga Pokok 0.00% per-bulan Piutang
Kredit Bank Kenaikan Biaya Operasinal 0.00% per-bulan - Tunai 100.00%
Investasi Tetap 12,000 60.00% - Leasing 0.00% (1 bulan)
Modal Kerja 74,981 70.00%
Total 127,116
Pembayaran Hutang & Bunga: BULAN-1 BULAN-2 BULAN-3 BULAN-4 BULAN-5 BULAN-6 BULAN-7 BULAN-8 BULAN-9BULAN-10BULAN-11 BULAN-12
Proyeksi pembayaran Hutang 7,248 7,248 7,248 7,248 7,248 7,248 7,248 7,248 7,248 7,248 7,248 7,253
Proyeksi pembayaran Bunga 160 1,063 966 870 773 677 580 483 387 290 193 97
Total Pembayaran Pokok & Bunga 7,408 8,311 8,214 8,118 8,021 7,925 7,828 7,731 7,635 7,538 7,441 7,350
Kenaikkan omset Penjualan 60.00% 70.00% 80.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
Penjualan 337,500 393,750 450,000 562,500 562,500 562,500 562,500 562,500 562,500 562,500 562,500 562,500
Harga Pokok Barang 306,281 357,328 408,375 510,469 510,469 510,469 510,469 510,469 510,469 510,469 510,469 510,469
LABA / RUGI BERSIH 25,508 29,808 35,108 45,611 45,708 45,804 45,901 45,997 46,094 46,191 46,287 46,384
ALIRAN DANA AKHIR 294,387 238,380 277,005 354,208 357,490 396,602 435,810 475,115 514,517 554,015 593,610 633,296
Rasio Keuangan:
Likuiditas 111.51% 122.49% 130.42% 135.12% 150.15% 162.63% 175.58% 189.05% 203.06% 217.64% 232.83% 248.66%
R. O. I. 21.41% 27.41% 34.24% 47.37% 51.15% 55.58% 60.85% 67.23% 75.11% 85.07% 98.09% 115.81%
R. O. E. 63.56% 74.27% 87.48% 113.64% 113.88% 114.13% 114.37% 114.61% 114.85% 115.09% 115.33% 115.57%
Payback Period 3 bulan
IRR 1 tahun 38.21% (seharusnya dihitung seumur ekonomis mesin usaha ini, coba dikalikan 5 tahun, ini merupakan nilai IRR minimal)

Agen Barang Kebutuhan Pokok

Diunggah oleh

Informasi Dokumen

Judul Asli

Hak Cipta

Format Tersedia

Bagikan dokumen Ini

Bagikan atau Tanam Dokumen

Opsi Berbagi

Apakah menurut Anda dokumen ini bermanfaat?

Apakah konten ini tidak pantas?

Hak Cipta:

Format Tersedia

Agen Barang Kebutuhan Pokok

Diunggah oleh

Hak Cipta:

Format Tersedia

FORMULIR B

AGEN BARANG KEBUTUHAN POKOK

Anda mungkin juga menyukai